Expatmoney UAE Issue 1

Page 10

HEALTH INSURANCE

Make sure You are covered

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f you live or work abroad you’re likely to need medical insurance cover to ensure you and your dependents are properly protected in the event of an accident or illness. This is especially true if you find yourself in a remote location or if there is no state-funded healthcare to fall back on. But when looking for the right cover you’ll be presented with an array of potential plans from a variety of different international medical insurance providers all telling you theirs is best. So how can you best understand what’s right for you? If truth be known, not easily; but you’ll find a few hints and tips in this article that should help when choosing and buying your cover.

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United arab emirates

Comparing Cover Soaring medical costs around the globe put continual upward pressures on insurance premiums. Insurers try their best to keep these in check but inevitably there are annual price rises. Despite this it’s important that the cover you buy is sufficient for your needs and reflects the risks you potentially face. So, for instance, look for a policy with high cover limits – typically up to £1,000,000, €1,600,000 or US$1,600,000 – depending on the currency you want to pay in. And make sure it includes the key core benefits such as; in/out-patient, intensive care, surgeons’ and anesthetists’ fees, parental accommodation,


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