50 Plus November 2017

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Phase Two of Your Life

A Mature News Magazine for Southeastern Wisconsin

VOL. 31 NO. 11

November 2017

Fun at The Cheery Cherry Fall Festival

INSIDE....

The Why and What of UW Top Coach, Athlete

See Page 9

Fall Foods to Energize your Palate

See Page 12

Moving in the Right Direction See Page 5

Penny Bagnal of Chicago, with Cindy Skanarol and Valerie Laperrugui, both of Pewaukee.

WE SAW YOU AT continued on page 38

UW study documents problems with Voter ID

AGING ISSUES

By Tom Frazier

It appears that people who thought that Wisconsin’s strict Voter ID law would suppress eligible voters have had their suspicions confirmed.

A recent (September 25, 2017) study by the University of Wisconsin indicates that 16,801 (11.2%) people were deterred from voting by Wisconsin’s Voter ID law and 9,001(6%) people were prevented from voting in the 2016 presidential election. The study also found that low income and minority voters were disproportionate-

ly affected with 21.1% of low income voters deterred vs. 7.2% of higher income voters. Only 8.3% of white registered voters were deterred compared to 27.5% of African Americans.

“Deterred” from voting is defined as (they) “lack qualifying ID or mention ID as a reason for not voting.” “Prevented” means that “they lack qualifying ID or list voter ID as their primary reason for not voting.”

The study was conducted by mailing a survey to 2,400 nonvot-

ing registered voters in Milwaukee and Dane County with a total of 293 (12.2%) surveys returned. The survey was funded by the Office of the Dane County Clerk so no questions were asked about political party or who they voted for. People responding to the survey were asked about gender, race, income and exposure to Voter ID information. They were also asked to respond to reasons for not voting such as, unhappy with choice of can-

FRAZIER continued on page 3

2 • 50PLUS •

NOVEMBER 2017

Are you at risk for diabetes-related vision loss?

by Cheryl L. Dejewski “Of the more than 29 million Americans diagnosed with diabetes, up to 45% have some degree of diabetic retinopathy (damage to the sensitive retina in the back of the eye), which can lead to vision loss and blindness,” reports Mark Freedman, MD, senior partner at Eye Care Specialists, who has treated thousands of diabetic patients since 1988. “For some people, when a routine vision check-up uncovers signs of retinopathy, it is their first clue that they even have diabetes.”

Explanation Retina

Leakage & bleeding

If you or someone you know has diabetes, be aware. The disease does more than wreak havoc with blood sugar levels. Without taking proper precautions, it can rob a person of their sight. sent and progressing even if a person’s vision appears to be good. That’s why diabetes-related damage can only be diagnosed through a comprehensive eye exam. Pupil dilation (enlargement with drops) is necessary to best view inside the eye for early signs of retinopathy before noticeable vision loss occurs,” explains Brett Rhode, MD, an ophthalmologist who conducts continuing education programs for diabetes coordinators and doctors.

Treatment Damaged blood vessels

Diabetes can cause abnormal retinal blood vessel growth, leakage and bleeding that can lead to blurring, dark spots, and loss of vision.

“We have been very pleased with the success of medications that can be painlessly injected into the eye to decrease blood vessel leakage and abnormal new growth—thus staving off progression of diabetic eye disease,” reports Daniel Ferguson, MD, a former engineer who is now one of Wisconsin’s leading eye surgeons. Daniel Paskowitz, MD, PhD, an

ophthalmologist with credentials from Harvard and Johns Hopkins, adds, “We evaluate each patient’s response individually to determine if and when (about every 4-12 weeks) they should receive injections. We have seen amazing results with Avastin, Eylea and Lucentis, including stabilization of vision and, in some cases, improvement in sight.”

Incidence “Diabetic eye disease can appear as early as a year after the onset of diabetes.

All diabetics—type 1 or 2, insulin-dependent or not—are at risk, which increases with the number of years you are diabetic.

For example, patients with diabetes for less than five years have about a 15% incidence of retinopathy. This skyrockets, however, to 80% in people with diabetes for 15+ years,” says Michael Raciti, MD, an ophthalmologist at Eye Care Specialists.

Prevention “Diabetes-related sight loss is often preventable with good blood sugar control, yearly dilated eye exams and early intervention,” says David Scheidt, OD, a founding member of the Wisconsin Diabetes Advisory Group.

Should you be screened?

Do you have diabetes? Was your last eye exam more than a year ago?

If you can answer “Yes” to those two questions, then it’s time to have your vision checked. “Don’t hesitate. It’s an opportunity to ensure that you see life to the fullest—now and in the future. And, remember, EVERYONE should have their eyes checked at least every two years after age 40 for other conditions, like glaucoma, that can cause permanent vision loss without you even noticing it,” advises Freedman.

With diabetes, high blood sugar levels can weaken blood vessels in the eye, For Free Booklets & Information: Call 414-321-7035 or visit www.eyecarespecialists.net prompting them to leak. This causes the See the best you can see, when you see the leaders in ophthalmology. retina to swell and form deposits that can lead to vision loss. Blood sugar fluctuations can also promote the growth of new, fragile blood vessels on the retina, which can sometimes leak blood into the vitreous (the clear, jelly-like substance that Are you putting your vision at risk?

World-Class Care. Local Convenience. fills the eyeball). This retinal blood vessel Most people aren’t motivated to make an eye appointment ■ Glaucoma, Diabetes and Macular Degeneration (AMD) Care (with advanced medication injection and laser treatments) damage, or “retinopathy,” can blur vision unless they notice a problem—and often not even then.

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CARE SPECIALISTS

have no warning signs. But, if you know the risks, symptoms, tests and treatment options for common eye concerns, you’re more likely to take action. We can help. Call 414‐321‐7035 for detailed free booklets on cataracts, glaucoma, AMD, and diabetes.

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Detection “Blood sugar fluctuations can temporarily affect vision, making it difficult to know if a serious problem is developing.

Significant retinopathy may also be pre-

Mark Freedman, MD

Brett Rhode, MD

West Allis 10150 W. National Ave.

414-321-7520

Daniel Ferguson, MD

Daniel Paskowitz, MD, PhD

Wauwatosa 2323 N. Mayfair Rd.

414-258-4550

Michael Raciti, MD

Milwaukee 633 W. Wisconsin Ave.

414-298-0099

David Scheidt, OD

NOVEMBER 2017

It’s what we do that counts for a productive track Our political system appears dysfunctional and occasionally on the verge of breakdown. But however dire things appear in Washington, I believe we have it within us to set the country back on a productive track.

I’ve been reminded recently of the old cowboy song, Home on the Range.

You know the line, “Where never is heard a discouraging word”? That is not the United States right now. It feels like pretty much everywhere I turn, all I hear is discouragement.

Our institutions of government are paralyzed. We face serious national problems with no effective response in sight — or even, in some cases, an acknowledgement that a problem exists. We’re fighting over racism, identity, security and culture. Our political system appears dysfunctional and occasionally on the verge of breakdown.

All of this is serious. But the question we have to confront is not, “What’s going wrong?” It’s, “How do we respond?” Or, at the risk of seeming hopelessly out of step with the national mood, “How do we set about making a great country still greater?”

As always, the answer to our problems does not lie in efforts to tinker with the structures we’ve erected or the systems we’ve created. It lies in us — in the American people. Whatever our political beliefs, we share some characteristics that I think give us FRAZIER continued from page 1

didates, vote would not have mattered, transportation problems, did not have photo ID, told at polling place that ID was inadequate, couldn’t get absentee ballot, and problems with early voting.

This study adds to other studies and significant anecdotal evidence that Voter ID in Wisconsin is a barrier to eligible, legal voting. In April 2016, I reviewed internet stories about people who had problems being able to vote because of Wisconsin’s Photo ID law and was able to easily find four stories of such people. So, I did an internet search of “voter fraud in Wisconsin” and while I found very few examples of fraud, I did find some interesting things. The one actual example I found was from a 2014 story about a man that had voted twice for Alberta Darling in her 2011 recall, and five times for Scott Walker in his 2012

ON

CONGRESS

By Lee Hamilton cause for hope.

I’ve always thought that Carl Schurz, a German-born U.S. senator from Missouri, summed up something basic about the American character when he said, on the floor of the Senate in 1872, “My country right or wrong; when right, to keep her right; when wrong, to put her right.”

Americans respect the ideals of this country. They’re devoted to those ideals — freedom, liberty, justice for all — and they want the nation to live up to them. They believe in fighting oppression and expanding opportunity, in the rule of law and making progress on Americans’ pursuit of happiness. They believe in the words of the Constitution’s preamble, “To strive for a more perfect union.”

We do not give up, and we always hold out hope that the country is fixable. Even when we believe the nation is falling short of its ideals, we’re moved not by malice or hatred, but recall. The Wisconsin Election Commission website states that its staff had surveyed prosecuting attorney offices after the 2008 General and Presidential election that revealed a total of six criminal complaints alleging voter fraud (quite a few less statewide than the UW study found in two counties).

And I found a 2017 Chicago Tribune story about 60 17-year olds voting illegally in Wisconsin’s 2016 presidential primary. The prosecutor in the county with the largest number of such voters (Kewaunee) chose not to charge any of the 17-year olds because he said they honestly had thought that they could vote if they turned 18 before the general election in November.

Another article quoted Judge James Peterson of the U.S. District Court in Madison who struck down parts of Wisconsin’s Voter ID law saying that there is “utterly no evidence”

because we want to make the United States stronger and fairer.

Americans in overwhelming numbers believe in and respect what this country stands for, appreciate the differences and the diversity that are our hallmark, and recognize those differences and diversity as a strength.

This creates a remarkable degree of unity on broad goals. There is widespread acceptance of the notions that people here should have access to good health care, that we need to be good stewards of the environment, that everyone should have a fair shot at success, that voting should not be burdensome.

Americans believe in a strong national defense, that the U.S, ought to play a benign role in the world, that people of all kinds are welcome to engage in the political process, that civil liberties ought to be staunchly defended, and that we all deserve equality before the law. Our differences arise over the means of achieving those goals.

All of us also recognize that this nation has its faults — some of them deep-seated and stubborn. We believe that America can do better. But there is a broad streak of pragmatism in this country. Because of its size, diversity and complexity, it’s hard to get things done, and Americans understand this and often approach the country’s problems with sleeves rolled up.

that in-person voter impersonation fraud is an issue in Wisconsin. He also wrote in his ruling, “To put it bluntly, Wisconsin’s strict version of voter ID is a cure worse than the disease.” But Governor Scott Walker says the number of fraud cases is beside the point.

“All it takes is one person whose vote is cancelled by someone not voting legally and that’s a problem” he said.

I would ask, conversely, does he not think it is a problem if one person (or thousands) who is eligible to vote is prevented from voting? To paraphrase Ronald Reagan “Mr. Walker (and legislators) tear down this invisible (but effective) wall that keeps thousands of eligible voters from exercising their constitutional right to vote.”

• 50PLUS • 3

Again and again in times of adversity, we see Americans of all backgrounds and political perspectives pitching in to help out. Americans believe in the values of hard work, the importance of family, self-sufficiency, community engagement and involvement. For the most part, they do not approve of people who incessantly and harshly criticize the country.

This is why, however dire things appear in Washington, I continue to believe that we have it within us to set the country back on a productive track. We know that in order for us to progress we all have to give something back — that with freedom and liberty comes responsibility. And when we see others stand up for the nation’s ideals and act to broaden opportunity for others, it sends, as Robert Kennedy said, “a ripple of hope” through the community that, in time, becomes an unstoppable current of change.

Lee Hamilton is a Senior Advisor for the Indiana University Center on Representative Government; a Distinguished Scholar, IU School of Global and International Studies; and a Professor of Practice, IU School of Public and Environmental Affairs. He was a member of the U.S. House of Representatives for 34 years.

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4 • 50PLUS •

NOVEMBER 2017

EDITORIALS

Too often, the person who claims to have the right answer at the tip of his tongue didn’t really understand the question.

About Christmas Seals

“Yes, Virginia, there is a Santa Claus” as a little girl was told almost 100 years ago in a newspaper editorial. But it is not quite time for the gift giving in the generous spirit of the day, which, after all, is to celebrate the birth of Jesus Christ. Yes, even those of you who do not believe in Christianity can find enjoyment at Christmas.

But this editorial space today will be a prelude to Christmas, to again encourage the usage of the Christmas Seal, a tradition founded in 1907 by a young girl, who wished to raise money to help those in a local sanitarium.

The girl was Emily Bissell and the sanitarium she aided with $300 was in Delaware.

So goes the beginning of the Christmas Seal tradition. Now, 110

It Makes Me

Perhaps I am going a bit overboard on this Star Spangled Banner bit with million dollar athletes. A soldier, on furlough, and playing for one of the teams during World War One, sang it at a World Series baseball game. We are not sure about who did it first. However, singing of the Star Spangled Banner became the nation-

SENIOR ANSWER MAN DEAR SAM: Do you have any opinion to share with me about the Equifax data breach? Should I freeze my credit card information to keep from having all my information stolen? Thanks for any information you may be able to share with me.

Respectfully, Frank Ernst

years later, the Christmas Seal continues to help fight lung disease. Funds raised are utilized by the American Lung Association to help fund research to aid in and advance the diagnosis and treatment of lung diseases.

Among these are, first and foremost, cancer, asthma and COPD. The money raised via the use of Christmas seals is used in programs to help persons with the tobacco habit quit smoking.

In addition, Christmas Seals promote regularly scheduled programs to help people who must live with lung disease. Over $10 million has been raised

by Christmas Seals’ campaign donations in the last 10 years. Let us continue to do our part. If you don’t have a donation envelope, go to LUNG.ORG or dial 1-800-LUNGUSA.

CRABBY al anthem during World War Two. By war’s end, it became a baseball tradition. As for the NFL, then Commissioner Elmer Layden (former Notre Dame football great and successful coach) called on all teams to play it at the opening ceremony at every game.

He said, “We should never ever forget what it stands for.

DEAR FRANK: While I am definitely not much into this financial breach since I haven’t that much money or other assets, but I can inform you that if you wish to place a freeze on your credit car reporting, you should contact the following. Be prepared to give them your name, Social Security number ands your date of birth. Ask explicitly for a credit card freeze.

Equifax, 1-800-349-9960 Experian, 1-888-397-3742 TransUnion 1-888-909-8872 Innovis 1-800-540-2505 Good luck, Sr. Answer Man

Remember to honor the dead Nov. 11 for many years was recognized as Armistice Day in recognition of the ending of World War One. When World War Two was over with the surrender of both the Japanese and Germans, this date became Veterans Day, a time set aside to honor those who served and to especially recall the fighting personnel who lost their lives in defense of this country and the freedoms it stands for. Yes, we do believe it is every citizen’s duty to honor the memories of the military dead. Without their sacrifices our freedoms might be questionable.

Your next-door neighbor could be

a veteran of one or more of our conflicts. Perhaps, he gave of his time and talents to safeguard us while delaying his plans for his own life fulfillment.

At the least, we can show our patriotism by displaying our flag. There is a certain reverence connected to the star spangled banner. At this time, it will lead us to reflect on what it means and what others have done to keep us free.

If there is a Veterans Day event you can attend, we urge you to do so.

For those who would dishonor our flag, they must be forgiven as they obviously are ignorant of what it should mean to every American.

With the Christmas holiday coming next month, Santa’s helpers already are busy. Just try to remember this holiday season that what a piece of merchandise is priced at on the shelf has little meaning to the purchaser if the item has little worth to the buyer. But don’t let price deter you if you really do wish to buy something. The person who said the best things in life are free had to be either a dreamer or a person with few wants and desires. l l l l l When we refer to dreaming, we should know that we must first believe in our dreams to bring them into reality before there can be achievement. l l l l l We’re told that when you hear opportunity knocking, be certain that you open the door. l l l l l Inspiration comes and goes. A person must set himself on the path that calls for full speed ahead. Inspiration is somewhere out there ahead of you just waiting for you to catch up. l l l l l What is art to some people may be anything but that to others. While the taste buds may be in the mouth, a taste especially for something artistic often is more so in the eyes of the beholder. l l l l l We never have found any gold at

the Center for Enrichment in Oconomowoc, but our minds and bodies have been enriched both culturally and physically. They do make good things happen there.

Killing TIMEWITH JIM McLOONE KILLING TIME continued on page 33

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• 50PLUS • 5

My take on the local real estate market in real time…

Now that fall has arrived, many of my clients have asked about the real estate market and what is the best time to sell. Most wonder if this healthy market will continue. Many are concerned about a future recession or “stumble”. I thought I would share my views on the market as well as provide you with my thoughts about the future of real estate in our local market.

Spring was one of the best we’ve seen for sellers. There were many more buyers than homes offered which led to multiple offers in many cases. Home prices increased in most areas by about 5%-7%. We now have seen a slow down of activity June-present as many buyers called it quits as they could not find a home. Many sellers decided not to sell because they wanted to cash in on the appreciation. However, the market is still strong. Typically, activity will increase in October and then peak at Thanksgiving. After November the market generally slows down again until mid-February. These selling patterns are important as to timing a sale for the best results.

MOVING IN THE RIGHT DIRECTION

By Bruce Nemovitz Housing inventory is down with homeowners holding off on listing their homes for a few reasons. One is that baby boomers who want to downsize find that the choices for their next home are few and far between. The solution is to hold off putting their home on the market and waiting for better choices for their new somewhat smaller ranch or condominium. The second reason would-be sellers are holding off is the appreciation due to this lack of inventory. The fewer homes on the market, the higher the prices will go. After the recession, many homeowners want to recover and go beyond the prices of the peak market prices of 2008. This is understand-

able, especially if this is the last equity a homeowner will have before going into a senior apartment or community.

This leaves us with those who feel they would improve their lives by moving now to a better lifestyle for health or quality of life issues. These sellers are seeing multiple offers and excellent results as to the price they obtain. Less competition means higher prices and less time on the market.

As for the future of home values, after over 35 years watching patterns and fluctuations, my feeling is that home values will continue to increase over the next 3-5 years barring any national or world events that are unpredictable. The demand for senior housing will increase as the boomers are ready for downsizing and selling.

Boomers will want one level condominiums, ranch single family homes, or senior apartments with amenities that match their needs. 50plus homeowners will relocate near their children and grandchildren or decide to move to a warmer climate. This huge group of would-be sellers will be selling in the next few years which could

create an over stock of inventory and stabilize home values. I expect that surge of inventory to begin next spring after analyzing demographics of baby boomers who are currently ages 60-72.

They will be looking for housing options with smaller lots and less maintenance. Many will opt for apartments or communities that do not require a purchase but most likely a rental situation.

My advice is to assess your current lifestyle and understand that the real estate market is always a moving target. The most important factor is quality of life. Don’t wait for health incidents to determine when and where you will move. That is often the toughest move to make!

Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor.

Bruce has sold residential homes in the four county Milwaukee-Metro areas for 35 years.

He has published a book called “Moving in the Right Direction”, A Senior’s Guide to Moving and Downsizing. Bruce has just written his second book for the children of seniors, “Guiding Our Parents in the Right Direction”, Practical Advice about Seniors Moving from the Home They Love. This book is now available at www.GuidingOurParents.com.

Take time now to prepare yourself and your home for a spring sale.

Moving can be overwhelming, but it doesn’t have to be. Use these colder months to prepare your home for a sale in the bustling spring market. Start considering downsizing options, researching condo or senior living areas, and repairing anything in your home that needs attention.

We can help you get a game-plan started! Bruce & Jeanne Nemovitz: (262) 242-6177 B R U C E ’ S T E A M : T R U S T. E X P E R I E N C E . I N T E G R I T Y. INTEGRIT Y CONTACT US TODAY FOR A FREE CONSULTATION: (262)

242-6177

www.SeniorRealtor.com | Bruce@BrucesTeam.com | Jeanne@BrucesTeam.com

6 • 50PLUS •

NOVEMBER 2017

Social Security: Short and quick Because Social Security rules can be so confusing to so many people, and because it can take some time to explain those rules, I usually spend an SMALL PETS WELCOME

entire column trying to clarify just one topic. But every once in a while, I like to give short and quick answers to as many questions as possible covering a

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: The 10-year marriage rule only applies to divorced peo: I am turning 66 and am about ple. So assuming you two to file for my Social Security. lovebirds are still married when you What documents will I need? die, and assuming your Social Securi: Generally, you will need your ty benefit rate is higher than hers, your birth certificate and a copy wife will get widow’s benefits on your of your last W-2 form (or tax account. return if you are self-employed). You : I am getting my own Social need the former to prove you are old Security. My ex-husband is enough to qualify for benefits. You getting a lot more than I am. need the latter because your benefit I wonder if I am due anything on his is based on your earnings. The Social record. But if I am, I don’t want to hurt Security Administration will have a him. Will his check get cut if I get some record of all your past earnings, but of his Social Security? they may not have the most recent year : Anything paid to a divorced posted yet. spouse is just an add-on ben: If I apply for my Social Secuefit. In other words, if you are rity at age 62 but still work part due any extra benefits on his record, it time, I understand that I am won’t take a dime away from what he is penalized if I make more than about getting. Your own benefit can be sup$16,000 per year. Will those penalties plemented up to one third to one half apply to me for the rest of my life? of his, depending on your age. : No. Once you reach age 66, : I have power of attorney for those penalties go away. You my elderly mother. I called SSA could make a million dollars to file a change of address, and per year from age 66 on and you’d still they wouldn’t talk to me. What gives? get your Social Security checks. : SSA is very strict about priva: We have an unusual situation. cy laws. Those laws say the inMy wife and I just got married formation from your mother’s about two years ago. I am 72, records can only be given to her. If she and she is 71. And this was a first-time is mentally incapable of handling her marriage for both of us. But I’m wor- own affairs, they can be shared with ried that I might die before we hit the her representative. You can get a power 10-yearCARING marriageFOR mark and my wife of attorney WOMEN WHO SUFFER WITH designation for lots of reawon’t get❋ widow’s benefits on my re- Intercourse sons, not just mental incompetence. If Vaginal Atrophy & Dryness ❋ Painful ❋ Vaginal Burning Lichen Sclerosus cord. Are there exceptions to❋that rule? your mother is mentally alert, she has ❋ Some Urinary Incontinence Issues to change her own address. If she is & Breast Cancer Survivors

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• 50PLUS • 7

A family with issues ERAs Senior Network of Waukesha County coordinates STOP – an awareness program focusing on frauds and scams aimed at older adults.

This month’s focus: The Equifax Data Breach.

As you have likely heard, Equifax, one of the nation’s three major credit reporting agencies, recently announced a giant cybersecurity breach, exposing the personal information of nearly 143 million Americans. According to CNN, almost half of the country’s sensitive information including names, Social Security numbers, addresses, birth dates and more was accessed by cyber criminals. Not only that, but according to the Federal Trade Commission (FTC), credit card numbers for 209,000 people were stolen.

So, what do you do now? There are several measures you can take to help defend your information against abuse. First, find out if your information was truly exposed. To do this, visit Equifax’s website (www.EquifaxSecurity2017.com) and click “Potential Impact�. You’ll need to enter your last name and the last 6 digits of your Social Security number, so make sure you do this from a secure computer – not a public computer. Once you enter your information, the site will let you know if you have been affected by the security breach. CNN reports that Equifax will eventually mail notices to people whose credit cards and dispute documents were compromised.

The FTC points out additional steps you can take to help keep yourself and your information safe after this breach. Consider placing a cred-

SOCIAL SECURITY continued from page 6

not, then you should request to be what SSA calls her “representative payee.� If you do that, it not only means you can handle her Social Security affairs, it also means her Social Security benefits will come in your name for her. : Why does the law require me to carry my Social Security card and my Medicare card with me at all times? : There is no such law. I haven’t had my Social Security card in my wallet for over 40 years.

And my Medicare card is buried in one of my desk drawers. I dig it out when I

Q

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Allied Senior ERAs

SENIOR ISSUES

By Kathy Gale it freeze on your files to make it more difficult for someone to open a new account in your name. Closely monitor your current credit card and bank accounts for unfamiliar charges. Additionally, file your taxes early – before a scam artist can in your name.

A silver lining out of this hardship, however, is that whether or not your information was compromised, you can get a year of free credit monitoring and other services. The Equifax website will guide you through this process.

If you feel you have been a victim of a scam, contact your local police department by calling their non-emergency number.

Kathy Gale is Executive Director, ERAs Senior Network, Inc. and a member of the Wisconsin Attorney General’s Task Force on Elder Abuse. STOP Senior Frauds and Scams is brought to you by ERAs through a grant from the Wisconsin Consumer Antifraud Fund at the Greater Milwaukee Foundation and the United Way of Greater Milwaukee and Waukesha County. More information about ERAs Senior Network, Inc. can be found at www.ERAsWaukesha.org. go to the doctor. But even they rarely ask to see it anymore. : I am getting Social Security.

We have a 16-year-old daughter who has been severely disabled since birth. She is also getting benefits on my account. Will her checks stop when she turns 18? : No, her Social Security checks will continue, probably for the rest of her life. But shortly before her 18th birthday, you need to contact SSA and fill out some forms to get her converted from regular dependent child’s benefits to what they call “disabled adult child� benefits.

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8 • 50PLUS •

NOVEMBER 2017

Turning to the power of the mind in treating pain

BY CHUCK NORRIS

Last month, I touched on the need for modern science to look beyond standard research and standard therapy in finding approaches that will not only successfully treat Post Traumatic Stress Disorder, but also create a pathway to a life of greater serenity than before its onset.

As pointed out by author Matthew Green, it remains uncertain how psychological trauma damages structures in the brain bringing on PTSD. What is clear is that the brain’s defenses are much easier to switch on than they are to switch off -- even long after the trauma has passed.

One thing that the neuroscience of trauma has done is make an invis-

ible injury both visible and real. It has also sparked a closer look at nondrug treatments for all manner of recurrent pain.

As the New York Times’ Jane E. Brody recently pointed out, research has demonstrated that the power of the mind as a non-pharmacological remedy has shown to be effective in relieving many kinds of chronic or recurrent pain. Drug-free pain management has now become a top priority among researchers at the National Institutes of Health’s National Center for Complementary and Integrative Health.

As Brody points out, acute pain is nature’s warning signal that something is wrong and requires attention.

When that pain becomes chronic, it is

no longer a useful warning signal and can lead to perpetual suffering. Many clinicians are coming to believe that throwing powerful drugs at chronic pain problems only adds to the problem. It can eventually lead to increasingly higher doses needed to keep the pain at bay. The key is how does someone learn to control the pain and learn to live with it?

Chronic or recurrent back pain is a condition that plagues approximately one-quarter of adults and costs the country an excess of $100 billion a year in treatment and lost productivity. The American College of Physicians nondrug guidelines for treatment include superficial heat, massage, acupuncture or, in some cases, chiropractic spinal manipulation. Also recommended is exercise, rehabilitation, acupuncture, tai chi, yoga, progressive relaxation, as well as cognitive behavioral therapy and mindfulness-based stress reduction (a technique that helped Brody deal with her back pain).

Among the newest studies in this area of pain management is one conducted by the Kaiser Permanente Washington Health Research Institute.

It includes both mindfulness-based stress reduction and cognitive behavioral therapy. Results showed this approach proved to be more effective than traditional care in relieving chronic low back pain and improvements in function.

This is not to say that these alternative approaches to pain management do not have their share of challenges. Most health insurers do not cover the cost of such complementary treatments, leaving drugs as the only remedy covered by insurance. Availability of such treatments is also difficult to find in some nonurban areas along with certified therapists trained in cognitive behavioral therapy or mindfulness-based stress reduction.

Meanwhile, some folks are turning to the humble ukulele as not just a fun and accessible musical instrument but as an instrument to be used in healing and mindfulness training. As someone who has tended to look at the ukulele as a toy or as the backbeat to Tiny Tim singing “Tiptoe Through the Tulips,” it’s hard to take such reports seriously.

Yet there is some neurological basis for

the claim.

Dr. Laura Boylan, a neurologist with Essentia Health-St. Mary’s Medical Center and NYC Health and Hospitals/Bellevue, believes it an established and undisputable fact that playing the instrument can produce feelings of emotional and spiritual well-being.

“Our bodies and brains work in and with rhythms, which can be modified by things around us,” Dr. Boylan tells Ozy News. “Sound is made up of the kind of waves that are especially suited to modifying these neurological rhythms, as is rhythmic touch. So when a person strums a ukulele, the body literally becomes tuned to it.”

These benefits do not seem to translate to other musical instruments.

What makes the ukulele unique is the way it is held -- next to the heart. It vibrates against the heart, promoting a deep state of listening. The reverberation of strumming a ukulele helps align chakras. You combine this with exercises for breathing and stretching as people play the instrument and you have a new form of yoga.

In recent years, the healing properties of the ukulele have begun to be recognized by senior centers. The part of the brain that holds recognition of music is the last part we lose as we age.

There is now evidence to suggest that the instrument is particularly helpful for Alzheimer’s and dementia patients.

None of this is meant to dispel the importance of traditional scientific research, but merely to show the important complementary nature of such therapy. For example, a new study just announced by Harvard’s T.H. Chan School of Public Health has identified a sac secreted by cells that contains proteins that can act like “messages in a bottle” between cells and potentially be used to hone in on a particular tissue and block the spread of cancer or viruses like HIV and Ebola.

This discovery is generating a great deal of interest in the biotechnology field as researchers see it as a clear path forward in addressing the spread of certain diseases. Unfortunately, it will be at least 10 years before we can expect to see these methods used in a clinical setting.

NOVEMBER 2017

• 50PLUS • 9

IVY WILLIAMSON; the Forgotten Man of Wisconsin Badgers Football Toss out the names of state coaching icons such as Vince Lombardi, Al McGuire and Barry Alvarez and just about any fan today will know exactly whom you’re talking about. Lombardi coached the Green Bay Packers from 1959 to 1967; McGuire the Marquette University basketball team from the ’64 – ’65 through the ’76 – ’77 seasons; Alvarez the Wisconsin Badgers in football from ’89 through ’05 and is the school’s athletic director now.

All three of those men attained huge success and subsequent fame in taking over sad and losing programs and transforming them into champions, and their renown has not diminished over time. Lombardi is probably more famous today than he was a half century ago during the Packer Golden Years.

Not so, however, with another former coach of a team here in the state, Ivy Williamson, the Wisconsin Badgers head coach in football from 1949 through 1955, and who also served as the school’s Athletic Director from ’55 through ’69.

The similarities of Lombardi, McGuire, Alvarez, and Williamson are remarkable. None of the four was originally from this state; all four were superb athletes in their youths; and all four turned losing programs into huge winners. Yet of the four, only Williamson has become a non-entity, forgotten by not only the fans, but the media and even the University of Wisconsin sports information people.

Do historical records explain this?

Let’s look at just one comparison, that of Williamson and Alvarez, as both coached at Wisconsin and both coached the same sport.

Williamson was hired by the UW back in 1949 to replace the beleaguered Harry Stuhldreher, whose record in 1948 was a sad 2-7 and which led to his being fired. Williamson turned things around almost at once, taking the Badgers to a 5-2-1 mark and then within two more years to the team’s first Big Ten Championship in 40 years. And also to their first bowl game, ever. Alvarez was brought in to replace Don Morton, whose teams had finished 3-8, 1-10, and 2-9 over three truly dismal seasons. Alvarez did succeed in reviving the program, but not all at once.

His first year saw the Badgers at 1-10,

SPORTS PLUS

By Jack Pearson then at 5-6 over both ’91 and ’92 before breaking through to win the Big Ten Championship in ’93 and Rose Bowl as well. Williamson’s overall winning record as a Badger coach was .672 and against Big Ten opponents it was .674, in comparison, Alvarez’s overall winning percentage for the Badgers was .612 and against Big Ten teams .520.

Despite this, I have not seen a story or any kind of a historical remembrance of Williamson in any newspaper or magazine for more than 40 years. It’s odd, but it was not always so.

For example, here is an excerpt from a University of Wisconsin sports release in late 1955, which then appeared in newspapers here and all over the country. “The man who put Badger football on a solid foundation and who established a winning tradition now heads up the University of Wisconsin intercollegiate sports program as its new athletic director. He is Ivan Baum Williamson, considered by many as the most successful coach in the modern era of Wisconsin football and hailed by many as a resourceful, imaginative and firm leader. He led the Badgers to their first Big Ten Championship in 40 years as well as its first bowl appearance ever in 1952.”

Here’s a portion of a story from the old Milwaukee Sentinel by reporter Ben Gleissner prior to that Rose Bowl game. “Not one person – be he athlete, scholar or just plain Joe Fan – who knows anything about or has had any association with Ivan B. Williamson will dispute linking the Wisconsin coach with the greats of the college football coaching profession. The personal history of Badgerland’s Ivy is replete with such success requisites as determination, academic brilliance, originality and football savvy. Academically, Williamson was A-1 all through high school and college, so it is little wonder that he is a topnotch football

Williamson, at a practice session with one of his squads, on the steps of Camp Randall Stadium. analyst and strategist.” become president of the United States.

All this, and few Wisconsin foot- His name was Gerald Ford. But Wilball fans today are aware he even exist- liamson was more than just a good ed. player. According to the Wolverine Ivy wasn’t always called Ivy. From head coach at the time, Harry Kipke, the time he was born, on Feb. 4, 1911 “Ivy Williamson is the smartest player until he became an All-American foot- I have ever had or ever hope to have.” ball player in college, it was Ivan. More Kipke, by the way, was the one who befully, Ivan B. Williamson. He was born gan calling Williamson “Ivy.” and grew up in Prairie Depot, now Michigan’s record over the three known as Wayne, Ohio. He was a star years that Williamson played was 24 athlete in high school in several sports. wins, one loss and two ties. He graduBut in his senior year he contracted os- ated with honors in 1933 and received teomyelitis, an infection in the bones the school’s Gold Medal from the uniof his ankle. The doctors told him that versity president as the outstanding he probably would never be able to play athlete and scholar of the class of 1933. contact sports again. Williamson, howAfter graduation, he continued ever, didn’t go along with that diagno- his winning ways as a high school bassis and worked diligently to get himself ketball coach at Roseville, Michigan, back in shape. where he led his team to an undefeated He did, and then some, enough to season. He also taught history and ecoconvince the coaches at the University nomics, and coached football. of Michigan to give him a scholarship.

He then was hired as an assistant They made a good decision. William- football coach at Yale University, stayson won five varsity letters, earning All ing there through the ’41 season. But Big Ten honors in football in 1931 and then World War II broke out, and Wil1932 and was captain of the Wolverine liamson went into the Navy. While in football team that won three straight service he coached the Navy Service Big Ten championships. The ’32 team team in Pensacola, Florida, and was was the National Champion. William- discharged in 1945. He then re-joined son was an end, both on offense and the Yale coaching staff under head defense. The other end on the team coach Howie Odell and also coached was his closest friend and went on to WILLIAMSON continued on page 10

10 • 50PLUS •

NOVEMBER 2017

New device stops a cold

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“The Hard Rocks,” Williamson’s greatest team. In 1951, they led the entire nation in scoring defense and in yardage allowed. Williamson is in the top row, fourth from the right. coach to athletic director came with a WILLIAMSON continued from page 9 cut in salary of nearly $2,000. But being the basketball team.

In 1947, he was hired as the head the loyal person he was, he accepted. coach at Lafayette College in Easton, His defensive coach, Milt Bruhn, took Pennsylvania. In the two years prior over as the Badgers new head coach.

The first eight years of Williamson’s to that, Lafayette had won only three AD reign were satisfactory, six winning games while losing 14. Williamson immediately turned the program around, seasons including a 7-1-1 record in leading the team to a 6-3 mark in ’47 1958. But then from ’64 through ’66 and 7-2 in ’48. Their only losses that the Badgers under coach Bruhn began to decline in performance with seasons last year were to Army and Rutgers.

In February of 1949, he was hired of 3-6, 2-7-1 and 3-6-1. Bruhn was as the head football coach at the Uni- fired, and replaced by a young Johnny versity of Wisconsin. Williamson again Coatta, the Badgers star quarterback of took over a program with a losing re- the early ‘50s. That ushered in the most cord, as the Badgers had finished 2-7 abominable period in Wisconsin footand last in the Big Ten the year before. ball history. Over two and a half seaThe team improved steadily under sons, 23 consecutive games, Wisconsin Williamson, finishing 5-3-1 in ’49, 6-3 tied one and lost all the rest. At the end in ’50 and 7-1-1 in ’51. That ’51 team is of the second season Williamson also still considered as one of the best ever was fired, but strangely not Coatta.

According to those who knew him in Wisconsin football history, and was well, the firing devastated Williamson. given the nickname “The Hard Rocks.”

The Wisconsin Badgers of 1951 fin- Over the past few years the pain from ished as the top defensive team in the that leg problem he had as a youth reentire country in points and yardage turned, and he was reportedly taking painkillers. There were other stories, allowed.

In January of 1951, Williamson unconfirmed, that he had begun to was approached by representatives drink heavily.

Three months later, he was dead, from the University of Southern Calicaused by a fall down the stairs of his fornia to take over as the Trojans’ head coach. To dissuade him from leaving home in suburban Madison. Only his UW, officials upped his salary from wife was with him at the time, and he $10,300 to $12,500 a year. Whether the was rushed to the university hospital. increase was the reason or not, Wil- Doctors there pronounced him dead on arrival, from irreversible brain damliamson stayed on.

In 1955, that coaching career came age.

Was the fall caused by the effect of to an end, however. Just prior to the the pain killers? From the effects of alend of the season, Wisconsin’s athletic director of the time, Guy Sundt, unex- cohol? From his heartache at being so pectedly died. Williamson was asked to unceremoniously fired from his job? replace him. He really didn’t want to as No one will ever know, of course.

More questions. Did the disgrace coaching was all he ever wanted to do.

Also, the move from UW head football WILLIAMSON continued on page 11

NOVEMBER 2017

Moving on needs new ideas

Q

BY DOUG MAYBERRY

: When I was growing up, my dream was to find a loving husband and start my own family. I was lucky to find a wonderful man and have two children with him, and we had a fulfilling life together.

Now, my husband has passed and our children are raising their own families in other cities. Although we love each other, they have neither the time nor the finances to visit me often.

Without my family, I feel like I’m losing my sense of who I am.

Do you have any ideas to get me out of this rut? : Hopefully so. Many families are jolted when they lose one of their loved ones, and major life changes make us reconsider our own lives.

You are in a new phase of your life, and you need to accept that you are not able to return to the past. You have had a successful life with a lot of love, but now you must develop a new set of expectations. As your children are trying to create their own lives, you can’t rely on them for a sense of self.

Instead of lamenting the changes, move forward!

It’s important to seek fulfillment in life, but don’t stress. While you are thinking about the future, focus on a couple of goals for the next months or year. You’re lucky to have time to explore new things! Wake up and keep yourself busy.

Find things that give you joy and make your life better. Finding fulfillment is all about your attitude: Stay positive and look for the brighter side of life. Look for positives and you will find them.

A

WILLIAMSON continued from page 10

of being tossed out of his job by the university cause his drop in esteem among Badger fans and the media?

Or was it the sad performance of the team in Bruhn’s last three seasons and the debacles under Coatta? Was he a scapegoat?

Oliver Kuechle, the sports editor of the Milwaukee Journal, was disgusted by the entire episode. In his column in the newspaper on the day after Williamson’s death, Kuechle wrote: “Ivy Williamson died last night, a man crushed in spirit. He had accepted his dismissal as University of Wisconsin’s

• 50PLUS • 11

FACELIFT

Q

: I turned 73 this year and I still feel young. Unfortunately, younger people don’t seem to think so! I feel like I’m becoming invisible.

I’ve never had plastic surgery, but a friend recently got a facelift and is loving it. According to her, it’s one of the best choices she’s ever made. I’m now seriously considering getting one of my own.

Is that too vain?

A

: That’s up to you to decide. We are living in a very different era, where more generations of people are living simultaneously. Longer life expectancy is changing our attitudes toward aging.

More and more people over age 65 are getting plastic surgery than ever.

Although plastic surgery is a divisive topic, it’s increasingly common.

Outside judgment notwithstanding, you need to weigh the pros and cons yourself. Consider your health and surgery risks, the invasiveness of the surgery and the possibility that you might not like the result. How does the benefit measure up?

Finally, be honest with yourself about your finances. Although plastic surgery is less expensive than before, it can be pricey, and this is a vanity procedure. Is surgery a comfortable expenditure for you?

Think rationally, not emotionally.

Is plastic surgery worth it for you?

Whatever you decide, be happy about it! Your attitude determines the quality of your life far more than your actions. -- Emma athletic director with an outward dignity and calm, but that belied the bitterness that really lay inside. He had done so much for the university in his seven years as football coach and 13 as its athletic director, yet within the last few years the very men who once lauded him for his leadership created the pressures which led to his dismissal. I spoke to a professor high in university affairs. ‘Unbelievably cruel,’ were the words he used to describe the university’s actions.”

Unbelievably cruel could also describe how Williamson has been forgotten since then.

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12 • 50PLUS •

NOVEMBER 2017

Fall foods bring great variety and taste

BY CHARLYN FARGO

Fall is my favorite time of the year, hands down. I love the pumpkins, the leaves, the crisp mornings and evenings and the bonfires.

Fall always meant the start of something new - a new semester, a new hobby, a new class.

It can also be a time to start a healthier lifestyle -- enjoy a brisk walk outside, try a new recipe, try a new fall produce pick. Variety is important for a healthy diet. When is the last time you tried beets or spaghetti squash?

Here are few to consider -- and some tips from the Academy of Nutrition and Dietetics Association on how to prepare them.

Pumpkin -- full of fiber and vitamin A, which is great for skin and eyes. Balance pumpkin’s sweetness with savory herbs, such as sage and curry, in a pumpkin curry soup.

Beets -- edible from their leafy greens down to the bulbous root. The leaves are similar to spinach and can be sauteed. The red color in beets is caused by a phytochemical called betanin, making beet juice a natural alternative to red food coloring. Beets are rich in naturally occurring nitrates and may help to support healthy blood pressure. Roasting or steaming beets whole takes the fuss out of peeling -the skin easily slides off after cooking.

They also are delicious raw, shredded and tossed in salads or thinly sliced and baked into chips.

Sweet Potato -- high in fiber and vitamin A and can even make a great breakfast dish by cubing any leftover sweet potatoes and sprinkling them with cumin and coriander. Then toast in the oven until golden and serve with poached eggs and sliced avocado.

Spaghetti Squash -- a fun, kid-friendly vegetable that is a lower-calorie and gluten-free alternative to grain-based pasta. Spaghetti squash has only 27 calories and 7 grams of carbohydrates per cup. To prepare, cook whole in the microwave for

10-12 minutes, then it will easily cut in half. Scoop out the seeds. With a fork, scrape the flesh to reveal spaghetti-like strands. The squash can be layered with ricotta and spinach and a marinara sauce for a low-calorie, healthy entree.

Kale -- a nutrient powerhouse that even gets sweeter after the first frost and can survive a snowstorm.

A cup of raw kale has only 8 calories and is loaded with vitamins A, C and K as well as manganese. Saute it, add to soup or use it raw in salads paired with carrots or apples. One advantage of kale is that it doesn’t wilt with dressing like many lettuces; it simply gets more tender.

Pears -- best in the fall when they’re at their peak. Like apples, they can be eaten fresh or cooked. Try them on the grill, poached in red wine, added to a soup or smoothie or added to a grilled cheese sandwich. If you eat the peel, a medium pear has 6 grams of fiber.

Cranberries -- may protect from urinary tract infections because they contain a compound called proanthocyanidin, which prevents harmful bacteria from sticking to the bladder wall. Both fresh or dried cranberries pair well with a variety of meats and poultry. Fresh cranberries can be eaten raw but are often cooked into a relish. Dried cranberries can be added to grain and vegetable salads or a trail mix.

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BASICS OF ALZHEIMER’S DISEASE AND DEMENTIA

• 50PLUS • 13

What Is Alzheimer’s Disease?

Alzheimer’s disease is an irreversible, progressive brain disorder that slowly destroys memory and thinking skills and, eventually, the ability to carry out the simplest tasks. In most people with the disease—those with the late-onset type—symptoms first appear in their mid-60s. Early-onset Alzheimer’s occurs between a person’s 30s and mid-60s and is very rare. Alzheimer’s disease is the most common cause of dementia among older adults.

Older woman with Alzheimer’s looking out of a window The disease is named after Dr. Alois Alzheimer. In 1906, Dr. Alzheimer noticed changes in the brain tissue of a woman who had died of an unusual mental illness. Her symptoms included memory loss, language problems, and unpredictable behavior. After she died, he examined her brain and found many abnormal clumps (now called amyloid plaques) and tangled bundles of fibers (now called neurofibrillary, or tau, tangles).

These plaques and tangles in the brain are still considered some of the main features of Alzheimer’s disease.

Another feature is the loss of connections between nerve cells (neurons) in the brain. Neurons transmit messages between different parts of the brain, and from the brain to muscles and organs in the body. Many other complex brain changes are thought to play a role in Alzheimer’s, too.

This damage initially appears to take place in the hippocampus, the part of the brain essential in forming memories. As neurons die, additional parts of the brain are affected. By the final stage of Alzheimer’s, damage is widespread, and brain tissue has shrunk significantly.

How Many Americans Have Alzheimer’s Disease?

Estimates vary, but experts suggest that more than 5 million Americans may have Alzheimer’s. Unless the disease can be effectively treated or prevented, the number of people with it will increase significantly if current population trends continue. This is because increasing age is the most important known risk factor for Alzheimer’s disease.

What Does Alzheimer’s Disease Look Like?

Memory problems are typically one of the first signs of Alzheimer’s, though initial symptoms may vary from person to person. A decline in other aspects of thinking, such as finding the right words, vision/spatial issues, and impaired reasoning or judgment, may also signal the very early stages of Alzheimer’s disease.

Mild cognitive impairment (MCI) is a condition that can be an early sign of Alzheimer’s, but not everyone with MCI will develop the disease.

People with Alzheimer’s have trouble doing everyday things like driving a car, cooking a meal, or paying bills. They may ask the same questions over and over, get lost easily, lose things or put them in odd places, and find even simple things confusing. As the disease progresses, some people become worried, angry, or violent.

How Long Can a Person Live with Alzheimer’s Disease?

The time from diagnosis to death varies—as little as 3 or 4 years if the person is older than 80 when diagnosed, to as long as 10 or more years if the person is younger.

Alzheimer’s disease is currently ranked as the sixth leading cause of death in the United States, but recent estimates indicate that the disorder may rank third, just behind heart disease and cancer, as a cause of death for older people.

Although treatment can help manage symptoms in some people,

currently there is no cure for this devastating disease.

For More Information About Alzheimer’s Disease NIA Alzheimer’s and related Dementias Education and Referral (ADEAR) Center

1-800-438-4380 (toll-free) adear@nia.nih.gov www.nia.nih.gov/alzheimers The National Institute on Aging’s ADEAR Center offers information and free print publications about Alzheimer’s disease and related dementias for families, caregivers, and health professionals. ADEAR Center staff answer telephone, email, and written requests and make referrals to local and national resources.

Alzheimer’s Association

1-800-272-3900 (toll-free, 24/7) 1-866-403-3073 (TTY/toll-free) info@alz.org www.alz.org

Alzheimer’s Caregiving: Changes in Communication Skills Communication is hard for people with Alzheimer’s disease because they have trouble remembering things.

They may struggle to find words or forget what they want to say. You may feel impatient and wish they could just say what they want, but they can’t.

The person with Alzheimer’s may have problems with:

• Finding the right word or losing his or her train of thought when speaking • Understanding what words mean • Paying attention during long conversations

• Remembering the steps in common activities, such as cooking a meal, paying bills, or getting dressed • Blocking out background noises from the radio, TV, or conversations • Frustration if communication isn’t working • Being very sensitive to touch and to the tone and loudness of voices Also, Alzheimer’s disease causes some people to get confused about language. For example, the person might forget or no longer understand English if it was learned as a second language. Instead, he or she might understand and use only the first language learned, such as Spanish.

Help Make Communication Easier

The first step is to understand that the disease causes changes in communication skills. The second step is to try some tips that may make communication easier: • Make eye contact and call the person by name.

• Be aware of your tone, how loud your voice is, how you look at the person, and your body language.

• Encourage a two-way conversation for as long as possible.

• Use other methods besides speaking, such as gentle touching.

• Try distracting the person if communication creates problems.

To encourage the person to communicate with you:

• Show a warm, loving, matter-offact manner.

• Hold the person’s hand while you talk.

• Be open to the person’s concerns, even if he or she is hard to understand.

• Let him or her make some decisions and stay involved.

• Be patient with angry outbursts.

Remember, it’s the illness “talking.”

ALZHEIMERS continued on page 15

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NOVEMBER 2017

A clinical research study for agitation in Alzheimer’s disease

Every day can be unpredictable when your loved one has agitation due to Alzheimer’s disease The TRIAD™ Research Study is currently evaluating an investigational medication to see if it may reduce symptoms of agitation due to Alzheimer’s disease.

To be considered for this study, patients must: • Have moderate to severe agitation* due to Alzheimer’s disease • Be between 50 and 90 years of age • Have a caregiver able to attend all study visits This study will include: • Study-related medical exams and assessments at no cost • Potential compensation for time and travel

Certain qualified participants may have an opportunity to receive the investigational medication for an additional year, as part of an extension study.

Find out more today: IPC Research 262-513-0700 www.ipcresearch.org

*Agitation can be defined as the presence of one or more of the following behaviors: excessive motor activity (eg, pacing or wandering), verbal aggression (eg, screaming or cursing), or physical aggression (eg, hitting or kicking).

Version 1.0 10.27.16

NOVEMBER 2017

ALZHEIMERS continued from page 13 Be Direct, Specific, and Positive

Here are some examples of what you can say: • “Let’s try this way,” instead of pointing out mistakes.

• “Please do this,” instead of “Don’t do this.”

• “Thanks for helping,” even if the results aren’t perfect.

You also can:

• Ask questions that require a yes or no answer. For example, you could say, “Are you tired?” instead of “How do you feel?”

• Limit the number of choices. For example, you could say, “Would you like a hamburger or chicken for dinner?” instead of “What would you like for dinner?”

• Use different words if he or she doesn’t understand the first time. For example, if you ask the person whether he or she is hungry and you don’t get a response, you could say, “Dinner is ready now. Let’s eat.”

• Try not to say, “Don’t you remember?” or “I told you.” If you become frustrated, take a timeout for yourself.

Helping a Person Who Is Aware of Memory Loss

Alzheimer’s disease is being diagnosed at earlier stages. This means that many people are aware of how the disease is affecting their memory. Here are tips on how to help someone who knows that he or she has memory problems: • Take time to listen. The person may want to talk about the changes he or she is noticing.

• Be as sensitive as you can. Don’t just correct the person every time he or she forgets something or says something odd. Try to understand that it’s a struggle for the person to communicate.

• Be patient when someone with Alzheimer’s disease has trouble finding the right words or putting feelings into words.

• Help the person find words to express thoughts and feelings. But be careful not to put words in the person’s mouth or “fill in the blanks” too quickly. For example, Mrs. D cried after forgetting her garden club meeting. She finally said, “I wish they stopped.” Her daughter said, “You wish your friends had stopped by for you.” Mrs. D nodded and repeated some of the words.

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NOVEMBER 2017

Next-Gen Memory Care

Predicting the Future of Memory Communities

Memory care is changing – and changing quickly. Doctors and researchers are increasingly starting to understand dementia and its symptoms and causes, meaning not only that we’re getting closer and closer to a successful treatment, but also that we’re developing more effective ways to care for those with dementia and Alzheimer’s. This begs the question: What will memory care communities look like in the coming years? Here are three predictions.

Technological Improvements

Technology has the potential to revolutionize nearly every aspect of memory care, starting with residents’ medical needs. Mirroring the growth of technology in the medical sector in general, memory communities will increasingly utilize electronic charting, as well as wearable health trackers that will monitor everything from resident vitals and sleep cycles to their dayto-day cognitive performance. Technology will also help monitor their movements – by utilizing sensors and trackers that promote safe wandering, for instance.

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It will also be easier to keep in touch with physicians and therapists – especially for those residents with limited mobility – thanks to the increasing prevalence of telemedicine.

Plus, gaining access to the country’s best doctors will no longer require traveling hundreds of miles, but simply turning on the computer. This technology will also make it easier for families to keep in touch and monitor their loved ones’ health and wellbeing from afar.

Technologies still on the horizon will also factor in – particularly virtual reality, which may allow memory care residents the chance to return to familiar places or complete familiar tasks all from the comfort of their home.

These opportunities for reminiscence can help reduce anxiety and agitation, increase communication and help re-establish an individual’s interest in the world and people around them.

Skilled Specialization

Staffing is another area of memory care that’s ripe for change in the coming years. As the effects of dementia are better understood, care for afflicted individuals will become increasingly specialized. This will mean a proliferation of dementia specialists in memory care settings, with formalized dementia education and ongoing training in the subject.

Heritage Senior Living, one of the largest Wisconsin-based senior living companies, for instance, employs a dementia specialist to oversee care at

their various memory communities.

This NP provides staff training, family education and individualized therapeutic programming to residents, as well as receiving ongoing education in nationally known dementia strategies, like the Best Friends™ Approach.

Demand for this type of position will increase in coming years as memory communities continue to develop specialized care teams for their residents.

Other roles will likely be affected, as well. Instead of having general certified nursing assistants (CNAs), for instance, we’ll see the rise of dementia care CNAs with specialized training to provide care to those with cognitive impairment.

“I believe we’ll ultimately have full multidisciplinary teams of specialists at dementia communities who all work together to promote non-medication strategies to engage patients and enrich and enhance their lives,” says Jaime Schwingel, vice president of clinical and medical operations at Heritage Senior Living.

Decelerating the Disease

Some of the most important steps forward in the dementia care may actually be taken before individuals require memory care. In senior communities that provide a full continuum of care, for instance, incorporating preventative strategies for independent and assisted residents, as well as those in memory care, will go a long way toward slowing the onset and progression of the disease.

NOVEMBER 2017

Brain fitness apps, for example, can be utilized across the board to help current sufferers and those just beginning to experience impairment, as well as those who just want to keep their faculties sharp – and possibly forestall future issues. But thorough preventative programming will go far beyond that, incorporating brain-boosting diets, structured physical activity and frequent social interactions, which can all have an effect on when the disease appears and how quickly it advances.

“Addressing dementia on multiple fronts – particularly through cognitive methods, proper nutrition and therapy – will give us the best chance of fending off the disease for longer and slowing its effects,” says Schwingel.

A Changing Memory Care Landscape

There are many other avenues in which memory communities will develop in the coming years. From the construction of more dementia-friendly communities (with a particular focus on size, color and layout) to the application of AI in the detection of cognitive impairment, improvements in the care and comfort of those with dementia are beginning to revolutionize memory care nationwide, providing more and better options for the care of these special individuals.

Above story written by Heritage Senior Living.

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NOVEMBER 2017

Home safety and A.lzheimer’s disease

Over time, people with Alzheimer’s disease become less able to manage around the house. For example, they may forget to turn off the oven or the water, how to use the phone during an emergency, which things around the house are dangerous, and where things are in their own home.

Shower chair and bathroom grab bars are important. As a caregiver, you can do many things to make the person’s home a safer place. Think prevention—help avoid accidents by controlling possible problems.

While some Alzheimer’s behaviors can be managed medically, many, such as wandering and agitation cannot. It is more effective to change the person’s surroundings—for example, to remove dangerous items—than to try to change behaviors. Changing the home environment can give the person more freedom to move around independently and safely.

Create an Alzheimer’s-Safe Home

Add the following items to the

person’s home if they are not already in place: • Smoke and carbon monoxide detectors in or near the kitchen and in all bedrooms • Emergency phone numbers (ambulance, poison control, doctors, hospital, etc.) and the person’s address near all phones • Safety knobs and an automatic shut-off switch on the stove • Childproof plugs for unused electrical outlets and childproof latches on cabinet doors You can buy home safety products at stores carrying hardware, electronics, medical supplies, and children’s items.

Lock up or remove these potentially dangerous items from the home:

• Prescription and over-thecounter medicines • Alcohol • Cleaning and household products, such as paint thinner and matches

• Poisonous plants—contact the National Poison Control Center at 1-800-222-1222 or www.poison.org to find out which houseplants are poisonous • Guns and other weapons, scissors, knives, power tools, and machinery • Gasoline cans and other dangerous items in the garage

Moving Around the House

Try these tips to prevent falls and injuries: • Simplify the home. Too much furniture can make it hard to move around freely.

• Get rid of clutter, such as piles of newspapers and magazines.

• Have a sturdy handrail on stairways.

• Put carpet on stairs, or mark the edges of steps with brightly colored tape so the person can see them more easily.

• Put a gate across the stairs if the person has balance problems.

• Remove small throw rugs. Use

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rugs with nonskid backing instead.

• Make sure cords to electrical outlets are out of the way or tacked to baseboards.

• Clean up spills right away.

Make sure the person with Alzheimer’s has good floor traction for walking. To make floors less slippery, leave floors unpolished or install nonskid strips. Shoes and slippers with good traction also help the person move around safely.

Minimize Danger

People with Alzheimer’s disease may not see, smell, touch, hear, and/ or taste things as they used to. You can do things around the house to make life safer and easier for the person.

Seeing

Although there may be nothing physically wrong with their eyes, people with Alzheimer’s may no longer be able to interpret accurately what they see. Their sense of perception and depth may be altered, too. These changes can cause safety concerns.

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NOVEMBER 2017

Respite Care: A gift to Caregivers and their loved ones

ant to assure someone with dementia that they’re going to have a good time and there’s nothing to worry about,” he said. “Remind them you’re only a phone call away.”

His key piece of advice for caregivers considering respite: “Don’t wait !

BY SHARON SELZ Writer: Sharon Selz until you’re totally exhausted or at 414-977-5064 414-977-5064 sselz@stanncenter.org your wits’ end to use it.”

SSELZ@STANNCENTER.ORG Respite Care: A GiB to Caregivers and Their Loved Ones Here are some tips on how to preWhile ’tis the season to be merry, While ’Is the season to be merry, the holidays are also a Ime for stress—especially for caregivers. Add parIes, shopping, and baking to daily duIes of caring for someone who is elderly or disabled, and the pare for a positive respite care experithe holidays are also a time for stress— to-do list can be overwhelming. Respite care can help.

“It gives you Ime to concentrate on holiday preparaIons or just take a break, and have peace of mind ence: especially for caregivers.

Add parties, knowing your loved one is being well cared for,” said Loralaine Skowronski, R.N., who manages the 24hour respite program at St. Ann Center for IntergeneraIonal Care in Milwaukee. Besides offering a day Pay a visit. Identify and tour facilshopping, and baking to daily duties care program for both children and adults, the center has nine bed-and-breakfast-style rooms for the frail elderly and adults of all ages with disabiliIes. “For our guests, it’s like a mini vacaIon,” Skowronski ities.

Observe how the staff interacts of caring for someone who is elderly said.

An alternaIve to in-home care services, short-term respite stays are offered by many assisted living and or disabled, and the to-do list can be with guests, and picture your loved memory care faciliIes and adult day care centers. One advantage of out-of-home respite care is the opportunity for guests to socialize during their stay. Another: recreaIonal acIviIes and ameniIes overwhelming. Respite care can help. one there. unavailable at home.

Ask questions. Find out the staff ’s “It gives you time to concentrate At St. Ann Center, that means a daily whirlpool bath in a wheelchair-accessible tub, plus a la carte services like physical and occupaIonal therapy, massage, music and art therapy, a hair and nail salon and on holiday preparations or just take a level of training and experience, staff warm-water swimming pool.

Jon Granger, caregiver to his wife, Jeannine, has been using St. Ann Center’s respite program for the past break, and have peace of mind know- to client ratio, availability of medical three years. “It’s been a lifesaver,” he said, adding his wife’s demenIa requires him to be constantly vigilant. “SomeImes, I run out of energy and need a break. Or a vacaIon to visit family takes me out of ing your loved one is being well cared care, daily activities and therapies oftown.” for,” said Loralaine Skowronski, R.N., fered, meal plan, visitors policy and who manages the 24-hour respite pro- registration requirements.

Schedule in advance. Weekends gram at St. Ann Center for Intergenerational Care in Milwaukee. Besides book up quickly between Thanksgivoffering a day care program for both ing and New Year’s, so make reservachildren and adults, the center has tions six months in advance. At othnine bed-and-breakfast-style rooms er times, book weekends one to two for the frail elderly and adults of all months in advance, and weekdays, ages with disabilities. “For our guests, two weeks ahead.

Discuss respite care with your it’s like a mini vacation,” Skowronski loved one beforehand. Reassure them said.

An alternative to in-home care the experience will be pleasant and services, short-term respite stays are that it’s only temporary.

Organize health information the offered by many assisted living and memory care facilities and adult day respite center may need, including care centers. One advantage of out- health history, medications, food or of-home respite care is the opportuni- drug allergies, results of a recent physty for guests to socialize during their ical including tuberculosis testing, and stay. Another: recreational activities documents such as advance directives.

Collaborate on care with the diand amenities unavailable at home.

At St. Ann Center, that means rector. It’s important to share informaa daily whirlpool bath in a wheel- tion about your loved one’s emotional chair-accessible tub, plus a la carte state, ability to understand and comservices like physical and occupa- municate, and assistance needed in tional therapy, massage, music and walking, eating, toileting and bathing, art therapy, a hair and nail salon and plus things that disturb or calm them.

Help staff get to know your loved warm-water swimming pool.

Jon Granger, caregiver to his wife, one. Tell them about personality, likes Jeannine, has been using St. Ann Cen- and dislikes, family and friends, pets, ter’s respite program for the past three hobbies, favorite foods, taste in music, years. “It’s been a lifesaver,” he said, daily routines, sleep habits, personal adding his wife’s dementia requires and work history, military service and him to be constantly vigilant. “Some- special achievements.

Arrange emergency contacts. times, I run out of energy and need a break. Or a vacation to visit family Have at least three people as backup contacts in case you can’t be reached. takes me out of town.”

Start small. Arrange a one-night Since his wife can’t process the concept of a respite stay, Granger trial stay to see how your loved one calls it Grandma Camp. “It’s import- responds to out-of-home respite care

Sr. Celestine plays a card game with a respite guest on a recent Saturday at St. Ann Center.

Look for a center that provides games, puzzles and activities appropriate for guests of varying abilities. to see what changes are needed before a longer stay.

Make a packing list. Essential items include labeled clothing and underwear, personal toiletries, medications (needed by the respite nurse a week in advance), slippers or grip socks and an overnight bag.

Respite stay limits vary by facility. At St. Ann Center, guests can stay from one to 21 days for $159 to $230 per day, depending on level of care required. Daytime-only services are

available on Saturdays. For those in the Milwaukee area, information on financial assistance for respite care is available from Interfaith Older Adult Programs, 414-220-8600, and the Disability Resource Center (for ages 1859), 414-289-6660. Or contact your county’s Aging and Disability Resource Center.

For information on St. Ann Center’s overnight respite, 2801 E. Morgan Ave., call 414-977-5033.

NOVEMBER 2017

Holiday Gift Guide

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NOVEMBER 2017

Have yourself a

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NOVEMBER 2017

Book tells of creation of hall and legacy of Joseph Krueger

BY JACK PEARSON

Most of us, when something important has to be initiated, repaired, changed or written, sort of sit back and let someone else handle it. But then there are those chosen few who have that spark within them to take things into their own hands and get the job done.

This article is about such a person, Joseph Krueger, a Milwaukeean whose exceptional drive and perseverance created the Wisconsin Athletic Hall of Fame. That laudable accomplishment is recalled in a new book written by local sportswriter Gregg Hoffmann, “Immortalized in Bronze.” The book talks of Krueger, a highly unusual person to be involved in such an endeavor as sports was far from being his forte in life. He was the City Treasurer of the City of Milwaukee.

Back in the late 1940s, sports, especially baseball, football and golf, were becoming big time. Individuals in those sports, such as Joe DiMaggio, Sammy Baugh and Ben Hogan, had become more famous than movie stars or political leaders. Hall of fame facilities, such as the one for NFL pro football in Canton, Ohio, or the one for Major League pro baseball in Cooperstown, New York, had been around for a while, but now, with the explosion of interest in sports, individual states began opening their own halls of fame.

Wisconsin was one of them. But here the task was easier said than done. No company or organization or person wanted the job. It was simply too much work and where would the money come from? Wisconsin is a most conservative state. But then along came this fellow, Joseph Krueger, who announced that he was going to do it. People scoffed. After all, even though he had a good administrative job with the city, he most assuredly was not wealthy nor had any experience in such an undertaking.

Krueger realized that one of the first things he had to do was to obtain the state’s approval, and even more, to get it to issue a charter authorizing the venture. He wrote several letters to state senators. Eventually, his persistence paid off, and a charter was issued. Wisconsin was the first state in the country to issue such a document.

But even with that backing, Krueger still had to come up with substantial financing to turn his dream into reality. When no organizations or individuals offered to help him, he opted to do it on his own. He decided to have bronze plaques created, with the image of the recipient to be carved into its face along with statistical information, and then to charge the recipient or the recipient’s sponsor a fee. That fee was $2,000, a significant amount in those days. He decided also to have as many as 14 for his first induction class, which thus would give him $28,000 to get things rolling.

Krueger’s next step was to find a home for his proposed Hall of Fame.

With the help of Walter Johnston, then president of the Milwaukee Auditorium Board of Directors, that home became the newly constructed Milwaukee Arena. The plaques would hang in the huge foyer of the facility.

And finally, Krueger formed a selection committee to come up with the names of this first induction group.

The induction ceremony was scheduled for November 28, 1951.

That inauguration event was a grand affair, drawing a huge crowd to the Arena and adjoining Auditorium.

Inducted were 14 superstars of the sports world including Ginger Beaumont, the first batter in World Series history who just happened to be from Wisconsin; other baseball greats such as Addie Joss, Al Simmons and Charles “Kid” Nichols; bowler Chuck Daw, football legends Bob Zuppke, Dave Schreiner, Pat O’Dea, Ernie Nevers, Don Hutson and Clarke Hinkle, wrestler Ed “Strangler” Lewis, boxer Richie Mitchell and Olympic running champion Ralph Metcalfe.

Sports Editor Lloyd Larson of the old Milwaukee Sentinel served as master of ceremonies; Lt. Governor George Smitch performed the official dedication; Milwaukee Superintendent of Schools Harold Vincent presented the keynote address; and Mayor Frank Zeidler issued the response.

The first Hall of Fame Selection Committee included Dave Christianson of the Wausau Record Herald; William Draves of the Fond du Lac Commonwealth Reporter; Henry McCormick of the Wisconsin State Journal in Madison; Arthur Daley of the Green

Joe Krueger (left), founder of the Hall of Fame, with Hall inductee Ginger Beaumont.

Our apologizes for the quality of the photo, but it was the only one found of Krueger.

There is none of him, in fact, in the book.

Bay Press Gazette; R.G. Lynch of the Packers, and Alan Ameche and Ron Milwaukee Journal; Marquette Uni- Dayne of the Wisconsin Badgers; Eric versity Athletic Director Conrad Jen- and Beth Heiden; Bonnie Blair; Oscar nings; and Guy Sundt, the athletic di- Robertson of the Bucks; Bud Selig, rector at the University of Wisconsin. Herb Kohl and Ab Nicholas; and MilFrom that date through more than waukee’s own Fred Miller (featured in three decades, Krueger operated the this publication last month), to name Hall - basically as a one-man opera- a few. tion. He was 82 when he died on AuThere’s always some complaining gust 13, 1981. as to why some former star athlete has From its inception, the hall has been overlooked. A few of the names inducted 139 individuals, nine of of former greats who many fans ask whom are women. Not all inductees about are Kareem Abdul-Jabbar of have been super athletes; some have the Bucks, Forrest Gregg of the Packbeen coaches, some administrators, ers, Lew Burdette of the old Milwausome radio and television commen- kee Braves, bowler Ned Day, and one tators, some even doctors. Here are of the finest sports cartoonists in the a few of them: baseball stars such as country, Al Rainovic.

Warren Spahn, Eddie Mathews, and Krueger’s bronze plaque financing Hank Aaron; football immortals such procedure had one serious drawback, as Curly Lambeau, Vince Lombardi, however. That $2,000 for the cost of Bart Starr, Ray Nitschke, Jim Tay- the plaque was like $20,000 today. If lor, Paul Hornug, Willie Davis, Jerry the recipient of the Hall of Fame honKramer and Fuzzy Thurston, all of the or could afford it, or if the recipient’s

NOVEMBER 2017

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Golden Rule Days and today in education are different School days once were written about as Golden Rule Days when students studied reading, writing and arithmetic as they received a basic education at the grade school level, went through high school where their studies were enlarged upon, went on to college where liberal arts was a main artery to follow and, with the college degree in hand, they were supposedly ready to enter the working or teaching world. Yes, they were ready to become dynamos at whatever they decided to do.

A recent Wall Street Journal study of higher education emphasizes how well a college will prepare students for life thereafter. Much emphasis was placed on student outcome after graduation and the salaries the students

then earned. Academic resources and a study of how well the academics meshed with the students to broaden education or perhaps to deepen their learning.

In a ranking of 500 universities and colleges, we were surprised to not find one such school listed under the public banner in Wisconsin. We can only think that the university system decided it did not wish to be included in such a national ranking and did not provide any necessary information. Yes, Marquette University responded, as did others in the private sector and also some Big 10 schools are listed.

Really not coming as a great surprise, Harvard was raked as no. one of the schools achieving the highest

overall scores in the Wall Street Journal/Times Higher Education College Ranking. Second was Columbia University, with the others filling out the top 10, in their order of ranking, Massachusetts Institute of Technology tied with Stanford, followed by Duke University, Yale University, California Institute of Technology, University of Pennsylvania, Princeton University and Cornell University?

Marquette’s ranking is 158th, while Northwestern is at 15, Notre Dame came in at 24, U of Illinois 48, Ohio State 69, University of Minnesota 122. Indiana 138, Iowa 145. Where Wisconsin would rate remains a question to us, as it was not in the listing of the 500 schools listed.

The Wall Street Journal comment was that over 1,000 schools were checked when the top 500 were arrived at. The ranking of all schools in the study can be viewed at WSJ.com/ college rankings. The ranking methodology is at http://on.wsj.com/college-ranking-methodology.

We realize there will always be people who can find reasons for this or that or the next thing. We looked at this data purely out of interest. Who would not like to view where their college or university ranks? One thing we did notice and may find it difficult to explain, except that this is where the big money mostly is, as the top 10 listing finds eight of the schools in the eastern part of the United States.

sponsor or association paid for it, fine.

But what if the recipient simply could not afford the cost, and/or didn’t have a sponsor or organization to pick up the tab? He could have been an outstanding athlete and most deserving of the honor, but if the plaque could not be paid for, tough luck. Keep in mind, too, that in those days top flight athletes, even the professional ones, did not earn even a fraction of what top athletes earn today. Krueger once approached Johnny Kotz, the All-American basketball player on the 1941 Wisconsin National Championship team as a Hall of Fame possibility.

When Kotz told him he did not have the funds to pay for a plaque and had no one else that would pay for it either, he was dropped from consideration.

This, and other instances similar to it, were most unfortunate, but in effect were the lesser of two evils. Paying for plaques was the only real source of income for Krueger and his hall. Without this, the whole project would not have gotten off the ground.

After Joe Krueger died, there really wasn’t anyone around to take his place. His had been a one man show for nearly 35 years. With him gone, six years passed without another induction class. This actually was in violation of the original state charter, which called for a new induction class every two years. But then a new organization agreed to take over and handle the operation, the Wisconsin Sports Authority. They ran the Hall for ten years and then, like their prede-

cessor, claimed they couldn’t continue because of financial problems.

And now there is another organization that has agreed to take over the operation of the hall: the Lammi Sports Development Group, headed

by Brian Lammi.

So here we are. Will the Lammi group succeed where others have bailed out? Will the Wall of Fame plaques on the outside of the Milwaukee Panther Arena remain there, or be relocated into the new Milwaukee Bucks arena, as has been rumored?

Will famed superstars such as Kareem Abdul-Jabbar, Forrest Gregg, and Lew Burdette be enshrined, as they most certainly should?

As the saying goes, only time will tell.

The cover of Hoffmann’s book, “Immortalized in Bronze.”

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NOVEMBER 2017

EVERYDAY CHEAPSKATE

Please don’t touch the retirement accounts

BY MARY HUNT

I know it’s hard. I know you’re desperate. You’re stressed and losing sleep. Things are tough. You have to do something, and soon. But whatever you do, don’t touch your retirement account. Don’t borrow against it.

Don’t withdraw from it. Leave it alone.

What’s so bad about liquidating a retirement account?

Momentum. Even if your retirement account is currently losing value, that’s money you are going to need

after you reach retirement age. And I can guarantee you are going to need it much worse then than you do now.

If you bleed it dry now, you stop the momentum, the pace at which it is growing. Think of your retirement account as completely out of your reach for now.

Penalties. These are huge. The penalty for early withdrawal (before you are 59 1/2 years old) is severe. You will lose 10 percent right off the top. If you don’t think that is significant, you

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are not thinking straight. Calculate how long you would have to work and contribute in the future to make up for this loss.

Taxes. If you think you’re losing sleep now, just wait until you owe back taxes on retirement withdrawal.

You have to pay income tax (federal and state if you live in a state that taxes income) on the entire amount all at once.

Loss of exemption. A unanimous Supreme Court ruled in 2005 that individual retirement accounts are shielded from the reach of creditors in bankruptcy proceedings, a decision that boosted protections for the nest eggs of millions of people.

That means no matter what happens or how bad things get before you turn the corner and get back to work, creditors can’t touch IRAs. More importantly, if, God forbid, you have to file a bankruptcy case, it means the trustee can’t touch your retirement account either.

Generally, whether a debtor in a Chapter 7 bankruptcy case is able to keep an asset like a home or vehicle depends on whether the asset is “exempt.” Most states provide for specific categories of assets to be exempt. If your state doesn’t have its own exemption scheme, debtors there will use the federal exemptions. For example, New Jersey does not have state exemptions, so residents there use the federal exemptions, which do not provide a lot of protection.

No matter how difficult things are right now, cross your retirement account off your list of options. It is out of your reach for now. Then, get busy pursuing every other option that you have.

As difficult as things may be right now or may become in the future, I promise you’ll thank me in 10 years.

As always, you should seek counsel from an attorney, tax professional or other qualified professional before making any financial decision with regard to retirement accounts.

NOVEMBER 2017

Help a guy out

BY ANNIE LANE

Dear Annie: I am 57 years old.

My wife and I have been married for 20 years, and we don’t have kids. My wife always had nieces and nephews to occupy her time and now spends time with their children. I was self-employed and recently got a lucrative hourly position that takes a lot of my time, even more with forced overtime and travel back and forth.

I have always been swamped with projects, both mandatory house maintenance and updating and forward-looking projects on my properties and a hobby car. Lately, I have been reflecting on my life and where I’m at.

I cannot find a single instance of a project in which my wife did anything to benefit the house. I can understand not helping on my other properties, but the house where we both live? Yes, she takes care of the laundry, cooks dinner and mows the lawn, albeit with a push mower that takes her five times as long as the riding mower would.

I have done remodeling and left the debris lying out just to see how long she would step over it before

sweeping up. In one case, it lay there for a couple of months. It was her little niece who finally noticed it and immediately grabbed a broom. There’s a door to our house that’s had tape around the glass for four years. She’s been saying for four years she is about to start sanding, staining and varnishing it.

Do I bring this partner along with me into retirement to enjoy the fruits of my labor? Currently, while I am swamped beyond belief with work, she is literally at the park flying a kite with her niece.

Yes, I’ve snapped at her before. I’ve told her that a sandwich at noon, at least, would be nice. -- Overwhelmed in Michigan Dear Overwhelmed: You’ve snapped, but have you tried speaking? It’s possible that your wife has no idea how profoundly this is bothering you; she may even think you like doing home improvement projects. The only way to know is to talk about it. I get the impression that you see your home as an extension of your relation-

ship. Explain that to her, and tell her how when she neglects projects and doesn’t pitch in, it feels as if she just doesn’t care. Give her the chance to step up and show that she cares.

Keep in mind that you can develop a peculiar type of farsightedness after living with someone for a long time. You have 20/20 vision when seeing that person’s flaws but blindness when it comes to your own. So have some more compassion, and recognize the things your wife does do for the house. Step away from the tally board while you try really working this out.

Dear Annie: Here is an additional response to “Sickened,” the man who became distant with his wife after finding out about relationships she had before they met: The greatest disservice in your unloving attitude to your wife may have been to your son.

You wasted a lot of years in which you could have been his greatest role model for his marriage. Instead, he learned from you how to be distant and unfaithful to one’s marriage vows. How very sad. It may not be too late. That’s

• 50PLUS • 27

up to you. -- Toni Dear Toni: I was so focused on how he had neglected his marriage that I didn’t think to address the way this surely impacted his son. I agree with your suggestion and encourage “Sickened” to make this right. Thank you.

Send your questions for Annie Lane to dearannie@creators.com.

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NOVEMBER 2017

Emma explores various topics I had to ask Henry who this TED fellow is. It does seem as though he has been speaking at various places, including the local executives’ club that I see on Facebook. Henry smiled a bit and said, “Emma, What you don’t know apparently won’t hurt you.” He went on to explain that TED is not a person’s name but an abbreviation for Technology, Education, and Design.

He added that until recently, he believed the E stood for engineering, so much for that, although Henry did tell me to keep focused on life and try to be more innovative. He claims that I then will get more satisfaction from life around me without listening to all the gossip that the girls give to me, mostly over the phone line.

What a way to begin our November get-together.

Reminiscing a moment, I didn’t dare tell Henry this, but I am certain that if I told that TED bit to the girls, they’d inform me that I was kind of late to the party, that they knew what TED stood for all along. I know better.

In fact, at least two of my friends aren’t about to learn anything new as they

APRON STRINGS

By Aunt Emma are already certain that they know it all. If a person has an inclination to believe he or she knows it all, it will certainly surprise him when he takes the final test before passing from this life. In fact, my guess is that the Reader’s Digest dictionary terms quiz every month would find any one of them failing. Knowing enough to come in out of the rain might be enough for some people.

Speaking about what a person knows and does not know, it was easy for me to stump Henry with when I was reading an ancient history book about Galileo and found the word Chronometer - I guess it has to do with sailing and knowing your longitudinal position at any given time during your

journey on the ocean. Now, if you don’t know what the word longitudinal means, perhaps you might go back to your Superman magazine.

Granted that there are people on dry land who don’t have the vaguest (nice word, huh) idea where they are at times, but I guess figuring this out might be as easy as looking up at the sun.

The year was, I am not sure, but I believe in the 1760’s, but I was not around way back then. But would you believe a fellow came up to me as I was standing in the vestibule at church on Sunday and said that he was sure that he remembered me from some place.

I said that I doubted it as he was about half my age with slicked back black hair and a nose that would have made him a good reporter. It was long and rather sharp appearing. I welcomed him to our church and said that I hoped he had liked the pastor’s homily, which was all about being a good Christian and minding your own p’s and q’s.

The young man said that he liked the sermon, as he called it, and said he

especially was happy with the music.

He remarked that having sat right behind me, he realized that I had a beautiful voice. Now, I knew right then that he was up to something as I have been told way back in grade school that I had to be in the girls’ chorus, but also that I had to just mouth the words so no noise would come from my mouth. That being said, I told the stranger to come back next Sunday as our pastor has a woman minister coming in to talk about the missions as a guest lecturer. She will explain her experiences in Haiti. But I will tell you all about this later after I hear it. If they need a lot of money down there to support their missionary efforts, I might tell them to get that JJ Watt fellow to join their congregation as he is one helluva money raiser for charitable purposes.

What I really had intended to write about today, but never quite got into it was about staying healthy. I believe we should have regular checkups, exercise as much as we can, eat the right foods, stay off liquor and EMMA continued on page 29

RESERVE NOW for FALL OCCUPANCY

NOVEMBER 2017

• 50PLUS • 29

November POEM

Looking ahead, we find November with only 30 days.

The numbers will have little effect on the sun’s rays.

Soon mother will begin Thanksgiving dinner baking.

But dear dad will be mostly in the yard while raking.

Summer’s wonderful shade trees now are a bit of pain.

How the grass and leaves did grow with ample rain.

Nov. 4th we will be downtown for the Veterans’ Parade.

It will be early so there’s no fear of early daylight fade.

Leading, the Star Spangled Banner will deserve your salute.

Drums, trumpets, clarinets will be in parade; in fact, even flute.

Paraders will ultimately leave their ranks at Wessel Way. The roadway is named in honor of a hero on any given day.

Tell children a few fibs about Santa Claus and being good.

Forget at least for now, tales of such as Red Riding Hood.

Goose or turkey, which will it be for the bountiful feast?

Both are abundant and a delightful meal for any beast.

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Grandpa, of course, will be at head of the dinner table.

We wonder if Aunt Tillie will show up wearing her sable.

There will be great stories of family Thanksgivings past.

The best concern Uncle Ernie dancing in his leg cast.

More Life. More Style.

On Thanksgiving, the beauty of our dreams comes true.

We gather all, healthy and smiling. No one has the flu.

Summer’s nice breezes are fall’s chilly winds, we discern.

But of all this weather data do we really and honestly concern?

The sheep are in the shed, chickens are quietly in the coop.

Hay is plentiful and piled nearby having brought in by sloop. smoking, and get plenty of sleep at night and try not to nap during the daytime. I guess it also would be important to do as we should and have your house checked for radon. This is a colorless and odorless gas that is one of the leading causes of lung cancer.

While on the topic of lung cancer, if you have any suspicions of it, talk to your doctor about a lung screening.

If a person catches onto lung cancer symptoms early, they can be taken care of at least to some degree with treatment.

Well, I do notice that I have used up most of my available magazine

space already so knowing that life is a series of outcomes, this one came early or at least unexpected so I will say goodbye until next month and that will be an exciting time due to Christmas, the parties, and Santa Claus.

Now, to end this and to get you in a giving mood, I’ll tell you one of Henry’s favorite poems (with a change or two) since he was a small boy: “Christmas is coming. The geese are getting fat. Please put at least a dime in the old man’s hat. If you haven’t a dime, may God bless you.

Looking forward to next month, EMMA

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NOVEMBER 2017

Leave the dogs at home

BY ANNIE LANE

Dear Annie: I have three dogs. I

love them and treat them well. In turn, I expect and receive good behavior. I have worked very hard to train my dogs on proper behavior in the house.

They are very well-mannered. I keep them groomed, so even shedding is not much of a problem. I wish people wouldn’t assume that just because I have dogs, it’s fine for them to bring their dogs over when they come by my house.

I have had people bring dogs that have peed on my dogs’ beds, on walls, on a wicker chest. (How do you get the smell out of wicker?!) One even pooped in a bedroom. They have chewed and destroyed my dogs’ toys, too.

How can I tactfully tell folks who are coming to visit not to bring their dogs? I never take my dogs to other people’s homes unless they’re invited.

-- Gone to the Dogs Dear Gone to the Dogs:

What’s wrong with saying, “Please don’t bring your dog along”? It’s not rude -- just direct. Let the folks whose dogs are destroying your furniture worry about having more tact.

Dear Annie: Years ago, in the 1970s, I was waiting in a fast-food restaurant for my husband. I noticed a family in an adjacent booth -- a mother, a father and their little girl, who seemed to be about 6 years old. While the father was seated with them, all was normal. But as soon as he got up to go to the bathroom, the woman

began to berate the child in an angry whisper that I could hear -- telling her that she was all manner of horrible, using such ugly phrases. I was at a loss for words and wished there were some way to show the husband and/ or Child Protective Services what was happening.

A glimmer of an idea came to me.

I was verbally abused as a child and an adult, and I remembered how important the kind words of strangers had been to me. I went to their booth and said, “Ma’am, I am sorry to bother you, but your beautiful little girl is so well-behaved and seems so bright.

You must be proud of her.” I looked at the child directly and said, “You are wonderful.”

It wasn’t much, but it was all I could think of at the time. -- Janet

Dear Janet: It wasn’t much? It was a great deal. Perhaps it caused the mother to stop berating her daughter, at least for a moment, and you have no idea how much better your words may have made that little girl feel -- or for how long. She may even still remember it to this day. Kindness begets kindness, and every bit you put into the world encourages more of the same. Good job.

Send your questions for Annie Lane to dearannie@creators.com. To find out more about Annie Lane and read features by other Creators Syndicate columnists and cartoonists, visit the Creators Syndicate website at www. creators.com.

NOVEMBER 2017

How to get your perspective back on track

BY MARY HUNT

These days, it’s easy to fall into the muck and mire of worry and defeat.

Personal crises like a financial emergency or the loss of a job -- or worse, your home -- punctuated by the daily news can ruin your perspective and dump you into a pit of despair.

What you need to know today is that even when things seem completely hopeless, there’s always a way out.

That’s not to say that you should slip into denial when bad things happen.

But good things also happen.

By learning how to control your thoughts and stepping back to see the bigger picture, you can climb out of that pit and into the sunshine of a new day. It’s all about learning how to get your perspective back on track. Here’s how: 1. Feelings are fickle. They can’t be trusted. Our feelings send messages to our brains that are not always reliable. Your emotions may be all over of the map. Instead of allowing your feelings to run the show, take control by writing things down in clear, simple sentences. Acknowledge the facts. It is what it is -- it’s no better, but it’s no worse either.

2. Allow yourself to mourn.

Your loss is real, so don’t deny it. Feel the hurt and the pain, but don’t stop there. Keep moving through it. And don’t beat yourself up if you need some help. Grief comes in many forms, and you may benefit from having a qualified counselor help you navigate through this period.

THE REGENCY

3. The future is better than you think. You’ve hit some bumps

in the road. Even if you’ve lost everything, consider it a heartbreaking interruption of your journey. While things appear cloudy right now, you do have a bright future.

4. Dwell on the positive. The simple act of gratitude will change your perspective. Compared to about 95 percent of the people on this Earth, you are wealthy and blessed with abundance. You may not have it all, but when you get right down to it, you do have enough. You’ve had a setback or two, but it’s not the end of the road.

Failure is not the end unless you quit.

We can’t allow one setback -- or even a series of setbacks -- to define us.

5. Don’t give up. Never, ever give up, no matter what. You know what they say about quitters: They never prosper. Keep putting one foot in front of the other. Lift your head up high. What looks like darkness right now is just a cloud. Behind it, the sun is shining bright on your future!

Mary invites questions, comments and tips at mary@everydaycheapskate. com, or c/o Everyday Cheapskate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740. This column will answer questions of general interest, but letters cannot be answered individually.

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Wis. Lutheran Treats Veterans The students and faculty at Wisconsin Lutheran High School, 330 N. Glenview Ave., Milwaukee 53213 will honor all veterans of military service with a free breakfast and program on Thursday, Nov. 9. The breakfast service will begin at 7 a.m. and the program in the main gymnasium at 8:30 a.m.

Chaplain Ray W. Stubbe, U.S. Naval Reserve officer with active service in Vietnam during the Khee Sanh

HERITAGE LAKE

• 50PLUS • 31

siege, will lead the program.

The persons planning to attend are asked to RSVP by Friday, Nov. 3 online at www.wlhs.org/veterans or by mail to the address above.

Persons with questions should call Heidi Witz at 414-4534567. Ext. 2004.

A handicap entrance to the school is located at the front of the school. Non-handicapped may enter off the parking lot.

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32 • 50PLUS •

NOVEMBER 2017

All is not well: So now what choice do you have?

BY MARILYNN PRESTON

It’s almost embarrassing to have a new book out called “All Is Well.” Even though the subtitle explains that it’s about “the art and science of personal well-being,” the fact is that all is not well.

No, no, no. Ten hurricanes in a row. Worst flooding in history. The Las Vegas massacre. Ferocious wildfires. A wiped-out Puerto Rico begging for help. Threats of a nuclear war with North Korea.

I’ll stop now -- only to call attention to a plan of action that can help us remain strong and brave and move on with our lives in a way that promotes well-being, defeats depression and lets us sleep at night without burying our

brains in a bucket of bourbon.

It’s called “unconditional happiness.” It’s controversial; it’s fascinating; and it’s something to consider right now as we’re figuring out how to react to bad news, broken dreams and the seeming omnipresence of evil.

Unconditional happiness is the practice of choosing to be happy no matter what. It doesn’t mean that you ignore what’s really going on. It doesn’t mean that you turn your back on suffering or completely give up on the news -- though sometimes it feels so good, so restorative, to take a break.

Unconditional happiness means that no matter what’s going on, you can lift your spirit and even boost your health by answering this one question:

“Do I want to be happy, or do I want to not be happy?”

In “All is Well,” I introduce readers to Michael Singer, an expert in unconditional happiness and the author of “The Untethered Soul.” He calls that essential existential inquiry -- “Do I want to be happy?” -- a simple question. But for most of us, it’s impossibly complex. How can you be happy when thousands are running for their lives, when your own house burns down, when your loved ones die, when our country and so many others appear to be under brutal, breathtaking assault by a punishing Mother Nature?

“Once you decide you want to be unconditionally happy, something inevitably will happen that challenges you,” Singer explains. Floods, fires, death, destruction. That’s the way of the world. Bad stuff happens. “The real question is whether you want to be happyregardless of what happens.”

And the real answer is up to you.

“When everything is going well, it’s easy to be happy,” writes Singer. “But the moment something difficult happens, it’s not so easy.”

It’s not so easy now, right? So, what can you do?

Accept your life as it unfolds, Singer teaches. Don’t let what happens to you or around you make you miserable.

“The purpose of your life is to enjoy and learn from your experiences,” writes Singer. “You were not put on Earth to suffer. You’re not helping anyone by being miserable.”

You can and should be concerned, aware, involved in whatever distressing situation comes your way, Singer explains, but you can’t let it get in the way of your commitment to being

happy. Well, you can, but that’s not the path to personal well-being.

“Committing yourself to unconditional happiness will teach you every single thing there is to learn about yourself, about others, about the nature of life,” writes Singer.

“You will learn all about your mind, your heart, and your will. But you have to mean it, when you say that you’ll be happy for the rest of your life.

Every time a part of you begins to get unhappy, let it go.”

Easier said than done, it’s true, but there’s something else that’s true.

“Regardless of your philosophical beliefs, the fact remains that you were born and you are going to die. During the time in between, you get to choose whether or not you want to enjoy the experience.

“Events don’t determine whether or not you’re going to be happy.

They’re just events. You determine whether or not you’re going to be happy. You can be happy just to be alive.”

So that’s the Singer theory of unconditional happiness in a nutshell. Be aware. Be engaged. Do what you can to improve the lives of others.

And no matter what happens, just enjoy and be grateful for the life that comes to you.

Told you it was controversial.

EA LAUGH? “I’m not crazy about reality, but it’s still the best place to get a decent meal.” -- Groucho Marx Marilynn Preston is the author of Energy Express, America’s longest-running healthy lifestyle column. Her new book “All Is Well: The Art {and Science} of Personal Well-Being” is available now on Amazon and elsewhere.

Veterans’ events Veterans’ events for November begin Saturday, Nov. 4, as the annual parade kicks off at 11 a.m. from Plankington and Wells and proceeds to the War Memorial Center on the lakefront. Over 1,000 veterans and military personnel are expected to be in the parade along with float, bands and some individuals. At the WMC, a ceremony will be held at the Reflecting Pool fol-

lowed by a social time.

On Veterans Day, Nov. 11, the American Legion will hold a brief ceremony at the War Memorial Center at 10:30 a.m. to honor the dead.

The annual banquet at the War Memorial Center will be Nov. 11 at the WMC beginning at 5 p.m. with social hour.

NOVEMBER 2017

KILLING TIME continued from page 4

l l l l l As we drive eastward out of Hartland, our home community, on the old road to Pewaukee, we pass a large open lot, or several smaller lots, whichever way you wish to describe it. Once the site of a tavern, there was an effort to place Habitat for Humanity homes there, but they asked for more than present zoning would allow. While we believe Habitat for Humanity does a wonderful job for so many of those in the lesser financial categories of life, we were surprised that they would like to break the village’s rules. l l l l l People of action do like to make things happen. So don’t waste your

time. For instance, if you don’t like certain music, turn the volume off when it comes on. l l l l l If you would like to see a person faint, just tell the person in the checkout line behind you at the market to please go ahead of you. l l l l l The Silicon Valley multi-millionaires are to be credited with their ingenuity, creative genius and the numerous generous ways they use their money to assist others along life’s tougher paths. l l l l l Don’t say no thank you if a person offers you a breath mint. It could be a hint that you need one. l l l l l

Gerrymandering Why not Amosmandering? Poor Gerry getting tagged with what has occurred effectively for Republicans in the Wisconsin Legislature and beyond via “fixing” the Congressional voting districts.

Fixing voting districts to favor one candidate over another has occurred since colonial times. It definitely is not right. Such blatant displays of effective, but wrong partisanship are not new to Wisconsin, or for that matter, to almost any of the states. Which party in power has not done it? The answer: As we see it, none. Different people, as one legislator said, just don’t mix at the polls.

Gerrymandering districts may smell of partisanship, but has been done legally and under the constitution’s dictates. Who in Wisconsin does not know that the geographic areas around Milwaukee, Madison, Eau

Claire and the northern cities along Lake Michigan are democratic territories and most of the rest of the state tends to be with the Republican side of politics? In gerrymandering, known districts of one persuasion or another are packed then with people of the same like minds. This keeps them from infiltrating other districts where their votes just could make a large difference. In other words, gerrymandering the districts actually dilutes the voters’ effectiveness in choosing who will represent them in government.

In the last statewide elections, Republicans won over 52 percent of the vote and thus, the power. This, quite naturally, is the prerogative of the party in charge of drawing up the state’s districts. But the court will rule now about the winner take most theory used in Wisconsin.

Sunday, Nov. 5 at 12:01 a.m. and for the remainder of that day will be time to set your clocks and all other timepieces backward one hour to regular time. But what will you ac-

complish with that extra hour? Don’t waste it, but if you do take the bull by the horns, be careful that you’re not gored.

• 50PLUS • 33

Don’t allow weeds to grow in your garden of knowledge. Just keep adding fresh thoughts as though they are a bit of fertilizer. Not keeping up with life can turn out to be very expensive. l l l l l While it is too late this fall to plant vegetable seeds for new growth, why not plant a few new “idea” seeds in your brain. Possibly, a great idea might blossom. l l l l l As I approach age 89. I am almost convinced that my “Happy Hour” should now be an hour’s afternoon nap. l l l l l St. Jude is said to be the patron saint of hopeless cases. May we suggest he now take a look at the Packers?

l l l l l Understanding the viewpoints of others sometimes can be difficult.

For instance, seeing the NFL players disrespecting our flag doesn’t seem to have much sway towards helping African Americans, in general, have better lives. Why not encourage these same kneeling players to donate some of their money to the cause? That might really be a help. l l l l l Don’t allow this winter to go by without replacing those “old” smoke batteries. Where there is smoke, there could be fire. l l l l l Doers of deeds accomplish much more than speakers of words.

The power cementing maps were to be studied and we would guess changed somewhat after the Supreme Court’s decision. The high court first began its study of the potential gerrymandering on Oct. 2. We can guess that there will be newly drawn voting districts before the 2018 elec-

tions, and obviously, rightly so. Federal judges already have found Wisconsin’s districts to be terribly negative to those of the out-of-power party.

We shall see what we shall believe the Supreme Court may do. But if it does, it will come as the initial time it ever has lent its weight to redistricting.

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NOVEMBER 2017

15 facts and uses for the 1-cent piece are worth every penny

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For some people, pennies are so annoying they don’t even bother picking them up on sidewalks and streets.

Then there are those who are nearly fanatical about the copper coin, living up to the old phrase “A penny saved is a penny earned.”

Today, I thought it would be fun to take a look at a few facts and practical uses for the coin of lowest value in the U.S. currency lineup.

FOUR NO MORE. Carry four pennies with you at all times so you always have just enough to avoid paying the odd cents when you make a purchase. This way, you avoid getting pennies back in change. Serious change savers save other coins but want to get rid of the pennies as quickly as possible. This method will do it.

TONS OF COPPER. It has been reported that the U.S. Mint has produced more than 288.7 billion pennies. If lined up edge to edge, they would circle the Earth 137 times. The average penny lasts 25 years.

BIG WASTE. It now costs more than 1 cent to produce a penny. In 2007, the U.S. Mint lost $31 million while making 6.6 billion new pennies.

SOME RARITIES. In 1943, at the peak of World War II, pennies were made of steel-coated zinc for a short time due to war demands for copper.

A few 1943 pennies were produced by accident from the 1942 copper planchets remaining in the bins. Only 40 1943 copper pennies are known to remain in existence.

NICKNAME. We call it a penny, but that’s only a nickname. The U.S. Treasury’s official name for the coin is “one-cent piece.”

MAKE A WASHER. If you don’t have washers on hand and just have to finish a project, you can drill holes into coins and use them instead. Use a dime or a penny for a small washer, and a quarter or half dollar to simulate a larger flange washer. Brass washers cost about 4 cents each, and pennies cost, well, a penny.

ROAD SAFETY. Place a penny in tire tread with Abe Lincoln’s head facing right side up. If you can only see

the top of his head, then you should replace the tires because they could blow out.

PARTY

ENTERTAINMENT.

Grasp a penny with the thumb and middle finger of the hand you snap better with. Bend your forearm back and lift your arm so your elbow is parallel to the ground. Snap your fingers and they’ll launch the penny. Aim and repeat until you have everyone at the party engaged, amazed and having fun.

AS A TOOL. Use a penny for leverage to pry the lid from a difficult childproof medication bottle. Or, use it as a spacer when laying tile.

BALANCING ACT. Slip a penny under a wobbly vase to steady it.

CREATE A BALLAST. Tape a penny to the tail of your kite for a little more stabilizing weight.

REMOVE A BOLT. Use it as an impromptu screwdriver in a wide-slotted bolt or screw.

BUILD A SCULPTURE. Follow this link for inspiration to make a penny sculpture that will amaze your friends and make your mother proud: http://www.fincher. org/Misc/Pennies.

LEAVE A SIGN. Lay a penny on your loved one’s grave marker each time you visit. Those who follow will catch on and follow suit.

COPPER FLOORING. Are you looking for something new in your bathroom or kitchen? If you have lots of spare pennies, perhaps you should try the copper penny flooring, as seen on Pinterest. At $2.56 per square foot (256 pennies laid in 16-by-16 squares), that’s about as cheap as flooring gets.

Not that ambitious? Go for a shiny new countertop instead, as seen on the EPBOT website.

Mary invites questions, comments and tips at mary@everydaycheapskate. com, or c/o Everyday Cheapskate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740. This column will answer questions of general interest, but letters cannot be answered individually.

NOVEMBER 2017

Butter or margarine?

BY CHARLYN FARGO

A friend called with a valid question that many of us wonder -- should she choose butter or margarine?

Which is a healthier choice?

It’s a hot topic debate that has been battled over the decades. Some claim that margarine is a heart healthy alternative to butter, while others claim that margarine is not “natural,” and therefore should not be eaten.

Social media is full of concerns that “margarine is one molecule away from plastic” in theory. It’s true that margarine shares a similar chemical structure to plastic. However, many substances share similar chemical propositions and substances, but even the slightest variation will completely alter the end product. The slight differences in the chemical makeup of margarine and plastic lead to two totally different products. Don’t let this margarine myth steer you away from margarine; it is not backed up by science, says Jenna Smith, nutrition educator with the University of Illinois Extension Service.

Margarine is made from vegetable oils, so it contains unsaturated “good” fats -- polyunsaturated and monounsaturated fats. These types of fats help reduce low-density lipoprotein (LDL), or “bad,” cholesterol when substituted for saturated fat.

Butter is a dairy product made by churning milk or cream, and is made up of animal fat, which has dietary cholesterol and saturated fat, which can lead to heart problems if eaten in excess.

It used to be that margarine still wasn’t the greatest alternative to butter because margarine had trans fats, which are just as bad, if not worse, than saturated fats. However, the good news is that many brands have eliminated trans fats from their products. In general, the more solid the margarine, the more trans fat it contains. So stick margarines usually have more trans fat than tub margarines do. Trans fat, like

saturated fat, increases blood cholesterol levels and the risk of heart disease. In addition, trans fat lowers high-density lipoprotein (HDL), or “good,” cholesterol levels. Look for a spread that doesn’t have trans fats and has the least amount of saturated fat. When comparing spreads, be sure to read the Nutrition Facts panel and check the grams of saturated fat and trans fat. Limit the amount you use to limit the calories.

The bottom line? Choose either one in moderation. Margarine without trans fats is the healthier choice, but if you prefer butter, decrease your saturated fat intake with other animal products, and be mindful about how much butter you are using. Butter lovers could also try whipped butter, which adds air but has fewer calories making it a spreadable option.

If you have high cholesterol, check with your doctor about using spreads that are fortified with plant stanols and sterols, such as Benecol and Promise Activ, which may help reduce cholesterol levels.

Q and A:

Q A

: I heard that drinking coffee can cause calcium loss from the body. Is that true?

: Caffeine, one component of coffee, is the focus of concern (since it may slightly increase calcium excretion). Research suggests this primarily may be relevant in people who don’t meet their RDA for calcium. Researchers recently reviewed the science on caffeine and bone health in Food and Chemical Toxicology. They found that moderate caffeine intake (less than 400 mg per day, which is equivalent to nor more than four 8-ounce servings of regular coffee), regardless of the source, was associated with little effect on calcium balance or bone health in healthy adults, particularly if they were consuming enough calcium. In an observational study that looked specifically at high coffee intake (4 or more cups daily) versus a low intake (less than 1 cup daily), a high intake was associated with a 2 to 4 percent lower bone density compared to a low intake. But,

this did not translate into an increased risk of bone fracture. The study was published in the American Journal of Epidemiology. Keep in mind, most of the evidence on this topic is observational and further research is needed.

Whether or not you drink a couple of cups of coffee (or other caffeine-containing beverages) daily, it’s important to make sure you’re meeting your

• 50PLUS • 35

calcium needs. The calcium RDA for adults is 1,000-1,200 mg per day, based on age and sex. -- Tufts University Health & Wellness Letter.

Charlyn Fargo is a registered dietitian at Hy-Vee in Springfield, Ill., and the media representative for the Illinois Academy of Nutrition and Dietetics.

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NOVEMBER 2017

EVENTS CALENDAR

as Supplemental Insurance and Women’s Club. how they fit together.

NOVEMBER 1, 7 PM Vagabond Ski & Social Club

Brookfield Public Library 1900 N Calhoun Road Brookfield, WI 53005 Join us for this program, where we will watch the 2002 dramatization of the Irish civil rights protest march and subsequent massacre by British troops on January 30, 1972.

Enjoy popcorn and a dessert, and engage in a discussion immediately following the movie. Registration is required, call 262-782-4140.

Knights of Columbus Hall, 1800 S. 92nd Street, West Allis This is an active social club for both singles and married couples. There will be a meeting and dance with great music by The One More Time Swing Band. The meeting begins at 7:00 pm with dancing to follow at 8:00 pm. There is a $5 admission fee. For additional information about Vagabond Ski & Social Club go to www.vagabondskiclub.com.

NOVEMBER 5, 10 AM – 2 PM Scale Auto Hobby & Toy Show

American Serb Hall, 5101 W. Oklahoma Ave., Milwaukee Come browse and shop where you can purchase fine auto related merchandise and toys such as diecast cars, model kits, and racing memorabilia. If you can’t find it here it probably hasn’t been made! There is always something for everyone.

Look for the coupon in an advertisement in this paper.

NOVEMBER 5, 1:30 – 3 PM Never Curse the Rain

Mequon Thiensville Historical Society, 8200 W. County Line Rd.,

Mequon This free extraordinary presentation is by Wisconsin Historian Jerry Apps. Growing up on the family farm, Jerry Apps learned from a young age that water was precious.

The farm had no running water, a windmill pumped drinking water for the herd of cattle and Jerry and his brothers hauled bucket after bucket of water for the family’s use.

As Jerry writes, “Water is one of the most precious things on this planet, necessary for all life, and we must do everything we can to protect it.” Jerry is Professor Emeritus at the University of Wisconsin-Madison and the author of more than 35 books on rural history and country life.

NOVEMBER 7, 2:30 – 3:30 PM

Maximize Your Medicare Benefits

Menomonee Falls Public Library, W156 N8436 Pilgrim Road, Menomonee Falls Debbie Bisswurm, Waukesha County Outreach Specialist from the State Health Insurance Assistance Program will present Maximize Your Medicare Benefits. Ms. Bisswurm will provide an overview on all of the Medicare Parts as well

NOVEMBER 9, 6 – 7 PM Awareness through Movement

Greenfield Public Library, 5310 W. Layton Ave., Greenfield Eleanor Nowacki, Aurora Healthcare Physical Therapist and Certified Feldenkrais Practitioner. Using the Feldenkrais Method-Awareness Through Movement, learn how simple movements, attention to movement, and breathing can create an ease pain and increase vitality. Learn how movement and breath can be used to promote relaxation and well-being. Experience movement sequences that will leave you feeling refreshed and more flexible. For additional information about this free event call 414-329-5275.

NOVEMBER 11, 9 AM – 3 PM 33rd Annual Great Hartford Craft Exposition

Scale Auto Hobby & Toy Show

2 PM 17 • 10 AM to Ave. 0 2 , th 5 r e b m Sunday, Nove Hall • 5101 W. Oklahoma rb e S n America

NOVEMBER 8, 6 – 8:30 PM Watch It & Treat

Admission: ADULT: $5 KIDS 6-12 $2

Come shop the Scale Auto Hobby & Toy Show where you can purchase auto related merchandise and toys such as Diecast Cars, Model Kits, and Racing Memorabilia. If you can’t find it here it probably hasn’t been made! A Milwaukee tradition for over twenty years, this is the place that model builders, race fans, toy collectors, and hobbyists meet and network. There is always something for everyone!

$1.00 off admission with this ad

Hartford Union High School, 805 Cedar St, Hartford Everything you could possibly want for your holiday décor will be available, including the ever-popular snowmen figures, elegant Santas, and hundreds of Christmas ornaments. There’s also plenty of jewelry, wearable art, delicious candies, American Girl doll clothing, wreaths and other floral arrangements, as well as many unusual holiday gift ideas. Admission is $3. Sponsored by the Hartford

NOVEMBER 13, 7 PM A Christmas Miracle

New Berlin Public Library Community Room, 15105 Library Lane, New Berlin Join Wisconsin author Rochelle Pennington as she discusses the factual account of the 1914 battlefield Christmas truce, featured in her book Ten of the Greatest Christmas Gifts Ever Given. The truce is remembered today as “the most extraordinary event in military history” and “the grand human moment.”

This free event is sponsored by the New Berlin Historical Society in conjunction with its 2017 Annual Meeting, which begins at 6:30 pm.

Light refreshments will be served.

NOVEMBER 13, 8:30 – 11 AM Brunch & Fundraiser

Davian’s Catering & Events, 16300 W. Silver Spring Dr., Menomonee Falls The Milwaukee West Suburban Christian Women’s Connection is hosting a Fall fundraiser for Stonecroft Ministries. “Sassy Seconds Exchange Boutique” will be set up as an accessory exchange and opportunity to donate to Stonecroft.

Walk-ins are welcome. Brunch is $15. For additional information call Lois at 262-251-3841.

NOVEMBER 14TH AT 7:00 PM Myths and Realities in Wisconsin’s Courts: An Entertaining Talk by the State Bar of Wisconsin

Greenfield Public Library, 5310 W. Layton Ave., Greenfield Do you like TV courtroom dramas? Is this really what a trial is like? Think again!

This humorous presentation by the State Bar of Wisconsin will help you understand the judicial system through excerpts from various pop cultural depictions of court proceedings. From Judge Judy to John Grisham, this talk will be separat-

NOVEMBER 2017

at this family festival that features heated tents with vendors selling handcrafted wares, German beer, music, live bands, authentic German cuisine, vendors, Santa and ing myth from reality and help you There will also be food and bev- more. learn more about the court system erages available for purchase, live holiday music and raffles through- NOVEMBER 28, 6:30 PM along the way.

The Best Veterans Benefits You out the day!

EVENTS CALENDAR NOVEMBER 16, 6 PM Make Holiday Cards

South Milwaukee Public Library, 1907 10th Ave, South Milwaukee Make holiday cards using The “Cricut”, an electronic cutting machine that connects to a computer. It’s a lot of fun to choose shapes and colors to design your own card! All supplies to make the card are free!

For adults and teens 14 & up. Registration is required by calling the library at 414-768-8195.

NOVEMBER 19, 4 – 6 PM 55th Waukesha Christmas Parade

Downtown Waukesha The parade is hosted by the City of Waukesha Chamber of Commerce.

Stroll the downtown area and enjoy the shops’ decorations before the parade. The shops roll out the Red-Carpet treatment with store specials and open houses. It’s a great way to check out the downtown merchants and find a favorite NOVEMBER 18, 10 AM – NOON place to shop. Get in the holiday Spiritual Currents: Native Amer- spirit as carolers stroll, and music ican and World Sound Explora- fills the streets. tions

Hartland Public Library, 110 E. Park Ave., Hartland The Hartland Library is very excited to host local musician and teacher, Ryan Meisel. Ryan will be sharing his latest project, Spiritual Currents, where he performs Native American flute and world music. He will also demonstrate his instruments in an interactive drum circle. Celebrate Thanksgiving with a dynamic and fun musical experience! This is a free concert.

NOVEMBER 18, 9 AM – 3 PM Holiday Craft Fair of Washington County

Washington Co. Fair Park & Conference Center, 3000 Pleasant Valley Rd, West Bend Looking for a novel gift for that hard to shop for relative? Husband out of town on a hunting expedition and need something to do?

With over 100 unique vendors selling nothing but hand-made, oneof-a kind items, there are sure to be more options than you know what to do with. The entry is only $3.00.

NOVEMBER 19, 9:30 AM – 5 PM Turner Hall Craft Fair

301 S. Fourth St., Watertown Don’t miss one of Watertown’s longest running craft fairs! Two floors of crafts, collectables, and more from some of your favorite local crafters as well as some new ones.

Fresh decorated wreaths, snowman crafts, rustic decor, crochet and knit items, jewelry, and so much more.

There will be direct sales vendors from Pampered Chef, Thirty-One, Norwex, Essential Oils, Tupperware, Scentsy, Jamberry and more.

Admission is free, as well as free door prize drawings and breakfast, lunch and lots of other goodies on sale.

NOVEMBER 24-26, 10 AM – 10 PM, SUNDAY 10 AM – 4 PM Oconomowoc’s German Christmas Market

Village Green Park, 104 East Wisconsin Ave., Oconomowoc Get the family out of the house on Thanksgiving weekend and celebrate Wisconsin’s German heritage

• 50PLUS • 37

NOVEMBER 29, 3:00 - 4:30 PM Coloring Club

Menomonee Falls Public Library, W156 N8436 Pilgrim Road, Menomonee Falls Coloring is for everyone! Many adults are rediscovering the joy of putting pencil, crayon, or marker to paper and making something Don’t Know About beautiful. Starting next spring, the Luther Manor’s Linden Room, Library will host a semi-month4545 N. 92nd Street, Wauwatosa ly Coloring Club for those who Learn about the benefits await- would like a quiet place to relax ing veterans, including health and work on this very simple craft. care, pension, and funeral plan- No advance registration is necesning, from Jim Duff of Milwaukee sary. Coloring sheets and materials County Veterans Service Office. will be provided, or you may bring For parking, enter Luther Manor at your own if you wish. Refreshthe North Drive and use the S-T-U ments will be served. building entrance. This event is free, but space is limited. RSVP to DECEMBER 1-2 414-434-1768 or luthermanor.org/ A Kodachrome Christmas 641 E Forest St., Oconomowoc rsvp.

Join the Oconomowoc Arts Center in the production of A kodachrome Christmas starring John McGivern.

Fri. show starts at 7:30p.m. and Sat. show at 2 & 7:30p.m.

38 • 50PLUS •

NOVEMBER 2017

We Saw You At . . . . The Cheery Cherry Fall Festival

BY MARGARET PEARSON

One of the hottest days in history at that date did not discourage throngs of happy fair goers at the 49th Annual Cheery Cherry Fall Fair at Village Park in Menomonee Falls. Here are a few of those happy faces.

Wayne and Judie Flauger of New Berlin.

Lori Giersch and Chris Manion of Menomonee Falls.

Kathleen Lysaght, Julia Clinken-Beard and Jill Jagielski, all of Menomonee Falls.

J.J. and Madelyn Eagleeve with their grandmother, Joyce Marlowski, all of Germantown.

NOVEMBER 2017

James and Geri Long of Menomonee Falls and Fred and Holly Werns of Milwaukee.

• 50PLUS • 39

Linda Miller of Hartford and Cindy McKeown of Menomonee Falls.

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