
3 minute read
XM Ultra Low Account vs Standard Account: Which One Should You Choose?
When starting your trading journey with XM, one of the first choices you’ll face is selecting the right account type. Two of the most popular options are the XM Ultra Low Account and the XM Standard Account. But what’s the difference, and which one is better suited for your goals?
In this article, we’ll compare the XM Ultra Low vs Standard Account, explain how each works, and help you decide which is right for your trading strategy.
👉 Open an XM account today and choose the account type that fits your style and budget.

What Is the XM Standard Account?
The XM Standard Account is ideal for beginners and intermediate traders. It offers:
Contract size of 100,000 units per lot
No commissions — all trading costs are built into the spread
Spreads starting from 1.0 pip
Access to all trading instruments
Minimum deposit of just $5
Up to 1:1000 leverage
This account is great for traders who prefer simplicity and no hidden fees. You get a predictable cost structure and the ability to scale your trading gradually.
👉 Visit the XM official website to learn more about the Standard Account features.
What Is the XM Ultra Low Account?
The XM Ultra Low Account is designed for traders who want to minimize trading costs. Key features include:
Much tighter spreads, starting from 0.6 pips
No commissions (similar to the Standard account)
Lower trading costs overall
Contract sizes available in both Standard Lots (100,000 units) and Micro Lots (1,000 units) depending on the sub-type (Ultra-Low Standard or Ultra-Low Micro)
Minimum deposit of $50
Leverage up to 1:1000
This account is suitable for more active or cost-sensitive traders who want to take advantage of lower spreads without paying extra commission.
👉 Open your XM Ultra Low Account now and enjoy ultra-tight spreads with no commission.
XM Ultra Low vs Standard Account: Key Differences Explained Without the Table
One of the main differences is spread pricing. The Ultra Low Account offers tighter spreads, starting from 0.6 pips, while the Standard Account starts from 1.0 pip. Both accounts are commission-free, so the only cost to you is the spread.
Another difference is the minimum deposit. The Standard Account allows you to start with as little as $5, making it more accessible for absolute beginners. The Ultra Low Account requires a slightly higher minimum deposit of $50.
The Ultra Low Account is not available under all XM entities, so availability may depend on your country of residence. Both accounts support MetaTrader 4 and MetaTrader 5, and offer similar execution quality.
👉 Learn more about account conditions on the XM website.
Which Account Is Right for You?
Choose the Standard Account if you’re a beginner or want to start with a small deposit and simple cost structure.
Choose the Ultra Low Account if you prioritize lower spreads and plan to trade frequently or with larger volumes.
Both account types are backed by XM’s strong reputation, fast execution, negative balance protection, and top-tier customer support.
Final Thoughts
Whether you choose the XM Standard or Ultra Low Account, you’ll be trading with one of the most trusted brokers in the industry. Each account has its strengths, and the best choice depends on your trading style, capital, and risk tolerance.
👉 Register with XM today and pick the account that aligns with your trading goals.
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