UTH-N-YNG

Page 9

What is value investing ? Name of the Bank

On simple terms it’s about investing in the value of a company. Every company has a balance sheet which depicts a clear cut data about it’s performance, valuation, growth potential and future of the company (not exactly always, we can infer it from balance sheet). Based on our assessment of Financial Balance sheet, we can calculate the value of a company (intrinsic value is the term used by financial analysts), say Rs.xyz, now if the company is traded in the stock market at a price less than our calculated intrinsic value (Rs.xyz), a value investor will buy that stock and keep it in hand (hold) for long term say some 3 or 4 years (that depends on investors logic and his needs). After say some 4 or 5 years, if his judgement was right, the company valuation will increase and it will be traded at a higher price in the stock market, say 3 or 4 times Rs.xyz, now if he sells all his stock, he will make 3 to 4 times return on his money (that he invested 4 years back).

Name of the Bank

Period of fixed

Rate of

Deposit

Interest (%)

Lakshmi Vilas Bank

1 year to < 2 years

Lakshmi Vilas Bank

2 years to < 3 9.75% years

Tamilnad Mercantile Bank (TMB)

1 year to < 2 years

9.75%

500 days

9.75%

Dhanalakshmi Bank

Period of fixed

Rate of

Deposit

Interest (%)

Catholic Syrian Bank

365 days to 24 9.60% months

Yes Bank

15 months 15 days to 16 9.60% months

State Bank of Hyderabad 1000 days

9.50%

State Bank of Patiala

555 days

9.50%

Dhanalakshmi Bank

Above 2 years 9.50% and upto 3 years

9.80%

For Advertising on uth-n-yng contact Sashin Shah- 9820966500; Bhavik Veera 9820566451; info@jay-ho.com


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