February 50 Plus News Magazine

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Phase Two of Your Life

A Mature News Magazine for Southeastern Wisconsin

VOL. 30 NO. 2

The Path Of Fulfillment Janine Geske

February 2016

INSIDE....

I

BY JUDITH BERGER

t’s a gift to know your path in life, and it takes courage to follow it.

It seems everything Janine Geske has done in life has prepared her for this moment. As a long-serving Distinguished Professor of Law and the Director of the Marquette University Restorative Justice Initiative, Geske laughs a bit when saying, “I’m technically retired.” Currently, she’s a member of the Marquette University Board of Trustees. At 66, she’s as passionate as ever in the work she does in restorative justice. And she continues to teach. For Geske, it’s always about teaching and learning -- about herself and others. “All the work I’ve done in my career fits into the work I’m doing now.”

Geske has had an important and valued career. Following her parents’ path as educators, she became a middle-school teacher after college. After two years, she enrolled in law school.

Geske was looking for something where she could make an even greater impact. After graduating in the top 10 percent of her class from Marquette Law School, Geske worked at the Legal Aid Society of Milwaukee. In 1981, GESKE continued on page 11A

Artist Joel Pfeiffer

“Come dream with me”

Page 1B

SUPPORTIVE CARE DIRECTORY Page 6B

THE BIG SHORT, WISCONSIN STYLE AGING ISSUES

By Tom Frazier

The movie The Big Short, portrays how the “housing bubble’ led to the Great Recession in 2008 when the bubble burst. The bubble burst because financial companies packaged numerous mortgage loans together and sold them as highly rated “mortgage-backed securities.” The problem was that many of the mortgages were highly risky (“junk”)

and failed, especially when variable-rate mortgages came due and the mortgage holders could not afford the increased payments.

When I heard about AB 117 and companion bill SB 92, I was immediately reminded of the movie. These identical FRAZIER continued on page 3A

2A • 50PLUS • FEBRUARY 2016

MDs offer tips to prevent losing sight to AMD Learn the Warning Signs AMD usually develops gradually and painlessly, and good vision in one eye can often mask problems in the other. As it progresses, however, you may notice: ■ Difficulty reading or doing close work ■ Distortion of colors, sizes, and details ■ Blurriness of faces, clocks and words ■ Edges and lines appear bent or wavy ■ Blind spots (dark or empty spaces) occurring in the center of vision

AMD damages central vision, causing difficulty with seeing clocks, signs, faces and printed words, as well as distortion of lines, colors, sizes and edges.

by Cheryl L. Dejewski

Age-related macular degeneration (AMD) is the leading cause of central vision loss in Americans over age 50—impacting quality of life and independence.

The ophthalmologists at Eye Care Specialists explain how prompt diagnosis and advanced treatment can be the keys to protecting and preserving vision.

What is AMD?

“AMD is an eye disease in which the macula (a highly sensitive area of the retina) becomes damaged causing loss of straight-ahead central vision (as needed for driving a car, reading fine print and recognizing faces),” explains Mark Freedman, MD, one of the state’s leading ophthalmologists and continuing education lecturers. “‘Dry’ AMD is more common (90% of cases), tends to progress slowly, and be less severe. ‘Wet’ AMD is less common, but can progress quickly and cause profound loss of central vision.

Without treatment, 70% of wet AMD patients become legally blind within two years.”

and candidacy for injections of special medications, such as Avastin, Eylea and Lucentis,” explains Brett Rhode, MD, a partner at Eye Care Specialists, where thousands of AMD patients are diagnosed and treated each year. “These revolutionary drugs inhibit the growth of the abnormal blood vessels that cause wet AMD. Although there are NO guarantees, we have seen remarkable results with injection treatment. In the past, there wasn’t much we could do. Now, with regular inoffice injections (about every 4-8 weeks), we are able to stop the progression of wet AMD in 90% of our patients and even have up to 30% gain improvement in vision,” says Daniel Ferguson, MD, who performs injections on a daily basis.

(These injections are also successful for treating diabetes-related vision damage.)

T EYE

n Race: Being Caucasian raises risk n Smoking: Increases risk 2-5 times n Circulatory problems

Maintaining Independence

“AMD patients can stay independent and productive by following their eye care specialist’s treatment plan, utilizing low vision aids (handheld and closed circuit TV magnifiers, telescopic devices, talking books, etc.), contacting support/ transport services, and learning new ways to perform activities,” reports optometrist David Scheidt, OD. For a free booklet on AMD, cataracts, diabetes or glaucoma, call 414-321-7035.

CARE SPECIALISTS

World-class care. Local convenience.

Medical, surgical & laser services for every age and every need.

n Age: The risk of developing AMD

n Gender: Females are at greater risk

"Sight-robbing conditions often go undetected and untreated because they develop gradually in one eye and good vision in the other eye masks the problem,” explains Daniel Paskowitz, MD, PhD, an eye care specialist with credentials from Harvard and Johns Hopkins.

"People age 50-plus should have a thorough dilated eye exam every two years to check for AMD and other hidden conditions (like glaucoma). If you notice warning signs, schedule a comprehensive eye exam immediately to determine the presence, type and severity of AMD and whether or not treatment would help.”

“We also stress not smoking, since it increases the risk of AMD by 2-5 times.

And, we encourage wearing sunglasses and eating a diet high in healthy nutrients

For Free Booklets & Information: Call 414-321-7035 or visit www.eyecarespecialists.net

Risk Factors skyrockets from 2% for adults ages 50-59 to 30% for those age 75+ n Heredity: A family history of AMD

and low in fat and sugar. In addition, we give our patients a simple effective screening tool called an Amsler Grid that they can hold or hang on the refrigerator to easily check their eyes at home,” says Michael Raciti, MD, who treats patients at three Milwaukee-area locations.

Prevention

■ ■ ■ ■

Glaucoma, Diabetes and Macular Degeneration Care (with advanced medication injection and laser treatments) No-Stitch, No-Shot Ultrasonic Cataract Surgery (with standard, multi-focal or toric lens implants) Corneal Transplants, Neuro-Ophthalmology & Retinal Cases Customized Laser Vision Correction (LASIK & PRK)

■ ■ ■ ■ ■

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OCTORS In-Office Diagnostic Laser Scans in EYE CARE Comprehensive Dilated Eye Exams Pediatric Care & Surgery Lid Repair and Dry Eye & Ocular Infection Treatments Accept Medicare/Most Major Insurances

Wisconsin’s leading ophthalmology practice. Trusted by more than 130,000 doctors & patients since 1985

n Obesity and inactivity n Light-colored eyes n Prolonged sun/UV-light exposure n A diet high in fat and low in

vitamins, minerals and antioxidants

Treatment

“If we find significant dry AMD, we usually recommend vitamin supplements, sun protection, and not smoking to prevent or slow progression. If wet AMD is diagnosed, we review the risks, benefits

Mark Freedman, MD

Brett Rhode, MD

Daniel Ferguson, MD

Daniel Paskowitz, MD, PhD

Michael Raciti, MD

www.eyecarespecialists.net

West Allis 10150 W. National Ave.

414-321-7520

Wauwatosa 2323 N. Mayfair Rd.

414-258-4550

Milwaukee 735 W. Wisconsin Ave.

414-298-0099

David Scheidt, OD

A Very Tough Job

BY LEE HAMILTON

It’s hard work facing a roomful of disparate opinions and forging a consensus behind a solution.

You know who I feel sorry for? Today’s politicians.

You’ll laugh at this, but hear me out. This is a very tough time to be a politician — whether running for office or trying to lead while holding office. The women and men who’ve undertaken to represent us face circumstances that make campaigning and governing unusually challenging right now.

Not that they’ve ever been easy, at least in my lifetime. Our size, diversity, and multi-layered government structure; the number and complexity of the problems our political leaders face daily; and the divided politics of our time, which make settling on coherent policies especially challenging — all these combine to make being a politician in a representative democracy one of the most demanding jobs around. Several features of the current political landscape, however, give politics a sharper edge and make it far more difficult to navigate.

For starters, our political discourse, from city councils to state legislatures to Congress, is less forgiving than it was a generation ago.

FRAZIER continued from page 1A

(companion) bills, introduced by Representatives Mark Born, Jesse Kremer, David Murphy, and Senator Mark Farrow, eases consumer protections (under the Wisconsin Consumer Protection Act) for debt collection agencies that purchase bad debt. Similar to The Big Short, these companies buy “portfolios” of bad debt (A.K.A. “junk debt”) that may include thousands of such junk debt accounts and make money by collecting the debt from consumers. The problem is that many consumers do not owe the amounts claimed.

If threatening letters and nasty phone calls fail, then the collection agency brings suit in a state court to obtain a judgment against the consumer. In 2009, the Federal Trade Commission initiated a study of the debt collection industry in part because the FTC receives more consum-

FEBRUARY 2016 • 50PLUS

• 3A

Political opponents are no longer just people with whom we happen to disagree — they’re people who need to be shamed into silence. They can’t be trusted, they can’t be negotiated with, they’re self-serving and unpatriotic, and when they’re not incompetent, they’re scheming, ill-informed and ill-intentioned. This rhetoric is not just calculated demonization. The extent to which politicians today genuinely distrust the other side is something new in our politics. It makes progress on the issues of the day extremely complicated.

This is exacerbated by politicians’ awareness that voters have lost confidence in our traditional political leadership and are searching hard for alternatives. You see this in the rise of candidates like Donald Trump on the right and Bernie Sanders on the left, who speak to voters who are looking for someone to express their anger and frustration.

Why are Americans upset, and more willing than usual to rally to outlying candidates? I don’t think there’s any great mystery. For starters, we have a society that is deeply concerned about economic insecurity; as the Pew Research Center reported recently, the American middle class — for decades the stable anchor of economy and so-

ciety — is in trouble and no longer in the majority. People are moving up, but most are not, and some are moving down. Small wonder that immigration causes so much concern.

You can add to this the fear of terrorism and a deeply unsettled view of the major changes taking place in American society: the rise of big data and its attendant loss of privacy; the migration flows that whittle away at some communities while causing others to change unrecognizably from month to month; the tensions that diversity, arguments over gender, and racial conflict all produce; the fluid and ever-changing patterns of religious belief and identity that have shaken many communities loose from the institutions that once moored them; the decline of the traditional, objective media. America today is an uneasy place, and we see this reflected in voters’ frustration and pessimism.

With next year’s elections still almost a year away, voters are mostly just looking around. They like candidates who express their anger and resentment, but that’s in part because they’re not measuring candidates by whether they seem fit for the presidency or Congress or the governor’s mansion. Voters are just now starting to hold candidates up to the standards of

the offices they seek; as they do, the unsettled political environment in which we find ourselves will grow a bit less uncertain.

But the long-term issues — the fears and uncertainty and the forces driving them — won’t have gone away.

Which is why I feel great sympathy for politicians at the moment. The skills we need in our political leaders, like the ability to approach those with whom they disagree with a measure of good will and an openness to negotiation and compromise, are not held in high esteem by the voters or by the loudest voices in their own parties. It’s easy for a politician to pander to anger and frustration. It’s much harder to face a roomful of disparate opinions and forge a consensus behind a solution.

Yet that is precisely what many politicians recognize our country needs.

er complaints about debt collectors than any other single industry. The findings were mind boggling. For example, debt buyers paid, on average, only 4 cents on the dollar (of debt face value), most debt portfolios did not receive any documents related to the debts sold, debt sellers disclaimed any responsibility regarding the accuracy of any information they provided to the buyers, and debt buyers did not receive information needed to itemize debts, such as principal, interest, and fees. Despite these problems, the over-whelming number of junk-debt lawsuits go unanswered (the consumer doesn’t show up) and result in default judgments against the defendants. In fact, The Wall Street Journal reported that 94% of debt collection cases in the U.S. result in a default judgment.

With 77 million Americans with debt in collections, it is not difficult to figure out why debt collectors would want

to make it easier to make even greater profits.

That brings us to Wisconsin and AB 117/SB 92. While many other states like North Carolina, Maryland, Maine, and New York are strengthening consumer protection laws related to unethical debt collections, Wisconsin would take the opposite approach and give even greater advantages to collection agencies. For example, the bill drastically reduces the documentation a collector would have to provide to the consumer with a complaint; eliminates the requirement to itemize the exact amount being sought (e.g. a collector would not have to specify the amount related to charges, late fees, or interest); creates a special exemption from Wisconsin Consumer Act penalities for abuses unless the consumer can prove that they were “willful or intentional”; and changes those governed by the law to include junk-debt buyers.

AB 117 has passed the Assembly with 61 ayes and 37 nays (1 Democrat voted aye and 2 Republicans voted nay), while SB 92 has been voted out of Committee on a 3-2 partisan vote. This means that the bill has progressed close to passage by the full Legislature.

My advice to you, if you are faced with lawsuits by debt collectors, is to seek the help of an attorney. Many of these debts are so far removed from the original transaction that the collection agencies are likely to have little or no documentation regarding their claim, including whether the person being sued actually owes the debt. The worst thing you can do is not show up and have the court enter a default judgment.

It might not be the Big Short but it appears that it will again be consumers, not the debt-buyers/collectors, who will get the short end of the stick.

Lee Hamilton is a Distinguished Scholar, Indiana University School of Global and International Studies; and a Professor of Practice, IU School of Public and Environmental Affairs.

He was a member of the U.S. House of Representatives for 34 years.

For information about our educational resources and programs, visit our website at www.centeroncongress.org. “Like” us on Facebook at “Indiana University Center on Representative Government,” and share our postings with your friend.

4A • 50PLUS • FEBRUARY 2016

EDITORIALS

Your Alcoholic Appetite The National Institute of Alcohol Abuse and Alcoholism may not endorse any amount of alcoholic intake.

But we recently read claims about alcohol and its effects on the body and will pass this information to you. We read that moderate drinking is considered to be no more than one drink a day for women and two for men. Low risk drinking is considered as no more than seven drinks in a week for women and 14 for men.

High-risk drinkers of alcohol exceed the low risk levels. By doing so, the imbiber takes the risk of long-term cognitive damage, memory loss, depression, cirrhosis of the liver, high blood pressure, stroke, diabetes, and cancer of the throat or of the esophagus, breast or colon. Let’s not even consider those persons who become too drunk to drive their motor vehicles safely.

The Jobs Situation It has been a bit more than five years since we experienced the last recession. Since then, we must admit that the Wisconsin private sector recovery has been marginal, definitely lagging behind most of our Midwestern neighboring states.

We’re told that the national job growth has been above 11 percent.

Still in Wisconsin, the job growth adding people to the private payrolls - has been less than eight percent. We might ask what Michigan, Minnesota, Illinois, and Ohio have that we do not?

We will not blame Gov. Walker for the slowing growth in jobs, although we may fault the politicians for their lack of aggressiveness in effort - or really a lack of such - in keeping vibrant industries operating within our borders. Economic develop-

SENIOR ANSWER

DEAR SAM: I know that you are not a licensed weather person, but I know you have some wacky ideas about the weather, etc. So I ask, what’s ahead?

QUESTIONINGLY, Gary Sureson

ment means jobs, personal prosperity and additional taxable income at various levels. It is way past time for the Wisconsin Economic Development Agency to really move into action; at least, helping the industries we do have become larger and better. Certainly for numerous years, we have watched a slow stagnating of too many of our more important companies in what is known as rustbelt manufacturing.

We need to focus on the future.

Perhaps, our state government should also do this. We need not only to make hay when the sun shines, but continually put our resources to work. Could there be a better time than the present?

DEAR GARY: I will quote for you today an old tenet from my Irish grandmother. She said, and meant every word of it, that from St. Brigid’s Day, which is Feb. 2, to St Patrick’s Day, March 17, every other day will have nice weather.

Now, if you don’t believe this, watch for what the the ground hog does this month. Will he see his shadow and duck under cover for six more weeks?

THANKS AND BEST WISHES TO YOU. Senior Answer Man

Makes Me

While the exact age of the human race never has been determined, there are questions as to when it came to be, how it evolved and to what level it is headed. I am a bit limp today due to the various news items concerning the presidential would-be candidates.

CRABBY Could they be more agreeable than disagreeable, more silent than blustery, more cheerful when it seems next to impossible?

If not, could it be that with these candidates we’re headed in the wrong direction?

Killing TIME WITH JIM MCLOONE While we celebrate life at its best, we recently read of about 25,000 South Koreans who are experiencing what it feels like to be in a casket. I guess it is a lively death experience, or should it be a deadly lifetime experience? l l l l Having been at the same table, but not involved in a particular conversation, I can say that I did not miss the opportunity to remain silent. l l l l Have you noticed that what’s called craft beer still tastes a lot like real beer? l l l l Coach Gard of UW basketball had better keep up his guard. We’ve heard rumors of the successful UWM coach eyeing the Madison post. l l l l If Donald Trump is the republican candidate for president, should we crown Hillary right now? A recent national poll shows that 50 percent of republicans surveyed wouldn’t vote for him to be president. Would we be better off firing up a Cruz missile? l l l l Yes, the lines in the airport were so long recently at check-in that I suspected I was coming down with terminal illness. l l l l An in-law, not really an outlaw, claims that anyone who has played golf with him realizes he’s really a straight shooter. l l l l How can it be that the fellow who just passed on to his heavenly reward still have seven refills printed on his prescription Rx bottle? l l l l Poet Robert Frost said that it is more blessed to give than to receive.

That frosty fellow must have had life’s abundance. l l l l We are almost certain that it you have not been offended by Don Trump’s words yet, just wait in line. l l l l Growing old seems to be the period when we need water for hydration, watch our caloric intake, be heart healthy, get some needed exercise and be determined to resist all of the quick and easy answers to becoming a more active and energetic person.

50PLUS What’s New for Phase Two of Your Life

OWNERS

TOM & MAUREEN SLATTERY

PUBLISHER

MAUREEN SLATTERY

EDITOR

JIM MCLOONE

WRITER/PROOFREADER JILL SLATTERY

ADVERTISING DIRECTOR SARAN PIEHL ART DIRECTOR/ PRODUCTION MANAGER NICOLE HESSE

OFFICE OPERATIONS MANAGER PEGGY DUFFY

Plus Publications P.O. Box 230 Hartland, WI 53029

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Elder Care

Planning for your future is an important part of growing older. Many people of all ages are now planning for their retirement, the possibility that they could become disabled or incapacitated, and even their death. Estate planning is a way to address these concerns. Estate planning may involve wills, living wills, trusts, durable powers of attorney, life insurance, investments, retirement plans, gifts, joint tenancy property ownership, and other estate planning devices depending upon the complexity of your estate.

Other thoughts to consider when planning your estate are probate, guardianship and conservatorship, and pre-planned funeral arrange-

FEBRUARY 2016 • 50PLUS

ments. Many of the estate planning tools can be created by an attorney and a qualified financial estate planner. As with any service, prices may vary from one lawyer to the next and, therefore, shopping around for a knowledgeable lawyer is advisable. There are many decisions to be made as we grow older.

Making our own decisions and plans now may help assure that our wishes are carried out in the future.

How much in savings will you need to be comfortable in retirement?

In other words, how much do you need to live comfortably? By now, you’ve likely heard the conventional wisdom: that you should aim to have a nest egg of $1 million to $1.5 million.

5 things you may not know about probate or trust administration:

• A deceased person’s Will needs to be filed (with the Register in Probate in the County where the decedent resided) within thirty (30) days of death even if the Will is not being used to pass assets. If the Will is being used, this process is called probate and is done through the Probate Court.

• While it is unusual for a probate process to be needed at the death of the first spouse, there are still things that should be done and/or reviewed such as property and account ownership, estate plan review and beneficiary designation review.

• Estates with a gross value of less than fifty thousand dollars ($50,000.00) may be able to use a simplified procedure called a Transfer by Affidavit.

• The Personal Representative (or Executor) named in the Will needs to be appointed by the Probate Court and a court appearance may or may not be required depending on various circumstances. A Trustee is able to act immediately, but needs to have or obtain an EIN (employee identification number) for the Trust and should have a Certificate of Trust prepared.

• In either process, an inventory, final account and tax returns need to be prepared. There are also many rules to follow as well as the Wisconsin Statutes and laws governing Probate and Trust Administration.

While it is not mandatory for a Personal Representative or Trustee to have an attorney represent them throughout the process, it makes the process easier and smoother. The fees for the Attorney are paid as an administrative expense from the gross estate.

Attorney Jane L. Walker has an understanding of all aspects of the Probate process. She has over twenty four (24) years of experience in determining whether a probate is necessary and assisting and advising Personal Representatives and Trustees. Attorney Walker also has extensive experience in Estate Planning using Wills, Trusts and other tools to transfer assets. To schedule an appointment with Attorney Walker, please call 262542-4420.

Or that your savings should amount to 10 to 12 times your current income.

For people approaching retirement, those figures might seem enormous. But a true retirement number is different for everyone because it depends on factors such as where you’ll live and how healthy you’ll be as you age. And the hardest question of all, how long will you live?

• 5A

Here are some issues to ponder: Figure out how much you’re spending now. Start by creating a budget to track your expenses. A much-touted rule of thumb says you’ll need 70 to 80 percent of your preretirement income after you finish working. But some financial planners are now suggesting that might not be ELDER CARE continued on page 7A

PROTECT YOURSELF

PROTECT YOUR FAMILY

PROTECT YOUR FUTURE! Did you recently lose a loved one or a friend?

Have you been thinking about your own incapacity or death?

Do you have a spouse or a child (minor or adult) on or applying for public benefits?

THERE ARE OPTIONS!

We can help you navigate the complexity of Estate Planning, Probate & Trust Administration and Elder Law.

Including: Wills, Trusts, Powers of Attorney for Finance and Health Care, Document Review and Analysis, Guardianships (Procedures and Accountings), Transfer by Affidavit, Medicaid/Title 19, Family Care, Caregiver Options and Agreements and WisPACT Trusts.

Advice in plain English from a personable, professional attorney.

“From Attorney Jane L. Walker, down to the youngest paralegal, they define excellence, honesty, compassion and versatility. Their knowledge of Medicaid-T-19 and real estate matters was unparalleled. If they don’t specialize in your matter, they will know the best attorney to contact. They truly have your back.” – Bob O.

• ELDER LAW • TRUSTS • PROBATE 100 E. Sunset Drive, Waukesha, WI

www.JaneLWalker.com

262-542-4420

WE CAN HELP PROVIDE PEACE OF

6A • 50PLUS • FEBRUARY 2016

Common misconceptions about estate planning MISCONCEPTION #1: If I become incapacitated, my spouse, without any other documents, can make medical decisions for me.

FALSE! The truth is, that if you are incapacitated, in order for your spouse (or other person) to make medical decisions for you, you have to have a legally valid Health Care Power of Attorney document that lists the people you want to act on your behalf and that lists them in the order in which you want them to act. Do you have an updated Health Care Power of Attorney document?

MISCONCEPTION #2: If I have a Will, my assets will not go through probate.

FALSE! If you have a Will, when you die and you have assets that need to pass through your Will, then you Will must be admitted to the Probate Court for administration. Is there a better alternative to probate for you?

MISCONCEPTION #3: If I have a Will or a Trust, all my assets go according to those documents.

FALSE! Even if you have a valid Will or a valid Trust, only the assets that have nowhere to go pass through the Will and only the assets that are in or come into your Trust will pass through your Trust. If you have a life insurance policy with a legally enforceable beneficiary designation, then that asset will pass to the named beneficiary(ies) not through your Will or your Trust. So, if you did a Will or Trust and it said everything goes to your children equally, but you named only one child on a life insurance beneficiary designation form, then only that one child gets the money from that life insurance policy. Have you looked at your assets, your Will and Trust agreement and the beneficiary choices you’ve made to see if your assets will transfer the way you wish upon your death?

MISCONCEPTION #4: I can give $14,000.00 per year and it will not affect my ability to get Medicaid or other public benefits.

FALSE! Were you thinking you could transfer property or money to your children and still remain eligible for Medicaid or other public benefits? Giving $14,000.00 per person per year is called the annual gift tax exclusion amount and it is the amount you can give without needing to file a Form 709 U.S. Gift Tax Return. However, potentially, any gift that you make can cause you to be ineligible for Medicaid or other public benefits if the gift is within the 5 year look back period.

Have you talked to an elder law attorney about pre-planning in the event you need public benefits?

MISCONCEPTION #5: If I have a financial power of attorney document, the person I appoint can take care of everything on my behalf.

FALSE! Your financial power of attorney agent can only act within the powers given under the actual document. Many people use the basic or statutory form; however, the statutory financial power of attorney does not include many essential powers needed if your appointed person (your agent) needs to do Medicaid (Title 19) planning for you. Do you have a statutory financial power of attorney document or a form that is more than five (5) years old and you and/or your spouse may need nursing home care?

MISCONCEPTION #6: If the ADRC benefits specialist or the nursing home social worker helps me fill out a Title 19 application, they are watching out for me and my family.

FALSE! Although the ADRC and the social worker are an excellent and free resource, their goal is to get the facts onto the paper and if possible, get the applicant on public benefits. They will not be able to give you legal advice so they won’t discuss with you the options available such as: i) how to keep more assets for the spouse who may be remaining in the community; ii) how to set aside extra money (in a special needs trust) for the applicant who will receive public benefits or for a disabled child; or iii) how to preserve the “family home” for a caretaker child. Do you have income or assets to protect?

WHAT IS THE SOLUTION? You should decide if this is an area of your life worth paying for advice. Most initial conferences are only a few hundred dollars.

If it is, then seek the advice of an attorney with experience in estate planning and elder law. Attorney Jane L. Walker has over twenty four (24) years of experience in estate planning and elder law. She can be reached at her office located at 100 E. Sunset Drive, Waukesha, WI 53189; by phone at (262) 542-4420; by fax at (262) 542-4134; or by email at jlwalker@execpc.com. Elder law is for all of us who age!

Article by: Attorney Jane L. Walker

PROTECT YOURSELF PROTECT YOUR FAMILY

PROTECT YOUR FUTURE!

We prepare Wills, Trusts and Powers of Attorney for Finance and Health Care.

Pre-planning allows you to decide who handles your financial and health care decisions (if you are unable to do so), and you decide who will inherit your estate.

The thought of pre-planning can be overwhelming, especially with a disabled or special needs spouse, child or grandchild. There are options – including WisPACT Trust subaccounts which will not affect the individual’s public benefits.

• ELDER LAW • TRUSTS • PROBATE 100 E. Sunset Drive, Waukesha, WI

www.JaneLWalker.com

262-542-4420

We can review and analyze your current Estate Plan and make recommendations for updates. This is especially important if it has been more than five (5) years since your plan has been reviewed or if your family has experienced a death, divorce or disability.

We can explain your options in plain English.

See my “Common Misconceptions About Estate Planning”.

We have over twenty four (24) years of experience in Estate Planning, Probate and Trust Administration and Guardianship.

WE CAN HELP PROVIDE PEACE OF MIND FOR YOU AND YOUR FAMILY!

FEBRUARY 2016 • 50PLUS

ELDER CARE continued from page 5A

enough. Some advise they’ll need at least 100 percent of their preretirement income each year for at least the first 10 years after they stop working.

Spending really doesn’t slow down in early retirement, as many new retirees ramp up travel, for example.

Then will your money last as long as you do?

Many people don’t consider longevity when they set savings goals. A healthy, upper-middle-class couple who are 65 today have a 43 percent chance that one or both partners will live to see 95.

Savings need to be adjusted accordingly.

Will your savings give you enough cash? There is no way of knowing what will happen to interest rates — and inflation — in future years. But for a retiree to generate $40,000 a year after stopping work, he or she will need savings of about $1.18 million to support a 30-year retirement.

What if I haven’t saved enough?

And if you haven’t saved enough now is the time to start. Savers can double, on average, their nest eggs in the last decade or so of their working lives, thanks to the magic of compound interest. Also, in the years before you retire, start cutting back on non-essential items. Wait to travel after retirement. This is the time to save!

Do the math—How much will you need for retirement?

The Employee Benefit Research Institute reported in 2013 that just 46 percent of Americans know how much money they will need to accumulate for retirement.1 And more than half admit that they are behind when it comes to planning and saving for retirement. Are you?

The exercise of calculating a retirement savings goal does more than provide a dollars-and-cents estimate of how much you’ll need for the future. It also requires you to visualized the specific details of your retirement dreams and assess whether your current financial plans are realistic, comprehensive and up-to-date.

The following strategies will help you identify and pursue your retirement savings goals: • Double-check you assumptions. Answer these important questions: When do you plan to retire? How much money will you need each year? Where and when do you plan to get your retirement income? Are you investment expectations in line with the performance potential of the investments you own?

• Use a proper “calculator.” The best way to calculate your goal is by using one of the many interactive worksheets now available for free online and in print. Each type features questions about your financial situation as well as blank spaces for you to provide answers.

• Contribute more. Contributing an extra $20 a week to your plan could provide you with an additional $51,389 after 20 years or $130,237 after 30 years, assuming 8 percent annual investment returen.2 At the very least, try to contribute at least enough to receive the full amount of your employer’s matching contribution (if offered). It’s also a good idea to increase contributions annually, such as after a pay raise.

Retirement will likely be one of the biggest expenses in your life, so it’s important to maintain an accurate price estimate and financial plan. Aim to calculate you savings goal at least annually.

1Source: Employee Benefit Research Institute, 2013 Retirement Confidence Survey, 2013 2This example is hypothetical and for illustrative purposes only.

Investment returns cannot be guaranteed.

Timeline For Retirement At age 50 Begin making catch-up contributions, an extra amount that those over 50 can add, to 401(k) and other retirement accounts.

At 59½ No more tax penalties on withdrawals from retirement accounts, but leaving money in means more time for it to grow.

At 62 The minimum age to receive Social Security benefits, but delaying means a bigger monthly benefit.

• 7A

At 65 Eligible for Medicare.

At 66 Eligible for full Social Security benefits if born between 1943 and 1954.

At 70½ Start taking minimum withdrawals from most retirement accounts by this age; otherwise, you may be charged heavy tax penalties in the future.

8A • 50PLUS • FEBRUARY 2016

Roth IRA conversions in a down market IS IT TIME FOR A BREAK – THAT IS, A TAX BREAK? If the stock market is down it may be time to consider converting your traditional IRA to a Roth IRA, especially if you’re not planning on retiring soon. You will pay a one-time tax on the conversion, but with the market down, that tax will be less than you would have paid last year. As a result of the conversion, you will have more flexibility with your money when you are ready to use it. Though a Roth conversion isn’t all about timing, paying attention to significant market swings can allow you to take advantage of benefits that, in some cases, can only be produced by careful timing—generating valuable results in the right circumstances.

THE PROS OF A ROTH CONVERSION: A Roth IRA gives you two huge benefits: tax-free growth and tax-free income distributions in retirement (providing you are age 59½ or older and have held your Roth IRA account for 5 or more years). Additionally, you

PLANNING TOMORROWS DREAMS TODAY

By Brad Olson can still contribute to a Roth IRA after age 70½ - and you don’t have to take mandatory withdrawals from it.

These facts alone might motivate you.

A Roth IRA conversion can also be useful for older investors who don’t need their IRA assets. If you don’t think you’ll need to tap your IRA, you might consider doing a Roth conversion and leaving the Roth IRA to your heirs. Untouched, the Roth IRA assets can keep compounding tax-free across the rest of your life (and subsequently, the rest of your surviving spouse’s life). Another advantage: converting that untapped traditional IRA to a Roth will reduce your taxable estate.

THE DISADVANTAGE OF A ROTH CONVERSION: On the downside, the conversion does trigger a tax, and you’ll need the money to pay it. You will pay tax on any earnings and pretax contributions in lieu of paying taxes upon subsequent withdrawals from the Roth IRA. Don’t think about using your current IRA assets to pay the conversion tax – if you’re younger than 59½, you’re looking at a 10% penalty on the amount you withdraw, and you’ll throw away the chance for tax-free Roth IRA compounding of those assets. (If the amount you want to convert might send you into a higher tax bracket, you could simply do a partial Roth IRA conversion.)

CHANGING YOUR MIND: After the Roth conversion, if the market continues to decline so that the value of the account assets dips lower than they were at the time of conversion, you still have options. Fortunately, if the results of a Roth conversion are poor, the transaction can be

reversed—“recharacterized”—as late as October 15 of the year following the initial conversion.

You can choose to recharacterize only a portion of the Roth IRA, but the amount recharacterized must be transferred back to the traditional IRA in a trustee-to-trustee transfer (meaning that the you cannot receive a check for the funds transferred; they must be directly transferred to the IRA custodian). You may need to file an amended tax return reflecting the recharacterization by the October 15 deadline in order to reverse the tax liability under the conversion.

Then you have the option of executing another Roth conversion at the lower account value in order to generate even greater tax savings. The amount cannot be reconverted back to a Roth IRA before either the beginning of the calendar year following the calendar year of the conversion, or the end of the 30-day period beginning on the day of the recharacterization, OLSON continued on page 16A

FEBRUARY 2016 • 50PLUS

• 9A

WE SAW YOU AT . . .

The MBA Home Building and Remodeling Show

BY MARGARET PEARSON

For the first time the annual show was held at the Exposition Center in State Fair Park. It had been held in downtown Milwaukee for many years.

This year’s 27th annual event featured 156 exhibitors. Visitors included:

Jean and Ken Maio of Waukesha.

Carol and John Pilgrim of Oconomowoc.

Rita and Miles Busle of Pewaukee.

Diane and Gary Bruski of Hales Corners.

Nancy and Eric Petersen of Fox Point.

Kathi Voss and Gary Schwartz of Sussex.

Sally Anschuetz of Milwaukee and Judy and Gregg Gifford of Jackson.

10A • 50PLUS • FEBRUARY 2016

Pets are family to everyone, especially the 50 Plus generation!

“We don’t stop loving our pets and, in fact, for many of us they are our constant companions and very often our reason for getting up in the morning.” These words came to me from a reader of my 50 Plus articles.

She went on to ask me “do you sir have or have you had pets.” I believe she was coming from a place of love and frustration. Love of the animals that have added depth to her life, and frustration from senior communities focus or lack thereof regarding the topic of pets in their buildings.

The reason your pet has such a positive influence on your health is because the presence of a dog or cat pulls your attention away from yourself.

Medical experts have long touted the health benefits of dog ownership.

Studies have shown that petting a dog releases oxytocin, a feel-good hormone that lowers blood pressure and calms anxiety. Caring for an animal can be therapeutic. We could all benefit from the presence of more ‘happy hormones’ coursing through our bodies.

MOVING IN THE RIGHT DIRECTION

By Bruce Nemovitz I consulted with Adele Lund who is a mentor and an expert on senior living. She was kind enough to share with me some invaluable information regarding her communities owned by the Laureate Group.

Adele told me it is rare that a new resident would purchase a pet after moving in…almost exclusively it is someone bringing in a long-time pet they can’t part with.

In many communities, the rules related to pet ownership make sense since many occupants are not pet owners and have not interacted with animals in the past. Therefore, lobbies and dining areas exclude pets from occupying those areas.

Residents with dogs are expected to take them out in designated areas, and are required to clean up after their own pets. If for some reason a resident is no longer able to manage the cleanup, there is a local service that can be hired to do that for a fee of $25 per month. The cost is paid by the resident. If caring for their pet becomes difficult for a resident, they may give up the pet to a relative or friend.

There is typically an addendum signed by the resident regarding their dog or cat. Pets are referred to in this agreement as a house pet. A deposit of $500 is required at many communities.

Damages by the pets are the responsibility of the resident. The following are required by the senior community: 1)Veterinarian certificate for rabies vaccine for dogs and cats 2)No rodent or reptile pets allowed. Example: rabbits, hamsters, etc.

3)Birds must be caged at all times 4)Dogs and cats are not allowed in lounges, dining areas, or activity areas.

5)Dogs and cats must be on a leash outside of the resident’s apartment

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6)Resident is responsible for cleaning up after their pet and must have proper equipment for this purpose 7)Resident must use entrances and exits other than the main lobby when entering and leaving the building with a pet 8)If resident is out of the apartment longer than 24-hours, the pet must be removed.

These are somewhat typical rules for communities allowing dogs and cats. There is usually a size restriction for dogs.

The good news is that many senior communities are pet friendly, and that is great news for those of you who have put off a needed move because you thought there were no answers to this question of loyalty and love for your dog or cat. Far too many of you have decided to wait for your life-long ally to pass on before making a needed move and struggling to maintain your home of many years. Physical and mental needs have changed and NEMOVITZ continued on page 16A

FEBRUARY 2016 • 50PLUS

GESKE continued from page 1A

she became a Milwaukee County circuit court judge. After more than 12 years on the circuit, she was elected to the Wisconsin Supreme Court, where she presided for 5 of the 10 year term.

After much soul searching, prayer and a life-changing experience working with the poor in the Dominican Republic, Geske’s priorities crystallized.

For her, life is about relationships. “I hate meetings. I wanted to roll up my sleeves and do something.” She left the court with dignity and grace to return to teaching. Geske briefly served as interim Milwaukee Country Executive in 2002.

“I am a teacher at heart,” Geske said. Marquette gave her an opportunity she could not refuse. She crafted learning opportunities for students to gain experiences and to help those in the community who are underserved in the area of legal assistance. “People don’t have the power to change the past. All we can do is try to change the future.” And that’s the path Geske dares to tread: to change the future for victims of crime and their offenders.

For 15 years, Geske has been involved in restorative justice, locally, nationally and internationally. Her work is a hands-on approach to a philosophical framework that shows a

“I am a teacher at heart,” Geske said. Marquette gave her an opportunity she could not refuse. She crafted learning opportunities for students to gain experiences and to help those in the community who are underserved in the area of legal assistance. “People don’t have the power to change the past. All we can do is try to change the future.”

And that’s the path Geske dares to tread: to change the future for victims of crime and their offenders. respectful, thoughtful dialog and to listen within the safe environment of talking circles.

Oftentimes working with groups within the prison system, the restorative justice initiative focuses on who was hurt; how the community has been impacted; what was the harm; repairing the harm and how the community can repair the harm.

Talking circles are not an alternative for violent crime offenders. In lesser offenses, such as graffiti and possession of small amounts of drugs, restorative justice has shown its effectiveness in decreasing rates of recidivism. “The face-to-face interaction brings about a personal connection and understanding for both the victim and the offender. Restorative justice teaches us to be accountable and to repair the harm.”

Living a life rooted in her faith, Geske has found her calling. “This is my gift.” She has traveled throughout the world teaching mediation, resolution -- and yes, healing.

As a result of the worldwide clergy sex abuses in the Catholic Church, The Gregorian, A Center for the Protection of Children, in Rome has reached out to Geske to come and teach restorative justice practices. “It’s a source of great satisfaction for me to bring together the Church’s hierarchy to talk about the harm of the abuses and to face the victims. To have an impact for healing at that level...” correlation between crime and harm.

The impact of crime is widespread from victims and offenders to families, communities and the economy.

Restorative justice brings together victims, community members – and, sometimes, offenders to engage in

Geske has applied restorative justice tactics to a variety of offenses, including drunk-driving homicide cases, bullying in schools, conflicts in athletics and clergy sex abuse cases. “Restorative justice looks to bring about truth and reconciliation.”

Geske conducts a program in Green Bay that serves as the capstone project for law students. Challenges and Possibilities brings together 20 community members, 20 offenders and three victims. “We are all part of the human family. I believe there is worth in everyone. Here we can explore how a crime has impacted our families and our communities; and hopefully bring about a deeper understanding.”

Living a life rooted in her faith, Geske has found her calling. “This is my gift.” She has traveled throughout the world teaching mediation, resolution -- and yes, healing. As a result of the worldwide clergy sex abuses in the Catholic Church, The Gregorian, A Center for the Protection of Children, in Rome has reached out to Geske to come and teach restorative justice practices. “It’s a source of great satisfaction for me to bring together the Church’s hierarchy to talk about the harm of the abuses and to face the victims. To have an impact for healing at that level...”

The legacy of Geske’s work has a ripple effect. “My students tell me how this work has changed them. My hope is they carry on,” she said. “I tell my students to find your calling by following your passion. I hope by pass-

• 11A

ing on this work to my students they learn how to listen deeply to others; be present and open; develop skills to deal with conflict and to always move in a good and positive way.”

Geske’s litany of honors and awards give evidence she’s not only open to opportunities, she excels at them. Among the many honors, she has been recognized twice by the Milwaukee Bar as Lawyer of the Year. The St. Thomas More Lawyer’s Association honored her with its Faithful Servant Award. She has been the recipient of the Thurgood Marshall College Fund Legacy Award, the Woman of Faith Award from the Sisters of the Divine Savior, the F.B.I. Director’s Community Award and a Wisconsin State Bar Fellows Award in recognition for her contributions.

There is no indication she is choosing to ramp down her involvement in restorative justice or the community any time soon. “Yes, I’m busy.

But there is nothing I do that I haven’t said yes to.”

In addition to her involvement as trustee on Marquette’s board, Geske serves on the Great Milwaukee Foundation. She’s been instrumental in the racial equity and inclusion issues facing our community. Geske also volunteers at the St. John’s Cathedral Center.

Having a relevant life as one faces ‘retirement’ is about engagement, Geske said. “Follow your passion to wherever you gain pleasure. Don’t follow someone else’s recipe. Use your experiences to try new things -- be a mentor, volunteer. Do something brand new.” The path Geske chose has lead to good things. “I’m happy. I have a great life.”

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12A • 50PLUS • FEBRUARY 2016

Priorities in lowering the risk of heart disease

BY DAVID LIPSCHITZ

Heart disease is the leading cause of death in the developed world. Although occurring at a later age, heart disease is just as common in women as in men. Despite this fact, fewer than 1 in 5 women believe that heart disease is a significant health threat even though 1 in 3 deaths in women each year is from heart disease, which is more than from all causes of cancer combined.

While every adult is at high risk for heart disease, there are a series of factors that increase the chances of heart disease substantially. The disease is much more common in men than in women until menopause, after

which time the risk is essentially the same. And with each advancing year heart disease becomes more common.

A strong family history of heart disease, particularly if symptoms occur under the age of 50, cigarette smoking, elevated cholesterol, high blood pressure, a sedentary lifestyle and obesity, all substantially increase heart disease risk. Heart attacks and other forms of heart disease are much more common in women with diabetes, but for reasons that are ill understood, diabetes does not have a similar impact in men.

And anxiety and high levels of stress do not bode well for preventing heart attacks.

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For most adults, an assessment of cardiac risk should be done at age 30. Occasionally, markedly elevated cholesterol is identified, necessitating the need for treatment. Blood pressure should be measured at least annually, and if elevated, approaches to bringing the levels to normal is a must.

Hypertension may or may not require treatment with medications. Screening for diabetes should be done every five years until age 60 and more frequently thereafter. Whenever a routine physical is done, time should be spent counseling on how to live long, age well and prevent heart disease.

We are all aware of the critical importance of not smoking, diet, exercise, maintaining an ideal weight and staying as stress free as possible. But as a nation we are not doing as well as we should in meeting these goals. If will power is involved, most of us fall short. It is for this reason that we try and do as much as we can to maintain a healthy lifestyle, without giving up because our lofty goals are not achieved.

We focus far too much on weight loss and our body image. We all want to “get into shape,” hopefully to become a slim beautiful woman or a male Adonis. Hating the way we look is disastrous. We need to be proud and pleased with ourselves and, most importantly, have high self-esteem; perhaps the single most important factor in living long, aging well and reducing heart attack risks. I recommend to all my patients that no matter their shape, they look in the mirror and say, “I am gorgeous.” And this applies to men, too. You must feel good about yourself, confident in your accomplishments and in the way you look and dress.

Believe it or not, your weight is not an important risk factor in preventing heart disease. In fact, those who are overweight but not obese, live longer than those who are thin or obese.

It is also far more important to be fit and fat than thin and sedentary.

Nothing is more important than exercise. And while more is better than less, walking at a reasonable pace for 30 minutes, four or five times weekly, has almost as much benefit as jogging 10 miles daily. And forget all the “too” excuses: I am too tired, too embarrassed, too sick, in too much pain; it’s too expensive, too far, too cold or too hot to exercise. No matter what, there is always an exercise that is right for you.

Try as much as possible to eat a balanced diet containing the right fats, proteins, vegetables and starches.

Learn how to relax; have love in your life; laugh and have faith in yourself and in others.

These are the keys to reduce your chances of heart disease. It’s not rocket science, and no matter your age, the presence or absence of chronic disease and the stresses of life, you can do much to delay heart disease for decades or even forever.

READ 50 PLUS EACH MONTH Pick up a copy or read it online at

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FEBRUARY 2016 • 50PLUS

Science on the cutting edge of age old questions

BY CHUCK NORRIS

Anyone who’s managed to reach that rarified plateau known as old age should never feel as if they’re no longer important in the grander scheme of things. Yet ageism, the discrimination against people based on age, sadly is a real problem in our modern society. But it’s certainly not one when it comes to researchers at the leading-edge of medicine; quite the contrary. Those folks are absolutely obsessed with senior citizens and just itching to know exactly what makes them tick -- as in that internal clock inside our bodies that set a rhythm as to when we wake and when we go to sleep; that even influences thoughts and feelings.

It may be somewhat amusing -- or annoying -- to family members when folks of a certain age take a little catnap in the middle of the day or rise early in the morning, or suffer through a “senior moment” in trying to recall some name or piece of information.

To a neuroscientist or geneticist, these behaviors are all clues to be explored, for our seniors are the key in a quest to understand exactly which genetic, environmental and behavioral factors contribute to a long life.

It all starts with what is called the circadian clock. Neuroscientists have long struggled to understand exactly how the circadian clock, this internal master controller found inside our genetic makeup, affects our minds.

What’s known is that people’s circa-

dian cycles change as they age. This internal clock changes rhythms and shifts forward. Some of the genes that were active in strong daily cycles in young people fade in people older than 60. Is it possible that some older adults stop producing proteins in their brains needed to maintain circadian rhythms, wondered University of Pittsburgh School of Medicine neuroscientist Colleen A. McClung.

At the same time McClure discovered other genes that became active in daily cycles only in old age. “It looks like the brain might be trying to compensate by turning on an additional clock,” she concludes.

When brain cells start dying, among the first to go are those involved in learning and memory. Researchers at Harvard Medical School are hard at work studying what distinguishes brains that make it to 100 with limited cognitive decline from those that succumb to the ravages of Alzheimer’s disease or other forms of dementia before age 85. Alzheimer’s disease today is the only cause of death among the top 10 in the U.S. that can’t yet be prevented, cured or even slowed. According to the Alzheimer’s Association, there are now 5.3 million Americans age 65 and older living with the disease. There are strong incentives for finding a cure to this devastating disease and the study of senior citizens on a cellular or molecular level is proving to be the best pathway.

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The total direct cost to the U.S. economy of caring for those with Alzheimer’s disease is a staggering $226 billion a year, with half coming from Medicare. Delaying the onset of the disease by just five years, research studies show, could decrease Medicare spending by 50 percent.

Doing so won’t be easy as researchers have identified no fewer than 440 genes known to start to slow down after age 40, each needing to be checked off the list as to how they might influence the aging processes.

So if you happen to have lived through the 1918 flu pandemic, the Great Depression and both world wars, witnessed women’s suffrage and

• 13A

the moon landings, and are still keeping up with world events, modern science wants you. You represent a new model of aging, and among those scientific investigative groups seeking you out is the Long Life Family Study sponsored by the National Institute on Aging and part of the National Institutes of Health.

If you’ve reached the age of 100, you are among a very coveted group known as the “new centenarians.”

Far from the frail, ailing, housebound people you might expect within this demographic, most new centenarians are mentally alert, relatively free of disability and remain active members of their communities.

• •

14A • 50PLUS • FEBRUARY 2016

Retire to warmer climate or stay put?

BY DOUG MAYBERRY

Q

: My husband and I will both retire in six months. In discussing our plans, we have run into a major roadblock.

He wants to move to California or Florida because of the weather. I want to remain in Michigan, where our sons, daughters-in-law and grandchil-

dren live. He believes that now that we have raised and educated our family it is our turn to travel, have fun and enjoy our time while our health and finances allow us to do so. He feels very strongly about our moving. What are my options?

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: Upon retiring most couples soon learn lifestyles change.

Being together 24 hours a day changes the dynamic and daily routines of a husband/wife relationship. Wives continue to run the household, plan the family’s social activities and organize the family holidays and birthday parties. Couples also tend to lose a great deal of privacy and freedom.

Husbands find that not having to go to work leaves those former working hours available without much to do. They tend to watch more TV, especially sports. Engaging more in their hobbies and even volunteering are good ways to stay active.

As you now disagree on where you want to live, why not give both of your wishes a try? Why not stay home for your first six months in retirement, and then try the next six in a rented apartment in a warmer state?

This would give you the opportunity to see how it goes and to consider a compromise. Meeting new friends, having the kids come and visit and discovering a new lifestyle might just prove the right ticket to help resolve your differences.

Explore your travel opportunities, consider retirement communities and take a class and find a hobby you can share.

Take the time to reevaluate yourselves and each other, and, above all, enjoy it! -- Doug

Q A

BOTH CAN WIN : I am shy. My husband is an extrovert and enjoys meeting strangers. I don’t, and I don’t like going to parties or mingling, but I want to keep my husband happy. How can I change my attitude? : Ask yourself why you don’t like parties or meeting strangers. Is it your upbringing? Are you afraid of others? Or do you not know why?

As individuals, our primary interests are always ourselves. Strangers love to hear their names spoken, prefer talking over listening and enjoy being asked questions.

Often we learn we have more in common than we realize. You can begin conversations by simply asking them about themselves: Where were they born? What is their favorite vacation spot? Discuss common interests.

Let them fill the conversation with their answers.

Focusing on the moment can ease your anxiety and awaken you to the fact you’ve become more comfortable.

Just listening carefully to others’ responses will encourage them to want to know you better.

Relieving yourself of your shyness and assuming a more positive attitude take time and patience, but it will allow you to engage more with your husband, who will definitely appreciate it!

-- Emma, Doug’s granddaughter

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FEBRUARY 2016 • 50PLUS

Questions about widower benefits

BY TOM MARGENAU

Q

: Can a widower get benefits in the same way a widow gets benefits? In the community where I live, I know lots of widows and widowers. Most of the widows are getting their husband’s Social Security. But I don’t know of any widowers who get their wife’s Social Security. : Social Security rules are gender neutral. So a widower could qualify for monthly Social Security survivor benefits in the same way a widow does. It just doesn’t happen that often. And the numbers bear this out. There are almost 5 million women getting widow’s benefits, but only 83,000 men getting widower’s benefits.

The reason for that disparity is not because Social Security laws are unfair. But rather because society hasn’t been fair to women in the workforce, and thus to their surviving spouses.

We all have heard the statistics that show women make less money than men. And we also know that women tend to take more time off from work to raise kids. And those lesser earnings for fewer years translate into smaller Social Security benefits for women and rare chances for their surviving husbands to claim widower’s benefits.

Or to put that another way, as a general rule, when you are due two benefits (usually your own or a benefits from a spouse’s account), you don’t get both benefits. You only get the one that pays the higher rate.

That’s why most men get their own retirement benefits and not any spousal benefits from a wife’s record.

A

Q

: My wife died last month following a 40 year marriage.

I always made more money than she did. So my benefits greatly exceed hers. Am I to understand that I am therefore not due any of her Social Security? I will be 62 next month and plan to retire then. : I purposely put your question right behind the last one to demonstrate that things aren’t always so cut and dried as they seem in the Social Security world.

That “general rule� I just cited doesn’t

A

always apply.

In my answer to the first question, I just finished saying that men usually don’t get widower’s benefits because they are frequently due higher benefits on their own Social Security account.

But because of a little twist in the rules that usually applies only to widows and widowers, you might want to consider applying for benefits on your wife’s record. That “little twist� says you can file for reduced widow’s benefits now, and later switch to full benefits on your own record. It is important to note that widows and widowers can do that, but wives and husbands (with living spouses) cannot.

You didn’t give the dollar amounts involved in your case. But I will make some up to demonstrate what I mean.

Let’s say your full retirement age benefit is $2,500 and that your wife’s FRA benefit is $1,400. With respect to taking Social Security benefits starting at age 62 (as you said you wanted to do), you essentially have three options.

OPTION 1: you could file for reduced retirement benefits at 62. You would get 75 percent of your FRA rate, or $1,875. Except for annual cost of living increases, that would be your ongoing benefit rate for life.

OPTION 2: you could file for reduced widower’s benefits at 62. You would get about 82 percent of your wife’s full benefit, or about $1,150 per month. Then at 66, you could switch to 100 percent of your full monthly rate, or $2,500.

OPTION 3: the same as option 2, except that you wait until 70 to start your own benefits. You’d get a 32 percent “delayed retirement bonus� added to your monthly checks. So instead of $2,500, you’d get $3,300 per month.

In option one, you’d get $90,000 between age 62 and 66. In option two, you’d get $55,200 in the same fouryear time span. So you’d lose $34,800.

But beginning at age 66, you’d start getting $625 more per month than your ongoing option one rate. It would take you about 56 months to make up that money you lost.

Option two sounds mighty attractive to me. You could consider option three, of course. But you would have to live on that smaller widower’s pension for eight years. Would you really

want to do that?

If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@comcast. net. To find out more about Tom Mar-

• 15A

genau and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

Attention Wisconsin Seniors!! • Paying too much for your health insurance? • Disenrolled or receiving reduced health coverage by your insurance company or employer?

• Losing health care coverage? • Turning 65?

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16A • 50PLUS • FEBRUARY 2016 OLSON continued from page 8A

Whether or not a Roth conversion is whichever is later. Consult your tax appropriate for you must be analyzed advisor regarding your eligibility to in light of your individual situation.

Though a market downturn may complete a reconversion. make the strategy more advantageous CONCLUSION If a Roth conversion is a move that from a tax perspective, it is important you are considering, paying attention to consider this move in light of your to market fluctuations can be crucial overall financial situation and longto reducing your overall tax liability. term goals.

For more information on a conversion, financial planning or investing, please free to call Brad Olson, President of Oak Tree Financial Services, at 262-649-9202, or email him at brad@otfsllc.com.

LLC is independent of QCC and QAM. Certain insurance activity is independent of QCC or QAM. The information in this article is not intended to be insurance, investment, tax or legal advice. You are encouraged to seek tax or legal advice from an independent professional.

The content is derived from sources believed to be accurate. Neither the information presented, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security or insurance.

NEMOVITZ continued from page 10A

moving from a long time home into a senior apartment or community. He has been listed in Milwaukee Magazine’s 5-Star Agents list for the last three years in a row. As such, he’s one of only a handful of Realtors who are continually included in the top 7% in

client satisfaction in the Milwaukee Metro area. He’s rated A+ by the Better Business Bureau, and was a finalist for Concordia College’s Ethical Business Leadership Award. He works with his wife Jeanne at Realty Executives Integrity.

trying to keep up a home without the physical strength or financial savings is an issue. You don’t want to be in a position where a sudden change occurs and then decisions are made out of your control.

Therefore, if you are a pet owner and want to make sure the two of you make your move together, make sure you take the time to visit several communities and ask questions about rules and regulations regarding your pet. You may find that you can make that move sooner than you thought!

Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor. Bruce has sold residential homes in the four county Milwaukee-Metro areas for 35 years. He

has published a book called “Moving in the Right Direction”, A Senior’s Guide to Moving and Downsizing.

Bruce has just written his second book for the children of seniors, “Guiding Our Parents in the Right Direction”, Practical Advice about Seniors Moving from the Home They Love. This book is now available at www.GuidingOurParents.com. Past articles about moving and downsizing and other important information can be found at www.BrucesTeam.com. Bruce received the 2010 “Realtor of the Year” from the 3,800 membership of the GMAR (Greater Milwaukee Association of Realtors). Bruce is a featured speaker at several senior communities in the Milwaukee-Metro area. His discussions center on the challenge of

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• 17A

ANNIE’S MAILBOX(R)

Swallowing bitter pill to see granddaughter

BY KATHY MITCHELL AND MARCY SUGAR

DEAR ANNIE: Our oldest daughter is married to a nice man and they have a sweet 2-year-old daughter. My son-in-law makes good money and my daughter can afford to stay home, but they never seem to have enough to get ahead. My daughter has been known to spend foolishly. They only have one car and it doesn’t run half the time. They can’t afford another. We let them live in our home for a year rent-free, so they could save enough to purchase their first house.

I know I’ve enabled my daughter for her entire life. She is very spoiled and self-centered. We argue a great deal and exchange hurtful words. Regularly, I surrender to her selfishness and give her money or run errands for her, even though I work full-time. I do these things because she is a recovering alcoholic and drug addict, and I fear she will otherwise return to that life again. She doesn’t attend her meetings anymore.

I don’t know how to handle her.

I’m either forced to defend myself or give in to her whims. She never appreciates anything I do for her and she never does anything for me. Her husband is no better. He is selfish and spoiled by his mother, and he also enables my daughter.

She’s a good mother, but I babysit a lot. Her husband doesn’t complain when she gets together with her friends, but he works long hours and they don’t have much time together. I think he feels neglected.

How do I know when to do things for her and when not to? How do I tell the difference between enabling and being a good mother? When she gets into one of her horrible, blaming moods, how do I handle that? This child has become a bitter pill to swallow, but I love her so much. -- Mother of a Narcissist DEAR MOM: You should back away from some of this drama. The hardest thing for a parent to do is watch a child fail, but you may need to step back and let it happen. Your daughter cannot learn to stand on her own two feet if Mom is always holding her up.

Her marriage issues and whether she attends meetings are no longer your business. Don’t give her money if she cannot manage it responsibly. When she blames you for not indulging her, remain calm and say, “I’m sorry you feel that way.” Walk away if she cannot stop berating you. Look into Al-Anon for yourself (al-anon.org). A good mother teaches her child to be independent and self-reliant, even when the process is painful to watch, and helps her accept that the universe doesn’t owe her everything she demands.

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18A • 50PLUS • FEBRUARY 2016

Travel tricks, tips and hacks

BY MARY HUNT

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I love to travel, which was one of the best unintended consequences of founding Debt-Proof Living quite a few years ago.

Travel always involves challenges.

That’s why I have adopted an attitude that assumes no matter how well I’ve planned, if something can go wrong, it probably will. And if it doesn’t? I consider that a travel bonus.

Over the years, I’ve collected a bunch of really great travel tips -some fun, some crazy, but all of them very useful if only to avoid a headache or two.

1. Before you leave, scan the front and back of every item in your wallet, including your passport. Email the images to yourself. Now you’ll always have a digital copy handy in case you lose something. This will not substitute for your passport, ID or credit card, but you’ll have all of the pertinent information you need to keep going.

2. Instead of folding your clothes, roll them tightly. They’ll take up less space in your luggage, and that can save having to pay extra baggage fees.

3. Bring along an empty water bottle. Once you clear security, fill it up and you won’t have to pay $3.95 for a bottle of water. Refill as necessary during your trip. Just make sure it’s empty before you pass through security on your return trip.

4. If you should happen to forget (or lose) the wall plug for your phone

charger, check the back of the TV in your hotel room. Most these days have a USB port where you can recharge your phone or other device.

5. If you lost or forgot the charger for your computer or phone, go to the front desk. They will have a huge assortment that others have left behind.

You should be able to borrow the one you need.

6. Need to wash out underwear or other clothing items? Shampoo is the perfect substitute for hand wash detergent. It’s great for getting out a grease spot, too. After all, that’s what shampoo is made to do -- remove grease from hair.

7. A travel mug makes a great travel “safe.” If you must leave small valuables in your hotel room, pop them into the mug then apply the lid. It will be fairly inconspicuous and an unlikely target for thieves.

8. When you leave your hotel room, even if for only a few minutes to get something to eat, place the Do Not Disturb sign on the door. Now it appears to housekeeping and others that you are in the room for as long as the sign remains. This adds a layer of security should you have to leave your computer or other valuables in the room for a short time.

9. Have you ever noticed that every time you go back to check the price of a flight, the price has gone up?

That’s because your Internet history is traced. When the website you’re

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checking realizes you want that flight, they start upping the price -- especially if it’s the tenth time this week you’ve checked. Sneaky, I know. The solution is to clear your Internet browsing history so you’re essentially starting again from scratch. (Google it if you don’t know how to do this. It varies slightly depending on the browser you’re using.)

10. When booking air travel, always use a flight or travel comparison website. There are several, such as Skyscanner and Kayak. These sites help

you find the best airline and cheapest price for your dates and routes. But DO?NOT?BOOK your flights through these comparison sites. Instead, delete your browsing history and then book directly with the airline. This way, if you have a flight cancellation or other problem, you can rebook right there at the airport (or train station, etc.) through customer service. If you’ve booked your tickets with third parties (like travel agents or Internet travel sites) and you have a problem, good luck. You’re going to need it.

Would you like more information? Log on to EverydayCheapskate. com, where this column is archived complete with links and resources for all recommended products and services. Mary invites questions, comments and tips at mary@everydaycheapskate.com, or c/o Everyday Cheapskate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740.

• 19A

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20A • 50PLUS • FEBRUARY 2016

Rich Tock and Wisconsin Golf Are Very Good For Each Other Perhaps more than any other state, Wisconsin has always been blessed with a diverse collection of ethnic surnames: German, Italian, French, American Indian, Scandinavian, Polish, Spanish, you name it. As a writer, I’ve always been interested in them.

It was so recently when I met Rich Tock, a genial gentleman who has been deeply involved in the sport of golf in this area for many years. We met recently at Erin Hills, the sprawling links layout near Hartford where the U.S. championship will be conducted next year. Among other things, I found out that the name “Tock” is of German heritage. Rich added, however, that only his father was German; his mother was Irish.

As noted above, Tock, who is 65, has been a well-known figure in the world of Wisconsin golf for some time. Not only as a player, but as an instructor and administrator as well.

You won’t find many resumes that are more impressive. When he moved here from Illinois back in 1974, he became an assistant pro for the legendary Manuel de la Torre at Milwaukee Country Club. Before then he was an assistant pro at Oakcrest Country Club in Springfield, Illinois. “When I received the offer to come to the Milwaukee Country Club and to work as an assistant for de la Torre, it took me all of two seconds to accept,” Tock recalled. “I was in my early 20s then and had already decided to make golf my career. Learning the game under a man like Manuel de la Torre was truly a dream come true. He was, and still is, one of the finest golf professionals in the country today, especially in teaching.”

Tock stayed on there for four years before accepting the position of head professional at South Hills CC in Fond du Lac, where he served for the next 11 years. During that time, in addition to being in charge of the golf program at the club, he also taught and even improved on his own game. In 1977, he qualified for his first National Club Professional Championship at Callaway Gardens in Georgia. There he finished 26th out of 300 and missed qualifying for the PGA Championship by a single stroke. All told he compet-

SPORTS PLUS

By Jack Pearson ed in 22 National Club Pro Championships and eight Senior National Pro Championships. He was elected to the WPGA (Wisconsin Professional Golfers Association) Board in 1980 and served for nine years. During that time he was elected to the Board’s Executive Committee, then became its Secretary-Treasurer, and finally its President for two terms.

Tock may have stayed on at South Hills in Fond du Lac to this day, had not developments elsewhere changed those intentions. In 1988, at Ozaukee CC in Mequon, another golfing legend, Bob Brue, had resigned to join

Former WSGA Executive Director and golfing artist Gene Haas drew this caricature of Tock years ago, when his hair was a bit darker that it is today.

the Senior Golf Tour. In need of a top quality replacement for Brue, the Ozaukee powers that be called Tock and offered the position to him. “I was

Tock today, in the beautiful new Erin Hills clubhouse with the course visible out the window.

happy at South Hills,” Tock said, “but opportunities to succeed someone of Brue’s stature don’t come along all that often.” So, with somewhat mixed feelings, Tock accepted, and was there for 21 years. Which takes this tale to year 2009, where at Erin Hills, Andy Ziegler had recently purchased the huge 652-acre course from Bob Lang.

Ziegler needed someone with experience and capability to help him organize the course for the upcoming and long awaited U.S. Open Championship (in June of 2017). You may already be aware of this, but the Open is the most prestigious golf tournament in the world and this will be the first time it will be held in Wisconsin.

Ziegler called Tock and asked if he’d consider coming aboard. It was another major challenge and decision for Tock, but after considerable thought, he agreed to Ziegler’s offer.

It hasn’t been merely as an adult that Tock has been so involved in the game of golf. He’s been that way almost from the time he learned how to walk. “My dad used to take me along with him when he’d head out to the course,” Tock said. “At first I’d just tag along with him and watch him play.

Then after a while he got me some little clubs and taught me how to hit the ball.

By the time I was about 10, or maybe even younger, I was good enough to play alongside him. Youngsters always can use a little pocket money, so my Dad began to pay me to caddy for him. I really loved being out there with him and close to anything having to do with golf,” Rich said. “Actually

I’d have caddied for him for nothing.

But I didn’t tell him that, of course.”

Rich’s father, Don, and the local club pro were good friends, which led to Rich being given little jobs around the clubhouse and out on the course which earned him even more. He didn’t realize it then, but all those little odd jobs in and around other golfers, and most of all continuously working with his dad and the club pro, gave him an invaluable background for his chosen field.

In addition to the learning and earning, young Rich’s golf game continued to improve. He began entering junior golf tournaments. When he was 14, he won his age division in the Northern Illinois Golf Association’s Annual Championship.

Golf, however, was not the only sport in which Rich excelled. At school (Dwight High School, about 50 miles southwest of Chicago) he played well in every sport the school offered, football, baseball, basketball and tennis.

There was no golf team at the school, but thanks to Rich, that soon changed.

In the spring of his freshman year he asked his football coach, who was also the school’s athletic director, if there was any possibility for a golf team. The coach, Bill Gilkey, replied that if Rich could recruit another four or five students besides himself for the team, that he would see that it was added to the school’s list of sports, and that if away matches were scheduled, that he’d personally drive the team to wherever they had to go. “That was such a super thing for a coach to say,” Rich recalled.

FEBRUARY 2016 • 50PLUS

“I’ll never forget what he did.” Rich got five more boys for the team. By the time he was a senior, he was playing in the State High School Golf Championship.

His play on the school’s golf team, added to his other sports’ achievements, earned him a scholarship to Southern Illinois University at Carbondale. There he became a four-year letterman and was voted as the golf team’s MVP and captain as a senior.

• 21A

• He was named the Wisconsin Senior Player of the year six times from 2002 to 2009.

• He was the Wisconsin Senior Player of the Decade, 2000 through 2009.

• He was a member of the Nelthorpe Cup team 26 times, second only to Mark Bemowski in that total. The Nelthorpe Cup is a tournament held every year pitting the top 12 amateur players in the state against the top 12

A family portrait, Rich Tock and his wife Barbara and their daughter, Alison.

He graduated in 1973. The day before that graduation, he was offered a job at the Oakcrest Country Club in Springfield, Ill., as an assistant pro to head professional Jack Coyle.

In addition to those already noted, Tock’s many other achievements and the awards and honors he has earned are far too numerous to list in this article but here are a few.

• He was instrumental in starting the Wisconsin Assistant Pro Association in 1974 with Harvey Ott, who was one of his teammates in college and was also one of the other golf assistant pros at Milwaukee Country Club.

• He was the Wisconsin Assistant Professional of the Year in 1977 and 1995.

• He shot a 64 at Milwaukee Country Club in 1977, a course record then and to this day.

• He also has the course record at Spring Green, a 65.

• He was twice named the Wisconsin Professional of the year, in 1989 and 2008.

• He was voted the Wisconsin Teacher of the Year in 1990.

professionals. In 1994, it was Tock who proposed that seniors be added to the annual event, and they have since that time.

• Recently he has been nominated for the prestigious Wisconsin PGA Horton Smith Award.

There are many more, but you get the idea.

The emphasis of this article is now switched over, at Rich’s request, from about him to what is and has been going on at Erin Hills, and especially the preparations for the upcoming U.S. Open, scheduled for June 12-18, 2017.

“June of `17 may seem like a long time off,” Rich said, “but for a major national event of that magnitude, preparations have to begin far in advance.” (Which actually was one of the primary reasons why Tock was asked to join the Erin Hills staff six years ago.)

“Keep in mind that the U.S. Open is considered as the major golf tournament in the entire world,” Tock said, “in prestige, in size and in media coverage.” We expect there will be easily upwards of 50,000 people a day. You

Here’s a couple of Wisconsin golfing greats, Eddie Teresa, left, and Rich Tock. Teresa, elected to the WSGA Hall of Fame in 2003, is now the head pro at North Hills CC.

could compare it to a World Series being held here, or a Super Bowl. The work involved is gigantic, not only during the tournament itself but for years leading up to it.

“You see this beautiful clubhouse?

It’s new. Those five equally beautiful guest cottages just down the way?

They’re new, too. Major changes and improvements have been made, in fact, on 15 of the 18 holes. Fans who haven’t visited the course over the past few years would be amazed at how it

looks today,” Tock said.

“It was estimated early that we would require upwards of 5,000 volunteers for the event. There was some fear that we’d have trouble getting that many, but those concerns were not needed as we not only filled that quota, but we now have a waiting list of more than 1,500,” he said.

At the beginning of this story it was noted that Rich Tock and Wisconsin golf were very good for each other. You see now what I meant.

22A • 50PLUS • FEBRUARY 2016

FEBRUARY POEM

The shortest month of the year already is here.

But for only 28 days, the view seems quite clear.

Brief in number of days, February is a time to cheer.

But for past presidents, we need not shed a tear.

You will love our park like setting and smoke free facility. Conveniently located within short walking distance of Walgreens and Sendik’s shopping center. We are pleased to announce a new resident business center with internet access and a printer. We encourage resident involvement and aim to create a community catered to the rights and comfort of those who call it home.

We fete Abraham Lincoln’s birthday as president first.

George Washington’s birthday brings a holiday burst!

These kind and smart gentlemen were early leaders.

Their lives and times still attract many avid readers.

How could we forget valentines as written signs of love?

Don’t neglect to write one for your little turtledove.

What a great day Feb. 14 is for mushy card makers.

Hint! Some sweethearts even become cake bakers, Did St Valentine really begin it in ages still so dark?

Or was it that successful card guy, Mr. Hallmark.

Exciting love in bloom at any age is wonderful.

But loving older folks at heartstrings of all do pull Real happiness in old age needs more than money.

How about health, friends, a home and a great honey?

If today’s youth only could view what lies ahead.

They might cover their heads after crawling into bed.

We often hear of a silly old man and a dumb dame.

Doing as they do will never justify five minutes of fame.

As we age, some of the ladies do a bit wrinkle But old guys in their eyes still do have a twinkle.

I know I am too old for that Chinese checker game.

With mostly lost marbles, I’d be as a player quite lame.

Will this as forecast be a month with little snow?

If so, what will you do with all that saved dough?

But it is time again to leave 50 Plus Poet’s Corner.

With zeal for the effort, we hope there’s one mourner.

As Einstein could easily have relatively told us, When the March Hare arrives, don’t make a fuss.

FEBRUARY 2016 • 50PLUS

• 23A

CLASSIFIEDS 50 Plus prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Events; For Sale; Free; Health; Home Handyman Services; Personals; Personal Services; Vacation Opportunities; Wanted; and Miscellaneous. (No rent or real estate at this time.)

CAVEAT EMPTOR! 50 Plus does not knowingly accept obscene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot accept responsibility for the integrity of either. Respondents to classified advertising should always use caution and their best judgment.

EMPLOYMENT ADS: We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, familiar status or handicap in connection with employment.

WANTED

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Choose from one of the following categories for your ad:

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Cash paid please.

Prompt Courteous Service FREE Pickup 7 days/wk Tow/Flat Bed Sevice

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How many months should this ad run?

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remodel, roof, gutter cleanout, landscaping/ yardwork, much much more.

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• Line Listing (words only) Ad Rates: $25 for 30 words or less.

Additional words .50 each word over 30.

• Business Listing (with graphics) Ad Rates: $50 for 30 words or less. Additional words .50 each word over 30.

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Entire Estates Old Toys Bronze Statues Cameras Advertising Pottery Glass

All classifieds need to be in no later than the 15th of the month to appear in the following month’s publication.

Watches Coins Old Photos Paintings Military All Antiques Jewelry

4. Send Completed Form and Payment to:

Plus Publications • P.O. Box 230 • Hartland, WI 53029

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12/8/15 4:11 PM

FEBRUARY SECTION B

Hartland’s Joel Pfeiffer in his backyard gallery.

Creating art to promote peace and healing

H

ow does a certain talented artist amuse himself? Perhaps, by creating designs and images in ceramics and metal that will ultimately add to his enjoyment while adding a bit of heft to his bank account. Successful artists are like the rest of us; whoever said that artists survive on their plaudits obviously has never seen one with much meat on his bones.

Joel Pfeiffer, 67-years-young, is a retired Arrowhead High School instructor and an artist of definite renown. He challenges his audiences to “Let’s dream together” as he busies himself in his Heartroots Studio, behind his home on E. Capital Drive in Hartland. His daily activities in retirement are varied, but all focus on some form of artistic composition, be it clay, glass, wood, steel, or some combination of materials. We would not say that Joel is a dreamer. This can’t be asserted by anyone who has been in his studio, seen the extensive works created there and also saw the wealth of raw materials, tools, several kilns and listened to

Pfeiffer’s almost bottomless cache of artistic ideas.

The mild-mannered, positive-thinking and speaking Pfeiffer at first glimpse would not fit anyone’s ideas of what a dreamer might be. He has accomplished much in an artistic lifetime. His artistry interests didn’t begin when he, as a child, might have scribbled with crayons on bungalow bedroom walls. Surprisingly, Pfeiffer’s inspirations came when he was about midway through the University of Wisconsin-LaCrosse, where he was actually majoring in physical education.

Pfeiffer, many Hartlanders recall, was a star high school wrestler and also a record-setter in track and field competitions.

One day, Joel followed footprints left on the floor, which he later learned were from clay dust, into a room where a woman was working with clay on a potter’s wheel. He was more than intrigued.

After watching her turn out various clay items, Pfeiffer was locked into new interests and all together different endeavors that led to his amazing transformation for a man previously bent on a he-

man career in athletics or at least physical education.

Quoting, or almost so, an unnamed shaman from South America, whom Pfeiffer has gone to train with extensively four different times, Joel attempts to bring people to dream together as is the shaman’s wish. “The world is as you dream it. If the world doesn’t fit your ideals, change it” or at least work in that direction.

Pfeiffer says that a really true artist sort of lives on the edge; the edge of reality as it is and the edge of betterment in the eyes and mind of the artist. By living on the edge as Pfeiffer says he does, he sees, or at least visualizes in his mind the entire picture without his taking up space within it. Yes, dreaming together is fundamental to understanding this artist. As this is being discussed, Pfeiffer peers out over the top rim of his eyeglasses with a somewhat quizzical look, “Is this interviewer getting this? Is his glass half full or half empty?”

An organizer of numerous public-inspired PFEIFFER continued on page 2B

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clay stomps, Pfeiffer also does much work in his studio, where the “heart” is for Hartland, its location, and the “roots” are the community in which he grew to manhood and still relishes.

He humors himself in the studio for hours on end with a cadre of artistic creations around him and also others still being created. The studio has all the excitement of a birthday party without, of course, the balloons and noisemakers.

Pfeiffer bubbles with enthusiasm in his “retirement.” He’s always eager to again jump off that artist’s edge to share his stories and ideas for future creations and talk of past accomplishments.

Are his artistic creations accepted on the world’s stages?

We could mention about 50 or more galleries at which his works are prominently displayed, but we will settle for zeroing in on a couple renowned places. How about the 8x36 ft. ceramic mural so proudly displayed in the Port of St. Petersburg, Russia?

This was created as Pfeiffer organized a clay stomp by several thousand participants at Summerfest grounds in 1989. The story it tells is of “Lasting Impressions of Peace.” It required eight tons of dry clay to be then mixed and stomped as the eventual stompers waited their turns to take part in the peace seeking endeavor. Even then Mayor John Norquist was among those putting their stomp on the clay which then was transported to a kiln in Cambridge for firing after it dried.

Pfeiffer likes organizing public-oriented clay stomps, but the day of this interview, he was busy in his studio working with steel and glass art forms.

Among the most memorable events in his artistic life, Pfeiffer recalls being invited to the United Nations in New York City in 1988 as a special guest at an American-Soviet Summit.

Pfeiffer has traveled much of the world and has met with and studied under the shaman as mentioned previously. He admits to being particularly blessed to be able to work in his passion.

While art - particularly ceramics and steel now are his focus Pfeiffer also has taken to a new form of doing, thinking and solving his own puzzles of life. He has become a “Reiki Master.” In this, he works with energy and shape shifting in sessions with aspirants to meditative healing. We enjoyed a quick session in which the Reiki Master utilized a crystal singing bowl.

Pfeiffer’s Hartland Studio. ity. His efforts were tri-fold: guidance, commitment and determination.

While Joel Pfeiffer is quite modest about his artistic successes, he does exhibit pride with the fact that he is recognized worldwide. A large ceramic mural of great distinction hangs in

Another of his highly noted ceramic murals hangs in the Peace Fortress along the Neva River in Russia.

It was stomped out by Russians and visiting Americans as a show of love, peace and solidarity.

Pfeiffer, who taught art classes at Arrowhead High School for 27 years after several years elsewhere, is rightly proud that his zeal and talent endowed so many students with at least a much greater appreciation for the arts. And for some, a desire to forge ahead in arts as a lifetime work or leisure activ-

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Lincoln, NE. This 10x80 ft. ceramic mural was made at the “Share the Vision” World Clay Stomp at Flagstaff, AZ, in 1993. Clay stomping participants there came from 37 different countries to take part in making the mural that now hangs at the noted Prairie Peace Park.

Another of his highly noted ceramic murals hangs in the Peace Fortress along the Neva River in Russia.

It was stomped out by Russians and visiting Americans as a show of love, peace and solidarity.

Still youthful in enthusiasm and demeanor, Pfeiffer really is something of an old time showman. He has exhibited at perhaps 30 various art shows and as the awards scattered here and there at Heartroots Studio indicate, he came away with best of show or coveted ribbons almost every time.

While this interview was being set up for time and place, it had to be delayed for days on end as Pfeiffer was busy in Milwaukee at various venues discussing art, leading classes or hanging ceramic pieces.

So what exactly is ahead for Joel Pfeiffer? With a strong heart, a happy will, a healthy lifestyle, an artistic imagination and an active mind, we suspect that this living and breathing artistic success will enjoy the accolades for many years to come as he almost constantly brings new ideas to ceramic or metal reality.

Joel and Mary, his wife and a now retired teacher after 36 years in the classroom, have four children.

Wouldn’t you suspect that one might be engaged somehow in art? How about three of the four: Jacob, Marna and Jarred. What about Airen? Well, he’s now in his third year as a teacher in Thailand. How about organizing a clay stomp there? It’s not entirely out of the question.

Will he do specialty pieces? Only a phone call will tell you that for certain. Joel is busy. In fact, he is so much in demand that we must wonder how he ever found the time to develop the spark that is obviously needed for firing of his numerous ceramic pieces.

As both Pfeiffer and the shaman say, “Let’s dream together.”

Before we close to go to view the clay-stomped forms at Stone Bank School or to Harken Industries in Pewaukee for a peek at the huge ceramic mural there that Pfeiffer made after Harken employees clay-stomped its form, we’ll tell you, the original Heartroots mentor also known as this friendly artist can be reached at 262844-7173.

When Falk Baseball Reigned

BY JACK PEARSON

One has to be a 50-Pluser and perhaps a little more to be able to recall the baseball euphoria in this area way back in the 1950s when the hopscotch Braves came to town. At long last, Milwaukee was a Major League city. In reality though, old Beertown already had some highly competitive baseball.

There were the Milwaukee Brewers in the old American Association, but that’s another story.

Back in the ‘50s and for decades before that, Milwaukee boasted some of the highest level of semi-pro baseball in the entire country in the then extremely popular Milwaukee Classic and Milwaukee Industrial Leagues.

Major manufacturing companies such as Falk, Allen-Bradley, Allis-Chalmers, Heil, Harnischfeger and Bucyrus-Erie all sponsored teams (they also sponsored teams in other sports) as well as their own teams, such as the Milwaukee Fire Department and Milwaukee Police Department, Nerard Furs, Rohr Jewelers and the West Allis Highway Department. It wasn’t just family and friends who attended the games, either. Crowds, especially for games involving the top teams of Falk and Allen-Bradley, often topped 5,000 spectators.

It’s hard to believe today, but back in the ‘50s and ‘60s, names such as John Schimenz, Paul Schramka, Carl

Basco, Ed Rommel, Bill Lutz, Syl Polk and Wally Fricke filled the sport pages almost as much as those of Braves superstars such as Warren Spahn, Eddie Mathews, Hank Aaron, Del Crandall and Johnny Logan.

That unrelenting ogre, Father Time, never ceases his efforts, and most of those players have long departed. A couple of them, however, Paul Schramka and Carl Basco, probably the top hitter and the top pitcher, respectively, from that semi-pro era, are still with us. Not too long ago, they and a couple of other former players put together a commemorative booklet, which they called, “Falk, A Baseball Legacy.” Although none of them was journalistically inclined, the publication is well done and offers an excellent history of that bygone era.

Incidentally, those teams back then in the Milwaukee Classic and Milwaukee Industrial Leagues didn’t have nicknames, such as the Green Bay “Packers” or the Wisconsin “Badgers.” It was always just the Falk team or the Allen-Bradley team. One exception was the Milwaukee Fire Department’s team, which naturally was known as “the Firemen.”

The booklet offers a great amount of information about that time, which shows that Falk was the most dominating team in the city, as were the New York Yankees in professional

The 1955 Falk Milwaukee Industrial League Champions, called by many the greatest semi-pro baseball team in the history of the state. Front row, left to right, Don Sarnowski, Bill Hinz, Terry Rosenberger (batboy), Syl Polk, Dave Rowlands, Ralph Dane and team owner Dick Falk; second row, trainer Joe Rosenberger, Jim Haines, Bob Eisenach, John Schimenz, Arne Zelinski (coach), George Goesch and Walter Fricke; third row, Paul Schramka, Ed Rommel, Bob Neja, Ralph Koceja, Stan Kmet and Walter Larsen (scorer); rear row, Bud Mathey, Don Hagie, Dick Schulz, Bill Kezman and Carl Basco.

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Here they are today, Paul Schramka and Carl Basco, once the top hitter and top pitcher of the State Champion Falk team of 1955.

baseball back in the ‘20s and ‘30s. It does point out that the primary reason for the team’s success was the company’s leader, Dick Falk.

The man loved the game of baseball. Because of him, Falk players always had the best of clothing and equipment, and always traveled to state and national tournaments first class. Dick was also one of the founders (along with former Major League Baseball Commissioner Happy Chandler) of the World Series of Baseball.

That competition, although short lived, was a major innovative effort that included teams from all over the world. Because of his great interest in the game and his many contributions to it, he was designated by Major League Baseball as its Commissioner for the state of Wisconsin. Unfortunately, Dick Falk died at an early age.

His memory is perpetuated by the Wisconsin Old Time Ballplayers Association, which every year at its Hall of Fame banquet honors the top high school player of the season with the annual Dick Falk Memorial Award.

Although Industrial League competition in Milwaukee had been going on since the late 20s, Paul and Carl’s booklet dealt only with the 1955 – 1967 period, which, as noted, was the one in which the Falk team dominated. During those 13 years, which oddly enough almost coincides with the time in which the Major League Milwaukee

Braves were here, Falk put together a record unheralded in baseball in Wisconsin, at any level. * They won 305 games while only losing 57 for a remarkable .843 winning percentage. No Major League FALK continued on page 4B

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This guy was Mr. Everything for the 1955 State Champion Falk team, John Schimenz. Not only was he the team’s manager, he played right field, led the league in hitting with a .435 average and was named as the league’s Most Valuable Player.

FALK continued from page 3B

team, even the New York Yankees, has ever come close to that. * They were undefeated in 23 games during the 1955 season, winning a total of 33 in a row over that and the ‘56 season. * Over those 13 years they won 10 league championships. * Over the same time period, they were ranked as the top Industrial League team in the entire nation four times.

* Competing in the National Championships in Wichita, Kansas, against teams from all 49 other states, they finished in the top 10 seven times.

“Besides Dick Falk,” Schramka said, “the other driving force behind the team’s success was unquestionably John Schimenz, our manager. He was far more than simply a manager, too.

He was the glue that held us together and was also an amazing athlete.”

Basco agreed. “He was also a fantastic hitter, just about as good as you were,” he said, poking his old pal, Paul, in the ribs. Basco was right on target with that assessment. In the ‘55 season, besides handling all the managerial duties, Schimenz also played right field and hit a rousing .435, the top average in the league, and was voted as the Most Valuable Player in the Industrial League that year. His managerial record was 162 wins against only 23 losses.

In that ‘55 season, too, Basco was undefeated with an 8-0 record, struck out 75 in 67 innings and was voted as the League’s Most Valuable Pitcher.

Incidentally, of all the players in the Industrial League in that era, the only one to make it up to the major Leagues was Schramka, even though it was for only a brief stay.

The Wisconsin State Championship that year was won by Falk in a game old-timers still talk about. Falk’s opponent in the title game was a fine Rohr Jewelers team. Rohr jumped out to a six run lead in the third inning, but Falk, behind the hitting of Schramka, Ed Rommel and Schimenz, fought back and won in extra innings, 9-8.

Falk team owner Dick Falk (left) and former Major League Baseball Commissioner Happy Chandler, co-founders of the World Series of Baseball tournament.

I won’t go into all of the other years, as it would take more space than we have here. One statistic I have to mention is that in 1956, another Falk player, Wally Fricke had one of the greatest years ever put together in Industrial Baseball, leading the league in hitting (.429 plus in homers and runs batted in). He of course was voted as the league’s MVP. Besides the previously mentioned Falk players John Schimenz, Paul Schramka, Carl Basco, Ed Rommel, Bill Lutz, Syl Polk and Wally Fricke, several others from that tremendous Falk team have been inducted into the Wisconsin Oldtime Ballplayers Association Hall of Fame. They are Ralph Dane, Ken Dinnauer, Bob Eisenach,

George Goesch, Jim Haines, Tom Kapp, Dick Lisiecki, George Mifko, George Murphy, Tom Nerad, Glenn Raether, Jim Sagorac, Fritz and Otto Suderland and Bernie Tesmer. If you were counting, that’s 25 players from the same team now in the WOBA Hall of Fame. Other than the Green Bay Packers in the National Football League, I don’t think any other team in the state, in any sport, has come anywhere close to that number. At last count, the Packers had 23 players in the NFL Hall of Fame, but they have had 96 years to do it. The 25 Falk team players in the WOBA Hall did it over a 13 year period.

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Emma’s still smitten with Henry after all these years Dear Folks: Am I ever happy to be back with you again and enjoying this new year.

I will admit that you are my good friends. Friends, you know, are like old sweaters, or even possibly a wool cap and mittens. Even as they age, they never lose their warmth. Now that I have opened up, let me go on today before you tell me, “Amen.”

“Let us see your face, O Lord, and I will be saved.” Henry jokingly tells me to recite this religious phrase every workday afternoon about the time that he will be coming home from the factory. What a guy!

Yes, I am always anxious to spot Henry’s old green pickup truck turning into our driveway. I not only love him dearly, but also honor and respect him for the very nice person that he really is. Sometimes, he likes to pretend otherwise. I do know that to be loved, you must also be loving; that to be understood, I must be understanding of others’ beliefs, their hows, whens, whys and wherefores of their lives.

Henry will go out of his way to assist others. He claims that it was his grandpa, who taught him the golden

needed as well as loved.

There are times when our senses are challenged. We certainly do not always agree on all things said and done.

APRON But we have learned to respect each STRINGS other’s opinions, as difficult as this sometimes might be. Even in disagreeBy Aunt Emma ment, words like “I’m sorry” may be rule that JC Penney utilized in mer- hard to utter, but need to be. There chandising when he opened his first are times when healthy discussion is retail store; “Do onto others as you almost impossible.

Henry may not look like I believe would have them do onto you.” Since I was not alive back then, I can’t right- God does, but even when he’s enjoying ly say if old JC was the first person to a few beers at the club with the boys, coin that golden rule of business. But he still has a kind of reverent look. He I really do suspect that Henry’s grand- never says anything mean or risqué. I father had a great influence on his life. often think how darned lucky I really As I go on today, I am dreaming of am. Henry says that he listens to lots of a wonderful Valentine’s Day. I know stories from the boys, nods or shakes that Henry and I will be going to the his head in either agreement or disclub that evening. This may not be the agreement and generally says, “That’s most romantically planned event. But life. The ball doesn’t always bounce in even after all these years of marriage, your direction.”

All I can say - not really - I could Henry and I still are a bit silly about the say much more, but my Henry does mushy cards, cute sayings and verses.

While I feel as though I have won remind me in what he does and what the game of life by having Henry as my he does not do of the faithful servant, soul mate, we still must and do respect who never even grimaced when asked each other, do what we can to always to do certain chores.

Wow! Did I ever get up on the make the other person feel wanted and

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pulpit today. The soapbox that I so often get up on to preach a bit would never had allowed me to reach the heights I climbed to today.

I have to prepare a dish to pass for the Valentine’s party. What should it be? Why not use those edible chestnuts left over from New Year’s Eve and wrap them in bacon? Such might not be the best for cardiac care, but lovers’ hearts are our consideration now as opposed to stomach care.

If you believe that I am somewhat thinking outside the box today, you could be 100 percent correct.

Do have a very nice February.

Also, if you happen to see my Henry somewhere in your travels, do mention some of the nice things I said about him. Smiling and saying nice things requires so many fewer facial muscles than frowning and sarcasm.

Do keep the home fires burning.

I’ll be with you again next month.

Your pal, Emma

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Directory for Assistance in Living

Heritage Court Waukesha 1831 Meadow Lane, Pewaukee Contact Person: David Moeller 262-542-3434 www.heritagesenior.com

A 36 unit, 38 bed for profit facility with no enrollment/endowment fee. Choose from 34 studios 255 – 320 sq. ft. and 2 -1 BR – 490 sq. ft. rooms. Spouses may share the 1 BR units only. Monthly rent starts at $4,800 - $5, 500 with 3 meals per day included in fee. Recreation programs include Music and Memory Program, Walking Club, Memory Training Centers of America, stretching, physical and cognitive exercises, arts and crafts, cooking and baking club, outings, live entertainment and pet therapy. We have a full-time RN, 24 hr. nurse on call. Heritage Court Waukesha has a well-trained thoughtful staff that will meet the care and needs of our residents 24 hours a day. Peace of mind knowing that our residents can maintain their independence and individuality in a safe, nurturing environment. The brand new Heritage Waukesha offers a whirlpool spa, on-site beauty salon, patio and courtyard, multi-sensory Snoezelen room, therapy room and a community area with a private dining room.

Affiliations: Heritage Elm Grove, Heritage Court, Heritage at Deer Creek, Heritage West Allis, and Lexington Heritage.

55 and Better Living at Its Best

Beat the cold weather “blahs.” Head somewhere warm and inviting, like here with us!

Reach out to our beautiful community and private residences enriched with fun social activities, new friendships, fitness and wellness programs, delicious dining, and so much more!

• Senior living in your own spacious private residence starting at $927*/mo.

• Assisted living available from $2,597/mo.

SPECIAL

First Month FREE!

on select residences with this ad through March 31, 2016.

PERSONAL TOURS DAILY Monday - Friday 8:00 a.m. – 4:00 p.m.

Saturday - Sunday 11:00 a.m. – 4:00 p.m.

Ask about our newly remodeled units!

New Construction Coming in 2016

*Indicates special rate, subject to change.

11077 W. Forest Home Ave., Hales Corners • (414) 425-1148 • WimmerCommunities.com

10B • 50PLUS • FEBRUARY 2016

Supportive Care: 8B • 50PLUS • AUGUST 2015

Celia’s Home LLC Assisted Living Celia’s Home provides all the services of a larger facility but in a cozy family home atmosphere.

Services Offered:

• Private suites with cable • Family-style home-cooked meals • Laundry & housekeeping services • Medication management • On-site beautician

• 24-hour supervision and assistance with personal cares • Therapy services on-site • Podiatry Services • In-home lab service

Directory for Assistance in Living

Assistance in Living DIRECTO

Heritage Elm Grove

800 Wall Street, Elm Grove Contact Person: Becky Rintelmann 262-786-5800 www.heritagesenior.com

A 40 unit Assisted Living residence for profit. Choose from 18 enhanced assisted living, 36 memory care units, studios and one and two bedroom apartments. Spouses may share one and two bedroom apartBAY ments. There is no enrollment/endowment fee with the monthly rentCEDAR for Assisted Living $3,850-$5,200, Enhanced Assistant $4,550-$5,800 and Memory Care $4,400-$5,400 along three meals per day included. Recreation and proASSISTED LIVING AT ST.with CAMILLUS grams provided include Music and Memory Program, Walking Club, Memory Training Centers of America, stretching, physical and cognitive exercises, arts and crafts, Cooking and Baking Club, outings, live entertainment and pet therapy. On staff there is a full-time RN, 24 hour nurse on call and full time LPN. We provided a well-trained thoughtful staff that will meet the care and needs of our residents 24 hours a day. Peace of mind knowing that our residents can mainCEDAR BAY AT ELKHART LAKE CEDAR BAY AT tain their independence and individuality in a safe nurturing environment. The brand new Heritage Elm Grove offers a community pub, Movie Theater, whirlpool spa, on-site beauty salon, patios and courtyards, multi-sensory Snoezelen room, therapy room, and community room with private dining room. Affiliations: Heritage Court, Heritage at Deer Creek, Heritage West Allis, Lexington CREATIVE LIVING Heritage, and Heritage Court Waukesha.

Celia’s Home LLC Assisted Living www.celiashome.com

330 Arbor Point Avenue | 414-899-6718

ENVIRONMENTS, LLC.

Heritage West Allis

7901 W. National Avenue, West Allis Contact Person: Chris Kohn - 414-302-9700 www.heritagesenior.com

The best gift you can give your family ...

Cedar Bay Assisted Living!

“Moving to Cedar Bay Assisted Living was my choice. My kids couldn’t be happier for me!”

Cedar Bay Assisted living offers peace of mind for Juanita’s family, knowing she’s busy enjoying camaraderie and the many activities and volunteer opportunities available. She is also loves her cozy private apartment, where she gets weekly housekeeping, and three delicious meals served daily.

Call 262.306.4299 to learn more about why Juanita chose Cedar Bay Assisted Living.

West Bend  cedarcommunity.org

EQUAL HOUSING OPPORTUNITY

HERITAGE COURT

Heritage West Allis offers an elegant, Assisted Living and Memory Care community where daily assistance is provided with love and the utmost respect for personal integrity of our residents. Choose from studio, one and two bedroom apartments with FOREST RIDGE SENIOR RESIDENCES no entrance or endowment fee. Within each apartment is a kitchenette, private bath with walk-in-shower, spacious closets and a reHERITAGE WEST ALLIS assuring personalized emergency call pendant. Amenities include: community pub, beauty shop, fitness center, community room and library. Professional care giving staff is available 24 hours a day to assist you with anything from bathing to medication administration. Heritage Memory Care Neighborhood specializes in care for residents with Alzheimer’s or other related Dementias. Our two 20-suite communities offer residents an uncomplicated design with home-like private accommodations. 40 residents will reside in private suites with bath and walk-in showers. A beautiful secure interior courtyard will provide safe access to the outdoors. Our activity program is designed to stimulate and engage the residents remaining cognitive strengths. Affiliates: Heritage at Deer Creek, Lexington Heritage, Heritage Court, Heritage Court Waukesha, and Heritage Elm Grove.

FEBRUARY 2016 • 50PLUS

HERITAGE AT DEER CREEK

Supportive Care: Lexington Heritage 5020 S. 107th St., Greenfield 414-302-9700 www.heritagesenior.com

• 11B

PROHEALTH CARE REGENCY SENIOR COMMUNITIES-NEW BERLIN

Directory for Assistance in Living

monthly for assisted living, $4,400 - $5,200/monthly for enhanced living and $4,600 - $5,400/monthly for memory care. Our meal plan is included in the JACKSON CROSSINGS RETIREMENT COMMUNITY rental rate. We have numerous recreational programs: music & memory program, walking club, Memory Training CentersSENIOR of America, stretching, physical PROHEALTH CARE REGENCY and cognitive exercises, arts COMMUNITIES-MUSKEGO and crafts, cooking and baking club, outings, live entertainment and pet therapy. We provide a well-trained thoughtful staff that will meet the care and needs of our residents 24-hours a day. You can have peace of mind knowing that our residents can maintain their independence and individuality in a safe nurturing environment.

A 20 unit Assisted Living residence.

When you enter the doors of Lexington Heritage you will find a small and comfortable facility with a very home-like atmosphere.

Throughout the days many enjoy sitting in our sunroom viewing the beauty of our private patio. We have caring, dedicated careLEXINGTON HERITAGE givers on staff 24 hours a day to provide our residents with love, respect and dignity. We provide three home-cooked meals a day and have an array of activities for everyone to enjoy. Studio, large and small/ 777 N. Brookfield Rd. • Brookfield bedrooms with private bathrooms. 2 bedroom/2 baths. All units have micro- Contact: Terry Sommers, wave and refrigerator. There is no enrollment/endowment fee. Activities: mu- Director of Community Services 262-780-0321 sical entertainment, trivia, crossword puzzles, church services, Pokeno, crafts www.RegencySeniorCommunities. and van for transportation. Affiliations: Heritage at Deer Creek Assisted Living com JOHN’S ON THE LAKE and Memory Care, Heritage Court Memory Care, Heritage Eau Claire, Heritage Regency Assisted LivingSAINT is backed by West Allis, Heritage Court Waukesha, and Heritage ElmPROHEALTH Grove. CARE REGENCY SENIOR our established reputation as a leader in exCOMMUNITIES – BROOKFIELD ceptional senior care for 25 years and is the most affordable, comprehensive program available. Seniors enjoy the privacy and in1300 W. Lincoln Ave. • Port Washington dependence they want with as many of the support services they need, including Contact: Kathy Kassel - 262-268-1300 the convenience of our on-site ProHealth Care Medical Clinic and dedicated Lincolnvillageseniorliving.com care 24/7 from our highly trained staff of RNs, LPNs, and CNAs. We have stuThe brand new Lincoln Village Port dio and one-bedroom apartments ranging from $2,845 - $5,305 a month. Our Washington offers a community pub, monthly fee includes a meal plan, nursing services, and many social and recrewhirlpool spa, on-site beauty salon, patio ational opportunities on and off campus with complimentary transportation. and courtyards, multi-sensory Snoezelen Couples may share an apartment for an affordable additional second person fee, room, therapy room and community room which includes meals and nursing services. Although a meal plan is included, with private dining room. Offering 30 asresidents appreciate the flexibility of eating a light meal at times in their own sisted living apartments, 11 enhanced livapartment kitchenette. Call to schedule your private tour today. ing apartments and 20 memory care apart-

ProHealth Care Regency Senior Communities Brookfield

Lincoln Village Port Washington

ments. There are three floor plans: studios, one and two-bedroom apartments.

Spouses may share apartments. Monthly rents range from $3,600 - $4,800/

ASSISTED LIVING • • • • • • • •

Private apt with bathroom/optional kitchen RN and medical staff available 24/7 Medication management Pull cord alarm system 3 wholesome meals served daily Robust daily activities scheduled On-site rehabilitation Limited Family Care available (call for details)

3023 S. 84th St. • West Allis - 53227

(414) 607-4104 • VMPcares.com

12B • 50PLUS • FEBRUARY 2016

Supportive Care:

Directory for Assistance in Living

ProHealth Care Regency Senior Communities Muskego W181 S8540 Lodge Blvd., Muskego Contact: Judy Sorce, Director of Community Services 262.679.0888 www.RegencySeniorCommunities. com

In Muskego, Regency Assisted Living is backed by our established reputation as a leader in exceptional senior care for 25 years and is the most affordable, comprehensive program available. Seniors enjoy the privacy and independence they want with as many of the support services they need, including the convenience of our on-site ProHealth Care Medical Clinic and dedicated care 24/7 from our highly trained staff of RNs, LPNs, and CNAs. We have one-bedroom apartments with care programs starting at just $2,410, and an all-inclusive program beginning at $5,170. Couples may share apartments for an affordable additional fee, depending on the level of care needed. Three chef-prepared meals and snacks and hundreds of different types of social and recreational activities on and off campus with complimentary transportation are included. Call to schedule your private tour today.

ProHealth Care Regency Senior Communities New Berlin

Seven Neighborhood Assisted Living Homes located in Milwaukee & Waukesha Counties.

Visit our website at: www.cle-ccls.com

Our NEW State-of-the-Art facilities specializing in dementia care and individuals needing physical and medical care.

Haven in Cudahy is newly completed, stately 24-suite assisted living community.

Haven in Bayside is a beautiful 20-suite assisted living community minutes from Lake Michigan in one of the most prestigious neighborhoods.

Call or email today for more information!

414.258.9955 ext. 10 or info@cle-ccls.com

13750 W. National Avenue • New Berlin Contact: Stacey Cheney, Director of Community Services 262-789-1699 www.RegencySeniorCommunities. com

At Regency-New Berlin, 88 lovely one-bedroom and studio apartments are located in the assisted living service area.

We also offer assisted living services in our independent one- and two-bedroom supportive care apartments. Assisted living rents range from $3,465 -$5,140 a month, depending on the level of care and the apartment size selected. Seniors enjoy the convenience of an on-site ProHealth Care Medical Clinic and dedicated care 24/7 from our highly trained RNs, LPNs, and CNAs. Monthly fees include three meals a day, a microwave and refrigerator, basic utilities, housekeeping, and personal care services, along with many social and recreational opportunities on and off campus with complimentary transportation. One daily meal is included with independent units receiving Supportive Care. Three meals daily are included for those residing in the assisted living apartments. Couples may share apartments for an affordable additional fee, depending on the level of care needed. Call to schedule your private tour today.

FEBRUARY 2016 • 50PLUS

HERITAGE AT DEER CREEK

• 13B

PROHEALTH CARE REGENCY SENIOR COMMUNITIES-NEW BERLIN

Supportive Care:

Directory for Assistance in Living

JACKSON CROSSINGS RETIREMENT COMMUNITY

Saint John’s On The Lake 1840 N. Prospect Ave. • Milwaukee 414-272-2022 www.saintjohnsmilw.org

PROHEALTH CARE REGENCY SENIOR COMMUNITIES-MUSKEGO

Saint John’s On The Lake is a non-profHERITAGE it organization knownLEXINGTON for its 147-year tradition of providing exceptional care for older adults, as well as spectacular lakefront and city views.

Saint John’s offers 24 private Assisted Living suites, which feature private SAINT JOHN’S ON THE LAKE CARE REGENCY SENIOR bathrooms, some PROHEALTH with walk-in showers and private balconies.

Our care staff COMMUNITIES – BROOKFIELD embraces a person-centered philosophy for retirement living that is open and diverse, accepts a person as an individual and encourages self-directed care.

Our expert staff is ready to provide assistance with daily living activities such as dressing, personal care and medication management. Our team approach to care includes Registered Nurses, Licensed Practical Nurses and Certified Nursing Assistants.

Monthly rates for Assisted Living range from $5,530 to $7,095 including a meal plan with flexible dining options. Couples may share adjoining suites.

All residents enjoy the benefits of our unique LifeStreams Wellness Program and have access to all the campus amenities including two restaurants, warm water pool, fitness center, salon and spa, well-stocked library, media center, art galleries, and more than 200 events (concerts, lectures, movies, etc.) each month. In addition, we offer nine programs specific to memory care. Saint John’s model for dementia care is inclusive and non-discriminatory.

Saint John’s was founded by Episcopal women of Milwaukee in 1868.

“I wanted to find Dad the very best assisted care.

We went online and took tours—nothing compares.”

More Life. More Style.

10B • 50PLUS • AUGUST 2015

Shorehaven Tower Assisted Living

Assistance in Living DIRECTORY

1305 W. Wisconsin Ave., Oconomowoc Contact Person: Sue Pooler - 262-567-8341 or at spooler@Iho.org www.shorehavenliving.org

Shorehaven Tower offers freedom of choice in a beautiful residential setting. Part of the Shorehaven Campus, Shorehaven Tower consists of 69 apartments, including studio, one and two bedrooms with no enrollment fee. New construction includes a new dedicated entrance, expanded activities space and third floor rooftop terrace for resident enjoyment. Monthly rates range SHOREHAVEN TOWER from $2,355 to $4,666 for 325 to 975 square feet. Two meals a day are included in the fee. Activities, trips, weekly housekeeping and linens change, wellness clinic and health monitoring, satellite TV/ Wi-Fi, transportation arrangements, all utilities, free use of washers and dryers, emergency response system, computer use and flu shot clinic on site. We have trained staff on duty 24/7 with two full-time nurses on staff. Spouses may share apartments. Assisted living providesST.friendship, menu choices, mental ANNE’S stimulation, access to services and freedom, and is pet friendly, all within a safe SALVATORIAN CAMPUS living environment. Shorehaven Tower residents enjoy their choice of services, menus, activities and amenities on a convenient, price-friendly a la carte basis. Also there is access to the public Café LaBelle for breakfast or lunch, and the Center for Life Enrichment for classes and events. Continuum of care, lake access, pontoon rides on beautiful Lac La Belle, banking and beauty and bar-

More Affordable On-Site Expertise & Services How do you begin to compare other senior residences with Regency’s three beautiful, amenity-rich campuses? With common areas like dining and game rooms that are anything but common, exquisitely appointed residences, and superior health care, there VMP-MANOR PARK simply is no comparison. For a private tour, call us today.

INDEPENDENT AND ASSISTED LIVING BROOKFIELD

MUSKEGO

NEW BERLIN

777 N. Brookfield Rd. 262-780-0321

W181 S8540 Lodge Blvd.

262-679-0888

13750 W. National Ave. 262-789-1699

RegencySeniorCommunities.com VMP-TRINITY VILLAGE TUDOR

14B • 50PLUS • FEBRUARY 2016

Supportive Care:

Directory for Assistance in Living

bershop on site. Also, lab, podiatry, dental and eye services available on site.

Founded in 1939, Shorehaven is the trusted, faith-based resource of choice for community seniors. Its mission is “Reflecting Christ’s love, we provide homes and resources for seniors.”

ShoreLight Memory Care at Siena 5643 Erie St. • Racine Contact: Sherrie Szombathelyi – 262-898-9100 www.sienaonthelake.org

ShoreLight Memory Care at Siena, Racine’s 36-bed suites, non-profit facility offers private suites with gorgeous lake and garden views on the beautiful Siena & Siena Chapel Campus. Monthly rent from $5,900 to $6500 with enrollment fee equal to one month rate which is refundable in the first 60 days. Our mandatory meal plan includes three meals and snacks. We have state of the art memory care programing, creative expressions art programing, music, sensory and pet therapy. Staff includes, an RN, Life Enrichment Advisor, Memory Care Advisor, Resident Services Manager and two RA’s with on-going memory care and challenging behavior training for all staff. Residents have peace of mind with our 24/7 care, socialization and experts in memory care.

Nurture mind and spirit at ShoreLight Memory Care at Siena.

St. Ann Center For Intergenerational Care

Stein Campus - 2801 East Morgan Ave. • Milwaukee Bucyrus Campus - 2450 West North Ave. • Milwaukee Stein Campus - (414) 977-5028 | Bucyrus Campus (414) 210-2450 www.stanncenter.org

St. Ann Center For Intergenerational Care, in affiliation with the Ministry of the Sisters of St. Francis of Assisi, has two campuses. The Stein Campus day services serves 143 adults per day as well as Respite Care and the Bucyrus Campus day services, which serves 200 adults per day. The Stein Campus respite care is short-term, overnight care, with 9 private bedrooms (stay up to 21 days). The cost for day services is $53, $58, $69 (based on level of care), respite overnight care is $149-$230. A meal plan is included with day services & dietary needs accommodated as much as possible at no extra cost. Both private and government-sourced funding accepted.

Additional services available during the day include: whirlpool bath & hygiene services, salon, aquatic center, therapy & rehabilitation services, music therapy, art & ceramics, massage & wellness, spiritual guidance & counseling, and a Nurse-practitioner health and wellness clinic.

St. Ann Center employs C.N.A’s at an average ratio of 1 C.N.A. to 5 adults and has at least one R.N. on staff during the day and on call for overnight respite.

St. Ann Center’s day, health and wellness services help adults with special

FEBRUARY 2016 • 50PLUS

Supportive Care: 10B • 50PLUS • AUGUST 2015

• 15B

Directory for Assistance in Living

Assistance in Living DIRECTORY

needs and the frail elderly remain in their own homes or with their families longer because their caregivers can continue to work and know that their loved ones are spending the day in safe and joyful place.

St. Ann Center’s day services are Intergenerational. Adults spend the day and do activities with children in the early childhood education program! This creates a joyful community where adults can still teach children and benefit from the youngsters’ energy, smiles and hugs.

St. Anne’s Salvatorian Campus SHOREHAVEN TOWER 3800 N. 92nd Street • Milwaukee Contact: Jennifer Wentz – 414-463-7570 x217

St. Anne’s Salvatorian Campus has been taking care of people for 139 years and is in fact the oldest Catholic elderly ST. ANNE’Scare SALVATORIAN facility in the Milwaukee Archdiocese.

But CAMPUS you also may be surprised to learn that St. Anne’s has combined its Catholic traditions with modern, innovative residential care to become a Milwaukee-area leader in the continuum of eldercare.

With the opening of Mission Court in October 2015, St. Anne’s now has two facilities that focus on enhanced assisted living, a newer kind of care that is TUDOR the midpoint between assisted living and skilled nursing. Residents live indeOAKS pendently in their apartments but rely on 24/7 assistance throughout the day.

St. Anne’s continuum of care (assisted living, enhanced assisted living, skilled nursing) ensures a smooth transition as residents’ needs change. St. Anne’s also offers short-term rehab, memory care, and respite care.

The multi-acre campus includes a large park, pond, and patios. Inside amenities include a beautiful chapel, pavilion, activities rooms, lounges, spas, and many other benefits and services.

St. Anne’s is sponsored by the Sisters of the Divine Savior, and the value placed on providing loving and compassionate care is the reason St. Anne’s is known as “The Home with a Heart.”

THE VIEW AT PINE RIDGE

Summit Woods

2501 Summit Ave. • Waukesha Contact: Ashley Ziegelbauer – 262-521-1388 Capricommunities.com

Affiliated with Capri Communities this facility offers 1-bedroom and 2-bedroom apartments, 104 apartments in all.

Monthly rent starting at $842 with a $1,000 non-refundable enrollment. AL starting at $2,180. We have a flexible meal plan. Summit Woods offers comfort and support from a caregiver 24/7, social interaction with other residents, homemade meals, and housekeeping & laundry services.

Our full-time activity coordinator plans at least two bus trips weekly along with other activities for residents. Friendly staff & residents and the ability to choose individual services to fit each resident’s personal needs is what you will find at Summit Woods.

The View at Pine Ridge 1010 Pine Ridge Court • Oconomowoc Contact: Suzanne Utecht – 262-468-7711 info@theviewatpineridge.com

The View at Pine Ridge is affiliated with WALA and encourages a relaxed stable, stimulating environment of resident centered care, challenging each resident to remain active with a sense of purpose. We VMP-MANOR PARK have suites, 1-bedroom apartments, where spouses can live together. The facility capacity is 26. Prices range from $101.00 to $330.00 daily with meals included. Community service program; walking club, legacies, creative expressions, art therapy, daily exercise, spiritual services and cooking club are some of the recreational programs offered. 24/7 nursing is available. The View at Pine Ridge is committed to making a difference in continuing one’s life story by providing the highest quality of care through a supportive environment promoting health, independence, security & social interactions.

VMP-TRINITY VILLAGE Three Pillars Senior Living Communities - Compass Point (Catered | Assisted Living)

365 Sunset Drive • Dousman Contact: Lauri Eckmann – 262-965-7420 www.threepillars.org

Three Pillars Senior Living Community, in affiliation with the Masonic Fraternity, offers 75 one-bedroom, one-bedroom with den and two-bedroom apartments for residents with monthly rent ranging from $3,410 - $5,510+ depending on care level and services selected. A flexible meal plan is included, with an additional cost for a second person. Daily exercise classes are offered as well as coffee hour, crafts, movies, special performances, other social activities, and church services. Three Pillars Senior Living Communities has 20 care staff: 1 RN, 3 LPNs, 2 MDs and 1 Nurse Practitioner on staff. Assisted living offers older adults the opportunity to continue acting independently with 24-hour care available. We offer a full continuum of care and are committed to meeting social, physical and spiritual needs through high quality housing and services.

16B • 50PLUS • FEBRUARY 2016

10B • 50PLUS • AUGUST 2015

Supportive Care:

Directory for Assistance in Living

Living DIRECTORY VMP Assistance Healthcare & in Community Living 3023 S. 84th Street • West Allis 414-607-4100 VMPcares.com

VMP offers a full continuum of care under one roof with independent living, assisted care, skilled nursing, short-term rehabilitation, ventilator care and outpatient therapy. VMP also has an onsite medical SHOREHAVEN TOWER clinic, hospice care, and pastoral care.

We specialize in ventilator and respiVMP-MANOR PARK ratory care. VMP’s short-term rehabilitation services allow patients to return home safely and remain independent after a hospital visit when they need to regain strength and stamina. Therapy services are specific to patients’ needs and ANNE’S areST.available in private and semi-private rooms. Free transportation from the SALVATORIAN hospital CAMPUSupon admission is available.

VMP’s Senior Community Club is open to residents and the community, offering many in-house events and classes, as well as off-campus trips. Popular outings include Brewer tailgates, theater outings, and occasional overnight destinations.

VMP-TRINITY VILLAGE Fees for the independent living apartments are monthly rentals with no entrance fee, the assisted living monthlyTUDOR fees vary depending on the level of care OAKS and the size of the apartment, (some public funding is available, call for details), and rehabilitation and skilled nursing health care fees are covered by most insurance.

The mission of VMP is to provide a full range of senior healthcare for residents, patients and the community in accordance with Christian values. We have been in business for 90 years.

THE VIEW AT PINE RIDGE

BOOK BEAT

My name is Lucy Barton

BY ELIZABETH STROUT

A new book by Pulitzer Prize winner Elizabeth Strout is cause for celebration. Her bestselling novels, including Olive Kitteridge and The Burgess Boys, have illuminated our most tender relationships. Now, in My Name Is Lucy Barton, this extraordinary writer shows how a simple hospital visit becomes a portal to the most tender relationship of all—the one between mother and daughter.

Lucy Barton is recovering slowly from what should have been a simple operation. Her mother, to whom she hasn’t spoken for many years, comes to see her. Gentle gossip about people from Lucy’s childhood in Amgash, Illinois, seems to reconnect them, but just below the surface lie the tension and longing that have informed every aspect of Lucy’s life: her escape from her troubled family, her desire to become a writer, her marriage, her love for her two daughters. Knitting this powerful narrative together is the brilliant storytelling voice of Lucy herself: keenly observant, deeply human, and truly unforgettable.

SUDOKU SOLUTION

Solution from page 19B

FEBRUARY 2016 • 50PLUS

JANUARY RECIPES

Many of us pride ourselves on serving wholesome, homemade meals.

But here’s the reality: 60 percent of us think that coming up with dinner ideas is more difficult than getting their children to go to bed on time. Moreover, 61 percent of us frequently order takeout or go out to eat because we don’t have the ingredients on-hand to make dinner. It’s time for a new strategy.

When it comes to mealtime, a wellstocked pantry can be the difference between culinary success and a dinner failure. With a pantry full of canned foods, a delicious and nutritious homemade meal is just minutes away.

CHICKEN BURRITO SALAD

Prep time: 15 minutes Serves: 6

Salad:

1 small head romaine lettuce, torn into small pieces 1 cup cooked brown rice 1 can (15 ounces) black beans, drained and rinsed 1 can (14 ounces) diced tomatoes 1 can (10 ounces) chicken breast chunks, drained and flaked 1 can (10 ounces) corn kernels, drained 1 can (4.25 ounces) diced green chilies, drained

It’s no secret that canned foods are convenient, but did you know that cans are also one of the best ways to get food from the farm to your family’s table? Canned fruits and vegetables are picked and packed when they’re at their peak of ripeness and nutrition, sealing in their freshness and flavor.

Just like home canning, the canning process locks in foods’ natural goodness so it’s at arm’s reach whenever you’re ready to get cooking.

A pantry stocked with canned ingredients is also a source of recipe inspiration. Staples such as canned chicken, corn, green chilies, olives, beans and tomatoes atop lettuce combine to create a wholesome Chicken Burrito Salad the whole family will enjoy. And in less than 30 minutes, a box of fettuccine and a can of spinach transform into a hearty Pasta with Spinach Pesto.

For more information, recipe inspiration and the benefits of canned foods, visit CansGetYouCooking.com.

L

K

who’s 50 Elizabeth Jones

1 can (2.2 ounces) sliced ripe black olives, drained

Dressing: 2 tablespoons fresh-squeezed lime juice 1 tablespoon fresh chopped cilantro 3 tablespoons extra-virgin olive oil salt and ground black pepper, to taste

Salad: In large platter or individual bowls, place lettuce leaves. Top with brown rice, black beans, diced tomatoes, chicken, corn, green chilies and black olives.

Dressing: In small bowl, combine lime juice and cilantro; whisk in olive oil. Add salt and pepper, to taste.

Drizzle dressing over salad.

• 17B

If you know someone who has recently turned 50 or better please email a JPG of your photo to peggy@50plusnewsmag.com with a name and brief description.

Elizabeth Jones turned 50 and as you can see from her picture age does not slow her down! She is a full-time CNA and mother to three daughters and grandmother to two. Jones began BMX racing 12 years ago because it was an activity she and two of her daughters could do together.

She enjoys competing in BMX bike racing, having competed in her sixth UCI BMX World Championship this past summer where she was the only lady 50+ to make it into the top eight out of 16 women. She competed for team USA with women from Australia, France, Great Britain and Canada. She welcomes any ladies 50+ to give it a try!

18B • 50PLUS • FEBRUARY 2016

EVENTS

Calendar

February 2, 6 – 7:30 pm Adult Coloring Club Greenfield Public Library, 5310 W. Layton Avenue, Greenfield Are you stressed? Are you still a kid at heart and need a creative outlet?

Come and color and play connectthe-dots to your heart’s content in our new Adult Coloring Club. We will provide intricate coloring pages, activity sheets, paper, and coloring uten-

sils. You provide the sense of nostalgic childlike wonder.

February 2, 6:30 – 8:30 pm Do-It-Yourself Workshop –Inspired by All That’s Around Us Wehr Nature Center, 9701 W. College Ave. in Whitnall Park, Franklin A program of Re-Creation Station, will let participants explore the potential of items that are often con-

TONY AWARD® WINNER BEST REVIVAL

ON SALE NOW! FEBRUARY 23 - 28

MARCUS CENTER • MARCUSCENTER.ORG TICKETMASTER.COM • 414-273-7206

GROUPS 10+ SAVE! CALL 414-273-7121 EXT 210

sidered only the containers of consumable products. Participants will discover ways to repurpose plastic bottles, glass jars, boxes, and paper rolls as the source of material for new projects. In addition to these supplies, templates will be available in the open-studio setting. Attendees may also bring and use items from home.

Group size is limited. Each program is $25 for the general public and $20 for members of Friends of Wehr. Proceeds will support Wehr Nature Center and its programs. To register or for more information call Wehr Nature Center at (414) 425-8550.

February 3, 7 pm Vagabond Ski & Social Club WG’s Banquet Center (formerly the Knights of Columbus Hall), 3200 S. 103rd Street, (103rd & Oklahoma Ave.) The Vagabond Ski & Social Club, an active social club for singles and married couples will meet. The meeting begins at 7 pm and dance will start at 8 pm, with great music by the Best of Everything. Admission is $5. For additional information visit www.vagabondskiclub.com.

February 4, 10:30 am – 3:30 pm A Day of Social Card Playing New Berlin VFW, 17980 W. Beloit Road, New Berlin The National Avenue Senior Citizens’ Association Inc. cordially invites all persons 50 years and older living in New Berlin and the surrounding communities to join them for a day of social card playing. The group meets the first and third Thursdays of every month. There will be a short business meeting followed by refreshments and social card playing. The association also hosts four parties each year. For further information on the National Avenue Senior Group, please contact Judith at (262) 814-0204 (evenings only) February 7, 10:30 am - 2 pm Sacred Heart Parish Annual Pre-Lenten Dinner 917 N. 49th Street Milwaukee (11/2 blocks north of Wisconsin Ave.) Enjoy a delicious dinner with your family and friends or come and make new friends. The menu includes Spit Chicken & Fried Chicken

& Sarma (stuffed Cabbage rolls) and all the delicious sides. The cost is $10 for Adults; $5 for Children under 10.

Home baked deserts and beverages will be available. Take-outs are also available. Wheelchair accessible. Holy Mass celebrated in English at 9 am and in Croatian at 10:30 am.

February 13, 9 am – noon Electronics and Appliance Recycling Event Oconomowoc Dept. of Public Works, 630 Worthington Street, Oconomowoc The City of Oconomowoc will be hosting a special one-day collection of electronics and appliances open to all Waukesha County residents. Fees: Televisions $20, Cathode Ray Tube computer monitors $5. Additional items will be collected at no fee: computers, other computer monitors, printers, keyboards, laptops, scanners, DVD players, VCRs, stereos, cell phones, telephones, air conditioners, dehumidifiers, refrigerators, microwaves, watercoolers, freezers, water heaters, washer/dryers, stoves, oven/ ranges and dishwashers.

February 16, 3 – 4:30 pm SPARK Allo (Hello) Chocolat Allo Chocolat 234 W Main Street Downtown Waukesha SPARK is a program for caregivers and their loved ones with early memory loss to Mid-stage Alzheimer’s Disease and other forms of dementia.

Storeowner Carrie Igielski will give the history of Chocolate and how it is made. Participants will create treats through hands-on activities.

Learn to temper and mold chocolates.

Learn about the behind the scenes of preparing, packaging and selling of chocolate.

February 18, 6:30 – 8:30 pm Do-It-Yourself Workshop --Ways to Help Our Fine Feathered Friends Wehr Nature Center, 9701 W. College Ave. in Whitnall Park, Franklin Hands-on activity and conversation with new friends will be inspiring and relaxing. This Re-Creation Station, will have participants repurposing found containers, canisters, and glass items into bird feeders. Participants may also bring and use items from home. Group size is limited.

FEBRUARY 2016 • 50PLUS

February 21, 3:00 pm Easy Days Barbershop Quartet Sarah Chudnow Community, 10995 N Market St, Mequon Enjoy the music of this award-winning quartet as they entertain us with Big Band music of the 30s and 40s. The quartet was the 2009 Land O’Lakes District Senior’s Champions of the Barbershop Harmony Society. For additional information or questions call 262.478.1500.

February 23, 1:30 pm Going Back To Move Forward Regency Senior Communities Muskego, W181 S8540 Lodge Blvd., Muskego Presented by local author John Sponcia. Many of us long to go back to a time when things seemed simpler. In this fictional tale, the author is abruptly thrust back in 1960, arriving in his childhood neighborhood of Brooklyn at his current age of 64. He is faced with numerous internal struggles as he confronts his past life. Now, he is an outsider desperately seeking to reconcile his compelling need to return to this bygone era, with everyday reality.

JANRIC CLASSIC

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Fill in the blank cells using numbers 1 to 9. Each number can appear only once in each row, column and 3x3 block. Use logic and process elimination to solve the puzzle. The difficulty level ranges from Bronze (easiest) to Silver to Gold (hardest).

February 26-28 2016 Home, Garden and Landscape Show Waukesha Expo Center, 1000 Northview Rd, Waukesha Friday 3pm- 8pm; Saturday 9am5pm & Sunday 9am-3pm (Free admission on Sunday with donation of at least 2 non-perishable items to the Waukesha Food Pantry.)

The Home, Garden and Landscape Show is an annually event at the Waukesha Expo Center. The event features home improvement and home remodeling professionals from around the area. Admission $5.00 Children 12 & Under FREE. FREE PARKING.

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On-Going Now thru April 18 Free Tax Preparation The Volunteer Income Tax Assistance (VITA) program will provide free preparation of state and federal taxes by a Milwaukee organization.

For locations and additional information contact Patrice Harris at 414-9062702.

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February 27, 6 – 11:30 The Cedarburg Cultural Center’s Annual Gala – The Glitter Ball W62 N546 Washington Ave, Cedarburg Join members of the CCC at one of their biggest fundraisers. The Glitter Ball. For sponsorship and ticket information please go to CedarburCulturalCenter.org.

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Each program is $25 for the general public and $20 for members of Friends of Wehr. Proceeds will support Wehr Nature Center and its programs. To register or for more information call Wehr Nature Center at (414) 4258550.

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