Table E.4 Entrepreneurship Training—Practicing Entrepreneurs (ETPr) (continued) Name
PRIDE
Country/region
Tanzania
Program
Evaluation
Reference
their community organization, contribute • Offer of business training led to improvements towards the group’s savings as well as their in business practices such as recording the sales own, and both receive and repay their loans. on paper as well as separating business from With a presence in 54 districts in Pakistan household accounts; and started in 1991, NRSP now works • Female CO members who had lower levels of with more than two million low-income business knowledge at baseline increased business households in the country—providing knowledge by about 87 percent (p-value 0.12), but uncollateralized microloans to individual unlike men, they were unable to put into practice clients, who then must become members their newly acquired knowledge; of a CO. Additionally, NRSP offers training • Business training led to a reduction in business in vocational skills and provides up to 80 failure by 6.1 percent among male business owners, percent financing for infrastructure projects compared to the control group, but there was no in the villages. effect among business women (p-value of 0.98); and • Access to the larger loan, in contrast, had little effect on anyone. Beneficiaries Evaluation Tier 1 Bjorvatn and The more than 300 clients of PRIDE The evaluation aimed to answer the question “what is Tungodden (2010) microfinance in Dar es Salaam, Tanzania the impact of training on small-scale entrepreneurs Description in terms of business skills?” The evaluation included The program objective was to help clients’ a randomized control trial, conducted in 2009, business results. Run in Tanzania between approximately six weeks after completion of the 2008 and 2009, PRIDE Bank provided training program. Clients were randomly placed microfinance training to 300 small-scale in treatment and control groups from the pool entrepreneurs in Dar es Salaam. Participants of clients at intermediary loan levels (500,000 to attended 21 sessions lasting 45 minutes 1 million Tanzanian shillings [T Sh], or US$300–600). after each client’s weekly loan meeting. In A randomly selected subset was drawn from the total, 319 clients were offered free training, pool of clients who were offered training. The and 325 clients were placed in the control sample size included 126 in the treated group and group. Clients who attended at least 10 126 in the control group. There was an attrition out of the 21 sessions received a diploma rate of 15 percent for the treatment group and from the University of Dar es Salaam’s 13 percent for the control group, but it did not affect Entrepreneurship Centre (who had helped the randomization. The final sample was 107 for developed the training). the treatment and 104 for the control. Monetary Costs: Free for participants. incentives helped keep the response bias low.
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