Wallet Factory

Wallet Factory, a leading digital wallet and loyalty platforms provider serving banks and non-banking financial institutions across developing markets in Africa, MENA, and LatAm. Our mission is to facilitate the transition from a “Cash Heavy” to a “Cash Lite” society, aiming to include unbanked citizens into the financial system through our clients. We offer a unique 3-in-1 digital wallet platform: 1. A digital wallet as a separate payment instrument with a ledger and reward functionality to engage customers. 2. Ecosystem tools on one platform, connecting users, merchants, agents, and other payment instruments. 3. A base for a mobile marketplace, integrating services like remittances, loans, mobile gifts, certificates, and coupons. By targeting the unbanked, our approach aims to bridge the gap between the financially excluded and the banking sector, empowering individuals who have been marginalized from the financial system. These could include rural communities, low-income earners, and individuals without proper identification or credit history. By helping extend banking services to the unbanked population, we envision a positive impact on financial inclusion and economic growth in rapidly developing regions. As these previously underserved individuals gain access to financial tools and credit facilities, they can create new opportunities for entrepreneurship, investments, and improved livelihoods. The company has reached emerging markets of MENA, LatAm, and Southeast Asia regions that need digital transformation to enable digital financial services to the underserved and improve financial inclusion. The solutions delivered have helped clients become nationwide wallet operators and get listed on NASDAQ. Over 25 revenue-generating eWallet and customer loyalty projects have been launched in 12 countries across 5 continents so far, with over 4.5M of end customers worldwide.