THE REST OF THE STORY
By Kevin Peranio
SNAP SHOT CURRENT RANKINGS
TOP WORKPLACES National Level
TOP WORKPLACES Local Level
TOP ORIGINATORS Across the Country
SNAP SHOT CURRENT STATISTICS
WHY PRMG? Great Products Pricing Compensation Fulfillment Marketing Technology
PRODUCT • Fannie Mae and Freddie Mac Direct Lender • Ginnie Mae Issuer • FHA/VA to 580 FICO • Jumbo Products Up to $5M • Renovation Products • HECM (Reverse Mortgage) Loans • Brokered Program for any Non-In-House Programs • Deal Desk
PRICING • Transparent Pricing • Direct Access to Secondary • 30 Minute Secondary Response Time • Overnight Price Protection • Extended Locks up to 365 Days • Rate Renegotiation Option • Branch Manager Control Over Price Exceptions
COMPENSATION • Competitive Compensation • Low Cost Loan Referrals • Out of State Referrals • Family/Friend Referrals • Broker Out Compensation • Servicing Portfolio Provided Leads • Tax Advantage Program (TAP)
FULFILLMENT • 24 - 48 Hours Underwriting – 3 years running • Access to Underwriters • What If Scenarios/Deal Desk • Common Sense Underwriting • TBD Full Approvals • Same Day Closings until 3:00 PM Pacific • Allow Post-Closing Conditions • Early CD • Loan Officer and Processor are PRMG’s Customer • No Funding Authorization Numbers Required authorization numbers required
MARKETING • World Class CRM • Loan Status Notification • Client for Life • Bilingual Flyers (English and Spanish) • Personalized Websites • Affinity Program • Automated Customer Surveys • Marketing Portal • Paramount Shoppes
BRANCH WEBSITES
BRANCH WEBSITES
Rate Quote
A Built-In 1003 Application!
The 1003 Application is integrated with FT360, and when submitted, it comes straight to you!
Borrower
will be directed to a rate quote calculator!
LO WEBSITES
MARKETING PLATFORMS
LOAN STATUS UPDATES
FLYERS
Retail / Builder / HECM
MARKETING PLATFORMS
PRODUCT FLYERS
FLYER PORTAL
AUTOMATED
Available in English and Spanish
• Automatically populates your contact information along with your photo! PRODUCT FLYERS AUTOMATED FLYER PORTAL Benefits
• Co-Brand with a referral/business partner! PRODUCT FLYERS Benefits AUTOMATED FLYER PORTAL
PRODUCT FLYERS
Benefits
• Social Media - Post to social media channel at a touch of a button!
•HTML Tool - Blast emails easier than ever
•PDF - Quickly save and send flyers out for print, to ensure that you don’t show up to your event empty handed!
PLEASE BE ADVISED: Flyers are not Region Specific, but are rather created for Retail Nationwide. Flyers only provide highlights and not loan scenarios.
AUTOMATED
FLYER PORTAL
MARKETING POSTCARDS
Client for LIFETM
Postcard Front Postcard Back
Within LAUNCH 3.0TM
POSTCARDS POST CLOSING CAMPAIGN
MARKETING
COLLATERAL AND MORE!
PLATFORMS Retail Multicultural
PROMOTING YOU Simply submit a Marketing Request!
CUSTOMER SURVEYS
AFFINITY PROGRAM
TECHNOLOGY • Adopting AI - Artificial Intelligence • Servicing Portfolio Monitoring • 100% Paperless • Individualized Mobile Friendly Loan Officer Websites • Highly Customized Loan Origination System (Encompass) • Automated Self-Employed Income Calculations (Loan Beam) • Power BI • Endorsed Platforms • Get Credit Healthy • Homeowner Now • List Reports • Listing Booster • MBS Highway • Mobility RE • PRMG IQ • Social Survey • Sales Boomerang • Blend (Coming Soon)
PRMG BEHIND THE SCENES
Quarterly Company Newsletter
CARING SINCE 2001
PRESIDENT’S CABINET World Class Trips for Top Performers!
Help Drive Company Culture and Direction for Following Year
PRMG FAMILY BRANDS
PRMG sub brands or family brands are a series of support driven platforms and initiatives aimed to make a difference in the PRMG experience of those that we serve.
EDUCATION
• PRMG University
–
Training provided to internal and external customers
– New Hire Orientation
• New PRMG employees are introduced to PRMG through a series of introductions to our corporate departments, workflows and LOS systems.
– PRMG Sponsored NMLS Continuing Education
– Monthly Classes available to PRMG Employees
• https://www.prmg.net/prmg-university-schedule/
• Onboarding Concierge
–
Personalized services when onboarding PRMG!
– Onboarding Team will walk with you every step of the way!
– Their success depends on your success!
– Creating Raving Fans!
– Loan Transitional Team!
SERVICE
