tntribune-nov-20-26

Preds keep finding ways to win

‘Fantastic’ Fred’s Dual Career

Churchwell’s Corner

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

Sports Page B3

Entertainment Page B6

One Dollar

1A

Education Page A8 One Dollar

Voted the Number One Black Newspaper in Tennessee

Online at: TnTribune.com

www.TnTribune.com Rosetta Miller-Perry – Tennessee’s First Black Female Publisher

V. 23, N. 11, Three Sections, April 20 5 -- 126, 1, 2012 Volume 25 No. 47• November 2014

Tribune Radio: wtntrib.com

Two Outstanding Memphis Doctors Honor Parents The Legacy of John Ed and Odessa Williams

Sisters Beverly Williams-Cleaves, MD, second from left; Ethelyn Williams-Neal, MD, center; and Willie Williams Crittendon, PhD, are at the inaugural lectureship they endowed in memory of their parents. Guy Reed, MD, chair of the UTHSC Department of Medicine, is at far left, and featured speaker, James Gavin III, MD, is at right.

Dr. Aaron Shirley

Prominent Meharry Graduate Honored

By Stephanie R. Jones Contributing Writer

JACKSON, MS — The occasion was to honor Dr. Aaron Shirley and his years of providing health services to the people of Mississippi. Yet it was Dr. Shirley who sat back as others were recognized for service they have provided the community in a vein that follows a path he trod many years ago.

A crowd stretched half the length of the Jackson Medical Mall Thursday evening, November 6, for the United Healthcare 2014 Community Reinvestment Awards to pay tribute to Shirley’s life and legacy.

The event was pre-

sented by the Jackson Medical Mall Foundation. Established in 1996, Shirley is its founder and chairman of the board.

Shirley’s eldest son, Kevin Shirley, summed up what has driven his father through the years.

“What I’ve learned from my father is that service to others is not something you do for momentary recognition.

Service, commitment to others, is a lifestyle,” Kevin Shirley said. He said his father told him, “You have to learn to have fun serving others.”

Aaron Shirley’s commitment to serving the needs of other is cemented in Mississippi history.

He was the first African

See SHIRLEY, 2A

Take 10

on Tuesdays

MEMPHIS, TN — John Ed Williams was never able to advance beyond an 8th grade education. He had to leave school to help out on the family farm in rural Tennessee.

Education remained uppermost in his mind as he grew up, and when he and his wife Odessa became the parents of Willie Mae, Ethelyn and Beverly, he vowed that his 3 girls would have the opportunity that had been denied to him.

Although he was running a prosperous farming operation, he and Odessa decided to move to nearby

Memphis for the sole reason of giving the girls a chance at a better education.

Always a man of few words, he only had a few for each of the girls at the beginning of their first Memphis school terms – he announced he would only return to the school for each of their graduations.

The girls not only did well, they excelled. Willie Mae Williams Crittendon went only to become an educator and administrator in the Chicago Public School system, earning a PhD in secondary education and

eventually moving back to Memphis after retirement.

Ethelyn Williams-Neal became a physician and has run a thriving pediatric practice in Memphis for over 30 years.

Beverly Williams-Cleaves also chose medicine, becoming an endocrinologist and runs a practice focused on treating diabetes.

To honor their parents, the sisters created the John Ed and Odessa Williams endowment at the University of Tennessee Health Sciences

See WILLIAMS, 10A

Fisk University on Track for an Academic Rebound

By Reginald Stuart

This time a year ago, Fisk University was on the edge of the ledge regarding its national recognition as a credible institution of higher education.

Its academic programs were fine, national accrediting agencies said.

In the area of finances, long term viability and institutional leadership, Fisk had repeatedly failed to meet universally accepted minimum accreditation standards set by the same agencies, they insisted, and was facing a December deadline to meet the standards or face a loss of accreditation.

Today, thanks to a controversial financial bandage and a widely applauded new leader who has focused

H. James Williams, Fisk President

on fixing Fisk’s plethora of financial control and other back-shop issues, Fisk appears on track for a rebound, possibly regaining the stature its legacy supporters and other friends have longed for. A few years ago, they feared it would never happen.

The rebound is gradual and fragile, as Fisk’s recovery is like that

of a person in a hospital trying to recover from traumatic injuries.

There is still a lot of recovery to go.

That said, the signs are encouraging.

With its full accreditation in hand as of December, 2013, from the Southern Association of Colleg-

See FISK, 12A

‘New Atlanta’s Founding Father’ Herman J. Russell Succumbs

By John B. Smith, Sr.

Terra Rucker, the co-owner and operator of Dumpling Designs, is this week’s guest on Take 10 on Tuesdays with the Tennessee Tribune. Tribune Social Media Director Jason Luntz talks with Rucker about Dumpling Designs, the clothing line she created that focuses on positive images of AfricanAmericans. With clothing items for toddlers to young adults, Dumpling Designs is building a fashion line for the entire family.

During the interview, Rucker discusses using social media to help build her brand as well as developing an offline strategy.

You can watch the interview at

www.TnTribune.com

Herman J. Russell -- the native Atlantan born in 1931 from humble beginnings in the Summerhill community who ultimately grew to become founder of the nation’s most influential African-American construction and property management company in southwest Atlanta, from a plastering business in the ‘50s -- made transition, on last Saturday, Nov. 15, following a brief illness, Russell’s family confirmed. He was 83 years old.

Along with being an inimitable and distinctive business leader and icon, who created the H.J. Russell Company, Russell was also a formidable community and civic leader, as

Herman J. Russell

well as author of his recently released autobiography, “Building Atlanta: How I Broke Through Segregation to Launch a Business Empire,” who inspired many with words of wisdom, and assisted financially toward local and national political leaders, and office seekers. “H. J. Russell was a man of means -- but his conscience and his values were always greater than his wealth,” the Rev. Jesse Jackson, Sr. remarked last weekend via Twitter.

From being the initial African-American president of the renowned Atlanta Chamber of Commerce to being an inaugural member of the board of directors of the Martin Luther King, Jr. Center for Social Change, Inc. (The King Center), along with a myriad

See RUSSELL, 7A

Local newS 2A

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

Shirley Continued from page 1A American pediatrician at UMC and a leader in the Civil Rights Movement. In addition to founding the Jackson Medical Mall, a first of its kind health facility, he also co-founded Jackson Hinds Comprehensive Health Center, which serves uninsured and low-income patients.

Thursday’s program was emceed by community advocate and restaurateur Jeff Good, president of Mangia Bene Restaurant Management Group and the owner/ operator of three Jackson restaurants.

In a video tribute to Shirley, his sister Ruth Shirley said, “He has done everything we ever dreamed he could do.”

Others spoke of his civil rights activism and humanitarianism. Shirley’s son-in-law, Byron D’Andra Orey said, “He created a pathway that has set the bar extremely high. Not only is he a great doctor but he’s a great community activist as well.”

Shirley’s son Terrence Shirley said he was proud to have worked with his father and for him. His daughter Erin Shirley Orey said she was guided into health care because she was exposed to it early. Kevin Shirley said he is immensely grateful for his father’s guidance and support.

State Sen. John Horhn said people like Shirley just want to make things better for others, as he presented the Perry Robinson Community Leader Award to June Brooks, a social work professor at Jackson State University. Brooks was joined on the stage by Perry Robinson.

Horhn presented the Keith Tonkel Community Leader Award to Ada Miller Robinson for her work with Junior Girl Scouts and Operation Shoestring. Robinson is also on the Medical Mall’s community advisory board.

Five students from Murrah High School received Dr. Aaron Shirley Scholarships. They were: Cameron R. Sanders, Nena W. Hawkins, Keith Thompson, Brittney N. Jackson and Daniel L. Kelly.

The outstanding for-profit organization award went to Soul City Hospitality.

Mississippi Veterans of the Civil Rights Movement, Inc. was lauded as the outstanding non-profit organization. Executive Director Cynthia Goodloe Palmer and Frankye Adams Johnson, former chairman of the organization’s board, accepted the award.

l-r, Kevin Shirley accepts an award on behalf of his father Dr. Aaron Shirley from Jocelyn Chisholm Carter of UnitedHealthcare.

Selected as outstanding individual for 2014 was Dr. James E. Keeton, who serves as the Vice Chancellor for Health Affairs and Dean of the School of Medicine at the University of Mississippi Medical Center.

The hospital has added several buildings during his tenure, initiated a heart study program and reestablished the liver transplant program after a 23-year hiatus.

Keeton has been a champion of the Medical Mall. UMMC occupies 60 percent of the space in the mall and in 2010 signed a 20-year lease.

Primus Wheeler, executive director of the Medical Mall Foundation, announced that the AMR building at the mall would be renamed for Keeton.

Shirley’s son Kevin accepted an award from UnitedHealthcare on behalf of his father. Jocelyn Chisholm Carter, of UnitedHeathcare, said Shirley was known for identifying needs and creating solutions.

Shirley was presented two works of art, including a sculpture by Harold W. Miller of Brandon. Miller’s piece was framed by Elim’s Art Concepts, owned by Harold Hart and located in the Medical Mall.

Willie Clayton performed a musical tribute to Shirley that included the song “He Saw the Best in Me.” Stephanie R. Jones can be reached at srjones13@ gmail.com or (601) 260-4232.

Local newS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

3A

Be On the Alert, New Holiday Season Scam

Just when you think you’ve heard it all. Here comes another scam. This scam is very clever. Be very careful out there! One could easily fall for this - beware of people bearing gifts!

There is a new and clever credit card scam. Please circulate this. Someone it happened to says it works like this: A week ago, I had a phone call from someone who said that he was from some outfit called: “Express Couriers” asking if I was going to be home because there was a package for me and the caller said that the delivery would arrive at my home in roughly an hour.

And sure enough, about an hour later, a uniformed delivery man turned up with a beautiful basket of flowers and wine. I was very surprised since it did not involve any special occasion or holiday, and I certainly didn’t expect anything like it. Intrigued about who

would send me such a gift, I inquired as to who the sender is. The delivery man’s reply was, he was only delivering the gift package, but allegedly a card was being sent separately; (the card has never arrived!). There was also a consignment note with the gift.

He then went on to explain that because the gift contained alcohol, there was a $3.50 “delivery charge” as proof that he had actually delivered the package to an adult, and not just left it on the doorstep where it could be stolen or taken by anyone.

This sounded logical and I offered to pay him cash. He then said that the company required the payment to be by credit or debit card only so that everything is properly accounted for.

My husband, who by this time was standing beside me, pulled his wallet out of his pocket with the credit/debit card, and ‘John’, the “delivery man,”

asked my husband to swipe the card on the small mobile card machine which had a small screen and keypad where Frank was also asked to enter the card’s PIN and security number.

A receipt was printed out and given to us.

To our horrible surprise, between Thursday and the following Monday, $4,000 had been charged/withdrawn from our credit/debit account at various ATM machines.

It appeared that somehow the “mobile credit card machine” which the delivery man carried now had all the info necessary to create a “dummy” card with all our card details after my husband swiped our card and entered the requested PIN and security number.

Upon finding out about the illegal transactions on our card, we immediately notified the bank which issued us

the card, and our credit/debit account was closed.

We also personally went to the Police, where it was confirmed that it is definitely a scam because several households had been similarly hit.

WARNING: Be wary of accepting any “surprise gift or package,” which you neither expected nor personally ordered, especially if it involves any kind of payment as a condition of receiving the gift or package. Also, never accept anything if you do not personally know or there is no proper identification of who the sender is.

Above all, the only time you should give out any personal credit/debit card information is when you yourself initiated the purchase or transaction!

If you pass this on, it may just prevent someone else from being swindled!

Lipscomb College of Pharmacy Receives Grant betes related medications.

Nate Daniels, assistant professor of pharmaceutical sciences at Lipscomb, is a co-investigator on a NIH/NIDDK R01 grant that was awarded April 1.

The principle investigator on the grant titled “Allosteric Modulators of MC4R Signaling” is Roger Cone at Vanderbilt University. The goal of the project is to develop allosteric modulators that could be used in the treatment syndromic obesity or cancer cachexia. The Daniels lab will receive $85,000 over the next four years for the synthesis of novel allosteric modulators of MC4R signaling.

For more information about Lipscomb’s College of Pharmacy and its research, visit pharmacy. lipscomb.edu.

A $660,000 grant, the largest research grant in Lipscomb University history, will help fund breast cancer research conducted by Klarissa Hardy, assistant professor of pharmaceutical sciences

NASHVILLE, TN — Lipscomb University’s College of Pharmacy has received the first National Institutes of Health grant in university history. The $660,000 grant, the largest research grant in university history, will help fund breast cancer research conducted

by Klarissa Hardy, assistant professor of pharmaceutical sciences at Lipscomb.

Breast cancer is the leading cause of death among women worldwide.

Hardy’s research focuses on the study of an anti-cancer drug called lapatinib that is used to treat certain types of breast cancer. This drug damages the liver in some patients, which limits its use. Her study is aimed at identifying genetic factors, such as metabolism, that may contribute to a patients’ risk of developing liver toxicity from the drug.

Identification of the factors that cause the toxicity could lead to the ability of this or other drugs to be used as a more aggressive, effective treatment for a broader population. Her research proposal was selected from among more than 100 being considered for a grant.

“The research that Dr. Hardy is conducting has the potential to impact thousands of lives,” said L. Randolph Lowry, Lipscomb University president. “This grant will undoubtedly help make a profound impact on the fight against cancer as Dr. Hardy works to find the key to unlocking this question.

It also helps position Lipscomb University in a very real way as an institution that conducts significant research. Over the last few years, the university has invested in facilities such as the Pharmaceutical Sciences Research Center with the goal of entering the research arena and making discoveries that impacts lives. This grant helps us do just that.”

Roger Davis, dean of Lipscomb’s College of Pharmacy and Health Sciences, said the NIH grant is significant as the college continues to increase its research efforts.

“This grant validates Lipscomb’s commitment to do core research that has wide-ranging patient application,” said Davis. “The impact of this specific research could be immense. We have hired several innovative and passionate

researchers in the College of Pharmacy. Grants like this one help us support them in a significant way. It also puts the university and this college in a different category in the research realm.

We are on a level with larger research institutions as we do NIH-level work.”

Hardy, who began research in this area at the University of Washington in 2011 as part of a post-doctorate appointment, said she is grateful for the grant and the opportunity to devote dedicated time to this research.

“We are so thankful to God and excited for the opportunity to carry out this research at Lipscomb,” she said.

“I have been blessed to work with an outstanding team of mentors and scientists, and I am grateful for the leadership and support from the Lipscomb College of Pharmacy and the University as a whole, whose commitment has helped to make this vision a reality.

This funding opportunity will allow us to build upon critical research efforts to help patients receive the best possible treatments for breast cancer.”

Hardy’s grant is a K01 grant, which is a “National Cancer Institute Mentored Research Scientist Development Award to Promote Diversity.” The five-year grant provides funding for research, salary support and administrative assistance among other expenses related to the project. A major component of the grant is career development, which includes being mentored by others in her field. Among Hardy’s mentors are F. Peter Guengerich, professor of biochemistry, primary mentor; Daniel Liebler, professor of biochemistry and director of the Center in Molecular Toxicology; and Scott Daniels, director of drug metabolism and pharamacokinetics, all from Vanderbilt University’s School of Medicine; and Scott Akers, professor of pharmaceutical sciences and chair of the department in Lipscomb’s College of Pharmacy. She will also get to tap into NIH resources such as previous studies, networking with and meeting other researchers and the potential collaborations that result.

“What I’m most proud of her for is the creative thought process to solve real-world patient problems,” said

Davis. “When you have that mindset encapsulated in a Christian persona you have what you want in this profession—someone of high moral and ethical vales, with compassion and a great deal of knowledge—in one person, that’s pretty powerful. This grant is just as much about Dr. Hardy’s professional development as it is about the science she will produce.”

This is the latest achievement for the College of Pharmacy, which was announced in 2006 and enrolled its first student in fall 2008. After the graduation of its first class of 71 pharmacists in May 2012, the College of Pharmacy was granted full accreditation by the Accreditation Council for Pharmacy Education. More than 300 student pharmacists are enrolled at the college that also includes more than 40 faculty and staff members. In November 2013, the university opened its 15,000-squarefoot Pharmaceutical Sciences Research Center, which provides collaborative classroom space, core analytical labs and other learning environments that support learning and research. Hardy has been conducting her research in this facility since it opened.

Davis said the NIH grant is significant in demonstrating the university’s commitment to its faculty.

“It shows that when we recruit faculty who are passionate about research we are able to deliver on that promise,” said Davis. “It helps raise the College of Pharmacy’s academic credibility.

It also validates the building process we’ve been in the last eight years.”

In addition to Hardy’s grant, Chad Gentry, assistant professor of pharmacy practice at Lipscomb, received a subcontract to a NIH/NIDDK R01 grant. The research entitled “Improving Medication Adherence Among Underserved Patients with Type 2 Diabetes” was awarded to Chandra Osborn at Vanderbilt University School of Medicine in September 2014. The goal of the project is to design and test an SMS text messaging and IVR application to promote diabetes medication adherence among low income, racially diverse adults. Gentry will provide pharmacotherapeutic expertise in dia-

Selby McRae

McRae Joins MP&F Firm NASHVILLE, TN— McNeely Pigott & Fox Public Relations has hired Selby McRae as its newest assistant account executive.

McRae, a Jackson, Miss., native, graduated in 2011 from Hamilton College in upstate New York. She earned a dual Bachelor of Arts degree in English literature and with honors in dance.

Prior to joining the MP&F team, McRae worked in the marketing department at Penguin Random House in New York City, where she spearheaded campaigns for the literary fiction and nonfiction lists and ran the Random House Reader’s Circle, a national book club program. During her time at Penguin Random House, McRae was responsible for executing campaigns, digital media planning, facilitating email marketing campaigns, and directing authors in social media strategy and website development. She also worked closely with Nashville resident Jon Meacham on a number of publishing projects.

“Selby is a strong addition to our already talented team,” MP&F Partner Andrew Maraniss said. “We believe her professional experience, successful background in digital marketing and energy will be an asset to our staff and clients.”

McRae previously served as an intern for BankPlus in Mississippi on its fundraising and marketing efforts.

BusinesS 4A

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

First Tennessee Bank, Red Cross Offer ‘Holiday Mail for Heroes’ Program

NASHVILLE, TN — First Tennessee Bank of Middle Tennessee is taking part in the Holiday Mail for Heroes program organized by the American Red Cross and created for those serving in the military.

“This is a chance to give something back to the brave men and women who serve and protect our country by signing a holiday card that will be sent to a member of the military or their family members,” said Carol Yochem, President of First Tennessee Bank in Middle Tennessee.

“Customers and Carol Yochem, president of visitors alike can First Tennessee Bank in Middle TN sign cards at the

following First Tennessee Bank branches, starting on November 17th through November 21st, during normal business hours.”

The Holiday Mail for Heroes program is available at the following First Tennessee Bank locations in Middle Tennessee: • Cookeville Main - 245 S. Jefferson (Putnam) • Gallatin Main - 668 Nashville Pk. (Sumner) • Thompson Lane - 635 Thompson Lane (Davidson) • Inglewood - 3518 Gallatin Pike (Davidson) • Nolensville - 7220 Nolensville Road (Williamson) • Watson Glen - 1214 Murfreesboro Road (Williamson) • Spring Hill - 4938 Columbia Hwy (Williamson) • Brentwood - 202 Franklin Road (Williamson) • Sam Ridley Parkway - 471 Sam Ridley Parkway West (Rutherford) • South Church - 808 S. Church Street (Rutherford) • Bellevue - 8160 Sawyer Brown Road (Davidson) • West Main Lebanon - 249 West Main Street (Wilson) • Murfreesboro Main - 305 West Northfield Blvd.

(Rutherford) • East Nashville - 965 Woodland Street (Davidson) • Green Hills - 4014 Hillsboro Road (Davidson) Holiday Mail for Heroes is a nationwide program, and last year more than 1.8 million cards were distributed to the troops and their families as a part of the annual Holiday Campaign. For more than 130 years, the Red Cross has provided comfort and support to members of the United States military.

First Tennessee is Tennessee’s oldest bank and the 14th oldest national bank in the country. The bank is celebrating its 150th anniversary this year, with activities planned statewide. Throughout it’s history, First Tennessee has been a strong supporter of our troops and their families.

Nashvillians can help spread holiday cheer and express thanks for the service of our military by stopping by a First Tennessee Bank branch, during the week of November 17 - 21.

More information is available at www.FirstTennessee.com or www.redcross.org or join our blog at http:// blog.redcross.org

CareAll Companies Agree to Pay $25M to Settle False Claims Act Allegations

NASHVILLE, TN — CareAll Management, LLC, and its affiliated entities (collectively, “CareAll”) have agreed to pay $25 million, plus interest, to the United States and the State of Tennessee to resolve allegations that CareAll violated the False Claims Act (“FCA”) by submitting false and upcoded home healthcare billings to the Medicare and Medicaid programs, announced David Rivera, U.S. Attorney for the Middle District of Tennessee and Acting Assistant Attorney General Joyce R. Branda for the Justice Department’s Civil Division. This is CareAll’s second FCA settlement within the last two years, having paid $9.375 million in 2012 relating to allegations of submitting false cost reports to Medicare. The company also agreed to be bound by the terms of an enhanced and extended Corporate Integrity Agreement with the Department of Health and Human Services – Office of Inspector General (“HHS-OIG”) in an effort to avoid future fraud and compliance failures.

CareAll is based in Nashville, Tennessee and is one of Tennessee’s largest home health providers. This settlement resolves allegations that, between 2006 and 2013, CareAll improperly billed for services that were upcoded, not medically necessary,

and rendered to patients who were not homebound.

“This case demonstrates that enforcement of the False Claims Act is a priority of the United States Attorney’s Office for the Middle District of Tennessee,” said United States Attorney David Rivera. “The U.S. Attorney’s Office and our law enforcement partners are committed to protecting the public and vigorously pursuing all those who knowingly submit false claims affecting Medicare and Medicaid programs.”

“Home health agencies may only bill Medicare and Medicaid for care that is cov-

CINCINNATI, OH — Fifth Third Bank is proud to support veterans, active duty U.S. military, reservists and their family members as part of its deep commitment to support the communities it serves. A calendar of events is now available by market online at www.53.com/ veterans.

This year’s programming is highlighted by the free offering of the Job Seeker’s Toolkit, a comprehensive online job search training program from national reemployment solutions company NextJob, for all U.S. military and veterans until December 31, 2014.

The Job Seeker’s Toolkit is NextJob’s exclusive and proprietary online job search software. It is a web-based, multimedia program that facilitates interactive learning through nine job search modules.

Fifth Third and NextJob have worked together since 2012 to bring job search assistance to its Bank customers and to the general public via its Financial Empowerment Mobiles and special promotions.

Fifth Third Bank’s support of veterans, including the delivery of military- and veteran-focused financial products and services, is year-round and comprehensive and culminates around Veterans Day. The support centers around: Reemployment—helping veterans transition back into the workforce; Community-based housing support— rebuilding veterans’ homes and providing resources for the establishment of those homes.

Education—assisting with educational needs, including job training, scholarship assistance and financial empowerment.

Thanks to the generous volunteerism of our employees, Fifth Third accomplishes this through: Free job search training. Specialized job transition assistance for military and veterans through the Job Seeker’s Toolkit.

Access to these modules is available at no charge from Oct. 15 – Dec. 31, 2014. Once started, access continues for 39 weeks.

Fundraising for military and veterans organizations, including Folds of Honor, which provides scholarships to spouses and children of those killed or disabled in service to America, Disabled American Veterans, and others.

Commemorative events that honor past and present servicemen and women.

These events may include gathering and assembling care packages and leading ‘thank you’ letter drives for military serving overseas.

Widespread volunteerism for a variety of projects, including the renovation, refurbishment and rejuvenation of housing for low-income veterans in collaboration with local chapters of Rebuilding Together.

Our veterans’ initiatives are part of Fifth Third’s long-standing commitment to supporting the communities we serve.

More about our community commitment can be found in the Bank’s Corporate Social Responsibility Report.

US Attorney David Rivera

ered,” said Acting Assistant Attorney General Joyce R. Branda for the Justice Department’s Civil Division. “This settlement is another example of the department’s commitment to ensuring that scarce home health care dollars are spent for their intended purposes.”

Under the FCA, private citizens, known as relators, can bring suit on behalf of the United States and share in any recovery. The relator in this case, Toney Gonzales, will receive over $3.9 million as his share of the recovery.

“We are seeing a surge across the country in fraudulent home-based services,” said Special Agent in Charge Derrick L. Jackson of HHS-OIG in Atlanta. “This settlement

demonstrates our commitment to protect the Medicare Trust Fund and ensure that funds are not siphoned off by companies that are more concerned The United States’ investigation was conducted by the U.S. Attorney’s Office for the Middle District of Tennessee, the Civil Division of the Department of Justice, HHS-OIG and the Tennessee Bureau of Investigation. The United States was represented by Assistant U.S. Attorney Christopher C. Sabis and Trial Attorney Susan Lynch of the Civil Division - U.S. Department of Justice. The case is docketed as United States ex rel. Gonzales v. J.W. Carell Enterprises, Inc., et al., No. 12-0389 (M.D. Tenn.).

Fifth Third Bank Offers Free In the Driver’s Seat...

2015 Volkswagen Passat Job Training For Veterans

By Tribune Staff

The 2015 Volkswagen Passat is the largest passenger car in the Volkswagen line-up. Built in the USA, it has all the refinements and technology expected of a sophisticated German vehicle.

The Passat’s large back seat and fuel powerful performance trim truly impressed us. It has curbside appeal but is not as impressive as some other cars in its class. However, we found the 2015 Passat 1.8T’s turbocharged four-cylinder engine has lively acceleration which makes highway driving easy and rather exciting. The car handles extremely well on city streets and was easy to park. We were impressed by the vehicle’s fantastic fuel economy that it gets, an EPAestimated 24/36 mpg city/highway with an automatic transmission. The Passat is an enjoyable car to drive on a winding road, with composed handling, accurate steering and strong brakes. It also has a smooth, comfortable ride, even on rough roads.

The 2015 VW Passat’s interior is simple but upscale and its first-rate materials are extremely comfortable and attractive. Additionally, for its size the Passat has an extremely large trunk. We found the Passat’s dashboard to be very user-friendly and functional. Standard features in the 2015 Volkswagen Passat include a six-speaker audio system, Bluetooth, an auxiliary audio input and automatic headlights. The top-of-the-line

SEL Premium includes 18-inch wheels, a sunroof, keyless ignition and entry, remote ignition, a six-way power passenger seat (with two-way power lumbar), driver memory functions, leather upholstery (with simulated suede seat inserts), wood grain interior trim, dual-zone automatic climate control, a navigation system, upgraded audio (with music storage and HD radio) and a separate ski passthrough for the 60/40 rear seat. Available features include leather upholstery, front seats that are power-adjustable and heated, navigation, an eight-speaker Fender audio system, an iPod input, satellite radio, a rear view camera, a sunroof, pushbutton start and dual-zone automatic climate control.

The Passat’s safety features are also impressive. The car boasts 4-wheel ABS brakes, head airbags, cornering lights, dusk sensing headlights and stability/ traction controls.

Needless to say we were thoroughly impressed by the 2015 Volkswagen Passat 1.8T SEL Premium total package and its affordable price tag of $32,000 make it a very attractive buy for the conscientious and refined driver.

Price As Tested: $31,475 Engine: 170-hp / 1.8L 4-cyl Transmission: 6 speed automatic Width x Length: 110.4” x 191.6” MPG: 34 Highway/24 City

BUSINESS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

5A

Available Now . . .

New Books Designed to Increase Fundraising for Our Readers...

The Wise Donor - Moving Beyond Emotion It’s always good to give. To give from our hearts, according to our beliefs, and in-line with our vision for the world we want to live in. There is a renewed emphasis now as we enter the giving season.

You will notice more advertisements on television for national nonprofits with compelling images and music; more social media campaigns; more letters and cards coming via US mail; more phone calls – from volunteers and paid solicitors; and more one-on-one conversations about giving.

Here are five things to help you make giving decisions that unite your heart and mind.

What are your giving priorities?

What is important to you? Do you want to help end poverty? Increase access to the arts, childcare, affordable housing, or college education? What about curing cancer, improving neighborhood safety, supporting long-term social change, or teaching children to read? Are you committed to international aid that builds local economies or treats people with Ebola or HIV? What types of organizations do you want to support? Local nonprofits? National or international agencies? Your church, synagogue, temple or mosque?

A community foundation, women’s foundation, giving circle, or black united fund? Is it important to give to a recognized nonprofit, or are you comfortable giving directly to people you know make a difference, regardless of their formal structure?

How well do you know the organizations you give to? Which are registered charitable organizations? Which have a website with information? Is there any-

one you can call to ask questions? Have you looked up the nonprofit at www. guidestar.org? This website provides information including funds raised and use of funds (Form 990). Just type in their name.

What is your giving budget? How much can you give? How much do you want to give? Know your budget so you can respond to specific solicitations.

Consider automatic contributions from your credit card or bank account. Do you want to continue these? Increase them?

Decrease? Have you received acknowledgements for these gifts, or an update regarding the impact of your giving?

Don’t fall prey to in-person or online peer pressure. Keep your giving joyous! Know who and what you want to support, and make your decisions accordingly. You are under no obligation to give to any organization, even if you gave before. Nor are you under an obligation to increase your gift. These are voluntary decisions. Take a moment to evaluate emotional appeals – especially online requests – to see if the actual work of the organization is in line with your priorities. Multiple small impulsive gifts add up over time: you may find you’re “over budget” or that your giving is not in-line with what’s important to you.

Most importantly, look inside to see if your giving reflects what’s in your heart.

Copyright 2014 – Mel and Pearl Shaw; Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For help with your fundraising visit www.saadandshaw. com or call (901) 522-8727.

Written and published by our own Mel & Pearl Shaw

Purchase now Amazon.com

w w w. s a a d a n d s h a w. c o m

SUBSCRIBE TODAY With

THE TENNESSEE TRIBUNE! Keep Up With the News in Your Community!

See our Subscription Form for more information on Page B9 for either a print or online subscription.

OFFERS REWARDS CHOICES

24-HOUR CASINO EXCITEMENT WITH MORE THAN 1,000 SLOT GAMES AND 40 TABLE GAMES! PLUS, THE EXCITING CHANGES IN OUR RIVERFRONT PAVILION AND AT CAVANAUGH’S RESTAURANT ARE ALMOST COMPLETE!

JohnSmithMarketing.com 615.573.5536 *SERVICES* WEBSITE REDESIGN GRAPHIC DESIGN MAGNETS STICKERS BUSINESS CARDS CD PACKAGES SOCIAL MEDIA MGMT FLYER DESIGN FLYER DISTRIBUTION LOGO CREATION CHEAPEST PRINTING T-SHIRTS SIGNS BANNERS ADVERTISING POLITICAL CAMPAIGNS

Let Us Promote You

SWIPE YOUR TROP ADVANTAGE® CARD AT THE $120,000 HARVEST OF GOLD KIOSK DAILY FOR A CHANCE TO WIN UP TO $100,000!

Open to all Trop Advantage® Members

CASH & FREE PLAY DRAWINGS* | November 23 24 WINNERS! Win $50 FREE PLAY, $250, $500, $7,500!

All drawings at 2PM on Casino Level One.

FREE SHOWS AT HOOSIERS LOUNGE

POWERPLAY .........................................................................................NOVEMBER 21 & 22 PINK CADILLAC ...................................................................................NOVEMBER 28 & 29 FAITHFULLY: JOURNEY TRIBUTE BAND............................................. DECEMBER 5 & 6 KARI & BILLY ......................................................................................... DECEMBER 12 & 13 See our Entertainment Line-up at TROPEVANSVILLE.COM

NINE GREAT DINING OPTIONS INCLUDING...

TEMPTATIONS BUFFET

FRIDAY & SATURDAY NIGHT DINNER BUFFETS 4PM – 10PM $ 1999 per Trop Advantage® member | All others, $2499 per person.

SATURDAY & SUNDAY BRUNCH 7AM – 2PM $ 1195 per person WEEKDAY BREAKFAST BUFFET 6AM – 11AM $ 95 9 per person All prices include a non-alcoholic beverage.

PLAN A HOLIDAY CASINO TRIP TODAY TROPICANA EVANSVILLE HOTEL

39/NIGHT • SUNDAY – THURSDAY

$

CODE: NVILLE Offer valid through November 30, 2014.

Guests DO NOT have to be a Trop Advantage® member. Some restrictions apply.

FOR RESERVATIONS, CALL 1-800-342-5386, EXT. 7.

PLUS MORE FUN IN THE DISTRICT @ TROPICANA SAVE YOUR GAS! TAKE THE BUS!

CALL GRAY LINE OF NASHVILLE AT 615-883-5559.

Must be 21 years of age and able to present a valid ID.

1-800-342-5386 | TROPEVANSVILLE.COM | 421 NW RIVERSIDE DR., EVANSVILLE, IN 47708

*Free Play and Cash Prize winners must be present. To be eligible for the drawings, swipe your card to activate your entries on each drawing day between 6AM and 1:45PM. See Trop Advantage® Club for complete details.

Must be 21 years of age or older. Gambling problem? Call 1-800-9 WITH IT.

EditoriaL THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

6A

Mr. President, Take Your Gloves Off and Use Your Bully Pulpit!

Rosetta Miller-Perry, Founder/Publisher

By Rodney Beard pastorbeard@comcast.net

Tennessee’s First Black Female Publisher

Wanda Miller Benson, Associate Publisher Sales e-mail: sales1501@aol.com Phone: 615-321-3268 To submit news and letters to editor email to: tribunenews2@aol.com The Tennessee Tribune E-Subscription option offered, a state-of-the-art page turner program that will allow subscribers to read each and SCAN QR CODE TO VISIT OUR WEBSITE every article for only $27.00 a year. To subscribe simple visit http://tntribune.com/e-edition-3/ and twitter.com/tn_tribune follow the instructions. facebook.com/thetennesseetribune We accept Visa, Mastercard and American Express

IN MEMORY OF L.O.P. Perry M.D. 1923-2009 Publisher 1990-2009 Tennessee’s First Black Gastroenterologist

DISCLAIMER: The articles and thoughts expressed throughout this newspaper are the sole opinions of the individual author or group that expresses them and do not necessarily reflect the views of the Tennessee Tribune. We welcome comments from our readers. To send material for the editorial page be sure to include a name, your area of residence and if available, an e-mail where you can be contacted accompanying the material submitted. Please note, we maintain the right to edit for brevity and clarity. THE TENNESSEE TRIBUNE.

NATIONAL URBAN LEAGUE - TO BE EQUAL #45

Obama Nominates Loretta Lynch and We Applaud Marc H. Morial President and CEO National Urban League

“Mr. President…I pledge to show to you and the American people that if I have the honor of being confirmed by the Senate, I will wake up every morning with the protection of the American people my first thought. And I will work every day to safeguard our citizens, our liberties, our rights, and this great nation which has given so much to me and my family.” Loretta Lynch, November 8th, nominated by President Obama to be America’s next Attorney General.

This past Saturday, I had the honor of visiting the White House for President Obama’s announcement of his choice to succeed Eric Holder, who recently declared his decision to retire, as Attorney General of the United States. It had been rumored for days that Loretta Lynch, who currently heads the U.S. Attorney’s Office for the Eastern District of New York, had risen to the top of the President’s list. While the timing of the announcement, just four days after the power-shifting midterm elections, may have surprised many, it also confirmed the President’s commitment to seamlessly uphold the civil rights protections and criminal justice reforms that have been so fiercely advocated

by Holder.

Lynch, who would be the nation’s first African American woman Attorney General, has served

MARC MORIAL more than 15 years as a prosecutor in the office that covers eight million people in Brooklyn, Queens, Staten Island and Long Island, New York. The Senate unanimously confirmed her to lead the U.S. Attorney’s office on two separate occasions – once under President Clinton and more recently under President Obama. She has an outstanding record of successful prosecutions, including the terrorists who plotted to bomb the Federal Reserve Bank and the New York subway system, some of New York’s most violent and notorious mobsters and gang members, and corrupt public officials from both parties. She has also won a number of Wall Street financial fraud cases. In 1999, she famously prosecuted one of the most egregious cases of police brutality in New York City history, the beating and sexual assault of Haitian immigrant, Abner Louima.

In nominating Lynch, President Obama said, “It is pretty hard to be more qualified for this job than Loretta. Throughout her 30-year career, she has distinguished herself as

tough, as fair, an independent lawyer who has twice headed the most prominent offices in the country.

She has spent years in the trenches as a prosecutor, aggressively fighting terrorism, financial fraud, cyber-crime, all while vigorously defending civil rights.”

A native of Greensboro, North Carolina, the daughter of a Baptist minister and the granddaughter of a pastor/sharecropper, Lynch’s dedication to protecting civil rights and ensuring equal justice is part of her DNA. Her background and experiences also inform her commitment to common sense criminal justice reforms designed to make our system smarter and fairer. She remembers as a child riding on her father’s shoulders to student anti-segregation boycott meetings at his church. She also recalls her sharecropper grandfather lamenting, “In rural North Carolina in the 1930s, if you were poor and Black and got in trouble with the law, you had very little recourse.” As a lawyer and U.S. attorney, Lynch’s career has been undergirded by an unshakeable belief that, as she states, “Justice is only served when people feel protected by their government rather than targeted.” Those are the values we look for most in the People’s Lawyer. We urge the Senate to confirm Loretta Lynch as the next United States Attorney General without delay.

Visit at www.TnTribune.com

I have been having some very candid and honest discussions lately with a few of my friends and colleagues, mostly about the election: we lost, why we lost, who is responsible, and what needs to happen next time around.

There is a variety of reasons we got “shellacked” and one might assume that at the top of the list would be that twothirds of the voting population did not care to show up at the polls--right? But that’s not how most of the politically astute are seeing it.

Maybe we lost because people just don’t care anymore, especially after seeing very little get done in Congress for so long. But that’s not it either, according to the folks I exchange in heated (not at each other) dialogue with. The verbal exchanges we engage in are balanced, intellectual, and very emotional because we hate losing to “them.”

If we are going to ever win again we have to go back to the most basic of principles that made us strong as a party to begin with such as loyalty, strength, unity, liberal idealism based on social justice, and our historic platform. Once that is restored and renewed, we need to learn to fight again, possibly like the Republicans, Conservatives, and Tea Party have learned to do—bare knuckled.

I think we all agreed that the Democratic Party looks like a bunch of timid little wimps this time.

They got slapped around by a bunch of brutal bullies and didn’t even try or

RODNEY BEARD bother to fight back. The apparent fearfulness of Democrats to even put up a fight to represent us lately, and the cowardice that exists among so many of our party, has wrecked our perceptions for sure.

Who wants to even bother to go out and vote for a bunch of losers?

We watched in utter amazement as the Repubs consistently served up “red meat” to their folks. All we got from most Dems was more like “pink slime,” you know, that stuff that’s not really meat at all but some hodge-podge of meat byproducts typically used as an additive to hamburger.

Quite disgusting. Well, we want our red meat and we want it now! Give us our protein and we will give them our vote.

I don’t even have the space to give an exhaustive list of everything that went wrong but here’s what we think needs to happen in a nutshell and it begins with our Commander in Chief: Mr. Obama needs to use his “bully pulpit” for all to see on his way out.

He needs to start smacking “them” around and not think twice about it.

He knows that he must restore faith and trust for his party, so he needs to get out in front of everything, fight them with the gloves off, and make good on everything he can. We’ll

support that at the ballot box.

We also agreed that Mr. Obama should talk as crazy to them as they do to our President. Tell them off and call them what they are, pure racists who only care about the one percent, greedy warmongers, women dominating misogynists, and just a bunch of crazy old White men mostly, who deserve to be put down without another moment’s delay.

When our President stops withholding what needs to be said the two-thirds will stop withholding their votes.

Here’s another imperative. Mr. Obama should just go on and sign the Immigration Bill right now and not wait; veto the XL Pipeline the minute it hits his desk, and then dare “them” to impeach him because they won’t do their jobs. Every opportunity he takes to make them look like buffoons he should and never shrink back from them.

His stock will skyrocket with us and the voting box will reflect our gratitude nicely.

He then needs to call out all of the “disloyals” in his own party and read them the riot act openly and let them know that this last election was a disgrace. He needs to tell them it’s high time that they put up or shut up or to step off, so we could put new blood into that tired, old, weak system that failed us already.

When the President stands his ground we will stand it with him.

Go ahead Mr. President and fight them bareknuckled and use your bully pulpit. That’s what we need. We’ll show up next time. Tell me what you think!

LETTERS TO THE EDITOR Dear Editor; Edward H. Wisdom Jr., devoted and loving husband, father, grandfather, sibling, good neighbor, and Child of God, was shot and killed on October 28, 2011 on his front porch at the residence where he had purchased and resided for 38 peaceful years.

He was a peaceful man who enjoyed life and family. Everyone was his friend.

Wherever he went in his daily travels: to work at Tennessee State University, to Kroger, to Walmart, to Walgreens, to Exxon, to Captain D’s, to Beaman Automotive…wherever…he would stop to pass a friendly word of greeting, to talk, often expounding on life lessons, current and world events. And though he was college educated as a graduate of Austin Peay State University, the Wisdom

name was already well-known even earlier. Wisdom was a deep thinker, a philosopher at heart, widely read, versed in many subjects from military tactics to cobalt and fortran (the deep thinking man’s knowledge of computers).

When evil stirred the nest and appeared at his home in the form of young men with guns, someone shot and killed this unarmed man, and the life blood drained from his body. His family near and far lost the central force of their lives.

So his appeals to the Justice System of This Community to Right a Wrong and find the parties who took from society and his family’s life GUILTY AS CHARGED. From the Family of Ed Wisdom Jr.

Local newS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

7A

Russell Continued from page 1A

of other community and corporate boards, Russell, after retiring in 2003 from his company, continued to be an on-demand speaker with business classes, as well as for various corporate settings, channeling his business acumen to future business owners and leaders for the growth and economic advancement -- no matter the origin of city and state -- of the “beloved community,” in general. Additionally, along with Atlanta University student leaders Julian Bond, Charlayne (Hunter) Gault, Charles Black, Lonnie King, Jr., Johnny Parham, Marian Wright along with local businessman Jesse Hill, Jr., Dr. Clinton E. Warner, Mrs. Gladys Powell, Mrs. Hilda Wilson and others, Russell founded, in 1960, The Atlanta Inquirer, a member of the National Newspaper Publisher’s Association (NNPA), “the Black Press of America,” during the height of the Rev. Martin Luther King, Jr.-led civil rights movement. Russell would later assist with inaugural funding of The King Center, as well as a myriad of other Atlanta institutions.

“He made his transition in a peaceful way,” indicated son, Michael, last weekend. “We know he’s at rest.” Also, in remembrance of his father, Michael also relayed, “He was elated and proud of the fact that he was able to share his legacy with others and, most importantly, his grandchildren. Herman Russell had a major impact on many of us, and he lived a great life.” Mr. Russell -- known city, state-and nationwide for his formidable business knowledge and acumen -- has received many plaudits since his passing on Nov. 15.

Opined U.S. Rep. John Lewis of Atlanta, “Herman J. Russell was one of the founding fathers of the new Atlanta. He was a powerbroker who helped transform not just the skyline of one of the country’s greatest cities, he helped redeem the soul of America. Russell was a tower of strength who used his sharp mind and business know-how to become a major player in Atlanta’s business community. Russell was also a visionary, as well as a ‘silent partner’ in the most transformative movement of the last century in America and continually involved in shaping the cultural, political and economic landscape of Atlanta. The entire nation is indebted to Herman J. Russell for the vision of hope and progress he had for Atlanta and the country. He was an unforgettable philanthropist, a wise corporate citizen, a shrewd businessman and my dear friend. He made an indelible mark on the city of Atlanta and the nation -- and he will be deeply missed.”

Dr. Bernice A. King, chief executive officer of The King See RUSSELL, 12A

AN IMPORTANT MESSAGE FROM MEDICARE

“I found a better deal on prescriptions.”

“We found lower co-pays.”

“I found a plan that works better for me.”

WHAT WILL YOU FIND DURING MEDICARE OPEN ENROLLMENT? You’ll never know unless you go. Compare your current plan to new options. See if you can lower some costs or find a plan that better suits your needs. Many people do. Even if you like your current plan, check to see if the costs or coverage are changing at medicare.gov. Or call 1-800-MEDICARE for help.

Medicare Open Enrollment Oct. 15 - Dec. 7 CMS_OE_2014_Ad_10x10_5_v1.indd 1

WWW.MEDICARE.GOV 1-800-MEDICARE (TTY 1-877-486-2048) 10/24/14 10:09 AM

EducatioN THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

8A

American Paper & Twine Announces Teacher of the Week

Churchwell’s Corner

Robert Churchwell Museum Magnet Elementary School is Nashville’s first museum magnet school. The vision at Robert Churchwell is for students to become joyful independent learners that develop into productive and contributing citizens. The article below is written by actual students.

Catching the Eye of Robert Churchwell

l-r, Principal Lisa Clark, Richview Middle; Scot Bell, American Paper & Twine Account Representative; Lonnie Spivak, American Paper & Twine eCommerce & Marketing Manager and Teacher of the Week Kristin Bell

Fisk University to Hold Christmas Concert NASHVILLE, TN — Christmas at Fisk, the Fisk University Christmas Concert featuring music students and faculty will take place in the Fisk University Chapel on Tuesday, December 2, 2014 at 7 p.m. Our musical guest is violinist Marilyn Thornton.

The concert will include performances by the Fisk Jazz Ensemble, Chamber

Choir, University Choir, and the Fisk Jubilee Singers (R). The University will celebrate with a tree-lighting ceremony immediately after the concert. Refreshments will be served after the concert.

Admission is free and the public is invited. For more information call (615) 329-8702.

Keep Up With What’s Going On In Your Community!

We’re Online at

www.TnTribune.com

l-r Marlee Wade, Giavona Head and Eric Bright

By Marlee Wade, Giavona Head and Eric Bright

Robert Churchwell was a journalist and reporter. He was an important person because he was the first African American to write for the newspaper.

He had 5 children. He had 4 sons and 1 girl. He was an idol! In fact he was such a big role model for the community, Metro Nashville Public Schools named a school after him.

At Robert Churchwell Museum Magnet School, there are a lot of hard working teachers. There are also a lot of students becoming scholars. At Robert Churchwell there are 3 official rules; Be Respectful, Be Responsible, and Be Safe! The rules help all students reach goals that are hard for them.

Museum Schools have visitors too.

Museum Schools are unique because

they have posters, reports, projects and a lot more. Some people don’t know anything about Museum Schools, but when they visit they leave with a lot of knowledge because a student docent can guide a visitor through the displays.

A Museum School is similar to an art School. The classrooms are always busy.

Students are managing their own goals.

Students are innovative, by using their supplies for success for future graduation. Keeping hands to one’s self is an important unofficial rule. Some projects are sacred and nobody should touch.

There is always something to do at a Museum School. There are many opportunities to learn music, behavior management, research, art, and 21st century computers skills. At Robert Churchwell Museum Magnet School, the future is being created.

The law firm of Hughes and Coleman announced the addition of attorney Garret Knisley at their Nashville office. “Mr. Knisley clerked for us for almost two years prior to joining our team. We already know what a great addition he is to our firm,” said Chief Operating Officer, Micki Love. GARRET KNISLEY “He brings a passion for the law and has notable experience having come from the general counsel office of the Department of Health.”

After obtaining his Bachelor degree at Middle Tennessee State University and completing his Juris Doctor at Belmont University College of Law, Mr. Knisley worked in the general counsel office at Caterpillar, gaining valuable law experience. He now focuses his practice in personal injury litigation and is the 35th attorney at Hughes and Coleman. He is a member of the Tennessee Bar Association and the Tennessee Association for Justice.

A true Tennessean, he spends his leisure time watching college and NFL football and is a fan of University of Tennessee and the Titans. Garrett also spends his time with his 3 year old daughter, taking up adventures outdoors by going camping and hiking. With open arms, Hughes and Coleman Injury Lawyers welcomes Mr. Garrett Knisley.

Hughes and Coleman Law Firm 446 James Robertson Pkwy Suite 100 Nashville, TN 37219

615- 763-9986

National NewS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

9A

Obama Boldly Pushes Agenda Forward WASHINGTON, DC — President Barack Obama’s party may have taken a beating at the polls last week, but that hasn’t stopped him from taking an aggressive series of actions to push his agenda forward.

Over the last week, Obama announced a historic deal on climate change, took a bold stance to protect an open Internet, and is expected to soon announce sweeping changes to the nation’s immigration system. Some progressives are already taking notice.

“I agree and I approve,” Rep. Peter Welch (D-Vt.), a member of the Congressional Progressive Caucus, told The Huffington Post on Friday.

Asked for comment on the president’s energized approach, White House communications director Jennifer Palmieri pointed to comments Obama made in a post-election press conference last week.

“As the President said, during his remaining time in office he’s going to squeeze every ounce of opportunity that he has out of the presidency,” Palmieri told HuffPost in a statement. “The American people are doing their part, working hard to get things done for their families and their communities, and they want the same out of Washington. The President is going to do everything he can to make sure they see results.”

Obama’s most recent move is committing the U.S. to a $3 billion contribution to an international fund that seeks

President Obama is expected to make an announcement soon about immigration.

to help developing countries address climate change, which he will announce this weekend. It’s the president’s second major climate action in a week, following Wednesday’s announcement of a bilateral climate agreement with China. Under the agreement, the U.S. will cut its greenhouse gas emissions by 26 to 28 percent by 2025, while China will begin reducing its own emissions by 2030.

Obama also came forth this week with a far-reaching plan to preserve a free and open Internet, as the Federal Communications Commission weighs new rules that advocates of net neutrality fear would favor Internet content providers that can afford to pay more to get their services delivered faster. The president called for an “explicit ban” on paid priori-

tization and urged the FCC to reclassify broadband as a regulated utility.

Among Obama’s most anticipated steps is executive action on immigration, which could provide deportation relief to millions of undocumented immigrants.

Although the scope of the president’s plan remains unclear, reports from Fox News and The New York Times have suggested that an announcement could come as early as next week.

Republican leaders in Washington were quick to rebuke the president’s actions, which they argued could jeopardize any collaboration with the White House once the new Congress takes over in January.

“I’ve been very disturbed about the way the president has proceeded in the

wake of the election, whether it was his intervention on net neutrality, his apparent decision to move ahead on immigration with executive orders, the rather ridiculous agreement with the Chinese,” soon-to-be Senate Majority Leader Mitch McConnell (R-Ky.) said Thursday.

“I had maybe naively hoped the president would look at the results of the election and decide to come to the political center and do some business with us,” McConnell continued. “I still hope he does at some point, but the early signs are not good.”

House Speaker John Boehner (ROhio) also condemned the president’s assertiveness, pledging to fight him “tooth and nail” on immigration and even refusing to take the threat of a government shutdown off the table.

“This is the wrong way to govern,” Boehner told reporters Thursday. “If he wants to go off on his own, there are things he’s just not going to get.”

Welch chided Republicans for making a fuss over Obama’s use of his authority rather than taking action themselves.

“Isn’t there a responsibility that the speaker has, when he presides over the largest majority since Harry Truman, to give us a bill? What’s he want to do?”

Welch said.

“They’ve got to make a decision on whether they want to govern or whether they want to complain,” he added.

McConnell, Obama Size Up Their New Relationship Goals ing our commitment to repeal ObamaCare, which is hurting the job market along with Americans’ health care,” on the priority list, despite McConnell having already cited the difficulty of repealing the law.

The two leaders, along with Reid and Nancy Pelosi, will meet with Obama at the White House on Friday to discuss goals and next steps. McConnell said he talked to Obama earlier in the day, and mentioned trade deals and tax reform as areas in which they could find agreement. l-r, Senate Majority Leader Mitch McConnell and President Barack Obama

WASHINGTON, DC — President Obama and Mitch McConnell woke up to the same reality recently, that the new Republican-led U.S. Senate would have a profound impact on their respective jobs -- and legacies. In separate post-election press conferences, each man sounded an optimistic tone about working together and finding common ground. But it was also clear that they have competing interests.

Obama knows the next two years are his last at the helm of his party. But for McConnell, the next Congress could be just the beginning of what he hopes will be a lasting GOP majority. Basking in the glow of victory, the soon-to-be Senate majority leader met with reporters first.

He acknowledged that in order for his party’s big wins to last, he has to make a case for governing.

“We are going to function,” he said at an unusually long and energetic (by his standards) press conference at his alma mater, the University of Louisville.

Throughout the election cycle, Democrats tried to portray the Kentucky Republican as “the guardian of gridlock.”

The GOP, in turn, blamed Harry Reid for a dysfunctional Congress. In the end, the Republican argument won out, as the party gained at least seven seats in the upper chamber.

“The gridlock and dysfunction can be ended,” McConnell said, promising that there would be no government shutdowns and no defaults on the national debt. His tone and approach seemed to warn party colleagues in both the Senate and the House against becoming overzealous and unrealistically ambitious.

McConnell also took a final shot at Reid, who seldom brought bills up for votes: “The first thing I need to do is get the Senate back to normal … going to go back to work and actually pass legislation,” he said, hinting at what he thought the election meant.

Obama’s tone was conciliatory, even wistful, during his hour-and-a-half press

conference as he described his hopes for cooperation with House and Senate Republicans.

But beneath the president’s restrained rhetoric (“it doesn’t make me mopey”) was a politician who waved off questions about lessons learned, denied the steam had escaped his presidency, and defended the popularity of Democratic policies, such as higher minimum wages, even if voters Tuesday appeared to reject his economic arguments along the same vein.

“I maybe have a naïve confidence that … at the end of the day when I look back I’m going to be able to say the American people are better off than they were before I was president,” he said. “And that’s my most important goal.”

McConnell, the winner of a sixth term, has never had presidential ambitions. Instead, majority leader has always been his sought-after prize. But colleagues with their eyes on the presidency in 2016 could complicate his role. One of them, Texas’ Ted Cruz, said on election night that he is not sure whether he will support McConnell for majority leader.

However, Rand Paul, who proved a valuable ally in his Kentucky colleague’s reelection race, is also considering a presidential bid.

But McConnell dismissed the notion that the 2016 race would muddle his goals. “I serve in a body with a bunch of class presidents,” he said. “I am not troubled by ambition. I think we can accommodate that and still make progress for the country.”

By Wednesday, he and House Speaker John Boehner were already working on their agenda for the lame duck session and the new Congress in January. The two GOP leaders outlined their vision in an editorial for the Wall Street Journal, slated to run on Thursday. In it, they cite tax reform, health care costs, terrorist threats, school choice, and the national debt as issues they will address in the new year.

Notably, they also mentioned “renew-

The process of negotiating through the December lame duck period, which will be presided over by the outgoing Congress, and next year’s agenda, steered (or not) by the GOP has just begun. In describing Friday’s planned meeting and phone calls with newly elected lawmakers and returning incumbents, Obama said he looks forward “to Republicans putting forward their governing agenda.

I will offer my ideas on areas where I think we can move together to respond to people’s economic needs.”

Memphis newS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

10A

UT Health Center to Host Local Coalition Feb. 7

MEMPHIS, TN — The Research Center on Health Disparities, Equity and the Exposome (RCHDEE) at the University of Tennessee Health Science Center (UTHSC) has convened a Breast Cancer Awareness and Action Coalition that includes 11 local and state health care, civic and community organizations. The coalition’s shared goals are to arm African-American women with information to prevent breast cancer’s deadly impact and to encourage best practices in early detection, screening and treatment of the disease. Collaborating with the UTHSC RCHDEE are coalition members from Common Table Health Alliance; Shelby County (TN), The Links, Incorporated; Tennessee Department of Health, Office of Minority Health and Disparities Elimination; Carin’ and Sharin’ Breast Cancer Education and Support Group; Sisters Network, Memphis Chapter; Surviving, Thriving, African-Americans Rallying Support Group (STAARS); Seeds2 Life, Inc.; Community Action Team of Shelby County (CATS); Community Health Advisory Specialty (CHAS), American Cancer Society; The Church Health Center; and, Tennessee Cancer Coalition (TC2).

“Together, we are committed to the reduction of breast cancer’s mortality rate by increasing awareness and action among black women, the population that discovers the disease much later and dies from it much earlier than any other group in our region,” said Patricia MatthewsJuarez, PhD, co-director of the Research Center on Health Disparities, Equity and the Exposome.

On Saturday, Feb. 7, 2015, from 10

a.m. to 2 p.m., the coalition will hold a summit titled, “LIVE! African-American Women Surviving Breast Cancer through Education, Early Detection, Screening and Treatment.” Designed to unite, support and empower, this event will gather a group of 500 black women of varying ages, education levels and socioeconomic backgrounds at the UTHSC campus.

The event will include breast cancer sur-

tary refreshments (including breakfast and lunch), a gift bag filled with useful items for the women and/or their children, plus access to a variety of health care industry vendors. The event will culminate in an educational and motivational presentation that will focus on the need for each participant to become an advocate for breast cancer education, early detection, screening and treatment

vivors, women who consider themselves at risk for the disease, and those whose lives have been altered or touched in some way by breast cancer.

The summit will be held at the UTHSC Student-Alumni Center at 800 Madison Avenue. Registered participants may attend at no cost. All participants must register in advance at: https://uthsc.co1.qualtrics.com/ SE/?SID=SV_2c5AgwTSV7InK0l.

During the summit, each registered participant will receive a range of free personal care services (e.g., manicures and seated mini-massages), complimen-

among her family, friends and community.

Months before the summit convenes, UTHSC will arrange for free photo sessions for every registered participant, plus each participant will be asked to submit data for a brief biographical sketch.

The Breast Cancer Awareness and Action Coalition will use the bios and photos to create a special exhibit titled: “LIVE! Just As We Are!” The exhibit will be hosted at locations throughout the city, starting at the Benjamin L. Hooks Central Library during Black History Month in February 2015. The “LIVE! Just As

We Are!” exhibit will also include an online component with selected exhibit materials posted on a website and through social media. Follow us on Facebook at https://www.facebook.com/LiveJustAsWeAre or on Twitter at https://twitter. com/just_ar1.

Local businesses, civic and community organizations are underwriting the approximate $100 expense for each participant. To become a sponsor, contact Dr. Matthews-Juarez via phone: (901) 4487226 or email: pmatthe3@uthsc.edu.

As Tennessee’s only public, statewide, academic health system, the mission of the University of Tennessee Health Science Center (UTHSC) is to bring the benefits of the health sciences to the achievement and maintenance of human health, with a focus on the citizens of Tennessee and the region, by pursuing an integrated program of education, research, clinical care, and public service. Offering a broad range of postgraduate and selected baccalaureate training opportunities, the main UTHSC campus is located in Memphis and includes six colleges: Dentistry, Graduate Health Sciences, Health Professions, Medicine, Nursing and Pharmacy. UTHSC also educates and trains cohorts of medicine, pharmacy and/or health professions students -- in addition to medical residents and fellows -- at its major sites in Knoxville, Chattanooga and Nashville. Founded in 1911, during its more than 100 years, UT Health Science Center has educated and trained more than 57,000 health care professionals in academic settings and health care facilities across the state. For more information, visit www.uthsc.edu.

New Buildings and Amenities for UT Health Center

Crowd attended the Master Plan Open House meeting

Dr. Ken Brown at Campus Master Plan Open House

Williams Continued from page 1A Center in Memphis (UTHSC).

It’s hoped that the endowment will encourage greater diversity in support of UTHSC, highlight the importance of excellent community care for those with diabetes and provide ancillary financial

support for minority medical students at UTHSC, Dr. Williams-Cleaves’ alma mater.

“We were excited to have the opportunity to launch this inaugural lectureship,” Dr. Williams-Cleaves said. ”Diabetes and community health are topics that are very dear to our hearts.”

On October 15, nationally renowned Diabetes expert Dr. James Gavin was the

Rendering of Women’s and Infants Pavilion

inaugural speaker for the John Ed and Odessa Williams Lectureship.

As part of the two-day event at UTHSC, Dr. Gavin, clinical professor of Medicine at Emory University School of Medicine in Atlanta and at Indiana University School of Medicine in Indianapolis, spoke at Grand Rounds, consulted with endocrinology fellows and spoke at a meeting of the Bluff City Medical So-

ciety. Dr. Gavin is past president of the American Diabetes Association and immediate past chairman of the National Diabetes Education Program.

“We were extremely pleased and honored to have Dr. James Gavin as our inaugural speaker,” Dr. Williams-Cleaves said. “He brought great stature to this event.”

WANTED: Memphis and Jackson circulation drivers for Tennessee Tribune - 615-445-6676

Local newS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

11A

Brentwood Academy Art Show Dec. 5-7

NASHVILLE, TN — The Art Show at BA, now in its 19th year, returns to Brentwood Academy December 5-7. One of the Southeast’s most anticipated fine art events, this three-day show and sale showcases the art of 65+ local and regional artists, presenting a wide variety of styles, sizes and price points. Guests can meet the artists and commission custom pieces.

This year’s featured artist is Melanie Morris (melaniemorrisart.com) of Birmingham, Alabama.

Nashville Rug Gallery has donated a beautiful

Oushak rug to be auctioned on opening night, and in addition there will be a silent auction for a painting by artist Jim Chapman.

Admission and parking are free, and 30% of each sale is tax deductible at this fundraiser for Brentwood Academy. More information is available at www.

TheArtShowatBA.com, www.BrentwoodAcademy.com and on Facebook at The Art Show at BA. You may also call the Academy at 615-373-0611.

Brentwood Academy is located at 219 Granny White

Pike in Brentwood. The show entrance is through the Rogers-Dale Fine Arts Lobby near the south entrance of the campus.

The 2014 Art Show at BA: Friday, December 5th • 5:30pm to 8:30pm FREE hors d’oeuvres reception; silent auction Saturday, December 6th • 10:00am to 6:00pm Sunday, December 7th • 1:00pm to 5:00pm

Organizations Partnering to Launch ‘Ready.Fund.Grow!’

NASHVILLE, TN — Pathway Lending and the Tennessee Small Business Development Centers (TSBDC) are partnering to launch Ready.Fund.Grow! an initiative designed to connect small businesses with the credit they need to build their business and create jobs.

Patrick Geho

TSBDC State Executive Director Patrick Geho announced the formation of the

initiative. He considers it vital to economic development efforts in Tennessee because access to credit remains a widespread growth challenge for many small businesses—even as the economy improves, small businesses have an especially difficult time getting financing. Creating new opportunities to access credit is critically important to the economic health of Tennessee as small businesses have the highest potential to contribute to the economy through job growth.

The TSBDC and Pathway Lending are both mission-driven economic development organizations with proven track records of helping small businesses throughout Tennessee through diverse entrepreneurial services. Both organizations’ efforts are supported in part by the U.S. Small Business Administration. Ready.

Fund.Grow! provides these two organizations the chance to work collaboratively in order to improve growth opportunities and expand access to credit for small and businesses across Tennessee.

“Fulfilling our mission as the premier provider of quality solutions to enhance

growth and development opportunities for potential and existing Tennessee small businesses’ needs, the TSBDC is excited to partner with Pathway Lending in launching the Ready.Fund.Grow! capital access program,” said Patrick Geho, TSBDC State Executive Director. “Pathway Lending has been, and continues to be, one of the key resource partners of the TSBDC in assisting the small business community in the creation, management, expansion and sustainability of businesses in Tennessee.”

To address the gap in credit availability, Pathway Lending has committed to finance qualified small business applicants who have worked with TSBDC centers across Tennessee. The TSBDCs will work with their clients to develop loan packages, which will be sent directly to Pathway Lending for accelerated underwriting. Criteria for approval have been jointly established between the two organizations and participating SBDC clients will be strongly positioned to qualify for a loan.

“This is an exciting chance for us to work side by side with the Tennessee Small Business Development Centers to support

entrepreneurs and small business owners across Tennessee,” said Pathway Lending President, Clint Gwin. “Every day we hear about the challenges of acquiring the funding necessary to succeed. By increasing access to credit, we hope to provide a spark for growth throughout the State. This initiative will help ensure that more small businesses have access to the credit they need to expand, invest and hire in their local communities.”

Ready.Fund.Grow! will provide businesses with a new and flexible source of capital. Loan amounts up to $100,000 will be available to support a wide variety of business needs, including: machinery and equipment; working capital; supplies and materials; inventory; and accounts receivable or purchase order financing. To qualify for these loans, small businesses must have been in business for at least 24 months and be able to demonstrate the ability to take on debt.

To learn more about the program, contact your local Tennessee Small Business Development Center at www.TSBDC.org

A Free Energy Assessment

By Thomas Sheffield

Berrr!!!! It is cold outside. However it is not too late to think of ways to cut cost and energy usage. It makes good sense for doing business. The rising costs of energy, along with society’s move toward green initiatives have led to the popularity and need for energy assessments. Energy assessments can reduce the costs for energy from anywhere between 10 and 40 percent. There are many reasons for getting a energy assessment but let’s talk about 3.

First, an energy assessment can identify ways to cut operating costs and increase your profit. There is so much stiff competition out there and there are no guarantees for the future. It is very important to find any advantage you can. If you are able to run your business more efficiently, the likelihood that your business will thrive will increase.

When costs are cut, profits increase and profit margins are bigger. You can then pass the savings to your stockholders or customers.

Secondly, an energy assessment will help determine what energy savings measures are most effective for your business.

Anyone can recommend

THOMAS SHEFFIELD changing out light bulbs or caulking windows and doors. However, an energy assessment can recommend other major changes like the effectiveness of installing a tank-less water heater, solar panel usage or installing a new HVAC unit. Many energy audit companies offer creative financing solutions that incorporate the use of specialized energy loans and tax incentives. There are also federal and local rebate programs available.

Finally, if you own your own building, and upgrade the building to become more efficient, the value of the building will also increase. When a building is deemed efficient, tenants of the building will be more willing to pay more money for rent. When or if the time comes to sell the building, the sale price will also increase.

Many people and busi-

nesses look for immediate gratification. We must plan for the future. Some of the findings from the audit may take decades to pay for themselves. Other measures will have a payback period in as little as 12 months. An energy assessment will allow you to know your options and ways you can cut costs.

You will need to have foresight on how you plan on being in business in 10 or 20 years.

An energy assessment can lead to wonderful opportunities to cut costs.

Since every building is different, the results for the energy assessment will vary. For this reason, each building would require its own unique assessment. The direction the building faces, the lay of the land and the external environment brings unique opportunities.

Your business is special and the ways you capitalize on this uniqueness will lead to a sustainable competitive advantage.

You do not have to pay for an energy assessment for your business. It is one of the best ways to determine how you can save money and increase your margins.

Email me to find out how your business can get a free energy assessment at thomsustainableconsulting@gmail.com.

Supplemental Income Responsible for all tasks related to care of 3 AA children ages 6, 4 and 2. The Christian Grandmother will serve as a loving, nurturing and trustworthy companion to the children. Will be employed on a full-time, 4 day live-in basis Monday, Thursday, Friday, Sunday. Must have transportation. Prefer someone from a retirement community. References required. Call 615-509-3181.

The Christian Grandmother is a specialist working in the family’s home, responsible for all tasks related to care of the children.

Mary Novak

Legal Aid Society Adds BilingualSpeaking Novak to Firm NASHVILLE, TN — Legal Aid Society of Middle Tennessee and the Cumberlands, Tennessee’s largest non-profit law firm, announced recently that Mary Novak has joined the firm’s Nashville office as bilingual intake specialist.

Novak is fluent in Spanish and her competency includes various dialects.

She brings over 40 years of experience in customer service to Legal Aid Society after most recently working at Maximus, Inc. in Nashville. In past positions, Novak has gained experience interpreting in court settings, translating for walk-in clients and interpreting incoming phone calls.

“Mary is an excellent and important addition to our team. With years of experience under her belt, she is an effective communicator in both Spanish and English,” said DarKenya Waller, managing attorney for the Nashville office of Legal Aid Society. “She will be a powerful re-

source for clients who are overwhelmed by communication barriers.”

In her new position, Novak will gather information from potential clients and help Legal Aid Society family law attorneys with case handling and management.

Legal Aid Society of Middle Tennessee and the Cumberlands advocates for fairness and justice under the law. The non-profit law firm offers free civil legal representation, educational programs and advice to ensure people in its region are able to protect their livelihoods, their health and their families. It serves 48 counties from offices in Clarksville, Columbia, Cookeville, Gallatin, Murfreesboro, Nashville, Oak Ridge, and Tullahoma. Legal Aid Society is funded in part

by United Way. Learn more at www.las.org or by following the firm on Facebook.

FROM FRONT PAGE THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

12A

Russell Continued from page 7A Center, stated, “It is with great sadness and heavy hearts that the King Center acknowledges the passing of one of Atlanta’s extraordinary civic leaders and entrepreneurs, Mr. Herman J. Russell. He served with dedication and distinction as a former King Center board member, and he was a beloved personal friend and supporter of both my father, Dr. Martin Luther King, Jr., and my mother, Mrs. Coretta Scott King. I will always remember with fondness the times that I spent in his family home playing with his children.

The world and Atlanta have indeed lost a remarkable individual and humanitarian. Mr. Russell will be sorely missed by many, but he leaves behind an exceptional legacy of community concern and corporate social responsibility that will be continued through the outstanding work of his children.”

From that Atlanta-Fulton County Board of Commissioners’ chairman, John Eaves, Ph.D., “It is with great regret and immense sadness that I’ve learned of the passing of an Atlanta icon: Herman J. Russell.

He was not just a local businessman, but a visionary and one of the men who built Atlanta as we know it today. He left his indelible mark on our city’s skyline as one of the developers who constructed some of

our region’s iconic structures. However, I believe the most important part of Mr. Russell’s legacy is what we don’t see in that he built himself up from the bottom to ultimately serve as a role model for so many Atlantans of all races. His legacy in our region is well established, and while Atlanta has lost a builder, developer and philanthropist, I have lost a dear friend. It is a loss that I and so many others share.” From John B. Smith, Sr., second vice chairman of NNPA and publisher and CEO of The Atlanta Inquirer, “It is with deep sadness and a heavy heart that I comment on the death of my friend, business associate and brother of the ‘common good,’ Herman J. Russell. During my friendship with Herman for more than 50 years, following the founding of the historic Atlanta Inquirer, we were mentor and mentee in the early years; however, as we grew within Atlanta, he became more than just a mentor and friend. Our association became a kaleidoscope of beautiful colors that included our wives and children integrating with each other. Whether at The Inquirer or with our respective families, he supported me to the very end, and I will always be most appreciative of that respect and friendship. Herman J. Russell was a distinctive contributor to the city of

Atlanta, as well as for the nation, with his creative building structures, along with his generous philanthropy to schools and other organizations. However, to me, he was my true ‘brother in Christ’ -- and I shall never forget our decadesold friendship and what he meant to me, my family, the city of Atlanta, the nation and the world.

Atlanta has lost a socially conscious native son; however, the nation has lost a genuine and sincere ‘chaplain of the common good’ who stood true to his values and objectives in making the world a better place.

Herman J. Russell’s legacy is cemented for the ages -- and we are more inspired because he lived and ran his journey well.”

The Life and Celebration for Mr. Herman J. Russell will take place on Saturday, November 22, at the 11 o’clock hour, at Saint Philips AME Church on Candler Road in Atlanta, Ga., preceded by the wake with relatives, friends and business associates at Ebenezer Baptist Church, at 6 pm., on Friday, November 21, on Auburn Ave. in northeast Atlanta. Interment will take place on Nov. 22 at the Southview Cemetery in Atlanta. Along with son Michael, Russell leaves to cherish his memory his wife, Sylvia; another son, Jerome; daughter Donata, several grandchildren and a host of other relatives and admirers.

SUBSCRIBE TODAY With THE

TENNESSEE TRIBUNE! Keep up with the news in your community!

We offer both print and online subscription rates to help keep you informed.

For more information please call the Tribune office 615-321-3268 or email to Sales1501@aol.com

Fisk Continued from page 1A es and Schools (SACS) Commission on Colleges, Fisk finished its 2013-14 fiscal year with a small surplus, thanks to a half million dollars contribution from an unidentified Fisk board member.

For sure, the cash Fisk’s needed to stay in play and become competitive, is not flooding the university’s coffers.

Vanderbilt University and other well-endowed Nashville institutions continue to scoop up the lion’s share of donor money.

Still, enough is trickling in to Fisk, Nashville’s oldest institution of higher learning, to keep its recovery plan afloat and functioning while it searches for major backers, university officials say. If all goes as planned and expenses are kept under control, Fisk will finish the current 20142015 fiscal year at the end of next June with a small surplus, the school says.

To help university leaders stay on track with their new business plan and strategies, a new financial management system has been installed to closely monitor operations, replacing one that had been used by the institution for some two decades.

As important, Fisk has reversed its once nosediving enrollment trend that saw enrollment dip to just over 600 students a few years ago. With an overhauled recruitment team and added focus on retention, the university has boosted its enrollment to 773 full-time, on campus students this school year, 20 percent more students than were enrolled at Fisk this time a year ago. The university has set an ambitious enrollment goal of 900 full-time students for the fall of 2015, a level it hasn’t seen in more than a decade.

Faculty pay cuts have been restored. A provost and three new faculty members have been hired in recent months. A hunt is one for a new chief financial officer. A campus restoration plan is underway.

“We’re doing fairly well, making progress,” said Fisk President Dr. H. James Williams, the lawyer and CPA hired in the winter of 2013 by Fisk from his post as a dean of the college of business at Grand Valley State University in Michigan. “We still have a lot of work to,” Dr. Williams said in a recent telephone interview. “But, we’re en-

couraged by what we are achieving.”

Fisk is still far from capturing the millions it has said in the past it needs to become fully competitive, Dr. Williams acknowledged. The controversial one-time $30 million shot in the arm two years ago before his arrival was a needed bandage, most acknowledge.

Still, fund raising remains a challenge, Dr. Williams said.

The same is true for spreading the message –locally and nationally-that Fisk is in business and can provide college bound students a meaningful learning option, Dr. Williams acknowledged.

While making calls to find the deep pocket potential donors and keep alumni focused on the need for ongoing longterm support of Fisk, Dr. Williams is making it his business to personally network locally and nationally for Fisk, raising the public level of Fisk leadership visibility to a level that had not been seen for several years prior to his arrival.

In recent months, for example, Dr. Williams has visited nearly half a dozen Nashville area high schools as part of his effort to ensure the high school population knows the recently low profile institution is in business and a possible option for those interested in a college education.

To reinforce the sincerity of his message, Dr. Williams has offered the top two students of each school a full four-year scholarship to Fisk. That’s worth close to $100,000 to those who accept and pursue their education at Fisk.

“A significant gesture,” said William Collier Jr., a second generation Fisk alum, retired Nashville banker and grandfather to several possible future Fisk students, referring to Dr. Williams’ effort.

By the same token, Collier noted, the Fisk scholarship offers are being pitched to students who are probably also being courted by more high profile institutions, such as Yale and its peers.

Collier said he hopes Fisk plans to place some focus on the tier below the very top students, a collective of smart students more likely to stay in Tennessee and consider Fisk a serious option.

Fisk’s ambitious enrollment plan is likely to be helped by several developments inside and out

of the institution.

In addition to offering four-year scholarships to more prospective students, Fisk plans to guarantee any student who enrolls in the university this fall there will be no increase in tuition and fees for the standard four years of school. The university hopes the price certainty helps students and their families more accurately project college expenses.

Dr. Williams said he and his enrollment staff feel the fixed prices may also help reduce drop outs due to financial hardship and encourage students to try to finish in four years, a pattern that would improve the university’s graduation rate.

Externally, Fisk, like many of its peer tuitiondependent institutions, is likely to get a lift in its enrollment efforts for the fall of 2015 from the federal Department of Education. This summer, the agency bowed to two years of protests from higher education leaders upset over new loan qualification rules for its popular Parent PLUS Loan (PPL) program.

The tighter loan requirements resulted in thousands of PPL students being denied aid and having to drop out of college.

The revised rules increase the likelihood more families applying for PPL assistance this coming spring and summer will be approved for aid.

Fisk is also likely to get more recruitment aid from its alumni, many of whom are excited about the leadership of Dr. Williams and the prospects for the university under his leadership.

In Washington, D.C., for example, Fisk alumni are attending career fairs and making visits to local schools. They are sharing their Fisk stories with college-bound high school students and providing them the university’s spruced up recruitment literature. For some alumni, making a financial contribution to their alma mater is only part of their mission.

“My goal is to get five students to go the Fisk this year (fall of 2015),” said Jackie Harris, a pharmaceutical sales representative who earned her diploma from Fisk in 1979.

Harris, who volunteers with her alumni chapter’s recruitment committee, said she senses a new wave of enthusiasm among alumni. “There are a number of factors coming into play,” she said, adding she felt Fisk is now headed in a good direction.

For More News, More Often, Visit The

Tennessee Tribune

Online at TnTribune.com

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

Visit at www.TnTribune.com

13A

Local newS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

14A

Local Craft Breweries to Host Bottle Release Party

Supporters of Stephanie’s Fight are pictured with bottles of Stephanie’s Dubbel. l-r, Deborah Varallo, Varallo Public Relations; Kent Taylor, Blackstone Brewing Company; Christian Spear, Tennessee Brew Works; Carl Meier, The Black Abbey Brewing Company; Garr Schwartz, Tennessee Brew Works; Linus Hall, Yazoo Brewing Company; Zach Easterwood, Fat Bottom Brewing; Aric Carroll, Fat Bottom Brewing; Bailey Spaulding, Jackalope Brewing Company; Ben Bredesen, Fat Bottom Brewing; Steve Wright, Jackalope Brewing Company; Steve Scoville, Little Harpeth Brewing Company; Michael Kwas, Little Harpeth Brewing Company and Tom Solinsky, Blackstone Brewing Company

NASHVILLE, TN — On Sunday, November 23, local craft breweries Blackstone, Jackalope, Yazoo, Black Abbey, Tennessee Brew Works, Little Harpeth and Fat Bottom will host a bottle release party and craft beer tasting at the Nashville Farmer’s Market from 4pm – 8pm.

At the event, Blackstone will unveil a new Belgian Dubbel known as Stephanie’s Dubbel. All proceeds from this special beer will benefit Stephanie’s Fight, the lung cancer research charity founded in honor of Blackstone’s late co-founder Stephanie Weins. There are only 3,000 bottles of this beer available; a ticket to

this event guarantees each ticket holder one bottle.

Tickets to the event are $20 and include one bottle of Stephanie’s Dubbel to take home per ticket purchased. 100% of the money collected from ticket sales to this event will go to Stephanie’s Fight.

Depending on the number of tickets sold, additional bottles of Stephanie’s Dubbel may be available for purchase at the event. This event may be beer lovers’ only opportunity to try this extremely limited brew.

Advance tickets are available for purchase online at www.stephaniesfight.org.

Those who wish cannot attend the

November 23 event but wish to purchase a bottle of Stephanie’s Dubbel should purchase an event ticket and indicate during online checkout that they will pick up their bottle at the Blackstone Brewpub, 1918 West End Avenue, Nashville.

About the beer – Stephanie’s Dubbel: Belgian Dubbels are part of a very old family of beers known as monastic or Trappist beers; beers brewed in a monestary. Stephanie’s Dubbel is brewed with imported Belgian malts and imported Belgian dark candi sugar. It is a rich, malty brown beer with medium body and hints of chocolate and caramel, and fermented with Chimay yeast, which leaves

This Thanksgiving,

MLet AKE MEMORIES. us make the meal.

From main courses to delicious sides to glorious desserts, we’ve got you covered.

Select à la carte dishes at the Deli, no pre-ordering necessary. Place your dinner and platter orders in-store, or online at publix.com/order, and we’ll get cooking.

trace aromas of raisins, plums and dried cherries.

About Stephanie’s Fight: Founded in February, 2014, Stephanie’s Fight is an organization to help raise funding to fight lung cancer. Its goal is to help direct funds to research that can help find a cure for cancer, create and provide better treatment for lung cancer patients, and educate others about how we can reduce risks of lung cancer. For additional information, please visit www.stephaniesfight.org

Women’s Health issueS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

1B

Vitamin D May Not Prevent Women’s Infection Return

(HealthDay News) — A new study suggests that high doses of vitamin D may not help prevent the return of vaginosis, a vaginal infection that’s especially common in younger women.

The findings counter other research that suggests higher vitamin D levels could boost the immune system as it tries to fight off the infection, according to background information in the study.

“Earlier studies observed that women with low vitamin D levels were more likely to have bacterial vaginosis, and we hypothesized that vitamin D supplementation might reduce [bacterial vaginosis],” study author Abigail Norris Turner, an infectious disease expert at the Ohio State University Wexner Medical Center, said in a university news release.

“However, our study found that high-dose vitamin D supplementation wasn’t helpful in preventing recur-

rence of [bacterial vaginosis],” she said.

Vaginosis, which is not sexually transmitted, oc-

curs when the bacteria in the reproductive tract become imbalanced, according to the release. Antibiotics can eliminate the infection, but many women suffer repeat episodes, which can cause embarrassment and even miscarriage, the researchers noted.

An estimated 21 million women, more blacks than whites, are diagnosed with vaginosis in the United States each year, according to the researchers.

In the study, they randomly assigned 118 women with vaginosis to get nine large doses of a vitamin D supplement or a placebo. Vitamin D levels rose in the women who received the supplement, but they weren’t less likely to develop vaginosis again over 24 weeks.

The study appears in the November issue of the American Journal of Obstetrics and Gynecology.

Recognizing if You Have Binge Eating Disorder Binge Eating A person with a bingeeating disorder consumes a large amount of food within two hours, and does it often.

Having a binge eating disorder means being unable to control the amount of food consumed. You are unable to stop eating, even when you are full.

Most of us overeat from time to time, and many people often feel they’ve eaten more than they should have. But, does this mean we are “binge eaters?” Probably not: Eating a lot of food does not always mean that a person has an eating problem.

How Common Is Binge Eating?

Binge eating disorder is a relatively recently recognized disorder and is thought by some to be the most common of the eating disorders.

About 2% of all adults in the U.S. (as many as 4 million Americans) have binge eating disorder. About 10% to 15% of people who are mildly obese and who try to lose weight on their own or through commercial weight-loss programs have this condition. The disorder is even more common in people who are severely obese.

Unlike other eating disorders -- such as bulimia nervosa or anorexia nervosa -a substantial number of men suffer from binge eating disorder, but it is still more common in women. It is more common among the severely overweight, but can be found among people of any weight.

What Causes Binge Eating Disorder? No one knows for sure what causes binge eating disorder, but there are several factors that are thought to contribute. Genetics and biology seem to play a role in the development of the disease. Researchers are actively studying how the abnormal functioning of brain areas that regulate hunger and fullness, or impulse control can contribute to binge eating. Individual psychology is also thought to play a role: about 50% of people with binge eating disorder suffer from depression, and it is thought that negative emotions -- anxiety, shame,

and guilt -- contribute to out-of-control eating behaviors. Social and cultural factors also likely play a role in binge eating disorder, as food can become a way to show love, get comfort, or even induce guilt. The food industry and wide availability of processed foods can make it more difficult to be in tune with what will nourish our bodies. As well, Western culture emphasizes a desire for thinness. Many people with binge eating disorder have been on multiple diets.

Is Binge Eating Unhealthy? Yes, binge eating has been linked to the following conditions: Malnutrition Depression Diabetes High blood pressure High cholesterol Gallbladder disease Heart disease Cancer What Are the Signs of Binge Eating Disorder? Someone with a binge eating disorder has frequent episodes of binge eating, occurring at least two days a week for six months.

Binge eating episodes are associated with at least three of the following symptoms: Eating rapidly Eating until feeling uncomfortably full Eating when not hungry Eating alone because of embarrassment Feeling disgusted, depressed, or guilty

after overeating While binge eaters are typically distressed about this pattern, they do not induce vomiting, fast, or abuse laxatives or diuretics.

Binge eating also occurs with another eating disorder, called bulimia nervosa.

Persons with bulimia nervosa, however, usually purge, fast, or do strenuous exercise after they binge eat. Purging means vomiting or using a lot of diuretics (water pills) or laxatives to keep from gaining weight. Fasting is not eating for at least 24 hours. Strenuous exercise, in this case, means exercising for more than an hour just to keep from gaining weight after binge eating. Purging, fasting, and over exercising are dangerous ways to try to control your weight.

Often, a person with binge eating disorder feels overweight and has a history of trying to lose weight many times. Yet many failed diets may leave them feeling powerless over the binge-eating pattern.

How Is Binge Eating Treated? Bingeeating disorder is best treated with a combination of approaches. Psychotherapy, such as cognitive behavioral therapy and insight-oriented therapy, can help patients learn to recognize the thoughts and feelings that can trigger binge eating. Group therapy can also be quite helpful in helping patients feel less shame around their symptoms. Some self-help strategies such as keeping a journal and meditation can help people to identify and tolerate difficult feelings that can lead to binge eating. Nutritional counseling can be used to educate the patient about healthy food choices and, more importantly, about how to recognize the difference between physical hunger and emotional hunger. Finally, for some people, certain medications such as antidepressants or anticonvulsant drugs, such as Topamax, can help to treat associated depressive symptoms and in some patients can help regulate the urge to binge eat.

Health & WellnesS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

2B

Affordable Care Act Open Enrollment, Round 2

By Lisa Zamosky Reviewed by Sarah Goodell WebMD Health News

As we head into the second open enrollment period under the Affordable Care Act, consumers will see a revamped Healthcare.gov that government officials say will be easier to use. But with provisions of the law set to take effect for the first time this year, new challenges also lie ahead.

Consumers have between Nov. 15, 2014, and Feb. 15, 2015, to select or change health plans -- half the time they had under the health law’s first open enrollment period. Those interested in a Jan. 1 start date for a new policy must make their selection by no later than Dec. 15.

Healthcare.gov is expected to work more smoothly than last year, when the Marketplace was plagued by technology problems. Most new customers will see a streamlined application featuring 16 rather than 76 pages this year, which is expected to simplify enrollment.

At the same time, the government has yet to finish the “back end” of Healthcare.gov, which is used to enroll consumers in health plans and send subsidy payments to insurers. Problems with the transfer of information between the Marketplace and insurance companies could mean delays and confusion for people whose health plans don’t properly receive data about their enrollment choices.

“They are finding the same kind of issues they found last year, but they have a better awareness of why those issues are there,” says Sumit Nijhawan, CEO of software company Infogix. “It’s probably going to take a couple of years before that’s ironed out.”

One new concern is for people who decide to switch to a different health plan for 2015. Although officials say they’re working on a fix, problems with the web site may prevent insurers from getting information about those who decide to switch to a new plan for next year -and that could result in consumers being double-billed if they don’t take it upon themselves to cancel their old policy.

At the same time millions of Americans are expected to shop for insurance for the first time, those who purchased coverage last year are being encouraged to return this open-enrollment season. That’s so they can update personal information and shop their health plan options for a better deal.

“Last year it was about awareness, and this year it’s about making sure you’re getting the right plan for your family,” says Carrie McLean, customer service director for eHealth.

The Congressional Budget Office expects that roughly 13 million people will be enrolled through the Marketplaces during 2015, adding about 6 million more to the current count.

Approximately 85% of those who enrolled in health insurance through the Marketplaces last year qualified for subsidies to help lower their health insurance costs.

According to the Obama administration, on average, Americans getting subsidies saw their insurance costs slashed by an average of 76%.

Consumers nationwide will see new health plan options this year. The Department of Health and Human Services recently announced a 25% increase in the number of insurers offering Marketplace coverage in 2015, which is expected to increase competition in many, though not all, parts of the country.

Rate Changes and Subsidies Rate increases are expected to be moderate, with average premiums for individual market health plans rising by about 6% for 2015 plans as compared with 2014, according to a PricewaterhouseCoopers Health Research Institute analysis.

Premiums can vary a lot, though. Average rates among the plans PricewaterhouseCoopers surveyed ranged from a 22% decrease to a 35% increase compared with 2014 rates.

Another analysis by researchers at the Urban Institute examined the rates of just silver-level health plans in 17 states and the District of Columbia. In most of areas, according to the report, people will have access to silver-level “coverage at lower rates than were available in 2014 or at premium increases of less than 5 percent.” But people will likely need to switch plans to take advantage of the best deal.

Other plan details and costs are likely to change too, such as consumers’ access to doctors and medications, and how much they must pay when they go for care, says JoAnn Volk. She’s senior research fellow with the Georgetown University Health Policy Institute.

Consumers, she says, need to check everything again this time around by returning to shop the Marketplaces.

“Check the formulary. Check the provider network.

And the cost-sharing may have changed, too,” she says.

Many people complained this year about Marketplace health plans restricting access to doctors and hospitals with the use of more limited provider networks and by getting rid of coverage for non-participating doctors. These cost-control measures employed by insurers are expected to continue.

Those with health plans who don’t return to the Marketplace during open enrollment will be automatically re-enrolled in their current policies, as long as they’re still offered.

But for subsidies, it’s a good idea to return and double-check your info, McLean says.

Without doing so, most consumers will receive the same premium subsidy in 2015 that they received in 2014. Any changes to income or household size not reported to the Marketplaces may cause you to either miss out on additional subsidies for which you’re eligible, or accept too much financial help from the government -which you’ll be required to pay back at tax time.

In some cases, consumers whose income has changed since last open enrollment may see an automatic end to the financial help after Dec. 31, 2014, unless they return to the Marketplace to update their personal information.

Improved Quality of Medicare Plans and Steady Premiums as Open Enrollment Has Begun

By Marilyn Tavenner, Centers for Medicare & Medicaid Services Administrator

Fall is a wonderful time of year. Changing leaves.

Cooler weather. It’s also the season for people with Medicare to review their current Medicare coverage, as Medicare Open Enrollment begins.

As we prepare for Medicare Open Enrollment, which began on October 15 and ends on December 7, Medicare wants everyone to know that quality continues to improve both in Medicare Advantage and in the Part D Prescription Drug Program.

Each year, plan costs and coverage can change. During open enrollment, seniors and people with disabilities across the country have the opportunity to review their current Medicare coverage and see if they want to

make any changes for the next year. It’s important for people with Medicare to take the time to make sure their current situation still meets their health care needs best.

To help people choose a plan, Medicare calculates plan “star ratings” for Medicare health and prescription drug plans. Each plan gets a number of stars on a scale of 1 to 5—with 5 being the best—based on quality and performance. These ratings are designed to help people with Medicare, their families, and caregivers compare plans, in addition to information on their premiums and benefits.

This year, people with Medicare who choose to enroll in a Medicare health or prescription drug plan will have access to more high-rated, four- and five-star plans than ever before. Approximately 60 percent of Medicare Advantage enrollees are in a Medicare Advantage

Plan earning four or more stars in 2015, compared to an estimated 17 percent back in 2009. Likewise, about 53 percent of Part D enrollees are currently enrolled in stand-alone prescription drug plans with four or more stars for 2015, compared to just 16 percent in 2009.

Since the passage of the Affordable Care Act, enrollment in Medicare Advantage will increase to 42 percent to an all-time high of over 16 million and Medicare Advantage premiums will have decreased by 6 percent.

For people with Medicare, this is good news in how they receive care. Plans that are higher rated deliver a high-level of care, such as improving the coordination of care, managing diabetes or other chronic conditions more efficiently, screening for and preventing illnesses, making sure people get much-needed prescription drugs, or getting appointments and care quickly. A high rating also means these plans give better customer service, with fewer complaints or long waits for care.

If you have Medicare and need assistance, you can visit Medicare.gov, call 1-800-MEDICARE (1-800633-4227), or contact your State Health Insurance Assistance Program (SHIP). You should have received the 2015 “Medicare & You” Handbook and important notices from your current plan, Medicare, or Social Security about changes to your coverage. If you’re satisfied with your current coverage, there’s nothing you need to do.

Better quality in Medicare health and prescription drug plans isn’t the only good news for people with Medicare. For most seniors who have Original Medicare, the 2015 Part B premium will stay unchanged for a second consecutive year at $104.90. This means more of seniors’ retirement income and any increase in Social Security benefits will stay in their pockets. The Part B deductible will stay the same as well.

Medicare is working hard to make sure this good news continues so that seniors and people with disabilities will continue to get the health care coverage they deserve.

SPORTS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

3B

NFL

Titans Lose Close One to Steelers

By Ron Wynn

A gallant effort by the Tennessee Titans to salvage some glory for what’s become a lost season faded in the fourth quarter Monday night, as the Pittsburgh Steelers scored 14 points and edged the Titans 27-24. It was their eighth loss in nine games since an opening road upset over Kansas City, and their fourth loss in five home contests in 2014. This was particularly tough to take as the Titans had gained a 17-13 halftime advantage and were leading 24-13 with one quarter left to go.

But the run defense, which entered the game last in the NFL, couldn’t make critical stops down the stretch. Secondyear Steelers’ running back Le’Von Bell set a Monday Night Football rushing record with 204 yards, and over the last nearly seven minutes (6:58) singlehandedly helped the Steelers keep the ball with the Titans desperately trying to get it. He had seven carries for 49 yards just in that stretch.

The Titans did do some encouraging things on both offense and defense.

Rookie QB Zach Mettenberger had his best game after recovering from a disastrous first pass being intercepted and returned for a touchdown. He finished with 15 completions in 24 attempts for 263 yards, two touchdowns and a 110.2 rating. Nate Washington, having a subpar season up to now, had an 80-yard TD reception. Rookie linebacker Avery Wil-

BY RON WYNN

HBCU TEAMS NEED YEAR-ROUND SUPPORT

The Titans played the Pittsburgh Steelers tough for three quarters, but a pair of fourth quarter touchdowns spelled defeat Monday night as the Steelers edged the Titans 27-24.

Photo by Earl Flippen, Jr.

liamson had a terrific game defensively, getting two of the team’s five sacks on Pittsburgh’s Ben Roethlisberger. The offensive line surrendered no sacks.

But they also couldn’t generate much running room for Bishop Sankey or any of the Titans’ running backs. Sankey led (if that applies here) Titans’ rushers with 38 yards on 11 caries. The Titans also converted only three of eight third down situations while the Steelers were successful on seven of 13, including some big ones in the fourth quarter.

“We did a lot of good things, espe-

titans 2014-2015 schedule Nov. 23 at Philadelphia Nov. 30 at Houston

Dec. 7 vs New York Giants Dec. 14 vs New York Jets

Dec. 18 at Jacksonville Dec. 28 vs Indianapolis

cially early in the game,” head coach Ken Whisenhunt said on radio afterwards. “But we didn’t make the plays when we needed to. The effort was there, but the difference between winning and losing in this league is making the big plays when you need to, and we’re still not doing that.”

The Titans now have to win their final six games just to break even at 8-8. Considering their next contest is on the road against the Philadelphia Eagles, currently 7-3 and tied for first in the NFC’s Eastern Division, the odds on that aren’t very good. That’s followed by a visit to Houston, where the Texans are resurgent and only a game behind the Colts in the AFC South. So the Titans’ prospects for the immediate future do not look good, to put it mildly.

NHL

Predators Earn Tight Victory Against Jets

A late third period goal, coupled with more outstanding goaltending from Pekka Rinne, led to a 2-1 victory for the Predators before a sellout crowd at Bridgestone Arena Saturday night.

By Ron Wynn

The Nashville Predators reverted back to their previous form Saturday night, emphasizing tight defense and being opportunistic as Craig Smith’s goal with about two minutes remaining (2:02) gave them a 2-1 home ice victory over the Winnipeg Jets.

That win put them back into second place in the National Hockey League’s Central Division of the Western Conference, and also helped them bounce back from the tough 5-4 loss they had Thursday night at the St. Louis Blues.

The win also came despite their continued problems on the power play, which seem to be getting worse rather than better as the season continues. They had four attempts and failed to score on any of them.

Against Winnipeg this season they’ve had 12 chances and no goals. But they are also 2-1 against the Jets, and are now 11-4-2 on the young season.

A key to this game was breaking through a Winnipeg defense that entered the game tied for second in the NHL in terms of fewest average goals per game at 2.00, precisely what Nashville got.

The Predators were ranked fourth at

2.06, and once again got high level goaltending from Pekka Rinne, whose play thus far has ended any questions about a return to form from last season’s hip surgery.

Rinne had 21 saves, and also helped the Predators win yet another game where they surrendered the first goal, something that used to spell instant defeat. But after the Jets broke on top 1-0 in the second, they didn’t score again.

The Predators outshot them 14-9 in the second, getting the equalizer from James Neal, his ninth, at the 15:45 mark.

Smith’s game winner, his sixth, was the result of a blocked shot from Calle Jarnkrok. He had the presence of mind to recover the puck and pass it to Smith.

It was one of the few times during the game that there was an opportunity for the Predators to even get a shot on goal, as the Jets tight checking system limited Nashville to only seven shots in the third period and eight in the first.

But the Predators were equally stingy in terms of keeping the Jets from good scoring chances. Winnipeg didn’t have double digits in shot attempts during any period, getting only five shots in the second period, to go with eight in the first and nine in the third. A sellout crowd of

NOVEMBER Predators Games Nov 22 vs Florida Panthers

Nov 25 vs Los angeles Kings

Nov 27 vs edmonton oilers

17,113 enjoyed seeing the Predators etch out a regulation win, getting two points and inching close to the Blues.

St. Louis begins the week at 12-41, with one of those losses at home to the Predators. Nashville is four points ahead of third place Winnipeg, now 9-7-2, and five points ahead of slowstarting Chicago, who is 9-7-1 for 19 points. Interesting that despite all the discussion so far about the improved offense, the defense has been equally strong, both in either net and generally.

Getting shots on net remains a Predators’ priority, and it was definitely the case Saturday night according to Smith.

“It was the key to the game to get pucks through,” he told the Associated Press.

“Get shots on net against them. We had to do a good job of staying in front and getting second chances because we know they were going to block them.”

Coach Pete Laviolette earned his 400th NHL win Saturday night, and he also talked about the importance of quality shots. “We talked about that after the second period,” he said. “There weren’t a lot of attempts at either jet and there wasn’t a lot of room in the neutral zone either way. I was happy to see the way we came out and played defensively.”

“The main thing is that we were able to get two points, and in games like that, it gets friustating because you’re not creating much,” Predators forward Mike Ribeiro added. “You need to push the game along tonight like we did and win games.”

The only negative thing for the Predators was the failure of rookie sensation Filip Forsberg to get either a goal or assist. That snapped a string of seven straight games where he earned at least one point, and also a Predators’ record of six consecutive games with a goal.

Forsberg continues to lead NHL rookies in scoring.

The Predators will be back on home ice Saturday night against Florida. They started a two-game Canadian swing Tuesday against the Toronto Maple Leafs. They face the Ottawa Senators Thursday. The Maple Leafs were sixth in the Eastern Conference’s Atlantic Division at 9-7-2, while the Senators are fifth at 8-4-4. Florida is seventh at 5-4-5.

A few months ago, at the height of the Donald Sterling NBA fiasco, Larry Johnson made an interesting suggestion. He said that the Black players should just break away and start their own professional league. There were numerous reactions to this, with some labeling it just a call for segregation and others saying it had merit.

But what Johnson and apparently a lot of other people don’t realize is that there are already several predominantly or all Black leagues in business, and they get minimal support, especially after football season ends.

I’m speaking about the Southwestern Atlantic Conference (SWAC), the Middle Atlantic Conference (MEAC) and Southern Intercollegiate Athletic Conference (SIAC). All these leagues feature HBCUs and most of them field squads in a wide variety of sports, Unfortunately, outside of football, they seldom get much more than minimal coverage in mainstream publications and on sports highlight shows. Even more sadly, many struggle to get fans, even among the Black sports audience.

When Kareem Abdul-Jabbar called last week for college athletes to be paid, there were the predictable howls and criticisms.

But what went overlooked in that call was the fact Abdul-Jabbar was only talking about the handful of athletes playing for elite schools making millions off the networks. More importantly, he wasn’t talking about the vast majority of Black athletes playing college sports.

Despite the perception one gets from watching “bigtime” college football and basketball, the vast majority of Black college athletes still attend HBCUs. There’s a ton of teams from places like the Ivy or Patriot Leagues whose rosters are still pretty white. The same holds true in places like the Mountain West, as well as the service academies. College basketball at the top levels may be dominated by Blacks, but they are from the majority.

Even a school like TSU, an HBCU playing in an otherwise predominantly white league (OVC) is an aberration. The Tigers will appear on national TV from time to time, and have even played their share of schools from conferences like the SEC, Big 10 and ACC. They get respectable attendance even in down years, and when big name pro prospects from other schools appear at the Gentry Center, the place can often be from three-quarters full to sold out.

More typical are places like Fisk, a small HBCU not in a high level conference whose players are on scholarship, but harbor no NBA dreams. The overwhelming majority of Black football and basketball players are in the same boat as those at Fisk, albeit playing in more competitive leagues. They are attending college to get an education first and foremost.

Sure, an occasional HBCU football or basketball player makes it to the pros, and some even excel. But the days when HBCU’s got the elite Black stars are long gone. As a result, too many fans who flock to SEC or ACC or Pac 10 games won’t support HBCUs any longer, even if they are alumni.

Basketball, track & field, softball, volleyball, and golf are just a few of the other sports where hard working HBCU athletes toil, and too often they are doing it in obscurity. For all the wonderful attention given football and the various classics each fall, it’s a shame that so few of those who will travel across the country for a football game won’t even drive around the corner to see a basketball game, swim meet, or tennis match.

Certainly, no one has to watch anything, and there are people out there who attend football games only to socialize and tailgate, with no interest whatsoever in the outcome, Other HBCU sports don’t have that level of pageantry or devotion, even though TSU’s basketball and track & field traditions are every bit as rich as their football, and their golf heritage was even made part of a film this year.

SportS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

4B

NBA

Grizzlies Continue Winning Ways, Record 9-1

By Ron Wynn

The Memphis Grizzlies continued their early season winning Saturday night, defeating the Detroit Pistons 9588. The victory improved their record to 9-1, the best among either Western or Eastern Conference NBA teams.

They also won their 19th straight regular season home game, which came as part of another milestone. Team radio/ TV announcer Pete Pranica called his 1,000 game heading the Grizzlies broadcasting team. The Grizzlies continued their winning ways despite shooting only 37 percent from the floor. But they held the Pistons to 42 percent and in particular clamped down on the backcourt of Brandon Jennings and Kentavious CaldwellPope.

The duo combined for an ugly seven of 27 from the floor. Caldwell-Pope missed 10 of his 11 shots. By comparison, the Grizzlies Mike Conley had 18 points on five of 10 shooting from the floor (six of six from the free throw line) and Courtney Lee added 12 points off the bench. Kyle Singler helped keep Detroit close for much of the game due to his accuracy from three-point range. Singler was five of seven from there for 21 points overall. Greg Monroe added 16 points and 11 rebounds, with Brandon Jennings scoring 14 and Josh Smith 11.

Despite a poor shooting night (only

seven of 22) Zach Randolph had 17 points and a game high 22 rebounds, his 14th 20-plus rebound performance. Marc Gasol led the Grizzlies with 23 points, his 11 of 12 from the free throw helping compensate for making only six of 16 from the floor. Memphis again had problems generating offense from the second unit, with Vince Carter having an awful shooting night. He missed 10 of 11 from the floor, including all six three-point attempts on the way to just two points on the evening.The Grizzlies survived a horrid third quarter, where they made only six of 25 shots. They were helped by the fact the Pistons were no better, making just six of 21. The two teams combined to score 32 points, with the Grizzlies lead shrinking from an 11-point high in the first half down to 69-64.

But they outscored Detroit 26-24 in the fourth quarter, at one point reclaiming an 11-point advantage. Outside of Singler, none of Detroit’s reserves could mount any consistent offensive presence.

Jennings was only six of 16 as the Pistons’ starting point guard. The Grizzlies had a big rebound advantage (66-49) thanks to Randolph, who also tied Conley for most assists on the night with four.

The Grizzlies began the week with a half game lead over the Houston Rockets (8-1). The entire Southwest Division had a winning record, as the Mavericks were in third place at 7-3, followed by the New

COLLEGE FOOTBALL

Vols Roll Past Kentucky

The Tennessee Vols overwhelmed the Kentucky Wildcats on both sides of the ball Saturday, scoring 50 points and evening their record at 5-5 while dealing a serious blow to UK’s chances at making a bowl game.

By Ron Wynn

The Tennessee Volunteers took a big step towards ending their recent string of sub-par seasons Saturday, routing the Kentucky Wildcats 50-16 in Knoxville. The win evened their record at 5-5 and was their second straight SEC victory. They came out roaring, scoring 33 points over the first two quarters and pretty much ending any question about who would win the game. It was their biggest half in over 11 years, and represented a continuation of their improved offensive efficiency since the ascension of Joshua Dobbs to the starting lineup at QB. Dobbs has given them both mobility and flexibility. His elusiveness allows an inexperienced and thin offensive line to have a bit more time and margin for error, as witness the great reduction in sacks.

Plus teams must now also account for the QB at all times, rather than just rush full tilt with no concern for

containment.

Dobbs didn’t have a big rush day (only 48 yards) but he completed 19 of 27 passes for 297 yards and also had no interceptions or fumbles. He led the team to four touchdowns and a second straight game where the UT offense garnered more than 500 yards in total offense. His play led head coach Butch Jones to tell the Associated Press that it was “one of our better performances” in assessing the offense.

The Tennessee defense also did a far better job in both run and pass situations, following two weeks where opposition receivers had set school records for receptions and yardage.

Safety Brian Randolph returned an interception for a touchdown. Former Brentwood Academy star Derek Barnett had two sacks, running his season total to nine, a UT freshman record. That surpasses NFL first round pick Jadeveon Clowney’s mark, although Texas A&M’s Myles Garrett has also broken it. The

defense held Kentucky to three of 14 conversions on third down, and QB Patrick Towles was only 13 of 29 for 168 yards with two interceptions. He gained just 29 yards on 14 rushes as well, but that was enough to lead UK’s runners. Kentucky was also limited to 94 yards on the ground.

Jalen Hurd showed he is back in top form, having his finest game thus far as a starting running back.

He had 24 carries for 118 yards and a touchdown.

It was his third 100-yard game of the season, the most for any UT freshman runner since Jamal Lewis’ seven in 1997. Besides Dobbs’ three touchdown passes, the offense was flawless while the defense had two turnovers and the special teams contributed three field goals to the onslaught.

Left unaswered was the question regarding whether Dobbs’ presence in the lineup might have made the difference in close losses to Georgia and Florida earlier. Instead, the

Orleans Pelicans at 5-3 and defending NBA champion San Antonio also at 5-3.

But the Spurs were on a four-game winning streak as they headed into Sacramento Sunday night, and no one expects them to stay tied for last very long.

The Northwest Division of the Western Conference looks surprisingly weak, with only the Portland Trailblazers having a winning record early at 6-3. The Golden State Warriors were in first at 6-2 in the Pacific Division, followed by the Los Angeles Clippers at 4-3. Both the Kings and Phoenix Suns were at 5-4.

It’s clear the Western Conference will again be the toughest of the two in the league, and the Grizzlies are making some early inroads into getting a prime playoff spot. The conference is also taking full advantage of the Thunder missing four prime players, including defending MVP Kevin Durant and All-Star guard Russell Westbrook. At present, OKC is 3-7 and almost four games behind Portland. They will clearly be better once they get all their players, but in the meantime, other teams are taking advantage of it.

Right now though, the Grizzlies have everyone healthy and operating at maximum efficiency, something that bodes well for them in the NBA’s early season matchups.

The Memphis Grizzles overcame some poor shooting and got standout efforts from center Marc Gasol (shown) and Zach Randolph as they continued their torrid start with a win over the Detroit Pistons Saturday

MTSU Loses Critical Game

By Ron Wynn

The Middle Tennessee State Blue Raiders had everything they wanted in front of them Saturday, a chance to clinch bowl eligibility and also to stay within a game of first place Marshall in Conference USA. Plus they were playing a team with a losing record, both overall and in C-USA. Unfortunately, none of that mattered after the Blue Raiders blew an 18 point lead and fell apart in a five-turnover, second half 38-28 disaster. Neither coach or players had an explanation for how they dominated FIU through nearly the entire first half, leading at one point 213, then got wiped out 21-7 in the final 30 minutes, while losing two fumbles and having three interceptions.

“I don’t really have much too much to say about it,” MTSU safety Kevin Byard told Gannett Tennessee. “it was just highly disappointing. Offensive side of the ball, special teams and defense (was) just highly disappointing. (It’s) probably one of the most disappointing games of my career.”

“Disappointing, highly disappointing, just because we didn’t give ourselves a chance,” added head coach Rick Stockstill. “You’re up 21-3 (and) you’re going in to make it 28-10 at the half. It was uncharacteristic.”

The wheels began coming off the MTSU wagon when Jordan Parker fumbled while trying to extend the ball past the goal line on a dive play. FIU recovered in the end zone. Only three plays later, with time almost expired in the half, FIU QB Alex McGough hit tight end Jonnu Smith with a 40-yard touchdown pass to make it 21-17 at halftime rather than the 28-10 it should have been, a 14-point swing and momentum changer that MTSU proved unable to handle.

Another fumble, this one by Reggie

Volunteers were celebrating a couple of milestones. One was Tennessee linebacker A.J. Johnson getting his 100th tackle of the season in the third quarter. He’s now had three consecutive years with 100 or more tackles, the hallmark of an active, effective defender.

Tennessee also had its fourth home sellout, attracting 102, 455 once more. Another sellout is expected for the finale at Neyland Stadium Saturday against Missouri, the team atop the SEC East with a 5-1 record

Whatley in the third, plus an interception

by MTSU QB Austin Grammer that was returned for a touchdown, were critical plays in the 21-point FIU third quarter.

Neither team could score in the final 15 minutes, and the MTSU offense that had been so effective in the first half was almost totally stopped in the second. They scored just one touchdown in the final 30 minutes, that one on a 10-yard run.

MTSU had 142 yards on the ground in 42 carries, while FIU had 144 in 40.

Grammer had decent stats, completing 21 of 33 for 286 yards, but the three interceptions played a big role in the team’s collapse. Wide receiver Ed Batties had a career day, with eight receptions for 110 yards and two touchdowns, but took no solace in his highlights.

“It’s a very disappointing loss,” Batties said. “We expected more out of oursevles.

We feel that we’re better than that. We put the ball on the ground too much today and that really hurt us.” Parker was also upset with himself about the fumble.

“I think it (the ball) hit somebody’s shoulder pads when I was leaning over (the goal line),” he said. “On (the play before), I felt like I should have gotten in, so on the next one that’s all I was thinking about. I lost focus of the ball because I was just thinking about getting in (to the end zone).”

The Blue Raiders can still become eligible for a bowl, but any thoughts of possibly catching Marshall are over, and they also face competition for a bowl bid from C-USA with Rice, who is 6-4 and 4-2 in the conference, as well as UTEP (5-4, 3-2 C-USA) and even UAB (5-5, 3-3 CUSA). Most importantly, they know they blew one well within their grasp Saturday, and now have an uncertain future regarding postseason possibilities.

and overall 8-2 mark. They are primed to represent the division in the SEC title game, barring a Tennessee upset. The Volunteers need a split of their last two games for bowl eligibility, but would dearly love to knock Missouri out of the Eastern Division lead and spoil their season.

After Missouri, Tennessee comes to Nashville for the season’s final game, most likely in search of that sixth win needed for a bowl. That’s not a situation that’s very promising for Vanderbilt.

college football schedule Vanderbilt november 22 at mississippi state

Tennessee state university november 22 at murray state

middle tennessee state november 22 vs FAU

university of tennessee november 22 vs missouri

Metro sportS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

5B

By Scott Wallace Hillsboro, Pearl-Cohn Look to Keep Winning Ways Going NASHVILLE, TN — There are only two Metropolitan Nashville Public School (MNPS) left in the running to go win a state championship in football. In 5A, the Hillsboro Burros (12-0) are undefeated and primed to be the first MNPS team to win since the 2008 team led by former University of Tennessee star Eric Gordon. This year’s team coach by Craig Clayton is arguable the most talented team in the history of the Green Hills school. Led by Tennessee State commit Hillsboro Burros look to advance tomorrow versus Shebyville Central QB Michael Hughes and four -star DE Kyle Phillips, the Burros are the favorite to make it to Tennessee Tech for the state championship game.

In 4A, Head Coach Tony Brunetti boasts a very talented team also. His PearlCohn Firebirds (10-2) are trying to make it to the state finals for the first time since former Jacksonville Jaguar John Henderson roamed the halls of the North Nashville school. Led on offense by defending WTNTribune Radio CoPlayer of the Year Ks’Shawn Vaughn, the team only losses were at the hands of Montgomery Bell Academy and East Nashville. Both games were on the road in hostile environments.

5A Shelbyville Central at Hillsboro 4A White House at Pearl-Cohn

Pearl-Cohn’s Koreyon Jordan

Hillsboro QB Michael Hughes

Hillsboro’s Malique Fleming

Pearl-Cohn’s Ke’Shawn Vaughn

Chargers Hitting Stride COLUMBIA, TN — When you start the season ranked number four in the country teams circle you on the schedule and try to play their best game. The Columbia State Community College Chargers (5-2, 3-1 TCCAA) have faced that challenge all season.

After only losing two regular season game last year, the Chargers came out of the sluggish losing two of their first five. Both losses were on the road and second games of back to backs to number one ranked Vincennes University and the upcoming Motlow State Community College Bucks.

“We lost to a couple of tough teams but that is no excuse,” said Head Coach Brian Collins.

“In this league we play back to back and sometimes three in four days. I like it because by tournament time that type of schedule is what we will be facing. Vincennes and Motlow State will be there come March. I am concerned about how we have played against everyone else. We haven’t played a full 40 minutes yet, but we are getting close.”

The Chargers have been winning with a plethora of contributions. Preseason Player of the Year T.J. Dunans has started to play much better the past two games. This past Friday against Chattanooga State, the sophomore scored 17 in Metro Hall of Famer Ricky Collins is an assistant coach at Columbia State. the first half. He suffered an upper body injury early in the second half and didn’t return. This next day he pulled off a double-double scoring 22 points and grabbing 10 rebounds.

He also was credited with four steals and four assists.

“Coach told us that teams come in the game to stop me,” said Dunans. “That is a mistake because we have some weapons on this team. Getting everybody involved opened it up more for us. I feel us getting more comfortable with each other.”

Whether if it’s point guard Justin Pride facilitating, Jamonte Graham, doing all the dirty work, big men Ramond Jenkins, Jamontae Davis, Immanuel Griggs and Gonda Ameri hitting the boards or leading scorer T.J, Cromer shooting three pointers, the team seems to be putting all of the pieces together.

That is a welcome sight for Collins.

“We are gelling now.

We have a huge road trip this weekend and a home game on Monday.

Playing three games in four nights is never easy. We had a couple days off to rest. Now it is time to get working again. We can’t wait to get back on the court,” Columbia State’s T.J. Cromer leads his team in scoring. said Collins.

Columbia State Head Coach Brian Collins with WTNTribune Radio’s Scott Wallace

Lifestyle & EntertainmenT THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

6B

Fred Burton Has a ‘Fantastic’ Dual Career

By Janice Malone

LEBANON, TN — For the last 20 years Fred Burton has held the title of Lebanon, TN City Councilman for Ward 2, which is his “day job,” so to speak. But each Saturday night for the last 35 years, he replaces his political hat with a headset and becomes host of the popular “Fantastic Fred Anthony Show.” The program is based on WANT-FM 98.9 radio but also airs on eight other stations in the Middle Tennessee area, which includes WAMB AM/FM in Nashville.

The Fantastic Fred Anthony show airs Saturday nights from 7pm – 12 midnight, where the listeners can dance, reminisce and just simply enjoy oldies hits from the 1960’s, 70’s and 80’s. If you grew up doing the twist dance or boogying to music that took you down a Soul Train line, Fred has your music. And he does take requests. “I often get 60 or more requests from listeners during the show,” says Fred from his Lebanon, TN office. For the upcoming Thanksgiving holiday his loyal listeners can expect to hear music from what he calls a ‘special mellow list’ of tunes that he’s preparing for that big after turkey day feast. During the Christmas weekend Fred will deliver some real holiday oldies but goodies from legends such as Nat King Cole and others. Many of these of classic hit tunes are taken directly from Fred’s own personal music collection, which consists of over 3,000 albums and CD’s. Over the years he’s become friends with many of today’s most famous names in R&B and Soul music, which includes the late great James Brown. He says, “Every time James performed in Nashville he’d call me up and we would all hang out and party together after his shows.”

It was while working as a radio deejay in Seoul, Korea during his military years, when Fred Burton first fell in love with being a radio personality. After returning to the states, one of his first jobs was at Nashville’s WVOLAM radio. During the mid-1980’s Fred saw a new opportunity to enter the local political arena. In 1985 he

l-r, Soul singer Bobby Rush and Fantastic Fred Anthony

A classic pix of James Brown leaving Nashville’s Municipal Auditorium with Fantastic Fred (wearing light blue suit) standing on the right

was elected to his first term as Lebanon, Tennessee’s City Councilman for Ward 2, where he still remains.

Fred Burton says he’s now doing the work he loves in two different fields. Voters know him from both his on-air work and in the political arena.

“Each job benefits the other one, he says. “Listeners are also voters too and if they can’t get me during the week at Fred Burton the Lebanon, my office, they ofTN City Councilman ten call me at the radio station with their concerns. I gladly accept their calls for music requests and their calls regarding the community too.” During his years as a politician, Councilman Burton has occasionally considered running for State Representative.

“Yes, I’ve considered the possibility of running for State Representative from time to time but I’ve got so many projects going on for the community in Ward 2, from upgrading to rehabbing, I just don’t really have the time right now. I really enjoy the work that I do in both music and politics. Both keep professions keep me quite busy.

I sometimes have to make an appointment just to see myself!”

Fred also does deejay work for private parties, weddings and events. Contact him at: 615.444.9899 or 615719-3688.

Former Musician Making Name as Pastry Chef

By Janice Malone

NASHVILLE, TN — Are you one of those people who likes to start Thanksgiving dinner by eating dessert first? If so, this is your kind of story. Nashville not only has some of the world’s best musicians but the city is now becoming known for its growing list of dessert eateries. Randy’s Famous Cheesecake can now be added to the list. With two locations, Farmers Market (Nashville location) and a Hendersonville location, Randy’s Famous Cheesecake is quickly making a name for himself in the city as an official cheesecake expert.

Randy Owens is a former musician who’s now Master Pastry Chef. He’s especially passionate about making A-plus cheesecakes. Randy says he experimented with over a hundred different variations of cheesecake blends before he finally created his own signature gourmet cheesecake. He says, “I started doing desserts while working at a restaurant after the pastry chef suddenly quit. The cheesecake on that menu was okay, but it wasn’t that great. So I started experimenting with things and after almost three years, I finally mastered my cheesecake recipe exactly the way I wanted it.”

Randy’s Famous Cheesecake has a variety of premium fl avors to choose from.

During the Thanksgiving season some of the best sellers include: Randy’s Original, Caramel Chocolate, Apple Crisp, Apple Cinnamon Moonshine (real Tennessee Moonshine), Chocolate Turtle (chocolate cheesecake with pecans and caramel) gooey and delicious; and the Pumpkin Pie fl avor. During Christmas he has a Chocolate Cherry Cheesecake that’s especially popular. Randy Famous Cheesecake recently partnered with Short Mountain Distillery

to make the first official Apple Cinnamon “Moonshine” Cheesecake featuring real Tennessee moonshine. The cheesecake is made with genuine real Tennessee Moonshine from Short Mountain Distillery. This flavor leaves customers with a double smile on their face! Randy humorously says he learned how to cook out of necessity.

“Yeah, I had to learn how to cook because I needed a job! I eventually got very good at it and people just started really loving my cooking.”

Long before he became a “dessert meister,” Randy was a musician since age 7 but cooking eventually became his full time passion. ”I was a bass player in this local rock band call Sinponik, recalls Randy.

“But before I was in the band I was a chef at a four-star restaurant. A fter this restaurant closed I decided to launch the cheesecake business. A year later the band started to really succeed. We toured all over the country for about four years. But then the band work started to wind down. So my dad suggested to me that we should go full time with the cheesecake business, which we did by landing at the Nashville Farmer’s Market location. We’ve now been there for nearly a year and a half.”

The Randy’s Famous Cheesecake Hendersonville location’s been open for three months and also features custom chocolate

candies and its own special roast signature coffee brand. Randy’s Dessert Blend coffee is a dessert blend flavor that’s very dark and very rich, that washes down well with a thick and rich slice of your favorite cheesecake. Plans are to expand that store to start featuring a lunch menu sometime next year. “Everything on the menu will be my own signature recipes, which could be described as southern fusion cuisine,” reveals Randy. The Nashville media has also discovered these delectable desserts. Chef Randy’s dessert cuisine been featured on Channels 2 and 4, along with being named Chef D’jour in The Tennessean; he’s been featured in world renowned photographer Hunter Amistead’s new art exhibit and book entitled “The Nashville 100.”

Randy has provided his cheesecake creations to some of Nashville’s finest eating establishments, including The Standard at The Smith House, and available through Vanderbilt Valet Service. Randy’s Famous Cheesecakes can be delivered anywhere in the metro Nashville area free of charge and can be shipped nationwide. Visit Randy at: 115 Stadium Dr. Hendersonville, TN 37075 (Ph) 615-822-6255.

Vanderbilt Study Links Rhythm Facility & Grammar in Children

By Tribune Correspondent, Howard M. Romaine

In a study released this week, with possible great import for childhood literary and grammatical education, Vanderbilt researcher, Dr. Rena Gordon, found, “A child’s ability to distinguish musical rhythm is related to his or her capacity for understanding grammar” The researcher at the Vanderbilt Kennedy Center. Reyna Gordon, Ph.D., a research fellow in the Department of Otolaryngology, is the lead author of the study that was published online in the journal Developmental Science. She notes that the study is the first of its kind to show an association between musical rhythm and grammar. Gordon said she looks forward to the possibilities of using musical education to improve grammar skills. For example, rhythm could be taken into account when measuring grammar in children with language disorders. “This may help us predict who would be the best

candidate for particular types of therapy or who’s responding the best,” she said.

“Is it the child with the weakest rhythm that needs the most help or is it the child that starts out with better rhythm that will then benefit the most?”

Project design Gordon studied 25 typically developing 6-year-olds, first testing them with a standardized test of music aptitude. A computer program prompted the children to judge if two melodies — either identical or slightly different — were the same or different.

Next, the children played a computer game that the research team developed called a beat-based assessment. The children watched a cartoon character play two rhythms, then had to determine whether a third rhythm was played by “Sammy Same” or “Doggy Different.” To measure the children’s grammar skills, they were shown a variety of photographs and asked questions about them. They were measured on the grammatical accuracy of their answers, such as competence in

using the past tense. Though the grammatical and musical tests were quite different, Gordon found that children who did well on one kind tended to do well on the other, regardless of IQ, music experience and socioeconomic status. To explain the findings, Gordon suggested first considering the similarities between speech and music — for example, they each contain rhythm.

Impact of Study on Music Based Education Gordon is passionate about music education, which has declined nationally over the last few decades. She hopes her research may help reverse the trend.

“I’ve been thinking a lot about this idea … Is music necessary?” Gordon

said. “Those of us in the field of music cognition, we know — it does have a unique role in brain development.” Ron Eavey, M.D., chair of the Department of Otolaryngology, commented about the importance of music research — especially in Nashville.

“We live in Music City,” said Eavey, director of the Bill Wilkerson Center and Guy M. Maness Professor of Otolaryngology. “Why is music appealing?

We need to delve beyond peripheral organs into fundamental neuroscience.”

To watch a video about the findings, go to http://you-tu.be/_lO692qHDNg Gordon’s research was funded by a Vanderbilt Kennedy Center Hobbs Discovery Grant.

EntertainmenT THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

7B

Chattanooga to Host IronMan 70.3 Triathalon

CHATTANOOGA, TN — IRONMAN announced that Chattanooga has been selected to host the 26th race in the IRONMAN® 70.3® U.S. Series with Sunbelt Bakery as the title sponsor. The inaugural Sunbelt Bakery IRONMAN 70.3 Chattanooga triathlon will take place on Sunday, May 17, 2015. “After the phenomenal success of Little Debbie IRONMAN® Chattanooga, we are extremely excited to add an IRONMAN 70.3 race, providing another opportunity for athletes to race and take in the beauty of this area,” said Andrew Messick, Chief Executive Officer of IRONMAN. “Chattanooga proved to be an incredible host this past September and we

look forward to expanding our relationship with this great community.”

Sunbelt Bakery IRONMAN 70.3 Chattanooga will lead athletes through a 1.2-mile swim, 56-mile bike and 13.1mile run on nearly the same course as IRONMAN Chattanooga. The IRONMAN 70.3 Chattanooga race will start

with a point-to-point 1.2-mile swim down the Tennessee River. Athletes will exit the water and transition at Ross’s Landing Park before starting a one-loop 56-mile

bike course that will travel through north Georgia and historic Chickamauga. The course will feature incredible mountain views as it parallels Lookout Mountain.

Athletes will then begin the double-loop 13.1-mile run through the “Scenic City.”

After running through downtown Chattanooga, The Tennessee Riverwalk, Veterans Bridge, North Shore, Walnut Street Bridge and the beautiful Riverfront Parkway, athletes will come to a triumphant finish at Ross’s Landing.

“It’s truly an honor to be chosen to host an additional IRONMAN event. This speaks volumes for the collaborative efforts of our community. According to IRONMAN, we are one of only 10 cities globally that host both an IRONMAN and an IRONMAN 70.3 triathlon. That’s phenomenal. Including participants, families and spectators, we’re expecting

more than 6,000 people and an estimated economic impact of $3-4 million annually,” said Bob Doak, President & CEO of the Chattanooga Area Convention & Visitors Bureau.

Sunbelt Bakery IRONMAN 70.3 Chattanooga will offer 30 age group slots to the 2015 IRONMAN 70.3 World Championship taking place on August 30, 2015 in Zell am See-Kaprun, SalzburgerLand, Austria. General registration for Sunbelt Bakery IRONMAN 70.3 Chattanooga will open Tuesday, November 18, 2014 at 12:00 pm ET at www.ironman.com/chattanooga70.3.

For more information on the IRONMAN brand and global event series, visit www. ironman.com. Athlete inquiries may be directed to chattanooga70.3@ironman. com. Media may contact press@ironman.com

TERRI’S BOOK REVIEW

‘Imagine This: Creating the Work You Love’

Reading “Imagine This” is like making New Age stew: take a little You can’t imagine beBuddhism; a cup of Bibing at your job much lonlical teaching; a pound of ger. memoir; a pinch each of The funny thing is, it inner peace, The Universe, was once your dream job. and meditation; a teaspoon You couldn’t wait to get to of creativity-boosting; and work back then, but now stir. It’s a recipe that not you’re bored and looking everyone’s going to like. for something that exTERRI That’s not to say that this SCHLICHENMEYER cites you again. Reading is a bad book, but it’s not “Imagine This: Creating about work in the strictest the Work You Love” by Maxine Clair business sense; it’s more about work as might help you do that. What contributes an artist might define. Think: creative to a good life? and personal, rather than 9-to-5-cubicle.

Maxine Clair says that many Indeed, author Maxine Clair is a poet and people find a hobby to nurture self-ex- novelist, and that shows in this book’s pression, or they’re encouraged to prac- ideas, hints, and the memoir that takes tice the talents they were given at birth. up most of what’s between these covers.

Those are the things that help to make a That’s fine - but someone who sees the good life but sometimes, while engaging word “work” in the subtitle and picks it in such activities, we may forget to play. up, hoping for a book on business, could Learning to pay attention to that, and be mighty disappointed. to what surrounds us, is one of the first Overall, I think the audience for steps to awareness and contentment.

Next, write down what you want.

This serves several purposes: it helps to define desires through contemplation and reflection. It allows for clarity, discovery, and affirmation. Later, it helps with visualization to set a path to your goals, because it’s easier to get what you want when you’ve trained your brain to act as though you already have it.

Never stop anticipating the next step, says Clair. Live with a singleminded focus on what it is you want.

Make a map of your intended path and use your passion but don’t become complacent: never stop acquiring the skills you require, and practice what you need to get where you want to be. Do research on classes you might take or people you may want to meet, and plunge into the world they inhabit. While doing so, however, beware of sabotaging your new life with

By Maxine Clair c.2014, Bolden distractions. Finally, while reaching $16.00, 208 pages outside for a creative goal, remember to take care of your inner self. Practice “Imagine This” lies in the creative soul gratitude by making a daily list of things who wants to take life to a new level and for which you’re thankful. Learn to for- needs a righteous boost to do it. For the give, as self-preservation. And surprise goal-oriented business-minded individyourself by pushing your own boundar- ual, however, imagine yourself walking ies in giving. You’ll be amazed at what on by… you get back.

Review by Terri Schlichenmeyer

UPCOMING NASHVILLE EVENTS Ongoing: New reality show seeking men and women nationwide, ages 28-42 and their exes, for a chance to find love again. Apply now at www.exscapecasting.com November 21 & 22: Wishing Chair Presents: Cinderella at the downtown Nashville Library. Contact: Main Library (615) 862-5800.

November 22: Lunch with Santa at the Belmont Mansion, 1We will also take reservations by phone, (615) 460-5459 or by email, kate.wilson@belmont.edu December 2: The Nashville Public Library Foundation is participating in #GivingTuesday, a global movement that invites people around the world to give back on December 2. Details http://nplf.org/giving-tuesday

** To be included in our events calendar please email info to tribunenews1@aol.com

ABC’s ‘Nashville’ Actor to Serve as Grand Marshall in Music City’s Christmas Parade Dec. 5

NASHVILLE, TN — Television and film actor Eric Close, who plays Mayor Teddy Conrad on ABC’s hit television show “Nashville,” will serve as Parade Grand Marshal for the 61st annual Piedmont Natural Gas Nashville Christmas Parade. The parade kicks off the holiday season in downtown Nashville on Friday, Dec. 5, 2014 at 7 p.m. The parade theme this year is “Sharing the Warmth.”

“Piedmont Natural Gas is proud to continue this Nashville holiday tradition,” said Stephen Francescon, community relations manager, Tennessee, Piedmont Natural Gas. “The people of Nashville and all of Middle Tennessee have enjoyed and supported the parade with huge turnouts every year. We are especially excited to have ‘Nashville’s’ Eric Close join us as Grand Marshal.”

This year’s night of festivities will begin at 6:30 p.m. with the lighting of the city’s Christmas tree in Public Square Plaza in Downtown Nashville.

Eric Close, Piedmont Natural Gas executives and other special guests, will join Mayor Karl Dean.

The tree lighting will be immediately followed with fireworks. The parade begins at 7 p.m. at Public Square Plaza and travels down Second Ave. and up Broadway to Ninth Avenue.

“The Nashville Christmas Parade is a great Eric Close family-friendly tradition that brings people out to enjoy our beautiful downtown,” Mayor Karl Dean said. “With the Mayor’s Tree Lighting Ceremony on the same night, these festivities are a great way for our city to kick off the holiday season. This year’s Mayor’s tree lighting will take on a whole new level of excitement since it will include an appearance by another mayor – the mayor of the ‘Nashville’ TV show. I want to thank Eric Close for serving as grand marshal of the parade and being part of our Nashville community in this special way.”

The 2014 Parade theme is “Sharing the Warmth,” spotlighting the importance of the help Piedmont and our participating warm-hearted customers provide to those in need. All proceeds from the parade will benefit Piedmont’s Share the Warmth program, which assists local low-income families who need help paying energy bills at any point during the year, regardless of their energy source. Since 2003, Piedmont Natural Gas and its customers, along with the Piedmont Natural Gas Foundation, have donated more than $1.5 million to Share the Warmth energy assistance funds.

For more information about the Share the Warmth program, visithttp://www.piedmontng.com/ourcommunity/energyassistanceprograms/sharethewarmth.aspx To stay up to date on parade happenings and announcements, visit the Nashville Christmas Parade Facebook page at www.facebook.com/nashvillechristmasparade.

Additional information on how to participate in this year’s parade is also available at www.nashvillechristmasparade.com

next week in entertainment • What’s cooking in the Thanksgiving kitchen with Nashville’s own Chef Sterling Wright from the hit TV show Hell’s Kitchen​ • Kam Williams chats with Hunger Games star Jeffrey Wright in his role as “Beetee”

ENTERTAINMENT

MY

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

8B

RYCH’S CORNER

Michelle and Deitrick and Broken Choirs

By Rych McCain, www.twitter.com/rychmccain and Facebook (Like Me) www.rychmccainhollyhoodnotes.blogspot.com

The Oxygen Network took the TV world by storm by introducing “The Preachers of LA’ a show that takes the viewers into the personal lives of some of L.A.’s wealthiest Pastors. Oxygen has now added the focus to perhaps the second most dominate part of the church outside of the pulpit -- the choir. Former Destiny’s Child member and now gospel recording artist Michelle Williams and gospel recording artist Pastor Deitrick Haddon (Preachers of LA) are traveling the country to revive choirs that have lost their vitality and structure on their new show “Fix My Choir.” Every episode will travel to a different town and remain for five

Deitrick Haddon and Michelle Williams host Fix My Choir

days with a church, community choir or vocal group for an intervention and makeover.

Haddon says “It’s an honor to be a part of introducing the choir culture to the world with “Fix My Choir.”

When asked if he would let just anybody sing in his church choir even though they

were tone deaf and couldn’t keep time, Haddon responded, “I would let them sing. The crowd could tell them whether they liked it or not. They’ll learn themselves by the response of that crowd. You’ve got to let them learn...That’s how my dad would do us. My dad was the minister of music at our church.

He was also the pastor, the organist, everything in our church and that’s what he did to young people in our choir.

So what is Ms. Williams’ approach to fixing a bad choir situation? She explains, “This show has a variety of choirs. It’s just not your church choir. But there is a choir that we have on the show. They are a barber shop choir and they have so many beautiful harmonies than make up amazing chords.

You’ll definitely be able to see that, then you’ll see some choirs where we are trying to teach them some harmonies but it’s just a struggle for them to retain the notes that we are trying to teach them. So you’ll see choirs that are very advanced vocally but might have attitudes.”

In terms of her experience with choirs Williams says, “Before I had a Grammy or a passport, I was directing choirs in the church. I was a praise and worship leader so I just go back to those things that I am still passionate about. I try to show professionalism and wisdom in certain areas that people could definitely benefit from.” What has been the most inspiring aspect of this adventure? Haddon says, “For me it’s just really helping people reach their goals. Just our presence and our experience downloading into those young people and helping them reach their goals, it was amazing for me. I can say the experience of taping the show was kind of life changing for me because it put things in perspective for me because that’s what I’m here to do. We achieve a certain level of success and when we can help others reach that success or get them on the right path, that’s everything.”

Family Fantastic

Hiding Failures Can Cost Your Family

By M. Simone Boyd

Have you ever noticed how many people in the same family repeat the same mistake? Like, if a woman marries for stability rather than love, the daughter does the same thing. Or if a child is born without a father? That child then repeats the same mistake. Well, I just witnessed that happen in my own family. The same mistake I made almost ten years ago, my brother repeated last month.

Ten years ago, I was swindled out of $7,500 (a fortune for a recent college graduate). I was moving to El Paso, TX and needed to find someone to rent my home. So, I listed the property online and someone contacted me about the rental. They sent me a certified check for $8000, and agreed to lease for one year.

However, two weeks later the renter contacted me and requested a refund due to a family emergency.

I agreed to refund their money minus the deposit.

I waited for the check to clear and returned the

money. Three days later, my debit card was declined while getting lunch at Subway. It turns out that certified check was a fake, and I now owed my bank almost $8,000.

The entire ordeal was stressful and embarrassing.

I bounced a check with my favorite stylist (and I still haven’t gotten up the courage to explain what happened). My hair fell out in clumps. And, my credit was in the toilet. Thankfully, my parents helped me hire an attorney, navigate the legal system, and everything was resolved.

But, I was so embarrassed about the whole ordeal that I never told anyone about it except for my husband.

The problem is that now my brother is in a similar situation.

He wants to play professional basketball, but went to a small college and didn’t get much attention.

So, he hired a sports agent.

That “agent” swindled him out of $2,500.

And, it pains me to see my brother (a hardworking, college graduate, and single dad) go through this. But the truth is, hiding

M. SIMONE BOYD that failure from my family ended up costing my brother.

The opposite it true too.

If we share our failures, it can help others avoid them.

For example, my parents had a tough time with money, and early in my childhood our home was foreclosed. But, their openness about money and the pitfalls of debt taught me a lot and is one of the reasons my husband and I lead a debt-free lifestyle.

But, openness in communication is often missing in families and we tend to sweep our failures under the rug. Think about your own life and the struggles you have faced. How could sharing your experiences help your family avoid the same pitfalls?

You could save someone’s life.

M. Simone Boyd researches and writes about what makes relationship, marriages, and families thrive or die. For more actionable advice visit www. myfamilyfantastic.com or follow her on Twitter @ msimoneboyd.

KAM’S KOLUMN

Cosby: His Life and Times

afforded unusual access to Bill and scores of his colleagues and closest friends, “[Bill] Cosby grew up including his Cosby Show in a Philadelphia housspouse, Phylicia Rashad. ing project, the son of an In the book, we learn alcoholic, largely absent that his big break arrived father and a loving but in the wake of his debut overworked mother… Afappearance on The Toter dropping out of high night Show in August of school, Cosby turned his 1963. Whitaker later what life around by joining the he refers to as “The Cosby KAM WILLIAMS navy, talking his way into effect” with enabling Obama college, and seizing his first to win the 2008 Presidential break as a stand-up comedian. election. He argues that the solidly midPublished on the 30th anniversary of dle-class Huxtables of The Cosby Show The Cosby Show, the book reveals the had subtly laid the groundwork for the behind-the-scenes story of that ground- historic win by boosting the black combreaking sitcom… But it also deals with professional setbacks and personal dramas, from an affair that sparked public scandal to the murder of his only son, and the private influence of his wife of 50 years, Camille.”

Excerpted from the Book Jacket Book Review

by Kam Williams

FEATURING HIS BIGGEST HITS AND HOLIDAY FAVORITES

DECEMBER 8 Presented without orchestra

615.687.6400 | NashvilleSymphony.org

Born and raised on a rough side of Philadelphia, Dr. William Henry Cosby, Jr. overcame a challenging childhood to enjoy a 50+ year career in show business.

Depending on your age, you might have been first introduced to this cultural icon through his comedy albums, his standup appearances on TV, his co-starring on “I Spy,” his guest hosting The Tonight Show, or one of his numerous other television programs, especially The Cosby Show.

Nevertheless, there is much more to the man than his public persona. For instance, over the same half-century, he’s been married to Camille, the doting mom and influential partner who not only helped raise their five kids but managed her hubby’s considerable finances.

Their enduring union has been tested by everything from extortion to infidelity to the 1997 murder of son Ennis to daughter Erinn’s drug addiction. All that and more is examined in intimate detail in Cosby: His Life and Times, a revealing biography by Mark Whitaker. The author, the former managing editor of CNN, was

By Mark Whitaker Simon & Schuster Hardcover, $29.99, 560 pages, Illustrated ISBN: 978-1-4516-9797-1

munity’s self-image to the point that it could easily envision an African-American family occupying the White House.

I was surprised to learn that Bill continues to do concert tours regularly, despite suffering from glaucoma for the past two decades. Furthermore, he travels without any entourage, bodyguard, publicist or manager, and the peripatetic performer even lugs his own suitcase around during his travels.

FORECLOSURES & LEGALS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated June 29, 2006, executed by PAMELA MARICONDA, conveying certain real property therein described to US TITLE PARTNERS, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded June 30, 2006, at Instrument Number 20060630-0078447; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee, on behalf of the certificate holders of the FFMLT Trust 2006-FF13, Mortgage Pass-Through Certificates, Series 2006-FF13 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 4, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: SITUATED IN DAVIDSON COUNTY, TENNESSEE, BEING UNIT NO. C-71 ON THE PLAN OF MADISON PARK CONDOMINIUM, PHASE II, ACCORDING TO THE MASTER DEED OF RECORD IN BOOK 5462, PAGE 614, AS CORRECTED BY BOOK 5608, PAGE 551, AND AMENDED

BY BOOK 8014, PAGE 416, IN THE REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, AND MORE PARTICULARLY DESCRIBED IN PLAT BOOK 5200, PAGES 179 THRU 182, IN THE REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Parcel ID: 043100A04600CO PROPERTY ADDRESS: The street address of the property is believed to be 555 N DUPONT AVENUE, UNIT C-71, MADISON, TN 37115.

In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): PAMELA MARICONDA OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #74309 201411-06 2014-11-13 2014-11-20 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on December 11, 2014 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DAVID W. COLLINS AND BROOKE COLLINS, to BELL & ALEXANDER, Trustee, on May 24, 2006, as Instrument No. 20060530-0063218 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. Bank National Association, as Trustee for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-KS6 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 196 ON THE PLAN OF FIRST REVISION TO CANE RIDGE FARMS, PHASE ONE, SECTION THREE, OF RECORD AS INSTRUMENT NO. 20020712-0084136, AS CORRECTED AS INSTRUMENT NO. 20030210-0018021, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR COMPLETE DESCRIPTION THEREFORE. Tax ID: 174110A10000CO Current Owner(s) of Property: DAVID W. COLLINS AND BROOKE COLLINS The street address of the above described property is believed to be 1276 Blairfield Drive, Antioch, TN 37013, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: HOMEOWNERS ASSOCIATION LIEN FILED IN FAVOUR OF CANE RIDGE HARMS HOMEOWNERS ASSOCIATION, INC. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-003107-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #74985 2014-11-06 2014-11-13 2014-11-20 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on December 11, 2014 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by GERALD LAMONT SMITH, to GREGG MURPHY, Trustee, on May 18, 2005, as Instrument No. 200505230057505 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE FOR AMERICAN HOME MORTGAGE INVESTMENT TRUST 2005-2 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 10 ON THE PLAN OF PLEASANT VIEW SUBDIVISION OF MRS. MCCOMBS PROPERTY, OF RECORD IN BOOK 421, PAGE 134, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. SAID LOT NO. 10 FRONTS 50 FEET ON THE SOUTHERLY SIDE OF MORTON AVENUE (FORMERLY MCCOMB STREET) AND EXTENDS BACK BETWEEN PARALLEL LINES 174 FEET TO AN ALLEY IN THE REAR. Tax ID: 11913032700 Current Owner(s) of Property: GERALD LAMONT SMITH The street address of the above described property is believed to be 321 MORTON, NASHVILLE, TN 37211, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: THE BANK OF NASHVILLE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-002088-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75033 2014-11-06 2014-11-13 2014-11-20 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 10, 2006, executed by DANNY BRADBURY AND DEBORAH BRADBURY, conveying certain real property therein described to ERNEST B. WILLIAMS, IV, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded May 3, 2006, at Instrument Number 20060503-0051225 and re-recorded November 6, 2006 at Instrument Number 20061106-0138107; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank National Association (as successorin-interest to Bank of America, N.A., as successor by merger to LaSalle Bank National Association), as trustee, on behalf of the holders of the GSAMP Trust 2006-HE4 Mortgage Pass-Through Certificates, Series 2006-HE4 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 11, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND IN DAVIDSON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO WIT: BEING IN LOT NO. 71 ON THE PLAN OF OAKWOOD, PHASE 6, SECTION 2, AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 7900, PAGE 626 IN THE REGISTER`S OFFICE OF DAVIDSON COUNTY, TENNESSEE TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY. Parcel ID: 14906017100 PROPERTY ADDRESS: The street address of the property is believed to be 1004 OAK RIDGE COURT, ANTIOCH, TN 37013.

In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DANNY BRADBURY AND DEBORAH BRADBURY OTHER INTERESTED PARTIES: FORD MOTOR CREDIT COMPANY, HEIGHTS FINANCE CORPORATION, Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for The CIT Group/ Consumer Finance, Inc., OAKWOOD HOMEOWNERS ASSOCIATION, INC. FCC FINANCE, LLC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75063 201411-13 2014-11-20 2014-11-27 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 29, 2009, executed by FRANCES L. HODGES, conveying certain real property therein described to K. THOMAS SIDWELL, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded December 30, 2009, at Instrument Number 20091230-0118498; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Lakeview Loan Servicing,LLC who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 11, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 262, ON THE PLAN OF JORDAN RIDGE AT EATON`S CREEK, PHASE 9 OF RECORD IN INSTRUMENT NO. 20090618-0056870, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION. Parcel ID: 058090A25800CO PROPERTY ADDRESS: The street address of the property is believed to be 2824 CATO RIDGE DRIVE, NASHVILLE, TN 37218. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): FRANCES L. HODGES OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75070 201411-13 2014-11-20 2014-11-27 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 11, 2005, executed by BETTY PARKER, conveying certain real property therein described to LAWRENCE VOGAN, ATTY, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded May 19, 2005, at Instrument Number 200505190056583; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE, FOR NEW CENTURY HOME EQUITY LOAN TRUST 2005-3 who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 11, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: BEING LOT NO. 115 ON THE UNRECORDED MAP OF A SUBDIVISION OF TRACTS 1 AND 13, ANDERSON ESTATES, OF RECORD IN BOOK 1130, PAGE 37, REGISTER`S OFFICE FOR SAID COUNTY, AND DESCRIBED ACCORDING TO A SURVEY BY ANDERSON AND GEE SURVEYORS, AS FOLLOWS: BEGINNING AT A POINT IN THE WESTERLY MARGIN OF MCARTHUR DRIVE AT THE CORNER OF LOTS 114 AND 115; THENCE WITH THE LINE BETWEEN SAID LOTS WESTERLY 150 FEET TO A POINT, SAID POINT BEING A CORNER OF LOT 163 IN THE EAST LINE OF THE WEST LINE OF THE TVA POWER LINE, THENCE, WITH THE LINE BETWEEN LOTS 115 AND 163, NORTHERLY 50 FEET TO THE CORNER OF LOT 116; THENCE WITH THE LINE BETWEEN LOTS 115 AND 116, EASTERLY 150 FEET TO THE WEST MARGIN OF MCARTHUR DRIVE, THENCE WITH THE MARGIN OF SAME SOUTHERLY 50 FEET TO THE POINT OF BEGINNING. Parcel ID: 04311001200 PROPERTY ADDRESS: The street address of the property is believed to be 214 MCARTHUR DR, MADISON, TN 37115. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BETTY PARKER OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be

rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/propertylistings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75079 2014-11-13 2014-11-20 2014-11-27 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Tabitha H Horton and William M Horton executed a Deed of Trust to SunTrust Bank, Nashville, N.A., Lender and T. Michael Logan, Trustee(s), which was dated August 7, 1998 and recorded on August 11, 1998 in Book 11061, Page 482, Davidson County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 16, 2014, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, being Lot No. 44 on the Plat of Whittemore Valley Section 2-A of record in Plat Book 6250, Page 611, Register’s Office for said County, to which reference is made for a more complete description. Being the same property conveyed to Grantors by deed being recorded simultaneously herewith. This instrument is executed on behalf of Tabitha H. Horton by William M. Horton as her Attorney In Fact pursuant to recorded Power of Attorney of record in Book 11061, Page 481, in the Register’s Office for Davidson County, Tennessee. Parcel ID Number: 162 07 0 201.00 Address/Description: 400 Josephine Court, Antioch, TN 37013. Current Owner(s): Tabitha H. Horton and William M. Horton. Other Interested Party(ies): N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-14849 Ad #75115 201411-06 2014-11-13 2014-11-20 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Ilija Matosevic and Irena Krizanic executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for Allied Home Mortgage Capital Corp, a Texas Corporation, Lender and Bragg, Mansfield & Stegall Attorneys at Law, Trustee(s), which was dated May 17, 2006 and recorded on May 19, 2006 in Instrument No. 20060519-0059083, and modified on August 14, 2012 in Instrument No. 20120814-0072514, Davidson County, Tennessee Register of Deeds. WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, CitiMortgage, Inc, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 4, 2014, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, being all of Lot No. 10, Patricia Heights Annex, as shown on survey and plat of same appearing of Record in Book 2900, Page 37, Register’s Office for Davidson County, Tennessee, to which plat reference is hereby made for a more complete and accurate description of said property.Being the same property conveyed to Ilija Matosevic, married, by deed from Arthur C. Kilburn and wife, Rosetta Kelley Kilburn, as shown of record as Instrument # 20060519-0059082, Register’s Office for Davidson County, Tennessee. Parcel ID Number: 10709001000 Address/Description: 1011 Massman Drive, Nashville, TN 37217. Current Owner(s): Ilija Matosevic. Other Interested Party(ies): N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-21610 Ad #75121 201411-06 2014-11-13 2014-11-20 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 31, 2005, executed by SHIRLEY A. APPLEBY, conveying certain real property therein described to BICENTENNIAL TITLE & ESCROW, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded April 20, 2005, at Instrument Number 200504200043891; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wells Fargo Bank, N.A., as Trustee, on behalf of the registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FFH1 who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 1 AND A RESERVED PARCEL ON THE MAP OF A RESUBDIVISION OF PART OF LOTS 43 AND 44, FREE SILVER PLAN, OF RECORD IN BOOK 4300, PAGE 35, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. Parcel ID: 070-07-0-103.00 PROPERTY ADDRESS: The street address of the property is believed to be 910 YOUNGS LN, NASHVILLE, TN 37207. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): THE ESTATE AND/OR HEIRS-AT-LAW OF SHIRLEY A. APPLEBY OTHER INTERESTED PARTIES: LVNV Funding, LLC assignee of Washington Mutual The sale of the abovedescribed property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www. rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75130 2014-11-20 2014-11-27 2014-12-04

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated May 5, 2005, executed by WILLIAM H. HORTON, conveying certain real property therein described to LOGOS TITLE, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded May 9, 2005, at Instrument Number 200505090051651; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to U.S. Bank NA, successor trustee to Bank of America, NA, successor in interest to LaSalle Bank National Association, as trustee, on behalf of the holders of the Bear Stearns Asset Backed Securities Trust 2005-3, Asset-Backed Certificates, Series 2005-3 who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 4, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: THE LAND REFERRED TO IN THIS DEED OF TRUST IS A FOLLOWS: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING THE EASTERLY 56 FEET OF THE NORTHERLY PART OF LOT NO. 2 ON THE PLAN OF THE SUBDIVISION OF LOT NO. 4 OF THE ELIZABETH HARDING LYTLE TRACT, OF RECORD IN BOOK 25, PAGE 453, CHANCERY COURT AT NASHVILLE, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. Parcel ID: 09203022000 PROPERTY ADDRESS: The street address of the property is believed to be 2105 MORENA STREET, NASHVILLE, TN 37208. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): WILLIAM H. HORTON OTHER INTERESTED PARTIES: METRO CODES DEPARTMENT - JAY SUMMERS (722) The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www. rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75192 2014-11-13 2014-11-20 2014-11-27 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Josie M. Tunstall executed a Deed of Trust to Third National Bank in Nashville, Lender and Matt B. Murfree, III, Trustee(s), which was dated May 19, 1994 and recorded on May 26, 1994 in Book 9358, Page 85, Davidson County, Tennessee Register of Deeds. WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 23, 2014, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: A certain planned unit development in Davidson County, Tennessee, being Unit No. 108 on the Plan of Phase 1 Site Plan Chinquapin, of record in Book 6900, Page 358, Register’s Office for said county, to which plan and record thereof are incorporated herein and made a part hereof by reference. Being the same property conveyed to Josie M. Tunstall, by deed from Marion A. Hooper and William David Piland, an undivided one-half interest each, of record in Book 7363, Page 600, Register’s Office for Davidson County, Tennessee. Parcel ID Number: 149 06 0A 108.00 Address/Description: 108 Okee Trail, Antioch, TN 37013. Current Owner(s): Jerry Kendrick. Other Interested Party(ies): .N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any

priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-23440 Ad #75202 201411-13 2014-11-20 2014-11-27 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 19, 2007, executed by HAROLD T. HELLEGAARD, JR., conveying certain real property therein described to ATTY. ARNOLD M. WEISS, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded January 22, 2007, at Instrument Number 20070122-0008956 (see also the Amended Decree for Redemption recorded at Instrument Number 20141023-0097901); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Residential Fund 138, LLC who is now the owner of said debt; and WHEREAS, the undersigned ,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 39, BLOCK “B” ON THE MAP OF EASTLAWN SUBDIVISION, OF RECORD IN BOOK 547, PAGES 153 AND 154, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. Parcel ID: 03413011900 PROPERTY ADDRESS: The street address of the property is believed to be 14011403 Florence, Madison, TN 37115. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): T & H INVESTMENTS, INC. OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) HAROLD T. HELLEGAARD, JR. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www. rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75210 2014-11-20 2014-11-27 2014-12-04 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Ivonne Miranda executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for SWBC Mortgage Corporation, Lender and Roushi Pazouki, Trustee(s), which was dated January 9, 2013 and recorded on January 11, 2013 in Instrument No. 20130111-0003928, Davidson County, Tennessee Register of Deeds. WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SWBC Mortgage Corporation, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 30, 2014, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: Described property located in David-

9B son County, Tennessee, to wit: Being Lot No. 405 on the Plan of the Country Section Nine of record in Plat Book 6900, Page 285, Register’s Office for said County, Tennessee, to which reference is hereby made for a more complete description .Being the same property conveyed to Ivonne Miranda, herein by cash deed dated 9th day of January, 2013, of record at 20130111-0003927 in said Register’s Office Tennessee. Parcel ID Number: 150 03 0 351.00 Address/Description: 3505 Shakertown Road, Antioch, TN 37013. Current Owner(s): Ivonne Miranda.

Other Interested Party(ies): N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-10456 Ad #75339 201411-13 2014-11-20 2014-11-27 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Drucella Coker, Barbara Shelburne and Bob Coker executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for Peoples Home Equity, Inc., Lender and Tennessee Title Services LLC dba TTS Title, Trustee(s), which was dated August 25, 2010 and recorded on September 3, 2010 in Instrument No. 20100903-0070275, Davidson County, Tennessee Register of Deeds. WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, HomeBridge Financial Services, Inc., (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 23, 2014, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, being Unit No. 114 on the plan of Noel Cove Townhomes, as shown on the Master Deed of record in Instrument No. 20030924-0141428, Register’s Office for Davidson County, Tennessee, to which reference is hereby made for a more complete description thereof. Property/Mailing Address: 114 Noel Cove Circle, Hermitage, TN 37076 (for informational purposes only) Being the same property conveyed to Lynn S. Coker and Barbara S. Ruley,

by Warranty Deed from Hermitage Developers, Inc., a Tennessee Corporation, dated 8-16-06 and recorded 8-23-06 in Instrument No. 20060823-0103933, in the Register’s Office of Davidson County, Tennessee. The said Lynn S. Coker is also known as Drucella Lynn Coker.

Being the same property conveyed to Drucella Coker and Barbara Shelburne by Quitclaim Deed from Lynn S. Coker a/k/a Drucella Lynn Coker and Barbara S. Ruley n/k/a Barbara Shelburne, dated 08/25/2010 and filed for record on 09-03-10, in Instrument No. 20100903-0070273, in the Register’s Office for Davidson County, Tennessee.

Parcel ID Number: 086 10 0B 114.00 Address/Description: 114 Noel Cove Circle, Hermitage, TN 37076. Current Owner(s): (The Estate of) Drucella Coker and Barbara Shelburne. Other Interested Party(ies): N/A The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-03297 Ad #75362 201411-13 2014-11-20 2014-11-27 NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Russell N. Bolton II executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc. as nominee for America’s Wholesale Lender, Lender and Arnold M. Weiss, Attorney, Trustee(s), which was dated October 5, 2004 and recorded on October 11, 2004 in Instrument No. 20041011-0122413, Davidson County, Tennessee Register of Deeds. WHEREAS, default having been made

THE TENNESSEE TRIBUNE SUBSCRIPTION FORM

Each week more than 150,000 Tennesseans read The Tennessee Tribune to keep a watchful eye on news and events shaping our community. Unlike other weeklies that have lost touch with important issues facing today’s Black families, the Tribune offers a fresh and encouraging view on people and events that have a positive impact. So if you’re looking for a newspaper that keeps you informed and reaches the heart of Tennessee’s Black community, then look no further -

THE TENNESSEE TRIBUNE IS IT!!

SUBSCRIBE TODAY ISSUE MAILED TO YOU WEEKLY! Name ________________________________ Address ______________________________ City __________________________________ Phone # ______________________________ e-mail ________________________________ 1 YEAR/52 ISSUES $45.00

The Tennessee Tribune

E-Subscription Now Available A state-of-the-art page turner program that will allow subscribers to read each and every article for only $27.00 a year.

To subscribe simple visit http://tntribune.com/e-edition-3/ and follow the instructions.

Mail check or money order to: Tennessee Tribune Building 1501 Jefferson Street, Nashville, TN 37208 p: 615-321-3268 f: 615-321-0409

ClassifiedS 10B in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-11, (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 9, 2014, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, being Lot No. 370 on the Plan of Peppertree Forest, Section 5, planned unit development of record in Plat Book 7900, Page 499, Register’s Office for said County, to which reference is made for a more complete description. Being the same property conveyed to Federal Home Loan Mortgage Corporation by Substitute Trustee’s Deed, filed on May 27, 2004, as Instrument Number 20040827-0103685, in the Records of Davidson County, Tennessee. Being the same property conveyed to Russell N. Bolton II, grantee by Special Warranty Deed

by Federal Home Mortgage Corporation, organized and existing under the laws of the United States of America, grantor, by its duly, authorized attorney-in-fact, Burrow Closing Management Corporation, filed on 11th day of Oct., 2004, as Instrument Number 200410110122412 in the Record of Davidson County, Tennessee. Parcel ID Number: 165130A01800 Address/Description: 4425 Stoneview Drive, Antioch, TN 37013. Current Owner(s): Russell N. Bolton, II. Other Interested Party(ies): Tennessee Department of Revenue; Peppertree Forest Homeowners Association, Inc.; Peppertree Forest Homeowners Association, Inc.; Arrow Financial Services LLC; Household Financial Center, Inc.; and Department of child Support Services. In addition, this sale shall be subject to the right of redemption by the TENNESSEE DEPARTMENT OF REVENUE, TAX ENFORCEMENT DIVISION, pursuant to T.C.A. 67-1-1433(c)(1) by reason of the following tax lien(s) of record in: Instrument 20061013-0127495. Notice of the sale has been given to the State of Tennessee in accordance with T.C.A. 671-1433(b)(1). The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-24612 Ad #75400 2014-11-13 2014-11-20 2014-11-27 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 9, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by ADAM WILDING PARRISH AND SUZANN COX PARRISH, to STATEWIDE TITLE, Trustee, on January 13, 2004, as Instrument No. 20040123-0009412 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2004-B, ASSET-BACKED CERTIFICATES, SERIES 2004-B The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being the easterly 84 feet of lot no 8 on the plan of leonte subdivision of lots nos.

17, 18, 19, 24, 25 and 26 in noelton, not of record and described according to a survey made by w. b. southgate, surveyor, december, 1936, and march, 1938 as follows: beginning on the southerly margin of noelton lane or 5th street, at a point 600 feet west of the westerly margin of 10th avenue south, said point being the corner of lots nos.

8 and 9; thence with the line between said lots, southwardly 200 foot to the common corners of lot`s nos. 8, 9, 20, and 21; thence with the line between lots 8 and 21, westwardly 84 feet; thence northwardly and parallel with the line between lots nos. 8 and 9, 200 feet to the southerly margin of noelton lane; thence with said lane, eastwardly 84 feet to the beginning. Tax ID: 11809004100 Current Owner(s) of Property: ADAM WILDING PARRISH AND SUZANN COX PARRISH The street address of the above described property is believed to be 1009 NOELTON LN, NASHVILLE, TN 37214, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: ADAM PARRISH AND HOUSEHOLD FINANCIAL CENTER INC AND SUZANN C. PARRISH AND MIDLAND FUNDING LLC AND ARROW FINANCIAL SERVICES LLC AND INTERNAL REVENUE SERVICE, GLOBAL IRS OFFICE AND METRO CODE #719 AND INDIVIDUAL LIEN KENNETH YORK THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE/DEPARTMENT OF THE TREASURY, pursuant to 26 U.S.C. 7425 by reason of the following tax lien(s) of record in the original amount of $139,573.40 as Instrument No. 20100514-0037224 in the real property records of Davidson County Register’s Office, Tennessee. If the U.S. Department of Treasury/ IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 13-005156-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75422 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by CONSTANCE F MITCHELL-HALL AND CHRISTOPHER LEE HALL, to ARNOLD M. WEISS, Trustee, on January 19, 2007, as Instrument No. 20070124-0009880 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE6 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE6 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 421 ON THE PLAN OF HERMITAGE HILLS, SECTION 5, AS OF RECORD IN BOOK 3300, PAGE 1 AND 2, REGISTER`S OFFICE FOR SAID COUNTY, SAID LOT NO. 421 FRONTS 78.71 FEET ON THE SOUTHERLY SIDE OF BONNABROOK DRIVE AND EXTENDS BACK 135 FEET ON THE EASTERLY LINE AND 137.5 FEET ON THE WESTERLY LINE TO A DEAD LINE, MEASURING 78.8 FEET THEREON. BEING THE SAME PROPERTY CONVEYED TO CONSTANCE MITCHELL-HALL FROM LINDA G. QUINN, JULIA S. MCCLELLAN, MARGARET S. COLLINS A/K/A MARGARET SUZANNE COLLINS AND JAMES P. MCCLELLAN BY DEED DATED JANUARY 19TH, 2007 AND FILED FOR RECORD IN INSTRUMENT NO. 20070124-0009879 REGISTER`S OFFICE OF DAVIDSON COUNTY, TENNESSEE. THIS PROPERTY IS COMMONLY KNOWN AS: 223 BONNABROOK DRIVE HERMITAGE TENNESSEE 37076. Tax ID: 07416006400 Current Owner(s) of Property: CONSTANCE F MITCHELLHALL AND CHRISTOPHER LEE HALL The street address of the above described property is believed to be 223 BONNABROOK DRIVE, HERMITAGE, TN 37076, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014 THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: JUDGMENT IN FAVOR OF MIDLAND FUNDING LLC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-000310-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75448 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by YVONNE C JONES, to WESLEY D. TURNER, Trustee, on March 8, 2005, as Instrument No. 20050404-0036466 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR AMERIQUEST MORTGAGE SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-R4 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: ALL THAT CERTAIN LAND BEING LOT NO. 126 ON THE FINAL PLAT OF PHASE II, CHATEAU VALLEY, OF RECORD IN PLAT BOOK 8250 PAGE 932 REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. Tax ID: 059150A05700C0 Current Owner(s) of Property: YVONNE C JONES The street address of the above described property is believed to be 3013 Chateau Valley Dr, Nashville, TN 37207, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: UCC INSTRUMEN AND JUDGMENT IN FAVOR OF ASCEND FEDERAL CREDIT UNION AND JUDGMENT IN FAVOR OF LVNV FUNDING LLC AND JUDGMENT IN FAVOR OF GAULT FINANCIAL, LLC AND SOUTHEAST FINANCIAL CREDIT UNION AND MORTGAGE ENTERPRISE INVESTMENTS AND UNITED STATES BY ASSIGNMENT AND UCC FILING

BY YVONNE JONES THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-004371670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75449 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by BETTY RITCHIE, to NATIONS TITLE AGENCY, Trustee, on September 2, 2005, as Instrument No. 200509080107911 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORATION, HOME EQUITY MORTGAGE ASSET-BACKED PASSTHROUGH CERTIFICATES, SERIES 2005-KS10 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING THE EASTERLY PART OF LOT NO. 109, ON THE MAP OF THE RESUBDIVISION OF LOTS NOS 3,4 AND PARTS OF LOTS NOS 5 AND 6 IN THE CUMBERLAND NURSERIES, AS SHWON ON PLAT OF RECORD IN PLAT BOOK 332, PAGE 148 IN THE REGISTERS OFFICE OF DAVIDSON COUNTY TENNESSEE. SAID PART OF LOT NO, 109 FRONTS 75 FEET ON THE SOUTHERLY SIDE OF PEACHTREE STREET AND RUNS BACK 151.3 FEET ON THE WESTERLY LINE AND 150.7 FEET ON THE EASTERLY LINE WITH THE WESTERLY MARGIN OF MILLER STREET TO AN ALLEY MEASURING 70.7 FEET THEREON. Tax ID: 11906000400 Current Owner(s) of Property: BETTY RITCHIE The street address of the above described property is believed to be 103 PEACHTREE STREET, NASHVILLE, TN 37210, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: OCWEN LOAN SERVICING, LLC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-004529-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75490 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DEANN DOBBS AND CHAD WASHBURN, to ARNOLD M WEISS, Trustee, on February 8, 2007, as Instrument No. 20070212-0017710 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE REGISTERED HOLDERS OF ABFC 2007-WMC1 TRUST ASSET BACKED FUNDING CORPORATION ASSET BACKED CERTIFICATES, SERIES 2007-WMC1 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 252 ON THE PLAN OF HICKORY BEND, SECTION 4, OF RECORD IN BOOK 4176, PAGE 34, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. Tax ID:

09614026500 Current Owner(s) of Property: DEANN DOBBS AND CHAD WASHBURN The street address of the above described property is believed to be 3305 IRONWOOD DRIVE, NASHVILLE, TN 37214, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: AQUA FINANCE INC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-004525-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75496 2014-11-20 2014-11-27 2014-12-04

EMPLOYMENT Construction Administrator The Tennessee Board of Regents is seeking qualified applicants for a Construction Administrator. This position will monitor multiple construction projects at different locations in a designated geographical area to promote quality service of contracts by designers and construction contractors.

Minimum qualifications include: ten years’ experience in construction administration, and ability to fulfill the job duties as described, or related associates degree and five years’ experience, or Bachelor’s degree in a construction-related field.

Must have the ability to travel, using own transportation, on a daily basis.

Go to: https://jobs.tbr.edu/postings/7208 to apply online.

The Tennessee Board of Regents is an AA/ EEO employer and does not discriminate on the basis of race, color, national origin, sex, disability, or age in its programs and activities. Publish November 20, 2104

CLASSIFIEDS NOTICE TO CONTRACTORS OF CITY OF LEBANON, CONSTRUCTION BIDS TO BE RECEIVED DECEMBER 18, 2014 Sealed Bids will be received by the City of Lebanon, by their Department of Engineering, 200 North Castle Heights Ave. Suite 300, Lebanon, TN 37087, until 10:00 A.M CT., December 18, 2014 and opened publicly in the Engineering Conference Room, at that hour. The reading of the bids will begin at 10:15 A.M. The work includes the following elements: Phase 5 of the Cedar City Trail including all work shown on the plans and specifications to include, but not be limited to, the following items – erosion control (both permanent and temporary), earthwork, asphalt paving, concrete paving and curbs, a steel truss bridge, trailheads with parking, amenities, signage and any miscellaneous items necessary to provide a complete project as shown in the plans.

Work shall consist of furnishing all materials, supplies and equipment and performing all labor and services incidental to, or necessary for, the completion of construction of the project in accordance with the plans and specifications.

PROPOSAL CONTRACTS WILL BE ISSUED UNTIL THE TIME SET FOR OPENING BIDS A Prime Contractor must prequalify with the Department of Transportation in accordance with Section 54-5-117 of the “Tennessee Code Annotated” and Tennessee Department of Transportation Rule 1680-5-3 prequalification of contractors before biddable proposals will be furnished. To demonstrate Bidder’s qualifications to perform the work, Bidder shall submit written information regarding present commitments and experience.

Regarding experience, submit listings of at least three (3) projects of similar size constructed by the Bidder in the last eight (8) years. The list should include the project name, project owner, and project owner’s contact and shall be submitted with bid package.

Each proposal must be accompanied by a certified check or Bid Bond in the minimum amount of five percent (5%) of the contract price for the purpose of guaranteeing the bidder will enter into an acceptable contract.

A contract PerformancePayment Bond of one-hundred percent (100%) of the contract price will be required.

No bid may be withdrawn for a period of sixty (60) days after bids have been opened.

The City of Lebanon hereby notifies all bidders that a 10% Disadvantaged Business Enterprise (DBE) goal has been set for this project and must be met or exceeded. All DBE firms must be TNUCP certified (a listing of these firms can be found on TDOT’s Small Business Development website) and pre-qualified by the TDOT Construction Division as stated in the Local Government Guidelines Manual.

The City of Lebanon hereby notifies all bidders that it will affirmatively insure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises will be afforded full opportunity to submit bids in response to this invitation, and will not be discriminated against on the grounds of age, race, color, religion, national origin, sex or disability in consideration for an award.

The City of Lebanon is an equal opportunity affirmative action employer, drug-free with policies of non-discrimination on the basis of race, sex, religion, color, national or ethnic origin, age, disability or military service.

THE RIGHT TO REJECT ANY AND ALL BIDS IS RESERVED Bidding documents and information, and plans, may be obtained by contacting the F. W. Dodge Plan Room, Nashville, Tennessee. Copies of these plans, specifications, and contract documents may also be obtained from Lose & Associates, Inc., 1314 5th Avenue North, Suite 200, Nashville, Tennessee, upon deposit of one hundred dollars ($75.00).

Deposits are non-refundable.

A pre-bid conference will be held at 10:00 A.M. CT on Thursday, December 4, 2014 in the Department of Engineering Conference Room, 200 North Castle Heights Ave. Suite 300, Lebanon, TN 37087. Representative of OWNER and ENGINEER will be present to discuss the Project. It is strongly suggested that an officer or responsible party of the bidding contractor attend this meeting and that non-attendance may be deemed as evidence of bidder’s being nonresponsive. Publish November 20, 2014 PUBLIC NOTICE The Nashville Area Metropolitan Planning Organization (MPO) is responsible for long range transportation planning in Davidson, Maury, Robertson, Rutherford, Sumner, Williamson, and Wilson Counties. Before any transportation improvement projects can be undertaken, they must be included in the Transportation Improvement Program (TIP), a multi-year program of federal and state funded transportation improvements. The development of the TIP satisfies the federal public participation requirements for the POP of the Regional Transportation Authority (RTA), Nashville Metropolitan Transit Authority (MTA), the Franklin Transit Authority, and the Murfreesboro Rover.

The MPO’s Executive Board is seeking public comment on the proposals to add, remove, and modify projects in the Fiscal Years 2014-2017 TIP. Copies of the proposed amendment to the TIP are available for public review and comment at all public libraries in the 7-county area and on the Nashville Area MPO website. Comments received on the amendments will be considered by the MPO Executive Board prior to final approval.

Two Public Hearings will be held regarding the amendments to the FY2014-2017 TIP. The first will be on Wednesday, December 3, 2014 at 10:30 am. This meeting will be held in the 3rd floor meeting room of the Bridge Building, 2 Victory Ave., Nashville.

The final hearing will be held Wednesday, December 10, 2014 at 9:00 am at 400 Charlotte Ave. in the Music City Central meeting room, Nashville, TN. Publish November 20, 2014 IN THE CHANCERY COURT OF SUMNER COUNTY, TENNESSEE, AT GALLATIN IN RE: NAYLIANA ANDREA JOHNSON CHRISTOPHER MELVIN TAYLOR and LORIE RENEA PACE TAYLOR PLAINTIFF(S) VS. RULE NO: 2014-AD-27 MELISSA BETH JOHNSON and OBIORA UCHE EGBUJI and JOHN CALVIN DRAKE, JR. DEFENDANT(S) ORDER OF PUBLICATION In this action, it appearing to the satisfaction of the Clerk and Master, from the Plaintiffs’ complaint which is sworn to that the whereabouts of the OBIORA UCHE EGBUJI are unknown and cannot be ascertained after diligent search and inquiry so that the ordinary process of law cannot be served upon him.

It is therefore, ordered that publication be made in the TENNESSEE TRIBUNE, a newspaper published in Davidson County, Nashville, Tennessee, for four consecutive weeks commanding said defendant to file an answer to the complaint with the Clerk and Master whose address is 100 Public Square, Room 401, Gallatin, Sumner County, Tennessee 37066 and a copy to Plaintiff’s attorney, according to law within thirty days from November 27, 2014. If the Defendant fails to do so, judgment by default will be taken against him for the relief demanded in the complaint.

This the 3rd day of November, 2014.

DARLENE D. DAUGHTRY, CLERK AND MASTER ATTORNEY FOR PLAINTIFF Wende J. Rutherford 1312 6th Avenue, North Nashville, TN 37216 Publish November 6, 13, 20, 27, 2014.

MANHAL GERGIES FARES Vs JANIN GERGES AZIZ HAKIM SHENOUDA Non-Resident Notice 4TH Circuit Docket No. 14D395 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon JANIN GERGES AZIZ HAKIM SHENOUDA. It is ordered that said Defendant enter HER appearance herein with thirty (30) days after November 20, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on December 22, 2014.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By C. Fleming Deputy Clerk Date: October 22, 2014 Robert J. Turner Attorney for Plaintiff Publish Oct. 30, Nov. 6, 13, 20, 2014 ROBERT EARL WEAVER Vs GILITA VIOLETTE DORSEY Non-Resident Notice 3rd Circuit Docket No. 12D1931 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon GILITA VIOLETTE DORSEY. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Roland Hairston Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 SERGIO GRAJEDA SENTES Vs KARLA ORTIZ GUERRA Non-Resident Notice 3rd Circuit Docket No. 14D2016 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon KARLA ORTIZ GUERRA. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Sheryl D. Gunn Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 KRISTY MEICHELLE GREEN Vs KEITH MURPHY Non-Resident Notice 4TH Circuit Docket No. 14A88 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon KEITH MURPHY. It is ordered that said Defendant enter his appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Kelli Barr Summers Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 FELIX RAQUEL FLORES Vs SAMUEL FLORES SANCHES Non-Resident Notice 3RD Circuit Docket No. 14D2057 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon SAMUEL FLORES SANCHES. It is ordered that said Defendant enter his appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Terrance McNabb Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 STEPHANIE DIANE COLLIER Vs TORS DONTA COPPAGE Non-Resident Notice 3rd Circuit Court Docket No. 14D1658 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon TORS DONTA COPPAGE. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 11, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 12, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: Deputy Clerk C. Fleming Date: November 12, 2014 Michael Freeman Attorney for Plaintiff Publish November 20, 27, December 4, 11, 2014 MONICA PATRICIA OROZCO AGUILAR Vs ENRIQUE MOLINA MORALES Non-Resident Notice 4TH Circuit Court Docket No. 14D2077 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon ENRIQUE MOLINA MORALES. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 11, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 12, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By Deputy Clerk C. Haefner Date: November 12, 2014David D. Hall Attorney for Plaintiff Publish November 20, 27, December 4, 11, 2014 DENNISE GONZALEZ Vs ELMER ISRRAEL SALAZAR Non-Resident Notice 4TH Circuit Court Docket No. 14D1180 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon ELMER ISRRAEL SALAZAR. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 11, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 12, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: Deputy Clerk C. FLEMING Date: November 12, 2014 NATHAN COLBURN Attorney for Plaintiff Publish November 20, 27, December 4, 11, 2014 STATE OF WISCONSIN CIRCUIT COURT MILWAUKEE COUNTY Family Division In re: the marriage of JANICE SMITH Petitioner - and - - R.B. SMITH Respondent ORDER FOR PRETRIAL ORDER TO APPEAR CASE # I FA 004347 Family B IT IS HEREBY ORDERED that the above action is scheduled for a pre-trial hearing before the Honorable FREDERICK C. ROSA, Branch 35 Date: 02/16/2015 Time: 1:30 PM Location: Room 513, Milwaukee County Courthouse, 901 North 9th Street, Milwaukee, Wisconsin.

IT IS FURTHER ORDERED that the

attorneys (if any) who will actually try the case and both parties must be present unless appearance is waived BY THE COURT. In the event a stipulation is reached, the matter will be heard and a divorce granted at the time of this pretrial if all required information is on file.

If the respondent fails to appear, the Court may proceed with the case. Action that may be taken includes granting the divorce, dividing property, awarding or permanently denying maintenance, assigning responsibility for debts, making orders for the custody and placement of minor children, and making or modifying child support orders.

IT IS FURTHER ORDERED that each party shall provide to the Court and to the other party, at least 14 days prior to the pretrial, current financial information, including proof of earnings, on a signed financial disclosure statement under oath.

The parties shall be prepared to: a. discuss property valuation and whether written appraisals are needed, or if the parties can agree on the value of the real and personal property, and pensions; b. agree on appraiser(s), if needed, before or at this pretrial, subject to the Court’s approval (if parties cannot so agree, the Court will appoint needed appraiser(s) at the pretrial); c. advise the Court of any custody or visitation disputes, whether mediation has been attempted, and whether a guardian ad litem may have to be appointed and the parties’ ability to pay the fees of the guardian ad litem; d. indicate what issues the parties have agreed on and those issues that have not been resolved.

IT IS FURTHER ORDERED that the petitioner, not less than 5 days prior to this hearing, serve a copy of this order upon the Department of Child Support Enforcement, Courthouse Room 101 if either party receives any W-2 benefits (including employment positions, work programs, job access loans, education and training, health and/or child care, or transportation assistance), or medical assistance, or if a child of the parties is in foster care.

IT IS FURTHER ORDERED that no adjournments will be granted without Court approval.

Failure to comply with the order of the Court, including failure to provide required information, may cause appropriate sanctions to be imposed pursuant to sec.

802.10(5), Wis. Stats.

Dated: 11/04/2014 BY THE COURT: s/Frederick C. Rosa Circuit Court Judge Publish November 20, 27, December 4, 11, 2014 NOTICE TO CREDITORS 14P1786 ESTATE OF CHARLES E. POPLAR, DECEASED. Notice is hereby given that on the 6th day of November 2014, Letters of Authority in respect to the estate of CHARLES E. POPLAR, who died May 3, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of November 2014. Barbara Wynn Poplar, 3148 Ewingwood Drive, Nashville, TN 37207, Personal Representative. Smith, Robert Lewis, 3250 Dickerson Pike, Suite 121, Nashville, TN 37207. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201.

Publish Dates: November 13, 2014 and November 20, 2014.

NOTICE TO CREDITORS 14P1785 ESTATE OF JO ANN HARRIS FINCH, DECEASED. Notice is hereby given that on the 6th day of November 2014, Letters of Authority in respect to the estate of JO AN HARRIS FINCH, who died September 30, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of November 2014. Darrin L. Finch, 752 Bontemps Drive, Nashville, TN 37207, Personal Representative. Hirsch, Sr., Renard Astaire, 3250 Dickerson Pike, Suite 121, Nashville, TN 37207. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 13, 2014 and November 20, 2014.

NOTICE TO CREDITORS 14P1748 ESTATE OF MALCOLM CARNES HILL, DECEASED. Notice is hereby given that on the 6th day of November 2014, Letters of Authority in respect to the estate of MALCOLM CARNES HILL, who died October 12, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the

Local NewS THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

11B

Community Health Alliance Partners With Capella-Saint Thomas Health System FRANKLIN, TN — Community Health Alliance (CHA), Tennessee’s only health insurance CO-OP, is pleased to announce the recent partnership with Capella-Saint Thomas Health System. The partnership with Capella-Saint Thomas Health System will bring several hospitals to the CHA network, expanding options for people throughout the Upper Cumberland region of Tennessee.

“We are excited to welcome the Capella Healthcare System to the CHA network

of providers in the Upper Cumberland region of Tennessee,” said Kim Carter, CHA director of provider relations.

“Their hospitals and physicians located in the Woodbury, Sparta, McMinnville and Smithville communities will provide access to quality care that our members living and working in these areas need.”

Capella-Saint Thomas Health System is a joint venture between Capella Healthcare and Saint Thomas Health that includes four hospitals: River Park Hos-

CLASSIFIEDS CONTINUED creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 10th day of November 2014. Malcolm Carnes Hill, III, 2003 Bentbrook Drive, Champaign, IL 61822, Personal Representative.

DeMarco, Louis Raphael, 1312 Sixth Avenue North, Nashville, TN 37208.

Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 13, 2014 and November 20, 2014 NOTICE TO CREDITORS 14P1734 ESTATE OF JENNY DOROTHY TYREE, DECEASED. Notice is hereby given that on the 12th day of November 2014, Letters of Authority in respect to the estate of JENNY DOROTHY TYREE, who died March 22, 2014 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 18th Day of November, 2014. Forrest Dennis Tyree, 7502 Ruby Drive, Lakewood, WA 98498, Personal Representative. Moore, Jola A.O., 514 Fisk Street, Nashville, TN 37203. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 20, 2014 and November 27, 2014.

NOTICE TO CREDITORS 14P1769 ESTATE OF GERALENE REDDEN MORRISON, DECEASED. Notice is hereby given that on the 12th day of

November 2014, Letters of Authority in respect to the estate of GERALENE REDDEN MORRISON, who died August 22, 2014 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 18th Day of November, 2014. Nancy Love Morrison, 504 Glenleigh Court, Nashville, TN 37221, Sharon Mercer Morrison, 2317 Braxton Bragg Drive, Murfreesboro, TN 37129, Personal Representative. Ishii, Timothy T., 501 Union Street, Suite 504, Nashville, TN 37219. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 20, 2014 and November 27, 2014.

NOTICE TO CREDITORS 14P1764 ESTATE OF JAMES F. HEFFENTRAGER, DECEASED. Notice is hereby given that on the 12th day of November 2014, Letters of Authority in respect to the estate of JAMES F. HEFFENTRAGER, who died July 11, 2014 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days

before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 18th Day of November, 2014. Carol Heffentrager, 2412 Ridgeland Drive, Nashville, TN 37214, Personal Representative. Rutherford, Robert Wesley, 1312 6th Avenue North Street, Nashville, TN 37208. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201.

Publish Dates: November 20, 2014 and November 27, 2014.

NOTICE TO CREDITORS 14P1372 ESTATE OF ROBERT W. FINNEY SR., DECEASED. Notice is hereby given that on the 17th day of November 2014, Letters of Authority in respect to the estate of ROBERT W. FINNEY SR., who died June 23, 2014 were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty(60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 18th Day of November, 2014. Lorie Young, 209 Mill Station Court, Nashville, TN 37207, Personal Representative. Leslie, Kathy A., 202 Point East Drive, Nashville, TN 37216.

Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 20, 2014 and November 27, 2014.

Take 10 on Tuesdays Take 10 on Tuesdays is a video series where The Tennessee Tribune interviews the best and brightest that Middle Tennessee has to offer in business, education, politics, and community service.

Sponsorships are available.

Past Guests Include:

• Tennessee State Rep. Brenda Gilmore • Tennessee Titan and business owner Kamerion Wimbly • Davidson County Judicial Candidates • Nashville Community Education Executive Director Lovette Curry • Dr. Ruth Ross Edmonds of Braces By Dr. Ruth • Dr. Alicia Hall of Advanced Care Centers • Convenient Shopper Publisher Treva Gordon.

• Author and Belmont Professor Dr. Sybril Bennett • Adonis Jarmon of Jarmon Transportation • Command Sergeant Major, U.S. Army, Retired Arnett H. Bodenhamer • Dr. Phyllis Qualls-Brooks, Executive Director of the Tennessee Economic Council on Women • Gloria McKissack of Les Gemmes • 2012 - 2013 Mrs Tennessee Tiffany Love • Rev. Gary Henderson, Executive Director for the Global Health Initiative for the United Methodist Church • Chef Raz Ademosu, owner/operator of Raz’z Restaurant • Dr. Keith B. Churchwell, the Exec. Director and Chief Medical Officer at Vanderbilt Heart and Vascular Institute • Fisk University’s Athletic Director Anthony Owens.

• Mary McCallum, CEO of Sistastyle Productions • Walter Holloway Nashville Police Department, Retired • Jonathan Martin, Head of the Nashville bureau for Al Jazeera America

pital in McMinnville, Highlands Medical Center in Sparta, DeKalb Community Hospital in Smithville, and Stones River Hospital in Woodbury. The four hospitals are among the region’s largest employers and taxpayers.

Based in Franklin, Tennessee, Capella Healthcare partners with communities to build strong local healthcare systems that are known for quality patient care and exceptional service. Capella owns and/or operates 13 acute care and spe-

cialty hospital facilities in six states. With the philosophy that all health care is local, Capella collaborates with each hospital’s medical staff, board and community leadership to take care to the next level. The company has access to significant leadership and financial resources, reinvesting in its family of hospitals to strengthen and expand services and facilities. For more information, visit www.

CapellaHealthcare.com

“Madeba,” the name of the beings can do when they’re

By Sandip Roy clan to which he belonged. guided by their hopes and In South African tradition, not by their fears.”

He was going for a long time. It was a clan name refers to an inIn the 70’s, my husband time, indeed well past time. But still dividual’s ancestral heritage; and I became friends with the heart catches when the news finally the use of one’s clan name a South African couple, stu- comes.

Regina M. Prude is considered gracious. So, dents at American Baptist Waking up to a world without NelWhat counts in life is not today, we salute Mr. Man- College, the Pudules. Elias son Mandela is not unimaginable. We dela, not just South Africa’s was “colored,” and Doreen, have come perilously close to it over the mere fact that we have 12B THE TENNESSEE TRIBUNE Thursday, November Madeba—but ours as well. • “black. ” I was appalled at the 20 and- 26, over 2014 again. The idea of Nelson lived.

On the offi cial page of bizarre system of apartheid, Mandela was strong. But the reality of It is what difference we that he could Nelson Mandela had been on life suphave made to the lives of oth- the Mandela Foundation, which meantBy Dr.but Chris NashvilleMarriageNetwork.com tributes and condolences own their home she Jackson, port for a long time. ers… are posted from around the could not.

Now only the idea remains.

— Nelson Mandela world. An Italian composer Madeba’s life reminds us Nelson Mandela 1918 - 2013. created a piano solo entitled that, in small or great ways, “He was, and by the time of his death Nelson Rolihlahla Man- “Madeba.” Others shared we can each take an unwavwas universally held be, a talking great man; dela. Communication What a life! His was remembrances other. Just make sure that this “moment “does not stretch upset.

6.toStop when you’re spewing advice. Unof his living ering stand for forgiveness he may well be the last of the great one of the most incredible and conversation rep- demonstration into a mountain of time which could drive a wedge of characterand love, transcending the of dis- wanted advice can make the target ofNelson the advice seem imMandela lives of anyone who existed istics we cherish—bravery, reality of what we are fac- men, as the concept of greatness retires resent the foundation tance and resentment between the two partners.

To make into the historical shadows,” writes JM mature or incompetent.

If the relationship is comprised of in the last 1,000 years. This hope, fearlessness, determi- ing. Plant a tree today so that Coetzee. contrary he was a very shrewd politiof love relationships. it fair, devise a mutually-agreed-upon time to be apart beweek, the world remembers nation. two adults then don’t turn it into a classroom or a daycare. someone, in the future, has I am grateful for Nelson Mandela cian. And he used forgiveness not to him a myriad of ways, In inmost cases, the culbest fore coming backRobtogether to discuss thoughts and feelMandela entered shade.

7.

Stop talking when you’re to but avoid in life because he gave us something turn thetalking other cheek as andoing. extrememinating with his beingtolaid Island prison as a radi© Regina M. Prude, to look up to. But I am also grateful to thing for a couple do ben ings.

Talk can sometimes be a clever cover-up to avoid action. ly effective political strategy. to rest in Soweto. andtalking fiery orator Regina is an in death. inAtimes of conflresplenict is to cal activist 2. Stop when2013 you’ve said it ainspiramillion him times.

In but an excellent piece Mandela diplomatically Make sure are not stalling facing up to about the responwho had not yet honed his tional speaker & author.

Nelson Mandela diedyou on December discuss the differences Although repetition can burn information into one’s dent memorial service rec- skills for The Globe and Mail, Stephanie Noas a savvy negotiator. Comments: regina@regi- 5th. But in sibility India byof themoving time we the woke relationship in the right direction. ognized him Tuesday as “His he cause and jointly work on Twenty-seven naprude.com or POB 58795, up to news of his death it was already len writes that when Mandela went to memory, ityears canlater, always burnout in relaExcellency Nelsonagreeable Mande- emerged readyIftoyou take tend cen- toNashville, TN 37205.

Blog: December 6th. For us that day marks Robben Island, guards ordered him to a mutually tionships. go on and on about la,” founding President of a ter stage as a liberation hero, www.reg inaprude.com; a different anniversary. December 6, dig and then climb into a grave-shaped resolution.

However, the same saying the same www.facebook. thing, stop free and democratic South displaying thesubject unique gift of Facebook: 1992 was the day the Babri Masjid trench in the prison yard. Mandela there Nobel are times already!

Even of patient come to theTwitter: end Africa, laureate,when and quiet grace capable trans- partners com/reginaprude; came down and brought in its wake a surely thought that this was the end. of courage is best to zip the lip forming of theirevery road.tense mo- http://twitter.com/rprude.

DR. CHRIS JACKSON theit embodiment communal horror whose ghosts still But instead as he lay in the grave he haunt Indian politics. No truth. No rec- had dug, they urinated on him. Years rather than shoot from 3. Stop talking when you need time to onciliation. Just bitterness. later, when drawing up the list of the the hip. Sometimes it think.

This December 6th, Narendra Modi, select group to invite to his inaugural is better to exercise the discipline of shutting down and 4. Stop talking when one of you is being the man who remains the most polarisdinner as president of South Africa, ing symbol of the legacy of Ayodhya saying nothing rather than speaking up stirring up more unreasonable.

Call 615-321-3268 or email sales1501@aol.com So how does one know when in Indian politics today, mourned Man- Mandela invited many eminent figures trouble. he or she is being unreasonable? Locate a dela on Twitter with not one, but three from the fight against apartheid. But In their book, Love Talk, Drs. Les & Leslie Parrott dis- trusted neutral party to listen without bias. If the one name he is said to have insisted tweets. cuss at least seven scenarios in which it is NOT a good you cannot find anyone, just trust your partner RIP Nelson Mandela. The world has on was that of a former jailer. lost an apostle of peace & non-violence Mandela’s capacity to forgive is all idea for a couple to talk. Review the situations below and and try to place yourself in their shoes. 5. Stop who redefi ned the journey of his nation the more powerful because it was not decide whether or not you agree in being silent during talking when you’ve forgotten the probfor the good of humankind. just a deeply held principle. “People these times. lem you were talking about. Sometimes, Many of us are not fortunate to see have got the idea that we prisoners sat Gandhi ji alive. We are blessed to see in prison and one day we said, ‘From 1. Stop talking when one of you isn’t ready. To insist the problem is not really the problem, but a the life of Nelson Mandela, who emon talking when one mate is not mentally or emotionally substitute for the real problem…and that’s a now on, it’s reconciliation, forgiveness, bodied his values & ideals. prepared is like force-feeding food to your mate. Some- problem. Identifying the real issue is a very My heartfelt condolences to Nel- no revenge’ - but that was just flowing times one mate may just need a moment to retreat and to practical and helpful task that could potentially son Mandela’s family & the people of from the policy of non-racialism; it was Lee Chapel AME Church, 1732 Scovel St., South Africa. We stand by them in this policy,” Mandela said. figure out how they feel or what they need to say to the cut hours off of your time of being angry and Mandela saw forgiveness as the hour of grief.

Will worship at Words are easy. Boilerplate words only way forward in a country where a Mt Bethel Baptist Church of condolence are even easier. But majority and a minority had to learn to perhaps our politicans can stop for a live together. He did not try to wrest an 1501 Arthur St., Nashville moment, to remember on this bloody apology out of his oppressors. He was anniversary for us in India, Mandela’s clear that just as it could not be a counSunday School 9:00 AM, Worship Service 10:00 AM greatest gift to the world - forgiveness try of white domination, it could not be Edward L. Thompson, Pastor as a political strategy.

Reuters Mandela has been turned a country of black domination either. into a saint in his latter years. His death “(I)n any future dispensation, the mawill only add to that halo. But as Tony jority would need the minority. ‘We do Continental Breakfast, Blair reminisced on BBC people forget not want to drive you into the sea,’ he Rev. Jason Curry, Phd. of Fisk Memorial Chapel Prizes and that he was not above politics. On the wrote in his autobiography.

Pictures with Santa!!

RELIGION

Love, Sex & Marriage

When Talk Gets in the Way of Love

Advertise Your Church Announcements With The Tennessee Tribune

WE ARE

Beginning November 3, 2013

Taking the High Road: Integrity is Integral to Success

REV. JASON CURRY Like many Christians throughout the world, I attempt to read my bible on a daily basis.

Sometimes my friends and colleagues, who are often very busy and miss their daily devotion, ask me: “Well Reverend, what is the Word for today?” In an effort to provide them with a bit of inspiration, I often cite scriptures that served as a source of inspiration for me. Recently, I told a friend that I was very inspired by the book of Job. I will never forget the look that I received when I told my friend that I was inspired by a book of the bible in which

someone experienced intense a child of God. Webster’s dictionary suffering. Her facial expression When: defines Saturday, December 14, 2013 said: How could someone be in- integrity as “moral soundness; 9:00am – 11:00am spired by someone who lost his honesty; freedom from corruptWhere: Integfamily, his cattle and his health? ing influence or motive.”

The Charlotte Art Project been described as Job’s response to his suffering rity has often 1915 Charlotte Avenue Lower Level and affliction served as a source “taking the high road” of peace, Nashville, TN 37203 of inspiration for me as it has for civility and godliness instead of Donation Location: of despair, anger or countless generations me. the low road The Nashville Dressbefore Project 1915 Charlotte Avenue revenge. Job’s suffering was not Job said:Founded “Andby:said, ChristinaNaked Coleman came and like many of I out of my mother’s womb, a result of and To sin, coordinate additional donations, please email: not understand that and naked shall I return thither: us, he did cacoleman@ftb.com the LORD gave, and the LORD the Lord was really testing his hath taken away; blessed be the faith (Chapter 1). Even thought Nashville Dress Project Chapter Arts many years bename ofParthenon the LORD. InFacet all this Job was Theborn Was made possible by the support of: fore Jesus Christ, he recognized Job sinned not, nor charged God Host The (Job Gift of foolishly 1: Shopping: 21-22).” Job that God was still the source of Dress Donation also said: “My lips shall Drive not speak his strength, and he was deterwickedness, nor my tongue utter mined to endure his suffering Benefi)ng The forbid Renewal that House deceit. God I should as a Christian should by (e.g., to justify till I die will notDollars re- pass his test of faith) by worshipTurn youryou: Donations intoIShopping • Bring dona*ons of Formal Wear and Business Wear move mine INTEGRITY from ing God (Job 1:20), avoiding sin • Clothing items are provided to Goodwill. me Job 27:4-5).” Over the span (1:22) and blessing God (1:22).

• Dona*ons are converted into “Goodwill Cares” Gi> Cards As we continue to endure of many chapters, the life of Job • Eighteen (18) families from Renewal House will be given $50 challenging time with our family, isgi> able provide Christians cards to to shop for needed winter wear. such • as and finances, you wand withfor adona*ons blueprint for friends, colleagues Receipts ill be pIrovided jamaal b.sheats The Cto harlo2e Art let us continue look toProject Job as a addressing over overcoming sufMake it a Great Hair Day with Wig Donations fering: 1) Give thanks to God model of inspiration.

The TennesseeEventfully Tribune Benefi)ng God provided Job with a tremenin midstProject of affl iction, trials and Crowning Glory tribulation, and 2) maintain your dous blessing, and restored all integrity because you are always that Job had lost during his test.

Edmondson Chapel Church

Worship Services Sunday Morning

9:00 AM Sunday School 10:00 AM Morning Worship

Wednesday Night

6:00 - 6:45 PM Intercessory Prayer 7:00 PM Hour of Power (Bible Study) 8:00 PM Higher Praise Choir Rehersal

5222 Hickory Hollow Parkway, Antioch Pastor Rev. Ron W. and First Lady Carmelitar Parham

Phone: 615-717-1184 Email: chapelnews@edmondsonchapel.org

We Need Another ‘Monday Night Experience’

REGINA PRUDE “…Take your hand and stick it in my side. Don’t be unbelieving. Believe.” ~John 20:27 (Message) There’s nothing like an encounter with destiny to jump start your faith in the face of real-life challenges. Where is your next house payment coming from?

Or money for this month’s bills.

The last solution you imagine is a miracle. We are so practical, so traditional, so rational. Miracles?

Does God do those anymore?

Look back two thousand

years and imagine this scene.

Jesus’ followers were dejected.

They sacrificed everything and lost. Game over. Jesus was crucified. Suddenly, on Resurrection Sunday, He appeared in their presence.

Now, a little more than one week later, it’s the Monday night after Jesus appeared to His disciples and breathed on them the Holy Spirit. The disciples felt compelled to meet again.

Danger hung in the air, palpable as a thick fog. Fear gripped their hearts. They had no guarantee that Jesus would come back.

Still, all agreed to a second meeting. They gathered in the same secret location.

This time, they persuaded Thomas to come. That was no small feat. Indifferent, then skeptical, Thomas didn’t believe they had seen Jesus. He would not believe it—not unless he touched Jesus’ wounds with his fingers.

We are tough on Thomas. We

even nickname him “Doubting Thomas.” Everyone knows who you mean. Yet, there are times when that hesitant voice turns me into Doubting Thomas. It’s the voice that says, “Surely, you don’t believe that you can…”

Today, I rebuke that voice.

Lord, I realize what I’m asking today is impossible. Still, I ask in faith, believing. I believe because I’ve seen You do it before. My prayer is simply this: “Lord, do it again.”

No matter what day it is, if it is “Monday” in your life and you need an instant miracle, believe.

He is still the Miracle Worker of every Monday night experience. © Regina M. Prude, 2014 Regina is an inspirational speaker & author. Comments: regina@reginaprude. com or POB 58795, Nashville, TN 37205. Blog: www.reginaprude.com; Facebook: www. facebook.com/reginaprude; Twitter:http://twitter.com/ rprude

The Temple Church BiBle Study

Wednesday at 11:30am & 6:30pm Sunday at 8:30am

Sunday ServiceS Praise & Worship Service 7:30am & 10am Children’s Church 10am

*Streaming live*

10am Service, Every Sunday

www.templeChurch.org 3810 Kings lane, nashville, tn 37218 615-876-4084 darrell a. drumwright, M.div., Senior Pastor Bishop Michael lee Graves, d.Min., Founder

ReligioN THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

13B

Sign Someone Up!

AsktheElder Since Thanksgiving is only a week away it’s a very good time for me to remind you, open enrollment has already started for the A.C.A (Affordable Care Act) many of us will be spending time with family, and friends.

Many of whom still are UN insured. Please take this time and future opportunity’s to not only speak to them about it, but ELDER LAWSON to go ahead and sign them up. It’s as simple as saying, “I’m sorry, I’m not trying to be nosey but what healthcare provider do you currently have, did you know you can go to www.healthcare.gov and compare prices?”

“I’m sorry to hear you’re not insured, can I please help you with that, let’s go to the computer, type in your information and see what you may qualify for, or, let’s call this toll free number, 800-318-2596 and see what you qualify for.”

You, yes you, can be the difference maker in someone’s life. Are you your brother and sisters keeper? 3 John 1:2, “Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth.” TN is still fighting hard and pressing Governor Bill Haslam who’s still refusing to accept the free Federal funds necessary to make sure millions of people in TN that need coverage can receive it by expanding Medicare. This is free money from the Federal Government but Governor Haslam appears to not be concerned about the health and well-being of the people’s lives that would be greatly helped by the funds. We urge Governor Haslam to visit the emergency rooms, and clinics, spend some time with those people, hear their stories

and explain to them why he’s not accepting the free Federal dollars to help impact their lives for the better and explain to them why he doesn’t support the Affordable Health Care Act in the state of TN. Remember, go to www.healthcare.gov or call 800-318-2596 and sign up if you haven’t and please help others to sign up. It’s always my prayer that this platform can empower, enlighten, and uplift people not just spiritually but physically as well. Remember, open enrollment ends Sunday February 15th 2015 of next year but sign up early and be the messenger of change.

Questions & comments email, Elderxlawson@yahoo.com, Listen to “Real Gospel” Sunday’s 9am–12n on 88.1FM. This Sunday it’s Traditional Gospel music all morning. Listen online at WFSKFM.ORG, Twitter @XuamLawson, Facebook, Real Gospel website, http://xuamlawson.wix.com/rgwtx

Advertise Your Church Announcements With

The Tennessee Tribune

Call 615-321-3268 or email sales1501@aol.com

Local newS 14B

THE TENNESSEE TRIBUNE • Thursday, November 20 - 26, 2014

Bishop Joseph Walker’s Inspirational Message to Students

NASHVILLE, TN — Thousands of college and university students from across the southeast gathered at Tennessee State University’s Gentry Center November 9th amid marching bands, praise dancers, an all-college choir and even team mascots to hear Bishop Joseph Walker exhort them to put aside apathy and disinterest and “be a leader at the table of change.”

“Issues of Ferguson among many others have so many people disillusioned and discouraged,” said Walker, who originated the flourishing Mt. Zion College Ministry, which celebrated its 10th anniversary Sunday. “It’s hard to care when you’re poor, ignored and even vilified. Without a doubt, many have underestimated you. They have labeled you, misunderstood you, profiled you and not taken the time to truly hear you…We are here to shake you awake – because you matter. This world needs you. You are the brightest hope of our future.”

Walker spoke to young people from almost two dozen colleges, universities and graduate programs in five states – Alabama, Georgia, Kentucky, Louisiana and Tennessee – and after calling for a moment of silent prayer to remember the racial tension and violence that is still plaguing Ferguson, MO in the wake of the shooting of an unarmed black teenager, drove home this message: “Wake up! Don’t let them hear you snoring. Wake up! Exercise your civil responsibility and register to vote. Wake up! We need your community activism.

Wake up! We need your innovative ideas. Wake up!

We need your social media strategies. We need you as a leader at the table of change. Wake up!”

PARTICIPANTS: ALABAMA: Alabama A&M University, University of Alabama, Alabama State University GEORGIA: Morehouse College KENTUCKY: Western Kentucky University LOUISIANA: Southern University TENNESSEE: American Baptist College, Austin Peay State University, Belmont University, Fisk University, Lipscomb University, Meharry Medical College, Middle Tennessee State University, Vanderbilt University, Tennessee State University, University of Memphis, University of Tennessee Chattanooga

Thousands of College and University students at TSU’s Gentry Center to hear Bishop Joseph Walker, III

Praise Dancers perform

Bishop Joseph Walker talks to the audience

College and University Marching bands

Belmont University Mascot

“Wake up! Exercise your civil responsibility and register to vote. We need you as a leader at the table of change. Wake up!”