St Mellons Together - March 2012
Financial Inclusion
Last year we worked hard with Moneyline Cymru and Cardiff and Vale Credit Union to show you the benefits of saving and borrowing for them compared with the price you pay for borrowing from doorstep money lenders. More and more people are turning away from high interest lenders. In St Mellons more than 52 Moneyline Cymru loans have been agreed and lots more people have joined the credit union. So what’s next? Working in partnership with Moneyline Cymru and Cardiff and Vale Credit Union this year we’re going to promote the Co-op electrical scheme as a sound way of getting fair priced goods. We’re also going to make sure new residents know about the scheme to avoid getting hit by high interest loans to buy what they need when moving into their new home.
Home Services
We’ve been looking at ways we can find out what tenants and residents think about the repair services we offer so that we can explore alternative ways to provide your repairs. We will also keep you informed and consult you on any planned works due to take place in St Mellons. We’d love to hear from you, so if you have any ideas on how we can improve our repairs service, please contact Carol Price at Linc-Cymru on 0800 072 0966.
Services at The Hub Did you know that the following services are also available at The Hub (see page 10 for further details): CAB 4 Cardiff If you need advice in person: Tuesday & Friday 10 am – 1pm If you need advice over the phone: Adviceline Cymru 08444 77 20 20 Monday to Friday 10 am – 4 pm SPEAKEASY - give free legal advice and representation. We:
• Deliver free, high quality legal • • • • • •
advice on debt and welfare benefits Act on behalf of clients, dealing with creditors, negotiating payment of loans Help clients manage their finances better Challenge unfair decisions made by the DWP and local authorities Provide benefit checks to ensure clients are claiming all appropriate benefits Represent clients in court and at tribunals Defend possession proceedings
We are at The Hub every Wednesday - For an appointment, please call 029 2045 3111
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