March 2014 - eZine

Page 1

Last Month at a Glance

Dubai: Houses Near Cellphone Towers Get Cheaper Due To Radiation Fear Unreliable Pricing Data Might Decrease the Potential of UAE Property Market International Real Estate News

Forecasts Point to Stability in Chinese Property Markets in 2014 US Residential Property Sales at an 18-month Low Issue No. 15 - March 2014

Australia

International property market

Latest From the Economy

UAE: No Plans for Tax on Individuals, Says Minister of Finance Dubai Economic Council Partners with Deloitte for Report on Financial Sector High Ranking UAE Delegation Heads to Malaysia and Philippines UAE Stocks Drop, and Subsequently Gain Due to Speculative Trading Dubai Freehold Property

Dubai Investment Park & Green Community International Property Markets

International Property Markets - Australia Real Estate Investing Lessons

Lesson 13: Closing the Transaction Part II: Due Diligence & Property Inspection

Prepared by: Alpha & Beta FZE

VALORAN MEMBER

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Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

News Digest

Last month at a glance

Steady Growth Expected for in 2014 With strong economic growth in the UAE over the past few years, real estate prices in Abu Dhabi have been increasing steadily. At the Abu Dhabi Property Market Exhibition held in February, Abu Dhabi Finance (ADF) experienced increased investor interest in properties in the emirate. Speaking at the event, Chris Taylor, CEO of ADF, said that the increase in potential buyers was a sign of higher investor confidence both in Abu Dhabi as well as the UAE market as a whole. The recent rise in demand for real estate in Abu Dhabi has resulted in property prices increasing by around 37 per cent, in some areas during 2013. The increased interest is attributed to the recent government regulations that have been aimed at increasing investor security, besides the overall optimism stemming from UAE’s winning bid for Expo 2020. www.valoran.ae


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Dubai: Houses Near Cellphone Towers Get Cheaper Due To Radiation Fear With recent research highlighting the negative effects on health caused by living near telecommunication towers, prices and rents have been dropping for villas in Dubai that are located close to electricity and telecom towers. In Jumeirah Park, rents of houses near these towers have fallen by 5 per cent compared to similar units in other locations. Sale prices have dropped even more, by around 7.5 per cent. In addition, real estate agents are finding it difficult to get tenants for around 100 villas in the community due to their proximity to the towers. Rents for a threebedroom villa in Jumeirah Park, which is near the towers, could be as much as Dh20,000 per annum lower than other villas, but it’s still difficult to find takers. In terms of sale price, a two-bedroom villa facing a tower in JVT costs Dh 3.3 million, while a similar sized property on another street is priced around Dh300,000 higher at Dh3.6 million.

Competition Attracts Top Firms Leading real estate players are heading to Dubai for the first ever international garden competition that is scheduled to be held in April 2014. The final list of participants was announced in February, putting to rest the weeks of suspense that preceded the announcement, as many investors are looking at getting a landscaping makeover and boosting the value of their properties as the city gets ready for Expo 2020. The venue of the event, which will be held from April 3rd to 6th, will be at the foot of Burj Khalifa in Downtown Dubai. The competition is being organized by Purelife.

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The participant list includes leading architects, designers, botanists, horticulturists and engineers, among others. Most entries seem to emphasize ecofriendly solutions that can make the most of the emirate’s dry climate by balancing natural beauty with creative design. The list of participating companies includes Jenny Flowers, Greenable Landscapes, Mirak Irrigation & Landscaping, Miracle Garden, Orchid Garden Centre, Spring Rose Landscaping, Terra Verde the Landscape Solution, Toscana Landscaping & Pools and Waho & Vogue. The event is expected to showcase some of the most stunning landscaping concepts ever seen, which will enhance Dubai’s reputation as the City of the Impossible and give the city a unique identity that puts it high on the global list of best landscaped cities.


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Unreliable Pricing Data Might Decrease the Potential of UAE Property Market With the lack of public information regarding house prices, investors in the UAE property market have to use data from the periodic reports of local and international brokers. Industry analysts fear that this is causing investors to buy into highly inflated prices that are encouraging speculation. The pricing data can be confusing to investors as the information pushed out by property brokers, research companies, website listings and banks often contradict each other. In the present situation, where there is a rush to acquire property, asking prices rise much faster than actual achieved prices, thereby causing the gap between the two to widen significantly. According to Jones Lang LaSalle Dubai’s head of research, Craig Plumb, as per the firm’s estimates, current asking prices are approximately 20 per cent higher than achieved sale prices. While tenants can verify the actual rents in a particular area using the RERA website, there is no similar service available for property prices. In the last year, brokers have cited different levels of price increases, with Asteco pegging house price increases at 60 per cent, while propertyfinder. ae and Reidin reported increases of 45 per cent and 22 per cent, respectively. While this could be due to a difference in the methodology used by the brokers in arriving at the prices, for individual buyers the data causes confusion. In addition, the lack of detailed information regarding the number of new homes under construction, causes developers to underestimate the new homes been built by other developers and might result in a scenario of excess supply.

mechanism for assessing prices accurately, buyers will continue to be supplied with unreliable information.

Other headlines in brief Dubai based property developer, Deyaar, has brought up the tally of their property portfolio (including asset management) to 20,369 units after securing several new contracts in Abu Dhabi, Dubai, Ajman and Sharjah, besides Ras Al Khaimah, Fujairah and Al Ain. Together, these properties have grossed over Dh650 million in rental earnings last year. The state-owned developer, who has won accolades for the development of the iconic Palm Jumeirah in Dubai, announced the launch of the Palm Tower Residences, which will be a mixed-use luxury project. The project, which will be completed in 2016, will have fully-furnished apartments ranging from studios to three-bedroom apartments. Starting prices are approximately Dh1.5 million. Mohammed bin Rashid City’s first residential apartment complex, Mulberry at Park Heights, has been launched. The complex, which is in Dubai Hills Estate, is being developed by Emaar Properties through a joint venture with Meraas Holding. It will have approximately 330 premium apartments in mid-rise structures overlooking a green park.

Information on property development in Dubai and Abu Dhabi is available from the Dubai Land Department (DLD) and Statistics Center Abu Dhabi (SCAD). However, this information is not sufficiently detailed and is released only on a quarterly basis. Unless the industry and government work together to develop a suitable www.valoran.ae


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Latest from the economy

UAE: No Plans for Tax on Individuals, Says Minister of Finance

Government was not dependent on new fees for government spending.

Dubai Economic Council Partners with Deloitte for Report on Financial Sector

Deputy Ruler of Dubai and Minster of Finance, Sheikh Hamdan Bin Rashid Al Maktoum, announced that the UAE Ministry of Finance has no plans of imposing taxes on individuals. He said that the Ministry was looking at levying fees for new services offered by the federal ministries and other government bodies. In addition, imposition of taxes was being proposed for products and commodities that were harmful, and they were studying the possibility of taxes and duties on tobacco products.

The Dubai Economic Council has joined hands with Deloitte Corporate Finance Limited to bring out a financial sector report that focuses on promoting investment and sustainable growth. The report, which is scheduled to be launched on March 3rd, 2014, is the first of its kind in the UAE and the region.

The new levies would be imposed after an agreement was reached between all concerned parties. The Ministry continuously undertakes studies, to verify the probable economic effects of the levies on companies, before the findings are presented to the Cabinet. Sheikh Hamdan said that the levies from independent federal bodies had recorded a surplus of Dh115.67 million until September 30th, 2013. He stated that the

The report analyses the key factors that could contribute to Dubai’s transformation and establishment of its position as an important international center for trade, finance and investment. The study uses other international financial and trading hubs, such as Singapore and Hong Kong, as the benchmark for comparison and highlights the existing gaps that need to be addressed in order to improve Dubai’s

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Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

competitiveness and to attract more investment to the city. This includes strategies to diversify the economy, enable development of local infrastructure and for moving towards achieving world-class service standards. While the development of free zones has to a large extent helped in attracting more foreign investment in Dubai, the momentum needs to be maintained by sustaining this growth. This will be the main challenge that the emirate faces, besides working towards fulfilling the requirements of Expo 2020. The report’s findings and recommendations aim at providing Dubai’s decision makers with guidelines on the way forward, through designing the right policies and strategies that will give a boost to FDI and maintain sustainability, so as to help the emirate maximize its potential for economic growth.

January 2014 Sees a Rise in Data released by the Dubai Statistics Center (DSC) showed that the rate of inflation, in Dubai, increased by 0.49 per cent in January 2014 over December 2013. The increase was caused by a hike in prices across several sectors, including education (3.99 per cent), housing, electricity, water, gas and other fuels (3.87 per cent), food and beverages (3.66 per cent) and health (2 per cent), among others. The sectors where the inflation rate

fell were footwear and clothing (2.80 per cent) and communication (0.07 per cent).

High Ranking UAE Delegation Heads to Malaysia and Philippines Led by Sultan Bin Saeed Al Mansouri, UAE Minister of Economy, a high level delegation, including Undersecretary of the Ministry of Economy, First Vice Chairman of Abu Dhabi Chamber of Commerce and Industry, CEO of Dubai Exports and Vice President of International Affairs of Abu Dhabi Polymers Company will be visiting Philippines and Malaysia from February 24th to 28th, for exploring the possibility of improving bilateral trade and investments. The delegation also includes other ministerial representatives, local and federal officials, executives from private sector organizations and UAE-national investors and businessmen. The delegation will meet with senior officials and representatives of the economic and business community in the two countries and look at the potential for bilateral investments and joint ventures that will help strengthen the UAE’s economic position, globally. Besides this, they will work towards identifying potential areas of cooperation for innovation. It will also explore (especially with Malaysia, which has experience in the area) the strategies to be followed for the creation of a knowledge-based economy, keeping with the agenda outlined in UAE’s Vision 2021.

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UAE Stocks Drop, and Subsequently Gain Due to Speculative Trading On Sunday, February 23rd, UAE stocks dropped to the lowest levels recorded in the month, and the indices remained flat on Monday. Following this, trading volumes increased on Tuesday, mostly due to speculative activity. Dubai’s DFM General Index increased by 1.78 per cent to close at 4196.85 and recorded higher volumes, touching 1.01 billion shares from 814.05 million the previous day. In terms of total value, the DFM rose from Dh1.63 billion on Monday to Dh2.34 billion on Tuesday. Out of the 28 stocks traded, 18 recorded gains, 1 remained unchanged and 9 closed lower. Abu Dhabi’s ADX General Index also rose by 1.55 per cent to reach 4958.74. The total volume traded on the Abu Dhabi exchange was 246.39 million shares, with a value of Dh676.69 million. 39 stocks were traded on ADX, of which 28 gained, 4 remained flat and 7 declined.

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Housing Allowance Increase on the Cards for 28 per cent of UAE Workers A survey done by Mercer, highlighted that approximately a third of UAE’s employees would get a hike of over 9 per cent in their housing allowance this year. The research, which covered 147 organizations in Dubai and Abu Dhabi, found that 41 per cent of the companies in Dubai and 24 per cent of those in Abu Dhabi have plans to increase their staff’s housing allowance. The expected rise in housing allowance in Dubai and Abu Dhabi were 9.8 per cent and 9.5 per cent respectively. Increasing rents in the UAE, for the past two years have been a cause for concern for employees. In Dubai, rents have increased between 15 and 30 per cent depending on the location of the unit. While many believe that a hike which is lower than 10 per cent, will not be sufficient to take care of rising costs, companies are exercising caution and watching the market performance before matching increases, except for their most senior staff.


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Dubai Freehold Property Dubai Investment Park & Green Community Dubai Investment Park (DIP) is a 3,200-hectare development managed and operated by the Dubai Investments Park Development Company (a subsidiary of Dubai Investments PJSC). The development follows an innovative concept of a city within a city, where residents can work, live and play within the community. The versatile complex, which is primarily a premier business park, is designed to provide investors the opportunity of experiencing a complete lifestyle where industrial, business, residential and recreational developments are located in close proximity so as to offer a work-life balance. DIP is located just a few minutes away from the Jebel Ali International Airport and can be accessed from Sheihk Zayed Road and Emirates Road, providing easy links to Dubai’s main business districts.

Zones The fully-integrated development is divided into three zones – residential, commercial and industrial.

DIP offers state-of-the-art business infrastructure that helps companies to set up offices, retail outlets and showrooms easily. Companies can design and construct their own space to DIP prescribed standards or opt for ready-to-use space. The complex has over 8 million square feet of plots marked for office development and more than 20 million square feet of ready office space in low-rise buildings, that range from modern to futuristic in terms of design.

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In addition, there is a wide range of showroom spaces that can accommodate different types of businesses from automobiles and electronics to apparel and home furnishing. The excellent location of the development, presents businesses an easily accessible customer base including residents in the community and those from neighboring developments. DIP also has retail spaces that are thoughtfully designed to cater to the needs of big retailers, as well as individual entrepreneurs. Every retail development within the complex comes with ample parking facilities, which provide a convenience to customers. The retail zone in DIP comprises an array of stores and outlets, including trendy boutiques, restaurants and supermarkets that provide customers a complete experience.

DIP’s industrial zone offers advanced infrastructure facilities, which are a prerequisite for any modern industry. This includes excellent road networks that provide quick links to regional and international transport hubs, in addition to water, electricity, cooling plants, sophisticated telecommunication, warehousing & storage, waste management and recycling facilities. The industrial zone is a popular choice

for industries of all types – light, medium and high-tech manufacturing industries as well as research and development laboratories. The complex features ready-for-leasing units for small businesses, ranging from 500 square meters to 1,000 square meters. These units are ideal for environment-friendly small units that manufacture soaps, plastics, perfumes, furniture, packaging material and other lowwaste and low-pollution commodities. The High Tech zone offers facilities for large industries that are engaged in manufacturing high technology products and other large scale manufacturing. The superior infrastructure is also suitable for ventures in warehousing, storage and transportation. The types of industries in the High Tech zone include Construction Materials, Power & Utilities, Printing Press, Pharmaceutical, Textile, Oil, Food & Beverages, Furniture and Plastic.

The residential zone in DIP has a range of accommodations, including apartments, villas and town houses, besides staff quarters. Residents can choose from studio, one-

4BMF 1SJDFT Villa Avg. Price: AED 5,135,484 Price Range: AED 1,900,000 - AED 8,000,000

PrPpertZ types

t Villa t Apartment

Source: propertyfinder.ae

10

Apartment Avg. Price: AED 1,950,064 Price Range: AED 535,000 - AED 3,700,000

PrPperUJFT bZ bFE rPPNT

t 4UVEJP t bed

t bed

t bed

t bed

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t bed


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

bedroom, two-bedroom, three-bedroom and four-bedroom units in several well-designed and beautifully landscaped complexes; including Green Community, The Palisades, Ritaj, Dunes Village, Dubai Lagoon, Crown City and EWAN Residence.

Green Community Spread over 67 hectares, Green Community is a development that features residential, leisure, retail and commercial properties in the midst of lush landscaping. It is a development by Properties Investment LLC, which is a joint venture between Dubai Investments PJSC and Union Properties PJSC. The self-contained community, which is set in a quiet environment away from the city, comprises a selection of villas and apartments. Construction of the project was divided into two phases – Green Community East (phase I) and Green Community West. Phase I, which was launched in October 2003, has 720 units, including villas, townhouses and apartment units, while phase II has 850 units.

Green Community offers residents an array of recreational facilities and amenities. The development has a hotel – The Courtyard by Marriott, serviced apartments – Marriott Executive Apartments and a multi-lingual children’s nursery – The Children’s Garden. In addition, the retail center – The Market – has over 50 outlets, including coffee shops, supermarket, gift shops, pharmacy, clinic, salon, banks and restaurants, offering an ideal place for living away from the city without missing out on leisure and entertainment.

The Sale Prices in the Green Community differ depending on the type and size of the unit. Villa prices range from Dh1,900,000 to Dh8,000,000, while the prices for apartments are between Dh535,000 and Dh3,700,000. Average rental values for villas in the Green Community were Dh271,468, ranging between a low of Dh214,000 and a high of Dh400,000. Apartment rental values range from Dh65,000 to Dh240,000 with the average hovering around Dh166,364.

3FOUBM 1SJDFT Villa Avg. Price: AED 271,468 Price Range: AED 214,000 - AED 400,000

PropertZ types

t Villa t Apartment

Apartment Avg. Price: AED 166,364 Price Range: AED 65,000 - AED 240,000

ProperUJFT bZ bFE rooms

t bed

t bed

t bed

t bed

t bed

t CFE

Source: propertyfinder.ae

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International Real Estate News

Luxury Marinas Contributing Coastal Property Sector With the development of several world class marinas along the country’s coast, Turkey is witnessing an increased interest in its coastal properties from lifestyle property investors. Resorts along the beautiful coastlines adjoining the Aegean Sea and the Mediterranean have become popular not only among foreign investors, but with many affluent middle class Turkish nationals, most of whom are based in Istanbul. Among the coastal hotspots that are the preferred as the investment destination are Palmarina in Yalikavak-Bodrum, which came up in mid-2013, and D-Marin Marinas in GÜcek and Didim (that are popular hang outs for the international sailing and yachting enthusiasts), besides others in Antalya and Finike. The increased investor interest in these areas also brings with it restaurants and boutiques, giving a boost to the tourism sector. In addition, with Turkey playing host to the World Marine Congress in June, the awareness about its high quality marinas is going to spread further, bringing more investors who are looking at buying coastal properties away from high rise constructions coupled with a serene environment and cosmopolitan culture.

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Forecasts Point to Stability in Chinese Property Markets in 2014 The latest report from Knight Frank said that the Chinese property markets were likely to have a stable year, due to continuing curbs by the government in mainland China, aimed at restricting home inflation. When home prices started to spike in March and October last year, Beijing had brought out a selfuse commodity homes policy, which brought down transaction volumes drastically and eased the rapid growth in home prices. However, prices of luxury homes continued to rise and increased by 17.1 per cent over the year. In Beijing’s commercial sector, a slowdown in consumption growth caused retailers to adopt a cautious approach towards expansion plans. With the supply of new retail property at 500,000 square meters and vacancy rates below 10 per cent, retail rents remained unchanged. In Shanghai, despite the announcement of curbs to restrict home buying, new luxury residential projects saw increased sales activity, with the annual sales rate of some of the projects exceeding 60 per cent. The average price of luxury residential property rose by 7.3 per cent year-on-year to reach approximately RMB60,000 per square meter.


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

In Shanghai’s office market, despite around 510,000 square meters of Grade-A office space being added in 2013, supply remained limited and Grade-A office rents stayed at almost the same levels as those in 2012. With high end shopping malls (K11, Iapm and Jing’an) opening up in the downtown areas, retail space of around 342,000 square meters was added – a growth of 16.8 per cent year-on-year. Due to online shopping, recording significant increases, the growth of the luxury retail and traditional department stores continues to be slow. In Guangzhou, with the government bringing out several restrictions to control overheating, the total area of new homes sold declined for the first 11 months. However, residential property prices in downtown areas increased by 17 per cent to reach RMB30,000 per square meter. Guangzhou’s Grade-A office supply reached 500,000 square meter in 2013, with most of the new supply being added in Pearl River New City, due to which vacancy rates rose in the area and pushed down rental growth. Prices went up by around 9 per cent, in the office investment market, with several new offices being launched in favorable locations with good views and modern facilities. The retail property investment market in Guangzhou remained strong with Metropolitan Plaza being picked up by a fund for RMB2.6 billion. In the traditional retail area downtown, approximately 200,000 square meters of space was added in 2013. Retail vacancy rates remained unchanged and rents recorded a small increase. In Hong Kong, with restrictions to curb demand and supply, activity in the residential market was minimal. The city recorded an all-time low in sales volume, as well as the secondary market which recorded lower volumes in 2013 than the levels during the SARS outbreak. However, prices remained high.

US Residential Property Sales at an 18-month Low In January 2014, sales of existing homes in the United States dropped to the lowest level in one and a half years. However, most of the country continued to experience inventory shortages, which contributed to higher prices, as per a report from the National Association of Realtors (NAR). The number of existing home sales completed, including single family homes, town houses, condominiums and co-ops, decreased by 5.1 per cent from 4.87 million units in December 2013 to a seasonally adjusted rate of 4.62 million in January 2014. Year-on-year sales were also lower than January 2013 (4.87 million units) and the lowest since last July (4.59 million). NAR Chief Economist, Lawrence Yun, said that the disruptive weather and prolonged winter conditions were affecting economic activity in most sectors, including housing. He stated that some housing activity might be delayed until spring, but cautioned that other factors such as tight credit, lack of inventory, high prices and higher mortgage interest rates would also prevent the growth in home sales, until positive factors such as job growth and increased supply of new housing contribute to home sales. The report also highlighted the extent of growth for house prices. Average prices for existing homes across all types of housing recorded 10.7 per cent year-on-year increase in January 2014, compared to the same period during the previous year. The total housing inventory, at the end of January was 1.90 million of existing homes available for sale, which represented a 4.9 month supply – an increase from 4.6 month supply in December. Unsold inventory was 7.3 per cent higher than the 4.4 month supply a year ago.

Grade-A office sales in Hong Kong were slow in 2013, with cooling measures such as lower loanto-value ratios for commercial properties resulting in lower volumes and a slight dip in prices. Leasing activity remained stable. www.valoran.ae


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Lifestyle

Polaroid Ties Up with Socialmatic to Bring a New Twist to Sharing Photos Good news for Polaroid fans! The company, which was once the leading brand in shoot and print cameras that allowed on the spot sharing of photographs, is launching a technologically advanced model in the fall that will allow users to capture, share and print photographs like never before. Named the ‘Socialmatic’, the new camera will combine Polaroid’s vintage appeal with the latest trends to provide users a cool way to share and print images. The square camera will have built in Wi-Fi and will use an Android interface to allow users to post to a variety of social media platforms. It will come with a 14 megapixel front camera and a 2 megapixel rear camera, which can be used to take instant photos along with the option of posting and sharing it. The camera will also have an LED flash that is helpful in low light conditions. It has 4GB internal storage that enables saving pictures on the camera. Alternatively, users can store their photos to a Micro SD Card. The camera comes with an in-built software that lets you edit the picture on a 4.5-inch LCD touchscreen, just as you would do using an app on your iPhone for touching up a photo and adding text or icons for enhancing the image before posting it online. Users can also print the image 14

in less than a minute to get a sticker-backed ZINK (Zero Ink printing technology) photo. The best part is that the camera is compact, making it easy to carry around while travelling. It comes with a classy carrying case, with a retro feel that is reminiscent of the first Polaroid cameras. The Socialmatic will combine Polaroid’s heritage in capturing moments with the current trend of instant online sharing of images.


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Sony Introduces 2D and 3D Wearable Movie Theaters If you like watching movies in private, you will love Sony’s new wearable HDTV Head Mount Display system, which has recently gone on sale. The device can be connected wirelessly to gaming systems, PCs, Blu-ray players and even smartphones for experiencing movies and games on a 750-inch virtual screen combined with 7.1 surround sound to present a truly private movie experience. The coolest part is that you can wear the gadget just as you wear glasses. While it might make you look like Cyclops from X-men, it presents the opportunity to experience the theater effect from anywhere – even on airplanes, making it the perfect solution for private in-flight entertainment.

feature of the original lantern have been replaced with high-grade Perspex in the new version, which besides visually resembling glass also makes the new Claybon Lantern much lighter than the 53kg original. The handcrafted replica is priced at £42,000 compared to £65,000 for the original antique.

Tumi Launches New Travel Collection for Pets Tumi is well-known for its beautiful and functional luggage, bags and other travel accessories, and in the past, the company has made a foray into the pet space with the Tumi Alpha Pet Carrier that was brought out in 2012. Now, in collaboration with Cloud7 from Berlin, Tumi has launched a new collection of accessories that will add style to the way your pet travels. The latest collection will feature the Tumi Flight Carrier, which is a sturdy and stylish travel carrier for your pet. Its design includes a number of air vents, plush lining and pockets for holding pet accessories as well as side pocket for storing travel documents. The width of the carrier is expandable. The shoulder strap can be detached for doubling up as a leash, when your furry pal is out of the carrier. With dimensions of 9.5”x18”x10”, the carrier can accommodate several breeds of cats and dogs.

Charles Edwards Brings Back the Claybon Lantern Drawing inspiration from the antique lantern from the 1860s, Charles Edwards has created a new piece that can be used as a decorative accessory that adds to the feeling of classical grandeur of a home. The 1.6 meter Claybon Lantern is ideal for hanging above a front door or for lining a spacious hallway. The brass cast lantern can be customized to almost any finish and color by the team of craftsmen at Charles Edwards. The fragile glass panels that are a

If you are the owner of a large pet, you will still have to opt for traditional crates. However, the good news is that Tumi plans to bring out a luxurious wool travel bed in medium and large sizes, where a larger dog can rest while travelling. To round off the collection is the travel bowl set that matches the other accessories. The bowls have waterproof lining and can be collapsed for easy storage. In addition, they come with a monogram patch for your pet’s initials. With food and transportation taken care of, your pet can travel comfortably and in style, wherever you go. Items in the collection retail between $95 and $375 and are available at Tumi stores or through their website. www.valoran.ae


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International Property Markets Australia

Australia is among the most expensive property markets in the world and is also one of the top investment destinations for affluent Asians looking at purchasing an investment property overseas. The large demand from Indonesia, Singapore, Malaysia, China, Hong Kong and India is mostly due to community links, as a significant percentage of Australia’s international students, many of whom opt to reside or to work long-term in the country, are from these Asian countries. Residential property prices have more than tripled since 1997, and except for a short period from 2011 to mid 2013, when the prices fell by 4 per cent, property prices in Australia have been rising steadily backed by low interest rates, high incomes and a stable economy. However, due to the shortage in housing supply, there are worries that the prices are unrealistically high and that the market might be overheating.

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Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Australian Capital Territory (ACT) and Queensland. According to a study done by RFI for HSBC, among the affluent Asian investors looking at buying property in Australia over the next year, the most popular markets were Queensland (25 per cent) and ACT (23 per cent). In comparison, only 20 per cent were looking at Victoria, 18 per cent at New South Wales and 16 per cent at Western Australia.

Residential Market Residential property prices in Australia are among the highest in the world with Sydney and Melbourne ranking fourth and sixth respectively among the most unaffordable cities in the world as per the 10th Annual Demographia International Housing Affordability Survey that profiled 360 metropolises worldwide. In addition, out of the 76 severely unaffordable markets among the metropolises surveyed, Australia accounted for the highest number - 25, followed by the United States (23), United Kingdom (15), New Zealand (6) and Canada (5).

Foreign nationals and corporations require clearance from the Foreign Investment Review Board (FIRB) before purchasing property in Australia. In general, the Government follows a conservative approach and gives priority to foreign investment that might result in an increase in supply in the residential sector. Australian nationals residing abroad, foreign nationals with an Australian spouse or foreign nationals who are permanent residents or have special category visas are exempt from FIRB clearances.

The unaffordable prices in traditional markets such as Sydney and Melbourne are not only putting properties beyond the reach of firsttime buyers, but also forcing foreign investors to broaden their scope and look at properties in the

Most & Least Affordable Major Markets Demographia Housing Affordability Survey

Hong Kong Vancouver San Francisco Sydney San Jose Melbourne Auckland San Diego Los Angeles London St. Louis Indianapolis Cleveland Cincinnati Buffalo Atlanta Rochester (NY) Grand Rapids Detroit Pittsburgh

Median Multiple: Median House Price Divided by Median Household Income (Gross)

0

2

4

Most Affordable Markets Least Affordable Markets

6

8

10

12

14

Median Multiple: 2013: 3rd Quarter

Source: Global Property Guide

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Transaction costs in Australia for property purchase are moderate to low. Round trip transaction costs are between 3.76 per cent and 21.15 per cent. Rental income earned by non-residents is taxed at progressive rates between 29 per cent and 45 per cent. Capital gains are taxed at the same rates as individual income tax rates (29 per cent to 45 per cent). However, assets that are held for more than 12 months are eligible for a 50 per cent reduction in taxable gains. Looking at rental yields, over the past year, rents have remained flat while home prices have risen steeply. As a result, yields are starting to fall. This is particularly noticeable in Sydney where Australian Property Monitor figures show that rental yields for houses dropped to 4.58 per cent in October 2013, from 4.65 per cent the previous year. Similarly, rental yields for units in Sydney dropped from 5.08 to 4.99 per cent over the same period.

Downtown Sydney, Australia

Housing Affordability Ratings by Nation: All Markets Nation

Australia Canada China SAR (Hong Kong) Ireland Japan New Zealand Singapore United Kingdom United States TOTAL

18

Affordable (3.0 & Under)

Moderatey Unaffordable (3.1-4.0)

Seriously Unaffordable (4.1-5.0)

Severely Unaffordable (5.0 & Over)

Total

Median Market

0 7 0 4 0 0 0 0 84 95

0 17 0 1 1 0 0 3 100 122

14 6 0 0 1 2 0 15 29 67

25 5 1 0 0 6 1 15 23 76

39 35 1 5 2 8 1 33 236 360

5.5 3.9 14.9 2.8 4.0 5.5 5.1 4.9 3.4 3.7


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Transaction Costs Who Pays?

Stamp Duty

1.25% - 6.75%

Buyer

0.01% - 0.6%

Buyer

Conveyance Fees

0.5% - 2.00% 0.4% - 2.00%

Buyer Seller

Real Estate Agent’s Fee

1.6% - 9.80%

Seller

Costs paid by buyer

1.76% - 9.35%

Costs paid by seller

2.0% - 11.80%

Round-trip Transaction Costs

3.76% - 21.15%

Registration Fee

Source: Global Property Guide

Office Market In the second half of 2013, Australia’s main cities – Sydney, Melbourne, Adelaide and Brisbane; Together had 23.3 million square meters of office space in their CBD and Metro Markets (12.8 million square meters in the CBDs and 10.5 million square meters in Metros). Although the Australian economy remains relatively stable in terms of fundamentals, the level of business confidence has been low, largely affected by the global situation. As a result, leasing has been slow and this in turn has brought down rents. Although rents have remained relatively stable in the CBDs with A Grade face rents declining by 1 per cent in the first half of 2013, the incentives offered by landlords increased considerably, as the competition to fill vacant space intensified. While the total size of leased office space decreased during the period, the number of lease transactions increased by 4.4 per cent compared to the first half of 2012, owing to an increase in the number of smaller leases and renewals. However, with low supply and insufficient new development that can

significantly add to the existing stock, vacancy rates are not expected to increase much further. Although CBD leasing activity has been slow, the demand for investment in CBD office space remained strong in the first half of 2013, growing by 44 per cent compared to the first half of 2012. With low rates of interest, borrowing and deposits, investment demand in office space in CBD is expected to remain strong in 2014. Unlike the CBDs, the Metro Office Markets in the country have seen significant growth in NLA over the past few years. However, their performance depends on their respective CBDs, since falling rents drive businesses to lease in the central areas rather than the surrounding metropolitan region. While Government demand is partly responsible for the increase in demand in some of these markets, Sydney and Brisbane have benefited from private institutional investment. Good transport links also have an important role to play in the popularity of Metros as they provide an incentive for businesses to move away from the CBD.

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National CBD A Grade Office Net Effective Rent Index 5.00 4.50 4.00 3.50 3.00 2.50 2.00 1.50 1.00 0.50 0.00 2000

2001

Sydney

2002

2003

Melbourne

2004 Brisbane

2005

2006

Adelaide

2007 Perth

2008

2009

2010

2011

2012

2013

Canberra

Source: Colliers International

NLA GROWTH (M2), JULY 2003 TO JULY 2013

Adelaide

Brisbane

Melbourne

Sydney 0%

10% Metro

20%

30%

40%

50%

CBD

Source: Colliers International PCA

20

60%

70%

80%


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Outlook On the residential front, while rising property prices in Sydney and Melbourne have made homes unaffordable to first-time buyers, the falling rental yields in these cities are likely to force investment property buyers to look at alternate locations that will fetch them higher returns. This might result in property prices gradually declining over the next two years and make houses more affordable for first time buyers. With regard to office property, with signs of a global recovery, business confidence is increasing slowly and the demand for office space is expected to rise significantly in the second half of 2014. The increased demand will see rents in CBDs rising, and subsequently, over the next three to four years, office spaces in metros are likely to perform well, especially those that are easily accessible, as high rents in the CBD will drive office tenants to lease more affordable spaces when they look at expanding operations or cutting costs. www.valoran.ae


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Real Estate Investing Lesson 13

Closing the Transaction Part II: Due Diligence & Property Inspection When the property that you want to buy is in the contract stage and the escrow has been set up, it’s time for conducting due diligence and property inspection. This month, we take you through these two important stages of Closing the Transaction.

22


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Due Diligence It’s important to ask all the right questions and find out as much as you can about the property, before you close the transaction as you won’t be able to ask the landlord to replace flooring tiles or fix a leaking roof once the sale is complete. Thus, the formal due diligence period should be made use of wisely. There’s no point in shying away from asking tough questions because unless you do, you won’t get a true picture about the condition of the property. Don’t rely solely on the information given to you by the seller. While reviewing the property, work closely with the seller and his representatives, but believe only the information that is given in writing. Besides the seller, ask questions to the neighbors, tenants, homeowners association, contractors and agencies that work with the property for getting a clearer picture of any adjustments that might be required. While you may have completed some of these steps during the preliminary stages before making a formal offer, this is the time to be thorough and go through it in finer detail.

utility bills, details of the seller’s insurance status and any other document that might have financial implications in the future. For instance, with regard to tenant deposits, the seller is required by law to inform the tenant about the sale and offer the option of either returning the deposit to the tenant when the sale concludes or transferring the deposit to the new owner. If this is not done, you might find that you have to return a deposit to the tenant when the lease agreement is terminated. Similarly, unless you verify the insurance policy and claims history of the seller beforehand, after the sale, you might find that insurers are reluctant to provide a policy as several claims have been paid out on the property when it was held by the previous owner. Due diligence gives you the opportunity of safeguarding your long term financial interests, with regard to the property under contract. Use the time wisely, or you might find that your dream property turns out to be a white elephant.

The process of due diligence should include gathering economic data relevant to the locality or the area and finding out current market rents in competing properties that are similar to the property under contract. In addition, the information provided by the seller regarding current lease agreements or financial information related to the property should be verified by speaking with tenants or homeowners association to ensure that everything is as it seems. Make sure that you review all the books and records related to the property. This should include a physical verification of the actual books and records, instead of relying on copies that are presented by the seller or his representative. Give specific focus to ascertaining the accuracy of rent agreements, tenant deposits held by the seller, the income and expenditure statement of the property, existing service agreements and contracts, list of property or items included in the purchase, licenses and permits, copies of the latest

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Property Inspection Unless you are buying a property for the land and have plans of demolishing the existing building and reconstructing on the land, a physical inspection of the property is an important step in the whole process. The property might look good on paper, especially if it is a new development, but the construction may have flaws, which can only be seen when you inspect it.

a leaking roof in winter. The property inspector does a thorough inspection that ensures that any defects are discovered. In turn, you can request the seller either to get the roof repaired before the sale concludes or deduct the cost of repair from the sale price so that you can get it done later.

Unless you are an expert, it’s worth hiring a qualified professional to conduct the inspection of the property. While it might add to the cost of the purchase, it will save you a lot of money in the long run. You might have an emotional attachment to the property, which prevents you from recognizing some of its flaws. The property inspector can point them out to you so that you don’t get a rude shock after the transaction is complete.

If the property has a defect that cannot be rectified (such as a beach home that gets flooded in heavy rains) the inspector’s fee will be a small cost, compared to the savings you make from not buying a property that requires frequent repair and maintenance. Bear in mind that property inspection is a serious matter and should not be looked at as an opportunity for finding as many little defects as possible in the property, so that you can negotiate with the seller to bring down the price. It might lead to a situation where he prefers to withdraw from the contract and give it to a less troublesome buyer.

Although hiring an inspector is an addition to your costs, in most cases, you can recover the expenses through the money saved. For instance, the property that you view might be freshly painted and shown in summer, whereas it might have

The ideal situation is when the property inspection finds no defects, and the expense can be written off as a necessary safety measure to be undertaken before closing the sale. In addition, you get a detailed inspection report that highlights every

24


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

aspect of the property, which can be used as the basis for renegotiating the price, if required. There are several types of property inspections, which could include structural inspection, pest control and property damage, and environmental issues. Depending on the nature of inspection that you want done, hire a professional with the necessary expertise. Before hiring a property inspection professional, get recommendations from friends or neighbors and view their resumes before making a decision. More importantly, try to accompany the inspector when he is reviewing the property, so that you get invaluable insights into the actual condition of the property. This will help you in the future as you won’t be fooled when a dishonest contractor tries to convince you that the electrical wiring of the entire property is faulty and needs to be changed, if the inspector had assured you that it doesn’t need work for another ten years.

As a buyer, due diligence and property inspection are your responsibilities as they help in safeguarding against making a decision that you might regret. So, don’t fall for offers by the owner such as handing you a copy of the inspection report that was prepared for him by a professional prior to the sale. His interest is to sell the property at the best possible price. Similarly, don’t blindly use the inspector recommended by your real estate agent, as your agent’s best interest might be to make a quick sale, while yours is to invest in a property that offers returns without requiring too much maintenance. Due diligence and property inspection are two areas where you don’t want to take any shortcuts. The last stages of closing a transaction includes deciding on the type of ownership, title & property insurance and the final steps of closing the sale. In next month’s issue, we will take you through these steps in detail.

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Properties of the month Emirates Living

Tanaro 2 bed apartment

7,500 sq. ft.

AED 15,000,000

6,124 sq. ft.

AED 575,000

AP1280

Silicon Gate 1 – Wing A Studio apartment

441 sq. ft.

Dubai Silicon Oasis AED 450,000

4 bed apartment

VI1083

E

E Barsha

Barsha 2

Building 27 – Block A Commercial Space

Dubai Health Care City AED 8,200,000

1,318 sq. ft.

AED 105,000

VI1088

26

Benny 052 6474292

Emirates Living

Two Towers 1 bed apartment

AP1355

NT RE

NT RE For above listed properties contact

LE

LE

6 bed apartment

OF1165

SA

3,640 sq. ft.

SA Emirates Living

Hattan 2

AP1164

L SA

AED 2,300,000

L SA

1,364 sq. ft.


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Properties of the month JLT

Lake View Tower 1 bed apartment

6,500 sq. ft.

AED 4,300,000

AP1230

JLT

Madina Tower 3 bed apartment

3,087 sq. ft.

AED 4,500,000

837 sq. ft.

AED 96,000

3 bed apartment

VI1078

E

E Al Furjan

Quortaj Style

Business Bay

Bayswater Commercial Space

OF1369

RE

LE

NT

SA

Executive Tower B 1 bed apartment

1,356 sq. ft.

Down Town AED 2,000,000

AP1302

AP1373

L SA

AED 1,500,000

L SA

1,392 sq. ft.

Standpoint Tower A 2 bed apartment

1,250 sq. ft.

Down Town AED 3,300,000

AP1371

LE

SA

LE

SA For above listed properties contact

Mehdi 055 5075040

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Properties of the month The Address Dubai Marina 1 bed apartment

Dubai Marina

2,152 sq. ft.

AED 4,200,000

AP1227

Dubai Marina

Al Fattan Tower 2 bed apartment

1,716 sq. ft.

AED 3,200,000

3 bed apartment

AP1352

E

E Dubai Marina

Al Fattan Tower

Trident Bayside Residence 3 bed apartment

Dubai Marina AED 4,200,000

933 sq. ft.

AED 1,850,000

818 sq. ft.

Down Town AED 2,000,000

AP1330

Alex 055 5075020

1 bed apartment

AP1361

LE

28

Down Town

South Ridge 5

SA

LE

SA For above listed properties contact

LE

LE

1 bed apartment

AP1292

SA

2,450 sq. ft.

SA

Boulevard Central 1

AP1353

L SA

AED 2,700,000

L SA

821 sq. ft.


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Properties of the month JLT

Icon Tower 1 Studio

443 sq. ft.

AED 700,000

AP1366

JBR

Rimal 6 2 bed apartment

1,445 sq. ft.

AED 3,150,000

L SA

L SA

1 bed apartment

9,850 sq. ft.

AED 13,790,000

JVC

Elite Sports Residence 1

AP188

2 bed apartment

1,331 sq. ft.

Sports City AED 875,000

LE

LE Burlington Tower

Business Bay Commercial Space

OF1363

AP1287

SA

AED 800,000

SA

720 sq. ft.

E

E

Diamond Views 1

AP1367

Marina Quay West 3 bed apartment

2,672 sq. ft.

Dubai Marina AED 4,700,000

VI1266

LE

SA

LE

SA For above listed properties contact

Alex 055 5075020

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Properties of the month Jumeirah

Jumeirah Park 3 bed apartment

8,800 sq. ft.

AED 4,900,000

VI1357

Jumeirah

Jumeirah Park 4 bed apartment

1,276 sq. ft.

AED 2,250,000

5 bed apartment

11,443 sq. ft.

AED 15,000,000

VI909

E

E Mirdif

Mirdif Compound

JBR

Amwaj 4 2 bed apartment

3,464 sq. ft.

The Greens AED 4,390,000

VI1319

Alex 055 5075020

3 bed apartment

2,618 sq. ft.

Emirates Living AED 4,200,000

VI1153

LE

30

The Lakes, Zulal

SA

LE

SA For above listed properties contact

LE

3 bed apartment

AP1286

SA

LE

SA

Golf Tower Canal Villas 2

VI1321

L SA

AED 6,500,000

L SA

4,335 sq. ft.


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

Properties of the month Dubai Marina

Marina Promenade 1 bed apartment

954.98 sq. ft.

AED 120,000

AP1304

Al Fattan Tower 3 bed apartment

Dubai Marina

2,800 sq. ft.

AED 310,000

2 bed apartment

1,099 sq. ft.

AED 100,000

AP1353

Dubai Marina

Murjan Tower 3 bed apartment

NT

NT Business Bay

Windsor Manor 1 bed apartment

AP1365

AP1364

RE

AED 200,000

RE

1,716 sq. ft.

NT

NT Dubai Marina

Al Fattan Tower

AP1352

RE

AED 275,000

RE

2,152 sq. ft.

DIFC

Emirates Financial Tower Commercial Space

1,337 sq. ft.

AED 294,140

OF817

NT RE

NT RE For above listed properties contact

Alex 055 5075020

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TWO TOWERS

t t t t t t

t t t t t t t

Unique and modern spacious 1B/R and 2B/R apartments available in Two Towers - Tecom, graced with contemporary European fittings, perfectly suited to accommodate premium lifestyle in Dubai. Two Towers provide its residents easy access to business hubs such as Dubai Media City and Knowledge Village as well as areas such as Palm Jumeirah and Dubai Marina, Mall of the Emirates and Ibn Battuta mall. You’ll find you’re never too far from work, play, or rest and direct access to Al Khail Road and Sheikh Zayed Road make it easy to reach places farther afield.

32

5XP SFTJEFOUJBM UPXFST XJUI B TIBSFE DPVSUZBSE (ZNOBTJVN 4XJNNJOH 1PPM XJUI PVUEPPS terrace area and landscaped sun deck 5ISFF MFWFM TFDVSF CBTFNFOU QBSLJOH XJUI single point access 7FIJDMF ESPQ Pò QPJOU BU CVJMEJOH FOUSBODF lobby 3PVOE UIF DMPDL BEWBODFE TFDVSJUZ TZTUFN 1SPYJNJUZ UP .FUSP 4UBUJPO BOE XPSME DMBTT Shopping Malls

)VHF CBMDPOJFT PòFSJOH QBOPSBNJD WJFXT )JHI DFJMJOHT 4PMJE NBSCMF 4MBUF BOE 1BSRVFU 'MPPSJOH *UBMJBO 8BSESPCFT BOE ,JUDIFO $BCJOFUT (FSNBO 2VBMJUZ 8IJUF (PPET &OFSHZ FĂłDJFOU $FOUSBM XBUFS IFBUJOH TZTUFN – resulting in substantial savings in electricity bills $FOUSBMJ[FE "JS $POEJUJPOJOH GSPN PO TJUF Chillers – again resulting in huge savings.

Prices start from AED 1,380,868 for 1 B/R apartment, AED 1,788,574 for 2 B/R apartment and AED 2,425,875 for Penthouse with financing option for 10 years. Community

Tecom - Barsha

Property Name

Two Towers

Price starting from (AED)

1,380,868

1,788,574

2,425,875

Number of Bedroom(s)

1

2

1(Loft)

BUA (in Sq.ft.)

1,318

1,745

2,451

Reference Number

AP1338

AP1339

AP1375

Contact Number

04 332 2248


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

T W O

T O W E R S

ONE B EDROOM F L O O R P L A N

LAUNDRY

LIV I N G/DI NI N G ROOM KITCH EN

EN TR AN CE

GU EST BE DROOM

EN S. 1

2

TYPICAL FLOORS: 3RD TO 21ST

1

3

6

UNITS 3 & 6: 1 BEDROOM APARTMENT UNITS: 1, 2, 4 & 5: 2 BEDROOM APARTMENT 4

5

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T W O

T O W E R S

TWO BEDROO M F L O O R P L A N

KITCH EN L IVING/ DI NING ROO M

ENT RANC E

GUE ST

LAUNDRY

BEDROO M II

ENS. II

BEDROO M

ENS. I

2

1

3

6

TYPICAL FLOORS: 3RD TO 21ST UNITS 3 & 6: 1 BEDROOM APARTMENT UNITS: 1, 2, 4 & 5: 2 BEDROOM APARTMENT 4

34

5


Valoran Real Estate Brokers Issue No. 15 - Mar. 2014

T W O

T O W E R S

PE NT HO USE A F L O O R P L A N

BEDRO OM VANIT Y DRESSING ROOM

ENSUI T E OPEN TO BELOW

KI TCHEN UPPER FLO OR L AUN DRY

DI NI NG ROOM

ENT RANCE

GU EST BAT H

LI VIN G ROOM

LOW ER FLOOR

PENTHOUSE FLOORS: 22/23/24

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‫اﻟﻬﻴﻜﻠﻴﺔ‪ ،‬ﻣﻜﺎﻓﺤﺔ اﻵﻓﺎت وﺗﴬر اﻟﻌﻘﺎر‪ ،‬وﻗﻀﺎﻳﺎ اﻟﺒﻴﺌﺔ‪ .‬اﻋﺘامدا ً ﻋﲆ‬ ‫ﻃﺒﻴﻌﺔ اﳌﻌﺎﻳﻨﺔ اﻟﺘﻲ ﺗﺮﻳﺪ اﻟﻘﻴﺎم ﺑﻬﺎ‪ ،‬ﻗﻢ ﺑﺘﻌﻴني ﺷﺨﺺ ﻣﺤﱰف ﻟﺪﻳﻪ‬ ‫اﻟﺨﱪة اﻟﻼزﻣﺔ‪ .‬ﻗﺒﻞ اﻟﺘﻌﺎﻗﺪ ﻣﻊ ﻣﺤﱰف ﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎرات‪ ،‬أﺣﺼﻞ ﻋﲆ‬ ‫ﺗﻮﺻﻴﺎت ﻣﻦ اﻷﺻﺪﻗﺎء أو اﻟﺠريان وﻗﻢ ﺑﻌﺮض ﺳريﻫﺘﻢ اﻟﺬاﺗﻴﺔ ﻗﺒﻞ‬ ‫اﺗﺨﺎذ أي ﻗﺮار‪ .‬اﻷﻫﻢ ﻣﻦ ذﻟﻚ‪ ،‬ﻗﻢ مبﺮاﻓﻘﺔ اﻟﻔﻨﻲ ﻋﻨﺪ ﻣﻌﺎﻳﻨﺘﻪ ﻟﻠﻌﻘﺎر‪،‬‬ ‫ﺑﺤﻴﺚ ميﻜﻨﻚ اﻟﺤﺼﻮل ﻋﲆ اﻟﺘﻌﻤﻖ ﰲ ﻓﻬﻢ اﻟﺤﺎﻟﺔ اﻟﻔﻌﻠﻴﺔ ﻟﻠﻌﻘﺎر‪.‬‬ ‫ﻫﺬا ﺳﻴﺴﺎﻋﺪك ﰲ اﳌﺴﺘﻘﺒﻞ ﺣﻴﺚ أﻧﻚ ﻟﻦ ﺗﻨﺨﺪع ﻋﻨﺪﻣﺎ ﻳﺤﺎول‬ ‫اﳌﻘﺎول اﻟﻐري ﴍﻳﻒ إﻗﻨﺎﻋﻚ أن اﻷﺳﻼك اﻟﻜﻬﺮﺑﺎﺋﻴﺔ ﰲ اﻟﻌﻘﺎر ﺑﺄﻛﻤﻠﻪ‬ ‫ﺗﺎﻟﻔﺔ وﺗﺤﺘﺎج إﱃ ﺗﻐﻴري‪ ،‬إذا ﻛﺎن اﻟﻔﻨﻲ ﻗﺪ أﻛﺪ ﻟﻚ أﻧﻬﺎ ﻻ ﺗﺤﺘﺎج إﱃ‬ ‫أﻳﺔ ﻧﻔﻘﺎت ﳌﺪة ﻋﴩ ﺳﻨﻮات ﻗﺎدﻣﺔ‪.‬‬

‫اﻟﺴﻤﺴﺎر ﺗﻘﺘﴤ اﻹﴎاع ﰲ ﻋﻤﻠﻴﺔ اﻟﺒﻴﻊ ﻗﺪر اﻹﻣﻜﺎن‪ ،‬ﰲ ﺣني أن‬ ‫ﻣﺼﻠﺤﺘﻚ ﻫﻲ اﻹﺳﺘﺜامر ﰲ اﻟﻌﻘﺎر اﻟﺬي ﻳﻮﻓﺮ ﻋﺎﺋﺪات ﻣﻦ دون أن‬ ‫ﻳﺘﻄﻠﺐ اﻟﻜﺜري ﻣﻦ اﻟﺼﻴﺎﻧﺔ‪ .‬اﻟﻌﻨﺎﻳﺔ اﻟﻮاﺟﺒﺔ وﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر ﻧﻘﻄﺘﺎن ﻻ‬ ‫ﺗﺮﻏﺐ ﰲ إﺧﺘﺼﺎر أي ﻣﻨﻬام‪.‬‬ ‫اﳌﺮاﺣﻞ اﻷﺧرية ﻣﻦ إمتﺎم ﺻﻔﻘﺔ اﻟﺒﻴﻊ ﺗﺸﻤﻞ اﻟﺒﺖ ﰲ ﻧﻮع اﳌﻠﻜﻴﺔ‪،‬‬ ‫اﻟﻌﻨﻮان‪ ،‬اﻟﺘﺄﻣني ﻋﲆ اﻟﻌﻘﺎر واﻟﺨﻄﻮات اﻟﻨﻬﺎﺋﻴﺔ ﻹمتﺎم اﻟﺒﻴﻊ‪ .‬ﰲ ﻋﺪد‬ ‫اﻟﺸﻬﺮ اﳌﻘﺒﻞ‪ ،‬ﺳﻮف ﻧﻮﺿﺢ ﻟﻚ ﻫﺬه اﻟﺨﻄﻮات ﺑﺎﻟﺘﻔﺼﻴﻞ‪.‬‬

‫ﻛﻤﺸﱰي‪ ،‬ﺗﻌﺪ اﻟﻌﻨﺎﻳﺔ اﻟﻮاﺟﺒﺔ وﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر ﻣﻦ ﻣﺴﺆوﻟﻴﺎﺗﻚ ﻷﻧﻬﺎ‬ ‫ﺗﺴﺎﻋﺪ ﰲ ﺣامﻳﺘﻚ ﻣﻦ إﺗﺨﺎذ أي ﻗﺮار ﻗﺪ ﺗﻨﺪم ﻋﻠﻴﻪ‪ .‬ﻟﺬﻟﻚ‪ ،‬ﻻ ﺗﻨﺨﺪع‬ ‫ﺑﺎﻟﻌﺮوض اﳌﻘﺪﻣﺔ ﻟﻚ ﻣﻦ ﻗﺒﻞ اﳌﺎﻟﻚ ﻣﺜﻞ ﺗﺴﻠﻴﻤﻚ ﻧﺴﺨﺔ ﻣﻦ ﺗﻘﺮﻳﺮ‬ ‫اﳌﻌﺎﻳﻨﺔ اﻟﺬي أﻋﺪ ﻟﻪ ﻣﻦ ﻗﺒﻞ ﻓﻨﻲ أﺧﺮ ﻗﺒﻞ ﻋﻤﻠﻴﺔ اﻟﺒﻴﻊ‪ .‬ﺣﻴﺚ أن‬ ‫ﻣﺼﻠﺤﺘﻪ ﺗﻘﺘﴤ ﺑﻴﻊ اﻟﻌﻘﺎر ﺑﺄﻓﻀﻞ ﺳﻌﺮ ﻣﻤﻜﻦ‪ .‬وﺑﺎﳌﺜﻞ‪ ،‬ﻻ ﺗﻘﻢ‬ ‫ﺑﺘﻌﻴني ﻓﻨﻲ وﻓﻘﺎً ﻟﺘﻮﺻﻴﺎت ﺳﻤﺴﺎر اﻟﻌﻘﺎرات‪ ،‬ﺣﻴﺚ ان ﻣﺼﻠﺤﺔ‬ ‫‪25‬‬


‫‪- 15‬‬

‫‪2014‬‬

‫إذا مل ﺗﻜﻦ ﺗﺸﱰي اﻟﻌﻘﺎر ﻟﻐﺮض اﻟﺤﺼﻮل ﻋﲆ اﻷرض‪ ،‬وﺗﺨﻄﻂ ﻟﻬﺪم‬ ‫اﳌﺒﻨﻰ اﻟﺤﺎﱄ وإﻋﺎدة اﻟﺒﻨﺎء ﻋﲆ اﻷرض‪ ،‬ﺗﻌﺪ ﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر ﺧﻄﻮة‬ ‫ﻫﺎﻣﺔ ﰲ اﻟﻌﻤﻠﻴﺔ ﺑﺮﻣﺘﻬﺎ‪ .‬ﻗﺪ ﻳﺒﺪو اﻟﻌﻘﺎر ﺑﺸﻜﻞ ﺟﻴﺪ ﻋﲆ اﻟﻮرق‪ ،‬ﻻ‬ ‫ﺳﻴام إذا ﻛﺎن ﺟﺪﻳﺪ اﻟﺒﻨﺎء‪ ،‬وﻟﻜﻦ ﻗﺪ ﻳﺤﺘﻮي اﻟﺒﻨﺎء ﻋﲆ ﻋﻴﻮب‪ ،‬ﻻ ميﻜﻦ‬ ‫رؤﻳﺘﻬﺎ إﻻ ﻋﻨﺪ ﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر‪.‬‬ ‫إذا مل ﺗﻜﻦ ﺧﺒريا ً‪ ،‬ﻓﺈن اﻷﻣﺮ ﻳﺴﺘﺤﻖ اﻟﺘﻌﺎﻗﺪ ﻣﻊ ﻓﻨﻴني ﻣﺆﻫﻠني ﻹﺟﺮاء‬ ‫ﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر‪ .‬ﰲ ﺣني أن ﻫﺬه اﻟﺨﻄﻮة ﻗﺪ ﺗﺰﻳﺪ ﻣﻦ ﺗﻜﻠﻔﺔ اﻟﴩاء‪ ،‬إﻻ‬ ‫أﻧﻬﺎ ﺳﻮف ﺗﻮﻓﺮ ﻟﻚ اﻟﻜﺜري ﻣﻦ اﳌﺎل ﻋﲆ اﳌﺪى اﻟﻄﻮﻳﻞ‪ .‬ﻗﺪ ﻳﻜﻮن‬ ‫ﻟﺪﻳﻚ ارﺗﺒﺎط ﻋﺎﻃﻔﻲ ﺑﺎﻟﻌﻘﺎر‪ ،‬ميﻨﻌﻚ ﻣﻦ اﻻﻋﱰاف ﺑﺒﻌﺾ ﻋﻴﻮﺑﻪ‪.‬‬ ‫اﻟﻔﻨﻲ اﳌﺆﻫﻞ ﺳﻮف ﻳﱪز ﻫﺬه اﻟﻌﻴﻮرب ﻟﻚ ﺑﺤﻴﺚ ﻻ ﺗﺼﺪم ﺑﻬﺎ ﺑﻌﺪ‬ ‫اﻛﺘامل اﻟﺼﻔﻘﺔ‪.‬‬ ‫ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ أن اﻟﺘﻌﺎﻗﺪ ﻣﻊ ﻓﻨﻲ ﻣﺆﻫﻞ ﻳﻀﻴﻒ إﱃ اﻟﺘﻜﺎﻟﻴﻒ‬ ‫اﻟﺨﺎﺻﺔ ﺑﻚ‪ ،‬ﰲ ﻣﻌﻈﻢ اﻟﺤﺎﻻت‪ ،‬ميﻜﻨﻚ اﺳﱰداد اﻟﻨﻔﻘﺎت ﻣﻦ ﺧﻼل‬ ‫اﻷﻣﻮال اﻟﺘﻲ ﺗﻢ ﺗﻮﻓريﻫﺎ‪ .‬ﻋﲆ ﺳﺒﻴﻞ اﳌﺜﺎل‪ ،‬اﻟﻌﻘﺎر اﻟﺬي ﺗﻌﺎﻳﻨﻪ ﻗﺪ‬ ‫ﻳﻜﻮن ﺣﺪﻳﺚ اﻟﻄﻼء وأﻧﺖ ﺗﻘﻮم مبﻌﺎﻳﻨﺘﻪ ﰲ ﻓﺼﻞ اﻟﺼﻴﻒ‪ ،‬ﰲ ﺣني أﻧﻪ‬ ‫ﻗﺪ ﻳﻜﻮن ﻫﻨﺎك ﺗﴪﻳﺐ ﰲ اﻟﺴﻘﻒ ﰲ ﻓﺼﻞ اﻟﺸﺘﺎء‪ .‬اﻟﻔﻨﻲ اﳌﺆﻫﻞ‬

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‫ﻳﻘﻮم ﺑﺎﻟﻔﺤﺺ اﻟﺪﻗﻴﻖ ﻟﻀامن ﻛﺸﻒ أي ﻋﻴﻮب‪ .‬ﰲ اﳌﻘﺎﺑﻞ‪ ،‬ميﻜﻨﻚ أن‬ ‫ﺗﻄﻠﺐ ﻣﻦ اﻟﺒﺎﺋﻊ إﻣﺎ إﺻﻼح اﻟﺴﻘﻒ ﻗﺒﻞ إمتﺎم ﻋﻤﻠﻴﺔ اﻟﺒﻴﻊ أو ﺧﺼﻢ‬ ‫ﺗﻜﻠﻔﺔ اﻹﺻﻼح ﻣﻦ ﺳﻌﺮ اﻟﺒﻴﻊ ﺑﺤﻴﺚ ميﻜﻨﻚ إﺻﻼﺣﻪ ﰲ وﻗﺖ ﻻﺣﻖ‪.‬‬ ‫إذا ﻛﺎن اﻟﻌﻘﺎر ﺑﻪ ﻋﻴﺐ ﻻ ميﻜﻦ إﺻﻼﺣﻪ )ﻣﺜﻞ ﻣﻨﺰل اﻟﺸﺎﻃﺊ اﻟﺬي‬ ‫ﺗﻐﻤﺮه اﳌﻴﺎه ﻋﻨﺪ ﻫﻄﻮل اﻷﻣﻄﺎر اﻟﻐﺰﻳﺮة( ﻓﺈن اﻟﺮﺳﻮم اﻟﺘﻲ ﺳﻮف‬ ‫ﻳﺤﺼﻞ ﻋﻠﻴﻬﺎ اﻟﻔﻨﻲ ﺳﺘﻜﻮن ﻗﻠﻴﻠﺔ ﺟﺪا ً ﺑﺎﳌﻘﺎرﻧﺔ ﻣﻊ ﺗﻮﻓري أﻣﻮاﻟﻚ ﻋﻨﺪ‬ ‫ﻋﺪم ﴍاﺋﻚ ﻫﺬا اﻟﻌﻘﺎر اﻟﺬي ﻳﺘﻄﻠﺐ إﺻﻼح وﺻﻴﺎﻧﺔ ﻣﺘﻜﺮرة‪ .‬ﺿﻊ ﰲ‬ ‫اﻋﺘﺒﺎرك أن ﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر ﻫﻲ ﻣﺴﺄﻟﺔ ﺧﻄرية‪ ،‬وﻳﻨﺒﻐﻲ أﻻ ﻳﻨﻈﺮ إﻟﻴﻬﺎ‬ ‫ﻋﲆ أﻧﻬﺎ ﻓﺮﺻﺔ ﻹﻳﺠﺎد أﻛﱪ ﻋﺪد ﻣﻤﻜﻦ ﻣﻦ اﻟﻌﻴﻮب اﻟﺼﻐرية ﰲ‬ ‫اﳌﻠﻜﻴﺔ ﺑﺤﻴﺚ ميﻜﻨﻚ اﻟﺘﻔﺎوض ﻣﻊ اﻟﺒﺎﺋﻊ ﻟﺨﻔﺾ اﻟﺴﻌﺮ‪ .‬ﺣﻴﺚ أن‬ ‫ﻫﺬا ﻗﺪ ﻳﺆدي إﱃ ﺣﺎﻟﺔ ﻗﺪ ﻳﻔﻀﻞ اﻟﺒﺎﺋﻊ ﻓﻴﻬﺎ اﻻﻧﺴﺤﺎب ﻣﻦ ﻫﺬا‬ ‫اﻟﻌﻘﺪ وﺑﻴﻊ اﻟﻌﻘﺎر ﳌﺸﱰي أﺧﺮ أﻗﻞ اﺿﻄﺮاﺑﺎً‪.‬‬ ‫اﻟﻮﺿﻊ اﳌﺜﺎﱄ ﻫﻮ ﻋﻨﺪﻣﺎ ﻻ ﺗﺠﺪ ﻋﻴﻮﺑﺎً ﺑﻌﺪ ﻗﻴﺎﻣﻚ مبﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر‪،‬‬ ‫وميﻜﻦ إﻋﺘﺒﺎر اﻟﺘﻜﻠﻔﺔ ﻛﺈﺟﺮاء اﻟﺴﻼﻣﺔ اﻟﴬورﻳﺔ اﻟﺘﻲ ﻳﻨﺒﻐﻲ اﺗﺨﺎذﻫﺎ‬ ‫ﻗﺒﻞ إمتﺎم ﻋﻤﻠﻴﺔ اﻟﺒﻴﻊ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻓﺈﻧﻚ ﺗﺤﺼﻞ ﻋﲆ ﺗﻘﺮﻳﺮ‬ ‫اﳌﻌﺎﻳﻨﺔ اﻟﺘﻔﺼﻴﻠﻴﺔ اﻟﺬي ﻳﺴﻠﻂ اﻟﻀﻮء ﻋﲆ ﻛﺎﻓﺔ ﺟﻮاﻧﺐ اﻟﻌﻘﺎر‪،‬‬ ‫وميﻜﻦ اﺳﺘﺨﺪاﻣﻪ ﻛﺄﺳﺎس ﻹﻋﺎدة اﻟﺘﻔﺎوض ﻋﲆ اﻷﺳﻌﺎر‪ ،‬إذا ﻟﺰم اﻷﻣﺮ‪.‬‬ ‫ﻫﻨﺎك ﻋﺪة أﻧﻮاع ﻣﻦ ﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎرات‪ ،‬واﻟﺘﻲ ميﻜﻦ أن ﺗﺸﻤﻞ اﳌﻌﺎﻳﻨﺔ‬


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‫ﻣﻦ اﳌﻬﻢ أن ﺗﻄﺮح ﻛﻞ اﻷﺳﺌﻠﺔ اﳌﻨﺎﺳﺒﺔ وﺗﻌﺮف أﻛﱪ ﻗﺪر ﻣﻤﻜﻦ ﻣﻦ‬ ‫اﳌﻌﻠﻮﻣﺎت ﻋﻦ اﻟﻌﻘﺎر ﻗﺒﻞ إمتﺎم اﻟﺼﻔﻘﺔ ﺣﻴﺚ أﻧﻪ ﺑﻌﺪ ذﻟﻚ ﻟﻦ ﻳﻜﻮن‬ ‫ﺑﺈﻣﻜﺎﻧﻚ أن ﺗﻄﻠﺐ ﻣﻦ اﳌﺎﻟﻚ اﺳﺘﺒﺪال ﺑﻼط اﻷرﺿﻴﺎت أو إﺻﻼح‬ ‫ﺗﴪﻳﺐ ﰲ اﻟﺴﻘﻒ مبﺠﺮد إمتﺎم ﻋﻤﻠﻴﺔ اﻟﺒﻴﻊ‪ .‬وﺑﺎﻟﺘﺎﱄ‪ ،‬ﻳﻨﺒﻐﻲ اﻹﺳﺘﻔﺎدة‬ ‫ﺑﺤﻜﻤﺔ ﻣﻦ ﻓﱰة اﻟﻌﻨﺎﻳﺔ اﻟﻮاﺟﺒﺔ اﻟﺮﺳﻤﻴﺔ‪ .‬ﻟﻴﺲ ﻫﻨﺎك ﻣﱪر ﻟﻠﺨﺠﻞ‬ ‫ﻣﻦ ﻃﺮح أﺳﺌﻠﺔ ﺻﻌﺒﺔ ﻷﻧﻪ ﻣﺎ مل ﺗﻔﻌﻞ ذﻟﻚ‪ ،‬ﻟﻦ ﺗﺤﺼﻞ ﻋﲆ ﺻﻮرة‬ ‫ﺣﻘﻴﻘﻴﺔ ﻋﻦ ﺣﺎﻟﺔ اﻟﻌﻘﺎر‪ .‬ﻻ ﺗﻌﺘﻤﺪ ﻓﻘﻂ ﻋﲆ اﳌﻌﻠﻮﻣﺎت اﳌﻌﻄﺎة ﻟﻚ‬ ‫ﻣﻦ ﻗﺒﻞ اﻟﺒﺎﺋﻊ‪.‬‬ ‫أﺛﻨﺎء اﻹﻃﻼع ﻋﲆ اﻟﻌﻘﺎر‪ ،‬ﻛﻦ ﻗﺮﻳﺒﺎً ﻣﻦ اﻟﺒﺎﺋﻊ وﻣﻤﺜﻠﻴﻪ‪ ،‬وﻟﻜﻦ ﺻﺪق‬ ‫ﻓﻘﻂ اﳌﻌﻠﻮﻣﺎت اﻟﺘﻲ ﺗﻌﻄﻰ ﻟﻚ ﻛﺘﺎﺑﺔ‪ .‬إﱃ ﺟﺎﻧﺐ اﻟﺒﺎﺋﻊ‪ ،‬ﻗﻢ ﺑﺴﺆال‬ ‫اﻟﺠريان‪ ،‬اﳌﺴﺘﺄﺟﺮﻳﻦ‪ ،‬ﺟﻤﻌﻴﺔ اﳌﻼك‪ ،‬اﳌﻘﺎوﻟني واﻟﺴامﴎة اﻟﺬﻳﻦ ﻫﻢ‬ ‫ﻋﲆ ﻋﻼﻗﺔ ﺑﺎﻟﻌﻘﺎر وذﻟﻚ ﻟﻠﺤﺼﻮل ﻋﲆ ﺻﻮرة أﻛرث وﺿﻮﺣﺎ ﻋﻦ أي‬ ‫ﺗﻌﺪﻳﻼت ﻗﺪ ﺗﻜﻮن ﻣﻄﻠﻮﺑﺔ‪ .‬ﺑﻴﻨام ﻗﺪ ﺗﻜﻮن إﻧﺘﻬﻴﺖ ﻣﻦ ﺑﻌﺾ ﻫﺬه‬ ‫اﻟﺨﻄﻮات ﺧﻼل اﳌﺮاﺣﻞ اﻷوﻟﻴﺔ ﻗﺒﻞ ﺗﻘﺪﻳﻢ أي ﻋﺮض رﺳﻤﻲ‪ ،‬ﻫﺬا ﻫﻮ‬ ‫اﻟﻮﻗﺖ اﳌﻨﺎﺳﺐ ﻟﻠﺘﺪﻗﻴﻖ وﻣﻌﺎﻳﻨﺔ أدق اﻟﺘﻔﺎﺻﻴﻞ‪.‬‬

‫اﳌﺎﻟﻚ اﻟﺠﺪﻳﺪ‪ .‬إذا مل ﻳﺘﻢ ذﻟﻚ‪ ،‬ﻗﺪ ﺗﺠﺪ أﻧﻪ ﻳﺠﺐ ﻋﻠﻴﻚ إﻋﺎدة اﻟﻮداﺋﻊ‬ ‫إﱃ اﳌﺴﺘﺄﺟﺮ ﻋﻨﺪ اﻧﺘﻬﺎء ﻋﻘﺪ اﻹﻳﺠﺎر‪ .‬وﺑﺎﳌﺜﻞ‪ ،‬إذا مل ﺗﺘﺤﻘﻖ ﻣﻦ وﺛﻴﻘﺔ‬ ‫اﻟﺘﺄﻣني وﺗﺎرﻳﺦ ﻣﻄﺎﻟﺒﺎت اﻟﺒﺎﺋﻊ ﻣﺴﺒﻘﺎً‪ ،‬وﺑﻌﺪ ﻋﻤﻠﻴﺔ اﻟﺒﻴﻊ‪ ،‬ﻗﺪ ﺗﺠﺪ أن‬ ‫ﴍﻛﺎت اﻟﺘﺄﻣني ﺗﺤﺠﻢ ﻋﻦ ﺗﻮﻓري وﺛﻴﻘﺔ ﺗﺄﻣني ﻟﻚ ﻷﻧﻪ مل ﻳﺘﻢ دﻓﻊ‬ ‫اﻟﻌﺪﻳﺪ ﻣﻦ اﳌﻄﺎﻟﺒﺎت اﻟﺨﺎﺻﺔ ﺑﺎﻟﻌﻘﺎر ﻣﻦ ﻗﺒﻞ اﳌﺎﻟﻚ اﻟﺴﺎﺑﻖ‪.‬‬ ‫اﻟﻌﻨﺎﻳﺔ اﻟﻮاﺟﺒﺔ ﺗﻮﻓﺮ ﻟﻚ اﻟﻔﺮﺻﺔ ﻟﺤامﻳﺔ اﳌﺼﺎﻟﺢ اﳌﺎﻟﻴﺔ ﻋﲆ اﳌﺪى‬ ‫اﻟﻄﻮﻳﻞ ﻓﻴام ﻳﺘﻌﻠﻖ ﺑﺎﻟﻌﻘﺎر ﻣﺤﻞ اﻟﻌﻘﺪ‪ .‬اﺳﺘﺨﺪم اﻟﻮﻗﺖ ﺑﺤﻜﻤﺔ‪ ،‬أو‬ ‫ﻗﺪ ﺗﺠﺪ أن اﻟﻌﻘﺎر اﻟﺬي ﺣﻠﻤﺖ ﺑﻪ ﺗﺒني أﻧﻪ ﻓﻴﻞ أﺑﻴﺾ!‪.‬‬

‫وﻳﻨﺒﻐﻲ أن ﺗﺸﻤﻞ ﻋﻤﻠﻴﺔ اﻟﻌﻨﺎﻳﺔ اﻟﻮاﺟﺒﺔ ﺟﻤﻊ اﻟﺒﻴﺎﻧﺎت اﻻﻗﺘﺼﺎدﻳﺔ‬ ‫ذات اﻟﺼﻠﺔ ﺑﺎﳌﻨﻄﻘﺔ وﻣﻌﺮﻓﺔ ﻗﻴﻤﺔ اﻹﻳﺠﺎرات اﻟﺤﺎﻟﻴﺔ ﰲ ﻋﻘﺎرات‬ ‫ﻣﺘﻨﺎﻓﺴﺔ ﻣامﺛﻠﺔ ﻟﻠﻌﻘﺎر ﻣﺤﻞ اﻟﻌﻘﺪ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻳﻨﺒﻐﻲ اﻟﺘﺤﻘﻖ‬ ‫ﻣﻦ اﳌﻌﻠﻮﻣﺎت اﳌﻘﺪﻣﺔ ﻣﻦ ﻗﺒﻞ اﻟﺒﺎﺋﻊ ﺑﺸﺄن ﻋﻘﻮد اﻹﻳﺠﺎر اﻟﺤﺎﻟﻴﺔ أو‬ ‫اﳌﻌﻠﻮﻣﺎت اﳌﺎﻟﻴﺔ اﳌﺘﻌﻠﻘﺔ ﺑﺎﻟﻌﻘﺎر ﻋﻦ ﻃﺮﻳﻖ اﻟﺘﺤﺪث ﻣﻊ اﳌﺴﺘﺄﺟﺮﻳﻦ‬ ‫أو ﺟﻤﻌﻴﺔ اﳌﻼك ﻟﻠﺘﺄﻛﺪ ﻣﻦ أن ﻛﻞ ﳾء ﻛام ﻫﻮ ﻣﻮﺿﺢ متﺎﻣﺎً‪.‬‬ ‫ﺗﺄﻛﺪ ﻣﻦ ﻣﺮاﺟﻌﺔ ﺟﻤﻴﻊ اﻟﺪﻓﺎﺗﺮ واﻟﺴﺠﻼت اﳌﺘﻌﻠﻘﺔ ﺑﺎﻟﻌﻘﺎر‪ .‬وﻫﺬا‬ ‫ﻳﻨﺒﻐﻲ أن ﻳﺸﻤﻞ اﻟﺘﺤﻘﻖ اﻟﻔﻌﲇ ﻣﻦ اﻟﻜﺘﺐ واﻟﺴﺠﻼت اﻟﻔﻌﻠﻴﺔ‪ ،‬ﺑﺪﻻً‬ ‫ﻣﻦ اﻻﻋﺘامد ﻋﲆ اﻟﻨﺴﺦ اﻟﺘﻲ ﻳﺘﻢ ﻋﺮﺿﻬﺎ ﻣﻦ ﻗﺒﻞ اﻟﺒﺎﺋﻊ أو ﻣﻦ ﻳﻨﻮب‬ ‫ﻋﻨﻪ‪ .‬إﻋﻄﺎء ﺗﺮﻛﻴﺰ ﺧﺎص ﻋﲆ اﻟﺘﺄﻛﺪ ﻣﻦ دﻗﺔ ﻋﻘﻮد اﻹﻳﺠﺎر ووداﺋﻊ‬ ‫اﳌﺴﺘﺄﺟﺮﻳﻦ اﻟﺘﻲ ﻳﺤﺘﻔﻆ ﺑﻬﺎ اﻟﺒﺎﺋﻊ‪ ،‬ﺑﻴﺎن اﻟﺪﺧﻞ واﻹﻧﻔﺎق اﻟﺨﺎص‬ ‫ﺑﺎﻟﻌﻘﺎر‪ ،‬ﻋﻘﻮد اﻟﺨﺪﻣﺎت اﻟﻘﺎمئﺔ‪ ،‬ﻗﺎمئﺔ اﻟﻌﻘﺎرات أو اﻟﺒﻨﻮد اﳌﺪرﺟﺔ ﰲ‬ ‫اﻟﴩاء‪ ،‬اﻟﱰاﺧﻴﺺ واﻟﺘﺼﺎرﻳﺢ‪ ،‬ﻧﺴﺦ ﻣﻦ أﺣﺪث ﻓﻮاﺗري اﳌﻴﺎه واﻟﻜﻬﺮﺑﺎء‪،‬‬ ‫ﺗﻔﺎﺻﻴﻞ وﺿﻊ اﻟﺘﺄﻣني اﻟﺨﺎص ﺑﺎﻟﺒﺎﺋﻊ وأﻳﺔ وﺛﻴﻘﺔ أﺧﺮى ﻗﺪ ﻳﻜﻮن ﻟﻬﺎ‬ ‫آﺛﺎر ﻣﺎﻟﻴﺔ ﰲ اﳌﺴﺘﻘﺒﻞ‪.‬‬ ‫ﻋﲆ ﺳﺒﻴﻞ اﳌﺜﺎل‪ ،‬ﻓﻴام ﻳﺘﻌﻠﻖ ﺑﻮداﺋﻊ اﳌﺴﺘﺄﺟﺮﻳﻦ‪ ،‬ﻳﻄﻠﺐ ﻣﻦ اﻟﺒﺎﺋﻊ‬ ‫مبﻮﺟﺐ اﻟﻘﺎﻧﻮن إﺑﻼغ اﳌﺴﺘﺄﺟﺮ ﻋﻦ اﻟﺒﻴﻊ وﻳﻌﺮض أﺣﺪ اﻟﺨﻴﺎرﻳﻦ إﻣﺎ‬ ‫إﻋﺎدة اﻟﻮداﺋﻊ إﱃ اﳌﺴﺘﺄﺟﺮ ﻋﻨﺪ اﻹﻧﺘﻬﺎء ﻣﻦ اﻟﺒﻴﻊ أو ﻧﻘﻞ اﻟﻮداﺋﻊ إﱃ‬ ‫‪23‬‬


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‫‪13‬‬ ‫ﻋﻨﺪﻣﺎ ﻳﻜﻮن اﻟﻌﻘﺎر اﻟﺬي ﺗﺮﻏﺐ ﰲ ﴍاﺋﻪ ﰲ ﻣﺮﺣﻠﺔ اﻟﻌﻘﺪ وﺗﻢ ﺗﻌﻴني اﻟﻀامن‪ ،‬وﺣﺎن اﻟﻮﻗﺖ ﻹﺟﺮاء اﻟﻌﻨﺎﻳﺔ‬ ‫اﻟﻮاﺟﺒﺔ وﻣﻌﺎﻳﻨﺔ اﻟﻌﻘﺎر‪ .‬ﰲ ﻫﺬا اﻟﺸﻬﺮ‪ ،‬ﺳﻮف ﻧﻮﺿﺢ ﻟﻜﻢ ﻫﺎﺗني اﳌﺮﺣﻠﺘني اﻟﻬﺎﻣﺘني ﻹمتﺎم اﳌﻌﺎﻣﻠﺔ‪.‬‬

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Valoran Real Estate Brokers Your Lifestyle Broker

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.2014 3-4

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21


2014

- 15

National CBD A Grade Office Net Effective Rent Index 5.00 4.50 4.00 3.50 3.00 2.50 2.00 1.50 1.00 0.50 0.00 2000

2001

Sydney

2002

2003

Melbourne

2004 Brisbane

2005

2006

Adelaide

2007 Perth

2008

2009

2010

2011

2012

2013

Canberra

Source: Colliers International

NLA GROWTH (M2), JULY 2003 TO JULY 2013

Adelaide

Brisbane

Melbourne

Sydney 0%

10% Metro

20%

30%

40%

50%

60%

70%

80%

CBD

Source: Colliers International PCA

www.valoran.ae


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫‪Transaction Costs‬‬ ‫?‪Who Pays‬‬

‫‪Stamp Duty‬‬

‫‪Buyer‬‬

‫‪1.25% - 6.75%‬‬

‫‪Buyer‬‬

‫‪0.01% - 0.6%‬‬

‫‪Buyer‬‬ ‫‪Seller‬‬

‫‪0.5% - 2.00%‬‬ ‫‪0.4% - 2.00%‬‬

‫‪Conveyance Fees‬‬

‫‪Seller‬‬

‫‪1.6% - 9.80%‬‬

‫‪Real Estate Agent’s Fee‬‬

‫‪1.76% - 9.35%‬‬

‫‪Costs paid by buyer‬‬

‫‪2.0% - 11.80%‬‬

‫‪Costs paid by seller‬‬

‫‪3.76% - 21.15%‬‬

‫‪Round-trip Transaction Costs‬‬

‫‪Registration Fee‬‬

‫‪Source: Global Property Guide‬‬

‫ﰲ اﻟﻨﺼﻒ اﻟﺜﺎين ﻣﻦ ﻋﺎم ‪ ،2013‬وﺻﻞ ﻣﺨﺰون اﳌﺪن اﻻﺳﱰاﻟﻴﺔ‬ ‫اﻟﺮﺋﻴﺴﻴﺔ ‪ -‬ﺳﻴﺪين‪ ،‬ﻣﻠﺒﻮرن‪ ،‬ادﻳﻠﻴﺪ وﺑﺮزﺑني ‪ -‬ﻣﻌﺎً ‪ 23.3‬ﻣﻠﻴﻮن ﻣﱰ‬ ‫ﻣﺮﺑﻊ ﻣﻦ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ ﰲ أﺳﻮاق اﻷﺣﻴﺎء اﻟﺘﺠﺎرﻳﺔ اﳌﺮﻛﺰﻳﺔ‬ ‫‪ CBD‬وﻣﻨﺎﻃﻖ اﻟﻌﻮاﺻﻢ )‪ 12.8‬ﻣﻠﻴﻮن ﻣﱰ ﻣﺮﺑﻊ ﰲ اﻷﺣﻴﺎء اﻟﺘﺠﺎرﻳﺔ‬ ‫اﳌﺮﻛﺰﻳﺔ و ‪ 10.5‬ﻣﻠﻴﻮن ﻣﱰ ﻣﺮﺑﻊ ﰲ ﻣﻨﺎﻃﻖ اﻟﻌﻮاﺻﻢ(‪ .‬ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ‬ ‫أن اﻻﻗﺘﺼﺎد اﻻﺳﱰاﱄ ﻻ ﻳﺰال ﻣﺴﺘﻘﺮة ﻧﺴﺒﻴﺎً ﻣﻦ ﺣﻴﺚ اﻷﺳﺎﺳﻴﺎت‪ ،‬ﻛﺎن‬ ‫ﻣﺴﺘﻮى اﻟﺜﻘﺔ ﰲ اﻷﻋامل اﻟﺘﺠﺎرﻳﺔ ﻣﻨﺨﻔﻀﺎً‪ ،‬وﺗﺄﺛﺮ إﱃ ﺣﺪ ﻛﺒري ﺑﺎﻟﻮﺿﻊ‬ ‫اﻟﻌﺎﳌﻲ‪.‬‬ ‫وﻧﺘﻴﺠﺔ ﻟﺬﻟﻚ‪ ،‬ﺗﺒﺎﻃﺄت ﺣﺮﻛﺔ اﻟﺘﺄﺟري وﻫﺬا ﺑﺪوره ﻗﺪ أدى إﱃ إﻧﺨﻔﺎض‬ ‫اﻹﻳﺠﺎرات‪ .‬ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ إﺳﺘﻘﺮار اﻹﻳﺠﺎرات ﻧﺴﺒﻴﺎً ﰲ ‪ CBDs‬ﻣﻊ‬ ‫ﺗﺮاﺟﻊ إﻳﺠﺎرات اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ اﳌﻤﻴﺰة ﺑﻨﺴﺒﺔ ‪ 1‬ﰲ اﳌﺎﺋﺔ ﰲ‬ ‫اﻟﻨﺼﻒ اﻷول ﻣﻦ ﻋﺎم ‪ ،2013‬زادت اﻟﺤﻮاﻓﺰ اﻟﺘﻲ ﻳﻘﺪﻣﻬﺎ اﳌﻼك زﻳﺎدة‬ ‫ﻛﺒرية ﺣﻴﺚ إرﺗﻔﻌﺖ اﳌﻨﺎﻓﺴﺔ ﳌﻞء اﳌﺴﺎﺣﺎت اﻟﺸﺎﻏﺮة‪ .‬ﰲ ﺣني‬ ‫اﻧﺨﻔﺾ إﺟامﱄ ﺣﺠﻢ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ اﳌﺆﺟﺮة ﺧﻼل ﻫﺬه اﻟﻔﱰة‪،‬‬ ‫ارﺗﻔﻊ ﻋﺪد ﻣﻌﺎﻣﻼت اﻹﻳﺠﺎر ﺑﻨﺴﺒﺔ ‪ 4.4‬ﰲ اﳌﺎﺋﺔ ﻣﻘﺎرﻧﺔ ﺑﺎﻟﻨﺼﻒ‬ ‫اﻷول ﻣﻦ ﻋﺎم ‪ ،2012‬وذﻟﻚ ﺑﺴﺒﺐ زﻳﺎدة ﰲ ﻋﺪد ﻋﻘﻮد اﻹﻳﺠﺎر‬ ‫اﻟﺼﻐرية واﻟﺘﺠﺪﻳﺪات‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﻣﻊ اﻧﺨﻔﺎض اﻟﻌﺮض وﻋﺪم ﻛﻔﺎﻳﺔ‬ ‫اﻟﺘﻄﻮرات اﻟﺠﺪﻳﺪة اﻟﺘﻲ ميﻜﻦ إﺿﺎﻓﺘﻬﺎ إﱃ إﱃ اﳌﺨﺰون اﻟﺤﺎﱄ‪ ،‬ﻟﻴﺲ‬ ‫ﻣﻦ اﳌﺘﻮﻗﻊ أن ﺗﺰﻳﺪ ﻣﻌﺪﻻت اﻟﺸﻐﻮر إﱃ أﻛرث ﻣﻦ ذﻟﻚ‪.‬‬

‫ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ أن ﻧﺸﺎط اﻟﺘﺄﺟري ﰲ اﻷﺣﻴﺎء اﻟﺘﺠﺎرﻳﺔ اﳌﺮﻛﺰﻳﺔ ﻛﺎن‬ ‫ﺑﻄﻴﺌﺎً‪ ،‬ﻇﻞ اﻟﻄﻠﺐ ﻋﲆ اﻻﺳﺘﺜامر ﰲ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ ﻓﻴﻬﺎ ﻗﻮﻳﺎً ﰲ‬ ‫اﻟﻨﺼﻒ اﻷول ﻣﻦ ﻋﺎم ‪ ،2013‬وﺗﺰاﻳﺪ ﺑﻨﺴﺒﺔ ‪ 44‬ﰲ اﳌﺎﺋﺔ ﻣﻘﺎرﻧﺔ‬ ‫ﺑﺎﻟﻨﺼﻒ اﻷول ﻣﻦ ﻋﺎم ‪ .2012‬ﻣﻊ اﻧﺨﻔﺎض ﻣﻌﺪﻻت اﻟﻔﺎﺋﺪة واﻻﻗﱰاض‬ ‫واﻟﻮداﺋﻊ‪ ،‬وﻳﺘﻮﻗﻊ أن ﻳﻈﻞ اﻟﻄﻠﺐ ﻗﻮﻳﺎً ﻋﲆ اﻹﺳﺘﺜامر ﰲ اﳌﺴﺎﺣﺎت‬ ‫اﳌﻜﺘﺒﻴﺔ ﰲ اﻷﺣﻴﺎء اﻟﺘﺠﺎرﻳﺔ اﳌﺮﻛﺰﻳﺔ ﰲ ﻋﺎم ‪.2014‬‬ ‫ﻋﲆ ﻋﻜﺲ ‪ ،CBDs‬ﺷﻬﺪت أﺳﻮاق اﻟﻌﻘﺎرات اﳌﻜﺘﺒﻴﺔ ﰲ اﻟﻌﻮاﺻﻢ ﰲ‬ ‫اﻟﺒﻼد منﻮا ً ﻛﺒريا ً ﰲ ‪ NLA‬ﻋﲆ ﻣﺪى اﻟﺴﻨﻮات اﻟﻘﻠﻴﻠﺔ اﳌﺎﺿﻴﺔ‪ .‬وﻣﻊ‬ ‫ذﻟﻚ‪ ،‬إﻋﺘﻤﺪ أداؤﻫﺎ ﻋﲆ اﻷﺣﻴﺎء اﻟﺘﺠﺎرﻳﺔ اﳌﺮﻛﺰﻳﺔ ﻟﻜﻞ ﻣﻨﻬﺎ‪ ،‬ﺣﻴﺚ أن‬ ‫إﻧﺨﻔﺎض اﻹﻳﺠﺎرات ﻳﺪﻓﻊ اﻟﴩﻛﺎت ﻟﻼﺳﺘﺌﺠﺎر ﰲ اﳌﻨﺎﻃﻖ اﳌﺮﻛﺰﻳﺔ ﺑﺪﻻً‬ ‫ﻣﻦ اﳌﻨﻄﻘﺔ اﻟﺤﴬﻳﺔ اﳌﺤﻴﻄﺔ ﺑﻬﺎ‪.‬‬ ‫ﰲ ﺣني أن ﻣﻄﺎﻟﺒﺎت اﻟﺤﻜﻮﻣﺔ ﻣﺴﺆوﻟﺔ ﺟﺰﺋﻴﺎً ﻋﻦ اﻟﺰﻳﺎدة ﰲ اﻟﻄﻠﺐ ﰲ‬ ‫ﺑﻌﺾ ﻫﺬه اﻷﺳﻮاق‪ ،‬اﺳﺘﻔﺎدت ﺳﻴﺪين وﺑﺮﻳﺴﺒﺎن ﻣﻦ اﻻﺳﺘﺜامر‬ ‫اﳌﺆﺳﴘ اﻟﺨﺎص‪ .‬ﻃﺮق اﻟﻨﻘﻞ اﻟﺠﻴﺪ أﻳﻀﺎ ﺗﻠﻌﺐ دورا ً ﻫﺎﻣﺎً ﰲ ﺷﻌﺒﻴﺔ‬ ‫اﻟﻌﻮاﺻﻢ واﳌﻨﺎﻃﻖ اﻟﺤﴬﻳﺔ ﻷﻧﻬﺎ ﺗﻮﻓﺮ ﺣﺎﻓﺰا ً ﻟﻠﴩﻛﺎت ﻟﻺﺑﺘﻌﺎد ﻋﻦ‬ ‫اﻷﺣﻴﺎء اﻟﺘﺠﺎرﻳﺔ اﳌﺮﻛﺰﻳﺔ‪.‬‬

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‫‪- 15‬‬

‫‪2014‬‬

‫ﻳﺘﻢ ﺣﺴﺎب اﻟﺪﺧﻞ ﻣﻦ اﻹﻳﺠﺎرات اﻟﺘﻲ ﻳﺤﺼﻞ ﻋﻠﻴﻬﺎ ﻏري اﳌﻘﻴﻤني‬ ‫مبﻌﺪﻻت ﺗﺪرﻳﺠﻴﺔ ﺑني ‪ 29‬ﰲ اﳌﺎﺋﺔ و ‪ 45‬ﰲ اﳌﺎﺋﺔ‪ .‬وﻫﻨﺎك ﴐﻳﺒﺔ ﻋﲆ‬ ‫أرﺑﺎح رأس اﳌﺎل ﻋﻨﺪ ﻧﻔﺲ ﻣﻌﺪﻻت ﴐﻳﺒﺔ اﻟﺪﺧﻞ اﻟﻔﺮدي )‪ 29‬ﰲ‬ ‫اﳌﺎﺋﺔ إﱃ ‪ 45‬ﰲ اﳌﺎﺋﺔ(‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬اﻷﺻﻮل اﳌﻤﻠﻮﻛﺔ ﻷﻛرث ﻣﻦ ‪ 12‬ﺷﻬﺮا‬ ‫ﻣﺆﻫﻠﺔ ﻟﻠﺤﺼﻮل ﻋﲆ ﺗﺨﻔﻴﺾ ‪ 50‬ﰲ اﳌﺎﺋﺔ ﰲ اﻷرﺑﺎح اﻟﺨﺎﺿﻌﺔ‬ ‫ﻟﻠﴬﻳﺒﺔ‪.‬‬ ‫ﺑﺎﻟﻨﻈﺮ إﱃ ﻋﺎﺋﺪات اﻹﻳﺠﺎر‪ ،‬ﺧﻼل اﻟﻌﺎم اﳌﺎﴈ‪ ،‬ﻇﻠﺖ اﻹﻳﺠﺎرات دون‬ ‫ﺗﻐﻴري ﰲ ﺣني ارﺗﻔﻌﺖ أﺳﻌﺎر اﳌﺴﺎﻛﻦ ﺑﺸﻜﻞ ﺣﺎد‪ .‬وﻧﺘﻴﺠﺔ ﻟﺬﻟﻚ‪،‬‬ ‫ﺑﺪأت اﻟﻌﺎﺋﺪات ﰲ اﻻﻧﺨﻔﺎض‪ .‬ميﻜﻦ ﻣﻼﺣﻈﺔ ﻫﺬا ﺑﺸﻜﻞ ﺧﺎص ﰲ‬ ‫ﺳﻴﺪين ﺣﻴﺚ ﺗﻈﻬﺮ أرﻗﺎم ﻣﺮاﻗﺐ اﻟﻌﻘﺎرات اﻷﺳﱰاﻟﻴﺔ أن ﻋﺎﺋﺪات ﺗﺄﺟري‬ ‫اﳌﻨﺎزل اﻧﺨﻔﻀﺖ إﱃ ‪ 4.58‬ﰲ اﳌﺎﺋﺔ ﰲ أﻛﺘﻮﺑﺮ ﻋﺎم ‪ 2013‬ﻣﻦ ‪ 4.65‬ﰲ‬ ‫اﳌﺎﺋﺔ ﰲ اﻟﻌﺎم اﻟﺴﺎﺑﻖ‪ .‬وﺑﺎﳌﺜﻞ‪ ،‬اﻧﺨﻔﻀﺖ ﻋﺎﺋﺪات ﺗﺄﺟري اﻟﻮﺣﺪات ﰲ‬ ‫ﺳﻴﺪين ‪ 5.08-4.99‬ﰲ اﳌﺎﺋﺔ ﺧﻼل اﻟﻔﱰة ﻧﻔﺴﻬﺎ‪.‬‬

‫‪Downtown Sydney, Australia‬‬

‫‪Housing Affordability Ratings by Nation: All Markets‬‬

‫‪www.valoran.ae‬‬

‫‪Median‬‬ ‫‪Market‬‬

‫‪Total‬‬

‫‪Severely‬‬ ‫‪Unaffordable‬‬ ‫)‪(5.0 & Over‬‬

‫‪Seriously‬‬ ‫‪Unaffordable‬‬ ‫)‪(4.1-5.0‬‬

‫‪Moderatey‬‬ ‫‪Unaffordable‬‬ ‫)‪(3.1-4.0‬‬

‫‪Affordable‬‬ ‫)‪(3.0 & Under‬‬

‫‪5.5‬‬ ‫‪3.9‬‬ ‫‪14.9‬‬ ‫‪2.8‬‬ ‫‪4.0‬‬ ‫‪5.5‬‬ ‫‪5.1‬‬ ‫‪4.9‬‬ ‫‪3.4‬‬ ‫‪3.7‬‬

‫‪39‬‬ ‫‪35‬‬ ‫‪1‬‬ ‫‪5‬‬ ‫‪2‬‬ ‫‪8‬‬ ‫‪1‬‬ ‫‪33‬‬ ‫‪236‬‬ ‫‪360‬‬

‫‪25‬‬ ‫‪5‬‬ ‫‪1‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪6‬‬ ‫‪1‬‬ ‫‪15‬‬ ‫‪23‬‬ ‫‪76‬‬

‫‪14‬‬ ‫‪6‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪1‬‬ ‫‪2‬‬ ‫‪0‬‬ ‫‪15‬‬ ‫‪29‬‬ ‫‪67‬‬

‫‪0‬‬ ‫‪17‬‬ ‫‪0‬‬ ‫‪1‬‬ ‫‪1‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪3‬‬ ‫‪100‬‬ ‫‪122‬‬

‫‪0‬‬ ‫‪7‬‬ ‫‪0‬‬ ‫‪4‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪0‬‬ ‫‪84‬‬ ‫‪95‬‬

‫‪Nation‬‬

‫‪Australia‬‬ ‫‪Canada‬‬ ‫)‪China SAR (Hong Kong‬‬ ‫‪Ireland‬‬ ‫‪Japan‬‬ ‫‪New Zealand‬‬ ‫‪Singapore‬‬ ‫‪United Kingdom‬‬ ‫‪United States‬‬ ‫‪TOTAL‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫اﻷﺳﱰاﻟﻴﺔ )‪ 23‬ﰲ اﳌﺎﺋﺔ(‪ .‬ﻣﻘﺎرﻧﺔ ﻣﻊ ‪ 20‬ﰲ اﳌﺎﺋﺔ ﻳﺘﻄﻠﻌﻮن ﻧﺤﻮ اﻟﴩاء‬ ‫ﰲ ﻓﻴﻜﺘﻮرﻳﺎ‪ ،‬و ‪ 18‬ﰲ اﳌﺎﺋﺔ ﰲ ﻧﻴﻮ ﺳﺎوث وﻳﻠﺰ و ‪ 16‬ﰲ اﳌﺎﺋﺔ ﰲ‬ ‫أﺳﱰاﻟﻴﺎ اﻟﻐﺮﺑﻴﺔ‪.‬‬

‫أﺳﻌﺎر اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ ﰲ أﺳﱰاﻟﻴﺎ ﻫﻲ ﻣﻦ ﺑني أﻋﲆ اﳌﻌﺪﻻت ﰲ‬ ‫اﻟﻌﺎمل ﺣﻴﺚ أن ﺳﻴﺪين وﻣﻠﺒﻮرن ﺗﺤﺘﻼن اﻟﱰﺗﻴﺒني اﻟﺮاﺑﻊ واﻟﺴﺎدس ﻋﲆ‬ ‫اﻟﺘﻮاﱄ ﺑني اﳌﺪن اﻷﻏﲆ ﰲ اﻟﻌﺎمل وﻓﻘﺎ ﻟﻠﻤﺴﺢ اﻟﺪوﱄ اﻟﺪميﻮﻏﺮاﰲ‬ ‫اﻟﺴﻨﻮي ﻟﻠﻘﺪرة ﻋﲆ ﺗﺤﻤﻞ ﺗﻜﺎﻟﻴﻒ اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ اﻟﺬي ﻳﻐﻄﻲ‬ ‫‪ 360‬ﻣﻦ اﳌﺪن اﻟﻜﱪى ﰲ ﺟﻤﻴﻊ أﻧﺤﺎء اﻟﻌﺎمل‪ .‬أﺿﻒ إﱃ ذﻟﻚ‪ ،‬أﻧﻪ ﻣﻦ‬ ‫أﺻﻞ ‪ 76‬ﻣﻦ اﻷﺳﻮاق اﻷﻋﲆ ﺗﻜﻠﻔﺔ ﺑني اﳌﺪن اﻟﻜﱪى اﻟﺘﻲ ﺷﻤﻠﺘﻬﺎ‬ ‫اﻟﺪراﺳﺔ‪ ،‬متﺜﻞ أﺳﱰاﻟﻴﺎ أﻋﲆ ﻋﺪد ﻣﻦ اﳌﺪن ‪ ،25 -‬ﺗﻠﻴﻬﺎ اﻟﻮﻻﻳﺎت‬ ‫اﳌﺘﺤﺪة )‪ ،(23‬اﳌﻤﻠﻜﺔ اﳌﺘﺤﺪة )‪ ،(15‬ﻧﻴﻮزﻳﻠﻨﺪا )‪ (6‬وﻛﻨﺪا )‪.(5‬‬

‫اﻟﺮﻋﺎﻳﺎ اﻷﺟﺎﻧﺐ واﻟﴩﻛﺎت اﻷﺟﻨﺒﻴﺔ ﻳﺠﺐ ﻋﻠﻴﻬﻢ اﻟﺤﺼﻮل ﻋﲆ ﺗﴫﻳﺢ‬ ‫ﻣﻦ ﻣﺠﻠﺲ ﻣﺮاﺟﻌﺔ اﻻﺳﺘﺜامرات اﻷﺟﻨﺒﻴﺔ )‪ (FIRB‬ﻗﺒﻞ ﴍاء اﻟﻌﻘﺎرات‬ ‫ﰲ أﺳﱰاﻟﻴﺎ‪ .‬ﺑﺸﻜﻞ ﻋﺎم‪ ،‬ﺗﺘﺒﻊ اﻟﺤﻜﻮﻣﺔ ﻧﻬﺠﺎً ﻣﺤﺎﻓﻈﺎً وﺗﻌﻄﻲ اﻷوﻟﻮﻳﺔ‬ ‫ﻟﻼﺳﺘﺜامر اﻷﺟﻨﺒﻲ اﻟﺬي ﻗﺪ ﻳﺆدي إﱃ زﻳﺎدة اﳌﻌﺮوض ﰲ اﻟﻘﻄﺎع‬ ‫اﻟﺴﻜﻨﻲ‪ .‬اﳌﻮاﻃﻨﻮن اﻷﺳﱰاﻟﻴﻮن اﳌﻘﻴﻤﻮن ﰲ اﻟﺨﺎرج واﻟﺮﻋﺎﻳﺎ اﻷﺟﺎﻧﺐ‬ ‫اﳌﺘﺰوﺟني ﻣﻦ أﺳﱰاﻟﻴﺎت أو اﻟﺮﻋﺎﻳﺎ اﻷﺟﺎﻧﺐ اﳌﻘﻴﻤني ﺑﺼﻮرة دامئﺔ أو‬ ‫ﻟﺪﻳﻬﻢ ﺗﺄﺷريات ﻓﺌﺔ ﺧﺎﺻﺔ ﻳﻌﻔﻮن ﻣﻦ ﻣﻮاﻓﻘﺎت ‪.FIRB‬‬

‫اﻷﺳﻌﺎر اﻷﻋﲆ ﰲ اﻷﺳﻮاق اﻟﺘﻘﻠﻴﺪﻳﺔ ﻣﺜﻞ ﺳﻴﺪين وﻣﻠﺒﻮرن ﻻ ﺗﺠﻌﻞ‬ ‫اﻟﻌﻘﺎرات ﺑﻌﻴﺪة ﻋﻦ ﻣﺘﻨﺎول اﳌﺸﱰﻳﻦ ﻟﻠﻤﺮة اﻷوﱃ ﻓﻘﻂ‪ ،‬وﻟﻜﻨﻬﺎ أﻳﻀﺎ‬ ‫ﺗﺠﱪ اﳌﺴﺘﺜﻤﺮﻳﻦ اﻷﺟﺎﻧﺐ ﻋﲆ ﺗﻮﺳﻴﻊ ﻧﻄﺎﻗﺎﺗﻬﻢ وإﻟﻘﺎء ﻧﻈﺮة ﻋﲆ‬ ‫اﻟﻌﻘﺎرات ﰲ إﻗﻠﻴﻢ اﻟﻌﺎﺻﻤﺔ اﻷﺳﱰاﻟﻴﺔ )‪ (ACT‬و ﻛﻮﻳﻨﺰﻻﻧﺪ‪ .‬وﻓﻘﺎً‬ ‫ﻟﺪراﺳﺔ ﻗﺎﻣﺖ ﺑﻬﺎ ‪ RFI‬ﻟﺼﺎﻟﺢ ‪ ،HSBC‬ﺑني اﳌﺴﺘﺜﻤﺮﻳﻦ اﻵﺳﻴﻮﻳني‬ ‫اﻷﺛﺮﻳﺎء اﻟﺮاﻏﺒني ﰲ ﴍاء اﻟﻌﻘﺎرات ﰲ أﺳﱰاﻟﻴﺎ ﺧﻼل اﻟﻌﺎم اﳌﻘﺒﻞ‪،‬‬ ‫وﻛﺎﻧﺖ أﻛرث اﻷﺳﻮاق ﺷﻌﺒﻴﺔ ﻛﻮﻳﻨﺰﻻﻧﺪ )‪ 25‬ﰲ اﳌﺎﺋﺔ( وإﻗﻠﻴﻢ اﻟﻌﺎﺻﻤﺔ‬

‫ﺗﻜﺎﻟﻴﻒ ﻣﻌﺎﻣﻼت ﴍاء اﻟﻌﻘﺎرات ﰲ أﺳﱰاﻟﻴﺎ ﺗﱰاوح ﻣﻦ ﻣﺘﻮﺳﻄﺔ إﱃ‬ ‫ﻣﻨﺨﻔﻀﺔ‪ .‬ﺣﻴﺚ ﺗﱰاوح ﺗﻜﺎﻟﻴﻒ اﳌﻌﺎﻣﻼت ﻣﺎ ﺑني ‪ 3.76‬ﰲ اﳌﺎﺋﺔ و‬ ‫‪ 21.15‬ﰲ اﳌﺎﺋﺔ‪.‬‬

‫‪Most & Least Affordable Major Markets‬‬ ‫‪Demographia Housing Affordability Survey‬‬

‫‪Hong Kong‬‬ ‫‪Vancouver‬‬ ‫‪San Francisco‬‬ ‫‪Sydney‬‬ ‫‪San Jose‬‬ ‫‪Melbourne‬‬ ‫‪Auckland‬‬ ‫‪San Diego‬‬ ‫‪Los Angeles‬‬ ‫‪London‬‬ ‫‪St. Louis‬‬ ‫‪Indianapolis‬‬ ‫‪Cleveland‬‬ ‫‪Cincinnati‬‬ ‫‪Buffalo‬‬ ‫‪Atlanta‬‬ ‫)‪Rochester (NY‬‬ ‫‪Grand Rapids‬‬ ‫‪Detroit‬‬ ‫‪Pittsburgh‬‬

‫‪Median Multiple:‬‬ ‫‪Median House Price‬‬ ‫‪Divided by Median‬‬ ‫)‪Household Income (Gross‬‬

‫‪14‬‬

‫‪12‬‬

‫‪10‬‬

‫‪8‬‬

‫‪Median Multiple: 2013: 3rd Quarter‬‬

‫‪6‬‬

‫‪4‬‬

‫‪2‬‬

‫‪0‬‬

‫‪Most Affordable Markets‬‬ ‫‪Least Affordable Markets‬‬

‫‪:‬‬

‫‪17‬‬


‫‪- 15‬‬

‫‪2014‬‬

‫أﺳﱰاﻟﻴﺎ ﻫﻲ ﻣﻦ ﺑني أﺳﻮاق اﻟﻌﻘﺎرات اﻷﻏﲆ ﰲ اﻟﻌﺎمل‪ ،‬وﻫﻲ أﻳﻀﺎً واﺣﺪة ﻣﻦ اﻟﻮﺟﻬﺎت اﻻﺳﺘﺜامرﻳﺔ ﻟﻸﺛﺮﻳﺎء‬ ‫اﻵﺳﻴﻮﻳني اﻟﺬﻳﻦ ﻳﺮﻏﺒﻮن ﰲ ﴍاء ﻋﻘﺎرات اﺳﺘﺜامرﻳﺔ ﰲ اﻟﺨﺎرج‪ .‬اﻟﻄﻠﺐ اﻟﻜﺒري ﻣﻦ اﻧﺪوﻧﻴﺴﻴﺎ‪ ،‬ﺳﻨﻐﺎﻓﻮرة‪،‬‬ ‫ﻣﺎﻟﻴﺰﻳﺎ‪ ،‬اﻟﺼني‪ ،‬ﻫﻮﻧﻎ ﻛﻮﻧﻎ و اﻟﻬﻨﺪ ﻳﺮﺟﻊ ﰲ ﻣﻌﻈﻤﻪ إﱃ رواﺑﻂ اﳌﺠﺘﻤﻊ‪ ،‬ﺣﻴﺚ أن ﻧﺴﺒﺔ ﻛﺒرية ﻣﻦ اﻟﻄﻼب‬ ‫اﳌﻐﱰﺑني ﰲ أﺳﱰاﻟﻴﺎ‪ ،‬وﻛﺜري ﻣﻨﻬﻢ ﻳﺨﺘﺎرون اﻹﻗﺎﻣﺔ أو اﻟﻌﻤﻞ ﻋﲆ اﳌﺪى اﻟﻄﻮﻳﻞ ﰲ اﻟﺒﻼد‪،‬ﻻﻣﻦ ﻫﺬه اﻟﺪول‬ ‫اﻵﺳﻴﻮﻳﺔ‪.‬‬ ‫أﺳﻌﺎر اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ ﺗﻀﺎﻋﻔﺖ أﻛرث ﻣﻦ ﺛﻼﺛﺔ أﺿﻌﺎف ﻣﻨﺬ ﻋﺎم ‪ ،1997‬و ﺑﺎﺳﺘﺜﻨﺎء ﻓﱰة ﻗﺼرية ﻣﻦ ‪2011‬‬ ‫إﱃ ﻣﻨﺘﺼﻒ ﻋﺎم ‪ ،2013‬ﻋﻨﺪﻣﺎ اﻧﺨﻔﻀﺖ اﻷﺳﻌﺎر ﺑﻨﺴﺒﺔ ‪ 4‬ﰲ اﳌﺎﺋﺔ‪ ،‬إرﺗﻔﻌﺖ أﺳﻌﺎر اﻟﻌﻘﺎرات ﰲ أﺳﱰاﻟﻴﺎ‬ ‫ﺑﺜﺒﺎت ﻣﺪﻋﻮﻣﺔ ﺑﺄﺳﻌﺎر اﻟﻔﺎﺋﺪة اﳌﻨﺨﻔﻀﺔ‪ ،‬ﻣﺴﺘﻮﻳﺎت ﻋﺎﻟﻴﺔ ﻣﻦ اﻟﺪﺧﻞ واﻻﻗﺘﺼﺎد اﳌﺴﺘﻘﺮ‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﻳﺮﺟﻊ‬ ‫ذﻟﻚ إﱃ ﻧﻘﺺ ﰲ اﳌﻌﺮوض ﻣﻦ اﳌﺴﺎﻛﻦ‪ ،‬وﻫﻨﺎك ﻣﺨﺎوف ﻣﻦ أن اﻷﺳﻌﺎر ﻋﺎﻟﻴﺔ ﺑﺸﻜﻞ ﻏري واﻗﻌﻲ وأن‬ ‫اﻟﺴﻮق ﻗﺪ ﻳﻌﺎين ﻣﻦ اﻟﺘﻀﺨﻢ‪.‬‬

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‫إذا ﻛﻨﺖ ﺗﺮﻏﺐ ﰲ ﻣﺸﺎﻫﺪة اﻷﻓﻼم ﺑﺸﻜﻞ ﺧﺎص‪ ،‬ﺳﻮف ﺗﺤﺐ ﻧﻈﺎم‬ ‫اﻟﻌﺮض ﻋﺎﱄ اﻟﺪﻗﺔ اﻟﺠﺪﻳﺪ ﻣﻦ ﺳﻮين اﻟﺬي ميﻜﻦ إرﺗﺪاؤه ﻋﲆ اﻟﺮأس‪،‬‬ ‫اﻟﺬي ﻃﺮح ﻣﺆﺧﺮا ً‪ .‬ميﻜﻦ ﺗﻮﺻﻴﻞ اﻟﺠﻬﺎز ﻻﺳﻠﻜﻴﺎ ﺑﺄﺟﻬﺰة اﻷﻟﻌﺎب‪،‬‬ ‫أﺟﻬﺰة اﻟﻜﻤﺒﻴﻮﺗﺮ‪ ،‬ﻣﺸﻐﻼت ﺑﻠﻮ راي وﺣﺘﻰ اﻟﻬﻮاﺗﻒ اﻟﺬﻛﻴﺔ ﳌﺸﺎﻫﺪة‬ ‫اﻷﻓﻼم واﻟﻠﻌﺐ ﻋﲆ ﺷﺎﺷﺔ ﺧﻴﺎﻟﻴﺔ مبﺴﺎﺣﺔ ‪ 750‬ﺑﻮﺻﺔ ﺑﺎﻹﺿﺎﻓﺔ إﱃ‬ ‫ﺻﻮت ﻣﺤﻴﻄﻲ ‪ 7.1‬ﻟﺘﻘﺪﻳﻢ ﺗﺠﺮﺑﺔ ﺳﻴﻨامﺋﻴﺔ ﺧﺎﺻﺔ ﺑﺎﻟﻔﻌﻞ‪ .‬اﻟﺠﺰء‬ ‫اﻷروع ﻫﻮ أﻧﻪ ميﻜﻨﻚ ارﺗﺪاء اﻟﺠﻬﺎز متﺎﻣﺎً ﻛام ﺗﺮﺗﺪي اﻟﻨﻈﺎرات‪ .‬ﰲ ﺣني‬ ‫أﻧﻪ ﻗﺪ ﻳﺠﻌﻠﻚ ﺗﺒﺪو ﻛﻌامﻟﻘﺔ إﻛﺲ ﻣني‪ ،‬ﻓﺈﻧﻪ ﻳﻘﺪم ﻓﺮﺻﺔ ﻟﺘﺠﺮﺑﺔ‬ ‫اﻟﻌﺮض اﻟﺴﻴﻨاميئ ﻣﻦ أي ﻣﻜﺎن ‪ -‬ﺣﺘﻰ ﻋﲆ ﻣنت اﻟﻄﺎﺋﺮات‪ ،‬ﻣام ﻳﺠﻌﻠﻪ‬ ‫ﺣﻼ ﻣﺜﺎﻟﻴﺎ ﻟﻠﱰﻓﻴﻪ ﺧﺎﺻﺔ ﻋﲆ ﻣنت اﻟﻄﺎﺋﺮة‪.‬‬

‫ﻳﺠﻌﻞ اﻟﻔﺎﻧﻮس اﻟﺠﺪﻳﺪ أﺧﻒ وزﻧﺎً ﺑﻜﺜري ﻣﻦ اﻟﻔﺎﻧﻮس اﻷﺻﲇ اﻟﺬي‬ ‫ﻳﺒﻠﻎ وزﻧﻪ ‪ 53‬ﻛﺠﻢ‪ .‬ﺳﻌﺮت اﻟﻨﺴﺨﺔ اﳌامﺛﻠﺔ اﳌﺼﻨﻮﻋﺔ ﻳﺪوﻳﺎً ﺑﻘﻴﻤﺔ‬ ‫‪ 42,000‬ﺟﻨﻴﻪ إﺳﱰﻟﻴﻨﻲ ﻣﻘﺎرﻧﺔ ﺑﺴﻌﺮ ‪ 65,000‬ﺟﻨﻴﻪ إﺳﱰﻟﻴﻨﻲ ﻟﻠﻘﻄﻌﺔ‬ ‫اﻷﺻﻠﻴﺔ‪.‬‬

‫ﺗﻮﻣﻲ ﻣﻌﺮوﻓﺔ ﺑﺎﻟﺤﻘﺎﺋﺐ اﻟﺠﻤﻴﻠﺔ واﻟﻮﻇﻴﻔﻴﺔ وﻏريﻫﺎ ﻣﻦ إﻛﺴﺴﻮارات‬ ‫اﻟﺴﻔﺮ‪ ،‬ﰲ اﳌﺎﴈ‪ ،‬إﻗﺘﺤﻤﺖ اﻟﴩﻛﺔ ﻋﺎمل اﻟﺤﻴﻮاﻧﺎت اﻷﻟﻴﻔﺔ ﻣﻊ ﺣﻘﻴﺒﺔ‬ ‫ﺗﻮﻣﻲ أﻟﻔﺎ ﻟﻨﻘﻞ اﻟﺤﻴﻮاﻧﺎت اﻷﻟﻴﻔﺔ اﻟﺘﻲ ﺻﺪرت ﰲ ﻋﺎم ‪ .2012‬اﻵن‪،‬‬ ‫ﺑﺎﻟﺘﻌﺎون ﻣﻊ ﻛﻼود‪ 7‬ﻣﻦ ﺑﺮﻟني‪ ،‬أﻃﻠﻘﺖ ﺗﻮﻣﻲ ﻣﺠﻤﻮﻋﺔ ﺟﺪﻳﺪة ﻣﻦ‬ ‫اﻹﻛﺴﺴﻮارات اﻟﺘﻲ ﺳﻮف ﺗﻀﻴﻒ منﻄﺎً ﻷﺳﻠﻮب ﺳﻔﺮ ﺣﻴﻮاﻧﺎﺗﻚ اﻷﻟﻴﻔﺔ‪.‬‬ ‫اﳌﺠﻤﻮﻋﺔ اﻟﺤﺪﻳﺜﺔ ﺳﻮف ﻳﻄﻠﻖ ﻋﻠﻴﻬﺎ ﺗﻮﻣﻲ ﻓﻼﻳﺖ ﻛﺎرﻳري‪ ،‬وﻫﻲ‬ ‫ﺣﻘﻴﺒﺔ ﺳﻔﺮ ﻗﻮﻳﺔ وأﻧﻴﻘﺔ ﻟﺤﻴﻮاﻧﻚ اﻷﻟﻴﻒ‪ .‬ﻳﺘﻀﻤﻦ ﺗﺼﻤﻴﻤﻬﺎ ﻋﺪدا‬ ‫ﻣﻦ ﻓﺘﺤﺎت اﻟﺘﻬﻮﻳﺔ‪ ،‬ﺑﻄﺎﻧﺔ ﻓﺨﻤﺔ‪ ،‬ﺟﻴﻮب ﻟﺤﻤﻞ ﻣﺴﺘﻠﺰﻣﺎت اﻟﺤﻴﻮاﻧﺎت‬ ‫اﻷﻟﻴﻔﺔ وﻛﺬﻟﻚ ﺟﻴﺐ ﺟﺎﻧﺒﻲ ﻟﺘﺨﺰﻳﻦ وﺛﺎﺋﻖ ﺳﻔﺮ‪ .‬ﻋﺮض اﻟﺤﻘﻴﺒﺔ ﻗﺎﺑﻞ‬ ‫ﻟﻠﺘﻮﺳﻴﻊ‪ .‬ميﻜﻦ ﻓﺼﻞ ﺣﺰام اﻟﻜﺘﻒ ﻻﺳﺘﺨﺪاﻣﻪ ﻛﻤﻘﻮد‪ ،‬ﻋﻨﺪﻣﺎ ﻳﺨﺮج‬ ‫ﺣﻴﻮاﻧﻚ اﻷﻟﻴﻒ ﻣﻦ اﻟﺤﻘﻴﺒﺔ‪ .‬أﺑﻌﺎد اﻟﺤﻘﻴﺒﺔ ‪ ،"x 18" x 10 "9.5‬ﻣام‬ ‫ميﻜﻦ اﻟﺤﻘﻴﺒﺔ ﻣﻦ اﺳﺘﻴﻌﺎب اﻟﻌﺪﻳﺪ ﻣﻦ ﺳﻼﻻت اﻟﻘﻄﻂ واﻟﻜﻼب‪.‬‬

‫إﺳﺘﻴﺤﺎءا ً ﻣﻦ اﻟﻔﺎﻧﻮس اﻟﻌﺘﻴﻖ ﻣﻦ ﺳﺘﻴﻨﺎت اﻟﻘﺮن اﻟﺘﺎﺳﻊ ﻋﴩ‪ ،‬أﻧﺸﺄت‬ ‫ﴍﻛﺔ ﺗﺸﺎرﻟﺰ ادواردز ﻗﻄﻌﺔ ﺟﺪﻳﺪة ميﻜﻦ اﺳﺘﺨﺪاﻣﻬﺎ ﻛﺈﺳﺴﻮار زﺧﺮﰲ‬ ‫ﻳﻀﻴﻒ ﺷﻌﻮر اﻟﻌﻈﻤﺔ اﻟﻜﻼﺳﻴﻜﻴﺔ ﻟﻠﻤﻨﺰل‪ .‬ﻓﺎﻧﻮس ﻛﻼﻳﺒﻮن ﺑﻄﻮل ‪1.6‬‬ ‫ﻣﱰ ﻳﻌﺪ ﻣﺜﺎﻟﻴﺎً ﻟﻠﺘﻌﻠﻴﻖ ﰲ ردﻫﺔ اﻟﺒﻴﺖ أﻣﺎم اﻟﺒﺎب اﻷﻣﺎﻣﻲ أو ﰲ‬ ‫اﳌﻤﺮات اﻟﻔﺴﻴﺤﺔ‪.‬‬ ‫ميﻜﻦ ﺗﺨﺼﻴﺺ اﻟﻔﺎﻧﻮس اﳌﺼﻨﻮع ﻣﻦ اﻟﻨﺤﺎس اﻷﺻﻔﺮ اﳌﺴﺒﻮك‬ ‫ﻟﻴﻨﺎﺳﺐ أي ﺗﺼﻤﻴﻢ أو ﻟﻮن ﻣﻦ ﻗﺒﻞ ﻓﺮﻳﻖ ﻣﻦ اﻟﺤﺮﻓﻴني ﰲ ﺗﺸﺎرﻟﺰ‬ ‫ادواردز‪ .‬ﺗﻢ اﺳﺘﺒﺪال اﻷﻟﻮاح اﻟﺰﺟﺎﺟﻴﺔ اﻟﻬﺸﺔ اﻟﺘﻲ ﻫﻲ ﺳﻤﺔ ﻣﻦ‬ ‫ﺳامت اﻟﻔﻮاﻧﻴﺲ اﻷﺻﻠﻴﺔ ﺑﺎﻟﱪﺳﺒﻴﻜﺲ ﻋﺎﱄ اﻟﺠﻮدة ﰲ اﻹﺻﺪار‬ ‫اﻟﺠﺪﻳﺪ‪ ،‬واﻟﺬي ﻳﺸﺒﻪ اﻟﺰﺟﺎج ﻣﻦ اﻟﻨﺎﺣﻴﺔ اﻟﺒﴫﻳﺔ إﺿﺎﻓﺔ إﱃ أﻧﻪ‬

‫إذا ﻛﻨﺖ متﻠﻚ ﺣﻴﻮان أﻟﻴﻒ ﻛﺒري‪ ،‬ميﻜﻨﻚ إﺧﺘﻴﺎر اﻟﺼﻨﺎدﻳﻖ اﻟﺘﻘﻠﻴﺪﻳﺔ‪.‬‬ ‫وﻣﻊ ذﻟﻚ‪ ،‬ﻓﺈن اﻟﻨﺒﺄ اﻟﺴﺎر ﻫﻮ أن ﺗﻮﻣﻲ ﺗﺨﻄﻂ ﻹﺻﺪار ﴎﻳﺮ ﺳﻔﺮ‬ ‫ﺻﻮﰲ ﻓﺎﺧﺮ ﰲ أﺣﺠﺎم ﻣﺘﻮﺳﻄﺔ وﻛﺒرية‪ ،‬ﺣﻴﺚ ميﻜﻦ ﻟﻠﻜﻠﺐ اﻟﻜﺒري أن‬ ‫ﻳﺴﱰﻳﺢ أﺛﻨﺎء اﻟﺴﻔﺮ‪ .‬ﻹمتﺎم اﳌﺠﻤﻮﻋﺔ ﺳﻮف ﻳﺘﻢ إﻃﻼق ﻣﺠﻤﻮﻋﺔ ﻣﻦ‬ ‫أوﻋﻴﺔ اﻟﺴﻔﺮ اﻟﺘﻲ ﺗﻄﺎﺑﻖ ﻏريﻫﺎ ﻣﻦ اﻹﻛﺴﺴﻮارات‪ .‬اﻷوﻋﻴﺔ ﺑﻬﺎ ﺑﻄﺎﻧﺔ‬ ‫ﻣﻀﺎدة ﻟﻠامء وميﻜﻦ ﻃﻴﻬﺎ ﻟﺴﻬﻮﻟﺔ اﻟﺘﺨﺰﻳﻦ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻓﺈﻧﻬﺎ‬ ‫ﺗﺄيت ﻣﻊ رﻗﻌﺔ ﺣﺮﻓﻴﺔ ﺗﺤﻤﻞ اﻷﺣﺮف اﻷوﱃ ﻟﺤﻴﻮاﻧﻚ اﻷﻟﻴﻒ‪.‬‬ ‫ﻋﻨﺪ اﻹﻫﺘامم ﺑﺎﻟﻄﻌﺎم واﻟﺴﻔﺮ‪ ،‬ميﻜﻦ ﻟﺤﻴﻮاﻧﻚ اﻷﻟﻴﻒ اﻟﺴﻔﺮ ﺑﺸﻜﻞ‬ ‫ﻣﺮﻳﺢ وﻋﴫي‪ ،‬أﻳﻨام ﺗﺬﻫﺐ‪ .‬وﺗﺒﻠﻎ ﻗﻴﻤﺔ اﳌﺠﻤﻮﻋﺔ ﻣﺎ ﺑني ‪ 95‬دوﻻر‬ ‫و ‪ 375‬دوﻻر‪ ،‬وﺗﺘﻮﻓﺮ ﰲ ﻣﺤﻼت ﺗﻮﻣﻲ أو ﻣﻦ ﺧﻼل ﻣﻮﻗﻊ اﻟﴩﻛﺔ ﻋﲆ‬ ‫اﻻﻧﱰﻧﺖ‪.‬‬

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‫‪2014‬‬

‫اﻟﺨﱪ اﻟﺴﺎر ﻟﻌﺸﺎق ﺑﻮﻻروﻳﺪ! اﻟﴩﻛﺔ ذات اﻟﻌﻼﻣﺔ اﻟﺘﺠﺎرﻳﺔ اﻟﺮاﺋﺪة‬ ‫ﰲ ﺻﻨﺎﻋﺔ ﻛﺎﻣريات اﻟﺘﺼﻮﻳﺮ واﻟﻄﺒﺎﻋﺔ اﻟﺘﻲ أﺗﺎﺣﺖ ﻣﺸﺎرﻛﺔ اﻟﺼﻮر‬ ‫اﻟﻔﻮﺗﻮﻏﺮاﻓﻴﺔ ﻓﻮر إﻟﺘﻘﺎﻃﻬﺎ‪ ،‬ﺗﻄﻠﻖ ﰲ اﻟﺨﺮﻳﻒ منﻮذﺟﺎً ﻣﺘﻘﺪﻣﺎً ﻣﻦ‬ ‫اﻟﻨﺎﺣﻴﺔ اﻟﺘﻜﻨﻮﻟﻮﺟﻴﺔ ﻣﻦ ﺷﺄﻧﻪ أن ﻳﺘﻴﺢ ﻟﻠﻤﺴﺘﺨﺪﻣني اﻟﺘﻘﺎط‪ ،‬ﻣﺸﺎرﻛﺔ‬ ‫و ﺑﺎﻋﺔ اﻟﺼﻮر‪ ،‬ﺑﺄﺳﻠﻮب مل ﻳﺴﺒﻖ ﻟﻪ ﻣﺜﻴﻞ‪ .‬اﻟﻜﺎﻣريا اﻟﺠﺪﻳﺪة اﻟﺘﻲ‬ ‫ﺗﺴﻤﻰ "ﺳﻮﺷﻴﺎﳌﺎﺗﻴﻚ" ﺗﺠﻤﻊ ﺑني ﻓﺨﺎﻣﺔ ﺑﻮﻻروﻳﺪ وأﺣﺪث اﻻﺗﺠﺎﻫﺎت‬ ‫ﻟﺘﻮﻓﺮ ﻟﻠﻤﺴﺘﺨﺪﻣني وﺳﻴﻠﺔ راﺋﻌﺔ ﻟﺘﺒﺎدل وﻃﺒﺎﻋﺔ اﻟﺼﻮر‪.‬‬ ‫اﻟﻜﺎﻣريا اﳌﺮﺑﻌﺔ ﺳﻮف ﺗﺤﺘﻮي ﻋﲆ واي ﻓﺎي ﻣﺪﻣﺞ وﺳﻮف ﺗﺴﺘﺨﺪم‬ ‫واﺟﻬﺔ أﻧﺪروﻳﺪ ﻟﺘﺘﻴﺢ ﻟﻠﻤﺴﺘﺨﺪﻣني اﻟﻨﴩ ﻋﲆ ﻣﺠﻤﻮﻋﺔ ﻣﺘﻨﻮﻋﺔ ﻣﻦ‬ ‫ﻣﻨﺼﺎت وﺳﺎﺋﻞ اﻹﻋﻼم اﻻﺟﺘامﻋﻴﺔ‪ .‬وﺳﻮف ﺗﺄيت ﻣﻊ ﻛﺎﻣريا أﻣﺎﻣﻴﺔ ‪14‬‬ ‫ﻣﻴﻐﺎﺑﻴﻜﺴﻞ وﻛﺎﻣريا ﺧﻠﻔﻴﺔ ﺑﻘﻮة ‪ 2‬ﻣﻴﻐﺎﺑﻴﻜﺴﻞ‪ ،‬واﻟﺘﻲ ميﻜﻦ‬ ‫اﺳﺘﺨﺪاﻣﻬﺎ ﻻﻟﺘﻘﺎط اﻟﺼﻮر اﻟﻔﻮرﻳﺔ ﺑﺎﻹﺿﺎﻓﺔ إﱃ ﺧﻴﺎر اﻟﻨﴩ واﳌﺸﺎرﻛﺔ‪.‬‬ ‫وﺳﻮف ﺗﺤﺘﻮي اﻟﻜﺎﻣريا ﻋﲆ ﻓﻼش ‪ LED‬واﻟﺬي ﻳﻌﺪ ﻣﻔﻴﺪا ً ﰲ ﺣﺎﻻت‬ ‫اﻹﺿﺎءة اﻟﺨﺎﻓﺘﺔ‪ .‬ﻛام ﺗﺤﺘﻮي اﻟﻜﺎﻣريا ﻋﲆ ﻣﺴﺎﺣﺔ ﺗﺨﺰﻳﻦ داﺧﲇ ‪4‬‬ ‫ﻏﻴﻐﺎﺑﺎﻳﺖ ﻣام ﻳﻮﻓﺮ إﻣﻜﺎﻧﻴﺔ ﺣﻔﻆ اﻟﺼﻮر ﻋﲆ اﻟﻜﺎﻣريا‪ .‬ﻛام ميﻜﻦ‬ ‫ﻟﻠﻤﺴﺘﺨﺪﻣني ﺗﺨﺰﻳﻦ اﻟﺼﻮر ﻋﲆ ﺑﻄﺎﻗﺔ اﻟﺬاﻛﺮة اﻟﺮﻗﻤﻴﺔ اﳌﺆﻣﻨﺔ )‪SD‬‬ ‫‪.(Card‬‬ ‫اﻟﻜﺎﻣريا ﺗﺄيت ﻣﻊ ﺑﺮﻧﺎﻣﺞ ﻣﺪﻣﺞ ميﻜﻨﻚ ﻣﻦ ﺗﻌﺪﻳﻞ اﻟﺼﻮرة ﻣﻦ ﺧﻼل‬ ‫ﺷﺎﺷﺔ ‪ LCD 4.5‬ﺑﻮﺻﺔ ﺗﻌﻤﻞ ﺑﺎﻟﻠﻤﺲ‪ ،‬متﺎﻣﺎ ﻛام ﺗﻔﻌﻞ ﻋﻨﺪ إﺳﺘﺨﺪاﻣﻚ‬ ‫اﻟﺘﻄﺒﻴﻘﺎت ﻋﲆ ﺟﻬﺎز اي ﻓﻮن اﻟﺨﺎص ﺑﻚ ﻋﻨﺪ ﳌﺲ اﻟﺼﻮرة‪ ،‬إﺿﺎﻓﺔ‬ ‫ﻧﺺ أو أﻳﻘﻮﻧﺔ ﻟﺘﻌﺰﻳﺰ اﻟﺼﻮرة ﻗﺒﻞ ﻧﴩﻫﺎ ﻋﲆ اﻻﻧﱰﻧﺖ‪ .‬ميﻜﻦ‬ ‫ﻟﻠﻤﺴﺘﺨﺪﻣني أﻳﻀﺎ ﻃﺒﺎﻋﺔ اﻟﺼﻮرة ﰲ أﻗﻞ ﻣﻦ دﻗﻴﻘﺔ ﻟﻠﺤﺼﻮل ﻋﲆ‬ ‫‪www.valoran.ae‬‬

‫ﺻﻮرة ﻣﺪﻋﻮﻣﺔ مبﻠﺼﻖ ﺑﺘﻜﻨﻮﻟﻮﺟﻴﺎ ‪) ZINK‬اﻟﻄﺒﺎﻋﺔ ﺑﺪون ﺣﱪ(‪.‬‬ ‫أﻓﻀﻞ ﳾء ﻫﻮ أن اﻟﻜﺎﻣريا ﻣﺪﻣﺠﺔ‪ ،‬ﻣام ﻳﺠﻌﻞ ﻣﻦ اﻟﺴﻬﻞ ﺣﻤﻠﻬﺎ أﺛﻨﺎء‬ ‫اﻟﺴﻔﺮ‪ .‬ﻷﻧﻬﺎ ﺗﺄيت ﻣﻊ ﺣﻘﻴﺒﺔ ﺣﻤﻞ أﻧﻴﻘﺔ ذات ﻃﺮاز ﻗﺪﻳﻢ ﻳﺬﻛﺮك‬ ‫ﺑﻜﺎﻣريات ﺑﻮﻻروﻳﺪ اﻻوﱃ‪ .‬ﻛﺎﻣريات ﺳﻮﺷﻴﺎﳌﺎﺗﻴﻚ ﺳﻮف ﺗﺠﻤﻊ ﺑني‬ ‫ﺗﺮاث ﺑﻮﻻروﻳﺪ ﰲ اﻟﺘﻘﺎط ﻟﺤﻈﺎت ﺑﺄﺣﺪث اﻟﺘﻘﻨﻴﺎت اﻟﺤﺎﻟﻴﺔ واﳌﺸﺎرﻛﺔ‬ ‫اﻟﻔﻮرﻳﺔ ﻟﻠﺼﻮر ﻋﱪ اﻹﻧﱰﻧﺖ‪.‬‬


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‫ﻣﺴﺘﻮﻳﺎﺗﻬﺎ ﰲ ﻋﺎم ‪ .2012‬ﻣﻊ إﻓﺘﺘﺎح ﻣﺮاﻛﺰ اﻟﺘﺴﻮق )ﻛﻴﻪ أي أي‪ ،‬إﻳﺎﺑﻢ‬ ‫وﺟﻴﻨﻐﺎن( ﰲ ﻣﻨﺎﻃﻖ وﺳﻂ اﳌﺪﻳﻨﺔ‪ ،‬ﺗﻢ إﺿﺎﻓﺔ ﻣﺴﺎﺣﺎت اﳌﺤﺎل‬ ‫اﻟﺘﺠﺎرﻳﺔ اﻟﺘﻲ ﺗﺒﻠﻎ ﺣﻮاﱄ ‪ 342،000‬ﻣﱰ ﻣﺮﺑﻊ – أي مبﻌﺪل منﻮ ‪16.8‬‬ ‫ﰲ اﳌﺎﺋﺔ ﰲ اﻟﻌﺎم ﻋﲆ اﺳﺎس ﺳﻨﻮى‪ .‬ﻧﻈﺮا ً ﻟﻺرﺗﻔﺎع اﻟﻜﺒري اﻟﺬي ﻳﺸﻬﺪه‬ ‫اﻟﺘﺴﻮق ﻋﱪ اﻻﻧﱰﻧﺖ‪ ،‬ﻳﺘﻮاﺻﻞ ﺗﺒﺎﻃﺆ اﻟﻨﻤﻮ ﰲ ﻗﻄﺎﻋﺎت اﳌﺤﺎل‬ ‫اﻟﺘﺠﺎرﻳﺔ اﻟﻔﺎﺧﺮة واﻟﺘﻘﻠﻴﺪﻳﺔ‪.‬‬ ‫ﰱ ﻗﻮاﻧﻐﺘﺸﻮ‪ ،‬ﻣﻊ إﺻﺪار اﻟﺤﻜﻮﻣﺔ اﻟﻌﺪﻳﺪ ﻣﻦ اﻟﻘﻴﻮد ﻟﻠﺴﻴﻄﺮة ﻋﲆ‬ ‫اﻟﺘﻀﺨﻢ‪ ،‬اﻧﺨﻔﻀﺖ اﳌﺴﺎﺣﺔ اﻹﺟامﻟﻴﺔ ﻣﻦ اﳌﻨﺎزل اﻟﺠﺪﻳﺪة اﳌﺒﺎﻋﺔ‬ ‫ﺧﻼل اﻷﺣﺪ ﻋﴩ ﺷﻬﺮا ً اﻷوﱃ‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬إرﺗﻔﻌﺖ أﺳﻌﺎر اﻟﻌﻘﺎرات‬ ‫اﻟﺴﻜﻨﻴﺔ ﰲ ﻣﻨﺎﻃﻖ وﺳﻂ اﳌﺪﻳﻨﺔ ﺑﻨﺴﺒﺔ ‪ 17‬ﰲ اﳌﺎﺋﺔ ﻟﺘﺼﻞ إﱃ ‪30,000‬‬ ‫رمنﻴﻨﺒﻲ ﻟﻠﻤﱰ اﳌﺮﺑﻊ‪.‬‬ ‫وﺻﻞ ﻣﻌﺪل إﻣﺪاد اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ اﳌﻤﻴﺰة ﰲ ﻗﻮاﻧﻐﺘﺸﻮ إﱃ‬ ‫‪ 500،000‬ﻣﱰ ﻣﺮﺑﻊ ﰲ ﻋﺎم ‪ ،2013‬وﻛﺎﻧﺖ ﻣﻌﻈﻢ اﻹﻣﺪادات اﻟﺠﺪﻳﺪة‬ ‫ﻗﺪ ﺗﻢ إﺿﺎﻓﺘﻬﺎ ﰲ ﺑريل رﻳﻔﺮ ﻧﻴﻮ ﺳﻴﺘﻲ‪ ،‬واﻟﺬي أدى إﱃ إرﺗﻔﺎع ﻣﻌﺪل‬ ‫اﻟﺸﻐﻮر ﰲ اﳌﻨﻄﻘﺔ‪ ،‬واﻟﻀﻐﻂ ﺑﺎﺳﺘﻤﺮار ﻋﲆ منﻮ اﻹﻳﺠﺎرات‪ .‬ارﺗﻔﻌﺖ‬ ‫اﻷﺳﻌﺎر ﺑﻨﺤﻮ ‪ 9‬ﰲ اﳌﺎﺋﺔ ﰲ ﺳﻮق اﳌﻜﺎﺗﺐ اﻻﺳﺘﺜامرﻳﺔ ﻣﻊ اﻟﻌﺪﻳﺪ ﻣﻦ‬ ‫اﳌﻜﺎﺗﺐ اﻟﺠﺪﻳﺪة اﻟﺘﻲ ﻳﺘﻢ إﻃﻼﻗﻬﺎ ﰲ ﻣﻮاﻗﻊ ﻣﻨﺎﺳﺒﺔ ﻣﻊ ﻣﻨﺎﻇﺮ ﺟﻴﺪة‬ ‫وﻣﺮاﻓﻖ ﺣﺪﻳﺜﺔ‪ .‬ﻇﻠﺖ ﺳﻮق اﻻﺳﺘﺜامر ﰲ اﻟﻌﻘﺎرات اﻟﺘﺠﺎرﻳﺔ ﰲ‬ ‫ﻗﻮاﻧﻐﺘﺸﻮ ﻗﻮﻳﺔ ﻣﻊ اﻟﺒﺪأ ﰲ ﻣﴩوع ﻣﱰوﺑﻮﻟﻴﺘﺎن ﺑﻼزا اﻟﺬي ﺳﻮف‬ ‫ﻳﺘﻜﻠﻒ ‪ 2.6‬ﻣﻠﻴﺎر رمنﻴﻨﺒﻲ‪ .‬ﰲ اﳌﻨﻄﻘﺔ اﻟﺘﺠﺎرﻳﺔ اﻟﺘﻘﻠﻴﺪﻳﺔ ﰲ وﺳﻂ‬ ‫اﳌﺪﻳﻨﺔ‪ ،‬ﺗﻢ إﺿﺎﻓﺔ ﻣﺎ ﻳﻘﺮب ﻣﻦ ‪ 200,000‬ﻣﱰ ﻣﺮﺑﻊ ﻣﻦ اﳌﺴﺎﺣﺎت‬ ‫اﻟﺘﺠﺎرﻳﺔ ﰲ ﻋﺎم ‪ .2013‬وﻇﻠﺖ ﻣﻌﺪﻻت اﻟﺸﻐﻮر دون ﺗﻐﻴري‪ ،‬وﺳﺠﻠﺖ‬ ‫اﻹﻳﺠﺎرات زﻳﺎدة ﺑﺴﻴﻄﺔ‪.‬‬ ‫ﰲ ﻫﻮﻧﻎ ﻛﻮﻧﻎ‪ ،‬ﻣﻊ ﻓﺮض ﻗﻴﻮد ﻟﻠﺤﺪ ﻣﻦ اﻟﻄﻠﺐ واﻟﻌﺮض‪ ،‬إﺳﺘﻘﺮ‬ ‫اﻟﻨﺸﺎط ﰲ اﻟﺴﻮق اﻟﺴﻜﻨﻴﺔ ﻋﻨﺪ اﻟﺤﺪ اﻷدىن‪ .‬وﺳﺠﻠﺖ اﳌﺪﻳﻨﺔ أدىن‬ ‫ﻣﺴﺘﻮﻳﺎﺗﻬﺎ ﰲ ﺣﺠﻢ اﳌﺒﻴﻌﺎت‪ ،‬ﻛام ﺳﺠﻠﺖ اﻟﺴﻮق اﻟﺜﺎﻧﻮﻳﺔ أﻳﻀﺎ‬ ‫اﻧﺨﻔﺎض ﰲ أﺣﺠﺎم اﻟﺘﺪاول ﰲ ﻋﺎم ‪ 2013‬ﻋﻦ ﻣﺴﺘﻮﻳﺎﺗﻬﺎ ﺧﻼل اﻧﺪﻻع‬ ‫اﻟﺴﺎرس‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬ﻇﻠﺖ اﻷﺳﻌﺎر ﻣﺮﺗﻔﻌﺔ‪.‬‬ ‫ﻛام ﺷﻬﺪ ﻗﻄﺎع اﻟﻌﻘﺎرات اﳌﻜﺘﺒﻴﺔ اﳌﻤﻴﺰة ﰲ ﻫﻮﻧﻎ ﻛﻮﻧﻎ ﺗﺒﺎﻃﺆا ً ﰲ‬ ‫ﻋﺎم ‪ 2013‬ﻧﺘﻴﺠﺔ ﻻﺟﺮاءات اﻟﺘﻬﺪﺋﺔ ﻣﺜﻞ اﻧﺨﻔﺎض ﻧﺴﺐ اﻟﻘﺮض إﱃ‬ ‫اﻟﻘﻴﻤﺔ ﻓﻴام ﻳﺘﻌﻠﻖ ﺑﺎﻟﻌﻘﺎرات اﻟﺘﺠﺎرﻳﺔ ﻣام أدى إﱃ اﻧﺨﻔﺎض أﺣﺠﺎم‬ ‫اﻟﺘﺪاول وﺗﺮاﺟﻊ ﻃﻔﻴﻒ ﰲ اﻷﺳﻌﺎر‪ .‬وﻇﻞ ﻧﺸﺎط اﻟﺘﺄﺟري ﻣﺴﺘﻘﺮا ً‪.‬‬

‫‪18‬‬ ‫ﰲ ﻳﻨﺎﻳﺮ ﻋﺎم ‪ ،2014‬اﻧﺨﻔﻀﺖ ﻣﺒﻴﻌﺎت اﳌﻨﺎزل اﻟﻘﺎمئﺔ ﰲ اﻟﻮﻻﻳﺎت‬ ‫اﳌﺘﺤﺪة اﻷﻣﺮﻳﻜﻴﺔ ﻷدىن ﻣﺴﺘﻮا ً ﻟﻬﺎ ﺧﻼل ﻋﺎم وﻧﺼﻒ اﻟﻌﺎم‪ .‬وﻣﻊ ذﻟﻚ‪،‬‬ ‫ﻓﺈن ﻣﻌﻈﻢ اﻟﺒﻼد ﻻ ﺗﺰال ﺗﻌﺎين ﻣﻦ ﻧﻘﺺ ﰲ اﳌﺨﺰون‪ ،‬اﻷﻣﺮ اﻟﺬي‬ ‫ﺳﺎﻫﻢ ﰲ ارﺗﻔﺎع اﻷﺳﻌﺎر‪ ،‬وﻓﻘﺎ ﻟﺘﻘﺮﻳﺮ ﺻﺎدر ﻋﻦ اﻟﺮاﺑﻄﺔ اﻟﻮﻃﻨﻴﺔ‬ ‫ﻟﻠﻮﺳﻄﺎء اﻟﻌﻘﺎرﻳني )‪.(NAR‬‬ ‫ﻋﺪد ﻣﺒﻴﻌﺎت اﳌﻨﺎزل اﻟﻘﺎمئﺔ اﻟﺘﻲ ﺗﻢ اﻹﻧﺘﻬﺎء ﻣﻨﻬﺎ‪ ،‬مبﺎ ﰲ ذﻟﻚ ﻣﻨﺎزل‬ ‫اﻟﻌﺎﺋﻠﺔ اﻟﻮاﺣﺪة‪ ،‬ﻣﻨﺎزل اﻟﺒﻠﺪة‪ ،‬واﻟﻮﺣﺪات اﻟﺴﻜﻨﻴﺔ واﻟﺠﻤﻌﻴﺎت‬ ‫اﻟﺘﻌﺎوﻧﻴﺔ‪ ،‬اﻧﺨﻔﻀﺖ ﺑﻨﺴﺒﺔ ‪ 5.1‬ﰲ اﳌﺎﺋﺔ ﻣﻦ ‪ 4.87‬ﻣﻠﻴﻮن وﺣﺪة ﰲ‬ ‫دﻳﺴﻤﱪ ‪ 2013‬إﱃ ﻣﻌﺪل ﻣﻮﺳﻤﻲ ﻗﺪره ‪ 4.62‬ﻣﻠﻴﻮن وﺣﺪة ﰲ ﻳﻨﺎﻳﺮ‬ ‫ﻋﺎم ‪ .2014‬وإﻧﺨﻔﻀﺖ ﻣﺒﻴﻌﺎت ﻳﻨﺎﻳﺮ ﻣﻦ ﻫﺬا اﻟﻌﺎم ﻋﻦ ﻳﻨﺎﻳﺮ ‪2013‬‬ ‫)‪ 4.87‬وﺣﺪة( وﻛﺎﻧﺖ ﻋﻨﺪ أدىن ﻣﺴﺘﻮﻳﺎﺗﻬﺎ ﻣﻨﺬ ﺷﻬﺮ ﻳﻮﻟﻴﻮ اﳌﺎﴈ‬ ‫)‪ 4.59‬ﻣﻠﻴﻮن وﺣﺪة(‪.‬‬ ‫وﻗﺎل ﻛﺒري اﻻﻗﺘﺼﺎدﻳني ﰲ ‪ ،NAR‬ﻟﻮراﻧﺲ ﻳﻮن‪ ،‬أن اﳌﻨﺎخ اﻟﺸﺘﻮي‬ ‫ﻟﻔﱰات ﻃﻮﻳﻠﺔ واﻟﺬي ﻳﺆﺛﺮ ﻋﲆ اﻟﻨﺸﺎط اﻻﻗﺘﺼﺎدي ﰲ ﻣﻌﻈﻢ‬ ‫اﻟﻘﻄﺎﻋﺎت‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻟﻘﻄﺎع اﻟﺴﻜﻨﻲ‪ .‬وذﻛﺮ أن ﺑﻌﺾ اﻟﻨﺸﺎط‬ ‫اﻹﺳﻜﺎين ﻗﺪ ﻳﺘﺄﺧﺮ ﺣﺘﻰ اﻟﺮﺑﻴﻊ‪ ،‬ﻟﻜﻨﻪ ﺣﺬر ﻣﻦ أن ﻫﻨﺎك ﻋﻮاﻣﻞ أﺧﺮى‬ ‫ﻣﺜﻞ ﺿﻴﻖ اﻻﺋﺘامن‪ ،‬ﻧﻘﺺ اﳌﺨﺰون‪ ،‬ارﺗﻔﺎع اﻷﺳﻌﺎر وارﺗﻔﺎع ﻣﻌﺪﻻت‬ ‫اﻟﻔﺎﺋﺪة ﻋﲆ اﻟﺮﻫﻦ اﻟﻌﻘﺎري ﻣﻦ ﺷﺄﻧﻪ أﻳﻀﺎ ﻣﻨﻊ منﻮ ﻣﺒﻴﻌﺎت اﳌﻨﺎزل‬ ‫ﺣﺘﻰ ﺗﺴﺎﻫﻢ اﻟﻌﻮاﻣﻞ اﻹﻳﺠﺎﺑﻴﺔ ﻣﺜﻞ منﻮ ﻓﺮص اﻟﻌﻤﻞ و زﻳﺎدة‬ ‫اﳌﻌﺮوض ﻣﻦ اﳌﺴﺎﻛﻦ اﻟﺠﺪﻳﺪة ﰲ ﻣﺒﻴﻌﺎت اﳌﻨﺎزل‪.‬‬ ‫ﻛام ﺳﻠﻂ اﻟﺘﻘﺮﻳﺮ اﻟﻀﻮء ﻋﲆ ﻣﺪى منﻮ أﺳﻌﺎر اﳌﻨﺎزل‪ .‬ﺣﻴﺚ ﺳﺠﻞ‬ ‫ﻣﺘﻮﺳﻂ أﺳﻌﺎر اﳌﻨﺎزل اﻟﻘﺎمئﺔ ﰲ ﺟﻤﻴﻊ أﻧﻮاع اﳌﺴﺎﻛﻦ ‪ 10.7‬ﰲ اﳌﺎﺋﺔ‬ ‫ﺑﺰﻳﺎدة ﻋﲆ أﺳﺎس ﺳﻨﻮي ﰲ ﻳﻨﺎﻳﺮ ‪ 2014‬ﻣﻘﺎرﻧﺔ ﻣﻊ ﻧﻔﺲ اﻟﻔﱰة ﺧﻼل‬ ‫اﻟﻌﺎم اﻟﺴﺎﺑﻖ‪ .‬ﻛﺎن ﻣﺠﻤﻮع اﳌﺨﺰون اﻟﺴﻜﻨﻲ ﰲ ﻧﻬﺎﻳﺔ ﻳﻨﺎﻳﺮ ‪1.90‬‬ ‫ﻣﻠﻴﻮن ﻣﻨﺰل ﻗﺎﺋﻢ ﻣﺘﺎح ﻟﻠﺒﻴﻊ‪ ،‬وﻫﻮ ﻣﺎ ميﺜﻞ ﻣﻌﺪل اﻟﻌﺮض ﺧﻼل ﻓﱰة‬ ‫‪ 4.9‬ﺷﻬﺮ ‪ -‬زﻳﺎدة اﻟﻌﺮض ﺧﻼل ﻓﱰة ‪ 4.6‬ﺷﻬﺮ ﰲ دﻳﺴﻤﱪ‪ .‬ﻛﺎن اﳌﺨﺰون‬ ‫ﻏري اﳌﺒﺎع ﻗﺪ إرﺗﻔﻊ ﺑﻨﺴﺒﺔ ‪ 7.3‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﻌﺮض ﺧﻼل ﻓﱰة ‪4.4‬‬ ‫ﺷﻬﺮ ﻣﻦ اﻟﻌﺎم اﳌﺎﴈ‪.‬‬

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‫‪2014‬‬

‫‪2014‬‬ ‫ﻣﻊ ﺗﻄﻮﻳﺮ اﻟﻌﺪﻳﺪ ﻣﻦ ﻣﺮاﳼ اﻟﺴﻔﻦ ﻋﲆ ﻃﻮل ﺳﺎﺣﻞ اﻟﺒﻼد‪ ،‬ﺗﺸﻬﺪ‬ ‫ﺗﺮﻛﻴﺎ اﻫﺘامﻣﺎً ﻣﺘﺰاﻳﺪا ً ﰲ اﻟﻌﻘﺎرات اﻟﺴﺎﺣﻠﻴﺔ ﻣﻦ ﻗﺒﻞ ﻣﺴﺘﺜﻤﺮي‬ ‫اﻟﻌﻘﺎرات اﻟﻔﺎرﻫﺔ‪ .‬أﺻﺒﺤﺖ اﳌﻨﺘﺠﻌﺎت ﻋﲆ ﻃﻮل اﻟﺴﻮاﺣﻞ اﻟﺠﻤﻴﻠﺔ‬ ‫اﳌﺠﺎورة ﻟﺒﺤﺮ إﻳﺠﻪ واﻟﺒﺤﺮ اﻷﺑﻴﺾ اﳌﺘﻮﺳﻂ ﺷﺎﺋﻌﺔ ﻟﻴﺲ ﻓﻘﻂ ﰲ‬ ‫أوﺳﺎط اﳌﺴﺘﺜﻤﺮﻳﻦ اﻷﺟﺎﻧﺐ‪ ،‬وﻟﻜﻦ ﻟﻠﻌﺪﻳﺪ ﻣﻦ اﳌﻮاﻃﻨني اﻷﺗﺮاك ﻣﻦ‬ ‫اﻟﻄﺒﻘﺔ اﻟﻮﺳﻄﻰ اﻟرثﻳﺔ‪ ،‬وﻣﻌﻈﻤﻬﻢ ﻳﺘﻤﺮﻛﺰون ﰲ اﺳﻄﻨﺒﻮل‪.‬‬ ‫ﻣﻦ ﺑني اﻟﻨﻘﺎط اﻟﺴﺎﺣﻠﻴﺔ اﳌﻤﻴﺰة اﻟﺘﻲ ﺗﻌﺪ اﻟﻮﺟﻬﺔ اﻻﺳﺘﺜامرﻳﺔ‬ ‫اﳌﻔﻀﻠﺔ ﻟﻠﻤﺴﺘﺜﻤﺮﻳﻦ ﺑﺎﳌﺎرﻳﻨﺎ ﰲ ﻳﺎﻟﻴﻜﺎﻓﺎك ﺑﻮدروم‪ ،‬اﻟﺘﻲ أﻧﺸﺄت ﰲ‬ ‫ﻣﻨﺘﺼﻒ ﻋﺎم ‪ ،2013‬وﻣﺮاﳼ دي‪-‬ﻣﺎرﻳﻦ ﰲ ﺟﻮﺗﺸﻴﻚ و دﻳﺪﻳﻢ )اﻟﺘﻲ‬ ‫ﺗﻌﺪ ذات ﺷﻌﺒﻴﺔ ﻟﻬﻮاة اﻹﺑﺤﺎر واﻟﻴﺨﻮت اﻟﺪوﻟﻴني(‪ ،‬إﱃ ﺟﺎﻧﺐ ﻣﺮاﳼ‬ ‫أﺧﺮى ﰲ أﻧﻄﺎﻟﻴﺎ وﻓﻴﻨﻴﻚ‪ .‬زﻳﺎدة اﻫﺘامم اﳌﺴﺘﺜﻤﺮﻳﻦ ﰲ ﻫﺬه اﳌﻨﺎﻃﻖ‬ ‫ﺗﺠﻠﺐ ﻣﻌﻬﺎ أﻳﻀﺎً اﳌﻄﺎﻋﻢ و اﻟﺒﻮﺗﻴﻜﺎت‪ ،‬وﺗﻌﻄﻲ دﻓﻌﺔ ﻗﻮﻳﺔ ﻟﻘﻄﺎع‬ ‫اﻟﺴﻴﺎﺣﺔ‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻣﻊ إﺳﺘﻀﺎﻓﺔ ﺗﺮﻛﻴﺎ ﻟﻠﻤﺆمتﺮ اﻟﺒﺤﺮي اﻟﺪوﱄ‬ ‫ﰲ ﻳﻮﻧﻴﻮ‪ ،‬ﺳﻮف ﻳﺰداد إﻧﺘﺸﺎر اﻟﻮﻋﻲ ﺑﺠﻮدة اﳌﺮاﳼ ﰲ ﺗﺮﻛﻴﺎ‪ ،‬ﻣام‬ ‫ﻳﺠﻠﺐ اﳌﺰﻳﺪ ﻣﻦ اﳌﺴﺘﺜﻤﺮﻳﻦ اﻟﺬﻳﻦ ﻳﺒﺤﺜﻮن ﻋﻦ ﴍاء اﻟﻌﻘﺎرات‬ ‫اﻟﺴﺎﺣﻠﻴﺔ اﻟﺘﻲ ﺗﺘﻤﻴﺰ ﺑﻌﺪم إرﺗﻔﺎع ﻣﺒﺎﻧﻴﻬﺎ إﺿﺎﻓﺔ إﱃ اﻟﺒﻴﺌﺔ اﻟﻬﺎدﺋﺔ‬ ‫واﻟﺜﻘﺎﻓﺔ اﻟﻌﺎﳌﻴﺔ‪.‬‬

‫ﻳﺸري أﺣﺪث ﺗﻘﺮﻳﺮ ﻣﻦ ﻧﺎﻳﺖ ﻓﺮاﻧﻚ ان أﺳﻮاق اﻟﻌﻘﺎرات اﻟﺼﻴﻨﻴﺔ ﻣﻦ‬ ‫اﳌﺮﺟﺢ أن متﺮ ﺑﻌﺎم ﻣﺴﺘﻘﺮ ﺑﺴﺒﺐ اﻟﻘﻴﻮد اﳌﺴﺘﻤﺮة اﻟﺘﻲ ﺗﺒﺬﻟﻬﺎ‬ ‫اﻟﺤﻜﻮﻣﺔ ﰲ اﻟﺼني اﻟﻘﺎرﻳﺔ واﻟﺘﻲ ﺗﻬﺪف إﱃ ﺗﻘﻴﻴﺪ اﻟﺘﻀﺨﻢ اﻟﻌﻘﺎري‪.‬‬ ‫ﻋﻨﺪﻣﺎ ﺑﺪأت أﺳﻌﺎر اﳌﺴﺎﻛﻦ ﰲ اﻻرﺗﻔﺎع ﰲ ﻣﺎرس وأﻛﺘﻮﺑﺮ ﻣﻦ اﻟﻌﺎم‬ ‫اﳌﺎﴈ‪ ،‬أﺻﺪرت ﺑﻜني ﺳﻴﺎﺳﺔ اﻻﺳﺘﺨﺪام اﻟﺬايت ﻟﻠﻤﻨﺎزل‪ ،‬ﻣام أدى إﱃ‬ ‫اﻧﺨﻔﺎض ﺣﺠﻢ اﳌﻌﺎﻣﻼت ﺑﺸﻜﻞ ﻛﺒري وﺗﺨﻔﻴﻒ اﻟﻨﻤﻮ اﻟﴪﻳﻊ ﰲ‬ ‫أﺳﻌﺎر اﳌﺴﺎﻛﻦ‪ .‬وﻣﻊ ذﻟﻚ‪ ،‬واﺻﻠﺖ أﺳﻌﺎر اﳌﻨﺎزل اﻟﻔﺎﺧﺮة ﰲ اﻻرﺗﻔﺎع‬ ‫ﺑﻨﺴﺒﺔ ‪ 17.1‬ﰲ اﳌﺎﺋﺔ ﺧﻼل اﻟﻌﺎم‪ .‬ﰲ اﻟﻘﻄﺎع اﻟﺘﺠﺎري ﰲ ﺑﻜني‪ ،‬أدى‬ ‫اﻟﺘﺒﺎﻃﺆ ﰲ منﻮ اﻻﺳﺘﻬﻼك إﱃ ﺗﺒﻨﻲ ﺗﺠﺎر اﻟﺘﺠﺰﺋﺔ ﻟﻠﻨﻬﺞ اﻟﺤﺬر ﺗﺠﺎه‬ ‫ﺧﻄﻂ اﻟﺘﻮﺳﻊ‪ .‬ﻣﻊ زﻳﺎدة اﳌﻌﺮوض ﻣﻦ اﻟﻌﻘﺎرات اﳌﺨﺼﺼﺔ ﻟﻠﻤﺤﺎل‬ ‫اﻟﺘﺠﺎرﻳﺔ اﻟﺠﺪﻳﺪة ﺑﻘﻴﻤﺔ ‪ 500,000‬ﻣﱰ ﻣﺮﺑﻊ‪ ،‬و ﻣﻌﺪﻻت اﻟﺸﻐﻮر إﱃ‬ ‫أﻗﻞ ﻣﻦ ‪ 10‬ﰲ اﳌﺎﺋﺔ‪ ،‬ﻇﻠﺖ إﻳﺠﺎرات اﳌﺤﺎل اﻟﺘﺠﺎرﻳﺔ دون ﺗﻐﻴري‪.‬‬ ‫ﰲ ﺷﻨﻐﻬﺎي‪ ،‬ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ إﻋﻼن اﻟﻘﻴﻮد ﻋﲆ ﴍاء اﳌﻨﺎزل‪ ،‬ﺷﻬﺪت‬ ‫اﳌﺸﺎرﻳﻊ اﻟﺴﻜﻨﻴﺔ اﻟﻔﺎﺧﺮة اﻟﺠﺪﻳﺪة زﻳﺎدة ﰲ ﻧﺸﺎط اﳌﺒﻴﻌﺎت‪ ،‬وﺗﺠﺎوز‬ ‫ﻣﻌﺪل اﳌﺒﻴﻌﺎت اﻟﺴﻨﻮﻳﺔ ﻟﺒﻌﺾ اﳌﺸﺎرﻳﻊ ﻧﺴﺒﺔ ‪ 60‬ﰲ اﳌﺎﺋﺔ‪ .‬وارﺗﻔﻊ‬ ‫ﻣﺘﻮﺳﻂ ﺳﻌﺮ اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ اﻟﻔﺎﺧﺮة ﺑﻨﺴﺒﺔ ‪ 7.3‬ﰲ اﳌﺎﺋﺔ ﰲ اﻟﻌﺎم‬ ‫ﻋﲆ اﺳﺎس ﺳﻨﻮى ﻟﺘﺼﻞ إﱃ ﻣﺎ ﻳﻘﺮب ﻣﻦ ‪ 60,000‬رمنﻴﻨﺒﻲ ﻟﻠﻤﱰ‬ ‫اﳌﺮﺑﻊ‪.‬‬ ‫ﰲ ﺳﻮق اﳌﻜﺎﺗﺐ ﰲ ﺷﻨﻐﻬﺎي‪ ،‬ﻋﲆ اﻟﺮﻏﻢ ﻣﻦ إﺿﺎﻓﺔ ﺣﻮاﱄ ‪510,000‬‬ ‫ﻣﱰ ﻣﺮﺑﻊ ﻣﻦ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ اﳌﻤﻴﺰة ﰲ ﻋﺎم ‪ 2013‬ﻇﻠﺖ اﻹﻣﺪادات‬ ‫ﻣﺤﺪودة وﺑﻘﻴﺖ أﺳﻌﺎر إﻳﺠﺎرات اﳌﻜﺎﺗﺐ اﳌﻤﻴﺰة ﺗﻘﺮﻳﺒﺎً ﻋﻨﺪ ﻧﻔﺲ‬

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‫ﻣﻮزﻋﺔ ﻋﲆ ‪ 67‬ﻫﻜﺘﺎرا‪ ،‬ﻏﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ ﻫﻮ ﺗﻄﻮر ﻳﻀﻢ ﻋﻘﺎرات‬ ‫ﺳﻜﻨﻴﺔ‪ ،‬ﺗﺮﻓﻴﻬﻴﺔ واﳌﺴﺎﺣﺎت اﻟﺘﺠﺎرﻳﺔ ﰲ وﺳﻂ اﳌﺴﻄﺤﺎت اﻟﺨﴬاء‬ ‫اﳌﻮرﻗﺔ‪ .‬وﻫﻮ ﻣﴩوع ﻳﺘﻢ ﺗﻨﻔﻴﺬه ﻣﻦ ﻗﺒﻞ اﻟﻌﻘﺎرﻳﺔ ﻟﻼﺳﺘﺜامر ذ م م‪،‬‬ ‫وﻫﻮ ﻣﴩوع ﻣﺸﱰك ﺑني ديب ﻟﻼﺳﺘﺜامر واﻻﺗﺤﺎد اﻟﻌﻘﺎرﻳﺔ‪ .‬اﳌﺠﻤﻊ‬ ‫ٍ‬ ‫ﻣﻜﺘﻒ ذاﺗﻴﺎً‪ ،‬وﺗﻢ إﻧﺸﺎؤه ﰲ ﺑﻴﺌﺔ ﻫﺎدﺋﺔ ﺑﻌﻴﺪا ً ﻋﻦ اﳌﺪﻳﻨﺔ‪ ،‬وﻳﻀﻢ‬ ‫ﻣﺠﻤﻮﻋﺔ ﻣﻦ اﻟﻔﻠﻞ واﻟﺸﻘﻖ‪.‬‬ ‫ﺗﻢ ﺗﻘﺴﻴﻢ ﺑﻨﺎء اﳌﴩوع إﱃ ﻣﺮﺣﻠﺘني ‪ -‬ﻏﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ إﻳﺴﺖ‬ ‫)اﳌﺮﺣﻠﺔ اﻷوﱃ( و ﻏﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ وﻳﺴﺖ‪ .‬اﳌﺮﺣﻠﺔ اﻷوﱃ‪ ،‬اﻟﺘﻲ‬ ‫إﻧﻄﻠﻘﺖ ﰲ أﻛﺘﻮﺑﺮ ‪ ،2003‬ﺑﻬﺎ ‪ 720‬وﺣﺪة‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻟﻔﻠﻞ واﳌﻨﺎزل‬ ‫واﻟﺸﻘﻖ‪ ،‬ﰲ ﺣني ﺗﻀﻢ اﳌﺮﺣﻠﺔ اﻟﺜﺎﻧﻴﺔ ‪ 850‬وﺣﺪة‪.‬‬ ‫اﳌﺮاﻓﻖ واﻟﺨﺪﻣﺎت اﻟﱰﻓﻴﻬﻴﺔ‬ ‫ﻳﻘﺪم ﻣﺠﻤﻊ ﺟﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ ﻟﺴﻜﺎﻧﻪ ﻣﺠﻤﻮﻋﺔ ﻣﻦ اﳌﺮاﻓﻖ اﻟﱰﻓﻴﻬﻴﺔ‬ ‫ووﺳﺎﺋﻞ اﻟﺮاﺣﺔ‪ .‬ﺣﻴﺚ ﻳﻀﻢ اﳌﺠﻤﻊ ﻓﻨﺪﻗﺎً ‪ -‬ﻓﻨﺪق ﻛﻮرﺗﻴﺎرد ﻣﺎرﻳﻮت‬ ‫وﺷﻘﻖ ﻓﻨﺪﻗﻴﺔ ‪ -‬ﺷﻘﻖ ﻣﺎرﻳﻮت اﻟﻔﻨﺪﻗﻴﺔ ودور اﻟﺤﻀﺎﻧﺔ ﻟﻸﻃﻔﺎل‬ ‫ﻣﺘﻌﺪدة اﻟﻠﻐﺎت ‪ -‬ﺣﺪﻳﻘﺔ اﻷﻃﻔﺎل‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻣﺮﻛﺰ ﺗﺠﺎري ‪-‬‬ ‫ﺳﻮق ‪ -‬ﻳﻀﻢ أﻛرث ﻣﻦ ‪ 50‬ﻣﻨﻔﺬا ً‪ ،‬مبﺎ ﰲ ذﻟﻚ اﳌﻘﺎﻫﻲ‪ ،‬اﻟﺴﻮﺑﺮ ﻣﺎرﻛﺖ‪،‬‬

‫ﻣﺘﺎﺟﺮ ﻟﻠﻬﺪاﻳﺎ‪ ،‬ﺻﻴﺪﻟﻴﺔ‪ ،‬ﻋﻴﺎدات ﻃﺒﻴﺔ‪ ،‬ﺻﺎﻟﻮن ﺗﺠﻤﻴﻞ‪ ،‬اﻟﺒﻨﻮك‬ ‫واﳌﻄﺎﻋﻢ‪ ،‬وﻳﻘﺪم ﻣﻜﺎﻧﺎً ﻣﺜﺎﻟﻴﺎً ﻟﻠﻌﻴﺶ ﺑﻌﻴﺪا ً ﻋﻦ اﳌﺪﻳﻨﺔ دون إﻏﻔﺎل‬ ‫اﻟﱰﻓﻴﻪ‪.‬‬ ‫أﺳﻌﺎر اﻟﺒﻴﻊ واﻹﻳﺠﺎر‬ ‫ﺗﺨﺘﻠﻒ أﺳﻌﺎر اﻟﺒﻴﻊ ﰲ ﻏﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ ﺗﺒﻌﺎً ﻟﻨﻮع و ﺣﺠﻢ اﻟﻮﺣﺪة‪.‬‬ ‫وﺗﱰاوح أﺳﻌﺎر اﻟﻔﻠﻞ ﻣﻦ ‪ 1,900,000‬درﻫﻢ إﱃ ‪ 8,000,000‬درﻫﻢ‪ ،‬ﰲ‬ ‫ﺣني ﺗﱰاوح أﺳﻌﺎر اﻟﺸﻘﻖ ﻣﺎ ﺑني ‪ 535,000‬درﻫﻢ و ‪3,700,000‬‬ ‫درﻫﻢ‪.‬‬ ‫ﻣﺘﻮﺳﻂ إﻳﺠﺎرات اﻟﻔﻠﻞ ﰲ ﻏﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ ‪ 271,468‬درﻫﻢ‪ ،‬وﺗﱰاوح‬ ‫ﺑني ‪ 214,000‬درﻫﻢ ﻛﺤﺪ أدىن وﺣﺘﻰ ‪ 400,000‬درﻫﻢ ﻛﺤﺪ أﻗﴡ‪.‬‬ ‫وﺗﱰاوح إﻳﺠﺎرات اﻟﺸﻘﻖ ﻣﻦ ‪ 65,000‬درﻫﻢ إﱃ ‪ 240,000‬درﻫﻢ ﻣﻊ‬ ‫ﻣﺘﻮﺳﻂ ﻳﺤﻮم ﺣﻮل ‪ 116,364‬درﻫﻢ‪.‬‬

‫‪3FOUBM 1SJDFT‬‬ ‫‪Apartment‬‬ ‫‪Avg. Price: AED 166,364‬‬ ‫‪Price Range: AED 65,000 - AED 240,000‬‬

‫‪ProperUJFT bZ bFE rooms‬‬

‫‪t bed‬‬

‫‪t bed‬‬

‫‪t bed‬‬

‫‪t CFE‬‬

‫‪t bed‬‬

‫‪t bed‬‬

‫‪Villa‬‬ ‫‪Avg. Price: AED 271,468‬‬ ‫‪Price Range: AED 214,000 - AED 400,000‬‬

‫‪PropertZ types‬‬

‫‪t Villa t Apartment‬‬

‫‪Source: propertyfinder.ae‬‬

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‫‪- 15‬‬

‫‪2014‬‬

‫ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻫﻨﺎك ﻣﺠﻤﻮﻋﺔ واﺳﻌﺔ ﻣﻦ ﻣﺴﺎﺣﺎت ﺻﺎﻻت‬ ‫اﻟﻌﺮض اﻟﺘﻲ ميﻜﻦ أن ﺗﺴﺘﻮﻋﺐ أﻧﻮاع ﻣﺨﺘﻠﻔﺔ ﻣﻦ اﻷﻋامل اﻟﺘﺠﺎرﻳﺔ‬ ‫ﻣﻦ اﻟﺴﻴﺎرات واﻻﻟﻜﱰوﻧﻴﺎت إﱃ اﳌﻼﺑﺲ واﻵﺛﺎث اﳌﻨﺰﱄ‪ .‬اﳌﻮﻗﻊ اﳌﻤﻴﺰ‬ ‫ﻟﻠﻤﴩوع ميﻨﺢ اﻟﴩﻛﺎت ﻗﺎﻋﺪة ﻋﺮﻳﻀﺔ ﻣﻦ اﻟﻌﻤﻼء ﻣﻦ ﺳﻜﺎن اﳌﺠﻤﻊ‬ ‫وﻛﺬﻟﻚ اﻟﺘﻄﻮرات اﳌﺠﺎورة‪ .‬ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر ﻟﺪﻳﻪ أﻳﻀﺎ ﻣﺴﺎﺣﺎت‬ ‫ﻣﺤﻼت ﺗﺠﺎرﻳﺔ ﺗﻢ ﺗﺼﻤﻴﻤﻬﺎ ﺑﻌﻨﺎﻳﺔ ﻟﺘﻠﺒﻴﺔ اﺣﺘﻴﺎﺟﺎت اﳌﺤﻼت‬ ‫اﻟﺘﺠﺎرﻳﺔ اﻟﻜﺒرية وﻛﺬﻟﻚ أﺻﺤﺎب اﳌﺸﺎرﻳﻊ اﻟﻔﺮدﻳﺔ‪ .‬ﻛﻞ ﺗﻄﻮر ﻟﻠﻤﺤﻼت‬ ‫اﻟﺘﺠﺎرﻳﺔ ﺿﻤﻦ اﳌﺠﻤﻊ ﻳﺄيت ﻣﻊ ﻣﺮاﻓﻖ واﻓﺮة ﻟﻮﻗﻮف اﻟﺴﻴﺎرات‪ ،‬واﻟﺘﻲ‬ ‫ﺗﻮﻓﺮ اﻟﺮاﺣﺔ ﻟﻠﻌﻤﻼء‪ .‬ﻣﻨﻄﻘﺔ اﳌﺤﺎل اﻟﺘﺠﺎرﻳﺔ ﰲ ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر‬ ‫ﺗﻀﻢ ﻣﺠﻤﻮﻋﺔ ﻣﻦ اﳌﺘﺎﺟﺮ وﻣﻨﺎﻓﺬ اﻟﺒﻴﻊ‪ ،‬مبﺎ ﰲ ذﻟﻚ اﳌﺤﻼت اﻟﻌﴫﻳﺔ‪،‬‬ ‫اﳌﻄﺎﻋﻢ‪ ،‬ﻣﺤﻼت اﻟﺴﻮﺑﺮ ﻣﺎرﻛﺖ اﻟﺘﻲ ﺗﻮﻓﺮ ﻟﻠﻌﻤﻼء ﻛﻞ ﻣﺎ ﻳﺤﺘﺎﺟﻮن‬ ‫إﻟﻴﻪ‪.‬‬ ‫اﻟﺼﻨﺎﻋﻴﺔ‬ ‫ﺗﻮﻓﺮ اﳌﻨﻄﻘﺔ اﻟﺼﻨﺎﻋﻴﺔ ﰲ ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر ﻣﺮاﻓﻖ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ‬ ‫اﳌﺘﻄﻮرة‪ ،‬واﻟﺘﻲ ﻫﻲ ﴍط أﺳﺎﳼ ﻷي ﺻﻨﺎﻋﺔ ﺣﺪﻳﺜﺔ‪ .‬وﻫﺬا ﻳﺸﻤﻞ‬ ‫ﺷﺒﻜﺎت اﻟﻄﺮق اﳌﻤﺘﺎزة اﻟﺘﻲ ﺗﻘﺪم رواﺑﻂ ﴎﻳﻌﺔ ﳌﺤﺎور اﻟﻨﻘﻞ‬ ‫اﻹﻗﻠﻴﻤﻴﺔ واﻟﺪوﻟﻴﺔ‪ ،‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ اﳌﻴﺎه‪ ،‬اﻟﻜﻬﺮﺑﺎء‪ ،‬ﻣﺤﻄﺎت اﻟﺘﱪﻳﺪ‪،‬‬ ‫اﻻﺗﺼﺎﻻت اﻟﺴﻠﻜﻴﺔ واﻟﻼﺳﻠﻜﻴﺔ اﳌﺘﻄﻮرة‪ ،‬اﻟﺘﺨﺰﻳﻦ‪ ،‬إدارة اﻟﻨﻔﺎﻳﺎت‬ ‫وﻣﺮاﻓﻖ إﻋﺎدة اﻟﺘﺪوﻳﺮ‪ .‬اﳌﻨﻄﻘﺔ اﻟﺼﻨﺎﻋﻴﺔ ﻫﻲ ﺧﻴﺎر راﺋﻊ ﻟﻠﺼﻨﺎﻋﺎت‬ ‫ﺑﺠﻤﻴﻊ أﻧﻮاﻋﻬﺎ ‪ -‬اﻟﺼﻨﺎﻋﺎت اﻟﺘﺤﻮﻳﻠﻴﺔ اﻟﺘﻜﻨﻮﻟﻮﺟﻴﺔ اﻟﺨﻔﻴﻔﺔ‪ ،‬اﳌﺘﻮﺳﻄﺔ‬ ‫واﻟﻔﺎﺋﻘﺔ‪ ،‬وﻛﺬﻟﻚ ﻣﺨﺘﱪات اﻟﺒﺤﺚ واﻟﺘﻄﻮﻳﺮ‪.‬‬

‫ﻛام ﻳﻀﻢ اﳌﺠﻤﻊ وﺣﺪات ﺟﺎﻫﺰة ﻟﻠﺘﺄﺟري ﻟﻠﴩﻛﺎت اﻟﺼﻐرية مبﺴﺎﺣﺎت‬ ‫ﺗﱰاوح ﺑني ‪ 500‬ﻣﱰ ﻣﺮﺑﻊ إﱃ ‪ 1000‬ﻣﱰ ﻣﺮﺑﻊ‪ .‬ﻫﺬه اﻟﻮﺣﺪات ﻣﺜﺎﻟﻴﺔ‬ ‫ﻟﻠﴩﻛﺎت اﻟﺼﻐرية اﻟﺼﺪﻳﻘﺔ ﻟﻠﺒﻴﺌﺔ اﻟﺘﻲ ﺗﻘﻮم ﺑﺘﺼﻨﻴﻊ اﻟﺼﺎﺑﻮن‪،‬‬ ‫اﻟﺒﻼﺳﺘﻴﻚ‪ ،‬اﻟﻌﻄﻮر‪ ،‬اﻷﺛﺎث وﻣﻮاد اﻟﺘﻌﺒﺌﺔ واﻟﺘﻐﻠﻴﻒ وﻏريﻫﺎ ﻣﻦ اﻟﺴﻠﻊ‬ ‫اﻷﺳﺎﺳﻴﺔ ﻣﻨﺨﻔﻀﺔ اﻟﻨﻔﺎﻳﺎت واﻟﺘﻠﻮث‪.‬‬ ‫ﺗﻮﻓﺮ ﻣﻨﻄﻘﺔ اﻟﺘﻜﻨﻮﻟﻮﺟﻴﺎ اﻟﻔﺎﺋﻘﺔ ﻣﺮاﻓﻖ اﻟﺼﻨﺎﻋﺎت اﻟﻜﺒرية اﻟﺘﻲ ﺗﻌﻤﻞ‬ ‫ﰲ ﻣﺠﺎل ﺗﺼﻨﻴﻊ ﻣﻨﺘﺠﺎت اﻟﺘﻜﻨﻮﻟﻮﺟﻴﺎ اﻟﻌﺎﻟﻴﺔ وﻏريﻫﺎ ﻣﻦ اﻟﺼﻨﺎﻋﺎت‬ ‫اﻟﺘﺤﻮﻳﻠﻴﺔ واﺳﻌﺔ اﻟﻨﻄﺎق‪ .‬اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ اﳌﺘﻔﻮﻗﺔ ﺗﻌﺪ أﻳﻀﺎً ﻣﻨﺎﺳﺒﺔ‬ ‫ﳌﺸﺎرﻳﻊ اﻟﺘﺨﺰﻳﻦ واﻟﻨﻘﻞ‪ .‬أﻧﻮاع اﻟﺼﻨﺎﻋﺎت ﰲ ﻣﻨﻄﻘﺔ اﻟﺘﻜﻨﻮﻟﻮﺟﻴﺎ‬ ‫اﻟﻔﺎﺋﻘﺔ ﺗﺸﻤﻞ ﻣﻮاد اﻟﺒﻨﺎء‪ ،‬اﻟﻄﺎﻗﺔ واﳌﺮاﻓﻖ اﻟﺨﺪﻣﻴﺔ‪ ،‬اﻟﻄﺒﺎﻋﺔ‬ ‫اﻟﺼﺤﻔﻴﺔ‪ ،‬اﻟﺼﻨﺎﻋﺔ اﻟﺪواﺋﻴﺔ‪ ،‬اﳌﻨﺴﻮﺟﺎت‪ ،‬اﻟﻨﻔﻂ‪ ،‬اﳌﺄﻛﻮﻻت‬ ‫واﳌﴩوﺑﺎت‪ ،‬اﻷﺛﺎث واﻟﺒﻼﺳﺘﻴﻚ‪.‬‬ ‫اﻟﺴﻜﻨﻴﺔ‬ ‫ﻳﻮﺟﺪ ﺑﺎﳌﻨﻄﻘﺔ اﻟﺴﻜﻨﻴﺔ ﰲ ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر ﻣﺠﻤﻮﻋﺔ ﻣﻦ أﻣﺎﻛﻦ‬ ‫اﻹﻗﺎﻣﺔ‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻟﺸﻘﻖ‪ ،‬اﻟﻔﻴﻼت وﻣﻨﺎزل اﻟﺒﻠﺪة‪ ،‬إﱃ ﺟﺎﻧﺐ أﺣﻴﺎء‬ ‫اﳌﻮﻇﻔني‪ .‬ميﻜﻦ ﻟﻠﻤﻘﻴﻤني اﻹﺧﺘﻴﺎر ﻣﺎ ﺑني اﻻﺳﺘﻮدﻳﻮ‪ ،‬وﺣﺪات ﻣﻜﻮﻧﺔ‬ ‫ﻣﻦ ﻏﺮﻓﺔ ﻧﻮم واﺣﺪة‪ ،‬وﺣﺪات ﻣﻜﻮﻧﺔ ﻣﻦ ﻏﺮﻓﺘﻲ ﻧﻮم‪ ،‬ووﺣﺪات ﻣﻦ‬ ‫ﺛﻼث ﻏﺮف ﻧﻮم و أرﺑﻊ ﻏﺮف ﻧﻮم ﰲ اﻟﻌﺪﻳﺪ ﻣﻦ اﳌﺠﻤﻌﺎت ذات‬ ‫ﺗﺼﻤﻴﻢ راﺋﻊ وﻣﻨﺎﻇﺮ ﻃﺒﻴﻌﻴﺔ ﺧﻼﺑﺔ‪ ،‬مبﺎ ﰲ ذﻟﻚ ﻏﺮﻳﻦ ﻛﻮﻣﻴﻮﻧﻴﺘﻲ‪،‬‬ ‫ﺑﺎﻟﻴﺴﺎدﻳﺲ‪ ،‬رﻳﺘﺎج‪ ،‬دﻳﻮﻧﺰ ﻓﻴﻠﻴﺪج‪ ،‬ديب ﻻﺟﻮن‪ ،‬ﻛﺮاون ﺳﻴﺘﻲ وإﻳﻮان‬ ‫رﻳﺴﻴﺪﻧﺲ‪.‬‬

‫‪4BMF 1SJDFT‬‬ ‫‪Apartment‬‬ ‫‪Avg. Price: AED 1,950,064‬‬ ‫‪Price Range: AED 535,000 - AED 3,700,000‬‬

‫‪PrPperUJFT bZ bFE rPPNT‬‬

‫‪t bed‬‬

‫‪t bed‬‬

‫‪t 4UVEJP t bed‬‬

‫‪t bed‬‬

‫‪t bed‬‬

‫‪t bed‬‬

‫‪Villa‬‬ ‫‪Avg. Price: AED 5,135,484‬‬ ‫‪Price Range: AED 1,900,000 - AED 8,000,000‬‬

‫‪PrPpertZ types‬‬

‫‪t Villa t Apartment‬‬

‫‪Source: propertyfinder.ae‬‬

‫‪www.valoran.ae‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر )‪ (DIP‬ﻫﻮ ﻣﴩوع ﺗﻄﻮﻳﺮ ﻋﻘﺎري ﻋﲆ ﻣﺴﺎﺣﺔ‬ ‫‪ 3,200‬ﻫﻜﺘﺎر ﺗﺘﻢ إدارﺗﻪ وﺗﺸﻐﻴﻠﻪ ﻣﻦ ﻗﺒﻞ ﴍﻛﺔ ﺗﻄﻮﻳﺮ ﻣﺠﻤﻊ ديب‬ ‫ﻟﻼﺳﺘﺜامر )إﺣﺪى اﻟﴩﻛﺎت اﻟﺘﺎﺑﻌﺔ ﻟﺪيب ﻟﻼﺳﺘﺜامر ش م ع(‪ .‬ﻳﻌﺘﻤﺪ‬ ‫اﳌﴩوع ﻋﲆ ﻣﻔﻬﻮم ﻣﺒﺘﻜﺮ ﳌﺪﻳﻨﺔ داﺧﻞ ﻣﺪﻳﻨﺔ‪ ،‬ﺣﻴﺚ ميﻜﻦ ﻟﻠﻘﺎﻃﻨني‬ ‫اﻟﻌﻤﻞ واﻟﻌﻴﺶ واﻟﻠﻌﺐ داﺧﻞ اﳌﺠﻤﻊ‪ .‬ﺗﻢ ﺗﺼﻤﻴﻢ ﻣﺠﻤﻊ ﻣﺘﻌﺪد‬ ‫اﻻﺳﺘﺨﺪاﻣﺎت‪ ،‬وﻫﻮ ﰲ اﳌﻘﺎم اﻷول ﻣﺠﻤﻊ ﺗﺠﺎري‪ ،‬ﻳﻮﻓﺮ ﻟﻠﻤﺴﺘﺜﻤﺮﻳﻦ‬ ‫ﻓﺮﺻﺔ ﻋﻴﺶ اﻟﺤﻴﺎة اﻟﻜﺎﻣﻠﺔ ﺣﻴﺚ ﺗﻮﺟﺪ اﳌﺸﺎرﻳﻊ اﻟﺼﻨﺎﻋﻴﺔ‪ ،‬اﻟﺘﺠﺎرﻳﺔ‪،‬‬ ‫اﻟﺴﻜﻨﻴﺔ واﻟﱰﻓﻴﻬﻴﺔ ﻣام ﻳﻮﻓﺮ اﻟﺘﻮازن ﺑني اﻟﻌﻤﻞ واﻟﺤﻴﺎة‪.‬‬ ‫ﻳﻘﻊ ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر ﻋﲆ ﻣﻘﺮﺑﺔ ﻣﻦ ﻣﻄﺎر ﺟﺒﻞ ﻋﲇ اﻟﺪوﱄ‪،‬‬ ‫وميﻜﻦ اﻟﻮﺻﻮل إﻟﻴﻪ ﻣﻦ ﺷﺎرع اﻟﺸﻴﺦ زاﻳﺪ وﺷﺎرع اﻹﻣﺎرات‪ ،‬ﻣام ﻳﻮﻓﺮ‬ ‫ﺳﻬﻮﻟﺔ اﻟﻮﺻﻮل إﱃ اﳌﻨﺎﻃﻖ اﻟﺘﺠﺎرﻳﺔ اﻟﺮﺋﻴﺴﻴﺔ ﰲ ديب‪.‬‬

‫ﻳﻨﻘﺴﻢ اﳌﴩوع اﳌﺘﻜﺎﻣﻞ إﱃ ﺛﻼث ﻣﻨﺎﻃﻖ ‪ -‬اﻟﺴﻜﻨﻴﺔ‪ ،‬اﻟﺘﺠﺎرﻳﺔ‬ ‫واﻟﺼﻨﺎﻋﻴﺔ‪.‬‬ ‫اﻟﺘﺠﺎرﻳﺔ‬ ‫ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر ﻳﻮﻓﺮ أﺣﺪث اﻟﺒﻨﻰ اﻟﺘﺤﺘﻴﺔ اﻟﺘﺠﺎرﻳﺔ اﻟﺘﻲ ﺗﺴﺎﻋﺪ‬ ‫اﻟﴩﻛﺎت ﻋﲆ اﻧﺸﺎء ﻣﻜﺎﺗﺐ وﻣﻨﺎﻓﺬ اﻟﺒﻴﻊ ﺑﺎﻟﺘﺠﺰﺋﺔ و ﺻﺎﻻت اﻟﻌﺮض‬ ‫ﺑﺴﻬﻮﻟﺔ‪ .‬ميﻜﻦ ﻟﻠﴩﻛﺎت ﺗﺼﻤﻴﻢ وﺑﻨﺎء ﻣﺴﺎﺣﺎﺗﻬﺎ اﻟﺨﺎﺻﺔ ﺑﻬﺎ وﻓﻘﺎً‬ ‫ﻟﻠﻤﻌﺎﻳري اﳌﺤﺪدة ﻟﺪى ﻣﺠﻤﻊ ديب ﻟﻼﺳﺘﺜامر أو اﺧﺘﻴﺎر ﻣﺴﺎﺣﺎت‬ ‫ﺟﺎﻫﺰة ﻟﻼﺳﺘﺨﺪام‪ .‬ﻳﻀﻢ اﳌﺠﻤﻊ ﻣﺎ ﻳﺰﻳﺪ ﻋﲆ ‪ 8‬ﻣﻼﻳني ﻗﺪم ﻣﺮﺑﻊ ﻣﻦ‬ ‫ﻣﺴﺎﺣﺎت اﳌﻜﺎﺗﺐ اﳌﺨﺼﺼﺔ ﻟﻠﺘﻄﻮﻳﺮ وأﻛرث ﻣﻦ ‪ 20‬ﻣﻠﻴﻮن ﻗﺪم ﻣﺮﺑﻊ‬ ‫ﻣﻦ اﳌﺴﺎﺣﺎت اﳌﻜﺘﺒﻴﺔ اﻟﺠﺎﻫﺰة ﰲ ﻣﺒﺎن ﻣﻨﺨﻔﻀﺔ اﻻرﺗﻔﺎع وﺗﱰاوح‬ ‫اﻟﺨﻴﺎرات ﻣﺎ ﺑني اﻟﺘﺼﻤﻴﻢ اﻟﺤﺪﻳﺚ واﳌﺴﺘﻘﺒﲇ‪.‬‬

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‫‪2014‬‬

‫‪28‬‬ ‫ﰲ ﻳﻮم اﻷﺣﺪ‪ 23 ،‬ﻓﱪاﻳﺮ‪ ،‬اﻧﺨﻔﻀﺖ ﻗﻴﻤﺔ أﺳﻬﻢ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ‬ ‫اﳌﺘﺤﺪة إﱃ أدىن اﳌﺴﺘﻮﻳﺎت اﳌﺴﺠﻠﺔ ﰲ اﻟﺸﻬﺮ‪ ،‬وﺑﻘﻴﺖ اﳌﺆﴍات دون‬ ‫ﺗﻐﻴري ﻳﻮم اﻻﺛﻨني‪ .‬ﺑﻌﺪ ﻫﺬا‪ ،‬زاد ﺣﺠﻢ اﻟﺘﺪاول ﻳﻮم اﻟﺜﻼﺛﺎء‪ ،‬وﻳﺮﺟﻊ‬ ‫ذﻟﻚ ﰲ ﻣﻌﻈﻤﻪ إﱃ ﻧﺸﺎط اﳌﻀﺎرﺑﺔ‪ .‬زاد ﻣﺆﴍ ﺳﻮق ديب اﳌﺎﱄ اﻟﻌﺎم‬ ‫ﰲ ديب ﺑﻨﺴﺒﺔ ‪ 1.78‬ﰲ اﳌﺎﺋﺔ ﻟﻴﻐﻠﻖ ﻋﻨﺪ ﻣﺴﺘﻮى ‪ ،4196.85‬ﻣﺴﺠﻼً‬ ‫ﺣﺠﻢ ﺗﺪاول ﻣﺮﺗﻔﻊ‪ ،‬إﻗﱰب ﻣﻦ ‪ 1.01‬ﻣﻠﻴﺎر ﺳﻬﻢ ﻣﻘﺎرﻧﺔ ﺑﻌﺪد ‪814.05‬‬ ‫ﻣﻠﻴﻮن ﺳﻬﻢ ﰲ اﻟﻴﻮم اﻟﺴﺎﺑﻖ‪.‬‬ ‫ﻣﻦ ﺣﻴﺚ اﻟﻘﻴﻤﺔ اﻹﺟامﻟﻴﺔ‪ ،‬ارﺗﻔﻊ ﺳﻮق ديب اﳌﺎﱄ ﻣﻦ ‪ 1.63‬ﻣﻠﻴﺎر‬ ‫درﻫﻢ ﻳﻮم اﻻﺛﻨني إﱃ ‪ 2.34‬ﻣﻠﻴﺎر درﻫﻢ ﻳﻮم اﻟﺜﻼﺛﺎء‪ .‬وﻣﻦ ﺑني ‪28‬‬ ‫ﺳﻬامً ﺗﻢ ﺗﺪاوﻟﻬﺎ ﺳﺠﻞ ‪ 18‬ﺳﻬامً إرﺗﻔﺎﻋﺎً‪ ،‬وﺑﻘﻲ ﺳﻬﻢ واﺣﺪ ﻣﺴﺘﻘﺮ‬ ‫ﻋﲆ ﺣﺎﻟﻪ وأﻏﻠﻘﺖ ‪ 9‬أﺳﻬﻢ ﻋﲆ إﻧﺨﻔﺎض‪.‬‬ ‫وارﺗﻔﻊ أﻳﻀﺎً ﻣﺆﴍ ‪ ADX‬اﻟﻌﺎم ﰲ أﺑﻮﻇﺒﻲ ﺑﻨﺴﺒﺔ ‪ 1.55‬ﰲ اﳌﺎﺋﺔ‬ ‫ﻟﻴﺼﻞ إﱃ ‪ .4958.74‬ﻛﺎن ﺣﺠﻢ اﻟﺘﺪاول ﰲ ﺑﻮرﺻﺔ أﺑﻮﻇﺒﻲ ﺑﻠﻎ ﰲ‬ ‫ﻣﺠﻤﻮﻋﻪ ‪ 246.39‬ﻣﻠﻴﻮن ﺳﻬﻢ ﺑﻘﻴﻤﺔ ‪ 76.69‬ﻣﻠﻴﻮن‪ .‬ﺗﻢ ﺗﺪاول ‪39‬‬ ‫ﺳﻬامً ﻋﲆ ‪ ،ADX‬ﻣﻨﻬﺎ ‪ 28‬ﺳﺠﻠﺖ إرﺗﻔﺎﻋﺎً‪ ،‬و ﻇﻠﺖ ‪ 4‬أﺳﻬﻢ ﻣﺴﺘﻘﺮة‬ ‫واﻧﺨﻔﻀﺖ ﻗﻴﻤﺔ ‪.7‬‬

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‫أﺑﺮز اﳌﺴﺢ اﻟﺬي ﻗﺎم ﺑﻪ ﻣريﴎ أن ﻣﺎ ﻳﻘﺮب ﻣﻦ ﺛﻠﺚ اﻟﻌﺎﻣﻠني ﰲ دوﻟﺔ‬ ‫اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﺳﻮف ﻳﺤﺼﻠﻮن ﻋﲆ ارﺗﻔﺎع أﻛرث ﻣﻦ ‪ 9‬ﰲ‬ ‫اﳌﺎﺋﺔ ﰲ ﺑﺪل اﻟﺴﻜﻦ ﻫﺬا اﻟﻌﺎم‪ .‬اﻟﺒﺤﺚ‪ ،‬اﻟﺬي ﺷﻤﻞ ‪ 147‬ﻣﻨﻈﻤﺔ ﰲ‬ ‫ديب وأﺑﻮ ﻇﺒﻲ‪ ،‬وﺟﺪ أن ‪ 41‬ﰲ اﳌﺎﺋﺔ ﻣﻦ اﻟﴩﻛﺎت ﰲ ديب و ‪ 24‬ﰲ اﳌﺎﺋﺔ‬ ‫ﻣﻦ ﺗﻠﻚ اﳌﻮﺟﻮدة ﰲ أﺑﻮﻇﺒﻲ ﻟﺪﻳﻬﺎ ﺧﻄﻂ ﻟﺰﻳﺎدة ﺑﺪل اﻟﺴﻜﻦ‬ ‫ﳌﻮﻇﻔﻴﻬﻢ‪ .‬اﻻرﺗﻔﺎع اﳌﺘﻮﻗﻊ ﰲ ﺑﺪل اﻟﺴﻜﻦ ﰲ ديب وأﺑﻮ ﻇﺒﻲ ﻛﺎن‬ ‫ﺑﻨﺴﺒﺔ ‪ 9.8‬ﰲ اﳌﺎﺋﺔ و ‪ 9.5‬ﰲ اﳌﺎﺋﺔ ﻋﲆ اﻟﺘﻮاﱄ‪.‬‬ ‫زﻳﺎدة اﻹﻳﺠﺎرات ﰲ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻋﲆ ﻣﺪى اﻟﻌﺎﻣني‬ ‫اﳌﺎﺿﻴني ﻛﺎﻧﺖ ﻣﺪﻋﺎة ﻟﻠﻘﻠﻖ ﺑﺎﻟﻨﺴﺒﺔ ﻟﻠﻤﻮﻇﻔني‪ .‬ﰲ ديب‪ ،‬زادت‬ ‫اﻻﻳﺠﺎرات ﺑني ‪ 15‬و ‪ 30‬ﰲ اﳌﺎﺋﺔ ﺣﺴﺐ ﻣﻮﻗﻊ اﻟﻮﺣﺪة اﻟﺴﻜﻨﻴﺔ‪ .‬ﺑﻴﻨام‬ ‫ﻳﻌﺘﻘﺪ اﻟﻜﺜريون أن ارﺗﻔﺎع أﻗﻞ ﻣﻦ ‪ 10‬ﰲ اﳌﺎﺋﺔ ﻟﻦ ﻳﻜﻮن ﻛﺎﻓﻴﺎً‬ ‫ﻟﺘﻌﻮﻳﺾ ارﺗﻔﺎع اﻟﺘﻜﺎﻟﻴﻒ‪ ،‬ومتﺎرس اﻟﴩﻛﺎت اﻟﺤﺬر وﺗﺮاﻗﺐ أداء‬ ‫اﻟﺴﻮق ﻗﺒﻞ ﻣﻄﺎﺑﻘﺔ اﻟﺰﻳﺎدات‪ ،‬ﻣﺎ ﻋﺪا ﺑﺎﻟﻨﺴﺒﺔ ﳌﻌﻈﻢ ﻛﺒﺎر ﻣﻮﻇﻔﻴﻬﺎ‪.‬‬


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‫اﳌﺰﻳﺪ ﻣﻦ اﻻﺳﺘﺜامرات اﻷﺟﻨﺒﻴﺔ إﱃ ديب‪ ،‬ﻳﺠﺐ اﻟﺤﻔﺎظ ﻋﲆ ﻫﺬا‬ ‫اﻟﺰﺧﻢ ﻣﻦ ﺧﻼل اﻟﺤﻔﺎظ ﻋﲆ ﻫﺬا اﻟﻨﻤﻮ‪ .‬وﺳﻴﻜﻮن ﻫﺬا اﻟﺘﺤﺪي‬ ‫اﻟﺮﺋﻴﴘ اﻟﺬي ﻳﻮاﺟﻪ اﻹﻣﺎرة‪ ،‬إﱃ ﺟﺎﻧﺐ اﻟﻌﻤﻞ ﻣﻦ أﺟﻞ اﻟﻮﻓﺎء‬ ‫مبﺘﻄﻠﺒﺎت ﻣﻌﺮض اﻛﺴﺒﻮ ‪.2020‬‬ ‫ﺗﻬﺪف ﻧﺘﺎﺋﺞ اﻟﺘﻘﺮﻳﺮ واﻟﺘﻮﺻﻴﺎت إﱃ ﺗﻮﻓري اﳌﺒﺎدئ اﻟﺘﻮﺟﻴﻬﻴﺔ ﻟﺼﻨﺎع‬ ‫اﻟﻘﺮار ﰲ ديب ﻟﻠﻤﴤ ﻗﺪﻣﺎً ﻣﻦ ﺧﻼل ﺗﺼﻤﻴﻢ اﻟﺴﻴﺎﺳﺎت واﻻﺳﱰاﺗﻴﺠﻴﺎت‬ ‫اﳌﻨﺎﺳﺒﺔ اﻟﺘﻲ ﻣﻦ ﺷﺄﻧﻬﺎ أن ﺗﻌﻄﻲ دﻓﻌﺔ ﻗﻮﻳﺔ ﻟﻼﺳﺘﺜامر اﻷﺟﻨﺒﻲ‬ ‫اﳌﺒﺎﴍ واﻟﺤﻔﺎظ ﻋﲆ اﻻﺳﺘﺪاﻣﺔ وذﻟﻚ ﳌﺴﺎﻋﺪة اﻹﻣﺎرة ﰲ ﺗﻌﻈﻴﻢ‬ ‫إﻣﻜﺎﻧﺎﺗﻬﺎ ﻟﻠﻨﻤﻮ اﻻﻗﺘﺼﺎدي‪.‬‬

‫‪2014‬‬ ‫أﻇﻬﺮت اﻟﺒﻴﺎﻧﺎت اﻟﺼﺎدرة ﻋﻦ ﻣﺮﻛﺰ ديب ﻟﻺﺣﺼﺎء )‪ (DSC‬أن ﻣﻌﺪل‬ ‫اﻟﺘﻀﺨﻢ ﰲ ديب ﻗﺪ إرﺗﻔﻊ ﺑﻨﺴﺒﺔ ‪ 0.49‬ﰲ اﳌﺎﺋﺔ ﰲ ﻳﻨﺎﻳﺮ ‪ 2014‬ﺑﺎﳌﻘﺎرﻧﺔ‬ ‫ﻣﻊ دﻳﺴﻤﱪ ‪ .2013‬وﻛﺎن ﺳﺒﺐ ﻫﺬه اﻟﺰﻳﺎدة ارﺗﻔﺎع اﻷﺳﻌﺎر ﻋﱪ‬ ‫اﻟﻌﺪﻳﺪ ﻣﻦ اﻟﻘﻄﺎﻋﺎت‪ ،‬مبﺎ ﰲ ذﻟﻚ اﻟﺘﻌﻠﻴﻢ )‪ 3.99‬ﰲ اﳌﺎﺋﺔ(‪ ،‬اﻹﺳﻜﺎن‪،‬‬ ‫اﻟﻜﻬﺮﺑﺎء‪ ،‬اﳌﻴﺎه‪ ،‬اﻟﻐﺎز وأﻧﻮاع اﻟﻮﻗﻮد اﻷﺧﺮى )‪ 3.87‬ﰲ اﳌﺎﺋﺔ(‪ ،‬اﻷﻏﺬﻳﺔ‬ ‫واﳌﴩوﺑﺎت )‪ 3.66‬ﰲ اﳌﺎﺋﺔ(‪ ،‬اﻟﺼﺤﺔ )‪ 2‬ﰲ اﳌﺎﺋﺔ(‪ ،‬وﻏريﻫﺎ‪ .‬وﻛﺎﻧﺖ‬ ‫اﻟﻘﻄﺎﻋﺎت اﻟﺘﻲ إﻧﺨﻔﺾ ﺑﻬﺎ ﻣﻌﺪل اﻟﺘﻀﺨﻢ ﻫﻲ اﻷﺣﺬﻳﺔ واﳌﻼﺑﺲ‬ ‫)‪ 2.80‬ﰲ اﳌﺎﺋﺔ( واﻻﺗﺼﺎﻻت )‪ 0.07‬ﰲ اﳌﺎﺋﺔ(‪.‬‬

‫ﺑﻘﻴﺎدة ﺳﻠﻄﺎن ﺑﻦ ﺳﻌﻴﺪ اﳌﻨﺼﻮري‪ ،‬وزﻳﺮ اﻻﻗﺘﺼﺎد اﻹﻣﺎرايت‪ ،‬ﺳﻮف‬ ‫ﻳﺰور وﻓﺪ رﻓﻴﻊ اﳌﺴﺘﻮى‪ ،‬ﻳﺘﻀﻤﻦ وﻛﻴﻞ وزارة اﻻﻗﺘﺼﺎد‪ ،‬اﻟﻨﺎﺋﺐ اﻷول‬ ‫ﻟﺮﺋﻴﺲ ﻣﺠﻠﺲ إدارة ﻏﺮﻓﺔ أﺑﻮﻇﺒﻲ ﻟﻠﺘﺠﺎرة واﻟﺼﻨﺎﻋﺔ‪ ،‬اﻟﺮﺋﻴﺲ‬ ‫اﻟﺘﻨﻔﻴﺬي ﻟﺼﺎدرات ديب و ﻧﺎﺋﺐ اﻟﺮﺋﻴﺲ ﻟﻠﺸﺆون اﻟﺪوﻟﻴﺔ ﰲ ﴍﻛﺔ‬ ‫ﺑﻮﻟﻴﻤﺮز أﺑﻮﻇﺒﻲ‪ ،‬اﻟﻔﻠﺒني و ﻣﺎﻟﻴﺰﻳﺎ ﻣﻦ ‪ 24-28‬ﻓﱪاﻳﺮ‪ ،‬ﻻﺳﺘﻜﺸﺎف‬ ‫إﻣﻜﺎﻧﻴﺔ ﺗﺤﺴني اﻟﺘﺠﺎرة واﻻﺳﺘﺜامرات اﻟﺜﻨﺎﺋﻴﺔ‪ .‬ﻛام ﻳﻀﻢ اﻟﻮﻓﺪ ﻣﻤﺜﻠني‬ ‫آﺧﺮﻳﻦ ﻟﻠﻮزراء واﳌﺴﺆوﻟني اﳌﺤﻠﻴني واﻻﺗﺤﺎدﻳني‪ ،‬واﳌﺪﻳﺮﻳﻦ اﻟﺘﻨﻔﻴﺬﻳني‬ ‫ﻣﻦ ﻣﺆﺳﺴﺎت اﻟﻘﻄﺎع اﻟﺨﺎص واﳌﺴﺘﺜﻤﺮﻳﻦ ورﺟﺎل اﻷﻋامل اﻹﻣﺎراﺗﻴني‪.‬‬ ‫وﺳﻮف ﻳﺠﺘﻤﻊ اﻟﻮﻓﺪ ﻣﻊ ﻛﺒﺎر اﳌﺴﺆوﻟني و ﻣﻤﺜﲇ اﳌﺠﺘﻤﻊ اﻻﻗﺘﺼﺎدي‬ ‫واﻟﺘﺠﺎري ﰲ اﻟﺒﻠﺪﻳﻦ ﻟﻠﺒﺤﺚ ﰲ إﻣﻜﺎﻧﻴﺔ اﻻﺳﺘﺜامرات اﻟﺜﻨﺎﺋﻴﺔ‬ ‫واﳌﺸﺎرﻳﻊ اﳌﺸﱰﻛﺔ اﻟﺘﻲ ﻣﻦ ﺷﺄﻧﻬﺎ أن ﺗﺴﺎﻋﺪ ﻋﲆ ﺗﻌﺰﻳﺰ اﻟﻮﺿﻊ‬ ‫اﻻﻗﺘﺼﺎدي ﰲ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻋﲆ اﻟﺼﻌﻴﺪ اﻟﻌﺎﳌﻲ‪.‬‬ ‫وﺑﺎﻻﺿﺎﻓﺔ اﱃ ﻫﺬا‪ ،‬ﻓﺈﻧﻬﺎ ﺳﺘﻌﻤﻞ ﻋﲆ ﺗﺤﺪﻳﺪ اﳌﺠﺎﻻت اﳌﺤﺘﻤﻠﺔ‬ ‫ﻟﻠﺘﻌﺎون ﻣﻦ أﺟﻞ اﻻﺑﺘﻜﺎر‪ .‬وﺳﻮف ﻳﺴﺘﻜﺸﻒ أﻳﻀﺎ )وﺧﺎﺻﺔ ﻣﻊ‬ ‫ﻣﺎﻟﻴﺰﻳﺎ‪ ،‬اﻟﺘﻲ ﻟﺪﻳﻬﺎ ﺧﱪة ﰲ اﳌﻨﻄﻘﺔ( اﻻﺳﱰاﺗﻴﺠﻴﺎت اﻟﻮاﺟﺐ اﺗﺒﺎﻋﻬﺎ‬ ‫ﻟﺨﻠﻖ اﻗﺘﺼﺎد ﻗﺎﺋﻢ ﻋﲆ اﳌﻌﺮﻓﺔ‪ ،‬و متﺸﻴﺎً ﻣﻊ ﺟﺪول اﻷﻋامل اﳌﺒني ﰲ‬ ‫رؤﻳﺔ اﻹﻣﺎرات ﻟﻌﺎم ‪.2021‬‬

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‫‪2014‬‬

‫ﻧﺎﺋﺐ ﺣﺎﻛﻢ ديب وزﻳﺮ اﳌﺎﻟﻴﺔ اﻟﺸﻴﺦ ﺣﻤﺪان ﺑﻦ راﺷﺪ آل ﻣﻜﺘﻮم‪ ،‬أﻋﻠﻦ‬ ‫أن وزارة اﳌﺎﻟﻴﺔ ﺑﺪوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻟﻴﺲ ﻟﺪﻳﻬﺎ ﺧﻄﻂ‬ ‫ﻟﻔﺮض اﻟﴬاﺋﺐ ﻋﲆ اﻷﻓﺮاد‪ .‬وﻗﺎل أن اﻟﻮزارة ﻛﺎﻧﺖ ﺗﺒﺤﺚ ﻓﺮض رﺳﻮم‬ ‫ﻋﲆ اﻟﺨﺪﻣﺎت اﻟﺠﺪﻳﺪة اﻟﺘﻲ ﺗﻘﺪﻣﻬﺎ اﻟﻮزارات اﻻﺗﺤﺎدﻳﺔ واﻟﻬﻴﺌﺎت‬ ‫اﻟﺤﻜﻮﻣﻴﺔ اﻷﺧﺮى‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻛﺎن ﻫﻨﺎك إﻗﱰاح ﺑﻔﺮض‬ ‫اﻟﴬاﺋﺐ ﻋﲆ اﳌﻨﺘﺠﺎت واﻟﺴﻠﻊ اﻟﻀﺎرة‪ ،‬و أﻧﻬﻢ ﻳﺪرﺳﻮن إﻣﻜﺎﻧﻴﺔ‬ ‫ﻓﺮض اﻟﴬاﺋﺐ واﻟﺮﺳﻮم اﻟﺠﻤﺮﻛﻴﺔ ﻋﲆ ﻣﻨﺘﺠﺎت اﻟﺘﺒﻎ‪.‬‬ ‫ﺳﻮف ﻳﺘﻢ ﻓﺮض اﻟﺮﺳﻮم اﻟﺠﺪﻳﺪة ﺑﻌﺪ اﻟﺘﻮﺻﻞ إﱃ اﺗﻔﺎق ﺑني ﺟﻤﻴﻊ‬ ‫اﻷﻃﺮاف اﳌﻌﻨﻴﺔ‪ .‬وﺗﺘﻌﻬﺪ اﻟﻮزارة ﺑﺎﺳﺘﻤﺮار اﻟﺪراﺳﺎت ﻟﻠﺘﺤﻘﻖ ﻣﻦ‬ ‫اﻟﺘﺄﺛريات اﻻﻗﺘﺼﺎدﻳﺔ اﳌﺤﺘﻤﻠﺔ ﻟﻠﺮﺳﻮم اﳌﻔﺮوﺿﺔ ﻋﲆ اﻟﴩﻛﺎت ﻗﺒﻞ أن‬ ‫ﻳﺘﻢ ﻋﺮض اﻟﻨﺘﺎﺋﺞ ﻋﲆ ﻣﺠﻠﺲ اﻟﻮزراء‪ .‬وﻗﺎل اﻟﺸﻴﺦ ﺣﻤﺪان أن رﺳﻮم‬ ‫اﻟﻬﻴﺌﺎت اﻻﺗﺤﺎدﻳﺔ اﳌﺴﺘﻘﻠﺔ ﻛﺎﻧﺖ ﻗﺪ ﺳﺠﻠﺖ ﻓﺎﺋﻀﺎ ﻗﺪره ‪115.67‬‬ ‫ﻣﻠﻴﻮن درﻫﻢ ﺣﺘﻰ ‪ 30‬ﺳﺒﺘﻤﱪ ‪ .2013‬وذﻛﺮ أن اﻟﺤﻜﻮﻣﺔ ﻻ ﺗﻌﺘﻤﺪ‬ ‫ﻋﲆ رﺳﻮم ﺟﺪﻳﺪة ﰲ ﺧﻄﻂ اﻹﻧﻔﺎق اﻟﺤﻜﻮﻣﻲ‪.‬‬

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‫ﻣﺠﻠﺲ ديب اﻻﻗﺘﺼﺎدي ﺗﺤﺎﻟﻒ ﻣﻊ ﴍﻛﺔ دﻳﻠﻮﻳﺖ اﳌﺎﻟﻴﺔ اﳌﺤﺪودة‬ ‫ﻹﻋﺪاد ﺗﻘﺮﻳﺮ ﻋﻦ اﻟﻘﻄﺎع اﳌﺎﱄ واﻟﺬي ﻳﺮﻛﺰ ﻋﲆ ﺗﺸﺠﻴﻊ اﻻﺳﺘﺜامر‬ ‫واﻟﻨﻤﻮ اﳌﺴﺘﺪام‪ .‬اﻟﺘﻘﺮﻳﺮ‪ ،‬اﻟﺬي ﻣﻦ اﳌﻘﺮر أن ﻳﺘﻢ إﺻﺪاره ﻳﻮم ‪3‬‬ ‫ﻣﺎرس ‪ ،2014‬ﻫﻮ اﻷول ﻣﻦ ﻧﻮﻋﻪ ﰲ دوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة‬ ‫واﳌﻨﻄﻘﺔ‪.‬‬ ‫وﻳﺤﻠﻞ اﻟﺘﻘﺮﻳﺮ اﻟﻌﻮاﻣﻞ اﻟﺮﺋﻴﺴﻴﺔ اﻟﺘﻲ ميﻜﻦ أن ﺗﺴﺎﻫﻢ ﰲ ﺗﺤﻮل ديب‬ ‫وﺗﻌﺰﻳﺰ ﻣﻮﻗﻌﻬﺎ ﻛﻤﺮﻛﺰ دوﱄ ﻫﺎم ﻟﻠﺘﺠﺎرة‪ ،‬اﻟﺘﻤﻮﻳﻞ واﻻﺳﺘﺜامر‪.‬‬ ‫وﺗﺴﺘﺨﺪم اﻟﺪراﺳﺔ ﻣﺮاﻛﺰ ﻣﺎﻟﻴﺔ وﺗﺠﺎرﻳﺔ دوﻟﻴﺔ أﺧﺮى ﻣﺜﻞ ﺳﻨﻐﺎﻓﻮرة‬ ‫وﻫﻮﻧﻎ ﻛﻮﻧﻎ ﻛﻤﻌﻴﺎر ﻟﻠﻤﻘﺎرﻧﺔ وﺗﺴﻠﻂ اﻟﻀﻮء ﻋﲆ اﻟﺜﻐﺮات اﻟﻘﺎمئﺔ‬ ‫اﻟﺘﻲ ﺗﺤﺘﺎج إﱃ ﻣﻌﺎﻟﺠﺔ ﻣﻦ أﺟﻞ ﺗﺤﺴني اﻟﻘﺪرة اﻟﺘﻨﺎﻓﺴﻴﺔ ﻟﺪيب و‬ ‫ﺟﺬب اﳌﺰﻳﺪ ﻣﻦ اﻻﺳﺘﺜامرات إﱃ اﳌﺪﻳﻨﺔ‪ .‬وﻫﺬا ﻳﺸﻤﻞ اﺳﱰاﺗﻴﺠﻴﺎت‬ ‫ﺗﻨﻮﻳﻊ اﻻﻗﺘﺼﺎد‪ ،‬متﻜني ﺗﻄﻮﻳﺮ اﻟﺒﻨﻴﺔ اﻟﺘﺤﺘﻴﺔ اﳌﺤﻠﻴﺔ واﻟﺘﺤﺮك ﻧﺤﻮ‬ ‫ﺗﺤﻘﻴﻖ ﻣﻌﺎﻳري اﻟﺨﺪﻣﺔ ذات اﳌﺴﺘﻮى اﻟﻌﺎﳌﻲ‪.‬‬ ‫ﰲ ﺣني أن ﺗﻄﻮﻳﺮ اﳌﻨﺎﻃﻖ اﻟﺤﺮة ﻗﺪ ﺳﺎﻋﺪ إﱃ ﺣﺪ ﻛﺒري ﰲ ﺟﺬب‬


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‫إﻋﺘامد اﳌﺸﱰﻳﻦ ﻋﲆ ﻣﻌﻠﻮﻣﺎت ﻏري ﻣﻮﺛﻮق ﺑﻬﺎ‪.‬‬

‫ﻣﻊ ﻋﺪم وﺟﻮد ﺑﻴﺎﻧﺎت ﻣﻌﻠﻨﺔ ﻓﻴام ﻳﺘﻌﻠﻖ ﺑﺄﺳﻌﺎر اﳌﻨﺎزل ﻳﻠﺠﺄ‬ ‫اﳌﺴﺘﺜﻤﺮون ﰲ اﻟﺴﻮق اﻟﻌﻘﺎري ﰲ اﻹﻣﺎرات إﱃ اﺳﺘﺨﺪام ﺑﻴﺎﻧﺎت ﻣﻦ‬ ‫اﻟﺘﻘﺎرﻳﺮ اﻟﺪورﻳﺔ اﳌﻘﺪﻣﺔ ﻣﻦ اﻟﻮﺳﻄﺎء اﳌﺤﻠﻴني واﻟﺪوﻟﻴني‪ .‬وﻳﺨﴙ‬ ‫اﳌﺤﻠﻠﻮن اﻟﻌﻘﺎرﻳﻮن ﻣﻦ أن ﻳﺆدي ﻫﺬا إﱃ ﻗﻴﺎم اﳌﺴﺘﺜﻤﺮﻳﻦ ﺑﴩاء‬ ‫اﻟﻌﻘﺎرات ﺑﺄﺳﻌﺎر أﻋﲆ ﺑﻜﺜري ﻣﻦ ﻗﻴﻤﺘﻬﺎ ﻣام ﻳﺆدي إﱃ ﺗﺸﺠﻴﻊ‬ ‫اﳌﻀﺎرﺑﺔ‪.‬‬ ‫ميﻜﻦ ﻟﺒﻴﺎﻧﺎت اﻟﺘﺴﻌري أن ﺗﻜﻮن ﻣﺮﺑﻜﺔ ﻟﻠﻤﺴﺘﺜﻤﺮﻳﻦ ﺣﻴﺚ أن ﺑﻴﺎﻧﺎت‬ ‫ﺳامﴎة اﻟﻌﻘﺎرات‪ ،‬اﻟﴩﻛﺎت اﻟﺒﺤﺜﻴﺔ‪ ،‬ﻗﻮاﺋﻢ اﻻﻧﱰﻧﺖ واﻟﺒﻨﻮك ﺗﺘﻌﺎرض‬ ‫ﰲ ﻛﺜري ﻣﻦ اﻷﺣﻴﺎن ﻣﻊ ﺑﻌﻀﻬﺎ اﻟﺒﻌﺾ‪ .‬ﰲ اﻟﻮﺿﻊ اﻟﺤﺎﱄ‪ ،‬ﰲ ﻇﻞ‬ ‫اﻹﻧﺪﻓﺎع ﻧﺤﻮ اﻟﺤﺼﻮل ﻋﲆ اﻟﻌﻘﺎرات‪ ،‬ﺗﺮﺗﻔﻊ اﻷﺳﻌﺎر اﳌﻄﻠﻮﺑﺔ ﺑﺸﻜﻞ‬ ‫أﴎع ﺑﻜﺜري ﻣﻦ اﻷﺳﻌﺎر اﻟﻔﻌﻠﻴﺔ‪ ،‬ﻣام ﻳﺆدي إﱃ إﺗﺴﺎع اﻟﻔﺠﻮة ﺑﻴﻨﻬام‬ ‫ﺑﺸﻜﻞ ﻛﺒري‪ .‬ﺟﺎء ﻋﲆ ﻟﺴﺎن رﺋﻴﺲ اﻷﺑﺤﺎث ﰲ ﺟﻮﻧﺰ ﻻﻧﻎ ﻻﺳﺎل ديب ‪،‬‬ ‫ﻛﺮﻳﻎ ﺑﻠﻮﻣﺐ‪ ،‬أﻧﻪ وﻓﻘﺎً ﻟﺘﻘﺪﻳﺮات اﻟﴩﻛﺔ‪ ،‬ﻓﺈن اﻷﺳﻌﺎر اﳌﻄﻠﻮﺑﺔ ﺣﺎﻟﻴﺎً‬ ‫أﻋﲆ ﺑﻨﺴﺒﺔ ‪ 20‬ﰲ اﳌﺎﺋﺔ ﻣﻦ أﺳﻌﺎر اﻟﺒﻴﻊ اﳌﺤﻘﻘﺔ‪.‬‬ ‫ﺑﻴﻨام ميﻜﻦ ﻟﻠﻤﺴﺘﺄﺟﺮﻳﻦ اﻟﺘﺤﻘﻖ ﻣﻦ ﻗﻴﻤﺔ اﻹﻳﺠﺎرات اﻟﻔﻌﻠﻴﺔ ﰲ‬ ‫ﻣﻨﻄﻘﺔ ﻣﻌﻴﻨﺔ ﺑﺎﺳﺘﺨﺪام ﻣﻮﻗﻊ ﻣﺆﺳﺴﺔ اﻟﺘﻨﻈﻴﻢ اﻟﻌﻘﺎري‪ ،‬إﻻ أﻧﻪ‬ ‫ﻟﻴﺴﺖ ﻫﻨﺎك ﺧﺪﻣﺔ ﻣامﺛﻠﺔ ﻣﺘﻮﻓﺮة ﻷﺳﻌﺎر اﻟﻌﻘﺎرات‪ .‬ﰲ اﻟﻌﺎم اﳌﺎﴈ‪،‬‬ ‫اﺳﺘﺸﻬﺪت ﴍﻛﺎت اﻟﺴﻤﴪة اﻟﻌﻘﺎرﻳﺔ مبﺴﺘﻮﻳﺎت ﻣﺨﺘﻠﻔﺔ ﻣﻦ ارﺗﻔﺎع‬ ‫اﻷﺳﻌﺎر‪ ،‬ﻣﻊ أﺳﺘﻴﻜﻮ ﺛﺒﺘﺖ اﻟﺰﻳﺎدة ﰲ أﺳﻌﺎر اﳌﻨﺎزل ﻋﻨﺪ ﻧﺴﺒﺔ ‪ 60‬ﰲ‬ ‫اﳌﺎﺋﺔ‪ ،‬ﰲ ﺣني ذﻛﺮ ﻣﻮﻗﻊ ‪ propertyfinder.ae‬ورﻳﺪﻳﻦ أن اﻟﺰﻳﺎدة‬ ‫ﺑﻠﻐﺖ ‪ 45‬ﰲ اﳌﺎﺋﺔ و ‪ 22‬ﰲ اﳌﺎﺋﺔ‪ ،‬ﻋﲆ اﻟﺘﻮاﱄ‪ .‬ﰲ ﺣني أن ﻫﺬا ﻗﺪ‬ ‫ﻳﻜﻮن راﺟﻌﺎً إﱃ اﻻﺧﺘﻼف ﰲ اﳌﻨﻬﺠﻴﺔ اﳌﺴﺘﺨﺪﻣﺔ ﻣﻦ ﻗﺒﻞ ﴍﻛﺎت‬ ‫اﻟﺴﻤﴪة اﻟﻌﻘﺎرﻳﺔ ﰲ اﻟﻮﺻﻮل إﱃ اﻷﺳﻌﺎر‪ ،‬إﻻ أن ﻫﺬه اﻟﺒﻴﺎﻧﺎت ﻗﺪ‬ ‫ﺗﺮﺑﻚ اﳌﺸﱰﻳﻦ ﻣﻦ اﻷﻓﺮاد‪ .‬ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻓﺈن ﻋﺪم وﺟﻮد‬ ‫ﻣﻌﻠﻮﻣﺎت ﻣﻔﺼﻠﺔ ﺑﺸﺄن ﻋﺪد اﳌﻨﺎزل اﻟﺠﺪﻳﺪة اﻟﺘﻲ ﻫﻲ ﻗﻴﺪ اﻹﻧﺸﺎء‪،‬‬ ‫ﻳﺆدي إﱃ ﻗﻴﺎم اﳌﻄﻮرﻳﻦ ﺑﺎﻟﺘﻘﻠﻴﻞ ﻣﻦ ﻗﻴﻤﺔ اﳌﻨﺎزل اﻟﺠﺪﻳﺪة اﻟﺘﻲ ﺗﻢ‬ ‫ﺑﻨﺎؤﻫﺎ ﻣﻦ ﻗﺒﻞ ﻣﻄﻮرﻳﻦ آﺧﺮﻳﻦ‪ ،‬ورمبﺎ ﻳﺆدي إﱃ ﺣﺪوث ﻓﺎﺋﺾ ﰲ‬ ‫اﻟﻌﺮض‪.‬‬

‫΃ دﻳﺎر ﻟﻠﺘﻄﻮﻳﺮ ﺗﻀﻴﻒ ‪ 2,600‬ﻋﻘﺎر ﺟﺪﻳﺪ إﱃ ﻣﺤﻔﻈﺘﻬﺎ ﰲ ﻋﺎم‬ ‫‪ :2013‬ﴍﻛﺔ اﻟﺘﻄﻮﻳﺮ اﻟﻌﻘﺎري اﻟﺘﻲ ﺗﺘﺨﺬ ﻣﻦ ديب ﻣﻘﺮا ً ﻟﻬﺎ‪ ،‬دﻳﺎر‪،‬‬ ‫زادت رﺻﻴﺪ ﻣﺤﻔﻈﺘﻬﺎ اﻟﻌﻘﺎرﻳﺔ )مبﺎ ﰲ ذﻟﻚ إدارة اﻷﺻﻮل( إﱃ ‪20,369‬‬ ‫وﺣﺪة ﺑﻌﺪ ﻋﺪة ﻋﻘﻮد ﺗﺄﻣني ﺟﺪﻳﺪة ﰲ أﺑﻮ ﻇﺒﻲ‪ ،‬ديب‪ ،‬ﻋﺠامن‬ ‫واﻟﺸﺎرﻗﺔ‪ ،‬إﱃ ﺟﺎﻧﺐ رأس اﻟﺨﻴﻤﺔ‪ ،‬اﻟﻔﺠرية واﻟﻌني‪ .‬ﺣﻘﻘﺖ ﻫﺬه‬ ‫اﻟﻌﻘﺎرات ﻣﺠﺘﻤﻌﺔ أﻛرث ﻣﻦ ‪ 650‬ﻣﻠﻴﻮن درﻫﻢ ﰲ أرﺑﺎح ﺗﺄﺟري اﻟﻌﺎم‬ ‫اﳌﺎﴈ‪.‬‬ ‫΃ ﻧﺨﻴﻞ ﺗﻄﻠﻖ ذا ﺑﺎمل ﺗﺎور رﻳﺰﻳﺪﻧﺲ‪ :‬أﻋﻠﻨﺖ ﴍﻛﺔ اﻟﺘﻄﻮﻳﺮ اﳌﻤﻠﻮﻛﺔ‬ ‫ﻟﻠﺪوﻟﺔ‪ ،‬اﻟﺘﻲ ﻓﺎزت ﺑﺘﻄﻮﻳﺮ ﻣﴩوع ﺑﺎمل ﺟﻤريا اﻟﺸﻬري ﰲ ديب‪ ،‬ﻋﻦ‬ ‫إﻃﻼق ذا ﺑﺎمل ﺗﺎور رﻳﺰﻳﺪﻧﺲ‪ ،‬واﻟﺬي ﺳﻴﻜﻮن ﻣﴩوﻋﺎً ﻓﺎﺧﺮا ً ﻣﺘﻌﺪد‬ ‫اﻻﺳﺘﺨﺪاﻣﺎت‪ .‬اﳌﴩوع‪ ،‬اﻟﺬي ﺳﻴﺘﻢ اﻻﻧﺘﻬﺎء ﻣﻨﻪ ﰲ ﻋﺎم ‪ ،2016‬ﺳﻮف‬ ‫ﻳﻀﻢ ﺷﻘﻘﺎً ﻣﻔﺮوﺷﺔ ﺑﺎﻟﻜﺎﻣﻞ ﺗﱰاوح ﺑني اﺳﺘﻮدﻳﻮﻫﺎت وﺷﻘﻖ ﻣﻜﻮﻧﺔ‬ ‫ﻣﻦ ﺛﻼث ﻏﺮف ﻧﻮم‪ .‬ﺑﺄﺳﻌﺎر ﺗﺒﺪأ ﻣﻦ ﺣﻮاﱄ ‪ 1.5‬ﻣﻠﻴﻮن درﻫﻢ‪.‬‬ ‫΃ ‪ ͧ y/ YM` /˴L q YaD ,8 / l ,f%e ky,e ʓ Krʁe _r‬ﺗﻢ‬ ‫إﻃﻼق أول ﻣﺠﻤﻊ ﺳﻜﻨﻲ ﰲ ﻣﺪﻳﻨﺔ ﻣﺤﻤﺪ ﺑﻦ راﺷﺪ‪ ،‬ﻣﻮﻟﺒريي ﰲ ﺑﺎرك‬ ‫ﻫﺎﻳﺘﺲ‪ .‬وﻳﺠﺮي ﺗﻄﻮﻳﺮ اﳌﺠﻤﻊ‪ ،‬ﰲ ديب ﻫﻴﻠﺰ‪ ،‬ﻣﻦ ﺧﻼل ﴍﻛﺔ إﻋامر‬ ‫اﻟﻌﻘﺎرﻳﺔ ﻣﻦ ﺧﻼل ﻣﴩوع ﻣﺸﱰك ﻣﻊ ﴍﻛﺔ ﻣﺮاس اﻟﻘﺎﺑﻀﺔ‪ .‬ﺳﻮف‬ ‫ﻳﻀﻢ اﳌﴩوع ﻣﺎ ﻳﻘﺮب ﻣﻦ ‪ 330‬ﺷﻘﺔ ﻣﺘﻤﻴﺰة ﰲ ﻣﺒﺎين ﻣﺘﻮﺳﻄﺔ‬ ‫اﻻرﺗﻔﺎع ﺗﻄﻞ ﻋﲆ ﺣﺪﻳﻘﺔ ﺧﴬاء‪.‬‬

‫ﺑﻴﺎﻧﺎت اﻟﺘﻄﻮﻳﺮ اﻟﻌﻘﺎري ﰲ ديب وأﺑﻮﻇﺒﻲ ﻣﺘﺎﺣﺔ ﻣﻦ داﺋﺮة اﻷراﴈ ﰲ‬ ‫ديب )‪ (DLD‬و ﻣﺮﻛﺰ اﻹﺣﺼﺎء ﰲ أﺑﻮﻇﺒﻲ )‪ .(SCAD‬وﻣﻊ ذﻟﻚ‪ ،‬ﻫﺬه‬ ‫اﳌﻌﻠﻮﻣﺎت ﻟﻴﺴﺖ ﻣﻔﺼﻠﺔ مبﺎ ﻓﻴﻪ اﻟﻜﻔﺎﻳﺔ و ﻳﺘﻢ ﺗﺤﺮﻳﺮﻫﺎ ﻓﻘﻂ ﻋﲆ‬ ‫أﺳﺎس رﺑﻊ ﺳﻨﻮي‪ .‬إذا مل ﻳﻌﻤﻞ اﻟﻘﺎمئﻮن ﻋﲆ ﻫﺬه اﻟﺼﻨﺎﻋﺔ واﻟﺤﻜﻮﻣﺔ‬ ‫ﻣﻌﺎً ﻣﻦ أﺟﻞ وﺿﻊ آﻟﻴﺔ ﻣﻨﺎﺳﺒﺔ ﻟﺘﻘﻴﻴﻢ اﻷﺳﻌﺎر ﺑﺪﻗﺔ‪ ،‬ﺳﻮف ﻳﺴﺘﻤﺮ‬ ‫‪5‬‬


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‫‪2014‬‬

‫ﻣﻊ اﻟﺒﺤﻮث اﻟﺘﻲ أﺟﺮﻳﺖ ﻣﺆﺧﺮا واﻟﺘﻲ ﺗﺴﻠﻂ اﻟﻀﻮء ﻋﲆ اﻵﺛﺎر‬ ‫اﻟﺴﻠﺒﻴﺔ ﻋﲆ اﻟﺼﺤﺔ اﻟﻨﺎﺟﻤﺔ ﻋﻦ اﻟﻌﻴﺶ ﺑﺎﻟﻘﺮب ﻣﻦ أﺑﺮاج اﻻﺗﺼﺎﻻت‬ ‫اﻟﺴﻠﻜﻴﺔ واﻟﻼﺳﻠﻜﻴﺔ‪ ،‬إﻧﺨﻔﻀﺖ أﺳﻌﺎر وإﻳﺠﺎرات اﻟﻔﻴﻼت ﰲ ديب اﻟﺘﻲ‬ ‫ﺗﻘﻊ ﻋﲆ ﻣﻘﺮﺑﺔ ﻣﻦ أﺑﺮاج اﻟﻜﻬﺮﺑﺎء واﻻﺗﺼﺎﻻت‪.‬‬ ‫ﰲ ﺟﻤريا ﺑﺎرك‪ ،‬اﻧﺨﻔﻀﺖ إﻳﺠﺎرات اﳌﻨﺎزل اﻟﺘﻲ ﺗﻘﻊ ﺑﺎﻟﻘﺮب ﻣﻦ ﻫﺬه‬ ‫اﻷﺑﺮاج ﺑﻨﺴﺒﺔ ‪ 5‬ﰲ اﳌﺎﺋﺔ ﻣﻘﺎرﻧﺔ ﻣﻊ وﺣﺪات ﻣامﺛﻠﺔ ﰲ ﻣﻮاﻗﻊ أﺧﺮى‪.‬‬ ‫وﺗﺮاﺟﻌﺖ أﺳﻌﺎر اﳌﺒﻴﻌﺎت ﺣﺘﻰ أﻛرث ﻣﻦ ذﻟﻚ‪ ،‬ﺑﻨﺤﻮ ‪ 7.5‬ﰲ اﳌﺎﺋﺔ‪.‬‬ ‫ﺑﺎﻹﺿﺎﻓﺔ إﱃ ذﻟﻚ‪ ،‬ﻳﺠﺪ وﻛﻼء اﻟﻌﻘﺎرات ﺻﻌﻮﺑﺔ ﰲ اﻟﺤﺼﻮل ﻋﲆ‬ ‫ﻣﺴﺘﺄﺟﺮﻳﻦ ﻟﺤﻮاﱄ ‪ 100‬ﻓﻴﻼ ﰲ ﻫﺬا اﻟﺘﺠﻤﻊ اﻟﺴﻜﻨﻲ ﻧﻈﺮا ً ﻟﻘﺮﺑﻬﺎ ﻣﻦ‬ ‫اﻷﺑﺮاج‪ .‬ﺣﻴﺚ ميﻜﻦ أن ﻳﻜﻮن إﻳﺠﺎر ﻓﻴﻼ ﻣﻜﻮﻧﺔ ﻣﻦ ﺛﻼث ﻏﺮف ﻧﻮم‬ ‫ﰲ ﻣﺠﻤﻊ اﻟﺠﻤريا ﺑﺎرك اﻟﺴﻜﻨﻲ‪ ،‬ﺗﻘﻊ ﺑﺎﻟﻘﺮب ﻣﻦ اﻷﺑﺮاج‪ ،‬أﻗﻞ ﺑﺤﻮاﱄ‬ ‫‪ 20,000‬درﻫﻢ ﺳﻨﻮﻳﺎً ﻣﻦ اﻟﻔﻴﻼت اﻷﺧﺮى‪ ،‬وﻣﻊ ذﻟﻚ ﻳﺼﻌﺐ اﻟﻌﺜﻮر‬ ‫ﻋﲆ ﻣﺴﺘﺄﺟﺮﻳﻦ‪.‬‬ ‫وﻓﻴام ﻳﺘﻌﻠﻖ ﺑﺄﺳﻌﺎر اﻟﺒﻴﻊ‪ ،‬ﻓﺈن ﻓﻴﻼ ﻣﻜﻮﻧﺔ ﻣﻦ ﻏﺮﻓﺘﻲ ﻧﻮم ﺗﻮاﺟﻪ ﺑﺮج‬ ‫ﰲ ‪ JVT‬ﻗﺪ ﻳﺒﻠﻎ ﺳﻌﺮﻫﺎ ﺣﻮاﱄ ‪ 3.3‬ﻣﻠﻴﻮن درﻫﻢ‪ ،‬ﰲ ﺣني ﻳﻜﻮن ﺳﻌﺮ‬ ‫ﻓﻴﻼت ﻣامﺛﻠﺔ ﻟﻬﺎ ﰲ ﺷﻮارع أﺧﺮى ﺣﻮاﱄ ‪ 3.6‬ﻣﻠﻴﻮن درﻫﻢ أي ﺑﺰﻳﺎدة‬ ‫ﻗﺪرﻫﺎ ‪ 300,000‬درﻫﻢ‪.‬‬

‫رواد ﻗﻄﺎع اﻟﻌﻘﺎرات ﻳﺘﺠﻬﻮن إﱃ ديب ﻷول ﻣﺴﺎﺑﻘﺔ ﺣﺪاﺋﻖ دوﻟﻴﺔ‪،‬‬ ‫واﻟﺘﻲ ﻣﻦ اﳌﻘﺮر ﻋﻘﺪﻫﺎ ﰲ اﺑﺮﻳﻞ ﻋﺎم ‪ .2014‬ﺗﻢ اﻹﻋﻼن ﻋﻦ اﻟﻘﺎمئﺔ‬ ‫اﻟﻨﻬﺎﺋﻴﺔ ﻟﻠﻤﺸﺎرﻛني ﰲ ﻓﱪاﻳﺮ ﻟﻮﺿﻊ ﺣﺪ ﻷﺳﺎﺑﻴﻊ ﻣﻦ اﻟﱰﻗﺐ ﻗﺪ ﺳﺒﻘﺖ‬ ‫اﻹﻋﻼن ﻋﻦ اﻟﻌﺪﻳﺪ ﻣﻦ اﳌﺴﺘﺜﻤﺮﻳﻦ اﻟﺬﻳﻦ ﻳﺒﺤﺜﻮن ﻋﻦ ﻓﺮﺻﺔ اﻟﺤﺼﻮل‬ ‫ﻋﲆ اﳌﻨﺎﻇﺮ اﻟﻄﺒﻴﻌﻴﺔ وﺗﻌﺰﻳﺰ ﻗﻴﻤﺔ ﻋﻘﺎراﺗﻬﻢ ﺑﻴﻨام ﺗﺴﺘﻌﺪ اﳌﺪﻳﻨﺔ‬ ‫ﳌﻌﺮض إﻛﺴﺒﻮ ‪ .2020‬ﻣﻜﺎن اﻧﻌﻘﺎد ﻫﺬا اﻟﺤﺪث‪ ،‬اﻟﺬي ﺳﻮف ﻳﻌﻘﺪ ﰲ‬ ‫اﻟﻔﱰة ﻣﻦ ‪ 3-6‬أﺑﺮﻳﻞ‪ ،‬ﺳﻮف ﻳﻜﻮن ﻋﲆ ﺳﻔﺢ ﺑﺮج ﺧﻠﻴﻔﺔ ﰲ وﺳﻂ‬ ‫ﻣﺪﻳﻨﺔ ديب‪ .‬وﻳﺠﺮي ﺗﻨﻈﻴﻢ اﳌﺴﺎﺑﻘﺔ ﻣﻦ ﻗﺒﻞ ﺑﻴﻮرﻻﻳﻒ‪.‬‬ ‫وﺗﺸﻤﻞ ﻗﺎمئﺔ اﳌﺸﺎرﻛني رواد ﻣﻦ اﳌﻬﻨﺪﺳني اﳌﻌامرﻳني‪ ،‬اﳌﺼﻤﻤني‪،‬‬ ‫ﻋﻠامء اﻟﻨﺒﺎت‪ ،‬وﻣﺘﺨﺼﴢ اﻟﺒﺴﺘﻨﺔ واﳌﻬﻨﺪﺳني وﻏريﻫﻢ‪ .‬ﻳﺒﺪو أن‬ ‫ﻣﻌﻈﻢ اﻹدﺧﺎﻻت ﺗﺆﻛﺪ ﻋﲆ اﻟﺤﻠﻮل اﻟﺼﺪﻳﻘﺔ ﻟﻠﺒﻴﺌﺔ اﻟﺘﻲ ميﻜﻦ‬ ‫‪www.valoran.ae‬‬

‫ﺗﺤﻘﻴﻖ اﻻﺳﺘﻔﺎدة اﻟﻘﺼﻮى ﻣﻨﻬﺎ ﰲ اﳌﻨﺎخ اﻟﺠﺎف ﰲ اﻹﻣﺎرة ﻋﻦ ﻃﺮﻳﻖ‬ ‫اﳌﻮازﻧﺔ ﺑني اﻟﺠامل اﻟﻄﺒﻴﻌﻲ واﻟﺘﺼﻤﻴﻢ اﻹﺑﺪاﻋﻲ‪ .‬وﺗﺸﻤﻞ ﻗﺎمئﺔ‬ ‫اﻟﴩﻛﺎت اﳌﺸﺎرﻛﺔ ﺟﻴﻨﻲ ﻓﻼورز‪ ،‬ﻏﺮﻳﻨﺎﺑﻞ ﻻﻧﺪﺳﻜﻴﺒﺲ‪ ،‬ﻣرياك‬ ‫إرﻳﻐﻴﺸﻦ آﻧﺪ ﻻﻧﺪﺳﻜﻴﺒﻴﻨﻎ‪ ،‬ﻣرياﻛﻞ ﻏﺎردن‪ ،‬أورﻛﻴﺪ ﻏﺎردن ﺳﻨﱰ‪،‬‬ ‫ﺳﱪﻳﻨﻎ روز ﻻﻧﺪﺳﻜﻴﺒﻴﻨﻎ‪ ،‬ﺗريا ﻓريدي ذا ﻻﻧﺪﺳﻜﻴﺐ ﺳﻮﻟﻴﻮﺷﻦ‪،‬‬ ‫ﺗﻮﺳﻜﺎﻧﺎ ﻻﻧﺪﺳﻜﻴﺒﻴﻨﻎ آﻧﺪ ﺑﻮﻟﺰ وواﻫﻮ آﻧﺪ ﻓﻮج‪.‬‬ ‫وﻣﻦ اﳌﺘﻮﻗﻊ أن ﻳﻌﺮض اﻟﺤﺪث ﺑﻌﺾ ﻣﻔﺎﻫﻴﻢ اﳌﻨﺎﻇﺮ اﻟﻄﺒﻴﻌﻴﺔ‬ ‫اﳌﺬﻫﻠﺔ ﻋﲆ اﻻﻃﻼق‪ ،‬واﻟﺘﻲ ﻣﻦ ﺷﺄﻧﻬﺎ ﺗﻌﺰﻳﺰ ﺳﻤﻌﺔ ديب ﺑﺼﻔﺘﻬﺎ‬ ‫ﻣﺪﻳﻨﺔ اﳌﺴﺘﺤﻴﻞ وﺗﻌﻄﻲ اﳌﺪﻳﻨﺔ ﻫﻮﻳﺔ ﻓﺮﻳﺪة ﻣﻦ ﻧﻮﻋﻬﺎ ﺗﻀﻌﻬﺎ ﻋﲆ‬ ‫رأس ﻗﺎمئﺔ أﻓﻀﻞ اﳌﺪن اﻟﻌﺎﳌﻴﺔ ﻣﻦ ﺣﻴﺚ اﳌﻨﺎﻇﺮ اﻟﻄﺒﻴﻌﻴﺔ‪.‬‬


‫‪Valoran Real Estate Brokers‬‬ ‫‪Your Lifestyle Broker‬‬

‫‪2014‬‬ ‫ﻣﻊ اﻟﻨﻤﻮ اﻻﻗﺘﺼﺎدي اﻟﻘﻮي ﰲ دوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻋﲆ‬ ‫ﻣﺪى اﻟﺴﻨﻮات اﻟﻘﻠﻴﻠﺔ اﳌﺎﺿﻴﺔ‪ ،‬إرﺗﻔﻌﺖ أﺳﻌﺎر اﻟﻌﻘﺎرات ﰲ أﺑﻮﻇﺒﻲ‬ ‫ﺑﺸﻜﻞ ﻣﻄﺮد‪ .‬ﰲ ﻣﻌﺮض ﺳﻮق ﻋﻘﺎرات أﺑﻮﻇﺒﻲ اﻟﺬي ﻋﻘﺪ ﰲ ﻓﱪاﻳﺮ‪،‬‬ ‫ﺷﻬﺪت أﺑﻮﻇﺒﻲ ﻟﻠﺘﻤﻮﻳﻞ )‪ (ADF‬زﻳﺎدة اﻫﺘامم اﳌﺴﺘﺜﻤﺮﻳﻦ‬ ‫ﺑﺎﻟﻌﻘﺎرات ﰲ اﻹﻣﺎرة‪ .‬وﻗﺎل ﻛﺮﻳﺲ ﺗﺎﻳﻠﻮر‪ ،‬اﻟﺮﺋﻴﺲ اﻟﺘﻨﻔﻴﺬي ﻟـ ‪ADF‬‬ ‫ﻣﺘﺤﺪﺛﺎً ﰲ ﻫﺬا اﳌﻌﺮض أن إرﺗﻔﺎع ﻋﺪد اﳌﺸﱰﻳﻦ اﳌﺤﺘﻤﻠني ﻛﺎن ﻋﻼﻣﺔ‬ ‫ﻋﲆ زﻳﺎدة ﺛﻘﺔ اﳌﺴﺘﺜﻤﺮ ﰲ ﺳﻮق اﻟﻌﻘﺎرات ﰲ إﻣﺎرة أﺑﻮﻇﺒﻲ ﻓﻀﻼً ﻋﻦ‬ ‫ﺳﻮق اﻟﻌﻘﺎرات ﰲ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة ﻛﻜﻞ‪.‬‬ ‫وﻗﺪ أدى اﻻرﺗﻔﺎع اﻷﺧري ﰲ اﻟﻄﻠﺐ ﻋﲆ اﻟﻌﻘﺎرات ﰲ أﺑﻮﻇﺒﻲ إﱃ زﻳﺎدة‬ ‫ﰲ أﺳﻌﺎر اﻟﻌﻘﺎرات ﺑﻨﺴﺒﺔ ‪ 37‬ﰲ اﳌﺎﺋﺔ ﰲ ﺑﻌﺾ اﳌﻨﺎﻃﻖ ﺧﻼل ﻋﺎم‬ ‫‪ .2013‬وﻳﻌﺰى اﻻﻫﺘامم اﳌﺘﺰاﻳﺪ إﱃ اﻟﻠﻮاﺋﺢ اﻟﺤﻜﻮﻣﻴﺔ اﻷﺧرية اﻟﺘﻲ‬ ‫ﺗﻬﺪف إﱃ زﻳﺎدة أﻣﻦ اﳌﺴﺘﺜﻤﺮﻳﻦ‪ ،‬إﱃ ﺟﺎﻧﺐ اﻟﺘﻔﺎؤل اﻟﻌﺎم اﻟﻨﺎﺟﻢ‬ ‫ﻋﻦ ﻣﺤﺎوﻟﺔ دوﻟﺔ اﻹﻣﺎرات اﻟﻌﺮﺑﻴﺔ اﳌﺘﺤﺪة اﻟﻔﻮز ﺑﺘﻨﻈﻴﻢ ﻣﻌﺮض‬ ‫إﻛﺴﺒﻮ ﻋﺎم ‪.2020‬‬

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HAPPY NEW YEAR 2014 Valoran Real Estate Brokers


2014

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2014 18 2014

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: 2014

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Prepared by: Alpha & Beta FZE

VALORAN MEMBER

www.valoran.ae

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