XM Zero Account vs Standard: Which Account Should You Choose?

Choosing the right account type can significantly impact your trading results. XM offers multiple account options, with the Zero Account and the Standard Account being two of the most popular choices.

But which one is right for you?

In this article, we compare the XM Zero Account vs Standard Account in terms of spreads, commissions, minimum deposit, and ideal trading styles.

👉 Open your XM trading account here to start with the account type that suits you best.

1. Spreads and Commissions

The biggest difference between the two accounts lies in how trading costs are structured.

• XM Zero Account:

  • Spreads from 0.0 pips on major pairs

  • Commission of $7 per round turn per standard lot

  • Ideal for traders who want ultra-tight spreads, such as scalpers and high-frequency traders

• XM Standard Account:

  • Spreads from 1.0 pip

  • No commission – the spread includes all trading costs

  • Better for beginners and casual traders who want simplicity

If you’re focused on cost precision and tighter spreads, the XM Zero Account is more appealing. But if you prefer no commissions and simple pricing, the Standard Account may suit you better.

👉 Learn more about trading conditions on the official XM website.

2. Minimum Deposit and Accessibility

• Both account types require a minimum deposit of just $5, making them accessible to all traders.

• Both accounts offer the same user experience on MT4 and MT5, support all order types, and provide negative balance protection.

3. Trading Conditions

Here are shared and unique characteristics of both accounts:

FeatureXM Zero AccountXM Standard AccountSpreadsFrom 0.0 pipsFrom 1.0 pipCommission$7 per lot round turnNoneLeverageUp to 1:1000 (varies)Up to 1:1000 (varies)PlatformsMT4, MT5MT4, MT5Lot SizeStandard lots (100k)Standard lots (100k)Ideal ForScalpers, day tradersBeginners, swing traders

Note: Actual spreads and leverage may depend on your region and market conditions.

4. Who Should Use Which Account?

• Choose XM Zero Account if you:

  • Are a scalper or day trader

  • Want ultra-low spreads

  • Don’t mind paying commissions

  • Need precise cost control

• Choose XM Standard Account if you:

  • Are new to trading

  • Prefer a simple, all-inclusive cost model

  • Trade less frequently

  • Don’t want to calculate extra fees

👉 Still unsure? You can try both on demo or live with small capital. Open your XM account here and test the one that fits your trading style.

Final Thoughts

Both the XM Zero Account and the Standard Account offer excellent trading conditions. Your choice should depend on your trading frequency, strategy, and comfort with commissions.

If you prioritize ultra-tight spreads and don’t mind paying a fee per trade, the XM Zero Account is a powerful tool. For those who want simplicity with no commissions, the Standard Account is a reliable, beginner-friendly choice.

👉 Get started with XM today and enjoy professional trading conditions with one of the world’s leading brokers.

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