Kirk Rickman and Victoria Carter TwoMoveYou Guaranteed Real Estate Systems 647-697-7413
Pro tip: Get mortgage pre-approval.
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It’s the best way to avoid surprises.
It is highly recommended that you get pre-approved for a mortgage loan from a bank or financial institute before you start your home search. Pre-approval will give you an accurate estimate of how much you can afford and will send a message to sellers that you are a motivated buyer. When the market is tight and demand for homes is high, pre-approval can give you an edge over other buyers in a multiple offer situation. Bonus: First-time home buyers may be entitled to a tax credit, aptly named the “First-Time Home Buyers Tax Credit”. Visit the Canada Revenue Agency website to see if you qualify.