Contents
D.11 D.12 D.13 E.1 E.2 E.3
Herfindahl Concentration Index for the Banking Sector 233 Growth in Islamic Assets, Deposits, Financing, and Investment 235 Debt-to-GDP Ratio, 2003–09 247 Sri Lanka GDP Growth, 2000–08 281 Current and Potential Housing and Housing Finance Markets at a Glance 290 Projected Growth of Housing Finance Loans from Banks, 2006–20 301
Tables 2.1 3.1 4.1 4.2 6.1
Glum Reality in the Slums: Statistics 10 Prevalence of Temporary Housing in South Asia 14 Typical Mortgage Terms in South Asia 21 Total Mortgage Balances Outstanding and Market Shares 22 Typical Data Collected by Credit Bureaus in South Asia 46
Appendix Tables A.1 A.2 A.3 A.4 A.5
Financial Access, 2009 54 Bank Performance, 2009 55 Financial Stability, 2009 55 Cost and Affordability of Housing in Kabul 67 Advantages and Disadvantages of Potential Housing Finance Providers 69 A.6 Potential Target Groups for Housing Microfinance 70 A.7 Affordability Analysis for Housing Microfinance 71 A.8 Home Affordability in Afghanistan and Comparator Countries, 2009 71 B.1 Housing Sector Characteristics, 1998 86 B.2 Dhaka Urban Area Housing Subsystems, by Income Group and Land Coverage 87 B.3 Residential Land Prices in Dhaka, 2004 88 B.4 Rise in the Prices of Construction Materials, Selected Years, 1988–2007 90 B.5 Outstanding Housing Loans and Overview of the Housing Industry, 2006–08 94 B.6 BHBFC Loan Portfolio, 2008 96 B.7 Typical Lending Terms of NHFIL, 2009 99 B.8 Performance of Investments under the IBBL’s Special Investment Schemes, 2008 101 B.9 Yields on Treasury Bills and Bonds, 2001–08 104 B.10 Housing Finance Rates, June 30, 2008 105 B.11 Property Registration Process and Costs 113 C.1 Growth Trends for the Urban and Rural Populations, 2000–09 132 C.2 Distribution of Units by Location and Type of Structure, 2002 136 C.3 Housing Completion, 1971–2001 136 x