Effortless Checking
A checkless checking account with no overdraft fees
Save time and effort as you build financial security. This simple checkless checking account is a smart tool to help you safely deposit your paycheck, pay bills, establish credit, save for emergencies, and access your funds without carrying cash.
Less worry - This account doesn’t charge overdraft or nonsufficient funds fees, so you’ll never be hit with a surprise fee.
Low monthly fee - $5 per month
Lots of benefits - Free debit card, free use of online banking including bill pay, and fee-free mobile deposits*.
Effortless Checking is certified as meeting the Bank On National Account Standards. Established by the nonprofit Cities for Financial Empowerment Fund, Bank On is a model for simple, affordable bank accounts that addresses the primary reasons individuals cite for not having a bank account.
ACCOUNT DETAILS
Maintenance Fee $5 / month
Minimum Opening Deposit $15
Minimum Balance None
ATM Fees No Traditions Bank charge on any U.S. ATM withdrawals and no ATM charge from other MoneyPass® ATM network banks across the country**
Debit Card Free
Paper or Online Statement Free
Additional Free Benefits Mobile Check Deposit* Zelle
Bill Pay
Checks are not offered for this account
*Standard data and text messaging rates may apply. **ATMs outside of the MoneyPass® network may charge a fee for withdrawals.