The Wilson Group Real Estate Services wilsongrouprealestate.com home buying guide. 'love where you live'
a little bit about us.
The Wilson Group Real Estate Services is Nashville’s premier boutique real estate firm. We specialize in working with buyers and sellers for housing, investment and commercial needs, as well as offering a full service property management division for your investments. Owned and operated by Christie Wilson since 2007, the firm was founded in 1988 by her late father, Hal Wilson. Our company is deeply woven into the fabric of this vibrant community, actively engaging in initiatives that uplift, support, and enrich the lives of our fellow Nashvillians.
75+ full-time real estate professionals
2 locations: Sylvan Park & Green Hills
Named among the 'Top 25 Woman Owned Businesses' and 'Top 25 Residential Real Estate Firms' by the Nashville Business Journal
Named one of the 'Best Places to Work' and 'Best in Business' by the Nashville Business Journal
Our mission is to provide excellent service and expertise by navigating our clients through a successful real estate transaction with knowledge, professionalism and fun.
the home buying process.
Navigating the home buying process can feel overwhelming, but our team is dedicated to making it a seamless and rewarding experience for you. We'll start by taking the time to understand your unique needs, preferences, and budget. Utilizing our extensive network and resources, we'll help you find suitable listings that match your criteria. We'll handle all the necessary paperwork, coordinate inspections and appraisals, and keep you informed throughout the entire process. Let our team be your trusted partner in achieving your dream of homeownership.
Initial Real Estate Consultation:
Determining Your Real Estate Needs
Application for Loan Pre-Approval
Make An Offer
Negotiate / Counter Offers
Buyer's Agent Coordinates
Repairs Negotiated, Secure Homeowner's Insurance
FORMAL LOAN APPLICATION: Buyer's Agent
Oversees & Lender Coordinates
Final Credit Report Ordered, Appraisal Ordered, Verification of Income, Assets, + Debts
TITLE COMMITMENT ORDERED:
Oversees & Title Co. Coordinates
Title Search Performed
Loan Package Assembled, Submitted To Underwriter and/or Loan Committee
All Loan Docs To Title Company
Attend The Closing + Sign
The Mortgage Funds
New Deed + Mortgage Are Recorded
Seller Is Paid
frequently asked questions.
Q: What does it cost to use a buyer’s agent?
A: The seller pays a pre-negotiated commission to the listing agent, who in turn pays the buyer’s agent through cooperation under the multiple listing service (Realtracs). The buyer's responsibility is to hire the REALTOR® that provides the most value, expertise and trust.
Q: What are closings costs?
A: Closing costs are expenses incidental to the sale, such as appraisal fees, loan fees, recording fees, etc. They are usually between 2-3% of the home’s price and can be negotiated in the contract.
Q: Do I need to talk to a lender before searching for property?
A: Yes. In today’s hot market, if you are not paying cash for your home, we recommend getting pre-approved with a local lender. You need to be pre-approved and/or have a ‘proof of funds’ letter to be submitted with your offer. Many offers won’t be accepted without an accompanied pre-approval letter.
Q: Do I really need a home inspection?
A: Yes, you really need a home inspection. While a home inspection can cost upwards of $500-$1000 depending on the size of the home you are purchasing, we want you to know what you are buying. It is an unbiased evaluation of the physical condition of the home provided by a professional who does not benefit financially from a successful closing.
Q: What is earnest money?
A: Earnest money is a deposit the buyer gives when making an offer on a property. If the offer is accepted, the buyer has a certain amount of time (stipulated in the contract) to provide the earnest money via check or wire transfer.
Q: What makes up a monthly mortgage payment?
A: Remember this acronym >> PITI. This stands for principal, interest, taxes and insurancethe sum components of a mortgage payment. PITI represents your total monthly mortgage payment, and helps both the buyer and the lender determine the affordability of an individual mortgage.
As experts on Middle Tennessee and the Greater Nashville area, we have a profound understanding of the unique nuances within each neighborhood. From Bellevue to Mt. Juliet, Hendersonville to Nolensville, Brentwood to Inglewood, each Nashville neighborhood has it's own vibe and style. If you're curious about a certain area, we'll give you the scoop.
we know nashville.
*Map provided by visitmusiccity.com*
SCAN TO EXPLORE NASHVILLE AREA NEIGHBORHOODS
SCAN FOR YOUR GUIDE ON MOVING TO NASHVILLE
Sort, purge, pack and label
Buy supplies: tape, bubble wrap, boxes, etc
Create a moving binder: keep track of estimates, receipts, and an inventory of items
Organize school records if transferring school districts
Take measurements to make sure furniture will fit
Choose your mover and confirm the arrangements
Separate valuables so as not to get lost in the move
Submit change of address online or at the post office
Notify important parties of the address change: banks, employers, subscriptions, etc
Arrange to be off from work on moving day
Recruit family and friends to help
Double-check the details with moving company, storage facility, etc
Connect TV and internet
Change your locks
Set up your home security system
Test your smoke detectors and all other important mechanics