Page 10
Tidbits of Coachella Valley
Vol. IX
Issue 36
technically due one third of Bob’s rate in spousal loopholes have been discussed many times in this benefits. (Note: she is not due half of Bob’s rate, as column, including, for example, the restricted applimany people assume a spouse gets, because she cation policy that allows a 66-year-old potential reis taking reduced benefits at age 62.) One-third of tiree to forgo retirement benefits until age 70, and Bob’s $2,100 Social Security benefit is about $690. in the meantime, collect husband’s or wife’s benefits Eve’s own $800 rate exceeds that, so she isn’t due from a spouse’s Social Security account. (You can find an explanation of these loopholes if you search any spousal benefits. TUES., AUG. 27 In other words, she doesn’t meet that last eli- my past columns at www.creators.com.) Please review carefully. Double check: Phone Number(s) Spelling Hours same-sex couples that are di PricesPresumably, gibility requirement listed above that says she must by Tom Margenau vorced will also be eligible for the same benefits “not be eligible for higher benefits on [her] own So-or corrections. Contact your Tidbits representative immediately with changes cial Security account. And if you simply change “Eve” available to all other divorced couples. Other than Office: 760-320-0997 Fax: 760-320-1630 to “Steve,” the same rules would apply to a same-sex the fact that the marriage must have lasted at least 10 years and the person potentially due divorced couple. On the other hand, same-sex couples will be spousal benefits must be currently unmarried, the Help U Hear Hearing Aid Centers able to make use of the same loopholes in spousal eligibility rules for divorced spouses are the same 1/4 pg. 4C 26x to heterosexual couples. Those as the rules for married spouses as outlined above benefits available Sept. 1, 2013 Vol. 9 - No. 36 -- with one important exception. A divorced spouse can get benefits from an ex even if the ex is not yet getting benefits himself or herself. But the ex must be at least age 62. Should I buy The Social Security Administration recently Finally, Social Security survivor’s benefits announced that it will begin processing claims for will also be available to same-sex couples. Let’s go the cheapest? MAR. spousal benefits involving gay and lesbian couples Should I buy TUES., back to my 20 Bob and Eve example above. Bob was who were married in states that same-sex getting $2,100 month, and hiswife, Yourecognize may know that the U.S. space program is the leader in ...firm adherence to a high of Phone Number(s) per Please review carefully. Double check: Spelling Prices HoursEve, was thecode smallest? marriage. getting her own $800 benefit -- and that amount presophisticated microelectronics technology. But do you know values;your trustworthy As I’ve pointed out several times in past colvented her getting a wife’s benefit on Bob’s Contact Tidbits representative immediately withfrom changes or corrections. which industry is second? umns, SSA has always followed state laws when it account. But when Bob dies, and assuming she is Office: 760-320-0997 Fax: 760-320-1630 Email: valleybits@msn.com comes to recognizing the legality of a marriage. In at least age 66 when that happens, Eve would start Should I buy other words, if your state says you are married, then getting $1,300 in widow’s benefits to supplement her Hearing aids! Surprised? the newest Social Security will say you are married, too. $800 retirement rate, meaning Eve’s total benefits Most people are.“De Until recently, something called the technology? will be $2,100 per month. Once again, change “Eve” fense of Marriage Act” prevented federal agencies to “Steve” and he will be eligible for the same widow from recognizing same-sexToday unions there as validare mar-hearing or widower’s benefit. riages and thus kept the government from paying If you have a Social Security question, Tom Mar aids compact genau has the answer. Contact him at thomas.margenau@ any benefits normally due to thesesolegally marriedyou can comcast.net. To find out more about Tom Margenau and to barely see them. couples. But about a month ago, the Supreme Court Others read past columns and see features from other Creators SyndiPlease review carefully. Double check: Phone Number(s) Spelling Prices Hours struck down those provisions of DOMA. And reSouthwest Pool & Spa (B) contain microcomputers Southwest Pool & Spa (A) cate writers and cartoonists, visit the Creators Syndicate webProperty of cently, the Commissioner of Social Security issued site at www.creators.com. your Tidbits representative immediately with Media, Inc. BZ 4C 26xchanges or corrections. BZ 4C so was advanced they can be 26xContactAdVenture a statement indicating that SSA now processing COPYRIGHT 2013 CREATORS.COM Discuss these important 2012 Vol. 8 - No. 14 Offi ce: Dewald, 760-320-0997 Fax: 760-320-1630April 1, Email: valleybits@msn.com March 2012 Vol. 8Au.D. - No. Natasha Timothy Natasha DeWald, Au. D. 13 Timothy Needham, Needham, claims for same-sex spousal programmed benefits. Commissioner to match the 25,The Coachella Valley’s First Au.D. The Coachella Valley’s First Au. D. with considerations right Vaway, FREE Carolyn Colvin encouraged same sex couples that of Coachella alley wearer’s hearing loss. Still your Should I buy the cheapest? Doctor of Doctor of Audiology Doctor ofAudiology Audiology Doctor of Audiology The Neatest Little Paper Ever Read were married in states that recognize their union to Doctor of Fax: Audiology at 760.320.0997 760.320.1630 Should I buy the smallest? hearing canHelp U file spousal claims as soon other as possible in order aids to Hear Hearing Wouldn’t itRights be great ifCenters. you could protect their legal rights to zoom benefits. asked the wearer All Reserved Should I buy the newest inBut onshe sounds wants to hear better. Some ● Service ● Repair ● Installation rely on everyone you deal with? ● Service ● Repair ● Installation for their patience as she pointed out that it could take • Our objective is to help you determine ● Tile Repairs ● Acid Wash technology? can even wirelessly via Bluetooth technology! months to develop the necessary policy be andconnected process● Tile Repairs ● Acid Wash ● Tile Calcium Removal ● Pumps, Heaters, Lights Unfortunately, too many people will ●which Tile Calcium Removal ● appropriate Pumps, hearing aid you, Perhaps youis should discussHeaters, these forLights ing instructions. ● Glass Tile Cleaning ● Deck Repairs VOTED you anything they think it ● promise Glass Tile Cleaning ● DeckifRepairs NUMBE R1 decisions with your Doctor of Audiology FOR TW Essentially, the same spousal benefits pay- the will We’re excited about newand hearing-aid technologies and CONSEC O provide the best service for getto you to buy something from UTIVE RESIDENTIAL COMMERCIAL with this ad and YE AR S! at HelpCleaning U Hear Hearing Centers. able to heterosexual couples will be available to FREE Filter service sign-up them. we’re committed to having all the equipment, knowledge YOUR individual needs. same-sex couples. I will briefly outline the eligibility Providing Professional Pool Service Since 2000 Our Audiologists haveService been trained to 2000 Providing Professional Pool Since experience necessary to make sure our patients get the requirements. In a nutshell,and the rules say that in orThat’s too bad. determine the scope of your hearing loss • Our Doctors of Audiology are trained der to collect benefits as a spouse on your husband and can provide you with information greatest benefit from them. or wife’s Social Security record, you must: But what you do find in detecting &happens correcting your hearing loss, that will help you when make the right Property of --be at least 62 years old; someone with integrity? Someone decision. AdVenture Media, Inc. not just selling you a hearing aid device. So if you haven’t looked into hearing aids lately, you’re in you can trust? You go back to them, --be legally married, and the marriage must Our Doctors of Audiology are educated have been in effect for at least one year; for a pleasant surprise. don’t you? in determining your hearing loss, not just --be married to someone who is entitled to FREE selling you aids…… That’s what wehearing think most people of Coachella Valley Social Security retirement or disability benefits; and The Neatest Little Paper Ever Read Why not giveonusyour a call? We’ll be while happyittomight showsound you what’s do. And old-fash760.320.0997 Fax: 760.320.1630 --not be eligible for higher benefits valleybits@msn.com ioned, that’s whyEVALUATION we put $150 integrity and FREE Coupon Value: own Social Security record. new. ADVERTISING PROOF honesty up Coupon there with education and Value It’s that last requirement that has traditionally New Patients Only. With$150 this ad. All Rights Reserved experience as qualities we think Expires 4-30-12 Final Changes 5:00 p.m.. Cannot beDUE: combined with any other offer. Exp. you . kept many people (usually women) from collecting 1. The book of Labor is in the a) Old Testa(New Patients Only, cannot be combined with any other offer) want in a hearing-care practice. Please review carefully. Double check: Phone Number(s) Spelling Prices Hours b) New Testament c) Neither spousal benefits on a husband’s account. And it will ment also keep many same-sex spouses from qualifying for your Tidbits 760.322.9533 or 760.568.6028 immediately withchanges or corrections. Ofrepresentative course can’t guarantee that Please Contact review carefully. Double check: we Phone Number(s) Spelling Prices Hours similar benefits. In other words, just as many women 2. From Ecclesiastes 4:9, how many are you’ll always like what we tell you, Office: 760-320-0997 Fax: 760-320-1630 have worked and earned their own SocialContact Security Property of better than one because they have a good butrepresentative we can$150 -- and do -- guarantee Value! your Tidbits immediately with changesthat or corrections. AdVenture Media,reward Inc. . for their labor? a) Two b) Three retirement benefit, thus precluding their eligibility O.A.Ctell you the we’ll always truth. Must show coupon to receive discount Office: 760-320-0997 Fax: 760-320-1630 c) Four c) Six for dependent wife’s benefits from a husband, so Valid at either 8/31/13 location Expires So if you believe that old-fashioned too will most same-sex spouses be prevented from helpuhear.com FREE (Newlike Patients Only, Natasha cannot be hones- of Coachella Valley AC Au.D. and qualities integrity 3. In 1 Kings 5:13-14, how many thousand O getting spousal benefits because they will0%inlikely get Danette Baker, Au.D. NatashaOctober Dewald,31,TheAu.Coachella D.Dewald g Offer Expires 2009 Valley's First Doctor of Audiology c The Neatest Little Paper Ever Read n g a Doctor of Audiology Combined with any other offer) ncin Valley’ ty are important, you want to men comprised the labor force that King inaCoachella higher benefits on their own account. Fin s First might 760.320.0997 Fax: 760.320.1630 0% FThe C OAcare choose us to for your hearing. valleybits@msn.com Solomon raised? a) Five b) Ten c) Thirty Doctor of Audiology Here is a quick example of that. Bob is 67 40101 Monterey Avenue 2465 E. Palm Canyon Dr., d) Fifty and has been getting $2,100 per month in retirement All Rights Reserved Just give us a call and let’s set up benefits since he filed for Social Security at age 66. Suite E2 Rancho Mirage an appointment. Bldg. 5, Suite 500, Palm Springs 4. From Exodus 20:9, how many days shalt His wife, Eve, who has worked off and on during her 760•568•6028 760•322•9533 PALM SPRINGS LOCATION RANCHO MIRAGE LOCATION thou labor and do all thy work? a) Three life, is turning 62 and will be applying for her Social 40101 Monterey Ave, 2465 E. Palm Canyon Drive Suite E-2 BLDG – 5, Suite 500 b) Four c) Six d) Seven Security benefits at that age. She is due a reduced In the Albertson’s Center Next to Jensen’s in Smoketree Commons 760.568.6028 760.322.9533 retirement rate of $800 on her own account. Eve is www.helpuhear.com 5. What son of Abda was in charge of the forced labor in David’s kingdom? a) Baal b) Adoniram c) Cyrenius d) Phaneul
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2465 E. Palm Canyon Dr. 2465Bldg. E. Palm Canyon Dr. 40101Suite Monterey Ave. 5, Suite 500 E-2 F O.K. BY: _____________________________ O.K. WITH CORRECTIONS BY:___________________________
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