What Are the Different Types of Accounts in XM? (Full 2025 Breakdown)

XM is a globally recognized forex and CFD broker that offers several types of trading accounts to suit beginners, experienced traders, and professionals. Whether you want to start small or trade in large volumes, XM has an account for you.

👉 Click here to open your XM account now and choose the account type that fits your trading style.

In this guide, we’ll break down all the XM account types and help you understand the key differences between them.

1. XM Micro Account

The Micro Account is ideal for beginners who want to trade with minimal risk.

Key features:

• 1 lot = 1,000 units (micro lots)

• Minimum deposit: as low as $5

• Leverage up to 1:1000 (varies by region)

• Same spreads as Standard Account

• Perfect for testing strategies with small capital

👉 Great for first-time traders or low-volume traders.

2. XM Standard Account

The Standard Account is the most popular option and suitable for all types of traders.

Key features:

• 1 lot = 100,000 units (standard lot size)

• Minimum deposit: $5

• Spreads from 1.0 pip

• Zero commission

• Ideal for traders with some experience

✅ Want to try the Standard Account?Sign up here in just a few minutes.

3. XM Ultra Low Account

The Ultra Low Account is for traders looking for tighter spreads.

Key features:

• Spreads from as low as 0.6 pips

• No commissions

• Minimum deposit: $50

• Two options: Ultra Low Standard (100k lot) or Ultra Low Micro (1k lot)

• Available for MT4 & MT5

👉 Suitable for traders who want lower trading costs and fast execution.

4. XM Shares Account

The Shares Account is designed for investors who want to trade real stocks (not CFDs).

Key features:

• Access to real US shares

• No leverage (1:1)

• No swaps

• Commission-based

• Minimum deposit: $10,000

📌 Note: This account is only available on MT5.

5. XM Islamic Account (Swap-Free)

For clients who follow Islamic finance principles, XM offers swap-free (Islamic) accounts for all account types.

Features:

• No interest/swap charges on overnight positions

• No hidden costs

• Available upon request after registration

Which XM Account Type Should You Choose?

If you are...Choose this accountA beginnerMicro AccountA casual traderStandard AccountCost-conscious traderUltra Low AccountA long-term investorShares AccountFollowing Islamic financeAny account with Islamic option

Final Thoughts

XM provides a wide variety of account types to fit any trading strategy, from micro-lot beginners to professional equity investors. Choosing the right account type can significantly improve your trading performance and cost efficiency.

👉 Click here to open your XM account now and get started with the account that suits you best.