The Wilson Group Real Estate Services wilsongrouprealestate.com home buying guide.
live'
'love where you
why use a buyer’s agent?
Utilizing the services of a professional buyer’s agent is crucial in this competitive Middle Tennessee real estate market. Make sure you have the right professional by your side to advocate and negotiate YOUR interest. Listed below are some essential duties your buyer's agent carries out to secure your biggest investment.
BUYER CONSULTATION: Initial meetings to understand the buyer's preferences, needs, financial capabilities, and explaining the Buyer’s Representation Agreement.
MARKET RESEARCH: Conducting thorough market analysis to identify suitable properties matching the client's criteria.
PROPERTY SEARCH: Scouring listings, databases, and networks to find potential properties, including off-market opportunities.
NETWORKING: Leveraging our network of industry contacts to access exclusive listings and resources for our clients.
PROPERTY TOURS: Scheduling and organizing property viewings, accommodating the buyer's schedule.
PROPERTY EVALUATION: Assisting clients in evaluating properties based on location, condition, amenities, and value.
NEGOTIATION: Negotiating with sellers or their agents to secure the best possible price and terms for the buyer, including but not limited to: price, appraisal, inspections, and intense due diligence.
CLIENT ADVOCACY: Serving as a dedicated advocate for the buyer's interests.
FINANCIAL GUIDANCE: Providing guidance on lender options to suit your specific needs, investment opportunities, and wealth-building tools.
CONTRACT PREPARATION: Drafting and reviewing purchase agreements, ensuring all terms are favorable to the buyer.
TRANSACTION COORDINATION: Managing the transaction process, liaising with lenders, inspectors, appraisers, attorneys, vendors, and other parties involved.
DUE DILIGENCE: Guiding buyers through the due diligence process, including inspections, surveys, HOA documents, and disclosures.
PROBLEM SOLVING: Addressing any issues or concerns that arise during the buying process, offering solutions and recommendations.
LEGAL COMPLIANCE: Ensuring all transactions comply with legal and regulatory requirements, protecting the buyer's interests.
COMMUNICATION: Maintaining open and transparent communication with the buyer, providing regular updates and feedback.
SUPPORT: Buying a home is stressful. Most buyers go through a range of emotions from fear to joy, and we are here to provide support, experience, and reassurance throughout the process.
POST-PURCHASE ASSISTANCE: Offering assistance even after the sale closes, such as recommending service providers or vendors.
Striving for success in this competitive market?
Trust us to find and secure the property you've been dreaming about.
buying a home SIMPLIFIED.
Initial Real Estate
Consultation:
Determining Your Real Estate Needs
Application for Loan Pre-Approval
View Properties
Make An Offer
Negotiate / Counter Offers
Offer Accepted!
PROPERTY INSPECTION:
Buyer's Agent Coordinates
Repairs Negotiated, Secure Homeowner's Insurance
FORMAL LOAN
APPLICATION:
Buyer's Agent
Oversees & Lender Coordinates
Final Credit Report Ordered, Appraisal Ordered, Verification of Income, Assets, + Debts
TITLE COMMITMENT ORDERED: Buyer's Agent Oversees & Title Company Coordinates
the home is yours!
Title Search Performed
Loan Package Assembled, Submitted To Underwriter and/or Loan Committee
LOAN APPROVED
All Loan Docs To
Title Company
Attend The Closing + Sign
The Mortgage Funds
New Deed +
Mortgage Are Recorded
Seller Is Paid
a little bit about us.
The Wilson Group Real Estate Services is Nashville’s premier boutique real estate firm. We specialize in working with buyers and sellers for housing, investment and commercial needs, as well as offering a full service property management division for your investments. Owned and operated by Christie Wilson since 2007, the firm was founded in 1988 by her late father, Hal Wilson. Our company is deeply woven into the fabric of this vibrant community, actively engaging in initiatives that uplift, support, and enrich the lives of our fellow Nashvillians.
90+ full-time real estate professionals
2 locations: Sylvan Park & Green Hills
Named among the 'Top 25 Woman Owned Businesses' and 'Top 25 Residential Real Estate
Firms' by the Nashville Business Journal
Named one of the 'Best Places to Work' and 'Best in Business' by the Nashville Business Journal
Our mission is to provide excellent service and expertise by navigating our clients through a successful real estate transaction with knowledge, professionalism and fun.
since 1988.
we know nashville.
As experts on Middle Tennessee and the Greater Nashville area, we have a profound understanding of the unique nuances within each neighborhood. From Bellevue to Mt. Juliet, Hendersonville to Nolensville, Brentwood to Inglewood, each Nashville neighborhood has its own vibe and style. If you're curious about a certain area, we'll give you the scoop.
*Map provided by visitmusiccity.com*
SCAN TO EXPLORE NASHVILLE AREA NEIGHBORHOODS
SCAN FOR YOUR GUIDE ON MOVING TO NASHVILLE
frequently asked questions.
Q: What does it cost to use a buyer’s agent?
A: The cost for buyer representation can be paid in several ways; whether through seller compensation to their listing agent who then in turn pays a buyer’s broker; through a prenegotiated fee between the buyer and the buyer’s agent, or a combination of the two. The fee will be determined during the buyer consultation between you and your agent.
Q: What are closings costs?
A: Closing costs are expenses incidental to the sale, such as appraisal fees, loan fees, recording fees, etc. They can be negotiated in the contract.
Q: Do I need to talk to a lender before searching for property?
A: Yes. In today’s hot market, if you are not paying cash for your home, we recommend getting pre-approved with a local lender. You need to be pre-approved and/or have a ‘proof of funds’ letter to be submitted with your offer. Many offers will not be considered without an accompanied pre-approval letter.
Q: Do I really need a home inspection?
A: Yes, you really need a home inspection. While a home inspection can cost upwards of $500-$1000 depending on the size of the home you are purchasing, we want you to know what you are buying. It is an unbiased evaluation of the physical condition of the home provided by a professional who does not benefit financially from a successful closing.
Q: What is earnest money?
A: Earnest money is a deposit the buyer gives when making an offer on a property. If the offer is accepted, the buyer has a certain amount of time (stipulated in the contract) to provide the earnest money via check or wire transfer, and will be credited back to buyer at closing.
Q: What makes up a monthly mortgage payment?
A: Remember this acronym >> PITI. This stands for principal, interest, taxes and insurancethe sum components of a mortgage payment. PITI represents your total monthly mortgage payment, and helps both the buyer and the lender determine the affordability of an individual mortgage.
moving checklist:
Sort, purge, pack and label
Buy supplies: tape, bubble wrap, boxes, etc
Create a moving binder: keep track of estimates, receipts, and an inventory of items
Organize school records if transferring school districts
Take measurements to make sure furniture will fit
Choose your mover and confirm the arrangements
Separate valuables so as not to get lost in the move
Submit change of address online or at the post office
Notify important parties of the address change: banks, employers, subscriptions, etc
Arrange to be off from work on moving day
Recruit family and friends to help
Double-check the details with moving company, storage facility, etc
Transfer utilities
Connect TV and internet
Change your locks
Set up your home security system
Test your smoke detectors and all other important mechanics
