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ACKNOWLEDGMENTS
The team benefited from advice and comments from Eliana Cardoso and Andrew Steer (former Chief Economists of the South Asia Region), Martin Rama, Michal Rutkowski, and Marcelo Selowsky. Arup Banerji, Emmanuel Jimenez, and Ana Revenga were peer reviewers for the report. The team is grateful for the contributions of participants at various panel discussions and brainstorming sessions. They include Janamitra Devan, Tamar Manuelyan Atinc, Shanta Devarajan, Ariel Fiszbein, Ernesto May, John Henry Stein, Roberto Zagha, Rachid Benmessaoud, Ellen Goldstein, Nicholas Kraft, Susan Goldmark, Asli Demirgüç-Kunt, Kaushik Basu, Nadeem Haque, Michael Walton, Dilip Mukherji, Siddiqur Osmani, Manish Sabharwal, Binayak Sen, and the late Suresh Tendulkar. The team gratefully acknowledges comments and assistance from Faizuddin Ahmed, D. H. C. Aturupane, Roshan Darshan Bajracharya, Dan Biller, Andreas Blom, John Blomquist, Jose Roberto Calix, Eliana Carranza, Anthony Cholst, Maria Correia, Halil Dundar, Simeon Ehui, Ejaz Syed Ghani, Sangeeta Goyal, Mary Hallward-Driemeier, Zahid Hussain, Nalin Jena, Dean Mitchell Jolliffe, Sanjay Kathuria, Ayesha Khan, Gladys Lopez-Acevedo, Eric David Manes, Nkosinathi Mbuya, Julie McLaughlin, Cem Mete, Hanid Mukhtar,
Karthik Muralidharan, Somil Nagpal, Hassan Naqvi, Claudia Nassif, Naveed Naqvi, John Newman, Thomas O’Brien, Robert Palacios, Dilip Parajuli, Giovanna Prennushi, Jasmine Rajbhandary, Dhushyanth Raju, Mansoora Rashid, Susan Razzaz, Silvia Redaelli, Francis Rowe, Deepa Sankar, Tahseen Sayed, Hisanobu Shishido, Venkatesh Sundararaman, and T. G. Srinivasan. Many individuals from a variety of research, policy, and academic institutions and international development agencies in Bangladesh, India, Nepal, and Pakistan participated in and provided extremely useful insights at consultation meetings held in the countries. Unfortunately, it is not possible to name them individually here. The report would have not been possible without the able assistance of Izabela Anna Chmielewska, Julie-Anne Graitge, Marjorie Kingston, and Elfreda Vincent. The team also gratefully acknowledges fi nancial support from the Multi-Donor Trust Fund for Trade and Development, the Poverty and Social Impact Analysis (PSIA), and the World Bank Research Committee. Aziz Gökdemir, Patricia Katayama, Andrés Meneses, Santiago Pombo-Bejarano, and Janice Tuten of the World Bank’s Office of the Publisher coordinated the editing, design, production, and printing of this book.