2-26-13 Bulletin

Page 19

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Tuesday, February 26, 2013 Tryon Daily Bulletin  / The World’s Smallest Daily Newspaper

Are you really ready to retire

provide you a chance to learn to cope with your new spending Retirement - it’s one thing should entertain the possibility of strategies. Generally, there should be a to be working and to occasion- working longer to add even more ally think about it, but another security to your retirement years. lot of questions and a number of Assuming you’ve lived on things put in place prior to your to actually be facing retirement. A key question becomes, are you a budget during your working actual retirement. Steps to take career, I can tell you that the day should include estate planning, ready to retire? Most people really don’t you retire, not having that income long-term care planning, asset give a lot of thought to the idea stream really changes the reality protection and an update of your of their lifestyle in retirement. of your budget, so any financial will and advance directives. If surprises you you recognize that your retireHaving been may face can ment may not provide you with through that Senior create enough money, and working is process myself, LifeStyles certainly an immediate no longer an option, you’ll need I can tell you to start planning for additional hardship. there are a lot Ron Kauffman If you’ve al- assistance, possibly from Medicof big decisions ways envisioned aid, or if you serve in the armed to be made. It would certainly be a good idea to retirement meaning more free forces, from Veterans Affairs. I’ve often said that getting give some thought to how much time for travel, playing tennis or income you’re generating while golf, having the time to go out to older isn’t for sissies. I can also you’re working, and how much dine with friends at restaurants, tell you that entering into the you’re actually going to have and you could be surprised at the phase of your life called retirerequire when that income stops. amount of money it’s going to ment will go a lot more smoothly if you’ve taken time to plan and In addition to the financial require to do that. Before retiring, you might prepare. component, there’s the issue of Ron Kauffman is a consultant emotional readiness. And during want to try this experiment. For three months, try to live and expert on issues of geriatrics these times with the economy distressed and housing values on your retirement budget just to and aging. He’s in private pracwell below their former highs, see how it will work out for you. tice in Henderson and Polk counWhile you’re in the midst of ties. He is the author of Caring failing to have some type of plan regarding your finances this experiment, remember, no for a Loved One with Alzheimer’s and newly found free time might cheating. You’ll have to live on Disease, available on Amazon. reading this of ad confirms claim to be closely-read com and at athe Polk County amount money our result in a less than satisfactory exactlyarethe newspaper – and illustrates the old motto multum in parvo podcasts you will have when you do in Senior Center. His move into retirement. can be heard weekly at www. can The givenext youtime you have something to sell, One of the first questions you fact retire. – muchThis in little. seniorlifestyles.net. Contact more accurate idea of might consider asking yourself a muchremember the quickest, surest and most welcome way to him prior to actually retiring is, do I life and your financial situation at 828-696-9799 or by email at buyers isIt through their drron561@gmail.com. favorite newspaper. retirement. will also enjoy my job? If so, perhaps you duringreach

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• Calendar (continued from page 2)

Mill Spring VFW Post 10349, bingo, Thursdays, 7-9 p.m. (year round). 828-894-5098. NAMI Support Group, Thursdays, 7 - 8 p.m. in the blue room of Tryon Presbyterian Church, located on Harmon Field Road in Tryon. The group, sponsored by the National Alliance for the Mentally Ill (NAMI), is for anyone feeling anxious or depressed and those with a diagnosis of a mental illness. All conversations are confidential. No charge. 828-817-0382. AA’s Sobriety and Beyond, Thursdays, 8-9 p.m., Immaculate Conception Roman Catholic

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Church, 1024 W. Mainwww.tryondailybulletin.com St., Forest visit www.saluda.com. City. 828-863-1313. The Meeting Place Senior Alcoholics Anonymous, Center, Friday activities include Thursdays, 8 p.m., CooperRiis, movie matinee or drumming at 10 Mill Spring. 828-859-7099. a.m. and bingo or movie at 12:30 p.m. 828-894-0001. Friday American Legion Post 250 PAC Hike at Florence Na- weekly bingo games, Fridays, 7 ture Preserve (a CMLC pro- p.m., 43 Depot St., Tryon. Doors tected property) Meet: Bi-Lo in open 5:30 p.m. Smoke-free. Whenat you reach people who buy things, go places – Columbus 8:30want a.m.to5-miles, Narcotics Anon., Saluda Semoderate; trail type - lollipop. use the friendly, local daily newspaper which invite8 into nior Center,they Friday, p.m.their Visithomes PAC’s website, www.paand offices. Please submit Curb Reporter colet.org, “Upcoming Events/ Use The828-859-5060 Tryon Daily Bulletin for prompt, profitable in writing at leastresults. two days Hikes” or call for items prior to publication. Items must more information. Saluda Center, Friday events: include a name and telephone chair exercise, 9:30 a.m.; Trash number of a contact person. Items Train, 10 a.m.; NA Meeting, 8 will be printed in order by date of p.m. For more activities, email event, as space allows. saludacenter@hotmail.com or

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The facT ThaT you are reading this ad confirms our claim to be a closelyread newspaper – and illustrates the old motto multum in parvo – much in little. The next time you have something to sell, remember the quickest, surest and most welcome way to reach buyers is through their favorite newspaper. The Tryon Daily Bulletin

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