C L IEN T S TO RY
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roads aren’t a straight path bu th e d e s
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Ryan’s dream was to purchase a home to put down roots and give his daughter stability. So he
Just as Ryan was about to close, his loan officer gave
worked hard, and he saved money with the intention of
him approval to deposit his down payment money. The
doing just that. When he was ready to begin the mortgage
next day, the loan officer informed him that because
process, Ryan began working with a loan officer at a
of the deposit, he now couldn’t close for another two
credit union. He was pre-approved for an FHA Loan with
months. The advice halted the process significantly, and
a down payment set aside for the purchase, and followed
Ryan was panicked and anxious. He had done exactly
his loan officer’s instructions every step of the way.
what the loan officer had told him to do.
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