xvi acknowledgments
Krishnamurti (chapter 2); Franklin Allen, Thorsten Beck, Michael Fuchs, and Martha Martinez Licetti (chapter 3); and Viral Acharya, Charles Calomiris, Heinz Rudolph, and Sergio Schmukler (chapter 4). Aart Kraay reviewed all chapters for consistency and quality multiple times. The authors also received valuable suggestions and other contributions at various stages of the project from Hormoz Aghadey, Shamshad Akhtar, Deniz Anginer, Madelyn Antoncic, Zsofia Arvai, Steen Byskov, Kevin Carey, Jeffrey Chelsky, Loic Chiquier, Gerardo Corrochano, Mariano Cortes, Robert Cull, Stefano Curto, Mansoor Dailami, Katia D’Hulster, Maya Eden, Tilman Ehrbeck, Matthias Feldmann, Aurora Ferrari, Manuela Ferro, Jose Antonio Garcia, Egbert Gerken, Swati Ghosh, David Gould, Neil Gregory, Mario Guadamillas, Pankaj Gupta, Mary Hallward-Driemeier, Darrin Hartzler, Richard Hinz, Mustafa Zakir Hussain, Sujit Kapadia, Isfandyar Khan, Thomas Kirchmeier, Kalpana Kochhar, Rachel Kyte, Jeffrey Lewis, Samuel Maimbo, Mariem Malouche, Cledan Mandri-Perrott, Claire Louise McGuire, Martin Melecky, Dino Merotto, Sebastian Molineus, Fredesvinda Montes, Cedric Mousset, Nataliya Mylenko, Makoto Nakagawa, Harish Natarajan, Aloysius Uche Ordu, Jorge Patiño, Jean Pesme, Tigran Poghosyan, John Pollner, Daniel Pulido, Haocong Ren, Ivan Rossignol, Heinz Rudolph, Consolate Rusagara, Andre Ryba, David Scott, James Seward, Sophie Sirtaine, Constantinos Stephanou, Mark Stone, Vijay Tata, Marilou Uy, S. Kal Wajid, Juan Zalduendo, Laura Zoratto, and participants in seminars and briefings organized at the World Bank. The report would not be possible without the production team, including Merrell Tuck-Primdahl and Nicole Frost, as well as Stephen McGroarty, Santiago Pombo, Jose De Buerba, Jane Zhang, Ryan Hahn, Mary Donaldson, and Xenia Zia Morales. Aziz Gokdemir was the production editor, with Debra Naylor as the graphic designer. Roula Yazigi assisted the team with the website and communications. Paul Holtz was the language editor. Excellent administrative
GLOBAL financial DEVELOPMENT REPORT 2013
assistance was provided by Hedia Arbi, Gracia Sorensen, and Agnes Yaptenco. Other valuable assistance was provided by Benjamin Levine and Vin Nie Ong. Mauricio Pinzon Latorre and Subika Farazi were instrumental in compiling and updating the databases underlying the report. In so doing, they benefited from the work of the current FinStats database team, which includes Katie Kibuuka and Diego Sourrouille, who in turn relied on key efforts from previous FinStats team members, including Ed Al-Hussainy, Haocong Ren, and Andrea Coppola. Joanna Nasr, Mariana Carvalho, and Zarina Odinaeva helped with the data on the credit information systems used in chapter 5. The work on the 2011 update of the Banking Regulation and Supervision Survey started with the collaboration of Maria Soledad Martínez Pería, Roberto Rocha, Constantinos Stephanou, and Haocong Ren. The survey benefited from contributions from numerous banking regulation experts in the World Bank, including David Scott, Krishnamurti Damodaran, Katia D’Hulster, Cedric Mousset, and others outside the World Bank, in particular, Michael Andrews and Jan-Willem van der Vossen. Insights and encouragement from Gerard Caprio, Ross Levine, and James Barth, who organized the previous rounds of the survey, are gratefully acknowledged. PKF (UK) and Auxilium helped with compiling and following up on the survey responses. Amin Mohseni provided excellent research assistance on the survey. Catiana Garcia-Killroy (FPD), Dilek Aykut and Eung Ju Kim (both DEC), and Isabella Reuttner (World Economic Forum) provided helpful consultations on data. Tariq Khokhar, Neil Fantom, Ibrahim Levent, and William Prince were instrumental in integrating the report’s data with the World Bank’s Open Data Initiative. The authors would also like to thank the many country officials and other experts who participated in the surveys underlying this report, including the Bank Regulation and Supervision Survey and the Financial Development Barometer.