focusmag zululand
Focus Mag Zululand
@FocusZululand
Focus Mag
Published by Seasons Find 1202 cc • info@focusmag.co.za • 079 335 5817 • 035 789 4331 • 035 789 7679
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THE ONLY ONE IN TOWN
WEDDING PHOTOGRAPHY FAMILY PHOTOS PHOTO BOOTHS SCHOOL PACKAGES STUDIO PHOTOGRAPHY
082 804 6502
035 772 5083
gdphoto@intekom.co.za
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Love is when you see a person’s flaws as perfection
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4&11 February Sun protection awareness and Cancer Support Group information outside Woolworths from 10:00 – 14:00
24&25 February Spray it for Cancer and other fun activities outside Woolworths from 10:00 – 14:00. R10 per spray or make your own donation.
7-11 February Sidewalk sale throughout the Centre for Valentines gift ideas, account openings and end of season sale items from 09:00 – 15:00.
10&11 February Have your photo taken at our Valentines Day Photo Booth area outside Kit’s Photo. Saturday from 10:00 – 15:00 and Sunday from 10:00 – 13:00.
17 February Inkwazi Kids Club outside Woolworths from 11:00 – 15:00. Join us for fun Valentines arts, crafts and games.
One smile can’t change the world, but your smile changes mine
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1 BUY 1 T GE
This page is proudly brought to you by Kloppers Incorporated • Attorneys, Notaries, Conveyancers • Empangeni - Tel: 035 772 2700 • Richards Bay - Tel: 035 780 7300
Loving you is like breathing. How can I stop?
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People. Passion. Property.
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Real Estate is about people – their needs and emotions; and an understanding of why they are buying or selling. No app, drone, or qualification can replace human interaction
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Described as being ‘property crazy’, it is from three simple words – PEOPLE, PASSION, PROPERTY that Rene Bekker has established herself.
It was as early as 1999 that Rene’s talent was recognised after she joined a national insurance company and she was very quickly promoted to Branch Manager. Rene quickly knew that with a combination of constant development of skill, hard work and dedication as well as an open mind and heart – success will be achieved. Her interest in property began as a hobby but Rene spent over a decade studying the property market, and gained the necessary EAAB (Estate Agency Affairs Board) qualifications. This included completing her PDE4 and PDE5 Board Exams within four years as well as qualifying as a Master Practitioner in Real Estate (MRRE). Now it is time to instil these values and passions to others to better assist Zululand’s buyers and sellers. And so, it seemed only natural that Rene would take on a team that was as passionate about property as she is. Her first Intern Agent, Dean Deyzel, was raised in Richards Bay and is acutely aware and plugged into the developing urban market and has curated a vast client base built on a foundation of trust. Another new member, Henning de Wet, maintains his community connection though his involvement in numerous civil society organizations, economic development initiatives and is a public representative on local government committees. He combines his inner working knowledge of the opportunities and growth within the sector to commercial office, industrial
and residential properties and always aims to exceed the expectations of a client. Ingrid and Manfred Marx strive for growth and they understand the personal needs of their clients. They were introduced to the real estate industry five years ago when they were in the market to invest in a local Guest House. Eager to make their mark, they have entered the industry as Intern Agents under Rene’s mentorship. Their philosophy is simple, “we love what we do: finding the perfect home for clients and families” An accredited Professional Practitioner, Christo Botha brings with him more than a decade of experience in the local commercial and residential property market. When not finding the right property for his clients, he works tirelessly as a second term Councillor for the City of uMhlathuze and serves on the City Development Portfolio Committee to boost development in the area. He also holds a B.Proc Law degree and is well placed to advise first time buyers and investors alike.
With a team like this, one can only image what they can achieve! Call them today to Buy, Let or Sell.
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Rene Bekker 083 254 5540 Ingrid Marx 071 473 0068 Christo Botha 082 839 5816 Professional Practitioner in Real Estate Henning De Wet 081 433 6643 Intern Real Estate Agent Dean Deyzel 083 991 4855 Intern Estate Agent
Are you buying or selling?
Our success is built on our reputation of excellent customer service.
Call us for a free valuation.
Durr Estates KZN, Durban and Richards bay Thembinkosi 083 750 7084 / 082 818 2175 Office 031 205 2648 Fax 086 458 7105 / 031 205 2648 thembinkosi.mjadu@durrestates.com durrestates.co.za
This page is proudly brought to you by Kloppers Incorporated • Attorneys, Notaries, Conveyancers • Empangeni - Tel: 035 772 2700 • Richards Bay - Tel: 035 780 7300
Guys are like stars, there are millions of them, but only one makes your dreams come true
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To the world you may be one person…but to one person you may be the world
Let’s Talk Vacancy JOIN THE TEAM OF EXCELLENCE! Tyson Properties Richards Bay & Empangeni are expanding their team! The company requires the services of qualified agents to join their growing team.
The company requires the services of a Receptionist/Admin to attend to Reception and General Office functions.
Basic requirements are, you must…
Specific requirements include a Matric Certificate (essential), Computer Literacy (MS Office essential), Secretarial/Admin Qualifications (advantageous) and previous related experience (essential). Furthermore, the successful candidate must demonstrate the following:
· have a valid driver’s license and own vehicle, · be computer literate, · have good telephone manners, · have the ability to work well as part of a team, · have high levels of self-motivation. If you meet the above criteria, you may be the perfect to join our team!
• • • • •
Be well spoken in English and have excellent written communication skills. Good telephone etiquette. Friendly and polite. Self-motivated. Professional attitude and appearance.
BEST INTERNATIONAL REAL ESTATE AGENT
To apply, e-mail your CV to richardsbay@tysonprop.co.za.
Let’s Talk
www.tysonprop.co.za This page is proudly brought to you by Kloppers Incorporated • Attorneys, Notaries, Conveyancers • Empangeni - Tel: 035 772 2700 • Richards Bay - Tel: 035 780 7300
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Is cohabitation as good as marriage? Pieter and Marie have been living together for many years. “Why ruin a good thing with marriage? We are as good as married in any case.” But are they? How do the rights of a couple living together differ from those of a couple legally married and how can persons living together protect themselves for the future?
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he short answer is, persons living together do not automatically have the same rights in their relationship as a married couple. That said, this does not mean they are without recourse. There are options available to protect the rights of the parties and determine the consequences if the relationship ends up on the rocks. In a relationship of cohabitation, two persons, irrespective of their gender, live together in all respects as a married couple. Although a cohabitative relationship is not a marriage, it can in certain circumstances be seen as a ‘partnership’, provided very specific requirements for a partnership are present. Where the couple living together can show the presence of a partnership, they will be the equal owners of all assets collected during the existence of the relationship. If they cannot prove this, then each person’s assets will remain his or her property. South African banks do not yet allow couples living together to open up a joint account and cohabitating couples cannot claim that the other party must support them financially. The parties can however include such rights or obligations in an agreement between them, but these will only be recognised to the extent that is stipulated in the agreement. If
one party passes away, the other party will not have an automatic right to inherit if the deceased did not provide for the party in his or her will. If the will does provide for inheritance to the surviving party, this right can be influenced by the maintenance claims of a lawful spouse and/or children against the deceased’s estate. In terms of our laws against family violence, cohabitating couples can in the same manner as a married couple, obtain a protection order against the other. According to pension fund rules, a pension fund can after the death of a member, pay to the dependants, and a party to a cohabitative relationship can qualify as a dependant, provided the one partner contributed to the maintenance of the other. Similarly, if a party to a cohabitative relationship passes away due to an accident in the course and scope of his or her employment, the remaining party can claim damages subject to meeting the requirements for a valid claim. If there are children involved, the Childrens Act determines that the biological mother of a child is also the guardian of the child and that all concomitant rights and obligations vest in the mother irrespective of whether she was married or a party to a cohabitative relationship at the time of the child’s birth. The biological father
of the child will receive these same rights. Cohabitating partners can also choose to have a cohabitation agreement executed in which their respective rights and obligations are stipulated. This allows for upfront discussion of concerns and issues and provides valuable certainty for the consequences of the relationship. However, if the relationship does not work parties can only hold each other to the terms of the cohabitation agreement and they cannot rely on any help from legislative intervention.
Marriage and cohabitiation is not the same thing, but some of the same consequences can be established through the use of the options discussed above. When a couple decides to move in together it becomes important to consider the purpose of the relationship and weigh your options accordingly. Legal Q & A supplied by:
Future without Debt There is no reason to be harassed by creditors. Again, we have worked tirelessly for you with our attorney groups and have again come to you with a solution. This is the middle ground, far better than debt review (as we all know that is not a solution at all but rather a very expensive procrastination) and this is also not as daunting as sequestration. This is not debt review. This is not sequestration. This is not administration. This is not listed on the credit bureus. It does not negatively impact you in any way but only shows positive recordings on your credit record which immediately takes your accounts out of arrears back to current and immediately begins building you a credit rating again while you are addressing your credit, over and above, the absolutely brilliant part of this product is that you have an appointed attorney group acting for you all the time with your creditors. You don’t have to deal with them at all but you can see to the cent what is being paid to them each month unlike Debt Review, where you are just paying money into a black hole.
Benefits • Gain your financial freedom • Creditors can’t take your belongings • See a future for yourself • Making decisions to regain control
Freedom • Gain your financial freedom • Creditors can’t take your belongings • See a future for yourself • Making decisions to regain control
Debt Review • Debt Review failed • Has no exit plan • Creditors paid fractions • Stuck for life
34 Tanner Road, Empangeni Rail Tel: 035 787 2461 • Cell: 071 695 6561 Email: mlm1@telkomsa.net www.moneyandlegalmatters.com
This page is proudly brought to you by Kloppers Incorporated • Attorneys, Notaries, Conveyancers • Empangeni - Tel: 035 772 2700 • Richards Bay - Tel: 035 780 7300
To advertise in the next issue give us a call on 035 789 4331
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Love starts with a hug, grows with a kiss, and ends with a tear
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DATE
To advertise in the next issue give us a call on 035 789 4331
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Meerensee
R 1 505 000
3 Bedroom Paradise in Meerensee
Neat 3 bedroom, 2 bathroom home, with large areas and a dbl garage. There is also a granny flat for family / help pay the bond. This Web Ref. 21RB-1400 is a must see!
Arboretum
R 519 000
1 Bedroom Unit in CBD
This beautiful modern flat is located within walking distance of CBD. This home is very neat, 1 Bedroom, 1 Bathroom and an open plan living area with a aircon and a private balcony! The kitchen offers lovely granite tops with fitted stove & oven. Perfect starter home Web Ref: 21RB-1455 or for the keen investor.
Grantham Park
R 850 000
A stunning 3 bedroom duplex all
bedrooms are spacious and the main bedroom is to die for, with its own balcony. Cook up mouth watering feasts in the spacious kitchen with solid oak cupboards. Contact us Web Ref: 21RB-0288 for immediate viewings.
www.century21.co.za
Meerensee
R 1 600 000
4 Bedroom Dream Home
Spacious 4 bedroom property with a very large yard, pool and massive covered entertainment area with built-in bar and Jacuzzi. The open-plan lounge, dining room, kitchen areas are to die for. Web Ref: 21RB-1440
Arboretum
R 1 350 000
3 Bedroom Investment
This home has 3 bedrooms in the main house with built-in cupboards and 1 outside room with a kitchen, lounge and own entrance. All main doors has burglar guards. Needs TLC. This property can be a great investment or a beautiful home for a big family. 5 Minute walk Web Ref: 21RB-1452 to the Mall.
Brackenham
R 850 000
Starter Home will capture your Heart
Neat renovated 3 bedroom home, 1 bathroom w/ a large yard and a single garage. Fully equipped kitchen in solid wood, with a breakfast nook. With enough space for growth. Web Ref: 21RB-0053
richardsbay@century21.co.za
Inyala Park
R 1 600 000
4 Bedroom in Empangeni For Sale
Stunning modern kitchen w/mahogany cupboards, beautiful 4 bedroom home w/3 en-suits, air-cons, an open-plan lounge, dining area, a stairway leads to 2nd lounge. Staff quarters, dbl garage & flat for income. Orange, mango,banana &paw-paw trees. Web Ref: 21RB-1441
Noordsig
R 1 150 000
Incredible 3 bedroom family home
Best selling price ever... This house has so much to offer. 3 bedrooms, 1 bathroom and 1 guest bathroom. Open-plan kitchen and dining room, lounge, study, Wendy hut/tool shed and carport. The garage is linked to the property with possibility of making it another room. You don't want to lose out. Web Ref: 21RB-1442
Richem
R 990 000
Cozy 3 Bedroom Home
This home has 3 Bedrooms, 2 Bathrooms, one en-suite, an open-plan lounge and dining room area with a lovely kitchen. In the back there is a lovely entertainment area and a pool that you'll enjoy on summer days. ample Web Ref: 21RB-1443 yard space & 3 garages
Tel. 035 789 0450 /081 796 4587