If health care costs continue to rise, insurance companies fear that? If health care costs continue to rise, insurance companies fear that? Related
Do you have to have a care to have car insurance? I am not ready to purchase a car, however I figured if I started paying car insurance now, when I am ready to purchase a car I wont have to pay so much to start the policy. Is this true?" What is the average life insurance commission? I know the amount can very significantly but I am just want to know what the average commission is. I've heard anywhere from $600 to $1000. But not if one is Term or whole life. How much does the average person pay yearly for car insurance? I'm considering buying a 2007 Nissan Sentra or Toyota Corolla. It may be new or certified pre owned. WHEN to negotiate car insurance claim acv? Hypothetical: my car is hit while parked. Repair costs are likely more than ins co thinks the car is worth, making the car a total loss. I file 3rd party ins claim, and they want to see it in person. Do they give me an offer upon seeing it, or will they only inspect and give me an offer at later time? I want to be prepared maximize to my settlement or negotiate up the car's value so it will be fixed, but don't know at what part of the process to negotiate. (approx 4k in damage, and car was worth 3-4k before) And what's the best way to do this? bring ads of similar cars for sale, or...?" Classic car insurance companies? Classic car insurance companies? Appeals for insurance company? i was wondering on average how long does it take for a car insurance company to process appeals if someone knows it would be greatly appreciated What is the best insurance for a new driver in nyc? I've been driving for 2 yrs now but got my license about 2 months ago. Im 21 and limited on cash. I need a cheap auto insurance because driving right now is essential with the MTA fare hike.
Car Insurance Dilemma? Hello everyone, I just purchased a new vehicle and gave the old one to my mother. She really needed a vehicle. I decided not to trade it in. The problem is that she can't afford insurance however, if I was to add her to my existing policy, she could afford it. This is the problem, she must be a resident at my house in order to be added. Would they find out if I added her? Would she have a hard time registering the car? Only knowledgeable answers please. Thanks" How much would it typically cost to replace basically an entire front end of a car? I was hit by a car shooting out of a drive way and it totaled my buick le sabre. I want to know so that i dont get jipped by his insurance. What should I do to get an International Medical Insurance? I am a visitor in the United States, and I ll be here for about 2 months and I need a Medical Insurance, need some recommendations and where to go, and the docs necessaries." Life insurance for seniors? does anybody know any good life insurance for seniors? i need to try and help my parents some life insurance How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all? How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all? What year in California did it become necessary for all drivers to carry auto insurance? What year in California did it become necessary for all drivers to carry auto insurance? How much is AAA insurance? I'm 17 I live in California. I have a license already I drive when my parent's are in it. But I need the car for school. I was wondering how much does it cost to be added into my parent's insurance to be listed as an authorized driver? Why are my car insurance quotes so high? I'm about to get my first car at 25, and thought I'd look at insurance quotes for a cheap little run-around to get me started. I have only just passed my test so expected quotes to be quite high, but so far haven't seen anything below 4000 for a year! I tried looking for a quote on a Renault 1996 Clio 1.2 Versailles. Thought that would be pretty cheap. From what I've heard, I should be looking around the 1k mark for a year. Any clues as
to what I'm doing wrong?" How much would my car insurance be? I'm 21 years old male and I live in NJ. I'm thinking about buying a used car and financing it. I was looking at GEICO website and the quote came out to about $1600/year for 2000 honda S2000. I was wondering if that amount is right. I selected collision and comprehensive coverage along with all the other coverage options. I thought full coverage would be much more expensive like $3000 but that is so low. So I was wondering if that amount is right. (I live in NJ with my uncle and my parents live in massachusetts) How can I obtain drivers insurance when neither parent has a license in California? because insurance is a binding agreement that requires one parent to have a valid license, and neither of mine do, I cannot buy auto insurance. - My grandparents will not help me either I have 1000$ to buy insurance, and I will drive either way, insurance or not, is there any loophole around this law? thanks." How much are you paying car insurance NJ? I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks" ChEAPEST CAR INSURER FOR? I want to get either a reno clio 2001 or an old mini. i know the mini is likely to be cheapest. I'm a 17year old male. Which company would give me the cheapest car insurance? DON'T TELL ME TO GO TO GOCOMPARE.COM TRIED THIS ALREADY, AND ON VARIOUS OTHER COMPARISON SITES. Thanks" How much does a checkup usually cost with insurance? I just want to have a yearly checkup, and we have medical insurance. I know each place is going to cost more than another,etc. but what's a generaly price for a check up with insurance in alabama?" Auto insurance for a Ford Mustang vs. Honda Accord? I am a 16 year-old female who currently has a 4.4 GPA. I took drivers ed when I was 15 to get my license. I heard that cars are ridiculous to insure for young drivers, especially ...show more" Health Insurance in NC? Recommendations for Health Insurance in NC for adult and Child. Any good experiences with service and cost?
Would a BMW Z3 be expensive for a teens insurance? Would a BMW Z3 be expensive for a teens insurance? Will Health insurance costs be lower now that they are making us get it? How much will we be Taxed if we still can't afford it ? What is the best web-site to get insurance leads from? mostly health leads, but some life leads" If health care costs continue to rise, insurance companies fear that? If health care costs continue to rise, insurance companies fear that? How will a speeding ticket going 9 over affect me personally and insurance wise? Hi, i just got my first speeding ticket going 9 over 40, the cop said usually it would not effect my insurance but if not how will it affect me? If i pay the ticket and not call my insurance will that be that and it will be over? Please help" Police get cheaper car insurance? I went on a compare site and the only thing i change was the job to police officer and the insurance was cheaper? This may be due to the fact that they are less likely to commit crime. What is the cheapest auto insurance company? What is the cheapest auto insurance company? Cheapest insurance in Washington state ? Cheapest insurance in Washington state ? How much is car insurance for a 16 year old driver? I am about to turn 16 in August. And I'm wondering if you can tell me a estimated guess on how much car insurance will be. My family is insured with State Farm. If there is another company that may be cheaper please tell me. My family has several cars under Sate Farm if that makes a difference. I will be driving a 2007-8 Ford F-150 Lariat 2 wheel drive. I have all A's and have over 60 community service hours. If any of this makes a difference. How much will I start off spending and how fast does it get lowered and what will it get lowered to about? Cheapest car to insure and run?
So in all your opinions what is a cheap car both to run and insure? Also, would a 2000-2001 vehicle make much difference to an insurer?" Insurance for a 17 yr old girl? How much would insurance be for a 17 yr old girl in a mustang in NY? I took drivers ed, btw. Or insurance for any car, doesn't have to be a mustang." How much is your monthly car insurance bill? indicate your age and if you have full coverage. I want to know if what I'm paying is average. I'm under 25 and I was involved in an accident. RWD Japanese sports cars that are cheap to insure? I.E. Not Skylines or 350Z's. I am looking for a srs surgeon who accepts insurance? my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas? Cheapest young driver car insurance? i done endsleigh, i-kube, go compare, zura (or w/e), aa, swift, any i havent heard of that specialise i have googled specialist young driver insurance (had licence 3 months and im 18) Male" Do u HAVE to have insurance? i rather pay out of pocket anyways than fool with insurance. What should i do with my insurance to test drive cars? I am looking at a car tomorrow that i will more than likely buy. My insurance is comprehensive but says the driving of other cars extension is not included for any driver named on the policy I have phoned my insurance company Diamond and the guy said it would cost me 17.50 to insure the car for a day third party. I undestand that third party means if i bump someone my insurance pays for their damage but not for mine. If i decide to buy the car should i be getting fully comprehensive for the day? "Got caught speeding 36 in a 20, not listed on insurance, driving alone with a learned license? My driving test is the day before my court hearing and I was wondering how much all this will cost and also if I'm gonna be able to take my test still Why wont my insurance insure me ?
im currently paying 350 for a 125 honda varadero ( on learners ) then i passed my test ( im 19 ) i upgraded cost me 27 to get pillon and change to big licence. Then i asked them to do me quote on a 250 ninja r, so i can get insured on that and they said the insurance doesnt cover me you have to cancel it and go some where eles. what the ****?" How to fix a speeding ticket and no proof of insurance? I am a California resident in LA county. I got a ticket for speeding at around 80mph when the limit was 65. The cop pulled me over and asked for all the essentials. But i could not provide the proof of insurance even though it was in my glove compartment because the place was kinda messy. I found it after the cop left. Anyways, I got a ticket for speeding over 65 and no proof of insurance both marked non correctable. I know i can't contest for speeding, but can I somehow fix no proof of insurance? If there is a way, what are the steps?" Cheapest car insurance? What would be the cheapest car insurance for a low income 18 year old female who has had two tickets. I have a Chevy Tahoe-2006 and I live in Oklahoma if that helps. Do you need tax and insurance for little scooters? I presume you do. I was going to buy one as a pressie for my partner who has does not have a licience. Just wondered what the costs of running a scooter was? UK only please. Thank you. If a 20 year old doesn't have insurance on his car and get's into a car accident is the state of Illinois.? If a 20 year old doesn't have insurance on his car and get's into a car accident is the state of Illinois, what legally happens? I got into a car wreck in my uninsured vehicle, now I went out and got insurance, and have a court date set up. What legally should happen here? Loss of license? Obviously a fine.. Just give me the facts on this one." What kind of coverage do I need for my motorcycle insurance during storage months? It has a lien on it.? What do I need and what can I take off from my coverage during the winter months when I store and not riding it? It has a lien on it so obviously I need to keep some coverage. A ...show more Where can I buy health insurance and do you recommend Kaiser? I need it bad. Could you please provide a link where I can sign up online? Female teen car insurance cost?
I am 17. I took drivers ed which gives me some discount on my insurance and get good grades. Would this give me a discount? I would like to know how much it would be for me to get insured on my parents insurance as a secondary driver. As well, i will have my own car, but since i am an only child there will be three cars and three people, so can i still be put down as a secondary driver ?" Where to get cheap car insurance? my car insurance rates keep going back and forth and i don't have the money to pay 130.00 a month or 170.00 or whatever they decide to put it at. at first it was 83.15 then it jumped to 170.00 now it is 130.00 can someone please tell me where i can get insurance for at less than 100 dollars? Whats the website for high school sports insurance? They use to give the application on paper but now it's online, I forgot the website, what is the website for it?" Teen Car Insurance (Divorced Parents)? Living in North Carolina and both households get along well but adding the teenager is crazy expensive. I'm looking for off-the-cuff insight. If a vehicle is registered and garaged at one house, and the teen has his license from the other parents' address, it should not be necessary to add the teen to the policy, because in essence, he is borrowing' the vehicle. Right? For clarification: I have a vehicle for him to drive. If he gets his license at the other parents house, but drives my vehicle, he shouldn't have to be insured by us because he's not driving a vehicle within his household. Thanks for any help" If health care costs continue to rise, insurance companies fear that? If health care costs continue to rise, insurance companies fear that? 65 Life Insurance vs. Term Life Insurance? My wife and I currently have 65 life insurance which we pay about $130 per month for the two of us. After listening to her friend Suze Orman she wants to get rid of the 65 life and get term life insurance. 1st question is what do you think is better and 2nd is how easy is it to settle your current life insurance to cash out and if you stay with the same company can you roll your current $value into the new term life? Thanks Does voiding warranty affect my insurance. from a different company? I'm thinking of rooting my phone but it is still under warranty and I am paying insurance for my phone using a different company. Will rooting my pg phone affect my insurance in any way? How bad would a 2006 nissan altima be on insurance for an 18 year old? I'm on my moms policy right now as the primary driver of a 20 year old sports car and it costs 900 a month. I used to be the primary driver of a small 2002 kia rio sedan and it cost about 700 a month. How much will it be if i am now the primary driver of a 2006
nissan altima? Also how much would the insurance for the actual car be? My mom drives an 06 taurus and she pays 800 so i'm guessing around that price? What's the insurance estimate for a 2003 Toyota Celica? I am turned 17 recently and I want to buy a Toyota Celica because I think its cool. i understand that if I want to know the insurance I just get a quote but that takes long. And if someone has other suggestions for a cool list of cars for teen drivers please help. Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live? Can I get an auto loan with a permit? and If a car is under my name can my moo give me insurance if I live with her with the same address? Car insurance on a pergeout 307 new driver? UK ONLY.? i turned 17 in march.i have yet to pass my test but wish to look at quotes for insurance. its a 5 door 1.6 and 5 doors. who knows a cheap car insurance site for me and with prefernce to someone you know having it from there? before you say i have tried comparison sites and they are no use. "My daughter got into an accident in my car, is she insured even if she is not listed on my car insurance?" My daughter just got into an accident and totaled my car. This is in Michigan and she is not listed on the insurance. She spends most of the week at her fiance's house (who drives her to work, school, so forth) and comes home for the weekends and rarely uses our cars (once or twice every month or more). Now my insurance is saying they can not cover her because she does not live at home, even though she never really moved out and her permanent address is at home, even when she went away to college. She is under absolutely everything for us, but they are trying to tell her to work with her fiance's car insurance for medical coverage. I never saw a reason to put her on our car insurance because she doesn't use the cars and I don't think it's fair to put it under her fiance's insurance because he had absolutely nothing to do with it. Any suggestions on how to go about this situation would be really appreciated!" At what point should I call up my insurance company & insure the car I plan on purchasing? New to purchasing a used car, but I notice that DMV will require proof of insurance when registering the car, and even my bank will need proof of insurance to complete the transaction. Do I call my insurance company to setup insurance on the car before even paying for it!? I don't really understand the process." Will a bike licence bring down car insurance? Ok, so I'm 18 and am looking to learn to drive. I know that insuring a car is going to cost a bomb anyway, but will the fact I have passed a full motorcycle test (A2) help to bring my insurance down? Or will the fact I will have access to two vehicles (car and
motorbike) increase my insurance? By the time I pass my car test I would have had my A2 licence for a year and have 3years no claims discount. Also I am looking at getting a 1.1 Citroen Saxo. Will a two door be more expensive than the four door to insure or doesn't it make much difference?? Thanks." Globe Life Insurance Policy for children? I've had a Globe Life insurance policy for my Daughter since just after she was born, didn't really think about it as it seemed like a great idea when I got their information in the mail. My Daughter will be 8 years old this February, I simply want to do whatever is best for her. I guess my question is three-fold, am I doing the right thing with this, is this a good policy to have, and lastly should I continue with this? Maybe one more, should I increase the coverage?" Free Insurance Quotes Online? Hi, I just bought a car and I need to get insurance asap so I can drive. A friend told me you can get free insurance quotes from websites online. Is it true?" Any idea on how much car insurance will cost for new driver I'm 28yrs old?? please help i just need an estamate looking into buying a small car after hopefully passing the uk driving test next week. 1.4 engine size nothing to smart just to get me from a-b i only have around 500 to buy a car, just trying to figure out how much to put aside,tried calling insurance companys but they said they wont quote with out full licsense details.... all i want is an idea!!!thanks in advance" I have just passed my test and i have been looking for car insurances and i added my partner as a named driver? I have been looking at car insurances and i added my partner as a named driver and she only have a provisional license and it has come out 600 pound cheaper, every thing is correct on the quote, does anyone know why this is." Temporary Car Insurance Mercedes E Class 18 Year Old Male? There is a meet at Goodwood Race Course at the end of the month, I was planning on taking the e class as the weather looks good and its good place to take it, however I'm really struggling to find temporary car insurance to cover me for the day, I can find annual car insurance relatively easily insuring my dad with his no claims and me as a named driver (comes to approx 1100 per annum) but I wont drive the car enough to make use of this insurance. I have looked high and low but none of the companies will insure me until I am 21 for temporary insurance. Any suggestions?" Does searching for Car Insurance drive you crazy? Does searching for Car Insurance drive you crazy? How long does it take a car insurance company to fix your car?
I was in an accident dec 27 2013 the ladys insurance called me that same day of the accident and told me they would have full liability of the car damages to my parents car so i told them ok and she gave me the the claim number and then she said she would call my mom because the iinsurance isunder her name im 17 by the way...and then they nevr called my mom That day.they have usaa insurance and we have all insurance What is the average insurance for a 17 year old female driver? The car is going to be a 2003 Oldsmobile Alero. Going to have drivers ed and a the 5 hour driving course. Living in NYS. About how much would it be per month? Car insurance with dwi? I went to a bar in upstate ny to see a friend's band play. I was drinking at the bar, so I decided to stay at a friend's house down the road (walk there obviously). Someone I thought was my friend took my car to go home ( I left the keys in the ignition ). I know I'm a dumb *** for leaving the keys in the car, don't flame me for that please. Anyways this guy got pulled over by the cops and got a dwi. The car was legally parked when they pulled him over so it didn't get impounded. My question is will my insurance go up? I wasn't driving the car and this guy had no license or any kind of insurance whatsoever. He was also under 21 if that helps and no I didn't report the car stolen. But when the cops questioned him he just told them he took the car." Buying a car/insurance help? I am 17, currently taking driving lessons and looking to buy a car. I wanted quite a big car, such as the Ford mavric as ones that i have found in my price range. However the insurance is huge for them type of cars. I was wondering if anyone could tell me quite big cars with cheap insurance Thanks" What do you need to insure a car? I bought a car from a friend. Do I only need a logbook when calling the DVLA, just wondering if I need anything else to get the car insured." How much would the insurance on my car be? I'm 18. I just got my car. and I just got my license. and I have a 2001 Hyndai. I live if Fort Myers FL... How much would it be on my own? and How much could it be under my brother in laws name that has had his license for 5 years? Cost to insure 2013 honda civic si? Cost to insure 2013 honda civic si? Do you have health insurance? if so, how much is it per month? How old are you? what kind of deuctable do you have? feel free to answer also if you do not have insurance."
"Mustang Insurance, Help!!!?" Hello, I have a quick question about insurance. I am 18 years old, living in Orange, CA and currently driving a 2003 nissan altima that I am going to trade for a 2002 ford mustang gt. Now i know that contacting an agent will be the best way to find out more realistic rates, but right now I want to hear from past mustang owners. I was also wondering if having good credit will give me a discount on my insurance? I know insurance will be high, so don't waste my time explaining it to me, If it helps, I always obey the speed limit, never gotten into any crashes nor have I gotten any tickets. All Help is appreciated, thanks." Car Insurance increase after moving? I have just moved house and my car insurance has increased by 160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie - why the area is higher risk) are they obliged to provide me with it? If health care costs continue to rise, insurance companies fear that? If health care costs continue to rise, insurance companies fear that? Why are car insurance rates so high in sunbury-on-thames? Thanks What is cheaper for insurance a red car or a black car? What is cheaper for insurance a red car or a black car? "Car insurance, Help!?" I crashed my car into another car, both card sustained minimal damage, I just payed for my car to be fixed without consulting my insurance, is this illegal? And furthermore could I settle a money agreement with the guy I crashed into? is this all legal? Also if the guy decided to go through insurance would someone come inspect my car or inspect his... Basically what would the whole procedure be? I haven't contacted him yet" Affordable health insurance for self employed? My husband is selfemployed and we want to get an affordable family insurance or possibly just an insurance for me. I a m a nurse but I only work part time and my company wont cover me for insurance. any good health insurance companies that we can get and would cover maternity care in the future? 22yo motorcycle insurance? I have a 125cc motorcycle and im 22 with my m2 and driver training but the cheapest insurance i could find is $2500 a year!!!!!!!!! Does anyone have anything better for a
young guy??? Motorcycle Insurance Question? I was wondering how much insurance would cost for a 16 year old in California, driving a Ninja 500r would be. New driver, taken safety course, and stored in garage. What companies would insure me (I heard geico and progressive were good), and how much would it cost? Also what is the minimum amount of motorcycle insurance needed? Please answer with as much detail as possible. Thanks" Car insurance for 300 to 500 dollars a month? Are there any insurance plans for cars that cost 300 to 500 dollars. I have a bugeting packet for my twenty first lit class and I wanted to know what insurances would have car insurance at that cost. Thanks! "Different car insurance for Ford, etc? I have to write a bunch of articles for my job based around van insurance for people with occupations that require a van. One article has to be called Ford Van Insurance another has to be Toyota Van Insurance. I can find info about Ford vans. I can find info about van insurance. But I can't find anything on Ford Van Insurance. Car insurance? i live in northern ireland , just got a really good quote for car insurance from a company called endsleigh, i have never heard of them does anyone know if this is a good reliable company" Life Insurance? Is life insurance under rated? If so explain why? Can I get auto insurance on a car that someone owns and has insurance on? So I am an 18 year old who lives with his girlfriends Mother. I recently just obtained my Drivers License, but I have one problem. I don't have any Auto Insurance. I do not have a car, but I drive my girlfriends Moms car when I need to. First question. Can I get in trouble without Auto Insurance driving her car with her permission? If not, can I get a different type of insurance under the same car that I pay all on my own? She has State Farm is it helps." "How did the United States healthcare system develop? e.g. health insurance, Medicare.?" Why does the United States have health insurance? It is optional to have health insurance, because it is not required by any law, unlike auto insurance. I would like to know where the system of health insurance got it's roots."
What is the average insurance cost for a 2012 Chevy Cruze? I will be turning 21 in June. No tickets or accidents on my record. What would the average monthly payment be for insurance? How much will insurance cost for a 17 year old in New York with a Senior Class D Licsence? Like if i put it under my dad's name as another driver for the car?, or how much will it be for myself aswell? Let's say for example, because am getting a 2004 bmw 328" Insurance or personal? I had a brush with a car i n the parking lot and the bumper of the other car came off. its a new car and the bumper needs to be replaced. The guy is claming $700 for repairs. Just wondering if i shuld pay it from my pocket or shuld go thru insurance. In case i claim insurance do points get added to my insurance which will impact my insurance cost in the coming years? whcih is more sensible... Motorcycle accident - How much insurance money will I get? I recently had an accident on my motorbike where a car did a U-turn in front of me and I went over the handlebars. I fractured my heel, broke a finger and tore the ligaments in my legs. I've been in pain since it happened and am only just getting well enough after 2 Months to walk without crutches. I have not had any sick pay as I work for agencies and have lost around 500 a week. This has almost caused me to lose my house. I want to know how much money I should expect to get as a payout? I'm not expecting to be back at work for a few weeks yet and I still have limited movement in my legs (I can't crouch down)." What is the cheapest ADD/ADHD medication for the uninsured? I take 20mg Vyvanse now, but they cost so much money (300 plus for 60 pills). I am working but wont get health insurance for another 2 months... Is there a substitute drug that is a bit cheaper? Ritalin? Aderol? Concerta? Does anyone know where I could see a pricing chart." How can i get cheap car insurance insurance? I live in london Age 17, just got my driving licence Ive got a 1.4 L diesel Fiesta 53 Plate Where can i get decent insurance, the cheapest i got was 5k, im only willing to pay 3k Idk if i have to lie to them, i just want insurance Any help??" How much is car insurance for a 17 year old female ? I am turning 17 on july 6 and i will be getting my license on that day too, my parents said they will pay for the car but i only have to pay for the insurance . how much is insurance?" What is the cheapest car insurance agency???
What is the cheapest car insurance agency??? How much car insurance do u pay yearly? thanks Why are my insurance quotes coming to 20-40k? Ok so i know insurance in London will be alot for a student like me who is 17, but why is it my friends are getting insurance for 2k in london and when i enter correct information on quote websites (obvisouly acting as if i am 17) that my quotes are coming to 44k, what should i do when it comes to getting my own policy? thansk" I can't afford full coverage insurance for my car loan. Are there any consequences? I can't afford full coverage insurance for my car loan. Are there any consequences? How can i get cheaper insurance on my 1998 honda civic 1.5? Every time i want to find a cheap insurance on my Honda civic 1.5 i get quotes starting from 4000, this is insanity, my car is worth not more than 600 and insurance is almost 10 times bigger. I am 20 years old." Retroactive auto insurance premium? I obtained an auto insurance policy in August 2007. In January 2008 (five months after the policy was purchased) I received my policy renewal. The renewal price was substantially more than the initially policy cost because the insurance company had written my original policy with innacurrate information (assumptions they made that were incorrect, there was no falsification on my part). I cancelled the policy and found a new provider. The insurance company then sent me a bill retroactively charging me for the original policy with the new information and premium changes. Can they retroactively charge me for the policy that I had already paid in full based on our original agreement? Does the insurance company have any legal recourse or right to collect this money? I already filed an official complaint with the NJ Dept. of Banking and Insurance and am waiting to hear back. BTW don't need people's opinion, looking for response from someone who knows the laws in regards to this" If health care costs continue to rise, insurance companies fear that? If health care costs continue to rise, insurance companies fear that?