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How to appeal Medicare surcharges when your income changes

Dear Savvy Senior,

Is there anything I can do to reduce my high Medicare premium surcharges? Because of my past income, I pay $329.70 per month for my Part B premium and $64.50 per month for Part D, but my income has dropped since I retired. Do I have any options?

Overcharged Andy

Dear Andy,

If you’re getting hit with a higher premium for Medicare Part B and Part D and you think it’s unjustified, you can ask Social Security to revisit its decision and perhaps reduce your cost.

Here’s what you should know.

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