July/August 2015 Edition

Wednesday 8th July Club Annual Trip to The Lakes

Saturday 18th July Robs Paella Supper & Dancing

CLUB SIBERME CLUB SIERRA BERMEJA SOCIO-CULTURAL DE ESTEPONA

INTERNATIONAL CLUB OF ESTEPONA FOR ALL ENGLISH SPEAKING PEOPLE of San Pedro - Estepona - Casares Manilva - Sotogrande & Beyond

July/August 2015 Edition www.siberme.com Email: clubsiberme@hotmail.com

Travel insurance available to cover all pre-existing medical conditions and all ages.

Contact me for more information.

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ICE Magazine Contents Page 28/29 Diary of Trip to Colico, Lake Como Page 31 This Months Recipe & Nigel's Classified Ad’s Page 32 Golf Society and Bowling News Page 34 Leisure Page Page 35 General Information Page 36 Committee and Advert Info Page 37 Just for a Smile

Page 5 President’s Letter + Members Letter Page 6 Bulletin Board & Information Page 8 Computer Tips + Scam of the Month Page 9/10/11 Past Events Page 12 July & August Events Page 13 July Calendar Page 14 August Calendar Page 16 Blevins Franks Article Page 27 Events For Your Diary

Thanks to all those who have contributed items for your magazine, please keep them coming.

WANTED: Further input from members for your magazine, articles , experiences, useful information, recipes, anything of interest.

President: Sue Potter Editor: Terry Smith Advertising: Jackie Simmonds Disclaimer: - The committee wishes to declare that ICE does not accept responsibility for the contents of articles nor the claims made by advertisers.

Printed by Digiprint, Avda Litoral, Edificio Visamar, Blq 2 Local 9, 29680 Estepona Visit Our New Improved Club Website: www.siberme.com Free Wi-Fi for members at the clubhouse. Now upgraded to 8Mb The magazine is published on the website on or before the first day of each month.

PLEASE MENTION ICE CLUB & MAGAZINE WHEN CONTACTING ADVERTISERS.

Editor: What a morning it was at the club on Thursday 28th May due to no water at the club, a large area of Bahia Dorada had water switched off due to a major leak, this put the Thursday lunch in jeopardy.

However forward came stalwart club volunteers Doug, Ted and Mac who made numerous trips to the swimming pool area to collect heavy pots of water. Then due to the extra hard work by the catering staff of the day Diane, Dave and Isabella the meal then came out on time. Thanks must go to these dedicated hard working club volunteers. Unfortunately the following Thursday lunch had to be cancelled due to shortage of volunteers.

Have a great summer, next magazine edition will be available in September.

Terry Smith Editor Terry Smith Email: terrysmith@siberme.com Phone 951 276 690 Mobile 677 656 319

YOUR CLUB NEEDS YOU MORE VOLUNTEERS REQUIRED

Your club is run by volunteers, without them we cannot function. Help is required for the following: Bar staff, training available, see Mac McIntyre Bar Manager.

Meeters and greeters to man the front door for just an hour on a Thursday club morning, see Maureen BaldwinWinckle.

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All kinds of sewing undertaken

Estepona Osteopathic Clinic

PAUL KNIGHT Bsc(Hons) Ost.

I will do all repairs and alterations

Specialist treatment for back, neck and limb injuries, children and expectant mothers.

I make curtains Dressmaking

Mobile: 625 957 673 1D, First Floor, 124, Avenida de España, Estepona

Upholstery of terrace furniture And even equine or pet accessories No job is too large or too small

Located immediately opposite the underground car park entrance, facing the sea.

Call Heidi on 606-237-757 heidi.manilva@gmail.com

OPTICA MACHIN

A cut Above

English Optometrist now available for consultation on the Costa del Sol.

Jane Staunton Machin BScMB Optom CNOO Av. Litoral – Ed. Vistamar Blq. 2 – Local 1 29680 ESTEPONA MALAGA Tel: 952 806 813 Full Eye Examinations: Glaucoma Screening: Designer & Non-Designer frames & lenses: Sunglasses: (prescription & non-prescription) Domiciliary Visits: (by appointment) Contact Lens Fitting.

The Friendly British Hair Salon Unisex Peluqueria For Every Day & Those Special Occasions 952 805 485 Ask For THERESA or SARA We are offering a promotion on Blow-dries, Shampoo and Sets for 12 Euros.

Monday to Friday OAP days are Monday to Friday Estepona Port Opposite Club Nautico

www.opticamachin.com 4

Sad News.

We’re very sorry to tell you that Derek Fee, a long time club member, died suddenly of a heart attack at home during the end of May.

Gordon Beatson, also a long standing club member, has died in hospital.

Our condolences go to Diane, all family and friends.

PRESIDENT’S LETTER

Since my last letter to you all we have had to say final farewells to 2 more members, Derek Fee and Gordon Beatson, both will be missed especially on Thursdays.

Some of you will know that I have had a nasty mole removed, luckily I had it removed before it spread, so don't put off having any moles checked.

On a happier note while I am writing this in UK some of our members are having a good time in Italy, what wonderful views, thanks to Aileena for organising.

By the time you read this surely the weather will have improved and become more settled and some of you would have escaped the heat by returning to UK, wherever you are, enjoy your summer. There are a couple of events and trips being held through the summer so if you are in Spain please remember to support them.

Sue Potter Tessa, a sincere thank you: I wish to send my sincere thanks to all the club members and friends who have helped me to endure a desperately sad situation. You are a wonderful group of people, genuinely concerned for others.

Special thanks to Vic for the beautifully produced memorial folders produced at very short notice. To Barbara and all the other ladies who produced such a wonderful spread of food, it looked an enormous amount. I was delighted to see that almost everything was appreciated and eaten. Thank you all for your kind donations which totalled 755 Euros, that I took to Cudeca, they were of course delighted to receive such a generous donation.

Please continue with your support as I really do appreciate it.

Peter Henry Monday June 1st was yet another sad occasion, the funeral of Derek Fee, a long standing Club member and dear friend of mine and someone I shall miss.

Recently the Club has lost two other Club members, Frank Hardwick and Tessa Henry, both played an active part in club activities and both during their membership worked actively in different ways to improve the facilities of the Club, all three will be sadly missed.

So three funerals in two months, which has never happened before in Club history and which I hope will not occur again. With these three funerals in mind I do want to offer my thanks to all the ladies of the Club who helped to provide the sandwiches, baking and assisting in providing this service which the Club offers to the mourning family to any member who dies. It is amazing to watch how these ladies gel together and work as such a cohesive team.

Having expressed my grateful thanks, I hope this 'trend' is over for some time to come.

Regards Barbara Salisbury 5

Lottery Winners MAY 1st Keith Ranshaw 2nd Dan Cooke 3rd Sybil Taylor Club

48€ 24€ 12€ 36€

Bulletin

Board

BOOK LIBRARY: CAN MEMBERS PLEASE NOT SUBMIT HARDBACK BOOKS TO THE LIBRARY, PAPERBACKS WILL ONLY BE ACCEPTED. Returned books should be placed at the foot of the first half of the alphabet as designated - the librarian will then sort.

DVD Library: Can members please ensure they sign for all borrowed films and add membership number, Please return films as soon as possible and sign as returned.

Jigsaw Puzzles: There is a selection of jigsaw puzzles available stored under the video library. They are mostly 500 pieces, some 1,000.

Glasses, cups etc: Please return to the bar before leaving the club. Please place used unbroken bottles carefully in bin provided, which is positioned under the dartboard. Return plates and cutlery to the kitchen.

Terrace Doors: Those people who open terrace doors are responsible for closing same.

TRIP CANCELLATIONS MUST BE REFERRED IN FIRST INSTANCE TO THE ORGANISER IMPORTANT: TELL THE BAR STAFF OF ANY BROKEN GLASS AND THEY WILL DISPOSE OF IT. PLEASE NOTE: NOT IN SPAIN? RENEWING YOUR ANNUAL CLUB MEMBERSHIP CAN BE CARRIED OUT BY BANK TRANSFER. FOR DETAILS PLEASE CONTACT CLUB TREASURER TED LUNNISS 608 601 230 EMAIL: ted_lunniss@hotmail.co.uk IMPORTANT, ALL ORGANISERS PLEASE NOTE: THE CLUBHOUSE FURNITURE MUST BE LEFT AS SET FOR A THURSDAY MEETING BEFORE LEAVING THE CLUB. SWITCH OFF LIGHTS, FANS AND AIR CONDITIONERS. SET BUILDING ALARM AND LOCK DOORS. Food For Thought Submitted by Rosemary Ferguson “High thinking and modest living - a perfectly respectable tradition.”

From the book Consequences by Penelope Lively.

International Emergency Phone 112 Paying speeding fines in Spain: If you have to pay a speeding fine in Spain, you can pay online by accessing the Ministry of the Interior web site at: https://sedeapl.dgt.gob.es:7443/WEB_Sanciones/jsp/sincertificado/identificacionPagador.jsf - private This page of the site is in English and allows you to pay by credit card. Don't forget that you will get a 50% reduction in the fine if you pay within 20 days.

Submitted by Ron Sykes 6

YOUR INVITATION TO FUTURA MARBELLA HEARING CENTER

The all-new most up to date hearing centre in the Costa now opened.

* * * *

FREE HEARING CHECKUP FREE DEMONSTRATION BEST DIGITAL HEARING AID PRICES ALL MODELS AVAILABLE AVENIDA RAMÓN Y CAJAL Nº 3 GALERÍA SAN CRISTÓBAL LOCAL 16 29600 MARBELLA

Call for your appointment.

Michael Briales Total dedication to your hearing needs.

Mobile 660 892 627

TEL: 952859925

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Vic Loughran Peter Dowd Monthly Computer Tips – July / August 2015 Ipad / iCloud – “Storage is nearly full” If you receive this message you might want to check what is stored and perhaps remove some of the many photos stored there. Go to iPad settings, select iCloud, then Manage storage. This will show how much of Apple’s free 5Gb has been taken up by photos and videos, backups of the iPad and files saved there by apps that make use of the facility.

To get more storage you can either buy more (starting at 79p per month for 20Gb), or you can disable backups, delete app data or turn off the iCloud Photo library. Choose the last and you have 30 days to download any photos stored on line and save copies on a computer (in effect making your own backup.) Remember, by default iPads automatically backup whenever you charge the battery and are connected to Wi-Fi. iPhone 5 Batteries Apple has identified a defect with a range of iPhone 5 batteries. You can check if your phone is affected on the apple website (www.apple.com/uk/support/ iphone5-battery) You will need to type in the phone’s serial number. If you are affected then you can get a replacement battery fitted for free in any Apple retail shop Suggested Phone Apps You might like to try Yahoo Weather. This app will show the weather forecast for your locality. It gives a forecast by the hour. You have an option to see 5 or 10 day forecasts. You can also set it up to show the forecasts for a number of additional places.

Google Chrome You may or may not be aware that Chrome like to keep running in the background even after you think you have exited. This can use up resources. The correct method to close Chrome completely is to click on the Control icon (the three horizontal bars top right) and choose exit or use Ctrl + Shift + Q, If you wish to stop this feature completely, choose Settings, scroll to the bottom, Advanced Settings and under System remove the tick from “Continue running background apps when Google Chrome is closed.”

If you have any questions or suggested topics for this page, please email us vicloughran@siberme.com or peterdowd@siberme.com Creating English Characters on a Spanish Keyboard (Always use the Numeric Keypad to enter the numerals) £ ALT + 156 Scam of the Month – July / August 2015. Booking hotels and holiday lets.

If you want to organise a DIY holiday, take care when booking your accommodation, or you could risk falling victim to a fake website or false advertising.

If you are paying by any method other than credit or debit card, there is no financial protection should the accommodation turn out to be bogus – and that includes bank transfers. Always ensure you check out any prospective holiday let by visiting review sites to look for feedback.

Bad feedback or no feedback at all should raise alarm bells and warn you to look elsewhere.

Always book holidays from a reputable company you know and trust, and note there's additional protection on offer if you choose a travel agent that is a member of a trade organisation such as the Association of British Travel Agents (ABTA). Also book travel through a firm registered with the Air Travel Organisers' Licensing (ATOL) scheme.

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PAST EVENTS Holiday Trip to Galicia - Day 6 Friday 8th May - Santiago de Compostela and Return Home Our last day was trip to Santiago de Compostela, here every year thousands of pilgrims make the long pilgrimage, walking or cycling from as far as the French Way over the Pyrenees. We took the easy way and were dropped off by coach, so we didn't get a certificate.

The object of the pilgrimage is to venerate the remains of Saint James. According to history (folk law), in the first century James travelled to Galicia to preach the gospel, he then returned back to Palestine, where he was martyred. The disciples Theodor and Athanasius, decided to move the body by the currents of the sea where the boat came to rest in the estuary of Arousa in Galicia province of Pontevedra. Centuries later during 813 a hermit called Paio saw strange lights in the form of stars bearing down over Mount Libredon, where the Archbishop and a group of followers discovered in an old Roman Fort the remains of three men, one being headless. A Latin inscription reading ‘This is the body of Saint James and his disciples’. A church was built round the remains, and over the years has developed into the beautiful cathedral we see today.

Many of us attended the full sung mass and where we were treated to the crowning glory watching the huge botafumeiro swung from side to side down the transept, guided by eight men called Tiraboleiros. Behind the altar many pilgrims gather to hug the stature of Saint James, and visit the relics.

Following the mass refreshment was needed, so we walked down the covered arcades close by deciding which little restaurant we would visit where red wine and food could be enjoyed.

Walking around the four beautiful squares that surround the Basilica, wonderful views of the old facades can be seen. Although the exterior has been changed over the years, the interior remains Romanesque, except the high altar which is very ornate baroque in style.

A lot of tired and weary pilgrims descended the ‘Wolly Wagon’ (tourist train), this took us round the old town with guided talk. Then a number of us descended on the Parador Hotel in the main square and for a drink and a rest in the most comfortable lounge. This wonderful building was built by Ferdinand and lsabella, to house the pilgrims, who until then had slept in the Cathedral.

Lastly returning to the bus following a very long day, but full of good memories and lots of photograph.

It was time to say goodbye to Galicia as we headed for the airport.

Submitted by Margaret Hall

Should you have suggestions for any event or activity at your clubhouse, or for a trip whether for a day or longer period, please contact a member of the committee. WE NEED YOUR SUPPORT 9

PAST EVENTS Wednesday 20th May - Trip to Ronda by Train Firstly time wise the whole trip was perfect. Everyone played their part in keeping to the appointed time arrangements. The weather on the coast was a bit grey but as we moved inland the weather improved and for me the weather was great for a day trip where usually there is a bit of exploring and discovery.

I haven't been to Ronda for a couple of years, but I love the place. I love the train journey and also look forward to seeing the storks, the terrain and the plant life.

It was particularly good for me personally because I had a visitor staying with me from Wales and she was so enthusiastic about the whole trip and totally enthralled by the whole experience that her joy was transferred to me. She is quite the expert on plant material and she was thrilled to see the Pisano pine which grows just outside the church situated in the old town. We did follow Joan to the old part of Ronda, visiting the house which was a refuge for the monks which I always like to visit to see the old Spanish furniture, lovely garden with spectacular views. The old church displaying two kinds of architecture was also well worth a visit and 'to put icing on the cake' we were given a discount on the visited locations.

For me personally, what always gives me extra pleasure is 'little retail therapy' and the purchases I made were great.

The coach trip down to the coast was dramatic however we arrived home ahead of time.

To conclude I do want to thank my fellow travellers for making Elizabeth, my visitor so welcome.

Regards Barbara Salisbury 10

Wednesday 27th May - Ladies and Gents who Lunch Out Margaret added yet another successful ladies lunch in May when she chose "Nellie G’s" to add to her list of local restaurants. Twenty five ladies met to wine, dine and gossip for a couple of hours. The food was enjoyed by all of us with some choosing two courses while others managed three. The only down was when one of the ladies chose to smoke at the table even though the outside was just a few steps away.

Thank you Margaret for all the time and effort you take in organising this and the other lunches.

Submitted by Christina Woodward On this occasion it was decided that the Romeos should go ‘posh’ for once (and why not!). So eighteen of us went to a new venue El Paraiso Golf Club and where a table had been reserved by Doug under the toldo overlooking a very well presented golf course.

For just 11.95€ for the menu del dia we had a 2 course menu with coffee (and of course a few optional bevies were enjoyed!). A very hot sunny day, maybe a little to hot under the toldo that had to be adjusted a few times to avoid the sun. Very good service from the waitresses was appreciated.

Thanks Doug for the organising.

Tuesday 9th June - Garden Club Meet For the third Gardening Club get together, members met at the entrance to the Orchid Domes in Estepona........and what a treat was in store for us. It was a truly spectacular sight - hundreds of the most beautiful orchids. One could also get so many good ideas from the way they were displayed – inside rocks, cork containers and other ‘nooks and crannies’. One of the members had been before and was quite amazed at how different it looked from his last visit. There is still no charge for entrance because everything is still growing/maturing into an even more spectacular vision for the future. The waterfall was a wonderful surprise and such fun to walk under. As well as the orchids there were many beautiful plants – some we had never seen before. After a very enjoyable walk around, we left the domes and went for a coffee and chat at a nearby cafe.

Tip of the month: When taking cuttings of roses, choose a stem about the thickness of a pencil. Before planting it in the ground or a pot, push the bottom end into a small potato and bury the whole lot. This will keep the cutting moist while roots develop.

Submitted by Sandy Avis Does this affect you in any way????

Former Barclays España customers may face problems receiving their UK pensions.

UK pension holders now banking with La Caixa in Spain are advised to visit the following web site: http://spanishnewstoday.com/former-barclays-espa%C3%B1a-customers-may-face-problems -receiving-their-uk-pensions_21583-a.html?Banner=59#.VX04CkYYORk Submitted by Nigel Nevshehir 11

JULY & AUGUST EVENTS

PLEASE NOTE: TICKET SALES CLOSE 12.30pm ON THURSDAY MORNINGS. CORRECT MONEY PLEASE.

WHEN BOOKING AN EVENT CURRENT MEMBERSHIP CARDS MUST BE SHOWN

CANCELLED TICKETS MUST FIRST BE REFERRED TO EVENT ORGANISER

Please Note: The Club will be closed on Tuesdays from 7th July and reopens Tuesday 1st September.

Thursday Club Lunches cease Thursday 2nd July and recommence Thursday 3rd September.

Friday 3rd July - Members Quiz Night - 8.00 for 8.00pm - Quiz Master Ron Pegrum Wednesday July 8th - Annual Trip to The Lakes A scenic coach trip to the country stopping for a break and shade under the trees at Finca La Mota and have optional coffee and bacon ’butties’. Finca la Mota was originally a farmhouse built over 350 years ago. It is now a rustic Andalusian Inn full of charm and character both of which has been carefully maintained during renovation. Then onto the lakes, time for swimming in the lake, don’t forget your ‘coggies’. Why not take a picnic, or you can have a leisurely optional lunch at the Al Kiosko restaurant overlooking the lake. Organiser Joan Thompson. 15€ members, 18€ guests, first pickup 9.00am Sabinillas Tuesday 14th July - Garden Group Meet The next gardening club meet up will be at 11.30 am at the entrance to the Natura Garden Centre opposite LIDL’s in Sabinillas.

Thursday 16th July - Club Lunch Out Venue Brasserie, Cascaras Golf Course. Watch Club Notice Board.

Organiser Maggie Whittley.

Saturday July 18th - Rob’s Paella and Salad on Top Terrace Music for Dancing, 7.30 for 8.00pm Friday 7th August - Members Quiz Night - 8.00 for 8.00pm Thursday 13th August - Club Lunch Out Venue Restaurant La Torre, Pedragales Poligono.

Watch club notice board, organiser Maggie Whittley

EVENT MAY CHANGE, ALWAYS CHECK CLUB HOUSE NOTICE BOARD, ORGANISER OR STOP PRESS ON WEB SITE

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July 2015 DATE 1 Jul

DAY Wed

2 Jul

Thu

3 Jul 4 Jul 5 Jul 6 Jul 7 Jul 8 Jul

Fri Sat Sun Mon Tue Wed

9 Jul

Thu

10 Jul 11 Jul 12 Jul 13 Jul 14 Jul 15 Jul

Fri Sat Sun Mon Tue Wed

16 Jul

Thu

17 Jul 18 Jul 19 Jul 20 Jul 21 Jul 22 Jul

Fri Sat Sun Mon Tue Wed

23 Jul

Thu

24 Jul 25 Jul 26 Jul 27 Jul 28 Jul 29 Jul

Fri Sat Sun Mon Tue Wed

30 Jul

Thu

31 Jul

Fri

REGULAR EVENTS 7.00 for 7.30pm Whist 10.30am-2.30pm Bar Open 11.30am Weekly Meeting, 1.00pm Lunch 7.00pm Duplicate Bridge

EXTRA EVENTS

Quiz Night 12.30pm-2.30pm Bar Open & Tapas

7.00 for 7.30pm Whist 10.30am-2.30pm Bar Open 11.30am Weekly Meeting, 1.00pm Lunch 7.00pm Duplicate Bridge

Lakes Trip

11.00 am Genealogy Group 12.30pm-2.30pm Bar Open & Tapas 11.00am Gardening Club 7.00 for 7.30pm Whist 10.30am-2.30pm Bar Open 11.30am Weekly Meeting, 1.00pm Lunch 7.00pm Duplicate Bridge 10.00am - 1.00pm Art Group

Club Lunch Out

Paella Night 12.30pm-2.30pm Bar Open & Tapas

7.00 for 7.30pm Whist 10.30am-2.30pm Bar Open, 11.30am Weekly Meeting 7.00pm Duplicate Bridge Bahia Dorada AGM 12.30pm-2.30pm Bar Open & Tapas

7.00 for 7.30pm Whist 10.30am-2.30pm Bar Open 11.30am Weekly Meeting & Lottery 7.00pm Duplicate Bridge

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August 2015 DATE

DAY

1 Aug 2 Aug 3 Aug 4 Aug 5 Aug

Sat Sun Mon Tue Wed

6 Aug

Thu

7 Aug 8 Aug 9 Aug 10 Aug

Fri Sat Sun Mon

11 Aug

Tue

12 Aug

Wed

13 Aug

Thu

14 Aug 15 Aug 16 Aug 17 Aug 18 Aug 19 Aug

Fri Sat Sun Mon Tue Wed

20 Aug

Thu

21 Aug 22 Aug 23 Aug 24 Aug 25 Aug 26 Aug

Fri Sat Sun Mon Tue Wed

27 Aug

Thu

28 Aug 29 Aug 30 Aug 31 Aug

Fri Sat Sun Mon

REGULAR EVENTS

EXTRA EVENTS

12.30pm-2.30pm Bar Open & Tapas

10.30am-2.30pm Bar Open 11.30am Weekly Meeting 7.00pm Duplicate Bridge

Lunch Out Quiz Night

12.30pm-2.30pm Bar Open & Tapas 11.00am Gardening Club 2.30pm Committee Meeting 10.30am-2.30pm Bar Open 11.30am Weekly Meeting & Open Forum 7.00pm Duplicate Bridge PUBLIC HOLIDAY SPAIN - ASSUMPTION DAY 12.30pm-2.30pm Bar Open & Tapas

10.30am-2.30pm Bar Open 11.30am Weekly Meeting 7.00pm Duplicate Bridge

12.30pm-2.30pm Bar Open & Tapas

10.30am-2.30pm Bar Open 11.30am Weekly Meeting & Lottery 7.00pm Duplicate Bridge

12.30pm-2.30pm Bar Open & Tapas LATE SUMMER PUBLIC HOLIDAY GIBRALTAR

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Lunch Out

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Estate Planning For UK Nationals In Spain

By Terry Wayne, Partner, Blevins Franks 952 799 752 terry.wayne@blevinsfranks.com It is important for UK nationals who have moved to Spain to review their estate planning.

You need to consider the local succession law and succession tax, and how they will affect your family and heirs. UK inheritance tax also remains a factor.

Besides the tax aspect, there are some questions that you need to consider. Who are your heirs and how do you want to distribute your estate among them? Do you want them to control over the money? How soon will they need access to the funds? How much will probate slow things down, can you avoid it for some of your assets?

Succession law in Spain is quite different from the UK. It dictates that a certain percentage of an estate must go to certain people. This applies to UK nationals living here, unless they have a will. A new EU legislation from August 2015 will also allow you to opt out of Spanish succession law – but not Spanish succession tax.

Spanish succession tax is also very different from the UK’s inheritance tax. Tax is paid by each recipient, rather than by the estate, and there is no blanket exemption between spouses.

The rate of succession tax also increases depending on the relationship between you and the beneficiary, i.e., whether they are your spouse, children, nephew/niece, friend etc.

The tax is due on death when the asset being inherited is located in Spain, or if the recipient is resident in Spain. So if you leave your Spanish property to children who live in the UK, they will pay succession tax on it. If you leave your UK pension fund to your spouse who lives in Spain, they will pay tax on it.

Tax is applied at progressive rates from 0% to 34%. Then multipliers, depending on the beneficiary’s relationship to you and their net worth, can take tax much higher – possibly up to 82%.

Under state rules, descendants, ascendants and spouses receive an allowance of €15,956.

Relatives like siblings, cousins, nephew and nieces and step-children receive €7,993. Anyone else does not receive an allowance. There is a 95% allowance against the inherited value of the main home of the deceased, but only if a spouse or descendant keeps the property for 10 years. Even then there is a maximum deduction of €122,606 per inheritor.

Local autonomous communities can adjust the state rules. Andalucía provides a 100% exemption on inheritances to spouses and children of up to €175,000, provided the wealth of the recipient is less than €402,678.

UK nationals also remain liable to UK inheritance tax, unless they establish a non-UK domicile.

Don’t risk leaving your estate planning too late. At Blevins Franks we aim to make the inheritance process as easy and tax efficient for your heirs as possible.

Please contact me for a “succession planning health check”.

Tax rates, scope and reliefs may change. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change. Tax information has been summarised; an individual is advised to seek personalised advice.

To keep in touch with the latest developments in the offshore world, check out the latest news on our website www.blevinsfranks.com 16

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El Rincon Toscano Restaurant Pizzeria Wine Bar Calle Real 22-26, Estepona Telephone 952 795 914 Roberto 648 263 369 or Yuri 610 336 547 rincontoscano@hotmail.com A little taste of Italy Come and enjoy the excellent cuisine and service provided by Roberto and Yuri Opening hours Lunch every day 1.30 – 4pm Dinner 7pm – midnight Closed on Wednesdays 18

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Saturday 18th July Robs Paella Supper & Dancing

Wednesday 8th July Club Annual Trip to The Lakes 22

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Property Sales, Holiday Rentals & Home Interiors As a number of our properties have recently been sold we are actively looking for all types of properties to add to our database. Benahavis, Estepona & Marbella we need more properties to sell.

If you wish to buy a New, Re-sale, Inland or Beach side property why not give us a call. We specialise in the areas of Benahavis, Estepona and Marbella. Low priced apartments to luxury villas we have them all.

www.jrpinspain.com – info@jrpinspain.com https://www.facebook.com/pages/JRP-inSpain/304332889632838 Call us now for a no obligation chat on (0034) 647 976 822 Home Interiors by JRP in Spain Our Home Furnishing department can provide a complete soft-furnishing service including curtains, carpets, wall coverings, upholstery, cushions, bedcovers, headboards and lighting. From a single window to a total upgrade you can be assured of quality and professionalism in our approach.

With the majority of our work coming from recommendations and repeat business it is a compliment we value.

Call now for a free no obligation quote!

(0034)

696 658 083 25

EURO SALITRE S.L. GENERAL CONSTRUCTIONS ALTERATIONS PLUMBING ELECTRICAL WORKS Email: eurosalitre@hotmail.com Phone: 639823402 Juan Antonio 661195047 David (Above are Spanish speaking) Translation can be arranged with I.C.E. Club member Wilma Keeley 679138952

Workshop open making jewellery, repairs and commissions all at better prices.

Home visits for private viewings jewellery, valuations, commissions.

Call 647 154 077 chirine@ayoubijewellery.com

As recommended by I.C.E. Club member Barbara Salisbury 634311247

Now Under New Management We look forward to your visit!

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EVENTS FOR YOUR DIARY Friday 4th September - Members Quiz Night - Quiz Master Anne Hardwick Wednesday 9th September - Proposed Trip - Organiser Wilma Keeley Monday 14th September - Members Film Night Golf Society Wednesday 16th. September' - Away Day' Atalaya Old Course. See page 32 Tuesday 6th October - Golf Autumn Cup - See page 32 Saturday 19th September - Welcome Back Party with Hog Roast & Dancing to live 60’s band.

Friday 23th October - ‘Noughties’ Celebration Dinner Does your age end with a ‘0’ during 2015 (i.e. 50, 60, 70 etc.) if so you are invited, with a partner, to celebrate at a dinner with other likewise ’Noughties. Venue to be decided, if interested add your name to list on notice board.

Saturday 24th October - Autumn Fayre at Clubhouse Saturday 31st October - Proposed Walking Treasure Hunt Venue Manilva Town Organisers Terry Smith and Rob Potter, watch this space for details.

Tuesday November 3rd - I.C.E. 27th Birthday Party Venue El Paraiso Golf Club, 3 Course Menu.

Starters: Fried Brie, Paraiso seafood cocktail, Cumin chicken skewer.

Mains: Beef bourgeon, Teriyaki swordfish, Chicken farci with bacon.

Deserts: Key lime pie, Cheese plate, Eton mess Music for Dancing with the ever popular Stella, Organiser Sue Potter November 27th, 28th & 29th - I.C.E. Players Winter Presentation A very funny comedy ‘Oh yes it is.’ Watch this space for details.

November Proposed I.C.E. Club EGM To Discuss and Vote on the following Major Works: a) To fit an upstairs toilet. b) To fit a lift for use of disabled persons. c) To fit the toilet and a lift. d) To do nothing

Any Other Suggestions??? If so please see a member of committee 27

June Trip To Lake Como, Italy The travel diary of Diane, Dave, Peter, Pat, Terry and on most days Barbara. It was a free and easy trip organised by Aileena so others in the party would have done other ‘adventures’.

Day 1, 10th June, Outward Journey: A very early start from home, first pickup being 6.30am (yes there are two 6.30’s in a day!) What a surprise, we had a full size coach for just 19 trippers so we could spread out for the journey to Malaga airport arriving in plenty of time for our flight to Milan Malpensa Airport. We picked up 3 other trippers on the way so we now had a full complement on our transfer to Colico our hotel destination. The transfer took us across country and up the side of lake Como but with 16 tunnels, some of them being very long, our views were a bit obstructed. We arrived at our destination for the week, Hotel Risi, right on the lake side adjacent to the lake ferry terminal. We checked into our room, opened the window shutters and there was a perfect view right across the lake to the hills beyond. A drink, a wander around and a rest, then dinner had been arranged for us all on the patio.

Day 2, 11th June, Slow Ferry Trip: We awoke to a glorious sunny day so the consensus was to take the slow ferry down the lake to enjoy the weather and take in the fantastic views.

The ferry stops at number of small towns and passes others, all looking picturesque in the early morning sun. In the shadow of the snow-covered Rhaetian Alps, Lake Como (also known as Lago di Como) is the most spectacular of lakes. Shaped like an upside-down letter Y, measuring 120km all up, its squiggly shoreline is scattered with villages, including exquisite Bellagio in the centre of the inverted V on the lake’s southern shore. There was a split decision on where to spend the day, some of the party decided on Bellagio, our group decided on Como a pleasant 4 hour lake trip.

Como has a charming historic centre within its remaining 12th-century city walls. A prosperous city with the grandeur of the cathedral, villas and the loveliness of its lakeshore. The town is a lovely spot for an aimless wander, punctuated with drink stops and restaurants. Como built its wealth on the silk industry and it remains Europe's most important producer of silk products.

The journey back was an adventure, we had picked the time for our ferry back to the hotel only to find on arriving at the port this was Sundays only service! Next ferry was not for another 3 hours which would have got us back very late for dinner. So off Dave and Peter went to find an alternative at the railway station, no direct train but there was a bus. This was another experience, we are sure the bus drivers learnt their skills at the F1 school of driving, a bit nerve racking for passengers on the narrow and winding roads. We had a change of driver part way through journey and he was just as bad! The good point was the 2 hour journey was just 6€ each.

Day 3, 12th June, Panoramic Train Journey To St Moritz: As the good weather was due to break the next day Aileena took the decision that this would be the best day for this trip and she was not wrong as we again had glorious sunshine. The whole group agreed and joined the transfer to Triano to join the Bernina Express to St Moritz, Aileena had arranged for us to have a panoramic carriage that turned out to be well worth the extra money. We had great views passing through the countryside and mountains, some still having snow on top.

Connecting Switzerland and Italy the highest mountain railway in the Alps, the Bernina Express train rises to the challenges presented by snow, ice and the steepest gradients, a fourhour journey of breath-taking beauty through this iconic mountain range. The train weaves its way up to the highest point 2,253m above sea level over looking Lake Blanco at Ospizio Bermino before arriving at St Moritz, many photo’s being taken en route.

The downside Aileena had arranged a picnic beside the lake at St Moritz, however it was blowing a gale and not very warm so a sheltered bar was soon found before the journey back.

This was not uneventful as the train conductor sent us to a different carriage as our original had a problem. We were soon overrun with German party, as it was their carriage, and had to move to yet another. An unforgettable day. 28 >>29

Day 4, 13th June, Try And Beat The Weather: A very wet morning so what to do? We decided to join Aileena for a trip to the local out of town shopping centre to spend the morning. Then back to the hotel for a free and easy afternoon. In the evening 4 of our group visited a wine festival at a nearby country village, a lot up hill and then down numerous steps to deep old dusty cellars that had been decorated and fitted with bars serving wines and nibbles. Everyone was so friendly, an enjoyable evening.

Day 5, 14th June, Menaggio: A more pleasant start today weather wise so our group decided to take the fast ferry to Menaggio about half way up the western side of Lake Como, an attractive town. The heart of the "old" town is gathered around Piazza Garibaldi close to Menaggio's harbour and features mostly 19th century buildings in the Italian alpine style painted in muted tones. The higher part of the town is more medieval featuring narrow alleys, steep stairs and stone buildings. The tree shaded lakeshore promenades are bordered by flowers, and the well-kept villas form a wonderful and serene place.

As we were walking around we could see the very dark clouds and lightning across the lake, and the rain moving across. So a quick lunch under shelter was soon planned and luckily we just made it before a deluge of rain and this continued until the return ferry was due so we got quite wet but can say the only time during our holiday.

Day 6, 15th June, Bellagio: Again a dry start to the day so this time Bellagio was planned for a visit, a town situated on the opposite side of the lake to Menaggio. Fewer resorts are as beautiful as Bellagio on the Lake Como, called the “Pearl of the Lake”, providing the perfect place to soak up the lake's famous panorama. The village is characterised by century-old buildings, stone lanes and picturesque cobbled stairways filled with shops showcasing the finest Italian wares.

We had a pleasant walk around the town, although there are steep slopes, before stopping for lunch right on the waterside watching the many ferries arriving and leaving, quite a busy terminal. Once again we were watching black clouds and lighting in the distance this time from Como direction but fortunately this time the rain did not reach us.

Day 7, 16th June, Morbegno: Today Aileena invited the group to join her to visit her home town of Morbegno, Not a good start as on the way to the train station we heard trains were on a one day strike, no problem though as the local bus service again came to the rescue! Morbegno іs а little town іn the low Valtellina Valley, оn the left side оf the Adda river. Іt іs part оf the province оf Sondrio оf Lombardy.

Aileena led us on a walk through the town to Coloniali delicatessen a step back more than 100 years in Italian history. This 'market' contains relics of the past in a building that has been immaculately preserved. The cheese cantina contains the finest cheeses of Valtellina, and olive oil from the shores of Lake Como. Wines of the region are housed in the 5 descending cellars. The lowest of which were originally used for ice storage. The rear of the shop is a museum of very old shop equipment, utensils and much more. One member commenting ‘needed a damn good clean having rusty bits and cobwebs to say the least’, but all added to the experience. Next we headed to a very old restaurant, Osteria del Zep, very rustic and quaint in a historic way, we were invited to visit the cantina which extends some 50 feet underground. Parts of the cellar date back to the 7th century. In the old kitchen is a hand operated dumb waiter hollowed out of a tree trunk and extends through the floor down to a much lower cellar.

Makes you wonder what is behind other old building in the old town. So back to the hotel avoiding a quick rain shower.

Day 8, 17th June, And So Return Home: Quite an uneventful journey, plane again on time, arriving home about 5.30pm.

Finale: A very enjoyable trip and well organised and informative, thankyou Aileena for working so hard on our behalf. The family run Hotel Risi (managed by the ladies of family) was very friendly, helpful and pleasant, its position could not be faulted. So what the WiFi was not perfect! Aileena, we can see why your heart is still with the area and we thank you again for being so informative as we travelled around.

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UK TV SOLUTIONS

Whatever your circumstances may be, Fast, Slow or even No Internet we have the solution for you.

IPTV

If you have a good, stable internet speed then this is by far the best solution for you. Our IPTV Box gives you all of the Free UK Channels that you have recently lost with no monthly fees to pay.

This box will also turn you TV into a Smart TV, allowing you to Search the Web, Manage your Emails and even Skype your Friends & Family all from the comfort of your Sofa. â‚Ź195 Delivered and Installed

VPN If you are a Sky subscriber and have an Internet Connection (fast speed not necessary) then you can enjoy the benefits of On Demand.

On Demand is available to all Sky Subscribers with a Sky HD Box in the UK, however to take advantage of this here in Spain you will need a VPN Router.

NO INTERNET NO PROBLEM

If you have poor or no internet then you can access BBC, ITV & Channel 4 with this system.

Utilise your existing Sky Dish, which will need to be re-aligned to the new satellite, or have another smaller dish installed if you want to continue watching your remaining Sky channels.

For a friendly chat to see which UK TV Solution is best for you Call Hilary on 951 893481/680837169 uktvsolutions.es@gmail.com

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THIS MONTHS RECIPE LIGHT SUMMER LUNCHES FOR ONE Nobody feels like cooking in the hot weather so very little cooking is involved with these lunches.

TOSTADA CON TOMATE This is the most popular breakfast for Spaniards these days but Frank and I often ordered it for our lunch and it is very easy to assemble at home; Ingredients:1 small baguette per person 1 Tablespoon of Virgin Olive Oil Half a plastic tub of liquidized tomato (can be bought in most supermarkets).

Salt and pepper.

Method:Cut open the baguette and toast on both sides of each piece.

Sprinkle over the oil. Generously spoon over the tomato and add salt and pepper.

Optional additions:Top with boquerones in vinegar or sprinkle over crispy onion bits (can be bought in most supermarkets).

Or top with grated cheddar cheese and pop under the grill till it bubbles. Sprinkle with Worcester sauce. Delicious!

SUMMER STEW A new slant on the starter offered as Salmorejo (a thicker version of Gazpacho, the delicious Spanish cold soup) Ingredients:1 carton of Salmorejo 1 Hard boiled egg (these can be bought ready cooked in Supermarkets and are much easier to peel) 1 heaped tablespoon of Taquillos (Chopped jamon Serrano - can be bought ready chopped) Method:Chop hard boiled egg.

Open carton of chilled Salmorejo, Pour into soup plate or bowl.

Add chopped egg and ham. Mix well and eat with crusty bread. ………………………………………………........and (of course) a glass of wine!

Enjoy your summer! Cheers Anne Hardwick NIGEL’S CLASSIFIED ADS, TO SUBMIT ADVERT: nnevshehir@gmail.com ADVERTS WILL REMAIN IN MAGAZINE FOR 1 MONTH ONLY UNLESS OTHERWISE INFORMED FOR SALE: OFFICE DESK, New White Melamine Office Desk still in Unopened Flat Pack. 117 X 74 X 83,148 X 74 X 50 cms. 60€ o.n.o Audrey Kenyon Tel: 952 804 897 WANTED: SMART TV WITH WIFI CAPABILITY. Flat Screen TV with HDMI connector.

Reasonably Priced. Marion Allen: Mobile 653 329 803, Email: marionrallen@mail.com 31

'ICE Golf Society'.

'Away Day' La Resina Golf Resort.

Thanks to Jan and Mariska for their organisational and hospitality skills which enabled us all to have a fun day out. Even the golf scores were good with half a dozen of us scoring in the 30's, and Ted Lunniss won nearest the pin..

It seems only appropriate that our hosts should take first and second prize, Jan, Mariska in that order...both are winners in my book. Many thanks from us all.

'Away Day' Atalaya Old Course. 16th. September. 10.00 Tee Off. 43.50â‚Ź incl. buggy.

Thanks to Jeff, an Atalaya and ICE member, we have been offered this great rate for the old course. I have played it once before and very much look forward to the return challenge.

'Autumn Cup' Dona Julia 6th October. 08.45 Tee Off. Shot Gun Start. 49â‚Ź incl. buggy.

Put this in your diary and add your details on the entry form on the ICE notice board.

Proposed Changes to Spring and Autumn Cup Rules.

After consultation the following rule changes are proposed before the Autumn Cup 2015.

1/ Invited guests will be eligible for the 'Minor Prizes' as well as the Guest Prize. By 'Minor Prizes' I mean nearest the Pin, Longest Drive...etc.

2/ Donated prizes will be allocated to member only awards such as Champions, 2nd. and 3rd.

3/ Players to be awarded all the prizes that they win and the existing 'One prize only per player' rule will be deleted.

Casares Golf Club 'Roll-Up' We play a twice weekly 'Roll-Up' stableford competition on Tuesdays and Fridays at Casares Golf Club where our members benefit from discounted green fees. Tee off times vary a little throughout the year but if you are interested arrive around about 08.00.

We often have 12 or more players and it's all very friendly, light hearted, (in other words 'cut throat')!! and open to all levels. A sense of humour is well worth putting in the bag! Our annual 'Order of Merit' trophy is awarded to the player with the best ten cards from these 'RollUps'. Keep your eye on the club magazine and web site for details of all activities.

If you would like to become involved, contribute or comment please contact me: Alan Davis Golf Organiser. Tel: 952 897 670 Mob: 699 712 804 e-mail: alanandsue_hq@yahoo.co.uk Feast of the Assumption - Public Holiday in Spain On August 15, many parts of Europe celebrate the Feast of the Assumption.

The Feast of the Assumption is a very important day in the Catholic religion. It is the principal feast of the Blessed Virgin, the mother of Jesus Christ.

History of the Holiday This feast commemorates two events - the departure of Mary from this life and the assumption of her body into heaven. The Church's official doctrine of the Assumption says that at the end of her life on earth Mary was assumed, body and soul, into heaven.

Some mistakenly believe Mary "ascended" into heaven, which is incorrect. It was Jesus Christ who ascended into heaven, by his own power. But Mary was assumed or taken up into heaven by God. Pope Pius Xll, in 1950, defined that Mary "after the completion of her earthly life...was assumed body and soul into the glory of Heaven." Her body wasn't allowed to corrupt nor was it allowed to remain in a tomb. Though there are claims by some cities about possessing her temporary tomb.

In the early Christian centuries relics of saints and those who gave their lives for the faith were jealously guarded and highly prized. Many cities claim the mortal remains of saints, both famous and littleknown. But there are no records of Mary's bodily remains being venerated anywhere.

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For all Property Maintenance Services and key holding, let me care for your property whilst you are away!

     

REFERENCES SUPPLIED IF REQUIRED  Gas Service/Installation  All plumbing requirements  Tiling  Home Refurbishments  Painting, inside & out  General repairs and maintenance to

your home & garden or pools Anything from a complete bathroom to a curtain pole or a light fitting. No job too small and all at realistic rates.

35 Years experience.

UK Corgi & ACOPS Reg. Telephone for a free, prompt and efficient service on: 650 884 147 or 952 891 619. e-mail: gplocke6@hotmail.com

Anglican Church of Costa del Sol (West) Each Sunday we hold Services as follows: San Pedro at 10.00am In the hall adjoining Parroquial Virgen del Rocio (Near McDonalds)

Sotogrande at 11.45am In La Iglesia Sra. de la Merced, the "Big Church"

Coffee Morning each Tuesday in Sabinillas from 11am In La Vicente Square, behind the taxi rank

Home Groups take place every week Everyone is welcome For further details contact: Roger Richards (Church Warden) 952 891 765 Email: arrichards168@yahoo.co.uk 33

Little boy gets home from school and says "Dad, I've got a part in the school play as a man who's been married for 25 years."

His Dad replies "Never mind Son. Maybe next time you'll get a speaking part!!"

LEISURE PAGE

JULY QUIZ WITH A DIFFERENCE ANSWERS PAGE 38 - EASY

DO YOU KNOW THE WELL KNOWN SAYINGS FOR THE FOLLOWING OTHER VERSIONS??? Answers page 38. Submitted by Audrey Kenyon 1. A rotating fragment of mineral collects no bryophyte plants.

2. Exercise your visual faculties prior to executing a jump.

3. Under no circumstances compute the number of your barnyard fowl previous to their incubation.

4. An excess of individuals skilled in the preparation of edibles impairs the quality of thin soup.

5. A feathered biped in the terminal part of the arm equals in value a pair of feathered bipeds in densely branched shrubbery.

6. A recently purchased implement for brushing away floor dirt invariably effaces it most efficiently.

7. A timorous heart at no time succeeds in acquiring the beautiful female of the species.

8. Everything is legitimate in matters pertaining to ardent affection and armed conflict between nations.

9. The occupants of transparent domiciles should not project petrified missiles.

Word Grid:

Find the 9 lettered word and see how many words of 4 letters and over you can make using the centre letter in all words and each letter only once. Answer page 38

R E T MA P T E E

SUDOKU - ANSWER PAGE 38 Who is this sleeping ‘beauty’ spotted in hotel lounge?

See editor for a free drink at the bar.

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One day a 12-year old boy was walking down the street when a car pulled up beside him and the window was wound down.

"I'll give you a bag of lollies if you get in the car", said the male driver.

"No way, get stuffed", replied the boy.

How about a bag of lollies and £10?" asked the driver?

"No way", replied the irritated youngster.

"What about a bag of lollies and FIFTY quid, eh"? quizzed the driver, still rolling slowly to keep up with the walking boy.

"No, I'm not getting in the car!" answered the boy.

"OK, I know what you want - I'll give you £100 and a bag of lollies", the driver offered.

"NO," screamed the boy.

"What will it take to get you into the car"? Asked the driver with a long sigh.

The boy replied: "Listen Dad, you bought the Skoda - you live with it !!!!!!!!!!!!

Submitted by Joanna Mitchell Murphy says to Paddy, "What ya talkin into an envelope for?

"I'm sending a voice-mail ya fool!"

It was hard getting over my addiction to the Hokey Cokey. But I've turned myself around and that's what it's all about.

BOWLING OUR WAY! We meet Monday mornings at Benavista Bowls Club. It is quite a sociable morning why not come and join us?10.00am for 10.15 start, late arrivals cannot be guaranteed a game. We normally play 16 ends for just 8€ each, includes hire of woods if required. Dress code is predominately white but the critical factor is footwear, shoes must be smooth soled with no ’pimples or crinkles’. The Management at Benavista strictly apply this rule. Drinks and food available at the bar.

As seen in the local press so it must be true!!!!!!!!!!

A BRITISH tourist claims to have been ‘sexually assaulted’ by monkeys while visiting Gibraltar.

When two monkeys began to pull at her clothes and hair atop of the Rock, she began to panic while other tourists close to her laughed. “I felt totally helpless as these two monkeys grabbed and pawed me in my most intimate areas,” she revealed. “Then, with a yank, one of them pulled my bikini top straight off.” “I was being sexually assaulted and these people all thought it was a great joke.”

Not me Luckily, her screams quickly grabbed the attention of a warden, who ran in and Guv? freed her.

However, she was so angry she insisted in filing a police report, which also failed to go to plan.

When she revealed to the policemen on duty she had been attacked by the monkeys, they were unable to take her claim seriously.

While the policeman told her he was ‘sorry’ for her ordeal, he added that monkeys are ‘wild animals’ and cannot legally commit a crime. “And if they could, do you think you could pick out your attacker in a line-up?” added the officer, evidently struggling not to laugh.

SENIOR CITIZENS ARE THE NATION'S LEADING CARRIERS OF AIDS! HEARING AIDS, BAND AIDS, ROLL AIDS, WALKING AIDS, MEDICAL AIDS, GOVERNMENT AIDS

MOST OF ALL, MONETARY AIDS TO THEIR KIDS!

Not forgetting HIV (Hair is Vanishing) 35

General Information Coach trips: See trip information for times. Please ensure that you sit in the seat numbered on your ticket. We regret that we cannot stop at any other point unless agreed with the organiser, to pick up or put down. The organiser reserves the right to refuse to include any member they feel is not sufficiently able-bodied to follow the itinerary. Members are responsible for own travel insurance.

Buying your ticket: Please produce your membership card together with the correct money. Have prepared your choice of menu if applicable. Final ticket booking: All tickets must be booked and paid for on or before the last Thursday coffee morning before the event. Late phone bookings cannot be accepted. Members are advised to attend the last Thursday before a trip in case there are any last minute alterations.

Refunds: Cannot be given for either deposits or tickets, unless the organiser is notified in time, always providing the trip is full and a replacement can be found from the waiting list. Tickets are not transferable to other members without authorisation of the organiser.

Tips: Included in the cost of coach travel and restaurants, but not for hotels.

Smoking: The smoking of tobacco and any other substance is not be permitted anywhere in or on the premises of The International Club of Estepona, Bahia Dorada.

Dogs: Dogs are not allowed inside the clubhouse. They are permitted on the lower terrace but only when they are under the owner’s control by being attached to a lead which is held by the owner or attached to one of the hooks on the wall which are provided for that purpose.

Club magazine by post: If you leave Spain for longer than a month, your magazine can be posted.

Please hand stamped envelopes (correct stamps in Euros), to Terry Smith. On the reverse, please write the months you wish to receive, they will be posted to you as soon as they are issued.

Parking: When visiting the club please park considerately between white lines and never on yellow lines.

ACTIVITY ORGANISERS Art Group Regina Stall Books Peter Galloway Bowls Reg Astle Bridge…”Duplicate” Tim Taminiau Club Calendar Co-ordinator Sue Potter Posters Vic Loughran Film Night Sue Potter Gardening Group Sandy Avis Genealogy Dave Hackett Golf Organiser Alan Davis ICE Players (Drama Group) Margaret Hall Keep Fit Sue Jenkins-Better Ladies’ Book Club Krista Carter Ladies’ Lunches Margaret Whittley Lottery Organiser Mavis Tolfree Quiz Night, Songs of Praise, Art Class Joan Thompson Rambling Sue Potter Spanish Lessons Martin Holmes Ticket Sales Joanna Mitchell Ticket Sales, Advertising Manager Jackie Simmonds Ticket Sales Patricia Smith Videos Roger Richards Whist Ian & Lin Ingram

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663 557 738 952 794 270 637 148 660 637 148 660 636 326 599 699 712 804 634 273 194 696 259 644 634 328 114 653 488 030 637 148 660 607 963 254 652 798 107 677 656 319 669 661 660

951 277 113 952 892 386 952 886 772 952 892 386 952 897 309 952 893 965 952 897 670 952 806 922 951 277 240 951 972 577 952 792 454 952 804 799 952 892 386 952 892 163 952 897 977 952 797 921 951 276 690 952 891 765 952 796 150

CLUB COMMITTEE PRESIDENT Sue Potter 637 148 660 VICE-PRESIDENT Joan Thompson 653 488 030 SECRETARY (and membership) Margaret Whittley 634 328 114 TREASURER Ted Lunniss 608 601 230 MAGAZINE EDITOR Terry Smith 677 656 319 CATERING MANAGER Brenda Taylor 654 579 492 MEMBER (Housekeeper) Diane Hackett 626 080 829 MEMBER (Welfare, Estepona) Julie Wood 639 542 387 MEMBER (Membership secretary) Tracy Bird 616 199 661 MEMBER (Publicity) Wilma Keeley 679 138 952 NON COMMITTEE POSTS LOCAL KEY HOLDER Nigel Nevshehir 689 457 410 (If available) MAINTENANCE MANAGER Rob Potter 671 725 243 BAR MANAGER Mac McIntyre 610 047 228 ASST BAR MANAGER VACANCY AUDITOR Ron Pegrum 680 718 990 ASST. TREASURER Vic Loughran

952 892 386 952 804 799 951 972 577 951 276 690 952 805 739 952 893 965 952 913 174 952 805 407 951 160 784 952 791 449 952 892 386 952 808 556 952 891 175 952 886 772

WELFARE: Members requested to notify our welfare officer, Julie Wood if they know of any member who is ill. 952 913 174 , 639 542 387, email: woodiesvine@gmail.com HOSTESS : Introduce new members : - Maureen Baldwin-Winckle 952 791 812

MAGAZINE ADVERTISING RATES AS FROM 1ST JANUARY 2011 For adverts presented in desired layout, includes inclusion on our web site with links to your site if applicable. Classified Ads: Members Only, Free Quarter page - 6€ per month - colour 7€ per month Half page - 12€ per month- colour 14€ per month Full page - 24€ per month - colour 28€ per month (Discounts:- for 6 months 10%, and for 12 months 20%) PLEASE NOTE: Colour is only available to inside front and rear cover pages and rear cover, also adjacent to centre pages.

Advertising fees to be prepaid before the 20th of the month to:Jackie Simmonds, Advertising Manager, Tel. 952 797 921 or 652 798 107 Copy to be in before the 15th of any month, for inclusion in the following month’s issue.

Copy can be e-mailed to: - terrysmith@siberme.com ICE (Siberme) accepts no responsibility for contents of any advertisement appearing.

INTERNATIONAL CLUB OF ESTEPONA (Siberme) I.C.E. Clubhouse, Urbanisation Bahia Dorada, Entrada 5, at Km. 149, A 7, Estepona 29680 Malaga

Clubhouse: Telephone 952 802 549 ICE Web Site: www.siberme.com Email: clubsiberme@hotmail.com 37

JUST FOR A SMILE Two women were sitting next to each other in a bar.

After a while, one looks at the other and says, 'I can't help but think, from listening to you, that you're from Ireland.'

The other woman responds proudly, 'Yes, to be sure I am!'

The first one says, 'So am I! And whereabouts in Ireland are ya from?'

The other woman answers, 'I'm from Dublin, I am.'

The first one responds, 'So, am I!! And what street did you live on in Dublin?'

The other woman says, 'A lovely little area. It was in the west end. I lived on Warbury Street in the old central part of town.'

The first one says, 'Faith, and it's a small world. So did I! So did I! And what school did ya go to?'

The other woman answers, 'Well now, I went to Holy Heart of Mary, of course..'

The first one gets really excited and says, 'And so did I! Tell me, what year did you graduate?' The other woman answers, 'Well, now, let's see. I graduated in 1964.'

The first woman exclaims, 'The Good Lord must be smiling down upon us! I can hardly believe our good luck at winding up in the same pub tonight! Can you believe it? I graduated from Holy Heart of Mary in 1964 meself!'

About this time, Michael walks into the bar, sits down, and orders a beer.

Brian, the bartender, walks over to Michael shaking his head and mutters, 'It's going to be a long night tonight.'

Michael asks, 'Why do you say that, Brian?'

Brian answers, 'The Murphy twins are hammered again'.

The importance of water: Submitted by Gordon Beatson Interview with 101 year-old Hattie Mae MacDonald of Feague, Kentucky: Reporter: ‘Can you give us some health tips for reaching the age of 101?’

Hattie: ‘For better digestion I drink beer. In the case of appetite loss I drink white wine. For low blood pressure I drink red wine. In the case of high blood pressure I drink scotch. And when I have a cold I drink Schnapps.’

Reporter: ‘When do you drink water?’ Hattie: ‘I've never been that sick.’

SUDOKU SOLUTION

QUIZ ANSWERS 1. A rolling stone gathers no moss, 2. Look before you leap.

3. Never count your chickens before they hatch.

4. Too many cooks spoil the broth.

5. A bird in the hand is worth two in the bush.

6. A new broom sweeps clean.

7. Faint heart never won fair lady.

8. All's fair in love and war.

9. People who live in glass houses should not throw stones.

Word grid: 9 letter word TEMPERATE 38

Member of

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