Chesapeake Lifestyles HOME & LIFESTYLE GUIDE Volume 33, Issue 13
Ulmstead Estates
Cover Home See Page 6 for more information REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.13.001.indd 1
Janet Hunt Cell: 410.320.7500 7/19/18 10:08 AM
LORI WOODS-FORTNEY
REALTOR®
Cell: 410.808.1469 Office: 410.827.7500 Home: 410.827.5128 LoriWoods@realtor.com Visit my new website www.loriwoods.ismyreagent.com
GATED WATERFRONT COMMUNITY – NARROWS POINTE KENT NARROWS, MD Pricing from Mid $770’s To Mid $800’s Gated community of only 38 town homes surrounded by water! 3,000 square feet with 3 Bedrooms, 3.5 Baths, lofts, bonus/media room and 2 car garage. Open & airy with vaulted ceilings and dramatic use of windows to accentuate spectacular views! High-end
See the video tour online at: http://vimeo.com/80677396
custom finishes throughout! Backs up to Mears Marina with over 600 slips, pool, fitness center, restaurants and Cross County Trail just outside your back door. Only 20 min from Annapolis, 50 min from Baltimore & DC.
OYSTER COVE AT KENT NARROWS OYSTER COVE - Pricing from $350,000 - $625,000
ALL HOMES OVERLOOKING WATER! Community has 2 marinas, pool, lighted tennis courts,a jogging/walking path, and a club house! Walk to restaurants & tiki bars! Outlet shopping & golf just 5 min 50 min to Wash,DC & Baltimore, 20 min to Annapolis
At The Water’s Edge
#810 TH with garage - deck just 50 ft from water - $419,900. #712 TH with Garage & 40’ Deep Water Slip! - $449,000. #937 BEST VIEWS in Oyster Cove! Top Floor End Unit $529,000.
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Scan this code to view my listings
J.J. FEGAN
410-353-0956-CELL 410-956-3500-OFFICE Subscribe to my YouTube Channel. www.jjfegan.com or email me at: jj@jjfegan.com
LEADING EDGE R TE NT WA FRO E G R ED ATE W
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FOR MORE INFO TEXT R786526 TO 52187 $1,595,000 CUSTOM WATERFRONT W/ DEEP WATER! Open flr plan w/ maple wood flrs, recessed lighting, gas fp & gourmet kitchen-6 burner gas WOLF range,Sub-Zero fridge, ASKO DW & Icemaker.Master suite w/ gas fireplace,spa like master bath w/ steam shower w/ dual shower head & body jets & BainUltra tub.Whole house generator.Irrigation system.Tram to private sandy beach & dock w/ 2 slips,boat lift, water & electric R
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FOR MORE INFO TEXT R861900 TO 52187 R
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FOR MORE INFO TEXT R737939 TO 52187
G IN N M O CO SO
FOR MORE INFO TEXT R897332 TO 52187 REAL ESTATE SETTLEMENT SERVICES
$365,000 COLONIAL LESS THAN 1 BLOCK FROM CHESAPEAKE BAY & BEACH-screened in porch-fresh paint-new carpet throughout-master suite w/ vaulted ceilings & walk in closet-great backyard w/ deck, shed & garden bedsDirectly across from BeverlyTriton Beach Park! Ches Bay sandy beach comm w/swim area-Watch gorgeous sunrises everyday-kids playground & grilling area-boat ramp, multi slip dock & more! $329,900 GREAT RENOVATED 2 STORY ONLY BLOCK TO WATER-3 BLOCKS TO SANDY BEACH AND CLUBHOUSE & RAMP-Hardwood flrs throughout-Kitchen feat. granite counters, stainless steel appliances w/ island/breakfast bar-two masters-one up and one down-Water views from upstairs master-Great water priv community incl. sandy beach, boat ramp, playgrounds & clubhouse great for weddings/parties
$454,900 ADORABLE CAPE COD ON NEARLY 2 ACRES-first floor master suite-double sided gas fp-1 car detached barn style garage w/ space above for storage/ workshop-finished basement w/ carpet & wet bar-community pool $400/yearConvenient to 50
CAPITOL ◆ TITLE SINCE 1973
ATTORNEY OWNED & OPERATED AFFILIATED WITH GOLDSTEIN & LEVY, P.A., GENERAL COUNSEL
LE IL V S ER LL I M
FOR MORE INFO TEXT R828065 TO 52187
$387,450 PRIVATE UPDATED RANCHER ON NEARLY 2 ACRES-Kitchen w/ granite counters, all new stainless steel appliances-hardwood flrs, recessed lighting-Master suite w/ walk in closet, new bathroom & sunroom leading to backyard-Large country porch-Mudroom/ laundry room-new windows, siding, gutters, plumbing & roof-convenient to 97 & 3
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FOR MORE INFO TEXT R894138 TO 52187
NG MI ON O C SO
FOR MORE INFO TEXT R897336 TO 52187
$125,000 12+ ACRES HOME SITE FIT FOR A HUNTER/ WILDLIFE VIEWER-If you like to watch or hunt this is the place for you-deer,wild turkey squirrels plus rabbitswatch the waterfowl fly by too-this parcel is approx 75% woods and 25%-100 ft waterfront Robbins Creek off Choptank River cabin-land was perc’d for standard septic septic system for 4 BR home-plat and perc available
$350,000 WATERFRONT HANDYMAN SPECIAL-3BR 2 BA w/ 1 car garage-deck leads out to watercash or 203k onlywater priv comm w/ sandy beach on South River, dock & boat ramp
PROFESSIONAL CLOSINGS WITH A PERSONAL TOUCH Annapolis Office (410) 266-9708 | (800) 264-0228
Offices in: Columbia ◆ Rockville ◆ Suitland ◆ Washington, D.C. ◆ Dunkirk ◆ Crofton ◆ Severna Park
Visit us Online at www.capitoltitle.com
Settle On Our Experience
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NEW LISTING!
STAFFORD ESTATES Custom crafted 6 BR 3.5 Bath WATERFRONT home on a quiet cul de sac. HUGE panoramic views in a peaceful setting. DEEP WATER boat slip conveys! Open floorplan w/ gourmet kitchen, fully fin walk out LL w/ bonus wine cellar. Two fireplaces, lovely master suite w/ sitting room. Public W & S, and Davidsonville/S. River schools!
346 BERKSHIRE DRIVE, RIVA Offered at $1,350,000 SEE TOUR @ lorigough.com
GREAT DEAL!
THE DOWNS 4 BR 4.5 Bath WATERFRONT w/ deep water pier & lifts ~ AWARD WINNING renovation, approx $850,000 in improvements ~ Rear yard paradise w/ pool, screened porch w/ stone FP, deck & outdoor kitchen ~ Fully finished walk out LL w/ wetbar, rec room & FP ~ Private & secluded LOCATION! 850 ST EDMONDS PL, ANNAPOLIS Offered at $1,998,000 SEE TOUR @ lorigough.com
NEW LISTING!
SEVERN SOUTH RIVERVIEW COLONY Graciously sited on .93 acres in a cul de sac in a water privlieged community of fine homes, this 5 BR 4.5 bath custom Colonial is lovely! Awesome sunroom overlooks fenced rear yard with inground pool, patio & grilling station. Fully finished walk out LL w/ BR, rec rm w/ FP, wet bar, etc.One year young SS appliances in gourmet kitchen. Walk or bike ride to deeded boat slip w/ 2 jet ski lifts. Severna Park schools!
122 RIVER BREEZE PLACE, ARNOLD Offered at $1,100,000 SEE TOUR @ lorigough.com
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NEW LISTING!
ANNAPOLIS WATERFRONT Do you desire DEEP water, privacy, and an ideal LOCATION? This 5 BR 3.5 Bath renovated WATERFRONT gem has it all! Private pier w/ lift & jet ski lift. Updated kitchen & baths, including a fabulous master suite addition & elevator. Three FP’s, four car garage. Secluded and tranquil WF setting. Sit on deck or in your hot tub and enjoy the land of pleasant living! 2109 HARBOR DRIVE, ANNAPOLIS Offered at $1,195,000 SEE TOUR @ lorigough.com
NEW PRICE!
ANNAPOLIS WATERFRONT Enjoy the spectacular sunrises from this 5 BR 4 Bath WATERFRONT on the Chesapeake Bay~ Private pier w/ lift & jet ski lift. Sandy beach & boardwalk. Approx $500k in improvements. Main level master suite w/ easy access to TREX deck. 62’ of frontage on the Bay on a private & peaceful .44 acre lot. Peace & serenity awaits! 1186 RIVER BAY ROAD, ANNAPOLIS Offered at $1,350,000 SEE TOUR @ lorigough.com
NEW LISTING!
NEW LISTING!
SOUTH RIVER LANDING ALL BRICK 4 BR 3.5 Bath WATERFRONT beauty in GATED community with pool & tennis. 50’ DEEP WATER boat slip conveys! Numerous improvements & upgrades over the years, including roof, windows, kitchen & master bath w/ heated floors, etc! Great room w/ stone FP, fully fin walk out LL w/ custom wetbar. Watch the sunrise AND sunset! 470 SOUTH RIVER LANDING ROAD, EDGEWATER Offered at $1,375,000 SEE TOUR @ lorigough.com
NEW LISTING!
SOUTH RIVER COLONY Location, location! Tucked away in a cul de sac overlooking the golf course, this 5 BR 4.5 Bath Colonial is a great value! Open & flowing floorplan w/ breakfast room off of kitchen opening to deck w/ views of 13th hole & pond. Main level office, fully fin walk out LL w/ wetbar. Lovely master retreat w/ newer super bath ($24k) and custom closets. Comm pool, tennis, playground & private golf club. S River schools!
3430 RED ADMIRAL COURT, EDGEWATER Offered at $899,900 SEE TOUR @lorigough.com
NEW LISTING!
SOUTH RIVER LANDING
SOUTH RIVER COLONY
You will love the amazing renovation for this lovely 3 BR 3.5 Bath all brick home in a highly sought after GATED waterfront community! Offering water views from most rooms, this beauty has a brand new gourmet kitchen & striking new master BR suite w/ stunning new super bath & FP (three FP’s total). Newly built decks, screened porch,flooring, mechanicals, etc! Over $300k in recent improvements. Comm pool, tennis, & more! 310 SOUTH RIVER LANDING, EDGEWATER Offered at $1,049,000 SEE TOUR @ lorigough.com
‘LIVE WHERE YOU PLAY!” Pristine 6 BR 5.5 Bath Colonial. Offering golf course views, and an easy walk to community pool & tennis. Over $100k in recent improvements. Main level & upper level master suites. Gourmet kitchen, fully finished lower level. Three car side load garage, stone patio & more! 11 WATKINS ROW, EDGEWATER Offered at $999,500 SEE TOUR @ lorigough.com
7/18/18 11:49 PM
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ON THE COVER
Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
CHESAPEAKE BAY REGION PUBLISHER Jeff Robinson Graphics & Production Amy Little/DflyDesigns CUSTOMER SUPPORT Alex Coleman MOBILE MARKETING Ariel Kelly To Advertise Contact: Jeff Robinson 410.263.3633 TREBJROB@aol.com
Gorgeous Water View Contemporary
5 Bedrooms, 3.5 Baths, 5 fireplaces, wood floors, floortoceiling windows ,master bedroom with his & her full Baths, dance studio, wine cellar , 3 car garage, 5400+ sq ft of living space, sited on a 3/4 acre lot. Community: marina, swimming pool, tennis courts, stables, clubhouse & More Text R829585 to 52187
Chesapeake Lifestyles HOME & LIFESTYLE GUIDE Volume 33, Issue 13
Ulmstead Estates
Cover Home See Page for more information REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.13.001.indd 1
Janet Hunt Cell: 410.320.7500 7/19/18 9:09 AM
853 BLUE HERON COURT, ARNOLD, MD 21012 AA 10249152 - $1,310,000 Janet Hunt, Agent Long & Foster Real Estate, Inc. 410-320-7500 cell
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102 Old Solomans Island Road Annapolis MD 21401
VETERAN OWNED BUSINESS P.O. Box 4156 Annapolis, MD 21403 All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “Any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status,, or national origin or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising for real estate which is in violation of dwellings advertised are available on an equal opportunity basis.
7/19/18 9:32 AM
Janet Hunt Agent Long & Foster Real Estate, Inc.
410.320.7500
Downtown Annapolis Walk To Naval Academy, Main Street,Shops, Restaurants 46 Franklin Street, Annapolis, MD 21401 AA9722447 $2,100,000 - 2 Car Garage, 6 Bedrooms, 5.5 Baths, Hardwood Throughout, Hugh Designer Kitchen, Guest Quarters Over Garage, Watch The Famous Blue Angels & Fireworks From Rooftop Balcony Overlooking The City Text R586238 To 52187 “The Downs” A Waterfront Community- Stunning Custom Contemporary With Beautiful Water Views - 818 Coachway, Annapolis, MD 21401 AA9733204 $1,950,000 4 Bedrooms, 4 Full Baths, High Ceilings, Hardwood, 3 Fireplaces, 2 Car Garage, A Separate Art Studio, Community Amenities: 2 Marinas, Swimming Pool Tennis Courts, Clubhouse Etc Text R586242 To 52187
For more photos Text R802406 to 52187
For more photos Text R566845 to 52187
For more photos Text R591661 to 52187
Penderbrooke 2031 Penderbrooke Drive, Crownsville, Maryland 21032 AA10230355 , $1,100,000 5 Bedrooms, 5.5 Baths, Dramatic Circular Staircase, 3 Fireplaces, Gorgeous Solarium, Beautiful Trim, Hardwood,Hugh Master Bedroom Suite, Full Gym, Steam Sauna, Dark Room, 3 Car Garage Over 6500 Sq Ft Of Living Space, Over 2 Acre Private Lot, Too Incredible To Describe!
“The Downs” A Waterfront Community 837 Coachway, Annapolis, MD 21401 AA10064874 - $997,000 4 Bedrooms, 5 Full Baths, 3 Fireplaces, High Ceilings, Granite, Marble Flooring, Gunite Pool, 4 Car Garage, Community:: 2 Marinas, Swimming Pool, Tennis Courts, Clubhouse, Etc.
1813 Underwood Road, Gambrills, MD 21054 AA1009145 - $649,000 3 Story Colonial Sited On 2 Gorgeous Acres, 6, Bedrooms, 3.5 Baths, Fireplace, 30 X 40 Detached Garage Heated & Air Conditioned With Ample Space For Seven Cars, Lower Level 20 X 27 Recreation Room With 2 Bedrooms/In-Law/Au Pair, Full Bath,, Kitchenette, 3500 + Sq Ft Of Living Space. No HOA
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HOME TOWN OF BROTHERS OSBORNE! This wonderful Deale Beach waterfront boasts sweeping Chesapeake Bay views form almost every room. Totally renovated, hardwood floors, 2 car garage with an office, 3 season room and large deck per fect for water front entertaining. $599,900 Text R536628 to 52187
SELBY HEIGHTS. Wonderful 3 bedroom, 2.5 bath Colonial features new stainless appliances, new carpet, fres hly pai nted, l ar ge deck and p r i v a t e f e n c e d b a c k y a rd . Off street parking, nice room sizes and great community offering clubhouse, beach, boat ramp, playground and water front park $348,900. Text R685128 to 52187
NEW JIM ROBINSON HOME. Beautiful 3,000 sq.ft. home in Loch Haven with open floor plan, hardwood floors, gas fireplace and stainless/granite kitchen. Huge upgraded master bedroom offers South River views. Includes unfinished basement and 2 car sideload garage. Visit Annapolis-Homes. com. $569,900 Text R705533 to 52187
NEW JIM ROBINSON HOME. This beauty offers 4 bedrooms, 2.5 baths, two car garage, granite kitchen counters and hardwood floors on main level. Master bath with ceramic tile. F e n c e d y a rd a n d L e y l a n d cypress trees create a private back yard. Visit Annapolis-Homes. com. $439,900 Text R715739 to 52187
NEW JIM ROBINSON HOME. A charming two story home featuring 4 bedrooms, 2.5 baths, open floor plan, upgraded kitchen, hardwood floors and gas fireplace. Mater bedroom boasts a private deck. Delightful sunroom off back with deck. Great private location. Visit Annapolis-Homes. com. $499,900 Text R777895 to 52187
NEW JIM ROBINSON HOME. This wonder ful home offers a main level master bedroom, hardwood floors and gas fireplace. 2x6 construction, granite kitchen with island, continuous flow well pump, whole house fire suppression system and tankless hot water. Still time to pick colors, appliances and kitchen. Visit Annapolis-Homes. com. $549,900 Text R884463 to 52187
410-798-4455 32001.33.13.008.indd 1
LEADING EDGE
1-800-381-2727
Cell 410-320-5033 7/18/18 11:48 PM
GET GREENER PLUMBING, TODAY You may be greening up your cleaning products or your eating habits, but have you stopped to consider your plumbing? Read the following green plumbing tips, and reach out to your local, trusted plumber to help implement them.
INSULATE WATER PIPES.
Heating water for homes can account for as much as 30 percent of residential energy consumption. By insulating the pipes and using high-grade pipe insulation, it can lower the energy expenditure needed to heat your water. Your plumber can install insulation on your pipes and save you money in the process.
INSTALL WATER SAVING FEATURES.
In older homes, plumbing features such as faucets, showerheads and toilets are as historic as the homes themselves. By replacing these dated units with modern, energy-efficient counterparts, you can reduce leaks, conserve water and reduce your energy bill. • Newer and more efficient toilets can cut down the amount of water used by as much as 80 percent. A low-flow toilet only uses 1.28 gallons of water per flush, whereas a full-flow toilet uses 3.5 gallons per flush. A dual-flush toilet uses only 1.6 gallons for solid waste
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and only 0.8 gallons for liquid waste. A newer toilet can translate to a potential savings of 10,000 gallons of water each year. Newer toilets essentially pay for themselves, so get your plumber to install one today. • Install a tankless water heater, which uses much less energy than a standard water heater. Instead of wasting energy keeping a huge reservoir of hot water at all times, a tankless water heater heats the water only as it is needed. • Replacing a traditional showerhead with a low-flow showerhead will reduce the traditional water usage by around 50-70 percent. The homeowner can also get their plumber to install an even greener shower product, the steam shower. While traditional showers use 25 gallons of water per shower, a steam shower uses around 1 gallon of water per shower.
INSPECT YOUR HOME PLUMBING FOR LEAKS.
Detecting leaks can be a difficult task, and in some cases, small leaks can be unnoticeable to an untrained homeowner. Hire a professional to help you hunt down hard to spot leaks. Contact your plumber today, and together you can implement these tips to save money and the environment. Your plumber might also have additional green plumbing solutions they can bring to your home.
5/22/18 3:51 PM
TOP 9 REVERSE
MORTGAGE MYTHS SEPARATING FACT FROM FICTION Recent headlines pointing to the detriments of reverse mortgages aren’t getting the story straight. A leading reverse mortgage lender, Generation Mortgage Company, wants to separate fact from fiction. “Because so many Americans over the age of 62 are facing significant financial stress due to dropping retirement and savings account balances, as well as higher healthcare costs, many groups are targeting seniors under the guise of helping them,” said Scott Peters, CEO and President of Generation Mortgage. “HECM reverse mortgages are Federal Housing Administration-insured products and are heavily scrutinized by regulators and legislators looking to protect seniors’ best interests. As a result, more than 600,000 American seniors have obtained reverse mortgages that have enriched their lives by allowing them to stay in their homes and pay off their bills.”
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THE MOST COMMON REVERSE MORTGAGE MYTHS INCLUDE: Myth: If I take out a reverse mortgage the lender will own my home.
Myth: If I outlive my life expectancy, the lender will evict me.
Fact: False. Homeowners still retain title and ownership to their homes during the life of the loan, and can choose to sell the home at any time. As long as the house is maintained and property taxes and homeowners insurance are paid, the loan cannot be called due.
Fact: False. Reverse mortgage lenders put no time limit on how long seniors can stay in their homes. Since homeowners still own the property, lenders cannot evict them, provided they follow the program guidelines.
Myth: My children will be responsible for the repayment of the loan. Fact: False. Reverse mortgages are non-recourse loans. That means, if the property is sold to pay-off the loan when the homeowner passes away or decides to leave the home for other reasons, there will be no mortgage debt for the family and heirs to repay. The maximum amount owed is the current market value of the house. If the homeowner’s heirs want to keep the home, they would pay the balance in-full to the reverse mortgage lender. Myth: I can’t get a reverse mortgage if I have an existing mortgage. Fact: False. With enough equity, you may be able to pay off your existing mortgage or other debt with the reverse mortgage. The reverse mortgage must be in a first lien position, so any existing mortgage must be paid off. Seniors who take out reverse mortgages are free to do anything they want with their reverse mortgage proceeds. Paying off an existing mortgage is the number one reason most seniors take out a reverse mortgage. Myth: Only low-income seniors get reverse mortgages. Fact: False. Although some seniors may have a greater need than others for the monthly proceeds or lump sum funds reverse mortgages offer, most simply prefer to be free of monthly mortgage payments. Without monthly mortgage payments, many homeowners find they can maintain their existing quality of life and build their savings to help with future expenses. A growing number of people who have no immediate need are taking out these loans so that they have a financial cushion for future expenses.
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Myth: There are no objective advisors available to seniors trying to decide if a reverse mortgage suits their needs. Fact: False. Borrowers are required to work with independent, third party counselors approved by the U.S. Department of Housing and Urban Development (HUD) in their local communities. This educational session helps them make the right decision for their unique situations. Myth: There are restrictions on how reverse mortgage proceeds may be used. Fact: False. There are no restrictions. The cash proceeds from the reverse mortgage can be used for virtually any purpose and borrowers should be cautious of lenders attempting to cross sell other products. Many seniors have used reverse mortgages to pay off debt, help their kids, make ends meet or to have a financial reserve. Myth: Reverse mortgage lenders take advantage of seniors. Fact: False. Seniors who have been victims of reverse mortgage lending schemes are extreme exceptions and typically victims of unsavory lenders. As a consumer, you should only work with lenders who are Better Business Bureau and National Reverse Mortgage Lenders Association (NRMLA) members and adhere to those organizations’ strict Code of Ethics and Standards for Trust. Myth: I’ve heard I won’t qualify for a reverse mortgage because of my limited income. Fact: Unlike a traditional mortgage where mortgage payments must be made each month, a reverse mortgage pays you. Because of this, many seniors who do not qualify for traditional financing are eligible for a reverse mortgage.
5/22/18 3:51 PM
STUDY REVEALS BEST TECHNIQUE FOR PRICING A HOME The best technique for pricing a home when listing it for sale is setting the asking price just below a round number, according to recent research published by the Journal of Housing Research. These findings will help real estate professionals and anyone else selling their home develop more informed listing and marketing strategies to better suit sellers’ needs. The results of this study take a lot of guess work out of the marketing of homes for real estate professionals. The study looked at 1,000 buyers in Virginia considering a pool of more than 370,000 listings. The researchers were able to determine the impact of “rounded pricing” listing strategies versus “just below pricing” listing strategies. “Our study suggests that by using the just below pricing strategy sellers can price their home slightly higher without driving away potential buyers,” says Eli Beracha, Ph.D., of Florida International University, who conducted the study with Michael J. Seiler, Ph.D., of The College of William & Mary. “As a result, they end up selling their house for more.” How does dropping your asking price ever so slightly impact the final outcome? “On average, buyers are more attracted to a house priced at $199,000 than to a house priced
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at $200,000 and it appears that ‘just below’ pricing works out favorably for sellers in terms of their bottom line,” Beracha explains. “Based on our research, the ‘just below’ pricing strategy yields a selling price that is, on average, roughly 2.5 to 3 percent higher, $5,000 to $6,000 on a $200,000 house, compared with a rounded pricing listing strategy.” While residential real estate agents may disagree on the appropriate pricing strategy to use when listing residential real estate for sale, the researchers found that homebuyers more often prefer homes priced using a “just below” pricing strategy. This preference allows sellers to list their home for a higher initial listing price. On the other hand, due to the demand effect, rounded priced homes typically have shorter time on the market and a lower discount relative to listing price. Their findings suggest that sellers’ ability to set higher listing prices for properties using a “just below” pricing strategy outweighs the lower discount and shorter time on the market associated with similar rounded priced strategy homes. “We tested the age-old debate concerning the best technique to price a home when listing it for sale,” Seiler says. “We find that using a price just below a round number works best, particularly in connection to the left-most digit in the price. So, $199,000 works better than $200,000.”
5/22/18 3:51 PM
Just
Listed $645,000 AA10231270 530A Saint Martins Ln., Severna Park, MD
AA10282326 - Under Contract $799,900 1021 Rio Ln, Severna Park, MD 21146
AA10149182 - under contract 1702 Marissa Way, Annapolis, MD
$630,000
AA10166352 1704 Marissa Way, Annapolis, MD
$680,000
AA10144935 1217 Highview Dr, Annapolis, MD
$564,900
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$725,000
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Windfern Forest in Annapolis
Water priv. w/ soaring ceilings, marvelous kitchen w/ GE stainless, Gas cooktop & Granite countertops,professional library/ office, music room, sunroom, MB w/ separate sitting room, jacuzzi w/ sep shower, enormous basement w/ rec room, 3 fireplaces, gym, gleaming wood deck, private cul de sac, winter waterview. Community offers fishing pier, kayak racks and that waterfront lifestyle!
Text R732595 to 52187 Page 14 32001.33.13.010.indd 1
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Reduced 25K, seller says sell! TruPlace virtual tour to see floor plan. enormous sunroom and a yard that is a landscape lover’s dream. Master bedroom with luxurious bath, walk in closet, upstairs laundry, cathedral ceilings, almost new 4 zone heat/air, gourmet kitchen w/newer energy efficient appliances, finished lower level with game room/guest suite, back up generator! Text R828088 to 52187 40k reduction, seller says sell it now! Huge house country porch with large rooms. Gorgeous master suite with dual walk-ins, 2nd master on main floor, lots of land, not too much to mow. Backs to trees, cul-de-sac, very private back lot. Bright and sunny dining area as well as outdoor decking and hot tub makes this house fabulous for large family gatherings! Close to Route 50, Sandy Point. Text R842858 to 52187 Got Water priv? How about Podickory Point, one year membership, it has a marina, pool, tennis! Two master bedrooms, 3 baths upstairs, cherry cabinets, granite counter tops, hardwood floors, huge wooded yard backs to woods, large sized bedrooms, programmable hot water heater, 2 car garage, storage galore, basement with work area, decking for large family gatherings. Text R855081 to 52187 Beautiful rancher w/ 4 bed/3 full baths gourmet kitchen, granite counters, stainless appliances, 3 season porch w/cathedral ceilings, floor to ceiling windows, hardwood floors throughout, private double lot backs, to woods, broadneck schools, water conditioning system and newer roof. Too many upgrades to mention! This house gets an 11 out of a 1-10 scale! Text R892571 to 52187 Opportunity to buy the best lot at the least expensive price, gorgeous wood floors, large room sizes, large basement and enclosed patio plus a garage. Severna Park School district, renovate, rehabilitate or start again. Solid 2 bedroom, 1.5 bath home on large lot in Hollywood on the Severn. Bring your contractor, imagination and think about a 203k loan to update the way YOU want to. Easy to show. Text R870588 to 52187
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Cummings Creek Choptank river
Madison Wye island Estate
Wye island Estate Wye island Estate
Easton shoal Water Cottage
Choptank river Choptank river
Wye island Estate
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boat ramp, sandy beach, gazebo, extensive galore plus office & www.shoalwatercottage. studio. $1,200,000 www st. lined aubins 101 Willows Woolford - Waterfront landscaping, Cambridge tree drive. also in-law www.ChoptankRetreat.com suite/apartment & caretaker new England style new Waterfront England retreat! style Waterfront retreat! quarters. st. aubins st. aubins 101 Willow www.WyeIslandEstate.com $2,550,000
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ATERFRONT FARMETTE ON PORUGE WATER VIEWS OVERLOOKCKEIL POINTE - Fully renovated raCious Warwick EdEraL styLE hoME circaGOR1803 orgEous CaPE Cod POISE hoME CREEK on- the Elegant Builders ING THE CHOPTANK! waterfront homeoxFord with modern flair! Custom Home within 12main + ceilings, river w/ 3 Br house heart and of GEOUS in Easton gorgeous period home 3 Bedroom, 3 Bath with a UNIT! Many upgrades including One level living with open floor plan first raCious hoME on raCious the Warwick hoME on the Warwick EdEraLmoldings styLE hoME EdEraL circa styLE 1803hoME circaorgEous 1803includes oxForo pine floors, elaborate moldings & trim. Open 1 bedroom guest house on 5 + acres. with original floors, floor bedroom and bathroom. hardwood floors,wood granite countertops, showcasing spectacular unobstructed river w/ 3 Br in river main house w/ 3 Br and in main house in Easton and gorgeous in Easton period gorgeous home period 3 home Bedroom, 3 Bat3 floor plan ideal for entertaining. Formal Livstainless appliances, chair rail,renovated crown waterfireplace, hardwood floors throughout, family room & fireplaces. Extensively large every kitchen,room. front 4porch views from bed- and 1 bedroom guest house 1 bedroom on 5 guest + acres. house on 5 with + acres. original wood with floors, original moldings wood floors, floor moldings bedroom and bath ing room with FP. Gourmet cooks kitchen. molding, vanities. ofFantastic broad w/FP, wrap around screened porch, retainingraised the character the home with roomone-car garage. Close Marina’s & floor 2 1/2 bath home with to hardwood Waterfront patio, 2 car garage & basement. hardwood floors throughout, hardwood family floors room throughout, family & fireplaces. room Extensively & fireplaces. renovated Extensively fireplace, renovated large kitchen, firepla f views, balcony overlooking fair- floors,restaurants. waterside studio and shed. Private park modern amenities. Property18th includes Low & Maintenance. $349,500 new kitchen heated Indoor Geothermal & solar.w/FP, Property includes 50 x wrap around wrap around porch, screened retaining the character of the the home character of thehoME one-car home with garage. Close one-c raCious hoME on porch, thesituated Warwick EdEraL circa 1803 way and Choptank River. Adjacent to like setting with mature landscaping, 80 ‘ w/FP,screened large garage with workshop. on retaining pool. 2www.101WillowsAve.com decks, 2with carstyLE garage. Private setting 80 pole building w/oversized doors. Private waterside studio and waterside shed. Private studio park and shed. Private modern park amenities. modern Property amenities. includes Property restaurants. includes Low Mainten resta the Hyatt Chesapeake Bay Resort. Golf, river w/ 3 Br in main house and in Easton gorgeous period home piersetting w/2 slips and 3 + MLW. $449,000 a large in town lot, close to downtown on 6 + acres on Fishing Creek. Permit for on 9 acres, like (6 insetting till). $1,095,000 marina and pool membership packages! with mature like setting landscaping, with mature 80 ‘ landscaping, large garage 80 ‘ with workshop. large garage situated with workshop. on situated on 1 bedroom guest house on 5 + acres. with original wood floors, moldings www.101WillowsAve.com www dining, shops & entertainment. $395,000 rip rap and pier in process. $749,000 www.3742Sunnyside.com Text R802418 to pier52187 w/2 slips and 3pier + w/2 MLW. slips $449,000 and Text 3floors + MLW. a $449,000 large to in town lot,a close large to in downtown town lot, to close to downtown $359,000 R225293 52187 hardwood throughout, family room &R802423 fireplaces. Extensively renovated Text 52187 www.105WillisAve.com shops porch, & entertainment. dining, shops $395,000 & entertainment. $395,000 w/FP, wrap around dining, screened retaining the character of the home with www.3742Sunnyside.com www.3742Sunnyside.com waterside studio and www.105WillisAve.com shed. Private park www.105WillisAve.com modern amenities. Property includes like setting with mature landscaping, 80 ‘ large garage with workshop. situated on pier w/2 slips and 3 + MLW. $449,000 a large in town lot, close to downtown Benson & Mangold Real Estate dining, shops & entertainment. $395,000 www.3742Sunnyside.com 410.924.4814 cell | 410.882.1415 410.822.1415 office | 410.822.0877 fax 410.924.4824 www.105WillisAve.com Benson & Mangold Real Benson Estate& Mangold R kccamb@gmail.com | www.kathychristensen.com 410.924.4824 | Easton 410.924.4824 410.882.1415 cell office| |410.882.1415 410.822.0877 office fax | 410.82 31 goldsborough st, 21601 27999 Oxford Road,cell Oxford MD Md 21654. kccamb@gmail.com |kccamb@gmail.com www.kathychristensen.com | www.kathychriste 31 goldsborough st, 31 Easton goldsborough Md 21601st, Easton M Page 16
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kathy ChristEnsEn kathy ChristEnsEn kathy ChristEn
kathy Christ
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Benson & M 410.924.4824 cell | 410.882.1415 office | 7/18/18 11:48 PM kccamb@gmail.com | www.ka
KNOW WHAT GOES INTO YOUR CREDIT SCORE You’re probably well aware of how important your credit score is. A good score grants you access to loans and favorable interest rates for a mortgage, and opens up many different possibilities for a healthy financial future. But do you know how your credit score is determined? Be aware of the factors used in credit-scoring models so you can work towards achieving a higher credit score, and therefore a better interest rate from your lender. Here are some of the top factors:
ON-TIME PAYMENT PERCENTAGE
HARD INQUIRIES
This is the percentage of payments you’ve made on time during your credit history. This plays a big role in determining your creditworthiness, so just a couple of late payments could significantly impact your score for the worse. An easy way to avoid late payments? Set up automatic bill pay or create calendar reminders for bill due dates.
When you apply for a credit card, mortgage or auto loan, a hard credit inquiry is initiated on your credit report. One hard inquiry will usually have little impact, but multiple inquiries can have a larger impact. A soft inquiry is when you check your rate to see what you qualify for. If you’re unsure, check with your potential creditor or lender before applying to see if they will do a hard or soft pull.
CREDIT CARD UTILIZATION This is a percentage that is calculated by taking the total of your credit card balances and dividing that number by your total credit card limits. This will show creditors how much of your total available credit you are already using. The lower your credit card utilization, the higher your credit score.
TOTAL ACCOUNTS Consumers with more accounts (or more lines of credit) often have higher credit scores because it indicates that more lenders are willing to give them credit. Having a good mix of different types of credit is good for overall credit health as well. But be prudent: Only apply for credit you actually need.
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AVERAGE AGE OF OPEN CREDIT LINES The longer your credit history and the older your accounts the better. That’s why it’s a good idea to keep older cards open and active, and to start applying for credit at a young age.
DEROGATORY MARKS Derogatory marks are negative items on your credit report like collections, tax liens or bankruptcy. These records can stay on your credit report for 7 to 10 years. If you have one on your credit report, it can show a lender that you may have mismanaged your credit in the past. The best way to overcome derogatory marks is to start rebuilding healthy credit again. This will gradually weigh in your favor.
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S G U B N A B E M O H R U YO
O T W O H
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While spiders and bugs are part of a natural ecosystem, when they invade your home, they’re often less than welcome. If you suspect something crawly is moving in, consider the following advice: Caulking can go a long way to shoo bugs away. Seal tiny cracks and holes near your doors and windows and along baseboards with a strong tape that can be found at your local hardware store. Store food in airtight containers (or keep it in the refrigerator). This is especially true for grains and sweets. In addition, be sure to clean up after you cook so that there are no crumbs around to tempt bugs. Reduce clutter. Not only is clutter a nuisance, it can also provide shelter for insects. In addition to getting rid of clutter, take the time to clean kitchen and bathtub drains, as they can be another breeding place. Keep your yard free of debris. This will go a long way toward ensuring that pests don’t find shelter in your firewood stacks, compost
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piles and yard waste. Never stack firewood against your home for the same reason. Be aware of Federal laws that dictate that insecticidal products be registered. Guidelines allow the Environmental Protection Agency to evaluate a pesticide’s chemical toxicity to humans, pets and other organisms, as well as the pesticide’s environmental risks. Follow instructions on product labels. In addition to always using the appropriate dose, take care to use the correct product for the job at hand. For instance, a pesticide registered for agricultural use wouldn’t be appropriate to use indoors. And for those seeking a pesticide that doesn’t remain in the environment for very long, a product containing essential oils should be considered.
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Here are more specifics about certain types of pests to guide you. Mosquitoes. Not only are mosquitoes incredibly annoying as they buzz about—and bite—but they can transmit serious pathogens that cause diseases like Zika and West Nile viruses. Eliminate all sources of standing or stagnant water. Empty and replace water in planters, bird baths and pet dishes. Keep other water-prone areas like gutters clear. Finally, set up a perimeter around your home that you’ll spray to keep insects away during spring and summer months. Bed bugs. These pests are very hard to eliminate from the home. Treatment typically requires a multi-pronged approach including mechanical and chemical control, as well as preventative measures that help avoid a re-infestation. When traveling, make sure to check your luggage and clothes, as bed bugs are known to hitch a ride with you back home. Never put a suitcase on the bed in a hotel, just in case. Cockroaches. To prevent cockroaches, store food in tightly-sealed containers, seal cracks in your home and replace torn window screens. Treat your home’s perimeter with a spray, many of which will last up to 12 months. Baits are another effective strategy because cockroaches are nocturnal (often feeding at night) and may be difficult to contact during the day. The benefit of using bait is that the roaches do all the work, spreading the bait to kill other roaches in hiding.
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Termites. Keep the area under and around your house free from wood debris, above and below ground. Stack firewood away from the house and off the ground. Damp soil also puts your home at risk, as termites prefer moist soil. If you find termites in your yard, use a termite killer. If they manage to infest your home, call a professional to assess the damage, identify the termite species responsible, and eliminate the colony. Ants. Not only can ants cause structural damage to your home, they can also be a nuisance and crawl inside in search of food. Ants tend to follow trails along the perimeter of the home (baseboards, the edges of countertops), and can use wires and pipes as a highway system within walls. Follow their trails to find and treat the nest. Like cockroaches, baits are also an effective strategy for killing ants. Houseflies. Flies are also a major carrier of more than 100 disease-causing pathogens, collecting them on their legs and mouth when feeding. Sanitation is the best way to prevent flies. Eliminate breeding sites and sources of food, and make sure your trash can has a tight-fitting lid and is cleaned regularly. Keep screens on your home’s windows and doors, and repair if damaged. If you see them near your home, you can kill them on contact with various products. By following these tips, and working with your trusted pest-control provider, you will ensure that your house remains bug free.
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RETIRING? d n o y e THINK b THE BEACH Starting to think about where your post-career phase of life might take you? A lot of people look at warm weather locations like Florida or Myrtle Beach, S.C., where they can play golf or be near the beach. But what if a house on the golf course or a beach community isn’t what comes to mind when you think about retirement? Well, don’t worry, you’re not alone. With about 4 million baby boomers retiring each year, it’s no surprise that the location options are expanding. While warm weather states such as Florida, Arizona, Texas and Georgia are still top choices, more and more of today’s retirees are opting for hardier climates - with states like Colorado, Pennsylvania and Maine making Forbes’ 2017 list of best places to retire. Also growing in popularity are urban locations, as many retirees are choosing to stay in the city they’ve lived in for years or choosing to downsize by moving to an apartment in an urban center. Cities offer high walkability scores, boundless options for entertainment and culture, plenty of restaurants to go out to eat at or order out from, and quick access to affordable public transportation and plenty of quality healthcare.
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If city life is your option for retirement, do your research and talk to local real estate professionals to rate any city you’re considering on the following factors: AFFORDABILITY SAFETY CONVENIENCE AGING-FRIENDLY HOUSING OPTIONS ACCESS AND SAFETY OF PUBLIC TRANSPORTATION COMMUNITY ENGAGEMENT CULTURAL OFFERINGS
Of course, pedestrian-friendly streets and a strong local economy are important as well. Some cites that meet these criteria are also in warmer locals, such as Florida cities Tampa, Orlando, and Miami. Scottsdale, AZ; Austin, TX; Atlanta, GA; and Denver, CO are also attractive choices. So retirees are able to live in a friendly climate, while also having all of the convenience that city life offers. Remember, city life can be within your reach, no matter what your age. Consult The Real Estate Book in the locations you’re interested in living to find the perfect place to spend your golden years.
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Edgewater-
Kent Island Estates-
Terrific Edgewater Townhome! A proper foyer w/handsome wood floors sets the tone. 9’ ceilings lend an elegant air. 3rd BR main level is great for guests or home office. Love the landings on staircase...so much better than straight up! Low maintenance yard & Fenced for Fido! Spacious deck overlooks trees instead of homes. 2nd BR is bigger then most master BR’s! Hardwood floors & neutral palette. AA10291059. Priced to sell, $319,900.
Land of pleasant living. Kent Island Estates. Build your dream home on this .56 acre lot (1 building site). Water privileged community & this lot offers water views of the Chesapeake Bay. Lot has existing approved soil evaluation, that entitles this lot to a discounted assessment within the Southern Kent Island Sanitary Sewer Project (SKI) Phase 1. QA10098831 Priced to sell, $135,000.
Betty Jans
Liz Wojcicki
410.266.0600 1.800.875.6470
410.266.0600 1.800.875.6470
CRS, GRI
GRI
betty.jans@penfedrealty.com
liz.wojcicki@penfedrealty.com
ANNAPOLIS OFFICE Relocation Specialists 410.266.0600 OR 1.800.875.6470
MICHAEL PARSONS
301.706.9270 mobile | 410.263.8686 main
michael.parsons@cbmove.com
Price Reduction Ideal for anyone looking for a cottage in Eastport. Freshly painted, newly installed central A/C, deep and flat .25 acre lot (avg .11 in neighborhood), brand new electrical panel. Lead certificate available. Detached one car garage, hardwoods,whole house exhaust fan, minutes walk to Eastport shopping center and only moments further to downtown Annapolis. Great character and potential in Eastport! Text R804969 to 52187
New Listing Spacious 1st level condo in Chesapeake Harbour! Stainless Steel Appliances. Overlooks marina and a quick walk to Sam’s Waterfront Cafe. HVAC and Wood Floors installed 2016! Fireplace w/ custom tile & mantel plus mounted flat screen TV. Dining area has custom built in cabinetry. Front and rear decks, outside storage, easy parking. Amenities include 2 community pools, tennis courts and beaches. Text R897903 to 52187
Coldwell Banker Residential Brokerage 4 Church Circle Annapolis MD 21401 *Operated by a subsidiary of NRT LLC
New Listing Nestled along the bucolic shore of Beard’s creek in quaint Southdown, this split-level boasts gorgeous water views and a private quarter acre lot. Dine in the kitchen or separate dining room, and enjoy the ample living space of the family room. Freshly renovated rec room/office with huge high-end storm windows, steps from the community pier and navigable water. This gem is in an amazing spot!
w w w.par sons homes a nna polis . co m
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25 Acres in Hurlock $655,000 Beautiful home built on 25 acres*Landscaping w/Irrigation System*Soaring Ceilings*Hickory hardwood floors*20 KW standby backup generator*ADT security system*Main Floor Master Bdrm w/Full Bath*Main Floor also has Two Bdrms w/adjoining Full Bath*Huge 2nd Floor w/2 Bdrms w/Full Bath*2nd Floor has Separate Zone for savings*Finished Basement w/1 Bdrm* Owner Financing Text R640334 to 52187
Jeff Robinson
cell: 410.991.7640 ofďŹ ce: 410.224.0600 JeffRobinson@ChampionRealty.com
Jeff-RobinsonOnline.com
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Arundel-onthe-Bay. Boat ramp, slips avail. Hardwood floors throughout, 4 Beds, 3.5 baths, open living/dining/ kitchen w/granite counters. Master suite with vaulted ceiling, soaker tub, his & hers walkin closets. In-law suite on entry level. Plantation shutters. Lots of storage. House is larger than it looks. Located on the highest elevation of the peninsula. Text R855701 to 52187
ARUNDEL ON THE BAY
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$ 1 , 2 0 0 C A S H SAV I N G S
POLICE & FIRE PERSONNEL 2018 SPECIAL OFFERS & DISCOUNTS
Up to $1,200.00 in cash savings on Home Appraisal, Inspections & Home Warranty. Additional savings for Professional Home Staging, HD Photography, HD Drone Videos, Electronic Floor Plans and Marketing. John Freeman is the preferred realtor for public safety employees. He retired after a 27 year career in public safety and has over 11 years experience in buying, selling & staging homes. Contact John today!
29803 APPLE DR CORDOVA MD
340 SHREWSBURY FARM LN CENTREVILLE MD
1459 FALCON NEST CT ARNOLD MD 21012
48 ACRES ON MASON BRANCH
$335,200
$249,900
Well maintained 5 bedroom 3 bath 3,500 square foot home situated on over 2 acres. This home offers wood floors, granite counters, stainless steel appliances, a pellet stove, sun room addition, covered front porch, rear deck overlooking a fully fenced rear yard.
Incredible Waterfront Setting! Relax and enjoy your own private 17 acres overlooking a pond and rolling fields. The main house features 4 bedrooms, 4 bathrooms, a ‘’Great Room’’ with stone fireplace, wood floors and a butlers pantry. The in law suite is situated above the oversized garage and features 2 additional bedrooms, 2 bathrooms, living room, kitchen and dining area. Text R833492 to 52187
Don’t miss the opportunity to own this well maintained 2,100 sq ft, end unit townhome. Three finished levels with a gas fireplace, kitchen island, deck and lower level patio ready for entertaining inside and out. Original owner chose a 2 bedroom builder option however has the original builder floor plans showing an easy three bedroom conversion. Text R799642 to 52187
48 Acres of woods & fields with a pond and stream which supports an abundance of wildlife. Additionally a 40’x30’x14’ pole building is ready to use. This property can be used for almost any outdoor activity or agricultural purpose. Easy access on to the property from Mason Branch Rd.
$649,000
$417,500
RD QUEEN ANNES COUNTY
John Freeman Realtor 443.336.8366
Johnfreemanrealtor@gmail.com www.JohnFreemanRealtor.com
32001.33.13.016.indd 1
Coldwell Banker Residential Brokerage 4 Church Circle Annapolis MD 21401 7/18/18 11:47 PM
Severna Park Office
SEVERNA PARK $565,000 Private End of Cul-De-Sac Location w/InGround Pool has Screened Porch w/Skylights & Rear Patio. Lots of Upgrades include Bathroom Refreshes, Main Floor Hardwoods, New Roof/ Gutters, Crown Molding, New Carpet, Recent Window Replacement, New Garage Door, New HWH. Full Basement w/Walkout Steps. Kitchen has New Granite, Stainless Appliances, Island/Breakfast Bar. Wood Burning Fireplace in Family Room. (AA10264657) Text R860789 to 52187
Call Office 410-544-4000
GAMBRILLS $399,000 Fantastic 5 Bedroom, 2.5 Bathroom home. PRICED TO SELL! Located in sought after Four Seasons Community. House boasts large Living Room and separate Dining Room with gleaming Hardwood Floors and large Family Room. Spacious Bedrooms including Master Bedroom w/Master Bathroom. Private fenced in back yard. New concrete stamped Patio & Front exterior area. Close to shopping and ideal for commuters! (AA10282492) Text R894102 to 52187
Sharon Blazczak 410-353-9171
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MILLERSVILLE $499,900 $30,000 Priced Reduction! Lovely 4 BR, 2.5 BA Colonial on a .67 acre Corner Lot. This home features Hardwood floors, Gourmet Kitchen w/Granite & Maple 42” Cabinets, Gas Fireplace, Sunroom and 18x30 deck. Huge garage w/oil furnace. Circular brick paver driveway and sidewalk. Walk to park, playground, ball field and B&A trail. EZ access to Baltimore, DC, Ft. Meade and Annapolis. (AA10267851) Text R894098 to 52187
Bonnie Jordan 443-324-1171
ODENTON $379,900 Meticulous 3 level Townhouse with 3 BRs, 2 full, 2 half baths and garage in Amenity rich Piney Orchard. Large open Kitchen with Granite & Stainless Steel Appliances. Bonus 1/2 Bath on first level. Lower Level walk-out to Deck and backs to trees and open space. New roof, New grand entrance and energy efficient doors. Extra parking right out front. HOA includes 4 pools, gym, playground, walking trails and much more! Minutes to Ft. Meade, MARC train & NSA. (AA10290794) Text R894103 to 52187
Amy Faust 410-299-7650
410-544-4000 (o) www.severnaparksales.lnfre.com
ANNAPOLIS $424,500 Beautifully maintained & updated 2 BR, 2 Bath home in Bay Highlands. Fabulous Family Room & Master Bedroom Additions w/vaulted ceilings, skylights & walk-out to deck. Custom kitchen w/Granite. Hardwood floors on main level. Updated bathrooms, Lower level has potential for additional bedrooms. Heated 2 car garage w/10’ceilings plus bonus shed off the back. (AA10274890) Text R894099 to 52187
Amy Faust 410-299-7650
ANNAPOLIS $340,000 Rancher on Half Acre has 4 BRs/2 full Baths. Recently Remodeled Eat-In Kitchen has Granite Tops & Tile Backsplash. Brand New Water Heater. Roof, HVAC, Electric, Septic & Well Pump- All New in 2013. Full Ceramic Tile Master Bath, His & Hers WalkIn Closets in Master Bedroom. New Carpet in Bedrooms. Water Filtration System, All Appliances Convey. Text R782564 to 52187
Call Office 410-544-4000
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BRIDGETTE JACOBS ASSOCIATE BROKER/REALTOR ®
443-597-3420 Team 443-694-8030 Cell www.Maryland.House Bridgette@LNF.com
1-888-436-1094 (O)
568 A Ritchie Highway, Severna Park, MD
QUEENSTOWN $524,900 Beautiful 4 Bedroom, 3.5 Bath Rancher on a 1 acre lot with a 2 car garage, pool, hot tub and has been updated throughout. (QA10293829) Text R897322 to 52187
CARVEL BEACH $399,900 Gorgeous 3 Bedroom, 2.5 Bath Colonial features wood floors, Stainless Steel appliances, Corian countertops and large back yard with an awesome deck. (AA10287965) Text R897323 to 52187
BELTSVILLE $335,000 Well maintained 3 Bedroom, 2.5 Bath Cape Cod with fully screened in front porch, main level MBR with sitting area. Sunroom. Large yard & oversized detached 2 car garage. (PG10267051) Text R897324 to 52187
ANNAPOLIS
GLEN BURNIE $269,900 Recently updated 3 Bedroom, 2 Bath Brick front Rancher with Garage/ Workshop, huge finished basement w/Family Room. Newly renovated kitchen & Baths and much more! (AA10285032) Text R897327 to 52187
GLEN BURNIE $219,000 Adorable 3 Bedroom Rancher with open concept floor plan. This home has a large fenced in backyard perfect for family gatherings or cookouts! Plus a detached Garage. (AA10276036) Text R897328 to 52187
$319,000
Adorable 2 Bedroom, 2 Bath unit with private driveway, deck, hardwood floors, new carpet, fresh paint and new Stainless Steel appliances! Community Amenities! (AA10293864)
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ANNAPOLIS
STEVENSVILLE
SEVERN
Stately Colonial located on quiet culdesac with trails and wooded privacy. Hardwood floors, expanded upper level with large walk in closets, remodeled master bath, sunroom perfect for morning coffee or evening relaxing and a finished basement that walks out to fenced back yard. No maintenance decking and paver patio round out this wonderful home located close to parks, shopping and eateries! $689,000 Text R891169 to 52187
Enjoy summer in your back yard oasis with gorgeous inground pool and beautiful patio in popular Mallard Run Community! Minutes to the bridge, walk to schools, trails, sports fields and town! Open floor plan with all the finishing touches. Upper level features 4 bedrooms plus a bonus room for limitless possibilities/5th bedroom. Community features boat/RV storage area. $457,000 Text R874270 to 52187
Location is Key and this is it! Easy access to all major commuter routes yet a quiet parklike setting in your own back yard complete with in-ground pool, screen porch, covered decks for entertaining, hardscape and landscapes. Renovated and expanded to suit with beautiful kitchen high ceilings, new carpets, freshly painted and more. Oversized garage with loft space for future expansion. Gorgeous! $669,000 Text R831406 to 52187
ANNAPOLIS
Beechwood on the Burley water privileged home on expansive corner lot! Main level in-law suite w separate entrance. Master suite with office and updated bath. Big open kitchen, family room with fireplace, hardwoods, renovated baths and more! Abundance of storage in unfinished basement, detached garage and shed. New roof, heat pump, water conditioner, neighborhood playground and pier! $635,000 Text R855073 to 52187
MILLERSVILLE
Severna Park Schools! This 5 bedroom home has 2 master suites, walk in dressing room, beautifully updated kitchen and bathrooms, wood floors, new roof, dual zoned HVAC (one new). Expansive yard with side load garage and welcoming front porch and back deck make this home the perfect find! Fully finished basement with bar for entertaining and close to Kinder Farm Park, Chartwell CC, & Swim Club! $795,000 Text R834606 to 52187
MILLERSVILLE
Enjoy all this wonderful home has to offer located close to Kinder Farm Park, Chartwell Golf and CC, and St. Andrews Swim Club. Ease of commuting between major routes yet private park like setting, convenient to shopping, eateries and more! This beautiful home was custom designed for elegant yet casual living, perfect for entertaining indoors and out with rooms that feel cozy, yet space for all! $689,000 Text R834609 to 52187
BALTIMORE
ARNOLD
ARNOLD
Enjoy your summers in the water privileged community of Schoolers Pond. Newly updated home with fresh paint, carpet, refinished wood floors, 2 year old roof, and more! Community offers waterfront access with kayak racks, grills, picnic tables and a pier. Walk to the Point waterfront restaurant and enjoy all that this fabulous location has to offer! $569,900 Text R812899 to 52187
Gorgeous Colonial in water privileged community of Jamestown on the Magothy!39 owned solar panels have 19 years of warranty remaining HUGE SAVINGS! Recent bill $8.26! Others extras include full yard irrigation system, paver patio, Zoysia sod, 42’’ cherry kitchen cabinets, gourmet kitchen,high end appliances,vaulted ceilings and 3 skylights in master bath, new HVAC,garage door,roof, & front door! $579,900 Text R823616 to 52187
ANNAPOLIS
Beautifully updated 4-Story Victorian w/ high ceilings, newly refinished hardwood floors, original heavy wood trims & thick stairway banister, new paint. Large LR has built-in bookcase &tall windows. Kitchen has new stainless appliances, cabinets, granite counters. Remodeled bathrooms. 2 decks & fenced garden patio. Lovely tree-lined neighborhood. Easy walk to Fells Point, Canton & Patterson Park. $439,000 Text R884459 to 52187
SEVERNA PARK
ANNAPOLIS
Gorgeous 4 story newly renovated kitchen, baths, all hardwood floors, new carpet and paint! Completely move in ready with one car garage, brand new counter tops, appliances and water privileges to Little Magothy. Tucked away from the hustle and bustle of life yet close to major commuting routes, this home will not disappoint! Huge top 4th level bonus room or bedroom and multiple decks too! $395,000 Text R886001 to 52187
Investor Alert!! 2 units! Duplex perfect investment or buy and live in one side and rent the other or convert to single home. Water view and great Annapolis location near Truxton Park. Each unit has 4 bedrooms/2 baths, plenty of parking and separate entrances. Lead cert, city permits current. Subject to lease on one of the units. Interior renovations and updates underway, more photos coming soon! $599,000 Text R842855 to 52187
Endless possibilities to put your personal mark on this solid home in water privileged neighborhood! Roof, furnace/A/C, tankless water heater all replaced as well as windows, siding and recently rebuilt deck! Hardwoods throughout and 3 full baths, updated kitchen with skylight and wood burning fireplace with large brick hearth surround. Walk to schools,parks & enjoy water access w/ beach & Pier! $415,000 Text R767869 to 52187
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Amazing Sunsets year round in your own back yard. Feel like you are on vacation every day in this wonderfully appointed waterfront home featuring private pier, newer systems, new roof, interior and exterior freshly painted. Entertain all summer around the in-ground pool and enjoy your private oasis complete with hot tub. Don’t miss your chance for your own piece of paradise on the Chesapeake Bay! $1,199,000 Text R901010 to 52187
STEVENSVILLE
Cove Creek Club Waterfront Home located on the protected marina basin with views of the Eastern Bay! Beautifully rip rapped shoreline with deep water private pier, perfect for boat, jet ski, paddle boarding and kayaking. Interior of home is remodeled and many new major systems. Bright and sunny open spaces with views from nearly every room. The club features, golf, tennis, bocce, marina & more! $1,075,000 Text R893544 to 52187
STEVENSVILLE
Tranquil waterfront paradise has it all! Private locale w/3400+ sqft contemporary home sited on a gorgeous 3.55 acre prof. landscaped lot, 100’+ private pier w/3 slips, lift, boat launch & waterside gazebo. Gourmet KIT w/SS appl., granite, brick FP, pantry & breakfast room. Sep. DR w/FP, huge great room w/FP & den. Main level master w/lg full bath, front & rear decks, detached garage, pool & more! $1,175,000 Text R520185 to 52187
BALTIMORE
Sought after Annapolis Waterfront location! Take the water taxi to town from your own private pier or sail off on the Bay. Remodeled original cottage, expanded to 5800 sqft and uniquely designed for outdoor entertaining with indoor pool opening to waterfront veranda. Coffee or cocktails by the waterfront will make every day feel like a vacation! $1,295,000 Text P107590 to 52187
BALTIMORE ANNAPOLIS
Contemporary elegance in desirable Prospect Bay w/ golf,tennis,swimming,boating & more! Open concept w/ water views from every room. Pool, screen porch, pier w/boat lift, mechanical dock to launch jet skis, paddle boards and kayaks. Located on protected marina basin with expansive views of Eastern Bay. Unique crows nest look out & attached guest rooms make this home the perfect destination! $995,000 Text R791805 to 52187
GRASONVILLE
443-995-2297 TOLL FREE
1-888-436-1094 ASSOCIATE BROKER
deedee@longandfoster.com
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