NEWS
Pancho Palesse Field page 18A
ENTERTAINMENT
Fun in the Sun
SPORTS
Marquette Football Glory Days
page 16A
page 22A
COMPLIMENTARY
POMMER:
page 5B
By Jack Pearson Welcome to Marathon Mania. No, we’re not referring to some gala doings up in that county in North-Central Wisconsin, although it is nice up there at this time of the year. Our story involves the long distance running event, the Marathon. The race is a doozie, all of 42.195 kilometers in length, which equates out to 26 miles and 385 yards. Despite its length and difficulty, it’s actually become a craze, an obsession, a way of life all rolled into one, and its popularity continues to grow all over the world. It is featured in this article because of all those factors, and even more so because here in Wisconsin we have one of the Marathon’s most avid advocates, Dave Hoffman of Milwaukee (who just happens to have been born in Marathon County). You might assume since we’re talking about a grueling race of more
“Short End of Stick” page 3A
OLSON:
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NEMOVITZ:
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By Matt Pommer
Having Perspective page 6A
CONDO PARADE MOVING IN THE OF HOMES RIGHT DIRECTION page 2B By Bruce Nemovitz
Take Grandkids to Fox Valley
Marathons, Antarctica, and the Exceptional Dave Hoffman
July 2015 Vol 28 No. 7
page 5A
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By Brad Olson, CFP
SENIOR
Dave Hoffman at home, holding the championship plaque for his setting a new state record for the 5K run, men’s 80-84 class.
HOFFMAN continued on page 14A
The Emma mastersAPRON of political spin keep spinning “JFC (Joint FinanceSTRINGS Committee) Republicans Protect Man to Wisconsin’s highly regarded long-term care system. The Answer AGING ISSUES
By Tom Frazier
Aunt of Emma Long-Term Care” was theBytitle the press release issued by the two co-chairs, Senator Alberta Darling and Representative John Nygren, and the two members of the Committee, Senator Leah Vukmir and Rep. Dean Knudson, who developed the amendment that will make drastic changes
press release goes on to say, “We listened to people from around the state and heard their concerns loud and clear” said Nygren. “We will improve health outcomes and create greater efficiencies” stated Vukmir. Senator Darling chimed
IT MAKES ME CRABBY
FRAZIER continued on page 3A
2A • 50PLUS • JULY 2015
Do you have an eye problem?
Take the Test Are you seeing life to the fullest? Ask yourself if you have noticed any of the following issues. Check those that you can answer “yes.”
by Cheryl L. Dejewski
According to ophthalmologist Mark Freedman, MD, “Loss of vision ❑ Do you have trouble seeing, even with your glasses or can have serious consequences that can affect your quality of life and contact lenses (and new prescriptions don’t help)? independence, including an increased risk for falling, car accidents, ❑ Do you need more light to read or see? depression, isolation, and other unpleasant factors. Failing sight can ❑ Are you uncomfortable going out/driving at night due to your vision? also increase the chance you’ll need home care or nursing home ❑ Do lights at night have a "halo" effect? placement.” Daniel Ferguson, MD, of Eye Care Specialists reports, “Poor vision is not a fact of life as you grow older. It's important to discover ❑ Is it difficult to see things in the distance, like road signs? what's behind any changes or symptoms—whether it's simply the need for a new ❑ Do bright lights, sunlight and glare bother you? eyeglass prescription or something more serious like a vision-threatening eye condition.” ❑ Do you have trouble seeing to read newspapers, books, magazines, “There are two key reasons why you need to see a professional rather than rely on your instructions, recipes, labels, crossword puzzles, and other small print? own perception,” explains Brett Rhode, MD, Head of Ophthalmology at Aurora Sinai ❑ Are colors not as bright as they used to be? Medical Center. “One, is because vision problems in one eye can often be masked by the ability of the other eye to compensate. And, two, changes can occur so gradually that they ❑ Do you have trouble seeing words and numbers on the TV? go unnoticed. For example, patients with cataracts often have no idea how much loss of ❑ Do you have problems seeing the food on your plate? light, color, and clarity has occurred until they are diagnosed, and the ❑ Are you having difficulty judging stairs and curbs? cloudy lens (cataract) inside their eye is surgically removed and ❑ Do you bump into things or fall because of poor sight? replaced with an implant. And, patients with glaucoma can lose their ❑ Do you have difficulty performing daily tasks, such as side vision so slowly that they don’t realize it is like looking through Free Info driving, cooking, cleaning and shopping, because of your vision? a tunnel—with no chance of turning around and coming back out.” Call 414-321-7035 “Common vision-threatening conditions will all eventually present symptoms if left ❑ Does your vision inhibit your ability enjoybookhobbies like for a to FREE untreated long enough. The question is, ‘Do you really want to wait until whatever is reading, watching TV, knitting, golfing, or going out with friends? let on AMD, glauwrong causes permanent irreversible damage or leads to something serious like falling coma,especially diabetes or ❑ Is your distance vision getting worse, outdoors? and breaking a hip or having a car accident?,’” asks Daniel Paskowitz, MD, PhD, an If youappear wavy? ❑ Do vertical lines (like signpostscataracts. and light poles) ophthalmologist with credentials from Harvard and Johns Hopkins. “That's why it’s vital don’t have an eye ❑ Have you noticed dark or blank spots in your central vision? that you schedule comprehensive dilated eye examinations at least every two years.” care specialist, The doctors at Eye Care Specialists, a leading Milwaukee-area ophthalmology practice, ❑ Do you have difficulty making out faces or reading clocks? you are invited to put together a test (see green box at right) to help readers assess their vision. Michael ❑ Are you not able to see as far off to the the sides as below you used to? call offices to schedule Raciti, MD, notes, “Answering ‘yes’ to just one of these questions MAY mean that you ❑ Do you have diabetes and your avision is blurry or fluctuates? comprehensive exam, which is have a vision-threatening concern. Your next step should be to have a comprehensive typically covered by insurance. Do you have any checkmarks? dilated eye exam (which is typically covered by Medicare and/or insurance if you have one of the complaints).” David Scheidt, OD, adds, “If your eye care specialist determines that you do have a cataract, macular degeneration (AMD), glaucoma, diabetic eye disease, or other condiWorld-class care. Local convenience. M Magazine & tion, you can plan a course of treatment & laser services for every age and every need. Milwaukee Magazine Medical, surgical to protect and preserve TOP DOCTORS your vision. But, that ■ Glaucoma, Diabetes and Macular Degeneration Care ■ Diagnostic Laser Scans in EYE CARE (with advanced medication injection and laser treatments) ■ Comprehensive Eye Exams plan can’t start until ■ No-Stitch, No-Shot Ultrasonic Cataract Surgery ■ Pediatric Care & Surgery you take the first step (with standard, multi-focal or toric lens implants) ■ Dry Eye & Ocular Infection Treatments to call and schedule a ■ Corneal Transplants, Lid Repair and Retinal Cases ■ Accept Medicare/Most Major Insurances thorough dilated eye ■ Customized Laser Vision Correction (LASIK & PRK) examination.”
T EYE
Common Conditions and (Some of) Their Symptoms Blind spots, straight lines appear wavy, loss of central vision Cataract: Hazy, blurred vision; problems with glare Diabetes: Blurring, dark spots, fluctuating vision Glaucoma: Loss of side vision (a “tunneling” effect)
CARE SPECIALISTS
Wisconsin’s leading ophthalmology practice. Trusted by more than 125,000 doctors & patients since 1985
AMD:
Mark Freedman, MD
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Daniel Ferguson, MD
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Michael Raciti, MD
www.eyecarespecialists.net
West Allis
10150 W. National Ave.
414-321-7520
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414-258-4550
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JULY 2015 • 50PLUS
• 3A
‘Short end of stick’ to rural Wisconsin residents
Rural Wisconsin citizens often feel they are getting “the short end of the stick” in resource allocation, according to a study by University of Wisconsin-Madison political scientist Katherine Cramer. Her study, to be included in an upcoming book, may help to shed light on the current struggles in the State Capitol over issues like highway funding, a $500-million basketball arena in Milwaukee, reducing taxes and changes in labor laws and social service programs. Resentment toward certain groups is a key part of understanding the political mix in Wisconsin, she says in a draft chapter of the book. More than a straight-out opposition to government, it is a question of who is benefiting from government programs. Who is deserving? “We have politics of resentment when political actors mobilize support for cutting back government by tapping into resentment toward certain groups in society rather than appealing FRAZIER continued from page 1A
in with “The goal is a more efficient and better run system. That’s exactly what our plan will do, because we are seeking solutions from people directly affected by the program.” How can anyone be against better outcomes and efficiencies? It is called political spin and the authors of the above-mentioned press release are very good at it. Here are some examples of the spin versus what actually happened: • SPIN: We listened to the people, etc. REALITY: Hundreds of people, including those most affected, turned out at the four Joint Finance Committee public hearings and told them to leave the existing long-term care system as it is. I don’t believe that the Committee could come up with one single person who receives services from Aging and Disability Resource Centers (ADRCs), Family Care, or IRIS (Self-directed care) who asked for any of the changes that it made. The 12 Republican members of the JFC listened to private for-profit insurance companies and the Governor, not to consumers.
STATE CAPITOL COMMENT By Matt Pommer
to broad principles,” she adds. The resentment often is aimed at public employees themselves rather than government programs. That helps explain why Gov. Scott Walker’s successful efforts to end most collective bargaining was popular among many MOVING IN THE in rural areas. The RIGHT turningDIRECTION tide against By resulted Bruce Nemovitz public workers also in most state and local government workers being required to carry a greater share of the cost of their long-held employment benefits. This was not perceived as a victory for small government. “This was a victory for small-town Wisconsinites like AGING themselves,” writes Cramer. She is an
ISSUES
By Tom Frazier
• SPIN: We are requiring the Department of Health Services (DHS) to get public input before submitting the final plan for a federal waiver. REALITY: The biggest change, allowing private, for-profit insurance companies to manage both long-term care and acute PLANTING and primary care, is already included TOMORROW’S in the plan approvedDREAMS by the TODAY Committee over the objections of consumers By Brad Olson and advocates. And, it is exactly what the Governor initially proposed, not only without public input but without anyone, including DHS officials, even knowing about it before the budget was introduced. So much for public input “prior to developing its (DHS) final waiver request.” SPORTS • SPIN: We protect andPearson continue By Jack the IRIS program of self-directed care by defining it in statute. REALITY: IRIS is integrated into the new Family Care Integrated Long-Term Care and Health Care run by Integrated Health Agencies (IHAs). Before the Joint Finance Committee started working on the Governor’s long-term care proposal, nobody had ever heard of “Integrated Health Agencies.” I think the definition will end up being synonymous
expert on civic engagement and political participation in public opinion, especially Wisconsin and rural opinion, as well as perspectives on public employees and government. Targets for resentment may inMONEY SENSE clude the wealthy, bigBymoney or big Karen Ellenbecker & Julie Ellenbecker business, and the undeserving poor, -Lipsky Cramer writes. “Sometimes these ‘others’ (in the eyes of citizens) were wealthy, but more often they were people who did not work hard enough for the government benefits they enjoy.” “To be blunt: encouraging people to focus on the undeserving a way Financial Fi i isl W Wellness ll of Tomorrow’s achieving the goal of“Planting limited governDreams Today” ment without hurting By the Bradinterests Olson, CFPof the wealthy,” she writes. Cramer interviewed groups across Wisconsin including those from rural areas, suburban communities and cities. She said she didn’t APRON find overt racEmma ism among rural citizens, but heard it STRINGS in conversations with theByother groups. Aunt Emma Time has changed the situation. Walker is now promoting public tax-support to help build an arena for
professional basketball in Milwaukee. That has drawn sharp criticism – even from some of the right-wing groups which are encouraging his bid to be the next president of the United States. It’s also more difficult to criticize state government because conservatives control all three branches: the state Supreme Court, large majorities in both houses of the Legislature, and the governor’s chair, which controls the executive branch. Cramer’s report on interviews with citizens in rural Wisconsin indicated support for public education. Yet the state budget waiting to be passed increases money for and expands government support for non-public education. Walker has refused to approve additional fees or taxes for road projects. If highway construction were scaled back, rural residents will be watching to see how their areas did compare to Milwaukee.
with “big, private, for-profit insurance company,” and it will be an oxymoron for people to self-direct their own care while being in a for-profit managed care program. • SPIN: We retain a regional model, not the statewide model proposed by the Governor, giving local managed care organizations an opportunity to continue. REALITY: Wisconsin already has a regional model run by not-forprofit MCOs. The JFC change makes the regions bigger so that “each region has sufficient population to allow for adequate risk management by IHAs.” It is true that it is not what the Governor proposed, but rather what the insurance companies proposed so that there was enough population to assure a profit and, likely so that they would not have to operate in small, rural, unprofitable communities. This is proposed in a memo dated April 28, 2015, to the JFC from the Alliance of Health Insurers. Also, it is far from certain that the existing not-for-profit MCOs will be able to continue competing with very large, well-financed insurance companies in an integrated health and long-term care model.
• SPIN: We believe integrated health and long-term care will result in better outcomes and better value for taxpayers. REALITY: There is not one single credible evaluation to demonstrate that integrated care achieves better outcomes or is cost-effective. A large majority of long-term care enrollees are on Medicare and the federal government will not allow them to be involuntarily enrolled in an integrated system. Most people on Medicare will resist being enrolled in an integrated plan that forces them to change doctors and other medical providers. Much of the cost-effectiveness has already been realized under existing Family Care by reversing spending on more expensive institutions to home and community care, and by coordinating, not integrating, acute and primary care. So, did “JFC Republicans Protect By as Enisclaimed? Wright Long Term Care” In a word, “NO,” and I fear that it could be the opposite, badly disrupting the lives of 55,000 enrollees who didn’t need or want their care to be “protected.”
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EDITORIALS SENIOR APRON STRINGS Answer Man Fi Financi i TRAVEL All about Mary By Jim McLoone MOVING IN THE By Brad HERMAN WHITE RIGHT DIRECTION By Bruce Nemovitz IT MAKES ME CRABBY
DEAR SYLVESTER: I’ll bet you believe those Panama hats are fashioned in the country of Panama. My book of mostly useless “Planting Drea information reads that they’re made in a factory in Ecuador. As for the great grandparents being in attendance, I suspect the sales person really doesn’t want any charge accounts. But his is a clever way to get away with it. THINKING STRAIGHT, BUT STILL AGING, Emma SENIOR ANSWER MAN
Emma
By Aunt Emma
DEAR SAM: Financial Fi i lW Wellness ll “Planting Tomorrow’s I just have to ask you what you Dreams Today” AGING PLANTING MOVING IN THE By Brad Olson, CFP would think of a Panama Hat sales perThe late and great, well, at least of-ISSUES mate? TOMORROW’S RIGHT DIRECTION By Tom Frazier DREAMS TODAY ten read poet Robert Frost is quoted as Mary is so quietNemovitz in the mornings son who says he will extend credit on By Bruce By Brad Olson having said, “A diplomat is a man who that I often don’t even awaken until I any purchase by a person who knows always remembers his wife’s birthday, smell the aroma of freshly brewed cof- where the hat was fabricated and who APRON also can bring along both of his or her but never remembers her age.” He nev- fee. Or could it be the clinking of the Emma aging greatSTRINGS grandparents. er did say that a woman is really as old cups? By Aunt Emma QUESTIONING, as she appears mornings just after the PLANTING With a few medical problems, TOMORROW’S SYLVESTER PAYTONNE alarm clock has sounded. Mary has had to give a few activities DREAMS TODAY AGING By Brad Olson My lovely wife, Mary, had anothup. But, different than many who adISSUES er birthday on the final day of June. vance in age, sheBydid give them up Tomnot Frazier SPORTS Of course, I won’t tell her age, as you because she was becoming older, she By Jack Pearson just don’t do that with the girls – or so did so wanting others to be able to enWho would ever have believed that land of saints, scholars and social imAGING I am told. But I guess I could write joy identical opportunities. the 116 year long war in Russia was bibers of the stronger stuff, I don’t care that I am 86 years old and she now Always a lady, never cursing, described as the 100 Years War. ISSUES Why? if they can count well in Russia or not By Tom Frazier has joined me in this celebratory year. swearing, causing a fuss or pouting I know that they can count much SPORTS better unless the lady making change as a caJack Pearson There’s something about Mary andByher when she did not always get her way in than that. Does this bother me? Not a shier is from there. PLANTING the WRIGHT friends, too. It seems that with each life, Mary is a work of art. She reached bit. As I am Irish and from the faraway TOMORROW’S TODAY SIDE of passing year into another age, there is full maturity asDREAMS the mother of eight By Brad Olson By Enis Wright a desire to pass through many more in children. Her character never wavers the years ahead. as she becomes older. She’s the same One of my pleasures in advancing Mary. But along the road of life, inEven as we grow older, we do age is being cared for. Mary says she cluding 62 years of marriage, some of The exciting festivals at the lakewith Jimcould McLoone always cared for me, one way or an- the stones in her path possibly be have more emotional experiences than we had in younger years. My mind is front this month are Festa Italiana July other. But I really appreciate the cup responsible for a few wrinkles. PLANTING of poured coffee as I sit and breathe How has old SPORTS age affected Mary? kind of like the Target store that has 17-19 and German Fest July 24-26. TOMORROW’S many different aisles. Wisdom gener- This last is the only large-scale local albuterol for my COPD before I be- Like in her earlier By Jack years, Pearson Mary has DREAMS ally allows me to travel down the cor-TODAY whoopdedoo of the summer that does gin the day with the morning news- learned that life is what you are willBy Brad Olson rect one. not allow veterans free admission. paper Mary already has read and now ing to make of it. She’s a winner as she N N N N N N N N N N has placed at the arm of my chair. A has a happy heart, a giving personaliBy Enis Wright I recently was tempted to buy a Intellectual activity is said to keep definite pleasure of old age. Or is it a ty, helping hands and always asks for new golf driver that guarantees an ad- the brain from declining. We don’t sign that I have a wonderfully attentive God’s assistance. ditional number of yards of ball carry know who counted these, but there are after being struck with it. I avoided the said to be 13 billion nerve cells in an temptation, realizing it was a bit like average three-pound brain. Recent studies show that aging is tics include the usage of drugs, alco- wanting a new car and then just having N N N N N somewhat of a problem for U.S. citi- hol, problems of diabetes, heart and the oil changed. We attended an impressive Memozens, who rank absolutely last in lon- lung diseases, obesity, eating too many N N N N N rial Day service at a retirement comgevity among 17 modern day countries, calories, non-usage of seat belts and We were in a local tavern the oth- munity in Pewaukee. Harry Baehler, SPORTS 13 in Western Europe plus Australia, gun violence. er night. It was so quiet there that we a World War II sailor, who lives there, Canada, Japan and the United States. Also, 50 percent of the people in could hear the cockroachesBy Jack Pearson growling. arranged it. Baehler arranged, among Men in the U.S. have an average the U.S. who begin a serious exercise N N N N N other things, for a military jet fly-over. life expectancy of 75.6 years; wom- regimen drop out within six months. KILLING TIME continued on page 21A en, at 80.7 years rank 16th. Some of the given reasons for these statis-
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the UpWRIGHT in smoke SIDEtheofstatistics have Hopefully,
By Enis changed for the Wright better over the last two years. Concerning the great numbers of people who still smoke, we are told that 18.7 percent of Wisconsinites smoked in 2013. While percentages varied from state to state in the survey, as can be expected, persons in 30 other states
oone
puffed away on cigarettes more often than in Wisconsin. The states with the lowest percentages of smokers were Utah at 10.3, California at 12.5 and Texas at 15.9. States with the greatest percentages of smokers in 2013 were West Virginia at 27.3, Kentucky at 26.5 and Tennessee at 25.9
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STATE CAPITOL COMMENT
JULY 2015 • 50PLUS
By Karen Ellenbecker & Julie Ellenbecker -Lipsky
Investing, can you do it? By Matt Pommer
Investors have an endless supply of investing tools, information and investment alternatives, so why not do your own investing without an advisor? Over the years I have found that if you can master the business cycle and eliminate emotion you can be a successful investor! If you do notINhave MOVING THE the RIGHT DIRECTION time or the inclination to master these, By Bruce of Nemovitz you lower the probability success, and that is why you should seek out the help of an investment advisor. One of the most fundamental factors of controlling risk and seeking competitive returns is understanding the business cycle and how it affects your investment strategy. This is more AGING than watching CNBC; itISSUES is knowing what your mix of stocks, By Tombonds Frazierand cash should be for your risk tolerance and objectives. Also, the business cycle will help you determine which sectors that you should emphasize. To understand the business cycle you need to understand two types of indicators, and what these mean to your strategy. PLANTING Leading indicatorsTOMORROW’S often change DREAMS TODAY prior to large economic adjustments By Brad Olson
SPORTS
cent Morningstar study of mutual fund investors showed they are poor market-timers because, on average over the last ten years, they lose half of a percent per year to poor timing decisions. Due to emotion, investors tend to chase performance, which leads them to buy at the top and sell at the bottom of the market cycle. In order to maximize your returns and control your risk, you need to create an asset allocation strategy that is developed personally for you, and then adjust that allocation according to what the business cycle offers. I once had a client equate my being her Investment Advisor to being her “investment doctor,” as I was laying out a plan to have a healthy investment portfolio, monitoring it and making adjustments. If you are going to be your own “investment doctor” don’t fall into the old axiom that doctors make the worst patients. If you are willing to do the homework and remove emotion, then do it yourself, but if you are not, get help!
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and, as such, can be used to predict future trends. Leading indicators are derived from the stock market, manAPRON ufacturing activity, inventory levels, Emma STRINGS retail sales, building permits, housing Aunt Emma market and level of newBybusiness startups just to name a few. Lagging indicators, however, reflect the economy’s historical performance and changes to these are only identifiable after an economic trend or pattern has already been established. Lagging indicators are derived from the gross domestic product (GDP), income and wages, the unemployment rate, consumer price index (inflation), currency strength, interest rates, corporate profits, balance of trade, value of commodity substitutes to the U.S.
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dollar, just to name a few. Almost 20 years ago, I came to this conclusion: in order to be the best investment advisor I could be, I had to focus on the business cycle. If you listen to the day to day noise you will not manage your investments, they will manage you! If you can get a handle on the aforementioned indicators, you can give yourself the information you need to make the best decision for your situation. The second major factor of investing is controlling your emotion. I was recently doing research and found a chart by BlackRock that the average investor averaged 2.5% over the last 20 (1995-2014) years. In comparison, stocks were up 9.9%, bonds 6.2%, gold 5.8%, international stocks 5%, homes 3.1% and inflation 2.3%. These returns reflect a buy-and-hold strategy, reflected by various indexes, but not all investors buy and hold. Investors’ returns are dramatically lower as they move their money in and out of investments as their emotion controls their investment decisions, not logic. A re-
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Having perspective can make the difference!
I have heard the phrase, “I’ll believe it when I see it.” That has been echoed throughout the millennium and offers a truly poor attitude towards achieving any goal. To paraphrase what that catchphrase really states, you are hoping and wishing for a desired result but truly don’t believe your goal will be achieved. I have a saying (I believe I coined this phrase), “I will see it WHEN I believe it!” What a difference in perspective. There are many other phrases that jump out such as, “you are what you believe” and “you are what you eat”… that one scares me as my diet has much to be desired. What am I getting at? Where am I going with this? Real estate evokes so many emotions while contemplating and traversing the home-selling process. Memories abound and the thought of a stranger moving into your home can be daunting. Downsizing a lifetime of treasures stirs up these thoughts of the past and presents a challenge that may seem overwhelming. Change is the underlying culprit in a whirlwind of negative thoughts when thinking about
MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz
moving away from what you have known for years to a new home where uncertainty seems to be the dominant feeling. Attitude will be the determining factor as to how difficult or pleasant this process of preparing and movAGING ing may be. My grandmother hadISSUES this great By Tom Frazier saying, “for the same money you can be happy!” At the time I passed that off as just another funny saying from grandma and believe me she had a treasure trove of humorous quips for any occasion. Her sense of humor gave her a long life and has impacted so many PLANTING since she has passed. But she was so TOMORROW’S right. You can look at any situation and DREAMS TODAY focus on fear and negativity which By Brad Olsonwill make any challenge so much worse. Or, you can find the jewel in the challenge ahead and focus on the anticipa-
tion of a better life, a more healthy life! If you are still reading this article, maybe this touches you in some way as you may be thinking Fi about ialchange Financial Wellness W ll in “Planting Tomorrow’s your life. The change I am most familDreams Today” iar with is the selling By of Brad yourOlson, homeCFP and moving to a new lifestyle - wherever that may be. Focus on facts. That is the most important and positive step you can APRON take to Emma a more manageable move. We tend to exaggerateSTRINGS the challenges By Aunt Emmaunahead to protect ourselves from certainty and new situations. So start with going inside, what is behind your sadness or anger and you will find it is usually the fear of change. Deal with that feeling and think it through. What do you truly have to fear? In most cases, we should worry more about what may happen if we stay, versus moving to a healthier surrounding. So often I see my clients in isolation, not able to maintain the home they are in and living in a situation that is not providing the support and happiness they so deserve. That is more troubling than the thought of downsizing and moving to a positive, healthier lifestyle. Perspec-
tive is the key. Look at the big picture instead of focusing on the work ahead and the uncertainty of the future. Try to visualize by closing your eyes and seeing yourself surrounded by family and new friends who truly care about you. See yourself engaging with others instead of the ‘comfortable’ isolation of being alone. Watch yourself becoming more active and involving yourself in new experiences that bring you happiness. Enjoy the freedom of turning the key to your new apartment or condominium and visiting your grandchildren without the worry of the demands of your home’s maintenance and security. Perspective is so important when moving towards any goal. Allow the people who love you to lend a helping hand. That is a gift to your family and friends who truly want to help you. We all don’t want to ‘burden’ our loved ones, but remember at some point those helping us will someday need others to help them. As in a movie I recently viewed, the owner of a hotel said to the occupants, “Everything will be alright in
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We understand just how overwhelming and uncertain the entire moving process can feel. We can help you or your loved one every step of the way from selling, downsizing and preparing your home for sale. Let us help take the burden off your shoulders.
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Just call me ‘Mud’ BY TOM MARGENAU My name is getting to be “Mud� with employees at some local Social Security offices around the country. It’s not because they have taken offense at something I wrote. (Although that does happen from time to time.) But in some recent cases, it’s because readers have misunderstood something I wrote and then confronted someone at their local Social Security office with incorrect information that they attributed to me. And that led to problems. Here are some examples.
Q
: I have been getting Social Security for five years. My wife recently turned age 66 and went to our local Social Security office to file for her own retirement benefits. But the nice lady who was taking care of us suggested that she file for wife’s benefits on my record and then later, at age 70, switch to full benefits on her own record, at which time she would get what the lady called delayed retirement credits. This didn’t seem right to us, so we told her we wanted to think about it. We went home without signing any papers. Just coincidentally, the very next day we read your column in the local paper. And in that column, you said that a widow could make a switch from one Social Security benefit to another. But you said that a wife, whose husband was still living, could not make that switch. The next day, we called our Social Security caseworker and told her that Tom Margenau said my wife could not file for spousal benefits now and switch to her own at a later date. She said that you didn’t know what you were talking about and insisted she was correct. She talked us into coming back into her office and signing the papers, which we did. But now we are worried that we made a mistake. Did the Social Security worker give us bad advice?
A
: No. She gave you very good advice. But I am afraid you misunderstood what I wrote in the column you mentioned. Here’s an explanation.
If your wife waits until age 66, she can file for benefits on your Social Security account and delay taking her own benefits until a later date. But the key to doing that is waiting until her full retirement age (currently age 66) before she files for any Social Security benefits. In the column you referenced, I was writing about people who start Social Security benefits BEFORE reaching full retirement age. If you do that, then the rules say you must file for your own Social Security benefits first. In other words, if your wife was under age 66, she could NOT file for reduced benefits on a your account and later switch to full benefits on her own account. However, as I pointed out in the column, widow(er)s are the exception to the rule. They can, for example, take reduced widow’s or widower’s benefits as early as age 60, and then at 66, switch to full benefits on their own retirement account. Or they could delay those benefits until age 70, and get a 32 percent bonus added to their monthly benefits. So now, getting back to your wife: Because she is over age 66, she can file for wife’s benefits on your account. She will get an amount equal to 50 percent of your full retirement rate. And for each month she delays starting her own Social Security, up until age 70, she gets a bonus of two-thirds of one percent added to her full retirement rate. That comes out to 8 percent per year, or 32 percent if she waits until age 70 to switch over to her own. If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@ comcast.net. To ďŹ nd out more about Tom Margenau and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.
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Medical advances in the past 50 years are incredible, but the future promises more By: Dr. David Lipschitz In 2016, it will 50 years since I graduated from medical school. We plan a big celebration, and well over 70 percent of our class will be there. As I look back on my long career, I hope that my contributions to the science and teaching of medicine will have made a small difference. My research interests focused on iron metabolism initially and then on the aging process. The advances in the fields of gerontology (the study of aging) and oncology (the study of cancer) over the past 50 years have been beyond anyone’s wildest dreams. The difference between aging and cancer is that the former is normal and the latter is a disease. But they both involve a complex interaction between an individual with his or her environment over time. The most important research has been the development of an almost to-
tal understanding of the fundamental biology of the cell. We have learned the important role played by genes -- the way they function and how the complex interaction among genes determines how a cell ages and how diseases, such as cancer, develop. With advancing age, the ability of the cell to rapidly neutralize toxic byproducts (oxidants) is slowed. This makes the cell more prone to damage that impairs function and renders it likelier to develop an array of diseases, including cancer. A simultaneous reduction in immune cell function occurs. The immune system loses its ability to recognize and destroy abnormal cells, making age-related maladies -- such as cancer, Alzheimer’s disease and vascular abnormalities -- more common. Cellular function involves a balance between genes that stimulate cells MEDICAL continued on page 9A
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so that they specifically target and kill cancer cells offers the promise of more effective therapy, as well. The combination of chemotherapy, radiotherapy and surgery now allows many with incurable cancer to live longer with a far better quality of life. We are making great strides in curing cancer. Deaths from cancer have gone down by about 15 percent in the past 30 years. Altering gene function and boosting the immune system are also being evaluated in order to slow the aging process and prolong life. Environmental factors play an important role in both aging and cancer. Most important is smoking, which is the major cause of lung cancer, bladder cancer, severe lung disease and heart attack risk. Other pollutants -- includ-
NEMOVITZ continued from page 6A
rience - you will be right! You are the master of your thoughts, which in the end will become your reality. Choose to be positive and you will immediately feel the change from anger and sadness to excitement about the future. Only you can decide what your future will look like. “For the same money, you can be happy!” Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor. Bruce has sold residential homes in the four county Milwaukee-Metro areas for 35 years. He works with his wife, Jeanne, at Realty Executives Integrity. Visit www.brucesteam.com or call 262-242-6177 with any real estate questions.
to grow and divide and genes that inhibit overgrowth of cells. Alterations of these genes contribute to cellular aging and cancer development. Genes that stimulate cell growth are thought to be a major factor in the development of cancer and hence are called oncogenes. Damage or mutation of an oncogene causes the rapid growth of cells that are transformed into cancer cells. Simultaneously, mutation of the inhibitory genes allows the more rapid growth of malignant cells. This knowledge has allowed for the development of unique compounds that have successfully treated cancers, including leukemia, lymphoma and certain forms of breast cancer. Stimulating and altering the immune system
the end. If it is not alright, it is not the end!” In other words, life is a constant sea of new experiences and challenges. If you understand this, then the next challenge coming your way can be viewed as a gift and reminder that you have the gift of life, which will always be a series of unknown challenges and new beginnings. As I stated earlier, “You’ll see it when you believe it!” Believe in the positive aspects of any move and see yourself a happier, healthier person as the result of your move to a new lifestyle. Having a positive perspective will make all of the difference - if you believe it will or won’t be a truly wonderful new expe-
ing asbestos, pesticides and certain viruses -- contribute to cancer risk and how we age. Lack of nutrition may well become the most important factor contributing to a shorter life expectancy and cancer. High-fat diets are particularly responsible for breast, colon, kidney and prostate cancers while also shortening life expectancy by heart disease, stroke, diabetes and disabilities caused by obesity. The best approach to treating cancer is to prevent it. Far more important than any treatment is how easily we can reduce deaths by smoking cessation, eating right, using sunscreen, exercising and avoiding stress. All of these approaches reduce cancer and prolong life.
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And remember the importance of screening. Though screening for breast and prostate cancers has been controversial, the tests, when done correctly, will reduce cancer deaths. And from age 50 onward, screening for colon cancer is most effective in preventing death from colon cancer. The advances in health care over the past 50 years have been truly miraculous. But as our generation passes the baton to our children and grandchildren, the promise of the next 50 years will be much greater. To find out more about David Lipschitz and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate Web page at www.creators.com.
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10A • 50PLUS • JULY 2015
10 tips to reinvent your career By Jean C. Setzfand If you’re making a career change—by choice or out of necessity—you can take steps to help ensure a smooth transition. AARP is here to help with a variety of resources at www.aarp.org/WorkResources. Help includes tips on networking, learning about job openings, researching employers and applying for positions. Here are 10 tips to help you make a successful transition to a new career. TIP #1: INVENTORY YOUR SKILLS. Draw four columns on a sheet of paper. In the first column, make a list of all of your skills, including those learned on the job, acquired through volunteering or in school, and skills that are simply part of who you are. This will help you uncover skills you may otherwise overlook, either because you didn’t use them in your previous work, or you used them outside of work. TIP #2: MATCH YOUR SKILLS TO OUTCOMES. For each skill in your inventory, list in the second column how you’ve applied it. In the third column, list the results of applying that skill. For example, let’s say one of your skills is project management. You could list “producing an event,” for example, in the second column, and “came in under budget” in the third column. Now you have a document that defines you by a set of skills rather than just by your previous experience. TIP #3: IDENTIFY JOBS THAT NEED YOUR SKILLS. In the fourth column, identify jobs that require the skills you possess. This will help you spot roles that may interest you and where you can capitalize on your skills. The stronger the connection between your skills and potential jobs, the higher the chance you’ll land an interview. TIP #4: CREATE RÉSUMÉS BASED ON YOUR SKILLS. Once you’ve identified jobs that match your skills, create multiple résumés aimed at
those jobs, so each one you send targets a specific opening. • Include key words or industry-specific terminology from the job description in each résumé. • Focus on your skills, how they have been applied and subsequent outcomes, rather than just a tally of your experience. • Visit www.aarp.og/WorkResources for help creating résumés, cover letters and more. TIP #5: PRACTICE FOR INTERVIEWS. Practice expressing your background as a set of skills. Rehearse how you will convey your personal brand to help you sell your talents and skills. Check out AARP’s tip sheet on creating a personal brand at www.aarp. org/WorkResources. TIP #6: UPDATE YOUR LOOK. Make sure your outward appearance reflects current styles. Consider buying a new interview suit or updating your hairstyle to ensure your appearance reflects someone who is ready to compete in today’s work environment. TIP #7: NETWORK. Use in-person and social media networks like www.LifeReimagined.org/Work to find people you know who can help you identify positions that match your skills. TIP #8: MANAGE YOUR FINANCES. Reduce spending and monitor your cash flow in case the job search takes longer than expected or if you think you might experience a salary cut when you change careers. If you’re unemployed, consider taking parttime or freelance work to learn new skills, generate income and stay busy. TIP #9: EXERCISE. Stay active with your exercise of choice to stay fit and healthy and, importantly, to reduce stress. Changing careers is an excellent time to develop a healthier lifestyle—it will show in your outward appearance and energy level.
TIP #10: JOIN A SUPPORT GROUP. When you have frustrations, vent them in a safe, confidential and supportive environment—not with your professional network and never online. THE JOB SEARCH HAS CHANGED AND SO CAN YOU If it’s been awhile since your last job search, some aspects of the search and recruitment process have likely changed. • The new human resources manager is you. It’s up to you to identify hiring managers and present yourself to them as uniquely qualified for the job at hand. • Technology is now embedded in the job search and recruiting process. Recruiters use technology to search résumés for keywords, screen candidate profiles and for correspondence. Recruiters or hiring managers may use technology to provide status updates during the application process and communicate new jobs. • Expect hiring managers to be younger and well versed in the latest technology. Present yourself as tech savvy. Having an email address and accounts on LinkedIn (www. LinkedIn.com) and Twitter (www.Twitter. com) can help. If you’ve read this far, you’ve decided out of desire or necessity to reinvent your career. I’ve given you 10 tips, and now I’ll give you my personal advice: believe in yourself. You can do this. And AARP is here to help. Check out all the resources you’ll need at www.aarp. org/WorkResources. Now go forth, discover some real possibilities and reinvent!
Jean C. Setzfand is Vice President of the Financial Security issues team in the Education and Outreach group at AARP. She leads AARP’s educational and outreach efforts aimed at helping Americans achieve financial ‘peace of mind’ in retirement. She can be reached at jsetzfand@ aarp.org.
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Once a Marine always a Marine! Jim Pelkey happily displays his plaque as Badger Detachment Marine #3348 of the year for 2015.
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World War II Marine veterans among those recently honored included, left to right, Clayton Chipman, Del Treichler, Lou Mane, Howie Welker and Hank Rominsky.
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14A • 50PLUS • JULY 2015 HOFFMAN continued from page 1A
than 26 miles in length, that its runners would be youthful and energetic individuals in their teens, 20s or 30s. Well, the good Mr. Hoffman is youthful and energetic, to be sure, but he has passed his 80th birthday. And we’re not talking about races and accomplishments he completed long ago, either. Dave is running almost as many Marathons and other distance races now as he ever did. He just qualified to compete in the National Senior Olympics next July in Minneapolis in the 5-K event (a 5-K run is roughly 3.1 miles in length). In the qualifying run for the 5-K Dave set a new state record for seniors in the 8084 age group. A few years back, he set the record in the same race with the 7579 agers. But the primary reason we’re concerned with him has to do with the running of Marathons. There are running clubs throughout the U.S. that encourage all kinds of challenging accomplishments in relation to Marathons. For example, running in as many different Marathons in as many consecutive days as possible; running Marathons in the middle of the Sahara Desert; at the North or South Poles; running in as many different countries as you can; on and on. In the event which calls for running Marathons in all 50 United States, many staunch runners from all over the country have accomplished it; one of whom is Dave. He is also one of the few runners from Wisconsin to have done it, and is the oldest of them. In the event which calls for running Marathons in all seven continents, there are about 60 who have managed it; and yes, Dave is one of them. That latter Marathon event calling for runs in all seven continents includes the remote, frigid and rarely visited Antarctica. For your information, at roughly 5.4 million square miles in size, Antarctica is larger than the entire United States including Alaska, larger in fact by far than the whole continent of Europe. Can you imagine a huge hunk of land of that size covered 98 percent by ice? And ice, incredibly, a mile thick. The other two percent is barren rock. Antarctica may be the most desolate and uninviting land in existence. There are no towns and hence no stores, no baseball stadiums, no taverns, nothing. But on the other hand, there are also no slums, no pollution, no overcrowding,
no taxes. You know how cold it feels in the winter here when it gets down to 20 or 30 below? In Antarctica, that would be considered a heat wave. On one July day down there a few years back the temperature gage measured at 129 below zero. Why would anyone in their right mind want to visit the place, even for a short time? From what I’ve written thus far, it should be apparent: to run a Marathon there. Twelve years ago some 80 members of one of the Marathon running clubs chartered a Russian arctic exploration ship and chugged their way down to the bottom of the world to visit that God forsaken land. They did, and had a tremendous time. No one, happily, froze to death or fell into a glacial crevice or was attacked by a demented penguin. Now, for the rest of their lives, they can tell their grandkids and neighbors about their fantastic voyage and romp over the ice. Dave said it cost him a bit over $10,000 to make the trip. That may seem like a lot to some, but it’s better than blowing it on the tables in Las Vegas, and about what it would cost you to stay for a couple of days in any hospital. So it was worth it, at least to Dave and his loyal wife, Debbie, who accompanied him. She has, by the way, gone with him on nearly all of his 231 (and growing) Marathon jaunts around the country and the world, which is quite commendable in itself. Debbie has had two knee replacements, but that has not stopped her from race-walking four Marathons, Dave proudly noted. Most people become aware of Marathons only about once a year, every April with the running of the Boston Marathon. It’s been held for the past 119 consecutive years and is the oldest running event anywhere today. Thousands pack the race route, and it is televised all over the world. It is the only Marathon today where one must previously attain a registered qualifying time in order to be accepted. Dave has so qualified four times and has thus run in four Boston Marathons. But the Marathon Mania, as noted earlier, is much more than just that one event. There are now hundreds of Marathons that are conducted every year in the United States, involving many, many thousands of runners. Worldwide it’s into the millions. Competing in scores of Marathons
Look at this guy. Dave just finished running more than 26 miles in a Marathon race, something that would almost near kill most people, and he appears as fresh as if he was just getting started. and in different settings has become a game in itself. Such activity has spawned some mind-boggling feats. Would you believe there is a man who has now completed more than 2,000 Marathons? Think of that. Running a Marathon is extremely tough on the body, feet, legs, lungs and heart, as well as the mind. The recovery time is quite long. The guideline is around a day of recuperation for every mile run. So since a Marathon is more than 26 miles in length, the recovery time is
How it all began
almost a month in length. Most Marathon runners, even the more experienced, thus rarely run more than two or three a year. So if a runner ran as many as two a month, which would be most exceptional, it would take him or her 96 years, with no rest periods, to amass as many as 2,000. Many of the events are quite huge. The New York Marathon always has more than 50,000 runners, and could be even larger in number. They have to conduct a lottery among the appli-
Back 25 centuries ago the biggest, baddest empire around was the Persian, then hell-bent on conquering the whole known world. Little peace loving Greece was on their agenda. So it was that in one year, the scribes say it was in 490 BC, that the Persian army marched into Greece with intentions to annihilate everyone in its path. What they didn’t take into consideration was that the Greeks, despite all their love of peace, had a pretty good little army of their own. They were waiting on the plains near a little town of Marathon for their huge and nasty foe. Then, miracle of miracles, the Greeks defeated and routed the supposedly invincible Persians, sending them home in disgrace. The Greek general was naturally jubilant. He had to tell the people back in the capitol, Athens, about 26 miles away, of the fantastic turn of events. He summoned one of his messengers, whose name was Pheidippides, to carry the news as fast as he possibly could run from the battle scene, near Marathon, to Athens. Well, the brave young messenger boy, Pheidippides, did just that, running like the wind, then bursting into the Greek forum, shouting “nenikekamen.” Which, in Greek of course, meant, “we have won,” whereupon he fell over - dead from exhaustion. Fast forward to year 1896, also in Greece, where a bunch of political types were putting together the Modern Day Olympics. One of the events of that Olympics was to be a long run which they felt would commemorate that historic run of Pheidippides 2,386 years earlier. But did they call their race “The Pheidippides,” which would have been more logical, if less pronounceable? No, they called it “The Marathon.”
JULY 2015 • 50PLUS
TANZANIA 2005
You might assume from their attire that Dave and his wife, Debbie, were somewhere in Africa, and you’d be right. Here they are before a Marathon run in Tanzania. You know where that is, of course.
cants to keep the total as low as that. The Boston Marathon has more than 30,000 every year, and that total is kept at that number because of the previously mentioned qualification process. On top of everything else, Dave didn’t even take up competitive running until he was 43 years old. “Yes, sad but true,” he said with a chuckle. “The truth is, I was never into running as a youth, actually never into any sports in school or afterwards. I was truly a non-athlete. My wife suggested I take up jogging because it is one of the best exercises for keeping the entire body in good condition. One day, a fellow I jogged with occasionally suggested I accompany him on a 10-mile race. I did, and was surprised at how much I enjoyed the competition. I entered a few more long distance races, and finally, a Marathon.” By the way, I know you proof reading purists and former English teachers are going to jump all over me for capitalizing the word “Marathon” throughout this article. However, since I am the author here, I make the call. Poet E.E. Cummings didn’t capitalize anything, not even his own name, and he died. See what can happen? Back to Mr. Hoffman. Dave was born in 1934, attended high school in Eau Claire, then college at Lawrence University for his undergraduate degree, and to the University of Chicago for his master’s in social work. He and Debbie have been married for 46 years, have two children and two grandchil-
dren. The two grandkids like to run, Dave said, and compete in cross-country races at their school. He also noted that he and Debbie spend as much time with them as possible. In that regard, you might assume that the whole Marathon bit, running and achieving running goals, would take up most of his time. “Absolutely not,” Dave emphasized. “My wife and I have always been deeply involved in community service work, and still are, well into our retirement years. It may be hard for your readers to believe, after all you’ve written about my globe hopping activities, but much as I enjoy it, running takes up only a fraction of my life.” Since Dave retired 14 years ago, he has actually increased his community service work, and all on a voluntary basis. A few of those include the Aurora Behavior Health, the Wisconsin AAA, the Children’s Village, the Grand Avenue Club and the Wisconsin Senior Olympics. He completed three terms with the Milwaukee Commission on Aging, where he also initiated the Commission’s Wellness Council. With the Senior Olympics, here he served on its board of directors for several years and as its vice president. Aside from his administrative duties with the group, he has been a regular competitor (and Gold Medal winner) in its annual 5K run. In 2001, he was awarded the Gwen Jackson Community Service Award by the United Way; in 2003, the Service to Society Award from Lawrence University; and in 2008, a Community Service Award from the Coalition of Wisconsin Aging Groups. Three years ago, he was inducted into the Milwaukee Senior Citizen Hall of Fame. Debbie also volunteers several hours a week primarily at CORE El Centro, a natural healing center with fees based on ability to pay. “Dave is one in a million,” said Wisconsin Senior Olympics President John White. “Yet despite his many accomplishments, he is as humble, as modest a man as any I’ve ever known. We’re quite proud of him in the WSO, and happy to have him with us, not only as an athlete, but as an administrator as well.” Some people get old. Some get better. Dave and Debbie made the choice long ago.
• 15A
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16A • 50PLUS • JULY 2015
PLANTING TOMORROW’S DREAMS TODAY By Brad Olson
HERMAN WHITE WRITES
The glory of Marquette football is still alive in their hearts Should you be in the vicinity of the Marquette University Student Union Concourse this coming July 11, you’ll undoubtedly see a large group of happy people, chatting and laughing together. They’re there for an annual reunion dinner affair, all attired in their Sunday best, for the occasion means a good deal to all of them. They’ve all put on a few miles, to be sure, and are aged in their 70s and 80s, yet despite that, all appear to be quite lively and robust. The wives are still as lovely and gracious as they ever were. The husbands also seem to be in great shape. In fact, with the exception of a few small potbellies, they look as if they once could have been pretty fair athletes. Which in truth they were, for all were members of the Marquette University football teams from back in the decades before the sport was sadly disbanded by the school in 1960. You might assume the reunions were started by the players then because of that regrettable end. Actually they were initiated several years before then by two of the players, Marv
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the WRIGHT SIDE of
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Swentkofske and Tom Braatz, as an informal summertime picnic for just the players on their own team. The two names are familiar in this area. Braatz followed his MU football days with a long career in the National Football League, first as a player and then as an administrator, including five years as the Executive Vice President of Football Operations for the Green Bay Packers. He and his wife, Jeri, have resided in Florida for the past several years. Swentkofske could have gone into pro ball, too, but opted instead to enter the financial management field. He was successful in it in this area for many years. Prior to his death a couple of years ago, he and his wife, Ellie, lived in Elm Grove. In any event,
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KILLING TIME with Jim McLoone Two of the men who now are in charge of the annual reunion are Lou Gral, left, and Stan Andrie, both Warrior football stars from the late 1950s. Both still reside in the Milwaukee area. Braatz and Swentkofske decided to conduct a small picnic affair for themselves and their teammates and wives. They began these in Kenosha, which
A reproduction from a 1955 Marquette University football program. That’s Ron Drzewiecki carrying the ball on his way to another touchdown. Drzewiecki has been called the greatest running back in Marquette football history. He still resides in Milwaukee.
was sort of a mid-way point between as most of the players lived in the Milwaukee and Chicago areas. Then, in 1960 after the school shut down the football program, they opted to continue the reunion, but in a more formal setting that included a dinner, and also invited players from all of the years prior to ’60. Over the initial decades, it was held every other year. Now it is conducted annually. In the last few years, with Swentkofske gone and with Braatz in Florida, three other former players stepped in to handle the workload: Lou Gral and Stan Andrie of Milwaukee, and John Madden of Chicago. “Tom is still as involved as he ever was,” Gral noted. “He loves coming back to see everyone and especially his relations who live in the area.” One of the biggest jobs involving reunions of any kind is clerical in nature - maintaining the mailing list and getting out correspondence and invitations. Gral and his office staff have taken over the duty. “We do what we can and hope for the best,” he said. “After all, many of the people involved have difficulty traveling, especially those who live in faraway places such as California, Arizona and other sunbelt states. This is the reason why the majority of those alums who manage to attend are the ones who live in Wiscon-
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Here are two gentlemen who started the Marquette football reunions: Tom Braatz, left, with his wife Jeri, and Marv Swentkofske, with his wife Ellie. Tom and Jeri now live in Florida; sin and Illinois. Most people today have little if any recollection of Marquette football. After all, it’s been all of 55 years since it existed. Nevertheless, it was no minor league operation. Over decades, Marquette had one of the top college football teams in the country. For example, the team was undefeated nine times, far more than the University of Wisconsin Badgers ever managed. MU also played many top ranked schools, such as Notre Dame, Michigan, Michigan State, Army, Navy, Iowa, Indiana, Arizona, Boston College and, of course, Wisconsin. For a six-year period, from 1917 to 1922, the top football program in the country was Notre Dame’s, with a 54-5-4 record. But the second best was Marquette’s, with a 44-5-4 mark. One of the school’s greatest teams, however, had three losses; and all heartbreakers. In ’53, MU was edged by Wisconsin 13-11, by Indiana 21-20, and then by Michigan State, 2115. In each one of those losses Marquette outplayed their opponents. Had they scored just a few more points and won those three they well may have won the National Championship. By the way, the star halfback on that ’53 team was Ron Drzewiecki, who became the number one draft choice of
the Chicago Bears and who still lives in Milwaukee. Back to the reunion. I asked Lou how many he expected for the upcoming affair. “Well, anywhere between fifty and sixty,” he said. “So many don’t make their decisions to come until the last minute, so it’s almost impossible to know an exact count early on.” And how much longer will he and the others continue to conduct the reunions? He chuckled. “That’s another unanswerable question. There’s still a few of we old timers still around. When our number gets down to one or two, well then maybe we’ll consider shutting it down. But why stop when we’re having so much fun?”
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18A • 50PLUS • JULY 2015
Pancho Palesse Field
Here Pancho is at the far right, with some of his family: from the left, Paul, Lisa, Miller Park, the Bradley Center, Wrigley Field; they all were named after famous people. So, too, is it now at McCarty Park in West Allis, where one of the softball fields has been named Pancho Palesse Field, in honor of the popular area athlete, coach, referee and patron. The naming was by the Milwaukee County Parks Commission, following a suggestion by Thom Mikich, a longtime teammate of Palesse. OLSON continued from page 5A
Please free to call Brad, President of Oak Tree Financial Services, directly with any financial planning and investment questions or suggestions for future article topics at 262-649-9202, or email him at brad@otfsllc.com.
Securities offered through Questar Capital Corporation (QCC) Member FINRA/SIPC. Advisory Services offered through Questar Asset Management (QAM) A Registered Investment Advisor. Oak Tree Financial Services, LLC is independent of QCC and QAM. Certain insurance activity is independent of
QCC or QAM. The information in this article is not intended to be insurance, investment, tax or legal advice. You are encouraged to seek tax or legal advice from an independent professional. The content is derived from sources believed to be accurate. Neither the information presented, nor any opinion expressed constitutes a solicitation for the purchase or sale of any security or insurance. Chart available on request.2Dalbars Average Asset Allocation Investor Return3S And P 500 Index4Barclays Us Aggregate Bond Index5 Spot Gold Per Ounce6MSCI EAFA Index 7NAR home sales Index8CPI9By Timothy Strauts | 06-11-2015 12:00 PM Morningstar Online
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“Planting Tomorrow’s Dreams Today”
Emma digresses on her way to Tomahawk MOVING IN THE RIGHT DIRECTION
By Brad Olson, CFP
By Bruce Nemovitz
My goodness, what a blessing this beautiful weather is. This is sort of a day of summertime magic. God must have waved his wand, beckoned to the winds to be only light and to the sun to be bright. As my aged grandmother said before she passed on to a more wonderful life upstairs, God only AGING allows for cloudy days ISSUES when he’s in a bit of a down mood. By Tom Frazier My granny, God bless her dear soul, lived to be mighty old. She claimed that she lived as she did for 92 years, as she believed in letting the doctors take care of her bodily needs when and if they appeared as needing such. She then said that God would PLANTING handle her life, directing her along TOMORROW’S right paths. She ended her advice by DREAMS TODAY saying that she onlyBy was in charge of Brad Olson her moods. She always tried to wear a smile along with whatever attire she had on at all times. Granny claimed, at least when I knew her that she was slow to anger, tried never to make enemies and was rich in thoughts. Was it any wonder when you live a life like this that such a person would be a hap-
SPORTS
By Jack Pearson
Emma
smothered-in-gravy steak. He also raved about the dessert pie and even asked for a second piece. I didn’t dare tell him that my tried and true friend, Marie Calendar had made it. Gee, I do hope I spelled Marie’s name correctly. Now, I knew about this ”Giri” thing as we once had a nice Japanese family in the neighborhood. Giri is the Japanese sense of obligation (reciprocity) that Japanese are brought up with. They are taught from their youngest days to fend for themselves, and that when a person is extraordinarily nice to them, they must do so in return as soon as they are able to. In this instance, it was a return meal at a fancy German restaurant. Wow! I hope more Japanese would visit the factory so Henry can bring them to our modest home for a good meal. Well, I guess that is enough about my deceased granny, and also the very kind Japanese visitor. I will say the man had very good taste in attire. Henry, in his dingy jacket that appears so out of date that Goodwill perhaps could not even sell it, was
SENIOR
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wearing his million-dollar smile. We head to Tomahawk at the end of work next Friday. I do hope Henry is not asked to work overtime on Saturday. Henry said he was told by a fellow factory worker, who got a ticket for speeding, that we’d better watch out as the patrol people along the route northward might be working on commission as they love to stop speeders along the way. I will say that our drinking and driving laws seem to be a bit lax. I will say if Henry has any alcoholic beverage when taking a lunch or dinner break while out and about, he’s mighty careful. A person would have to be, in my thinking, much more than bit tipsy for the odor to come through after two or three of those potent pink peppermints are chewed. Lately, well really last January when we were returning from the cabin after ice fishing, it seemed that there were stretches of Highway 39 that had no speed limits. We try to drive within a few variants to the speed limit, but
IT MAKES ME CRABBY
py camper? That “happy camper” bit was all my own doing as I guess I am rather looking forward to our going to the cottage along the flowage just north of Tomahawk. Henry, that’s my hubby, really does like the simple life and that includes a meat and potatoes diet, with a bowl of oatmeal for breakfast, a simple sandwich for lunch (no peanut butter) and, without exception, at least one Miller beer to wash down the evening meal. I recall the time when a Japanese man visited the factory and sort of took an obvious liking to Henry. And why not? Well, anyway, Henry invited the man to our home for an evening meal. It was a bit heavier, I’m sure, than what he was accustomed to, but he did really take to the baking powder biscuits that I served with the
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JULY 2015 • 50PLUS
Life’s brain power Perhaps, 100 or so years ago, life expectancy of the average adult was less than or about 50 years. Did we become smarter as we grew older or was our aging an act over which we had little control? Of course, we know better than that. We know that to keep our brains healthy they must be used. Our brain could be compared to some degree with the aging plow horse on the farm. For it to be effective, it must be used. We must continue to utilize our brainpower today. Without our thinking mechanism, we would not be able to function. Then the who, what, why, where, when and how of the world would pass us by. Intellectual activity
brings lifelong learning. Our brains take in new experiences every moment of the day. Still, some cognitive declines often come as we advance to elder status. Let us learn to continue to use it or lose it. Close the cognitive gap that seems to be growing today due to so much electronic nonsense being placed in front of our eyes. Since most of us are retired, or just plain tired, we might have to do a bit of weeding in our brain garden to rid it of the noxious and also the ordinarily obnoxious weeds that grow therein from lack of real usage. It won’t do to try to hoe the brain weeds away. And, yes, it is next to impossible to clean them out without serious
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effort like reading books, socializing with neighbors or friends you meet at the morning coffee shops. Yes, educational activities stimulate the brain. But do we really wish to enroll in any of those classes for seniors available at the libraries and/or senior centers. Thoughts of going back to college to learn a new trade or enlightening activity might be thought to attract only the nerds, whoever they might be. Crossword puzzles and other mind energizing games can be found in the daily newspapers. But who subscribes to one. After all, these cost real money and just inform their readers of all the bad things happening around us, if not to us. Even fiddling around with your
computer gives some variety to a person’s life. If you are not computer savvy, the challenge can be stimulating. Believe me, I know that for a fact. So what do you think? Should we get out of the easy chair, put our feet in motion, sweep our hands over all the clutter in the old corner desk, get out the old checker board and begin again to increase our latent brain power as we sit and ponder our next mental move? Yes, it is better to wear out than to rust out. Amen!
It can be said that the roads in the city are becoming very gritty, as writing what we really think of them might be vulgar. Oh, of course, they’re to be fixed. The question might be when and for how much money? The work completed on the Marquette Interchange has helped the flow of traffic and did so at even many dollars under the original estimates. While we will take off our rose-colored eye-
glasses and admit that this is not going to occur very often, we recognize that we must encourage our governments to get on with programs of road improvements. The economic engines, so vital to progressive life, will stall without good networks of roads to get raw materials into and finished products out of manufacturing facilities. Besides that, who wants to continue bumping our way along on our deteri-
orating roads? Fixing our roads does not have to be like climbing a mountain while wearing dress shoes. We find it difficult to believe that pay as you go is not the right way. In other words, increase the taxes on motor fuels. For those who argue increasing the gasoline taxes makes life more difficult for the person who already have problems paying at the pump, keep the gas-
oline purchase receipts for some type of rebate, if not in full, partial. Letting our roads further deteriorate will be heading down a bumpy and very slippery slope. A network of wonderful roads throughout Wisconsin is a great memory.
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cabin. We go there a lot, sometimes just to have coffee and listen to his stories, as there’s not a lot of excitement in the Tomahawk area. You do recall that we go there in summer and again in January, as we are part of a group of cabin time buyers from the factory. One thing I am not going to do this summer is go to the Seafood Disco. Last time I was there, I pulled a mussel! Ha! I snickered you into that one.
We’ll try a couple of Emory’s (the bartender) jokes. He has a whole sheet of them that he lays in front of regular customers. He told Henry as soon as he saw him in January about the jumper cable that had just left the place. Emory said, “He never even started anything.” Last summer, he told us about the two antennas (There’s not much cable where we go), who were at a roof top par-
ty, fell in love and got married. Their wedding was just so-so, but the great reception wowed everyone. Henry has told the one about the invisible man who married the invisible lady. Their kids were nothing to look at. Amen! I’ll be with you again next month, God and my publishers being willing.
N N N N N We recently read that Winston Churchill, English World War Twotime prime minister, said, “I am ready to meet my Maker. Whether my Maker is ready for the ordeal of meeting me is another matter.
N N N N N Being a Fourth of July parade watcher will bring smiles to almost any face. We often look heavenward to the stars, but it should be the stars and stripes that will make us mistyeyed this holiday.
even the truckers were flying by. A turkey trying to cross the road up front a bit got hit. It might have made a nice meal, but Henry would not stop by the side of road. He claimed it was too risky even if he hadn’t had any whiskey. I should warn you that I am going to inform you here and now about the funny fellow who runs a bar near the
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There were three other fly-overs later during the program, one with five honking geese, another with four geese and the last, a large hawk. N N N N N Is it any wonder that our bodies need nourishment? We have 200 bones, five hundred muscles and seven miles of nerve fiber. Each and every one of us still is unique.
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HERMAN WHITE WRITES 22A • 50PLUS • JULY 2015
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July 1, noon – 4 pm Direct Supply Senior Fest Day at Summerfest Henry W. Maier Festival Park, 200 N. Harbor Dr., Milwaukee. All patrons age 60 and up will be admitted FREE when they check in at any gate. Those seniors will also receive an offer for $2 off a food and beverage (non-alcoholic) purchase over $10. Spend a fun-filled day enjoying Rhythm and Blues from the 40’s and 50’s band performances and more!
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July 7, 9 – 11 am Hunger Task Force Accepting Applications for Senior Farmers Market Vouchers By Enis Wright Abundant Faith Church of Integrity, 7830 W. Good Hope Rd., Milwaukee Hunger Task Force will accept applications from seniors 60 years and older to receive $25 in vouchers for purchasing fresh fruits and vegetables at local farmers markets. The vouchers are provided through the federal Senior Farmers’ Market Voucher Nutrition Program. Call Hunger Task Force at 414-238-6497 with questions Applications will be accepted at five different locations on a first-come, first-served basis.
G TIME with Jim McLoone July 2, 9, 16, 23 & 30, 6:30 – 7:30 pm Summer Twilight Hikes Schlitz Audubon Nature Center, 1111 East Brown Deer Road, Milwaukee. Join us on Thursday evenings for a Naturalist guided nature hike. Explore the enchanted time of evening together, looking and listening for who else is out there in the forest, pond and prairie. Dress for the weather. Free with membership or admission. July 4, 4 pm Oconomowoc Fourth of July Parade and Fireworks Oconomowoc gets patriotic with its annual Fourth of July parade through downtown. The parade ends in Fowler Park, 500 Oakwood Ave., where the Oconomowoc Rotary Club has entertainment and food to keep you busy until the fireworks begin at dusk over Fowler Lake. For more information go to www.oconomowoc-wi.gov
sic mogul who launched the careers of Diana Ross, Michael Jackson, Smokey Robinson and many more. Motown shattered barriers; shaped our lives and made us all move to the same beat. For additional information call (414) 273-7121.
July 9, 9 – 11 am at Wilson Park Senior Center- 2601 W. Howard Ave., Milwaukee July 13, 9 - 11 am at Kelly Senior Center- 6100 S. Lake Dr., Cudahy July 15, 9 – 11 am at Hart Park Senior Center- 7300 W. Chestnut, Wauwatosa July 17, 9-11 am at Clinton Rose Senior Center- 3045 N. Martin Luther King Dr. July 7-12, 7:30 pm Motown The Musical Marcus Center, 929 N Water St, Milwaukee, WI 53202 Motown the Musical is the true American dream story of Motown founder Berry Gordy’s journey from featherweight boxer to the heavyweight mu-
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July 9, 4 - 6 pm Win A Car! Cedar Community’s Cedar Bay Assisted Living, 5595 County Rd. Z, West Bend. Visit and enter to win a Valenti restored 1979 Pontiac Trans Am. One qualifying entry chosen at Cedar Bay will be entered in the final drawing at the end of July. Enjoy viewing other classic cars and beverage concessions. July 9-12, 11 am - Midnight Bastille Days Cathedral Square Park, 520 E Wells St, Milwaukee. The free four-day event is known for the impromptu street performers, roaming minstrels, a variety of interactive and musical entertainment. Visitors enjoy live music, an international marketplace, chef and wine demos, French and Cajun cuisine, roaming busker entertainment and a signature 43-foot Eiffel Tower replica offering hourly light shows. July 9, 6 pm activities, movie at dusk Moonlit Movies Oconomowoc Fowler Park, 500 Oakwood Ave., Oconomowoc. Each Moonlit Movies event offers free live music, a Badgerland Water Ski Show, giant bounce houses, contests, games, food and more. Bring your lawn chairs or a blanket for each event and enjoy this free family event. For more information visit www.moonlitmovies.org. July 10-11, 5 pm to midnight Delafield Block Party: Food and Music Festival Downtown Delafield, corner of Main & Dopkins streets This is a family friendly, free event, is held under the stars in the beautiful City of Delafield. The event features 2 bands per evening, beverage tents and food for purchase. Additional information can be found at www.visitdelafield.org/event-calendar/block-party.
July 10, 7:30 pm Free Friday Concert Oconomowoc City Beach, 220 W. Wisconsin Ave., Oconomowoc. Featuring Andrea & The Mods Enjoy the outdoor concert with the lake by your side. Grab a drink or snack at the local bungalow while you sing, dance and enjoy. For additional information visit www. Oconomowoc-wi.gov/events July 10-11 Gathering on the Green Rotary Park, 4100 West Highland Road, Mequon Gathering on the Green is a community organization, which combines orchestra, ballet, opera and theater into one weekend festival. Friday’s headliner is Rick Springfield and Saturday’s feature is The Wisconsin Philharmonic Orchestra. Other events include the annual Run on the Green 5K Run/Walk and Youth Fun Run, an all you can eat Pancake Breakfast, Children’s Village, featuring art projects, Kohl’s Aliens & Vampires project, scavenger hunt, petting zoo, swing dancing, restaurants including Salotto Zarletti, Trocadero, Red Lion Pub and Chucks. For more information or to purchase tickets go to gatheringonthegreen.org. July 11, 9 am – 4 pm 40th Annual Lake Country Art Festival Naga-Waukee County Park, 651 State Hwy 83, in Delafield. Visit over 110-juried artists specializing in pottery, glass, woodwork, fine art, jewelry, textiles, yard art, and more! For the kids, there are arts and crafts, and other surprises at the Children’s Area. Don’t miss the Silent Auction Tent. Enjoy free entertainment throughout the day, and delicious food and beverages, for purchase, provided by the Delafield Brewhaus. Admission fee is a $5 per carload donation to the Lake Country Women’s Club. The proceeds raised through the Lake Country Art Festival support local charities, including area food pantries, free clinic for uninsured, women’s shelters, and educational scholarships.
July 11, 10 am – 5 pm 21st Annual Secret Gardens of Wauwatosa Tour Kneeland-Walker House, 7406 Hillcrest Dr., Milwaukee Tour six beautiful, private gardens plus, the historic gardens at the Kneeland-Walker house. Attendees will have an opportunity to meet and hear Melinda Myers. Also on hand will be master gardeners and plant societies, as well as vendors selling plants and garden items. For more information, or to purchase tickets online, go to www.wbc-wi.org under “Garden Tour.” July 15-19 173rd Annual Waukesha County Fair Waukesha County Fairgrounds, 1000 Northview Rd., Waukesha. Enjoy music and entertainment on five stages, competitive exhibits, animals, food, truck & tractor pulls, rides, games, livestock auction, Fairest of the Fair contest, Live Shark Encounter show, Fair Fun Run/Walk, Pancake Breakfast, Ag Adventure Playland, Antique Tractor Display, Classic Car Show, vendor booths and so much more. Hot Air Balloons have returned in 2015 and will do launches and glows Wednesday evening - Friday morning (weather pending). For additional information, visit, waukeshacountyfair.com. July 16, 5 - 9 pm Jazz in the Park Cathedral Square Park, 520 E Wells St, Milwaukee. One of Milwaukee’s greatest summer traditions returns with a sizzling lineup. Double Feature Night! Streetlife featuring Warren Wiegratz & NO BS! Brass Band July 17, 7:30 pm Free Friday Concert at City Beach Oconomowoc City Beach, 220 W. Wisconsin Ave., Oconomowoc. Enjoy the outdoor concert, featuring Dirty Boogie, with the lake by your side. Grab a drink or snack at the local bungalow while you sing, dance and enjoy.
July 17-19, Festa Italiana Henry W. Maier Festival Park, 200 N. Harbor Dr., Milwaukee Supported by the Italian Community Center and its generous community partners, Festa carries on time-honored traditions including the celebration of Sunday Mass and Procession, cultural exhibits, bocce, gondolas, photos of the old Third Ward and Italians in Milwaukee, as well as delicious food and entertainment true to the Italian culture including opera, dance, song and fireworks! Save the best for last! Italian-style Bartolotta fireworks will go off each night of Festa at approximately 10:00-10:15 p.m. You don’t want to miss the loudest fireworks this summer! July 17-19 Car Craft Summer Nationals 2015 The Milwaukee Mile, Wisconsin State Fair Park, 640 S 84th St, Milwaukee Presented by Chevrolet Performance, is America’s premier gathering of street machines and muscle cars. The Car Craft Summer Nationals is an annual celebration of horsepower, torque, and all things automotive amid the sights and sounds of thousands of high-horsepower vehicles on display. The Car Craft Summer Nationals continues to be the leading, must-attend event for automotive enthusiasts nationwide. July 18, 9 am – 4 pm The 7th Annual Cedarburg Garden Walk Sponsored by The Cedarburg Woman’s Club This year, the walk will feature a total of four beautiful gardens in and around the Cedarburg area. In conjunction with the Garden Walk there is also a raffle with a very large number of wonderful prizes. For additional information, including the garden addresses, please visit our website at www.cedarburgwomansclub.org. Tickets will also be available the day of the event at any of the four gardens. July 18, 10 am – 10 pm Port Fish Day The lake front in Port Washington is host to day-long activities including: run/walk, parade, carnival rides, entertainment stages, helicopter rides,
arts & crafts, classic car show, soccer, water fights, fish and chips stands, and fireworks. For more information www.portfishday.com. July 18, 10 am – 4 pm Wisconsin - Tour Le Jardin - Elm
JULY 2015 • 50PLUS
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Grove Sunset Playhouse, 800 Elm Grove Road, Elm Grove Tour Le Jardin garden tour includes six area gardens. Tickets can be purchased by contacting Tourlejardin@ gmail.com or by calling 414-5782513.
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COMMENT
By Karen Ellenbecker & Julie Financial Fi i l Ellenbecker Wellness W ll -Lipsky “Planting Tomorrow’s
By Matt Pommer
MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz
Dreams Today”
By Brad Olson, CFP
Financial Fi i l Wellness W ll “Planting Tomorrow’s Dreams Today”
the WRIGHT SIDE of By Enis Wright TRAVEL
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NN SECTION B • July 2015 TRAV
SENIOR KILLING TIME Man SENIOR APRON STRINGS & Answer Man PLUS retirementITshow SENIOR APRON ME MAKES CRABB STRINGS Answer Man IT MAKES ME CRABBY HERMAN WRITE IT MAKES WHITE ME CRABB HERMAN WHITE WRITES ARTS ENTERTAINMEN HERMAN WHITE WRITE calendar ARTS ENTERTAINMENT the WRIGHT calendar ARTS ENTERTAINMEN SIDE of We saw you at
MOVING IN THE RIGHT DIRECTION
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By Bruce Nemovitz
50 fest
Emma
24th Annual
By Aunt Emma
MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz Emma
AGING ISSUES
By Tom Frazier
AGING By Margaret Pearson ISSUES Sponsored by 50 Plus and co-spon-
APRON with“Planting Jim McLoone Tomorrow’s STRINGS Answer Dreams Today” Financial Fi i l Wellness W ll By Brad Olson, CFP
By Aunt Emma
Emma
over southeastern Wisconsin trekked to the Expo Center in Waukesha for By Tom Frazier sors Alliance ENT Hearing Center, the event. Some of the day’s offerings the Village at Manor Park, ADRC of included valuable information providWaukesha County and Oak Tree Fi- ed by the array of 63 exhibitors, health AGING nancial, the annual 50 Plus Fest and screenings, golf, safety and fishing ISSUESdemonstrations, and to top it off, adRetirement Show also had wonderful weather on its side to makeBythe day Frazier a mission and everything else was free. Tom PLANTING huge success. Senior citizens from all Some of the attendees included:
By Aunt Emma
Marge Kloth of Pewaukee, Linda Brozynski of Muskego, Elaine Frahman of Waukesha and Nancy Koepp of Pewaukee.
TOMORROW’S DREAMS TODAY By Brad Olson
PLANTING TOMORROW’S DREAMS TODAY By Brad Olson
PLANTING TOMORROW’S DREAMS TODAY By Brad Olson
SPORTS
Ruth Ann Revenue and Jim Piontek of Milwaukee, Carol and Ron Barwick of Oconomowoc and Dave Hoffman of Milwaukee.
By Jack Pearson
Gene Damato of Menomonee Falls and Ann Hashem of Milwaukee.
SPORTS
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the WRIGHT SIDE of By Enis Wright the WRIGHT with Jim McLoone SIDE of By Enis Wright
By Jack Pearson
SPORTS By Jack Pearson
KILLING TIME LLING TIME with Jim McLoone Ronald and Janet Baer of Waukesha.
By Enis Wright
Camilla Bryant of the VMP, Dorothy Colburg of Greendale and Marlene Jaeger of the VMP.
2B • 50PLUS • JULY 2015
Great reasons to consider condo living in 2015 Owning a condo is very different than owning a single family home: When you own a condo, your personal ownership is typically limited to the interior of your unit, and includes the floors, walls and ceilings. In addition, you share responsibilities with all the unit owners for the exterior of the complex, the common areas, and all amenities. Shared ownership offers many benefits. ADVANTAGES OF CONDO OWNERSHIP: You will not be solely responsible for exterior or common area repairs The dues you pay will generally cover all exterior repairs, including: siding, roofing, etc. CONVENIENT LOCATION: Condominiums are often located in prime locations that are convenient to city centers, shopping, and restaurants. The close proximity to the city center and to major transportation routes allows you to reduce your commute time and costs.
CONDO PARADE OF HOMES
MORE AFFORDABLE THAN A SINGLE FAMILY HOME Condominiums have a very wide price range, with the lower range often within the budget of first-time buyers and single income families. To find a comparably priced home, you often have to search less desirable neighborhoods and suburban areas of the city.
SECURITY AND SAFETY Nearby neighbors make many condominium owners feel more secure in their home. The presence of neighbors makes it more comfortable to leave home for vacations or work trips. Many condominiums have additional security features, such as a guard service or buzzer
system to provide additional protection for the owners. LOW MAINTENANCE No more lawn care…say it again, NO MORE lawn care! Condo living usually means somebody else is taking care of the exterior maintenance, such as mowing the lawn, shoveling snow, and cleaning the gutters. AMENITIES Condominiums often offer access to amenities such as a swimming pool, gym, tennis courts, and reception area in the common areas, providing luxuries you may not otherwise be able to afford. NEIGHBOR ACCOUNTABILITY The condominium association sets rules and regulations that all home owners must follow. The association will enforce these rules to ensure compliance, while also dealing with disputes between unit owners or developer. condolifenow.com
Beautiful, low-maintenance ranch duplex or detached condominiums, featuring the quality and value Bielinski Homes is known for. Elkhorn | Harvest Pointe Starting at $191,900 | 262.743.1340 Waterford | Woodfield Starting at $239,900 | 262.514.3955
COMING SOON TO WAUKESHA
Waukesha | River’s Crossing Starting at $254,900 | 262.650.9917 Oconomowoc | Bay Pointe Starting at $319,900 | 262.567.1478
All condominiums open by appointment. In addition, Bay Pointe is open 12pm to 5pm | Fri-Sat-Sun-Mon-Tues
Detached models available at Bay Pointe only. Prices subject to change without notice.
262.542.9494 | bielinski.com
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Nelson Road & Bay Pointe Boulevard, Oconomowoc Telephone: 262-567-1478 Contact Person: Patti Kunkel
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www. Bielinski.com/Condo miniums/BayPointe.aspx Ranch duplex and detached condominiums available both on and off two scenic ponds with walking trails.
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HARVEST POINTE CONDOMINIUMS W. Market Street & Sweetbriar, Elkhorn
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262-743-1340
RIVERFRONT CONDOMINIUMS AT RIVER’S CROSSING Hwy H (River Road) & River Valley Road, Waukesha Telephone: 262-650-9917 Contact Person: Jackie Johnson
• 3B
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www.Bielinski.com/Condo miniums/Riverfront.aspx Ranch duplex condominiums located along the Fox River, which is rich with flora and fauna. A neighborhood park providing a number of amenities also borders Riverfront Condominiums.
TURNBERRY RESERVE 2412 Kayla Dr., Waukesha Telephone: 262-894-0868 Contact Person: Tom Woyahn
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4B • 50PLUS • JULY 2015
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www.turnberryreservewi. com Nestled at the edge of Waukesha’s Lake Country. Downsize to luxury living.
www.Bielinski.com/Condo miniums/Woodfield.aspx Ranch duplex condominiums located along a natural preserve.
HARVEST POINTE CONDOMINIUMS
TURNBERRY RESERVE
RIVERFRONT CONDOMINIUMS AT RIVER’S CROSSING
WOODFIELD CONDOMINIUMS
EDITORIALS
JULY 2015 • 50PLUS
• 5B
Plan a mini vacation with grandkids in Appleton and Fox Valley MONEY SENSE
TE CAPITOL OMMENT
By Karen Ellenbecker & Julie Ellenbecker -Lipsky
Just a mere two hours from most of Southeastern Wisconsin, a visit to the Fox valley and especially Appleton area will have all ages of grandkids grinning ear to ear.
Matt Pommer
TRAVEL
Financial Fi i lW Wellness ll “Planting Tomorrow’s Dreams Today”
NG IN THE DIRECTION
By Brad Olson, CFP
out to an evening of fun at a Wisconsin Timber Rattlers’ game. The beautiful newly renovated Fox cities APRON stadium is home to the minor league Emma STRINGS Answer Manfarm team contractTimber Rattlers By Aunt Emma ed to the Milwaukee Brewers. The prices for tickets start at $6.00 for AGING grass seats, with reserved seats $9.00 SSUES and box seats only $12.00. The food om Frazier prices are also family priced so plan to eat dinner at the stadium. This is not your usual ballgame experience, it is wildly fun with on field extra antics between each inning including the flying bratzooka. Yup, that’s LANTING MORROW’S right, they drive around the ball field AMS TODAY Widmar Chocolates and use an air gun type apparatus to Brad Olson Since there is so much to do, shoot warm wrapped brats to fans! plan on staying at one of the great Believe me, there will not be a dull hotels in the Fox Valley. Just to moment! name a few; Country Inn and Suites, After a nice night’s rest, head Holiday Inn Appleton and Wingate to Lamer’s Dairy. Watch this five by Wyndham are all located near the generation dairy producer operate. PORTS Fox Valley Mall, which boasts at be- Make sure to try the fresh chocolate ack Pearson ing the second largest in the state of milk, yum, and also treat the grandWisconsin. This may be the favorite kids to a delicious fresh soft serve spot for your teenager grandkids! cone. By Enis Wright After settling in at the hotel, takNext head to Simons Specialty ing a swim and a little shopping, head Cheese, another family owned oper-
e Nemovitz
SENIOR
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ARTS
Timber Rattlers’ Stadium
ENTERTAINMENT
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Simons ation, and sample your way through the store. Simon has something for the cheese lover in all of us! If you need a little something sweet after the milk and cheese, take the grandkids to Widmar Chocolates and let the kids build their own chocolate bar. Since 1956, this confectioner has purchased and used 100% natural ingredients. For a healthy but yummy lunch, grab a sandwich at Great Harvest Bakery in Appleton. Owners Melissa and Kevin Lisowe, who also have
Cheese a Neenah location, have put their own spin on the menu and treats. For the afternoon, check out the regionally renowned Trout Museum of Art and Building for kids and the Paper Discovery Center which has hands-on exhibits for adults and kids alike. Appleton and the Fox cities are sure to delight Grandpa, Grandma and the kids. Plan a visit soon!
6B • 50PLUS • JULY 2015
Getting things done!
Q
By Doug Mayberry . I do not con myself, and when I make a decision to do something, I accept the fact that I may be right or wrong. I accept wherever my decision leads me. Lately, I have become more reluctant and hesitant to make decisions. Fear lurks in my mind. What has caused me to change?
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. Your problem is not uncommon. Sometimes, as we age, we fall into the trap of frustrating ourselves, becoming slower to change our opinions and believing the results are simply not worth our efforts. Shortening your to-do list can be beneficial. Some scientists believe it is more beneficial to prolong one’s decision-making by simply not making one, and it has been proven that giving yourself more time to choose helps you make the best decision. Setting goals too high
means we may not be able to accomplish them because of lack of energy, time or capabilities. Focusing on one priority at a time proves to be the winning technique. Multitasking becomes more challenging. Another suggestion is to make a loud belly laugh for one minute once a day, even if you have no reason to do so. It works! Some individuals choose not to interact socially because they do not feel well, are more interested in watching TV, have difficulty dressing or feel more contented and at peace just being alone. Consider writing a happiness journal in which you relate what happened each day that made you happiest. If nothing did, why not? Should you consider your attitude as a factor? Regardless of your response, having questioned yourself always leads to a more positive experience the follow day. It’s a winning habit!
ADULT CHILDREN PREFER TO MAKE DECISIONS! . Our granddaughter is a junior in college, and her fiance will graduate in July. They want to marry then. We believe their will be a happy and successful union. However, both parents and we four grandparents object to the marriage timing. We believe they should wait until she finishes her degree next year. Can you offer any advice that may help us convince them of the wisdom of doing so?
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. No doubt you have already discussed why they should wait, and naturally you now fear you are facing a losing battle. The results of a Gallup opinion poll that asked what was the best age to marry revealed the majority believed the best age to marry was age 24 for women and 27 for men. Today’s society also has fewer objections to couples living
55 and Better Living at Its Best
Reach out to our beautiful community and private residences enriched with fun social activities, new friendships, fitness and wellness programs, delicious dining, and so much more! • Senior living in your own spacious
private residence starting at $749*/mo.
• Assisted living available from $2,544/mo.
together unmarried until they become better prepared financially to raise children, purchase a home and find a career path. Longer life expectancy, fewer corporation retirement plans and frequently changing career paths are also major considerations. Perhaps this information may provide some helpful talking points. However, based on actual experience, I foresee a July wedding ahead. So be it! Doug Mayberry makes the most of life in a Southern California Retirement community. Contact him at deardoug@msn.com. Betty is a friend of Doug Mayberry, whom she helps write this column.
Read All The News in
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11077 W. Forest Home Ave., Hales Corners • (414) 425-1148 • WimmerCommunities.com
mmer
-Lipsky “Planting Tomorrow’s Dreams Today”
THE ION
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By Brad Olson, CFP
Financial Fi i lW Wellness ll
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JULY 2015 • 50PLUS
TRAVEL
SENIOR SENIOR APRON STRINGS Answer Man SENIOR APRON ME IT MAKES CRABBY STRINGS Answer Man T MAKES ME CRABBY HERMAN WRITES IT MAKES WHITE ME CRABBY HERMAN WHITE WRITES ARTS ENTERTAINMENT HERMAN WHITE WRITES calendar RTS ENTERTAINMENT the WRIGHT ARTS calendar ENTERTAINMENT SIDE of By Brad Olson, CFP
A Better View On Life
being up early as is the paperboy.
That’s correct; the sun does shine so very bright. It definitely helps you be active and feel so right. As the day continues, sun even invades the shade. By Aunt Emma In afternoon, billowy clouds seem to make it fade. But Mr. Sun continues to work his daily wonder. He rests in rain and awakens to claps of thunder. Farmers smile as crops grow steadily to mature. Growth has been helped by the vigor of manure. We realize now too much of summer has gone by. Yes, it is time to boat across the lake and say, Hi! Summer is a season to awaken to different sounds. We do plan an excursion to a cave called Mounds. We must do active things, allowing our brains to grow. Be stimulated, not a person just interested in dough. By Enis Wright So this month, we at least care about different things. By Enis Wright Who really cares if there are in the sink soapy rings? JimAsMcLoone August looms just ahead and we continue to age, By Enis Wright Don’t bet on anyone increasing or giving you a new wage.
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SENIORFEST DAY WEDNESDAY, JULY 1 • 12:00 – 4:00 PM All patrons age 60 and up will be admitted FREE when they check in at any gate. Those seniors will also receive an offer for $2 off a food and beverage (non-alcoholic) purchase over $10. Spend a fun-filled day enjoying Rhythm and Blues from the 40’s and 50’s band performances and more! Check out exhibits and enjoy additional programming.
Lifestyle. Location. Life Care. Saint John’s is Milwaukee’s only east side senior living community to offer true Life Care. Call us at 414-831-7300, or visit our web site at www.SaintJohnsMilw.org to learn how a Life Care Contract can give you and your family peace of mind while protecting your valuable nancial resources.
ENJOY LIFE.
Eat Ice Cream! If you’re looking for an independent living senior community to call home, then you’re invited to...
The Silvernail Senior Apartments Ice Cream Social Open House
Enjoy Free Ice Cream, Live Music & Tours
Wednesday July 15th, 1pm-3pm
C’mon…you’ll see we’re a great place to live everyday not just “sundaes”! i Great On-site Amenities i Affordable Rent Rates i Convenient Location
RENT INCLUDES Underground Parking & FREE Laundry!
VISIT SUMMERFEST.COM FOR MORE INFORMATION.
• 7B
Pewaukee
WIMMERCOMMUNITIES.COM MMUNITIES.COM (Limited time offer/income limits may apply)
Ask about our “Better Than Ice Cream” FREE RENT* Specials on Select Units!
8B • 50PLUS • JULY 2015
HERITAGE LAKE
THE REGENCY
HERITAGE LAKE
5020 South 55th Street • Greenfield • Call 414-282-0506 Beautiful serene country setting overlooking a private lake. Close to shopping, churches and medical facilities. Heated underground parking, blinds, and ceiling fan. Beautiful community room. • Heat & Water Included • Air Conditioned • Intercom Access • Appliances • Community Room with Kitchen • On Bus Line • Laundry on each Floor
2 Bedroom, 2 Bath 930 Sq. Ft. starting at $900/month
THE REGENCY
200 Southtowne Dr. • South Milwaukee • Call 414-764-5335 Quiet spacious apartments, elevator, underground parking, community room, library and exercise room. Friendly atmosphere. Larger units available. • Heat & Water Included • Air Conditioned • Fitness Center • Resident Library • Laundry on each Floor starting at • Quality Appliances • On Bus Line
2 Bedroom, 2 Bath 930 Sq. Ft. $900/month
Thank you to our 2015 Pearls of Wisdom Celebration Sponsors PRESENTING SPONSORS
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Summer of success: Set one goal and make it happen
BY MARILYNN PRESTON Healthy lifestyles don’t just happen, the way dust balls do, for instance. It’s up to you to carpe diem, to let go of old habits so you can dance with new ones -- two steps forward, one step back -- until the new ones become a juicy and joyful part of your life. Like starting your day with 10 minutes of stretching, not because your back doctor told you to, but because it feels so good to wake up your hamstrings, and hips, coil and uncoil your sacrum, and get the energy flowing throughout your body. And what ever happened to your New Year’s resolution to eat smarter, whatever that means? What it means in practice is to cut new paths through your supermarket, scooting past acres of processed foods loaded with toxic ingredients, and instead, choosing real food, the kind sold in farmers markets. These fruits and veggies taste great and really do nurture your body and brain. Summer is around the corner, a seasonal shift that helps you turn the corner when it comes to making a positive change in your life. It can be done! No matter your age, hairstyle or level of income. But it begins and ends with you, your determination, your support system, your resiliency, and your willingness to do something as silly sounding as keeping a journal. Here then is a user-friendly three-step plan, guaranteed to help make this your summer of change: STEP 1: DECIDE ON ONE THING. Let’s keep this simple. Pick one goal for this summer, one new healthy lifestyle habit you know in your gut will bring you joy and satisfaction. Maybe you want to learn to play tennis. Or read Homer in the original Greek. Or -- this is the one I’m cheering for because it saves so much money and weight gain -- learn to cook. You pick; I’m just tossing stuff out here. And know this most profound teaching: You don’t change because someone else, your kid, your spouse, your best friend, wants you
to. It’s a decision you must make for yourself, honestly, fearlessly. And if you’re not really ready to change -- to quit smoking, to give up your morning diet cola -- don’t beat yourself up. Accept yourself as you are, because it’s from that place of kindness and self-confidence that change, ultimately, will happen. Setting too high a goal will slow you down so pick something easy for the summer. Better to be successful at a small goal than fail at something impossible. Translation: better to train for a 10K and triumph than plan for a marathon and suffer. Also, be very specific. Don’t just tell yourself something vague along the lines of “I want to get in shape this summer.” Detail it in your mind. “I want to strength train three times a week, working in a balanced way on my upper and lower body.” Once you decide on your one summer goal, write it down. STEP TWO: KEEP A JOURNAL. Stop that groaning. Keeping track of your journey is a huge help when it comes to being successful. (I’m a certified wellness coach. I know this stuff. ) Write your goal in your journal and on a new page, write “Week One.” At the start of every week for the next 12 weeks, write down two or three things you’ll do to move you toward your goal. Be specific. Plan them into your day. Here’s an example: “On Monday morning I will do a 60 minute yoga class and bike for 60 minutes on Wednesday and Friday and walk for at least one hour Saturday or Sunday.” STEP 3: REVIEW AND REJOICE. At the end of every week, review how well you did on your goals. Be kind. OK, maybe you said you’d do three workouts and you only did two. Or you promised to eat no sweets whatsoever and you found yourself tearing into enjoying a forgotten Snickers bar in the bottom of your gym bag. No shame, no blame.
JULY 2015 • 50PLUS
Poets’ corner
• 9B
Accepting Applications Senior Housing 55+ (Income Guidelines May Apply)
TWO GREAT LOCATIONS BREWERY POINT
1244 N. 9th Street, Milwaukee, WI 414-326-3520
WOMENʼS HAIR
River Mill
317 S. Water Street, Watertown, WI 920-206-0815
By Mel Clark of Mequon
What is this fascination Of our women and their hair. It makes them prim and proper And it takes a lot of care. They go to their beauty shop At least one time a week. It gets to be a ritual But for them it is a treat. Their hair is washed, set and dried And then it’s curled out, too. And when the time is right you see It’s tinted and dyed for you. I’m glad it makes them happy I’m happy for my wife. It surely makes them pretty “And puts a sparkle in their life.”
FREEDOM AND LIBERTY By Roselyn Stewart
For a Poem on freedom and liberty You need look no further than Francis Scott Key His poem told a tale Etched in our memories About the bombardment Of Fort McHenry
Burnham Village
Gonzaga Village Sunset Heights West Allis
Waukesha
Cifaldi Square
Oak West
Valentino Square
West Milwaukee Cudahy
West Allis
West Allis
In 1814 British forced to withdraw After 25 hour siege They could attack no more
LENDER
By Mel Clark of Mequon I met a man on the “ship” I had never before. He asked to “borrow money” So he could go ashore.
Key’s poem, turned song Talks of our flag coming Through perilous fight And the star spangled banner Yet waved O’er the land of the free And the home of the brave
He said that he would “pay me back” Later that same day. That was early Tuesday And now it’s Saturday.
And so, we, many generations later Have been gifted by Key With a national anthem A treasure, for you and me
When anyone asks for “money” The answer should be no. They always say “they’re down on their luck” But is it really so?
It tells the story By the dawn’s early light The flag was gallantly streaming Through the perilous fight
The moral of this story Is plain as “you can see.” Never be a “lender” Wherever “you may be.”
www.commonbond.org
It is a tale about the fight For freedom and liberty Written by the poet Francis Scott Key
Rents start at $6 99
1 & 2 Bedroom Floor Plans — No Income Limits! • All Utilities Included • Underground Parking • Secured Lobby • Laundry on Each Floor • Elevator • Social Activities • Community Room • On-Site Management • Beauty Salon
414 -78 8- 0242
8935 S. Wood Creek Drive, Oak Creek • 3blks. West of Howell Ave. off Puetz Road
10B • 50PLUS • JULY 2015
Title 19 & Pre-Arrangements
Simple Cremation $595.00 (Excluding Cremation Permit & Fee)
Traditional Funerals 1, 395.00 at your Church or Cemetery Chapel of your choice Call for more details
414.453.1562
SERVING ALL OF WISCONSIN
DOING LAPS- THE BENEFITS OF By Sharon Naylor When you were a child, you may have loved swimming. Whether in a backyard pool or in an ocean or lake, there was no getting you to stop splashing around, and you may also have been on a town or school swim team, doing laps on a regular basis in practice and revving into high gear for a swim meet. Now that you’re an adult and most likely not on a competitive swim schedule -- nor is it likely that you have a summer with only leisure time -- it may be time to get back into the pool and start swimming laps again. Swimming has numerous health and fitness benefits, especially as you age, so the fun of the backstroke, breaststroke, butterfly and freestyle can now add a fresh kick to your exercise regimen. According to the Centers for Disease Control and Prevention, swimming is the fourth-most popular sports activity in the United States, a top way to get regular aerobic exercise. The CDC reports that just 2 1/2 hours of swimming per
week can help decrease the risk of chronic illness. “Swimmers,” says the CDC, “have about half the risk of death compared with inactive people.” Swimming laps is a low-impact aerobic exercise that works out your heart and puts minimal stress on joints while building endurance and helping to reduce blood pressure and cholesterol levels. Plus, the resistance of the water (12 to 14 percent more resistance than air) forces your body to work harder, toning biceps, triceps and back, chest, stomach and leg muscles for all-over toning benefits. Exercising in the water has several benefits over exercising on land. When you swim, says the United States Water Fitness Association, 90 percent of your body is buoyant in the water, “so you are not hitting the floor as hard as you would on land. No pounding or jarring!” Flexibility improves; circulation increases; bone strength stays strong (important for post-menopausal women!); endurance grows; and you get the confidence charge of beating your prior lap times as you continue your swimming regimen. Also, the cooling effect of water disperses your body heat more effectively, which can make exercising more comfortable than you would be on land in a hot gym or workout room. Additional benefits of swimming include: --FITNESS. A swimming regimen can help strengthen your body and, of course, provides a great cardiovascular workout, provided you’re swimming at a good pace and not just gliding or floating. --THERAPEUTIC EFFECTS. If you’ve had a back or other bodily injury, your doctor may suggest swimming as a low-impact workout to help keep you in shape and help rehabilitate your injured body parts. --Stress release. Fitness overall creates calming hormones and is a smart element of a wellness plan. And when you’re swimming, you can forget about work, home and money pressures in your daily life. You may have heard that swimming doesn’t burn many calories
compared with running, biking and other exercises. But at a brisk pace, you can often burn the same number of calories as you do with a brisk walk, a medium-level intensity aerobics class or a slow run. Everything you do for your health adds up. You’ll find online calculators projecting how many calories you’ll burn doing specific kinds of exercises, but keep in mind that calculators aren’t always accurate, and the number of calories you burn depends on your weight and gender and the intensity and duration of your workouts. In addition to lap swimming, you can add on benefits, such as toning and relaxation, with several in-water workouts, including: --WATER WALKING. Moving forward, backward or sideward to work your muscles differently. --WATER AEROBICS. If your knees can’t take on-land aerobics, do these fun exercises in water. Water’s buoyancy makes them easier. And some people claim that if no one can see their feet clearly beneath the water, their lack of coordination isn’t noticed! --WATER TONING. If you use floatable hand weights and other in-water fitness equipment, muscles get strengthened and firmed. --FLEXIBILITY CLASSES. In-water classes led by a trained and licensed instructor can help you improve your flexibility, important as you age, and also help you heal from injuries. --WATER YOGA. Relaxing yoga classes are now offered in the pool. --WATER RUNNING. Flotation devices are used to lift you, and you can make running movements with your legs to get in a run without any jarring impact on your legs, knees, feet, hips or back. Consider pairing your lap swimming with one or more of the above in-water exercises to keep your interest level high, add variety to your workouts and keep your enthusiasm up, and keep a journal of your lap times and other fitness goals to further motivate you toward better health.
JULY 2015 • 50PLUS
• 11B
Sneak peek at Fall 2015 fashions By: Sharon Mosley When the fashion calendar says fall runway shows, it’s time to listen up and take notes. After last week’s parade of trends in New York for fall 2015, and with plenty of snow and ice still plunging much of the only moderate temperatures, fashion designers and consumers are in sync for a brief moment in time. So before you book that beach vacation, hit a few sales and stock up on some of these future fall favorites. (And tape this list to your closet door). — TUNE UP FOR TURTLENECKS. Yes, they are winter staples, but chunky knits are back in full force. Check out longer slouchy styles with high necks that will keep you comfy and cozy for any weather that comes your way. J. Crew has some of the best. Wear them over short skirts with knee-high boots. — CALL FOR COLLARS. Another way the neck plays into one of the major trends for 2015-2016. They are stand-outs and stand-ups! Send in the clowns. — SLIT UP TO THERE. They may have had a huge night at the recent Oscars, but you can expect to see slit skirts hitting not only the red carpet, but the streets. Check out wrap skirts in mid-calf lengths updated with meant-to-be-seen slits. — BARE THOSE LEGS. The front rows were filled with the fashion pack, naked legs and mile-high stilettos — and can you say chauffeured limos waiting outside? This is not a look just for New York or anywhere else unless of course you are receiving your award on a Hollywood stage, so I suggest sticking to tights or pants. — FUN WITH FUR TRIM. It’s a fall and winter favorite — faux or real. And it’s a great way to cheat yourself into a little extra style. Try a long furry boa or a short, fluffy collar. You can dress up a coat or a long cardigan sweater with this quick trick. — GET ARTISTIC. We’re talking a major trend here! Artsy prints have been popping up on spring clothes in graphic punches, but come next fall and winter, think romantic and
museum-inspired like the Proenza Schouler collection of the ‘40s era expressionism shown at the Whitney, or the Moroccan carpet prints at Tory Burch. — DRESS IN TIERS. These aren’t your tried-and-true layers. It’s time to get creative. You’ve got a whole season this spring to practice. Or you can rely on many designers to do it for you, such as Donna Karan, who piled bustiers on top of flyaway tunics layered over flannel trousers. — EMBELLISH, EMBELLISH. More is more. Designers are giving their clothes all kinds of “icing on the cake� — seashells on gowns at Carolina Herrera, sequins on suede at Ralph Lauren, beaded skirts at Nanette Lepore and metallic hardware at Calvin Klein. (A drycleaner’s nightmare.) — GO GOTHIC. A dark Victorian influence inspired many designers for fall 2015. Nicole Miller’s moody clothes took on the feel of a woodsy forest fairy tale with models wearing scissored “punk-like� black tights. Anna Sui went back to the land of the Vikings, and Marchesa threw a gothic Gatsby party. — GET MESSY WITH YOUR HAIR. If you’re going to go to all that trouble of ripping up your tights, then you might as well get a little messy with your hair, too. After all, it takes work to get your hair to do that. Patricia Arquette a la the Oscars can probably tell you that. The disheveled “piecey� look is going strong with lots of tousled buns and ponytails. Oh, and bangs; expect to see lots of bangs courtesy of Dakota Johnson in “Fifty Shades of Grey.� Start growing them out now. — WINTER OVER WITH WHITE. Winter white dresses were a big hit on the red carpet, and it will continue to be a go-to favorite all this year and into next fall. From shearling trench coats at Donna Karan to cocktail dresses at 3.1 Phillip Lim and furry coats at Tommy Hilfiger, the creamy whites are here to stay. There was also a big brown out, too. Metallics, gold and silver, will shine on into next fall, and if you want a hint of color, try orange. It will juice
up any outfit any time of year. To ďŹ nd out more about Sharon Mosley, and read fetaures by other Creators Syndicate writers and cartoonists, visit the Creators Syndi-
cate Web page at www.creators. com.
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