tntribune-dec-4-10

Preds Perfect Dr. Bobby Jones on Homestand on Broadway!

Publisher Gary Cunningham Passes THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

Sports Page B4

Entertainment Page B6

Local Page B12

Voted the Number One Black Newspaper in Tennessee Voted the Number One Black Newspaper in Tennessee

One Dollar

www.TnTribune.com

Rosetta Miller-Perry – Tennessee’s First Black Female Publisher

One Dollar

1A

Online at: TnTribune.com

One Dollar

Online at: TnTribune.com

V. 23, N. 11, Three Sections, April 5 - 1 1, 2012

V. 23,Volume N. 11, Three April 45--10, 1 1,2014 2012 25 No.Sections, 49 • December

Rosetta Miller-Perry – Tennessee’s First Black Female Publisher

Tribune Radio: wtntrib.com

The Dismantling of Medicaid

By Michael Collins

When Suzanne Klug took her daughter Tamara to an orthopedic surgeon in the winter of 2012, the first question the doctor asked her was, “Why are you here?”

“My daughter had five operations on her back and a surgically removed leg bone; she has two brain shunts. And now her foot aches,” Suzanne remembers telling the doctor. The rolling spasms, bone pain and general discomfort her daughter had been experiencing of late, she says, had finally sent the two of them to find an in-network orthopedic surgeon for treatment.

President Lyndon Johnson signs H.R. 6675, into law in 1965, establishing Medicare and Medicaid. (Truman Library)

But according to Suzanne, Tamara’s pain wasn’t enough to warrant medical attention. “He said, ‘I can’t help you, come back when you have a problem.’ He wouldn’t even look at her foot,” Suzanne recalls now.

This wasn’t the first time a medical professional had turned down Suzanne and her daughter for medical care. Tamara, a 24-year-old wheelchair user with advanced cerebral palsy and multiple attendant disabilities, needs access to professionals who treat her with dignity and who have the skills to suit her needs. Because Suzanne, Tamara’s sole caretaker, was See MEDICAID, 12A

Scarritt Bennett to Host Annual Awards Dinner Other award recipients include influential publisher and civil rights activist, Rosetta-Miller Perry, author and United Methodist Deaconess Barbara E. Campbell, president of the United Methodist Women Nashville district, Sue C. Johnson and former chair of the National Black Methodists for Church Renewal, Anne Fleming Williams.

Bishop Minerva G. Caraño will be honored with the Ann L. Reskovac Courage Award

NASHVILLE, TN — Scarritt Bennett Center will host their annual Awards Dinner on December 6, 2014 from 6-9 pm.

Bishop Minerva G. Carcaño, the first Hispanic woman to be elected to the episcopacy of the United Methodist Church, will be honored with the Ann L. Reskovac Courage Award and will speak about her work as an immigration activist.

Bishop Carcaño has been a vocal advocate for comprehensive Immigration reform

in the United States, speaking out on behalf of “hard working immigrants seeking only to support themselves and their families whoare being treated in ways that not only violate their human and civil rights, but that undermine the very values upon which this country was built.

Out of her conviction that the church is “called by God to be a faith community of welcome,” Carcaño has promoted a variety of ways to create dialogue, including “a bilateral ministry be-

tween Mexico and the United States” that is a natural way of “leading with a servant spirit and faithfulness. As a symbolic act of practical outreach to those who continue to risk crossing the deserts of the Southwest, Carcaño has also worked with Humane Borders in establishing water stations along known routes in the desert.

In February 2009, Bishop Carcaño spoke to the Interfaith Platform on Humane Immigration Reform, saying:

See AWARDS, 3A

Clergy Urge Capitol Hill for Limits on Payday Lending

By Charlene Crowell

WASHINGTON, DC — Over 80 clergy from 22 states representing multiple denominations converged on Capitol Hill from November 17-19 in a unified advocacy effort. Following two days of training that included discussions about the negative impact of payday lending

Take 10

on Tuesdays

their communities, updates and key data points, clergy on the third day urged lawmakers to enact legislation that extends to all consumers the same protections now benefiting military members and their families: a 36 per-

cent interest rate cap.

The efforts take aim at the tripledigit interest rates now charged by payday lenders across the country. Although 15 states including the District of Columbia have enacted double-

digit rate caps, the rest of the nation is subjected to lending rates that can reach as high as 600 percent or more.

The Military Lending Act (MLA), passed in 2006, received strong bipartisan support to limit interest rates on consumer credit to no more than 36 percent. Costs and fees for add-on products were a part of the rate cap.

Underscoring the need for its enactment, the Department of Defense (DOD) earlier found that predatory lending undermined military readiness.

At that time, Alabama Senator Richard Shelby said about the proposed legislation, “These lenders often count on the fact that borrowers

See CLERGY, 12A

CEO Davoudpour Host’s Fair for Students Cherelle Cortez of JE Dunn Construction is this week’s guest on Take 10 on Tuesdays with The Tennessee Tribune. Cortez discusses with Social Media Director Jason Luntz a new program that gives minority and female-owned construction companies the opportunity to grow their business in the Nashville area. JE Dunn Construction offers special training that includes how to operate a Human Resources department, write professional estimates and proposals, as well as develop an elevator speech. After completing the program, the construction companies will be in the position to work as subcontractors on some of the largest worksites in Middle Tennessee.

If you are a minority or female construction company owner, please watch the interview at:

www.TnTribune.com

NASHVILLE, TN — The chairman and CEO of Nashville-based Shoney’s Corporation, David Davoudpour, today joined Metro Nashville Public Schools (MNPS) Director Dr. Jesse Register and Nashville Area Chamber of Commerce President and CEO Ralph Schulz at the Nashville’s Music City Center hosting more than 7,400 high school freshmen for the 2014 “My Future, My Way” career fair in October, 2014.

The fair was launched in 2009 through a joint partnership by MNPS and the Nashville Area Chamber of Commerce as part of the Academies of Nashville initiative in Metro’s 12 zoned high schools. Funding from Shoney’s to support “My Future, My Way” allowed the event to be held at Music City Center to accommodate

ness representatives.

“I’m happy to continue our participation for the fourth consecutive year in the ‘My Future, My Way’ Career Exploration Fair,” said Davoudpour. “This event exposes high school freshmen l-r, Tennessee Tribune Publisher, Rosetta Miller Perry, Shoney’s to real career CEO David Davoudpour and Juvenile Court Judge, paths available in The Hon. Sheila Calloway Middle Tennesgrowing interest. This year, 20 pubsee and motivates lic and charter schools committed to them to see the possibilities about participate in the event, helping their their future goals, both in school and students learn about career opportu- beyond. This also helps them to set See SHONEY’S, 3A nities from more than 200 area busi-

Local newS 2A

THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

Carson to Host Freed-Hardeman’s 50th Benefit Dinner

HENDERSON, TN — The FHU Benefit Dinner’s mission of helping students at Freed-Hardeman University will have Dr. Ben Carson as speaker. Carson will address more than 2800 individuals for the dinner’s 50th anniversary Friday, Dec. 5.FHU President Joe Wiley commented, “I thank our board and administrative team, who have sought wisdom in carrying out this milestone celebration.

I appreciate the prayers and encouragement many have offered for those who have been problem solving and handling details behind the scenes. Of course, we are grateful to Dr. Carson for adding this commitment to his busy calendar on short notice. More than 90% of our students receive financial aid, and the scholarships this event funds are a vital component of that aid.”

“As important as this event is to our students,” Wiley continued, “we know that names we have seen in the media represent real people who will be affected long after FHU’s dinner has passed.

Please join us in praying for healing and peace for those involved.”

Following dinner, tribute band 1964 will perform Beatles’ songs from the era the Freed-Hardeman Benefit Dinner was established. Carson will then headline the evening and meet sponsors at a reception.

Carson grew up in a single-parent home with a childhood dream of becoming a physician. Dire poverty, poor grades, a horrible temper and low selfesteem appeared to preclude that dream until his mother (with only a third-grade education) challenged her sons to strive for excellence. Young Carson persevered and today is an emeritus professor of neurosurgery, oncology, plastic surgery and pediatrics at the Johns Hopkins School of Medicine. He directed pediatric neurosurgery at the Johns Hopkins Children’s Center for 29 years. His medical career highlights include the first and

Dr. Ben Carson

only successful separation of craniopagus (Siamese) twins joined at the back of the head in 1987 and the first completely successful separation of type-2 vertical craniopagus twins in 1997 in South Africa.

Carson holds more than 60 honorary doctoral degrees and has received hundreds of awards and citations. In 2004 President George W. Bush appointed him to serve on the President’s Council on Bioethics. Carson spoke during the

President’s National Prayer Breakfast in 1997 and 2013, and CNN and TIME Magazine named him one of the nation’s 20 foremost physicians and scientists in 2001. That same year, Library of Congress selected him as one of 89 “Living Legends.” He is also the recipient of the 2006 Spingarn Medal, the highest honor bestowed by the NAACP. In February 2008, President Bush presented Carson with the Ford’s Theatre Lincoln Medal at the White House, and in June 2008,

Carson received the Presidential Medal of Freedom, the highest civilian honor in the land. U.S. News & World Report and Harvard’s Center for Public Leadership recognized Carson as one of “America’s Best Leaders” in November 2008.

The award-winning movie “Gifted Hands: The Ben Carson Story” premiered on TNT Feb. 7, 2009. “Gifted Hands,” “Think Big,” “The Big Picture” and “Take the Risk: Learning to Identify, Choose and Live with Acceptable Risk” were Carson’s first four books. A fifth book, “America The Beautiful: Rediscovering What Made This Nation Great,” was released in early 2012 and made the New York Times Bestseller List in 2013.

His sixth book, “One Nation: What We Can All Do To Save America’s Future,” was released May 20, 2014, and also has made the New York Times Bestseller List.

Carson is president and co-founder of the Carson Scholars Fund, which recognizes young people of all backgrounds for exceptional academic and humanitarian accomplishments. He has been married more than 39 years to his wife, Candy. They are parents of three adult sons and have two grandchildren.

Freed-Hardeman University, with locations in Henderson, Memphis and Dickson, offers an education from a Christian perspective to approximately 1,850 students. U.S News & World Report consistently lists the university in the top tier of colleges in the Southeast.

FHU offers baccalaureate degrees in 44 undergraduate majors and 66 programs of study. It also offers master’s, specialist’s and doctoral degrees. For almost a century and a half, Freed-Hardeman has combined character and career education to produce graduates prepared to lead in the marketplace, community and church.

More information is available at www.fhu.edu

Local newS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Bella Regali Opens New Location in Brentwood BRENTWOOD, TN — Bella Regali, the Gift Shop at the Car Wash, has opened its second location inside the lobby of the Brentwood Auto Wash, 422 Wilson Pike Circle.

The unique gift shop is open during Car Wash hours, 7 days a week, weather permitting, and closed when the car wash

is closed due to rain or snow.

The original Bella Regali is located inside the White Bridge Auto Wash, and has been in business since 2002.

The gift shops offers a wide variety of hostess gifts, seasonal scarves and jewelry, seasonal Holiday décor, greeting cards, cocktail napkins, person-

Shoneys continued from page 1A

alized stationary, candles and other products from local producers, and much more. Weekly specials and sales are posted to the Bella Regali Facebook page.

Bella Regali has been featured by Ms. Cheap and in the Tennessean’s “Crave” section.

Bella Regali, the Gift Shop at the Car Wash has opened new location in Brentwood.

fair and engage in other classroom-based follow-up activities. “‘My Future, My Way’ is a great chance for students to talk to a professional in the field that interests them,” said Register. “It helps them understand that committing themselves to achieving in school and putting in the effort now can lead to a great career or higher education in the future.”

At the October meeting of the Metro School Board, two essay contest winners from the 2013 “My Future, My Way” career fair appeared before the board to talk

about their experiences at the event and how it informed their school choices. Organizers also expressed their thanks for the hundreds of community and business volunteers who help make the event a positive experience for young people.

“Volunteers from companies, nonprofits and universities come together to help educate young people about their career paths,” said Schulz. “Their contributions are invaluable to the success of this event and the growth of the local economy in the years ahead.”

Shoney’s employees serving Nashville students

Shoneys mascot

Shoney’s Executive Juan Gipson (left) interviewed about his career with Shoney’s by local student

Nissan North America employees

Country Music Hall of Fame employees

Juan Gipson, (far right) Shoney’s executive with students

their goals towards a positive and sustainable path.”

Attending the event isn’t the only the opportunity students will have to discuss their career goals. Prior to “My Future, My Way,” students conducted career research at their respective schools and explored options for enrolling in specific career academies in the 10th grade. Following the career fair, students participated in an essay contest about the lessons they learned at the

Nashville Musicians Association

Awards Continued from page 1A ‘”As the suffering of immigrants and their families grows every day, we as people of faith long to bring healing to them and this land. As with people of all faiths, United Methodists stand with our immigrant brothers and sisters. Immigration reform that is just and humane is the only way to bring healing to our land.

In 2010, Bishop Carcaño joined other critics of Arizona’s controversial “SB 1070” (also known as the Support Our Law Enforcement and Safe Neighborhoods Act) saying, “This bill does nothing to address any border security concerns and declaring it “unwise, short sighted and mean spirited. She traveled to Washington with other religious leaders to lobby Ari-

l-r, Shoney’s CEO David Davoudpour, Publisher Rosetta Miller Perry, Shoney interns and Atlanta City Council President Ceasar Mitchell

zona’s delegation to back comprehensive immigration reform. Carcaño said, “We will urge Sen. McCain to claim a bigger legacy than the one he has now.

Carcaño was raised in Edinburg, Texas.

Her early years of humble economic circumstances influenced her lifelong commitment to persons who face poverty and discrimination. Her ministry has included work with the poor, farm workers, immigrants, and refugees – including community organizing through the Industrial Areas Foundation.

Other award recipients include influential publisher and civil rights activist, Rosetta Miller Perry, Friend of Scarritt Bennett, author and United Methodist Deaconess Barbara E. Campbell, Scarritt Bennett Legacy Award, president of the United Methodist Women Nashville

Barbara E. Campbell

Sue C. Johnson

district, Sue C. Johnson Spirit of Scarritt Bennett Center Award and former chair of the National Black Methodists for Church Renewal, Anne Fleming Williams – Belle

Harris Bennett Vision Award *Rosetta Miller-Perry and Sue C. Johnson will be honored at an earlier private luncheon.

BusinesS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Diversity Business Program Seeks Participants

By Clint Confehr

NASHVILLE, TN — To foster more working relationships with minorityowned businesses, a $24 billion construction company in Brentwood, is offering another Minority Construction Business Development Program.

“The MCBD Program is only for women and minorities; African Americans, Hispanics, Asians, Latinos, everything non-Caucasian,” said Cherelle Cortez, east region diversity manager for JE Dunn Construction Co. The goal is to “get women and minorities jobs with us.”

JE Dunn is among the largest general building contractors in the nation.

In Nashville, it is constructing the Gulch Crossing Office Building, Twelve Twelve Condominiums, Element Music Row and One City.

The MCBD program starts Feb. 13.

Cortez wants applications on or about Dec. 15. It’s a deadline that should prompt action, even if it’s for another future session.

“Our last program was 15 months,” Cortez said. “We’ve revised it to six months.”

There will be 15-20 people in each class who will be taught skills including work contracts, timely payment for work, filing cost estimates, legal issues and personnel practices.

“We’re not telling the painters, concrete masons and mechanical people how to do their job,” JE Dunn spokesman Barkley Russell said, listing a few trades targeted by the program. “We’re just telling them how to grow their business so they can take on larger and larger jobs in the market.

“We just graduated our first class” in Nashville, Russell said.

Joyce Boulton and her husband, Jimmy, co-own Boulton Enterprises, 1812 Elliott Ave., a commercial/industrial painting business.

“The program was everything I was hoping for,” Joyce said, citing solutions to real-world problems as presented by JE Dunn experts and discussed during class.

“I didn’t just enjoy the classes. I looked forward to going.”

For example, “They had an attorney come in and go over how you can get paid,” she said. Subcontractors don’t have to wait until a general contractor is paid. It depends on the contract between the two companies.

“One [classmate] had an employee who was trying to sue her,” Joyce said.

“He drove a bulldozer to a grocery, bought beer and brought it back. She fired the guy and he was taking her though court … to get money, saying it wasn’t fair because she didn’t physically see it... The attorney was going to talk with her after the class.”

Lessons learned: keep good records and drug screen applicants.

Joyce concluded that JE Dunn’s lawyer wouldn’t replace her classmate’s attorney. A confidential conversation after class was to shed light on the problem.

“They taught us … send emails for your paperwork so you have something to fall back on,” Joyce said. “One lady was saying [a general contractor wanted] her

Cherelle Cortez, east region diversity manager for JE Dunn Construction Co., explains the company’s Minority Business Development Program.

Cortez can be reached at 615-726-2611 and cherrell.cortez@jedunn.com Jimmy and Joyce Boulton own Boulton Enterprises, a Nashville-based commercial/industrial painting business.

All photos by Clint Confehr

to do some work. It wasn’t in her contract.

She had that in an email, so she didn’t have to do all that.”

There’s no fee for the program.

“All that we ask is for their commitment,” Cortez said. “Each participant is responsible for their own travel cost. We will cover meals, books, training room, etcetera.”

Admission to the program follows a selection process.

“Dunn wants to know how you look financially; the structure of your business; how you conduct business,” Jimmy said.

“Companies like Dunn don’t just pick anybody to work with.”

Joyce also learned about construction technology, decision-making, leadership, marketing and business foundations.

Russell said Boulton Enterprises has been awarded two painting contracts by JE Dunn.

Its MCBD Program was launched in 2006 and established here in 2013. Founded in 1924, the Kansas City, Mo.-based company now has 20 offices, including Atlanta, Charlotte, Savannah, Dallas, Phoenix and Portland. JE Dunn is family and employee owned. In 2012, it was ranked 12th largest general building company in the United States.

Boulton Enterprses was incorporated in 2002. Its projects include Velocity and Icon in the Gulch, 330 condominiums in Franklin, painting at Fort Stewart, Ga., and renovation of Austin Peay State University’s Governor’s Stadium. Boulton was painting 600 units before Thanksgiving.

Cortez works with JE Dunn senior leaders to implement diversity goals and initiatives, “even to diversify our workforce,” and manage the MCBD program in Dunn’s eastern region.

“We’re looking for a return on our investment with our subcontractors,” she said.

That also means MCBD program graduates will know how to be more competitive and increase their bottom line.

Locally, classes are held at JE Dunn offices, 12 Cadillac Drive, suite 100, in Maryland Farms, Brentwood.

JE Dunn Construction is the general contractor for Gulch Crossing, 1033 Demonbreun St., future headquarters for Earl Swennson & Associates architects, now at Brentwood’s Maryland Farms office park, and The Bank of Nashville, now in the L&C Tower. Gulch Crossing has space for a host of other businesses.

Qualifications Needed For JE Dunn Program Men and women meeting criteria below may be admitted to J.E. Dunn’s Minority Construction Business Development Program.

Successful applicants: • Have a business that’s at least 51 percent minority or woman owned; • Show a history of at least two consecutive years in a construction related field; • Meet business size specifications set by the Small Business Administration; • Are involved in daily business operations; • Agree to actively participate in the program; and, • Register a JE Dunn Subcontractor Management System Profile.

The program supports JE Dunn’s commitment to assist and contract with minority and woman-owned contractors, vendors and service providers.

To apply, contact Cherelle Cortez at (678) 781-2574 or cherrell.cortez@jedunn.com

In the Driver’s Seat...

2015 INFINITY Q60S COUPE LTD

By Tribune Staff

One word best describes our impression of Infinity’s sporty Infiniti Q60 Coupe…

WOW! The vehicle is a sports car but is certainly made for the more comfort-minded driver. It also has great creature features and is extremely practical. Curbside we found the 2015 Infinity Q60S Coupe LTD both sporty and elegant. It’s quite stunning and contemporary on the outside with great lines and a beautiful lighting package.

Inside the Infiniti Q60 Coupe looks and feels like a, luxury coupe, with a cozy driving space secured through a low seating position, deeply reinforced sport seats, and a high center console. The front seat is snug like you would expect in a sports car and the back seat is practically non-existent which is expected in a sporty car also. The interior is luxuriously made of premium materials. The instrument panel is well situated for the driver and is full of high-tech gadgetry that is surprisingly functional and easy to use.

The base Q60 Coupe LTD includes automatic dual-zone climate control, an intelligent key system, and leather upholstery, upgraded audio; intelligent cruise control; a hard-drive-based navigation system; and four-wheel active steering. Upgrades include upgraded wheels and performance tires, upgraded sport seats, memory seat settings, a power-adjustable steering wheel,

aluminum pedals, a rear sonar system, Bose audio, and a hard-drive navigation system with NavTraffic and NavWeather. Through Premium, Navigation, and Technology packages, you can also upgrade to extras like heated-and-cooled seats, intelligent cruise control, and rain-sensing wipers.

We were impressed by the road performance of the Q60. The 3.7-liter V-6 engine makes 330 horsepower. It is pure power on the streets and highway maneuvers seemed effortless. Although this model is a sports car and has a firm ride it is extremely comfortable. The car handles extremely well and the steering was very responsive.

Safety Features include front airbags, antilock brakes, an electronic stability system, active front head restraints and occupant sensing airbags. The car also features Intelligent Cruise Control which at 45 miles per hour or above will automatically slow the vehicle to maintain a safe distance then resume the set cruising speed when traffic clears.

Needless to say we were thrilled by the 2015 Infinity Q60S Coupe LTD and found it to be a leader in its class. It’s not cheap but is priced competitively starting at $45,950.

Cost as tested: $51,125 Engine: 3.7 liter DOHC 24 valve V6 330 hp @ 7000 rpm Transmission: 7-speed automatic Length x Width: 183.1 in. x 71.8 in. MPG: 19 City/27 Highway

BUSINESS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Available Now . . .

New Books Designed to Increase Fundraising for Our Readers...

Part I

Written and published by our own Mel & Pearl Shaw

Purchase now Amazon.com

w w w. s a a d a n d s h a w. c o m

The Nashville chapter of Tennessee State University Alumni Association presents it’s annual Gwendolyn H. Vincent Christmas Brunch featuring Special Guest: Tyrone ‘Super “T” Smith Saturday, December 6, 2014 10 am - 1 pm Millennium Maxwell House Hotel 2025 Rosa L. Parks Boulevard, Nashville, 10th Floor Donation: $50.00 • Christmas Attire

Year-End Reflections

As 2014 comes to an end, we find ourselves reflecting on our work and this column. They are both intertwined: FUNdraising Good Times is one way we help nonprofit organizations and institutions position themselves for fundraising success. To the uninitiated, fundraising can appear either easy or hard.

Confidence and fear typically drive these stances. What is needed is a healthy dose of both, and lots of planning. In our work locally and across the country we help organizations large and small build the prerequisites for fundraising success.

We help bring together board members, executive directors, fundraising professionals, and volunteers for the purpose of honestly assessing where they are, what they need, and where they want to go.

That’s what we seek to accomplish with this column as well. We write to stimulate healthy conversation, to encourage volunteer leaders and nonprofit executives to hold each other accountable, and to share some of the technical or how-to information specific to fundraising.

We began writing FUNdraising Good Times in October of 2005 when we lived in the San Francisco, CA Bay Area. We approached Vernon Whitmore and Eleanor Boswell Raine of The Globe Newspaper Group with the column concept.

We knew that many of their readers worked for nonprofits, made financial contributions, and depended on the work of these organizations. We also knew that readers served as board members, were called upon to lead fundraising campaigns, and were forced to make dif-

ficult decisions when adequate funding could not be secured. We also knew that many struggled without access fundraising counsel. We wanted to fill the gap, for free, 500 words at a time.

As we anticipate our 10th year writing this column we remain ever grateful to Vernon and Eleanor for our launch.

We now reach readers across the country through 28 papers, two magazines and our blog FUNdraisingGoodTimes.com.

The issues that drove us to begin writing this column are those that sustain us in all aspects of our work. We want to help nonprofit organizations and institutions bring their visions and missions to life.

We want them to succeed. And we want them to be thoughtful stewards of the resources they have access to.

We encourage board members to increase their involvement, and we encourage nonprofit staff to invite board members into the fundraising process from the very beginning. Most importantly we encourage all nonprofit leaders to ask the hard questions: is our work making an impact? What if we invested in new technology or marketing? Do we need to do things differently, to innovate? Are we meeting a need? And critical to fundraising, where will the money come from?

You are our readers. We appreciate your work. We want you to succeed. Tell us what you want us to write about in 2015. We’ll get busy.

Copyright 2014 – Mel and Pearl Shaw; Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For help with your fundraising visit www.saadandshaw. com or call (901) 522-8727.

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11/26/14 1:44 PM

EditoriaL THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Bill...Just ‘Say it Ain’t So’ Rodney Beard pastorbeard@comcast.net

Rosetta Miller-Perry, Founder/Publisher Tennessee’s First Black Female Publisher

Wanda Miller Benson, Associate Publisher Sales e-mail: sales1501@aol.com Phone: 615-321-3268 To submit news and letters to editor email to: tribunenews2@aol.com The Tennessee Tribune E-Subscription option offered, a state-of-the-art page turner program that will allow subscribers to read each and SCAN QR CODE TO VISIT OUR WEBSITE every article for only $27.00 a year. To subscribe simple visit http://tntribune.com/e-edition-3/ and twitter.com/tn_tribune follow the instructions. facebook.com/thetennesseetribune We accept Visa, Mastercard and American Express

IN MEMORY OF L.O.P. Perry M.D. 1923-2009 Publisher 1990-2009 Tennessee’s First Black Gastroenterologist

DISCLAIMER: The articles and thoughts expressed throughout this newspaper are the sole opinions of the individual author or group that expresses them and do not necessarily reflect the views of the Tennessee Tribune. We welcome comments from our readers. To send material for the editorial page be sure to include a name, your area of residence and if available, an e-mail where you can be contacted accompanying the material submitted. Please note, we maintain the right to edit for brevity and clarity. THE TENNESSEE TRIBUNE.

A Nation Where Slavery Still Thrives

By Lekan Oguntoyinbo NNPA Columnist

A couple of weeks ago, law enforcement officials in Mauritania arrested nine people for doing something the government considers radical: protesting slavery.

In 1980, Mauritania became the last nation in the world to legally abolish slavery, an institution that that had existed in the poor, landlocked Islamic West African country of fewer than 4 million people in the middle of the Sahara for more than 700 years. The operative word here is “legally.”

More than 30 years later, the enslavement of Blacks by the ruling Arab Berber class stubbornly persists.

It is estimated that about 4 percent of Mauritania’s population, or about 140,000 people, are enslaved.

Over the years, the government has passed additional anti-slavery acts, but they are rarely enforced. For the most part, the government has taken a see-no-evil approach. Senior government officials often deny that the practice still exists – despite glaring evidence to the contrary.

But in recent months, Amnesty International and other human rights groups say the Mauritanian government appears to have maintained a campaign against the nation’s nascent anti-slavery movement.

The activists arrested earlier this month included Biram Ould Dah Ould Abeid, president of Mauritania’s Initiative for the Resurgence of the Abolitionist Movement (IRA) and runner-up in June’s presidential election. Abeid and the other activists had applied for permits to hold anti-slavery rallies and had been denied. Since their arrest, they have been beaten repeatedly, according to press reports and human rights groups. Shortly af-

LEKAN OGUNTOYINBO ter their arrests, police officers also closed IRA’s headquarters in the Mauritian capital Nouakchott and arrested the organization’s spokesperson.

In October, four IRA members were arrested in the biggest mosque in Nouakchott while responding to criticisms made against their organization. They were charged with disturbing prayers and incitement to revolt.

They remain in detention and have not been tried.

“Anti-slavery activists are subject to never ending harassment and intimidation in Mauritania. Their actions are either prohibited or severely repressed and they are frequently arrested. This general clamp down must stop as it is a clear violation of the rights to freedom of peaceful assembly and association,” Gaëtan Mootoo, Amnesty International’s West Africa researcher, said in a prepared statement.

The government’s campaign against the abolitionists coincides with the recent release of a report by the Global Slavery Index, which is produced by the Walk Free Foundation, an Australian-based organization dedicated to ending modern day slavery. The index says approximately 36 million people are enslaved in scores of countries around the world. These modernslaves are forced against their will to do things like picking cotton or growing cannabis and working as prostitutes. The report, which covers 167 countries, estimates that modern day slavery re-

sults in the production of more than 100 goods from nearly 60 countries. The International Labor Organization says profits from this forced labor hover at around $150 billion each year.

Several countries were singled out for having particularly bad records, including Qatar, a wealthy Middle Eastern kingdom that has a reputation for luring African and Asian immigrants with the promise of good jobs and then exploiting them; India, where approximately 15 million people are said to be enslaved; and Uzbekistan, a former Soviet republic in Central Asia where the government forces more than 1 million people to Harvest cotton each year. Other countries cited as having a high prevalence of modern slavery include Haiti, Pakistan, the Central African Republic, Syria, Sudan and the Democratic Republic of the Congo.

But Mauritania, where the practice is so deeply entrenched and kept alive by tradition, was cited as the most notorious offender. The report notes that Black African women are particularly vulnerable to the practice. It is not uncommon for several generations of women from one family to serve one Arab Berber family over decades or centuries. Arab Berbers began settling in the country in the 11th Century, overran it and have largely ruled it since then. They control the government, the military and other essential aspects of life in the country.

Most of the enslaved are beaten and treated as if they were chattel. Many of the women are raped and impregnated by their slave masters.

The practice persists in this 21st Century high tech world in part because of teachings of religious leaders in Mauritania that the Koran approves of slavery (sounds familiar?) and because many of the

When I was 10 years old my dad bought an album. It was Bill Cosby’s first comedy recording: “Bill Cosby Is a Very Funny Fellow.” Mom fried fish that night and our neighbors came over because back then Bill Cosby was an event we all shared together.

In 1963, I couldn’t relate but my parents and the other adults sitting around the big Sears phonograph, had a sidesplitting good time. The kids mostly enjoyed our parents laughing. It didn’t take long before Bill Cosby became a name and brand that we all loved forever. We played that album over and over until the next one came out. By that time I could relate to the material. Bill Cosby was the cleanest, classiest, and really funniest fellow in our world. He had become “our” Black man.

Three years later when his hit TV show “I-Spy” came on, we never missed an episode or re-run. Seeing Bill Cosby on television as the first intellectual, cultured, educated Black gentleman of our time, gave us tremendous pride. We just loved him in every way. We rejoiced with Bill in every event of his life, from getting married, his awards and accolades, all the way to the pinnacle--The Cosby Show.” He was “our” Black guy.

Now we are faced with awful allegations about an icon of our generation and “America’s dad,” that none of us could possibly have conceived of. Cosby is the guy that many aspired to be in some way.

He was a perfect guy on and for TV, as ‘Dr. Huxtable,’ with the cutest

RODNEY BEARD family anyone has ever seen since.

I have to admit that I wasn’t a fan initially, because it all seemed a bit contrived for my reality based sensibilities at the time. I wasn’t that kind of dad at all and maybe watching it for me was like pouring salt into my own self-inflicted wounds, plus the ones that I had caused. I thought it was too good to be true but I never thought that way about Bill personally--no way at all!

Now, in 2014 with violence against women being on the forefront of our societal thoughts, we have to think about these allegations that have been made about the guy/character that I thought was too good to be true, shall we?

On second thought, you already know what’s being reported, so let me save some space.

They say that “where there is smoke there’s fire” and it seems that Bill has about 21 fires generating a lot of smoke. Now, my purpose is not to cast any aspersions whatsoever toward him or the 21 women but as the title of Bill’s book says, “Come on People!”

It’s hard to talk about this but we have a responsibility to engage in this dialogue because of what it means when it comes to violence against women.

If any of this is true, it’s suggesting an astounding

level of brutality, disrespect, egoism, rape, verbal abuse, cover-up, and rampant drug usage by someone that we respect so much.

So, we’d all be so relieved if Bill would just step up and clear this up for all of his fans, including myself and say, “I didn’t do that,” then explain. But whatever he did do (consensual activities), he may want to “fess up” so he and his wife can work through it all. But at least we’d be clear if there was no violence toward any woman.

But what if he did it?

Twenty-one accusations with the same “MO” is quite disturbing and maybe telling. What if he only did it, let’s say five, two or just one of those times?

Would it be less revolting, repugnant, or disgusting to us? Would we be ok thinking that “America’s Dad” is an egotistical, misogynistic maniac who hurts and objectifies someone’s daughters by rendering them unable to resist rape? I think not.

So, let’s not judge either side of the issue for now. Let’s use Godly wisdom with much prayer for discernment. Sexual abuse of our children and violence against women cannot be tolerated no matter who the power person, perpetrator, or pervert might be. It’s time to deal with it openly, honestly, critically, and end it.

Come on Bill and just say it ain’t so! If you are not a serial rapist tell us that.

But, somehow I think we all know the truth already. Enough is enough.

Tell me your thoughts.

LETTERS TO THE EDITOR Dear Editor; I picked up a copy of your paper in Kroger and want to thank you for including the breast cancer summit and our campus master plan in the edition, along with

slaves and their descendants have been conditioned to believe that there is no life outside of slavery for people who look like them.

In recent years, slavery in Mauritania has received some attention from several leading news outlets, including CNN, the New Yorker magazine, the Guardian and the New York Times, as well as the

the story on Dr. Williams-Cleaves.

We are very grateful. I know Dr. Williams-Cleaves was so pleased, as are we all at UTHSC. Happy Thanksgiving.

Peggy Reisser

United Nations and antislavery groups. But the attention has not resulted in the kind of worldwide activist fervor that we saw in the fight against apartheid in South Africa, White minority rule in Rhodesia or in the battle against the enslavement and slaughter of Black Christians and animists in Sudan.

It will take that same kind of fervor to end this

inhumane practice in the one place in the world where de facto slavery of Blacks still thrives.

Lekan Oguntoyinbo, a columnist for the L.A. Wave, is a national award-winning journalist. Follow him on Twitter @oguntoyinbo. Email him at oguntoyinbo@ gmail.com

Local newS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Churchwell Children’s Book Available For Christmas

Gloria Churchwell, author of a children’s book about her father-in-law, Robert Churchwell, reacts to student questions at the school named for the first African American reporter at The Nashville Banner newspaper.

Front row l-r, Dr. Kevin Churchwell, Mary Churchwell and Gloria Repress-Churchwell; Back row l-r, Robert Churchwell Jr. and Michael McBride, illustrator of Repress-Churchwell’s book. All photos by Clint Confehr

By Clint Confehr

NASHVILLE, TN — The daughter-in-law of the first African American journalist to write for a major daily newspaper in the South has written a book about the historic reporter.

Her first public appearance to promote the children’s book was at the school named for the reporter, Robert Churchwell Museum Magnet School on Dr. D.B. Todd Jr. Boulevard where students entered the gymnasium to the sound of music composed and written to accompany the book by Gloria Respress-Churchwell, who lives in Boston, Mass.

“The words and pictures leap from the page,” school principal Trellaney Lane said.

Robert Churchwell: Writing News, Making The book, “Robert Churchwell: Writ- History book is available in the Rosetta and ing News, Making History, A Savannah L.O.P. Perry, MD. Library, Tennessee Tribune Green Story,” is one of several books Glo- Bldg., 1501 Jefferson St., 37208 615-321-3268 ria Respress-Churchwell has been and will be writing about famous people.

“It’s the first in a series in which a girl, write from his kitchen table because he Savannah Green, a fictitious third-grader, didn’t have an office.” learns life lessons from people like Robert He typed news reports while his chilChurchwell,” Respress-Churchwell said. dren did their homework. The next day, Life lessons from Churchwell include: Churchwell delivered his stories to the Make your best better; Compare yourself newspaper office. to yourself, not others; Ask for advice; Churchwell’s widow, Mary, attended And, don’t give up. the school assembly and later said, “When Churchwell grew up in a poor fam- they got to know him, things got better and ily, Respress-Churchwell told hundreds they gave him a desk.” of children and guests. At age 13-14, he Next year, a collection of Churchwell’s collected bones wherever he could find stories will be exhibited by the Smithsonthem — frequently they were in trashcans ian National Museum of African Ameri— and sold them to a recycling company can History and Culture in Washington, so they could be made into soap.

D.C. The children applauded that news.

“You will face adversity,” she said durRespress-Churchwell was asked if her ing a school assembly, advising what Rob- father-in-law wrote stories during the Civil ert Churchwell did; “Turn adversity into Rights movement about Nashville sit-in advantage. If someone says something demonstrations to integrate lunch counters. negative to you, say nice and positive “He wrote about the sit-ins, but most of words to them.” the time, they didn’t print them,” she reRespress-Churchwell’s book presents plied. a conversation between the fictitious thirdJohn Stein, president of Bank of Amergrader and her mother who explains how ica in Tennessee, attended the assembly. the African American journalist overcame “This is a great book,” Stein said. “It racism. captures the strength and power of what Robert Churchwell graduated from one person can do. Gloria’s hit a home Fisk University after serving in the Army run.” during World War II. Later, he wrote for Respress-Churchwell’s husband is Dr. a newspaper he started with a friend. In Kevin Churchwell, a hospital administrathe 1950s, the Nashville Banner, the now- tor. His brother, Robert Churchwell Jr. is closed evening daily in Nashville, wanted a the community outreach director at the black journalist to write stories that would school named for the man who broke a raencourage African Americans to buy the cial barrier in big daily newspapers in the Banner. That newspaper wanted him be- South. cause he wrote positive stories about AfRepress-Churchwell is now writing her rican Americans. At first, he said no, be- fifth children’s books based on Savannah cause Banner stories portrayed blacks as Green. not being as smart as whites. He changed “The adventures continue,” Respresshis mind because his wife and friends said Churchwell told The Tennessee Tribune. he could become the Jackie Robinson of “She learns that there are no mistakes in journalism, breaking the race barrier at life, only opportunities.” The next book is newspapers like Robinson was the first about an unsung hero in New England and black man to play professional baseball in a sport that’s considered one only for boys. an all white league.

The publisher, Jabberwocky Books, set Once on the job, “He was told he was a price of $16.99 for the book. For more, dumb and stupid and that he would never go to www.savannahgreenseries.com, or make anything of himself,” Respress- send an email to savannahgreenseries@ Churchwell told the children. “He had to outlook.com

Gloria Repress-Churchwell signs a copy of her book for Trellaney Lane, principal of Robert Churchwell Museum Magnet School, as the school’s community outreach coordinator, Robert Churchwell Jr., looks on.

EDUCATION THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Poet Moon to Read at Scarritt Bennett

NASHVILLE, TN — Poet’s Corner at Scarritt Bennett, a monthly poetry reading, will feature poet Kamilah Moon on Thursday, December 18 at 7 p.m. in the Fondren Building at Scarritt Bennett Center located at the Fondren Building 1008 19th Ave. South in Nashville.

Kamilah Aisha Moon is a recipient of fellowships to the Prague Summer Writing Institute, the Fine Arts Work Center in Provincetown, MA, Cave Canem and the Vermont Studio Center. Her work has been featured in several journals and anthologies, including Harvard Review, jubilat, Sou’wester, Oxford American, Lumina, Callaloo, Gathering Ground and Villanelles. Her poetry and prose have been

nominated for the Pushcart Prize. A native of Nashville, TN and a graduate of Hume Fogg Academic High School, she currently lives and teaches in Brooklyn, NY. Moon holds an MFA in Creative Writing from Sarah Lawrence College and is the author of She Has a Name (Four Way Books).

Free and open to the public. For more information, visit http://www.scarrittbennett.org/event/poets-corner-featuring-kamilah-aisha-moon/.

About Scarritt Bennett Center A nonprofit education, retreat and conference center, Scarritt Bennett creates space where individuals and groups engage each other to achieve a more just world.

Poet Kamilah Aisha Moon

Duncan’s Innovative Dancing Comes to Life MURFREESBORO, TN — The artistry of a dance pioneer and an MTSU faculty member’s interpretations of her work will be the topic of the next “MTSU On the Record” radio program.

Host Gina Logue’s interview with Meg Brooker, an assistant professor of dance, will air from 8 to 8:30 a.m. Sunday, Dec. 7, on WMOT-FM (89.5 and www.wmot.org).

Brooker will explore Isadora Duncan’s work Dec. 11-14 at a conference on musical movement in Moscow, where Brooker says Duncan is appreciated more than in the United States. The professor performed reconstructions of Duncan’s “Prelude” and “Narcissus” Nov. 19-22 at MTSU’s Fall Dance Con-

cert.

Duncan is considered the mother of modern dance, a revolutionary whose free-flowing style represented a radical break from Victorian mores and inspired a more organic, nature-based form of choreography.

“As she worked on her dance movement, she studied natural forces like waves, the ocean, the way wind moves through trees,” said Brooker. “She also looked to ancient Greece and was inspired by some of the artwork in ancient Greek culture.”

Brooker will perform Duncan’s choreography of “Narcissus,” a waltz by Frederic Chopin, again at the Moscow conference. To view a video of her per-

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Meg Brooker

formance of “Narcissus” at the Spring Street Studios in Houston, Texas, go to http://vimeo.com/81231710.

To listen to previous “MTSU On the Record” programs, go to http://www.

mtsunews.com/ontherecord/.

For more information, contact Logue at 615-898-5081 or WMOT-FM at 615898-2800.

Local NewS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Tribune Publisher Miller Perry to Be Honored at 100 Leading Ladies Luncheon

By Deborah A. Culp Freelance Writer, Photographer, Social Media Strategist

Rosetta Miller Perry is no stranger to the numerous accolades, tributes that come her way, but she remains humbled when she is blessed by them. This innovative woman of God is the Publisher/CEO of The Tennessee Tribune Newspaper. She is also an honorably discharged Veteran, who has proudly served in the United States Navy. Called by many things; Stanch Community Leader, Activist, Publisher/CEO, Civil Rights giant, “Family” and Newsmaker Extraordinaire and more. But one that proudly stands alone is “Woman of God.” The “100 Leading Ladies Luncheon” Awards and Event, proudly hosted by (a Leading Lady in her own right) Lady Treva Gordon, chose to acknowledge Rosetta Miller Perry as one of the 2014 Honorees.

Rosetta Miller Perry Partial Bio: Multi-talented Tennessee Tribune publisher and civil rights activist, Born Rosetta Irvin on July 7, 1934 in Coraopolis, Pennsylvania. The steel mills attracted her parents, Anderson Irvin and Mary Hall Irvin to Coraopolis from New Orleans, Louisiana. Miller-Perry grew up near the Allegheny River where she spent her first four years on her aunt’s house boat. She attended McKinley Elementary School and Coraopolis Junior High School. A good student, who read the Pittsburgh Courier and played the organ for her church, Miller Perry graduated from Coraopolis Senior High School in 1952.

Accepted by Howard University, Miller Perry was disappointed when a close relative spent her tuition money. Moving to Chicago, she attended Herzl Community College and Cortes Peters Typing School while working for Spiegel’s. Perry joined the United States Navy in 1954, where she worked for Adam Bush in the Pentagon and for the Adjutant General’s Office in Germany.

Later on her journey took a different direction, she was brought into the United States Civil Rights Commission (USCRC) in 1960 as a clerk typist, then as a field representative. Assigned to cover the Memphis

Rosetta Miller Perry

Garbage Strike in 1968, Miller Perry witnessed the suspicious activities of the FBI, “The Invaders” and the chaos after the murder of Dr. King she became an FBI Target for years. She moved on to the United States Equal Employment Opportunity Commission (EEOC) in 1975 and established the Nashville EEOC office and became the Area Director and the 2nd highest ranking female in the Atlanta Region. She retired from government service in 1990 to begin a stellar career in the publishing business along with her late husband Ludwald Orren Pettipher Perry, MD. Miller Perry founded Perry and Perry Associates in 1990 and published Contempora, a Tennessee-focused African American magazine. In 1992, Perry founded the community-oriented Tennessee Tribune in order to focus on issues like health, education, and voter registration. She established the Greater Nashville Black Chamber of Commerce (GNBCC) in 1998. That

same year, Miller Perry created the Anthony J. Cebrun Journalism Center in partnership with Dell Computers to prepare young people for careers in journalism.

In 2006, she published the names of registered voters in the predominantly black districts, who did not vote and increased voter turnout from 35% to 65%.

A civic dynamo, Miller Perry serves on numerous boards. The Rosetta I. Miller Scholarship at Memphis State University was created in her honor and she also established a $1,000 Rosetta Miller Perry Award for Best Film by a Black Film Director in the United States at the Nashville Film Festival.

Once again, Lady Treva Gordon and the December 11, 2014 “100 Leading Ladies Luncheon” and Awards ceremony will proudly honor this remarkable and always humble; Civil Rights Activist, Magazine Publishing Entrepreneur, Newspaper Publishing Chief Executive, known as Rosetta Miller Perry.

About the “100 Leading Ladies” Luncheon, Awards and overall: To date “Leading Ladies” has successfully it has grown to over 300 women throughout the United States and we’re still growing! Some call L.L a movement, an ongoing support network, an invaluable organization and beyond. Whatever positive verbiage used to describe us, we remain thankful and will keep doing our part to live up those standards.

“Changing lives for the greater good, one leading lady at a time is a key premise of our organization and more. On December 11th we are celebrating the 100 Leading Ladies Power Luncheon event on December 11th in Clarksville, TN. We are expecting 150 Leading Ladies in business, ministry, organizations and more to attend this festive occasion honoring eleven women who demonstrate excellent service to our community.

Our honorary guest and keynote speaker will be Retired Command Sergeant Major (CSM) Teresa L. King. CSM King was featured in the award winning “O Magazine” and in 2010, she was deemed “Most Influential” by Oprah G. Winfrey. Known to millions as; Oprah Gail Winfrey is an American Media Proprietor, Talk Show Host, Actress, Producer, and Philanthropist.

For additional information Contact Media Relations: (931) 980-4661. www.Trevagordon.com

Memphis newS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Courier names 2015 Lifetime Health Care Hero Special to The Tennessee Tribune

By Nikki Kingery Editor-Cincinnati Business Courier

CINCINNATI, OH — The Business Courier is honoring Dr. Alvin Crawford with the 2015 Health Care Heroes Lifetime Achievement Award.Crawford is the recently retired director of the Crawford Spine Center at Cincinnati Children’s Hospital Medical Center, an institute that was dedicated in his name. He’s also a professor emeritus of orthopedic surgery at the University of Cincinnati College of Medicine.

In 2001, Crawford served as the first African-American president of Scoliosis Society, an international organization for the study of spinal deformities. In 2006, he received the Daniel Drake award, the highest honor bestowed by the University of Cincinnati College of

Medicine. Earlier this year, the Cincinnati USA Regional Chamber recognized Crawford as a Greatest Living Cincinnatian.

Outside of his medical work, Crawford serves on several boards, including the foundation board of Cincinnati Children’s and the Cincinnati Symphony Orchestra, and as corporate director of Ohio National Financial Services. He’s a retired captain of the U.S. Navy Medical Corps, a lifelong member of the NAACP and a prep student in clarinet at the Cincinnati College Conservatory of Music.

Crawford has been married for 50 years to Alva Jean. They have two children, Alvin and Carole, and three grandchildren.

The Health Care Heroes Awards will be held Feb. 12 at the Hyatt Regency Cincinnati, 151 W. Fifth St.

Dr. Alvin Crawford

Beloved Memphian Dr. Sarah E. Chandler Dies MEMPHIS, TN — Dr. Sarah Elizabeth McKinnie Chandler was born February 2, 1930, in Memphis, Tennessee, the daughter of Alexander Marcellous Preston McKinnie and Ora Jane “Janie” Davis McKinnie, who both preceded her in death. Dr. Chandler was raised in the Church of God in Christ. She graduated from Manassas High School, where she was Miss Manassas (1947).

In 1952, she graduated with a Bachelor’s degree in education from LeMoyne College, where she was crowned Miss LeMoyne, Queen of Phi Beta Sigma Fraternity and Queen of Alpha Phi Alpha Fraternity. While at LeMoyne-Owen, she met, and in 1956, married Horace L. Chandler Sr., thus becoming a Kappa Silhouette. To this union were born two children, Horace Jr. and Judge Jayne Rochelle. Her husband preceded her in death in 1986.

Dr. Chandler was co-founder of JUGS (Justice, Unity, Generosity, and Service) International, a charitable organization that has donated several hundred thousands dollars to charity. The organization grew to include chapters across the U.S.

Dr. Sarah Elizabeth McKinnie Chandler

and the Bahamas. Dr. Chandler joined the Mississippi Boulevard Christian Church, where her husband’s family was one of the founding families. She and her children were baptized there together by Elder Blair T. Hunt.

Dr. Chandler was a member of Mississippi Boulevard until her passing. Dr. Chandler’s mother always wanted her to

be a teacher and Sarah pursued her vocation vigorously. She held the Master’s of Science in Education degree from Case Western Reserve University.

An avid reader and book lover, Dr. Chandler obtained a Certificate in Library Science from Memphis State University. Her career in education began at Lester Elementary School, where she initially served as a sixth-grade teacher and subsequently became the school librarian. Dr. Chandler was promoted to curriculum writer and worked in the Program on Problem Solving (POPS) with Memphis City Schools.

Her quest for scholarly knowledge and advancement found her at the University of Tennessee at Knoxville, where she was awarded the Doctorate in Education, Administration and Supervision degree in 1975. Dr. Chandler’s initial post doctoral assignment was as Assistant Principal at LaRose Elementary. She was soon promoted to Principal at Dunn Avenue Elementary School, where she served until her retirement in 1992. Dr. Chandler was a member of Alpha Kappa Alpha Sorority, Incorporated and The Girlfriends.

Throughout her career, she maintained memberships in numerous professional associations and has been the recipient of many awards and recognition for her educational and charitable contributions to the Memphis community. In her retirement, enjoyed spending time with her family, watching “Jeopardy,” working crossword puzzles, Sudoku and intellectual sparring with anyone she could engage.

God called Dr. Chandler home on Friday, November 28, 2014 at 7:30 p.m. Her immediate survivors include her son, Horace Jr. “Randy” (Attorney Sonya); her daughter, Judge Jayne Chandler (Daryl Leven); and four grandchildren, Attorney David Chandler, Attorney Sara Chandler, Rachel Chandler and Lia Leven. She also is survived by a sister, Ruth Lavalle (Lawrence) of St. Louis, Mo.; two brothers, Earl O. McKinney (Ingrid) of Cocoa Beach, Fla., and Dr. Carl McKinnie of Savannah, Ga., and a plethora of relatives and friends. Donations may be made to LeMoyne-Owen College in memory of Dr. Sarah M. Chandler.

Rep. Cohen Remarks on Passing of Marion Berry MEMPHIS, TN — Congressman Steve Cohen (TN-09) today released the following statement regarding the passing of former Washington, D.C. Mayor Marion Barry: “Marion Barry was always gracious and full of information when we talked, and I am saddened to hear of his passing.

He was a son of Memphis, a graduate of what is now LeMoyne-Own College and the President of the NAACP there, as well as the first national chairman of the Student Non-Violent Coordinating Committee. A strong civil rights leader, he rose to serve 4 terms as the popular, indefatigable Mayor of Washington, DC. As Maya Angelou once said, he ‘changed America with his unmitigated gall to stand up in the ashes of where he had fallen and come back to win.’ He was beloved by many in our nation’s capital and around the country, and he will be missed.”

Rep. Steven Cohen (TN-09)

Congressman Steven Cohen’s Letter to Appropriators Dear Chairman Rogers, Chairman Wolf, Ranking Member Lowey and Ranking Member Fattah: Thank you for the strong support you have shown for reducing the backlog of untested sexual assault kits.

We appreciate the $36 million you included in the Fiscal Year (FY) 2015 Commerce, Justice, Science, and Related Agencies (CJS) Appropriations bill specifically to reduce the backlog of untested kits at law enforcement agencies and we were pleased that this was increased to $41 million during House floor consideration. As you work toward final legislation that will fund the government through the end of FY 2015, we ask that you in-

clude at least $41 million for this important program.

Untested rape kits are a significant public safety hazard that prevents law enforcement from apprehending violent criminals, increases the risk of additional crimes, and robs victims of the justice they deserve. DNA analysis has been revolutionary in helping to catch criminals and prevent crimes from occurring in the first place. But this evidence does us no good if it remains untested and sitting on a shelf in a lab somewhere. Despite progress over the last few years, the number of untested rape kits continues to number in the hundreds of thousands and with state and local governments tightening their belts,

DRIVERS WANTED:

significant federal assistance is needed.

The funds included in the House’s FY 2015 CJS Appropriations bill for reducing the sexual assault kit backlog at law enforcement agencies is an important down payment toward solving this problem once and for all. The Senate Appropriations Committee included the same amount in its FY 2015 CJS Appropriations bill, demonstrating strong support on both sides of the Capitol. We hope that you will work together to ensure that any omnibus appropriations bill or continuing resolution include at least $41 million for this critical program.

Memphis and Jackson circulation drivers for The Tennessee Tribune 615-445-6676

LOCAL NEWS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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ACE Learning Center Food Drive Boosts MTSU Student Food Pantry Center

James Taylor, an MT One Stop enrollment counselor who helps with the MTSU Student Food Pantry, is shown with donations given by the University Honors College during a recent food drive.

MURFREESBORO, TN — MTSU’s Student Food Pantry welcomed a needed boost recently that restocked its shelves just in time for the holiday season.

The Ann Campbell Early Learning Center, previously known as Project Help, held a food drive in conjunction with community partner Jones Therapy Group that resulted in over 3,000 pounds of donated food collected for the pantry.

Located in the Student Services and Admissions Center, known as the MT One Stop, the MTSU Student Food Pantry is available to any currently enrolled student who shows a valid student ID. Students with longer-term food needs are referred to community partners such as Greenhouse Ministries.

The donated food continues to be needed. The pantry has been accessed over 300 times in the month of November alone, according to Becca Seul, pantry founder and a coordinator at MT One Stop.

“We could not serve our students’ needs without the thoughtful donations of our campus and community partners,” Seul said. “This month, we had two large food drives provide over 9,000 pounds of food for our holiday rush. BIG thanks to the ACE Learning Center, Jones Therapy, and all that participated in the CUSA food drive. Your generosity is helping us to feed many hungry students.”

In addition to the ACE Learning Center and Jones Therapy contribution, the pantry benefited greatly from the recent Conference USA food drive competition, which collected over 6,000 pounds of food at various athletic and other campus events a few weeks ago.

Among the large contributors to recent food drives were the departments

of Business and Finance, and Health and Human Performance.

Since the student pantry opened two years ago, it has been visited more than 900 times, with homeless and foster care students among those who use the pantry. Students who are between paychecks or whose campus meal plans have run out also obtain food there.

The pantry accepts nonperishable items that aren’t expired. Among the most needed items usually are canned fruits and beans, pasta, peanut butter, crackers, fruit cups, rice, cereal, bottled water and Ramen noodles. See the full needs list at www.mtsu.edu/foodpantry.

People can drop off donations anytime the MT One Stop is open: MondayThursday, 7:30 a.m. to 6 p.m.; Friday, 7:30 a.m. to 4:30 p.m. MT One Stop is located on the east side of campus at MTSU Boulevard and Blue Raider Drive, with visitor parking available off MTSU Boulevard.

Those wishing to help monetarily can also donate online at www.mtsu. edu/foodpantry. The pantry now has an MTSU Foundation account, which allows Seul to stock up on items available in bulk at less cost.

For more information, contact Seul at 615-494-8910 or becca.seul@mtsu.edu, or visit www.mtsu.edu/foodpantry.

For visitors, you can find a printable campus map at http://tinyurl.com/MTSUParking14-15. Temporary parking permits are available at the Parking and Transportation Services Office on East Main Street.

University Honors College was among the participants in a recent food drive sponsored by the ACE Learning Center to benefit the MTSU Student Food Pantry located in MT One Stop.

Pictured, left to right, are Becca Seul, pantry coordinator and MT One Stop coordinator; Dr. Phillip Phillips, associate dean of University Honors College; Susan Lyons, event coordinator for University Honors College; Dr. John Vile, dean of University Honors College; James Taylor, a One Stop enrollment counselor and pantry assistant; and Kerry Boylan, outreach coordinator for ACE Learning Center. Submitted photo

A young helper from the Ann Campbell Early Learning Center helps pack food donated during a recent food drive held on behalf of the MTSU Student Food Pantry. The center partnered with the Jones Therapy Group on the drive. Submitted photo

A Spirit of Thanksgiving

By Thomas Sheffield

It is a tradition in all religions to acknowledge and show thanks for our blessings. Blessings are enhanced when we become better stewards of our natural resources. As we enter this season of reflection and thanksgiving, I invite you to observe ways your business can gain and sustain a competitive advantage by being better environmental stewards. There are so many different opportunities for financial gain when certain fundamental things are done as we become better stewards of the environment.

Small businesses play a leadership role in our community. Small business owners have a great opportunity and responsibility in protecting and preserving the environment. Small businesses can be competitive while being better stewards. I will take this statement further by saying better stewardship enhances the company’s ability to become a leader in their industry. Companies in the community may be able to improve their image, lower cost and create a bigger, more enhanced profit margin.

There are many examples of companies being environmentally irresponsible. There are records of companies creating all its power by burning coal, which emits highly car-

THOMAS SHEFFIELD cinogenic pollutants and greenhouse gasses. There are examples of ways chemical pollution has affected the crops and our food supply. There are also examples of companies contaminating the water supplies with their waste.

These companies faced fines that cut into the profits and have a horrible corporate image in the community. The companies have no advantage when it comes to finding investors.

What can your company do to become better environmental stewards?

It all depends upon the industry. However, there are some basic environmentally responsible things all companies can do. The result will not only lead to economic benefit but human health benefit and the conservation of the environment.

One of the most obvious ways to become an environmental steward is energy conservation. Large overhaul projects and retrofits can enhance energy efficiency and cut costs.

Simply turning off lights when not in use or employing the use of a power-strip to shut down computers and other office equipment, (photocopiers, printers, fax machines) when not in use not only saves the environment and power but also money. Did you know a microwave oven uses more power when not in use than it does when it is used?

Another way to become a good environmental steward is solid waste management. Waste management not only protects the environment, it protects the health and wellbeing of your employees and customers. This leads to economic gains. Many companies have become paperless. They offer the opportunity to electronic invoice systems and the option to email receipts.

This cuts waste cost as well as the need for a large office equipment inventory. There are many office products that may be harmful to the environment if they are not disposed of properly.

We should all show thanks for what we have by our stewardship. What ways has your business or company become better stewards of the environment?

I would love to hear from you. Please feel free to contact me thomsustainableconsulting@gmail. com. Or you can follow me on Twitter @tcsheff.

From front pagE 12A

Medicaid Continued from page 1A covered through Aetna-managed Medicaid, those doctors must also be in her network. And finding them, the Klugs say, is a near-impossible task.

Medicaid, once considered one of the crowning achievements of The Great Society, is now being dismantled by those entrusted with its care. Plagued by a poorly designed medical reimbursement process that rewards health care professionals for providing medically unnecessary care and yet doesn’t pay enough for many specialists or small providers to deal with burdensome administration, the popular program has been a target of reform for decades. With state budgets hollowed out by the perfidy of the mortgage industry and a budget regime that cuts investments in health to fund tax breaks for corporations, legislators across the nation are now looking to find ways to cut costs—and if there’s time, improve the quality of care.

Here enters managed care, seen by some elected officials as a panacea to their fiscal woes. Under this system, private insurance companies, or Managed Care Organizations (MCO), receive a fixed monthly payment from the state per Medicaid patient. In exchange, they agree to work with hospitals to strike deals and lower costs.

The first step in this process for an MCO is to sort patients by health risk by reviewing their medical records or, in severe cases, sending a social worker to evaluate them at home. As a hypothetical example, if 100 people enrolled in Aetna’s MCO were at risk of a heart attack, Aetna would calculate how many of them could improve their health through low-cost interventions, such as free gym memberships and dietary counseling. If Aetna decided that, say, 60 of the new enrollees wouldn’t need access to expensive cardiologists if they improved their eating and exercise habits, it could then approach regional hospitals and doctors with a bargain: a guaranteed referral of 40 new patients to said facilities in exchange for lowered medical costs. Doctors and hospitals are promised a flow of new patients, and the MCO gets cheaper care and doesn’t have to pay for the most expensive intervention possible.

Theoretically, this costs states less than paying for each patient directly. In fact, managed care seems like a great idea overall, until one factors in the often unscrupulous business practices of the health insurance industry.

One obvious flaw in the system is that MCOs can increase their profits by erecting roadblocks to care. If you’re one of the aforementioned 60 patients put on a diet and exercise regime, you may find it more difficult to get access to a cardiologist.

Worse still, if MCOs make a patient drive three hours to see an “in-network” specialist he or she needs, chances are lessened that the patient will make it to that professional at all—and the MCO can keep the funds it receives from the state without paying for that person’s care.

States argue that they have a twopronged response to avoid these negative circumstances: consumer “choice” and careful monitoring. If insurance companies cheat by making it too hard for patients to find the care they need, they say, consumers will simply switch to a better network. If the bad behavior continues, then the state will find another company willing to play by the rules. But the MCO market is frequently monopolized by one or two companies in a region—and state regulatory agencies have become so weak that the “worst of the worst” are still getting contracts, meaning that opting for one over another doesn’t guarantee any sort of improvement.

Kentucky taxpayers became intimately aware of just how quickly the profit motive can strip away access to care in 2011, when the Kentucky legislature outsourced its experiment in Managed Care to three companies: CoventryCares, Kentucky Spirit Health Plan and WellCare. The basic logistics of grouping patients by risks and dividing them into hospital networks resulted in abrupt and potentially dangerous changes in treatment. While Medicaid recipients once had relationships with local medical professionals, many were now forced to try and navigate an oftencomplicated bureaucracy to try and find doctors that worked for them in their “network.”

THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014 In a letter to the editor of the Lexington Herald Leader, the head of statewide child advocacy organization Kentucky Youth Advocates lamented that the rollout of managed care severed continuity of care around the state, because “many parents had to switch their children to another plan once they discovered the providers in their area weren’t part of their assigned plan.” For most families, this was an inconvenience at best; for those with rare illnesses and few specialists near their home, however, trying to find quality care was a hazardous burden.

And Kentucky’s inauspicious start to privatizing managed care was quickly followed by a perilous end. Kentucky Spirit, one of the three companies hired

by Kentucky to administer Medicaid managed care, refused to meet its contract’s year-long term and abruptly cancelled its services. Citing a lack of full disclosure from Kentucky of just how ill Medicaid patients were, shareholders in Kentucky Spirit’s parent company Centene decided it was time to jump ship. Or, as Kentucky Secretary of Cabinet for Health and Family Services Audry Haynes wrote in a press release, “[a] Fortune 500 company has chosen to put profits above people and will not honor the terms of its contract.”

Centene skipped town, resulting in chaos for its 125,000 enrollees, many of whom didn’t know where to go to get vital prescriptions. Though Kentucky Spirit patients were re-enrolled in other networks, the process took time and money—and the state and its residents were left to flounder.

Centene’s search for profit also devastated patients in Kansas. A lawsuit recently filed against a Centene subsidiary in the state alleges that a CEO instructed plan operators to illegally shift patients to cheaper doctors. Sunflower State Health Inc, run

by CEO Jean Wilms, signed a contract with the state of Kansas promising that Sunflower “must ensure that members are afforded the right to select the providers of their choice without regard to variations in reimbursement.”

But the former Vice President of Contracting and Network Development for Sunflower alleges that she was directly instructed to do “whatever was necessary” to prevent patients from seeing the doctors of their choice. Instead of driving down costs through innovation or reducing bureaucracy, Centene decided it would be easier to simply restrict who patients could visit.

Suzanne and Tamara became all too familiar with the low quality of care offered by privatized Managed Care Organizations. After a year and a half, they were tired of searching nonstop for doctors within their Aetna “network” who weren’t ableist, had handicap-accessible offices and were within 50 miles of their home. When Suzanne reported that none of the doctors in her network were willing or able to treat her daughter, she says that her Aetna social worker told her to try specialists in Kankakee—70 miles away.

Even worse than the unavailability of treatment, however, were the excessive wait times for vital medical equipment.

Suzanne often went weeks without knowing when her next shipment of colostomy bags would arrive for her daughter. At one point, desperate and out of supplies, she even had to begin reusing single-use bags—which can lead to potentially lifethreatening infections. She assumes now that the long intermissions were a result of the bureaucratic labyrinths created by privatized care.

“For someone like my daughter with multiple disabilities, [accessible medical care] is her lifeline. She could’ve died, and I felt really trapped,” Suzanne says.

For the Klugs, managed care became synonymous with headaches, disrespect, danger and wasted time. So they packed up their things again and began looking for a new home that didn’t force Medicaid patients into Managed Care Organizations. In September 2012, they moved to the North Side of Chicago, hoping to find more and better specialists.

Which is why it was such a disappointment when they found out this year that managed care was coming to the city, and for-profit insurance companies were leading the charge. In April 2014, Chicago’s business weekly Crain’s reported that Cook County had given a no-bid contract to Centene, the same parent company that had abruptly quit their contract in Kentucky. With taxpayers footing a $450 million yearly bill, Centene’s contract prom-

ises that it will reduce the cost of care per patient by $1,000 a year.

Just as in Kentucky, though, Medicaid patients across Illinois’ largest county are suffering from disruption of services and a dip in care quality. During a pilot program from 2010 to 2013, Centene’s Illinois incarnation, IlliniCare, failed to meet 21 out of Cook County’s 42 performance goals.

Ideally, insurance companies should work with doctors to administer preventative treatment and reduce more expensive procedures in the long run. But in 2013, IlliniCare actually decreased the amount of cholesterol testing it performed in a one-year period; this has the potential to let Coronary Artery Disease go unchecked in patients. Likewise, IlliniCare also performed worse in the percentage of patients they followed up with after receiving ambulatory care.

For that middling performance, however, the CEO of Centene received a total compensation package of $14.5 million in 2013; the company will provide care to hundreds of thousands of Illinois residents until 2015.

Illinois is just one of dozens of states attempting to move state-provided health care services from the relative accountability of local government into private operators notorious for their cronyism.

While far from perfect, local health departments must follow public meeting laws and are subject to internal (such as Inspector Generals) and external (such as FOIA requests and public interest lawsuits) oversight. That’s not the case when private companies take the reins.

To combat this alarming trend of backdoor Medicaid privatization, activists across the nation are stepping up to demand protection and systemic change.

In Illinois, Tom Wilson of Access Living, a policy and organizing group fighting for disabled people, is working with three hospitals and a think tank to beat the insurance companies at their own game. They formed Community Care Alliance of Illinois, a nonprofit Managed Care Organization, in 2010.

Wilson’s work, he says, is informed by an explicit understanding that “People with disabilities are normally the most knowledgeable people about their own health.” In recognition of this, the Community Care Alliance has created a Stakeholders Forum consisting of representatives with disabilities—of which Suzanne is a member. When the CCAI reduces costs through effective care-management, it reinvests those savings into purchasing durable medical equipment for patients rather than squirreling them into higherups’ pockets.

But Wilson admits that the combination of constant budget cuts, new providers and changing legislation make for “a lot of change to stay on top of from an advocate’s point of view.” As a result, CCAI—arguably one of the most ethical incarnations of the MCO program—is still far from perfect. Though there are 1,000 primary care physicians and 3,000 specialists in its network, it still has to grapple with bureaucracy and ration care based on health history.

Suzanne says even at CCAI, her wait time for colostomy bags is still alarming, although her social worker is much more helpful. Robert Currie, the president of CCAI, wrote in a comment that they are learning to “cope with [the] tremendous demand for [their] innovative, consumer led model-of-care.”

Both Suzanne Klug and Tom Wilson readily admit that in a perfect world, the state would implement a single-payer system framing medical care as a public good rather than a private asset. Even if the U.S. were to implement such a thing tomorrow, however, the crises of our broader economy would make such a system untenable.

Providing a high level of health care for the chronically ill and severely disabled will require massive investments and a radical shift in values, the likes of which the U.S. hasn’t seen since the first progressive movement.

Sharon Post, the Director of the Center for Long Term Care Reform at the Health and Medicine Policy Research Group, argues that the flaws in our health delivery system are deeper than administration and privatization.

“Just switching to single payer won’t change the range of practices and habits [of care providers],” Post says. “It won’t necessarily get better. We have a separate insurance system for poor people.”

Post encourages activists and health care providers to think of medical care and its funding structure as “vital to emancipatory politics.” To liberate ourselves from a morally bankrupt medical system, she suggests we reframe our thinking on health care. “Is there a long-game to look beyond managed care to a better overall system that isn’t so fragmented and doesn’t segregate poor people into one underfunded plan? And what can we learn from the managed care experiments to inform a longer-term plan for a more just and effective health care delivery system?”

Michael Collins is the vice president of the In These Times board and a community organizer and journalist in Chicago.

Clergy Continued from page 1A

will be unable to pay the loan in full when due, forcing borrowers to seek additional loans, which generate more fees.”

This September, DOD proposed new rules that would add more protections for military families.

Many of the clergy noted how their respected congregations are surrounded by payday lenders who prey upon poor people caught into a cycle of debt that becomes harder to break with each renewal of a loan.

As co-chair of the event, the National Baptist Convention’s Rev. Dr. Willie Gable, Jr. said, “As clergy, we have a moral duty to vigorously oppose what we know and believe to be sinful. Those who prey and profit from our most vulnerable in the community cannot be allowed to continue to take from those who have the fewest financial resources.”

Similarly, Galen Carey, vice-president of government relations at the National Association of Evangelicals, told The Christian Post, “We think it is an injustice so we’re asking churches to step up their help to people in need and also asking the government to regulate the lending so that these unfair practices are not allowed.

“Teachings about lending are found in Christianity, Judaism and Islam,” said Rachel Anderson, the Center for Responsible Lending’s Faith and Credit Director and coordinator of the event. “All three faiths condemn excessive interest. The moral voice of the religious community is crucial to payday reform efforts.”

“We would like to see interest rates capped at 36 percent and strong regulations from the Consumer Financial Protection Bureau (CFPB) that would require loans to be made on the basis of an individual’s actual ability to repay” continued Anderson. “We also urge CFPB to limit the length of time a household can be kept in high-cost debt.”

This recent faith-based advocacy adds to the growing momentum for payday loan reform at the state and federal level.

In March 2013, after analyzing 15 million transactions, the CFPB found that the cycle of repeat lending drives the bulk of payday loans. Seventy-five percent of all payday loan fees are generated from borrowers with more than 10 loans a year.

This summer, the CFPB reached a $10 million settlement with ACE Cash Express in response to allegations of using aggressive debt collection tactics to flip its borrowers into new loans. The firm operates in 36 states and in the District of Columbia with 1,500 storefronts, 5,000 associates and online loans driven by a business model premised on flipping customer loans.

In October, 467 consumer advocates representing every state in the nation and more than a million consumers called for specific minimum standards in the smalldollar rulemaking.

As Mike Calhoun, CRL’s president has said, “We need to end the debt trap model to make more room for affordable and responsible loan products that both benefit lenders and leave their customers better, rather than worse, off.”

Charlene Crowell is a communications manager with the Center for Responsible Lending. She can be reached at Charlene. crowell@responsiblelending.org.

LOCAL NEWS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Roberta Baines Wheeler Pulmonary Hypertension Awareness Day Draws Nearly 400 Participants

NASHVILLE, TN — The 2nd Annual Roberta Baines Wheeler Pulmonary Hypertension Awareness Day event was held at Vanderbilt University Wellness & Recreation Center. Although, the 2nd year for the awareness day, it was the first 5K, 6minute walk, and health fair. This was the first 5K of its kind dedicated to pulmonary hypertension awareness.

Nearly 400 people were in attendance. The day began with a fanfare, as guests walked down the red carpet for a photo, signed the 6ft commemorative awareness ribbon, and then participated in a health fair.

Dr. Katherine Y. Brown, event coordinator and founder, led the program

named in her mothers honor. The Pledge of Allegiance was led by Downtown Nashville Lions Club, followed by singing of the National Anthem. Greetings were extended including Vice President of Vanderbilt Home Care; representative from Illinois Governor Council and Judge Angelita Blackshear Dalton. Ivan Robbins, MD Pulmonary Hypertension Clinic also extended greetings. After three patients spoke and shared their journey living with pulmonary hypertension, Roberta Baines Wheeler,RN,BSN addressed the crowded room followed by a line dance warm up.

The Health Fair included free dental screenings by Meharry Medical, vision

screenings, free CPR and AED demonstrations by Learn CPR America; Blood Pressure Checks by Meharry Vanderbilt Alliance; Vanderbilt Heart; Metro Dept Public Health; face painting, Falls Prevention, Home Safety Education, and more. After the six minute walk, participants enjoyed the 5K on the beautiful campus. The free volunteer lunch was prepared by Executive Chef, Irving Brown II, The GoodLife Personal Chef.

Event planning has already begun for the next event which will be held November 7, 2015.

Dr. Katherine Y. Brown, a PH caregiver and medical professional explained, “My mother was a nurse and I

had been in healthcare for many years however we had not heard of Pulmonary Hypertension (PH) until her diagnosis.”

According to the Pulmonary Hypertension Association most PH patients have never heard of pulmonary hypertension until they were diagnosed, and many go months or years before meeting another patient. By increasing awareness of PH Support Groups we can change lives by providing safe spaces where patients, family members and caregivers can share their experiences, learn about PH treatments and how others have adjusted their lifestyles around PH. For more information send an e-mail to RBWPHAwarenessday@yahoo.com

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THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Women’s Health issueS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Polycystic Ovary Syndrome: Are You at Risk?

Polycystic Ovary Syndrome is a problem in which a woman’s hormones are out of balance. It can cause problems with your periods and make it difficult to get pregnant. PCOS also may cause unwanted changes in the way you look. If it isn’t treated, over time it can lead to serious health problems, such as diabetes and heart disease.

Most women with PCOS grow many small cysts on their ovaries. That is why it is called polycystic ovary syndrome. The cysts are not harmful but lead to hormone imbalances.

Early diagnosis and treatment can help control the symptoms and prevent long-term problems.

Hormones are chemical messengers that trigger many different processes, including growth and energy production. Often, the job of one hormone is to signal the release of another hormone.

For reasons that are not well understood, in PCOS the hormones get out of balance. One hormone change triggers another, which changes another. For example: The sex hormones get out of balance. Normally, the ovaries make a tiny amount of male sex hormones (an-

drogens). In PCOS, they start making slightly more androgens. This may cause you to stop ovulating, get acne, and grow extra facial and body hair.

The body may have a problem using insulin, called insulin resistance. When the body doesn’t use insulin well, blood sugar levels go up. Over time, this increases your chance of getting diabetes.

The cause of PCOS is not fully understood, but genetics may be a factor. PCOS seems to run in families, so your chance of having it is higher if other women in your family have it or have irregular periods or diabetes.

PCOS can be passed down from either your mother’s or father’s side.

Symptoms tend to be mild at first. You may have only a few symptoms or a lot of them. The most common symptoms are: Acne.

Weight gain and trouble losing weight.

Extra hair on the face and body. Often women get thicker and darker facial hair and more hair on the chest, belly, and back.

Thinning hair on the scalp.

Irregular periods. Often women with PCOS have fewer than nine periods a year. Some women have no periods. Others have very heavy bleeding.

Fertility problems. Many women who have PCOS have trouble getting pregnant (infertility).

Depression.

Stay Healthy This Year: 6 Tips For Avoiding a Cold People who are exposed to cold and flu germs every day -- doctors, paramedics, teachers -- know a thing or two about how to stay healthy when everyone around them is sick. Their suggestions can help you, too.

Get a flu shot. It’s the No. 1 thing you can do to prevent flu.

Wash your hands -- a lot. No matter what line of work you’re in, if you come in contact with people who are contagious, you have to wash your hands over and over, says Alan Pocinki, MD. Pocinki practices internal medicine at the George Washington University Hospital in Washington, D.C. “Wash your hands as much as you can stand, and then some more -- especially after wrapping up a visit with someone who’s sick,” says Pocinki.

It sounds so simple, but soap and water are the constant companions of doctors and nurses. To completely get rid of viruses from your skin, you need to scrub hard for 20 seconds or more.

A good way to time yourself is to sing “Happy Birthday” twice while scrubbing the backs of your hands, between your fingers, and under your nails. It doesn’t matter if the water’s hot or cold -- the very act of scrubbing will physically remove the germs.

Reach for alcohol-based hand sanitizer. If you can’t get to soap and water, sanitizer can kill cold and flu germs.

Try to avoid getting close to people who are sick. For example, don’t shake hands.

“Doctors tend to be very cautious about hand shaking,” says Terri Remy, MD, medical director of Medical Associates at Beauregard in Alexandria, Va. “Just explain, ‘To keep transmission of colds and flu down, I’m not shaking hands. But hello! Nice to meet you!’

They understand.”

Keep your surroundings clean. Arlington, Va., massage therapist Amanda

Long asks clients to stay home if they feel bad. But to be safe, she sanitizes doorknobs and light switches between sessions. It’s a practice she swears by.

“My hyper-vigilance has paid off,” says Long. “I was sick more often when I worked in an office, where people pawed into shared candy dishes and generally just mingled in a crowded space without much attention to germs. Now that I don’t have sick days, I don’t get paid if I don’t work. And I know my job is to heal, not pass on a cold or the flu.”

Beth Geoghegan, a paramedic for 27 years in South Florida, says she starts her day by cleaning her work space with virus-and-germ-killing soaps.

“It may sound like overkill, but it’s not -- it’s awareness,” she says. “It’s a matter of looking at your environment and thinking: What could be contaminated?

All it takes is a tiny droplet. What could

have a droplet on it? And I know someone was in my ambulance for 12 hours before I got there -- both patients and other paramedics. It may already look clean, but it might not be.”

It’s also a matter of context. When Geoghegan gets home from a shift where nothing much happened, she launches into her normal activities. If it’s been a day filled with sick patients, she follows a different routine.

“If I saw 10 patients today, and eight had flu symptoms, I’m likely to take my uniform off the minute I get home, put it in the wash, and get right in the shower.

Because you just never know,” she says.

Try to keep up a healthy lifestyle. It’s important to look after your own health, says Ardis Dee Hoven, MD, an internal medicine and infectious disease specialist in Lexington, Ky., and president-elect of the American Medical Association.

“Do all the things we all should be doing on a daily basis anyway,” says Hoven.

“Get adequate rest -- which people underestimate -- get good nutrition, don’t smoke, and keep your allergies controlled, because if they’re out of control, then your upper respiratory tree is already inflamed, which sets it up to more easily acquire a virus.”

Health & WellnesS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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Free Seminars on Grief and Holidays

NASHVILLE, TN — The holiday season can be a very difficult time if you’ve lost a loved one. How do you approach the first holiday season after a loss? What can we do to make the season more manageable and reduce stress?

Alive Hospice’s Grief During the Holidaysseminars will show how to do it with tips and strategies from professional grief counselors. They also include a time of remembrance. They’re free, and they’re coming up in Nashville on Nov. 20 and Dec. 11 and Murfreesboro on Dec. 4.

There is no cost for attending, but reservations are requireddue to limited space. These seminars are made possible with support from the Heartland Hospice Memorial Fund.

Grief During the Holidays sched-

downtownNashville. Registration is re-

ule: Nashville seminars: Dec. 11 from

quired. RSVP online at www.AliveHos-

6:30 to 8 p.m.at Alive Hospice’s admin-

pice.org/seminarsor by calling 615-963-

istrative office, 1718 Patterson St. near

4732.

Murfreesboro seminar: Dec. 4 from 6:30 to 8 p.m.at First Presbyterian Church, 210 N. Spring St. Registration is required. RSVP online atwww.AliveHospice.org/seminarsor by calling 615346-8680.

Alive Grief Support, the bereavement support program of Alive Hospice, also offers individual grief counselingand support groupsfor adults and children throughout the year. Anyone can take advantage of these services, regardless of whether a loved one was served by Alive Hospice.

For more information about Alive Grief Support, call 615-963-4732or visit AliveHospice.org

Daily Physical Activity May Lower Parkinson’s Risk

By Robert Preidt HealthDay Reporter

(HealthDay News) A moderate amount of physical activity in your daily life may reduce your risk of Parkinson’s disease, according to a new study.

“We found that a medium level of daily total physical activity is associated with a lower risk of Parkinson’s disease,” study author Karin Wirdefeldt, of the Karolinska Institute in Stockholm, said in a news release from the journal that published her study, Brain: A Journal of Neurology.

While the study found a link between exercise and a reduced risk of Parkinson’s disease, it’s important to note that it wasn’t designed to prove that exercise was the definitive cause of this lower risk.

The research included more than 43,000 women and men

in Sweden who were followed for an average of more than 12 years. None had Parkinson’s disease when they enrolled.

Nearly 300 had been diagnosed with the disorder by the end of the study.

Those who got more than six hours a week of physical activity through household tasks and commuting to work had a 43 percent lower risk of Parkinson’s than those who got fewer than two hours a week of such activities, the researchers found.

The researchers also noted that men with a medium level of total physical activity were 45 percent less likely to develop Parkinson’s than those with a low level of total physical activity.

Leisure time exercise alone was not associated with a lower risk of Parkinson’s, according to the study.

Yogurt Every Day May Hold Off Diabetes

By Kathleen Doheny HealthDay Reporter

(HealthDay News) Eating a serving a day of yogurt may lower your risk of developing type 2 diabetes, new research suggests.

“The data we have gathered show that yogurt consumption can have significant benefit in reducing the risk of diabetes,” said senior study author Dr. Frank Hu, a professor of nutrition and epidemiology at Harvard School of Public Health, in Boston. “It’s not a huge effect, about an 18 percent reduction [in risk].”

“Yogurt is not magic for curing or preventing diabetes,” Hu said. “That’s the bottom line and the message we want to convey to our consumers, that we have to pay attention to our diet pattern. There is no replacement for an overall healthy diet and maintaining [a healthy] body weight.”

The study is published online Nov. 24 in the journal BMC Medicine. It was funded by the U.S. National Institutes of Health.

In type 2 diabetes, the body does not produce enough insulin or the body’s cells develop a resistance to insulin, and blood sugar levels then get too high.

For the study, Hu and his team pooled the result of three large studies that tracked the medical histories and lifestyle habits of health professionals: the Health Professionals’ Follow-up Study of more than 51,000 male health professionals; the Nurses’ Health Study, which included more than 121,000 women nurses; and the Nurses’ Health Study II, which

followed nearly 117,000 women nurses.

During the study follow-up, there were about 15,000 cases of type 2 diabetes. When they looked at total dairy intake, they saw no effect on the risk of diabetes. However, when they zeroed in on yogurt, they found one serving a day was linked with about a 17 percent reduced risk.

The researchers next pooled their result with other published studies that looked at links between dairy foods and type 2 diabetes.

They found a serving of yogurt a day reduced risk by 18 percent.

The meta-analysis, in which all the results were pooled, includes 14 different groups with nearly 460,000 people. About 36,000 developed type 2 diabetes.

The researchers took into account age, body-mass index and other lifestyle factors.

Hu said they did not differentiate between types of yogurt, whether it was Greek-style yogurt or not, and the fat content.

While previous studies have found that yogurt is good for maintain a healthy body weight and lowering risk for type 2 diabetes, ‘’most of the studies were small,” Hu said. So his team decided to look at much larger groups.

Exactly how the yogurt may help is not certain. The thinking by many experts is that the probiotics in yogurt (“good” bacteria) alter the intestinal environment in a beneficial way, helping to reduce inflammation and improve the production of hormones important for appetite control, he said.

SPORTS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

3B

COLLEGE FOOTBALL

UT Defeats Vandy Making Them Bowl Eligible

By Ron Wynn

The Tennessee Volunteers ended their string of 5-7 seasons Saturday, defeating the Vanderbilt Commodores 24-17 in Nashville. The victory evened Tennessee’s record at 6-6 and made them bowl eligible for the first time since 2010. It also snapped a two-game losing skid to Vanderbilt, and meant that the Commodores ended the year at 0-8 in the Southeastern Conference (3-9 overall). Tennessee finished 3-5, but won three of its final four conference games to display plenty of potential for next season. It was the first time since 2009 that the Commodores failed to win at least once in SEC competition, a feat that had Vandy head coach Derek Mason saying after the game that major changes would be made next season.

The first will be deciding upon a quarterback. The Commodores rotated players at the position throughout the year, and Saturday proved no exception. Johnny McCrary was the starter, but he was replaced after a few drives by Patton Robinette, who ended up with the most playing time.. McCrary completed only two of seven passes with an interception before leaving for Robinette.

Aside from two damaging interceptions, Robinette at least provided some offensive stability. He completed 11 of 22 passes for 131 yards, but was also sacked three times by a Tennessee defense that was tough when necessary, and made a final stand late when the Commodores were trying to rally, finding forcing them to turn the ball over on downs after failing to make a first down near midfield in the final minute.

Tennessee’s search for a quarterback seems over, at least for now. Josh Dobbs has been a steadying force for the Volunteers since coming in during close losses to Georgia and Florida. He was 11 for 20 against Vanderbilt, and though he also suffered two interceptions, Dobbs was the key figure down the stretch. He had 124 rushing yards, scored two touchdowns on the ground, and frequently made key third down conversions despite Vanderbilt keying on him much of the second half.

The team’s leading rusher Jalen Hurd left the game early with an injury, getting only five carries for 21 yards.

Nathan Lane gained 51 yards on 16 rushing attempts, but Dobbs was the offensive mainstay much of the day.

Alton “Pig” Howard led the Volunteer receivers, getting

The Vanderbilt Commodores put together one of their better efforts this season Saturday at home at in-state rivals the University of Tennessee, but couldn’t make a last minute rally and lost 24-17.

five receptions for 55 yards. Vanderbilt actually had the ball more than Tennessee (30:06 to 29:53), but the three turnovers were too much for their offense to overcome.

Ralph Webb set a freshman rushing record, getting 55 yards and scoring once while finishing the year with 912 yards. The Commodores’ played one of their better overall games, tying the score at 10-10 in the second quarter when Steven Scheu caught a 36-yard touchdown pass from Robinette. Later, Webb’s three-yard run brought the Commodores within 24-17 early in the fourth quarter, but that was as close as Vanderbilt could get.

Despite problems with accuracy and consistency, Dobbs led the Volunteers on two lengthy scoring drives in the second and third quarters. The first was an 11 play, 92 yarder that took nearly four minutes (3:49) off the clock and ended with Dobbs scoring on a one-yard run. The second lasted almost three minutes (2:49) and was a seven play, 75 yard march that culminated in another Dobbs touchdown run, this one of eight yards.

The Commodores were also often backed up due to

MTSU Drops Big Game

By Ron Wynn

An uneven season for the Middle Tennessee University Blue Raiders took a definite bad turn Saturday, as they dropped a critical 24-21 road contest Saturday to Texas El-Paso, a loss that may prevent them from returning to a bowl game. Had they won Saturday, the Blue Raiders would have clinched one of Conference USA’s five automatic slots. But that now goes to UTEP, who completed the season with a 7-5 mark and a 5-3 C-USA record. MTSU dropped to a final 6-6 overall mark, 5-3 in conference games, and with an uncertain fate regarding postseason play.

Once again, the Blue Raiders got behind early, then tried to make a frantic comeback. It looked as though they would be successful as they were down in the red zone with under two minutes to go. But on second down, Austin Grammar’s pass was tipped and then intercepted by Jameel Erving, ending both the comeback and MTSU’s victory chances. MTSU lost three of four November games, and this one was particularly grating as a 14-10 halftime lead was lost in the second half, as was a 2117 advantage with less than 12 minutes remaining in the fourth quarter.

In addition, this was the first time the Blue Raiders lost a game when they gained more than 200 yards on the ground. They had 259 rushing yards, with Grammar leading the way with 106. Unfortunately, he wasn’t nearly as effective passing, completing nine of 16 for only 99 yards. Grammar did lead what seemed at the time to be the winning drive, taking the Blue Raiders downfield and then scoring on a three yard run to provide them their final lead.

MTSU also didn’t help themselves with six penalties, including two consecutive ones early in the third quarter that stalled a promising drive, and re-

sulted in the second of two missed field goals by Cody Clarke. Those potential six points also were costly. “I’m just disappointed about tonight,” MTSU head coach Rick Stockstill told Gannett Tennessee.. “We’ll meet tomorrow (Sunday) and I told them (we) don’t know what the future is going to hold.

It’s kind of wait and see.”

“We had (Chase) Pennycuff open in the flat,” Stockstill added. (Grammar) throws it, (Erving) made a nice play. He tipped it, batted it and made a diving interception. Credit to him. It’s a nice play on his part.” Grammer also said there was a receiver open, but took the blame for the interception.

“That one hurts,” Grammar said. “I had (Chase) Pennycuff wide open in the end zone.. (Erving) got a finger on it and it went straight up. You just hate for stuff like that to happen. I really thought he had no chance to get it.” MTSU did get one last shot with only 23 seconds remaining, but didn’t have any last minute magic that could rescue the game.

“Heartbroken, very disappointed,” Stockstill added. “We fought our tails off out there.” “It’s just depressing,” Grammar said. “It’s kind of hard to describe. I love those seniors and all the work they put in. It just, it hurts.” Neither team ever led by more than seven points, and there were six lead changes.

UTEP went ahead for good with 6:19 to play, as QB Jameil Showers scored on a five-yard run.

MTSU finished second in C-USA’s East division to Marshall, whose undefeated season was ended Friday by Western Kentucky in an improbable 6766 contest. Marshall at 11-1, Louisiana Tech at 8-4, Western Kentucky at 7-5, Rice at 7-5, and UTEP at 7-5 will get the five automatic C-USA bowl bids.

MTSU can only watch and wait to see how the postseason scramble turns out.

NEXT WEEK IN SPORTS The Titans finally begin the last and easier part of their schedule, while the Predators entertain their top two rivals in the Central Division and area colleges make the transition to basketball from football. All this and more next week in the Tennessee Tribune.

Tennessee’s averaging nearly 49 yards per punt (48.4) on seven kicks.

Mason said in postgame remarks, both on radio and later to the Associated Press, that he would be taking a long hard look at the staff and season and making necessary changes. Vanderbilt was outscored 283-102 in eight conference games, and were noncompetitive in most of them. “I’ve got an idea of what I’m going to do, but I need a couple of days to sit back and think about it,” Mason said. “I’ve taken a lot of notes this season and looked at things in the program across the board. I’ll take a little time, but I have a general idea.” He refused to answer any specific questions regarding personnel or schemes.

UT head coach Butch Jones said his team would meet at Neyland Stadium on Monday to discuss plans for their forthcoming bowl trip, wherever they went. It’s a task he’ll gladly tackle, and one Vol fans are happy to know will happen after their lengthy postseason absence.

BY RON WYNN UNION MUST TAKE UNCOMFORTABLE STANCES Sometimes the right principle forces folks to take difficult stances, and that’s precisely the position that both the National Football League and National Basketball Association’s players unions find themselves currently as they must support members whose behavior is anything but commendable.

The NFLPA has backed both Ray Rice and Adrian Peterson in unseemly situations involving allegations of domestic violence and child abuse, while the NBA union has also gotten involved in a messy domestic violence situation.

The Ray Rice case took another direction last week when an arbitrator reversed NFL Commissioner Roger Goodell’s decision to suspend Rice indefinitely for the ugly confrontation that resulted in his then fiancee being knocked out in an elevator and subsequently dragged out by the hair into a hallway.

Had Goodell initially suspended Rice at least half a season nothing would have been said by anyone. But Goodell first issued a weak punishment (two games) then tried to correct it with the indefinite suspension later, citing the release of a TMZ video that they maintained offered evidence and accounts of the situation that differed from what Rice had told them.

The union rightly argued that this constituted a double punishment for the same offense and was also a contract breach, a position the arbitrator, a former federal judge, endorsed. But women’s groups were quick to denounce both the NFLPA and the decision, though in the latter they were more upset by Goodell’s handling of it than the actual situation. But they blasted the NFLPA for seeming to support domestic violence against women, which couldn’t be further from the truth.

The NFLPA has a responsibility to ensure a fair and just outcome in all cases involving its members. There was no way they could remain viable as an entity if they stood by and said and did nothing when an obvious injustice was done to one of their members. Now if someone wants to criticize them for not ad-

dressing this issue more thoroughly overall or giving it more priority within the union’s overall agenda items, that’s something else altogether.

Every pro league needs to thoroughly examine its protocols regarding domestic abuse and ensure that the subject has been extensively discussed by the membership and everything done to prevent incidents of it occurring. If that means more oversight into the personal lives of membership, so be it. There should be therapy and counseling available at all times, and no incidents of domestic violence or abuse should ever be tolerated or excused.

Likewise, the NFLPA isn’t defending what Adrian Peterson, who recently took a plea bargain in the situation involving alleged abuse to his young son, reportedly did in inflicting bruises while using a switch. But they did and do object to additional fines and suspension being inflicted after a case has been decided, especially since Peterson has already missed a bunch of games. Likewise, when NBA Commissioner Adam Silver decided to make an example of Jeffrey Taylor by increasing the amount of time he would be suspended after previously deciding on a lesser punishment, the NBA Players Association announced its plans to fight this in court, For many folks, athletes are already overpaid and pampered anyhow. The idea of unions for them seems absurd, especially when it looks like these unions are taking stances on behalf of domestic and child abusers. But setting aside the issue that owners make far more money and get a lot more concessions from government than players, an injustice is still an injustice, no matter who’s the recipient.

A highly paid athlete still deserves the same opportunity for a fair hearing as a minimum wage worker, and if a union is simply going to sit back and let management do whatever it pleases to the players (and Commissioners are management, plain and simple), then there’s no reason for them to exist.

Certainly, professional athletes need to conduct themselves in a reasonable and responsible fashion in their affairs, and when they don’t, they should be punished. But what the recent events in the Rice, Peterson and Taylor cases show is player discipline must be determined by outside forces rather than league Commissioners. Until that happens, players’ unions will continue to find themselves having to defend players and take positions that put them at odds with public sentiment.

SportS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

4B

COLLEGE BASKETBALL

TSU Drops Consolation Game

By Ron Wynn

Things didn’t go well for the Tennessee State Tigers during their trip to Jersey City, New Jersey and their participation in the Barclay’s Tournament. Saturday they dropped their fourth straight road game 59-57 to St. Francis of Brooklyn, New York. It was the consolation game in the tournament, as TSU had previously dropped a game to St. Peter’s.

What made this one tougher to take was the Tigers did a lot of things right, especially on the defensive end, but couldn’t overcome a significant deficit in free throw attempts that head coach Dana Ford cited in his post game remarks online.

“We got off to a slow start offensively and didn’t shoot the ball well or attack the basket aggressively, especially in the first half,” Ford said. “We did better in the second half. Defensively, we played great the entire game and did a good job rebounding, but you just can’t have the kind of disparity at the free throw line we had, either on the road or a neutral court, and expect to win.

We really did a good job on them defensively and from the three point line, but they just had that big advantage at the foul line.”

St. Francis shot 39 free throws for the game to just 18 for Tennessee State, making 23 of them (59 percent). But if the Tigers had done a bit better with the free throws they had, they still might have won. TSU only made nine of 18 from the line (50 percent), and missed some key ones in the final minutes. TSU’s offense improved in the second half, but still only ended with a 36.4 mark in field goal percentage (20 of 55 from two-point territory). However they held St. Francis to even less than that, as they converted only 17 of 53 from the floor (32.1 percent) were even worse from behind the arc, making only two of 18 three-pointers. The Tigers excelled in that category, hitting half their 18 three-pointers (nine).

They were led once more by Jay Harris, who has emerged as the leader of an otherwise very young and inexperienced unit.

He was tied for game high scoring honors with 15 points, and was the only Tiger selected to the All-Tournament team. “Jay Harris continues to be our biggest

asset on both ends of the floor,” Ford added. “He was chosen to the All-Tournament team and that was very deserving. We look to him for leadership, and he’s providing it all the time. He’s showing the young guys what it takes and what you have to do to be winners at this level.”

The Tigers next game was Tuesday night at home against Hampton. The Vanderbilt Commodores fared better in their consolation game, defeating La Salle 68-55 Saturday night in New York at the Brooklyn Barclays Center Classic. Damian Jones had 18 points, one of four Commodores in double figures as Vanderbilt improved its early season record to 5-1. Vanderbilt head coach Kevin Stallings reaffirmed Jones’ importance as the Commodores’ key player.

“Damian was pretty effective,” Stallings told the Associated Press. “I thought he was very, very effective especially early on when we were able to take control of the game. He’s getting better and better. The better he gets, of course the better it will be for our team.” Riley La Chance had 14, while Luke Kornet and James Siakam added 10 points each for the Commodores. Their next game will be Thursday night in Nashville against Baylor.

Belmont got 42 points from Craig Bradshaw, including the game winner with less than a minute (0.2 seconds) left as the Bruins outlasted Ohio 83-81 Saturday. Bradshaw’s exploits set a school single game record since Belmont became an NCAA school. He was 14 of 22 from the field and eight of 12 from threepoint territory. Belmont is now 6-1.

Middle Tennessee State wasn’t quite so fortunate, dropping a 57-47 decision to Creighton University Saturday. The Blue Raiders finished fourth in the inaugural Emerald Coast Classic in Niceville, Florida.

Points proved hard for the Blue Raiders to get, as they had no one in double figures. Jaquawn Raymond was their leading scorer with just nine points. Creighton, ranked 23rd in the nation, is now 6-1. MTSU is 3-3.

MTSU and Belmont were scheduled to play each other Tuesday night in Nashville.

NHL

The Nashville Predators continued their excellent early season play last week, taking both games of a Thursday/Saturday night slate and winning all four games on their recent home stand to regain first place in the Western Conference’s Central Division.

Predators Complete Perfect Homestand

By Ron Wynn

The National Hockey League season is barely past the quarter mark, but it’s time to recognize that the Nashville Predators are definitely headed back to the playoffs. They completed a perfect four game homestand Saturday night with a 2-1 win over the Columbus Blue Jackets, a team they’ve always had trouble with both at Bridgestone Arena and on the road. They also won the game in regulation, getting two points after Colin Wilson scored on the rebound of Craig Smith’s shot with just 2:12 remaining in the third period.

The Blue Jackets have the league’s worst record, but are more effective on the power play than the Predators. They came into Saturday night’s game with a 22.4 success rate, sixth among NHL teams. They got their only goal early in the third period when Ryan Johansen scored after the Blue Jackets were given a second straight power play.

That tied the game at 1-1, and marked the only significant offense that Columbus could master against Nashville.

Pekka Rinne had another outstanding game, stopping 21 of 22 shots. He leads all NHL goalies with 16 wins. Columbus’ goalie Curtis McElhinney kept them in the game. McElhinney had been benched, and Saturday night’s game was his first in six games. Nashville came out aggressively in the first period, firing 20 shots at McElhinney, who stopped them all. The 20 shots were only four short of a team record for a period. Nashville added another 13 in the second and nine in the third, while limiting Columbus to 22 for the game. They didn’t have any period where they got more than eight shots. The Predators also stopped them three of four times on the power play.

The Predators’ ineffectiveness on the power play, especially at home, is the only thing anyone could complain about in regards to what happened

UPCOMING Predators Games dec 4 vs St louis blues dec 6 vs Chicago blackhawks Dec 9 at colorado avalanche dec 11 at arizona coyotes dec 13 at san jose sharks dec 16 vs boston bruins during the home stand. Saturday night they failed to score in four power play chances. Since scoring once on opening night against Ottawa, they have gone scoreless in 41 power play chances.

But they have balanced that by being the NHL’s least penalized team. They came into Saturday night’s game averaging just 7.2 penalty minutes a night. Head coach Peter Laviolette has praised them for being a disciplined club that doesn’t make many fundamental mistakes and seldom has anyone out of position. They also have received a boost due to the return of center Mike Fisher from injury. Fisher played his first game last Thursday night against Edmonton, and played on both the power play and penalty killing units Satuday night.

The Predators were minus Derek Roy, who missed his first game of the season with an upper body injury. But they welcomed back both Fisher and Matt Cullen, who had missed Thursday’s game. Cullen took Roy’s left wing spot on a line with right winger Olli Jokinen and Fisher at center. The win over Columbus improved the Predators’ mark to 9-1-0 when leading after two periods. The Blue Jackets are 0-11-0 when trailing after two periods.

Nashville begins the week tied wit the St. Louis Blues atop the Western Conference’s Central Division with a 16-5-2 records and 34 points.

NFL

Titans Season of Losses Continued Against Texans

By Ron Wynn

The Titans’ lost season continued Sunday in Houston, as the Texans hammered Tennessee 45-21 and the game wasn’t even that close. Only a missed field goal and one of the few excellent defensive plays made by a Titan kept the Texans from scoring over 50 points, and Houston made a point of trying to embarrass the Titans by trotting out J.J. Watt to score a touchdown while they were already ahead 38-14, then tried a late field goal that was one of the rare things the Texans tried all day that didn’t work.

Tennessee was already facing some huge odds, knowing that they were going with a rookie QB who would be working behind an offensive line decimated by injury. Both starting tackles, rookie Taylor Lewan and veteran Michael Oher as well as the starting center were out. Watt had a field day working on the replacements.

He had two sacks, forced and recovered a fumble, and was generally in the Titans’ backfield and quarterbacks’ faces all game long. The touchdown was Watt’s fifth of the season, making him the first player since the NFL began officially keeping sack statistics in 1982 to have more than 10 sacks (11 1/2) and five touchdowns. He’s a sure-

The Titans managed to get three touchdowns against the Houston Texans Sunday, but that wasn’t nearly enough as they lost once again, 45-21 on the road as they continued their free fall in the AFC South. Tennessee is now 2-10 with one month remaining in the regular season.

fire consensus Defensive Player of the Year and definite league MVP candidate.

But he wasn’t the only person who took apart the Titans. Texans’ QB Ryan Fitzpatrick had been let go by the Titans after last season and benched only two weeks ago, but then new starter Ryan Mallet was injured and Fitzpatrick was restored to the starting lineup. All he did Sunday was set a new team record with six touchdown passes, just falling one short of the league record. Wide receiver DeAndre Hopkins

had two touchdown receptions and 234 yards overall.

Things continued downhill in the second half, as Zach Mettenberger was injured after being slammed to the turf by Watt.

He left the game and later was diagnosed as having a Grade 1 AC joint sprain in his shoulder. Mettenberger was actually quoted saying that he would be back Sunday playing against the Giants, but the odds against that one are rather long. Before his injury he was 13 of 19 for 184 yards with one touch-

down and one interception.

The first pass Jake Locker threw was intercepted upon his entry into the game. But Jason McCourty made a sensational play only one snap later. He wrestled a ball away from Andre Johnson, picked up the fumble and raced 62 yards for a touchdown. At the time it made the score 24-14 and it looked as though the Titans might actually make a game out of it. But from that point till the end, Houston outscored Tennessee 21-7, with Locker throwing another interception.

“You can’t turn the ball over like that,” head coach Ken Whisenhunt said on radio after the game. “You’re not going to beat anyone on the road when you do that. You just can’t turn the ball over in this league.

We keep making these mistakes and our level of play has to improve and improve greatly. I’m hoping that we come up with a much better effort next week at home. Our fans deserve a lot better than what they’ve gotten this season from us, especially at home.”

The Titans are now coming to what is supposed to be the easy part of their schedule, and what they thought earlier in the year would be the games that would lead to a playoff spot.

Metro sportS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

5B

The Hillsboro Burros will try to be the first Metropolitan Nashville Public School to win a TSSAA championship since 2008 when the school defeated Maryville High School. Tomorrow they will take on Knoxville West for the Class 5A championship at 7 p.m. CST at Tennessee Tech. University in Cookeville. The Tennessee Tribune family is rooting for the Burros to bring the trophy back to Metro.

Burros’ Defense Look to Finish the Deal Win in championship would be the first in Metro since 2008

Hillsboro QB Michael Hughes

GREEN HILLS, TN — A burro is similar to a mule. We all know how stubborn that animal is. The same goes for a group of young men that play for Hillsboro High School. Their nickname is Burros and their defense is stubborn as one.

In their last eight games, the defense has given up less than five points per game with four being shutouts. For the season they have recorded five shutouts and the team is 14-0.

“Everybody knows how good we are on offense, but it has been our defense that has carried us,” said Head Coach Craig Clayton. They have been lights out all season. Last year we had injuries across the board. Kyle Phillips is on everyone’s radar as a defensive end. No one talks about the other guys. Having Kyle and guys like Brent Patterson all season has been a plus. Patterson missed most of the past two seasons. Our secondary and linebackers have played well too. Malcolm Swann is another guy on the line that is hard to block. Our defense is probably the best I have been around. We have 22 seniors on this team. What is important is this team likes each other.”

The offense has also played well all season. Led by Michael Hughes a Tennessee State Univertsity commit, the team has scored 39.9 points per game this season. Hughes has a plethora of weapons

Congratulations to Pearl-Cohn High School Ke’Shawn Vaughn for winning the 2014 AA Mr. Football for Backs. Vaughn became the first Metropolitan Nashville Public School athlete to win the awards since 2009 when Maplewood’s James Stone won it for linemen. Stone is now the starting center for the NFL’s Atlanta Falcons.

led by University of Tennessee commit RB/WR Vincent Perry, WR Jay King II and RB Malique Fleming. His offensive line has been together the whole season after having to start nine different combinations last season.

“That has been the most important thing,” said Hughes of his line. “Those guys know each other real well and have kept me clean most of the year. The skill guys all know we couldn’t put up the numbers we have without them. We want to bring home a championship. That has been our goal since losing last season. Everyone around school is excited. I can’t wait until Friday.”

Columbia State guard T.J. Cromer was named the National Junior College Athletic Association Player of the Week for the week starting November 17, 2014. Cromer averaged 24 points in the victories over Walters State and Roane State. For the season he is leading the team averaging 21.6 points per game.

Lifestyle & EntertainmenT THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

6B

Can You ‘Spend An Evening With R. Kelly?’

By Janice Malone

It’s the concert Nashville’s been buzzing about throughout the year. It’s the return of the one and only R. Kelly, one of R&B music’s most successful recording artists of all time. The sometimes controversial but always entertaining superstar, invites his Nashville fans to “Spend an Evening with R. Kelly” this Friday night at the Municipal

Auditorium, as his national tour makes a stop in Music City USA. This is Mr. Kelly’s first visit to Nashville in two years and fans can’t wait. Comic View’s Damon Williams will serve as the host for the evening.

Kelly’s music will get you ready for whatever you’re grown enough to handle and then some. Despite selling millions of recordings and writing classic songs for himself and many others, this

R. Kelly arrives in Music City Friday night

Chicago based singer-songwriter has the talent and creativity to push his art forward, while continuing to sell millions of albums along the way.

Fans can expect a night of music that’s only the best from Kelly’s mighty arsenal of 25 years of making hit albums and singles, ranging from his 3-time Grammy Award inning signature hit, “I Believe I Can Fly,” to featured songs from his “Trapped in the Closet” series and his seductive 2013 release “Black

Panties.” Among those who have recently experienced the Kelly’s current tour is retired Minnesota Vikings player Tulance Sawyer, who says: “Don’t miss this show! I think R. Kelly’s music is timeless. He’s a creative genius when it comes to producing original musical content.”

Tickets are available at Ticket Master, Haddocks Pharmacy and other locations. (See photo flyer for more details).

‘Where is Mary’ Has Upcoming Nashville Premiere

By Janice Malone

The Salama Urban Ministries’ Performing Arts Department will present its annual Christmas gift to the community in the form of a Christmas Dance Concert Titled “Where Is Mary?” a nativity story told though dance. The performers will be members of the Salama Performing Arts Department under the direction and choreography of Dr. Peter A. Fields Jr, who is also the performing arts coordinator. “We here at Salama Urban Ministries are always delighted to share the talents of our young people and this production really does showcase their talents well,” says Dawana Wade, Chief Executive Officer for Salama Urban Ministries, Inc. “Dr. Fields has worked tirelessly with the children and staff on such a wonderful production. This is a great opportunity for the community to come out and be entertained to celebrate the season of Christmas and to also see a group of very talented kids perform,” adds Ms. Wade.

Salama Urban Ministries (www.salamaserves.org) serves students K-12th grade in the Edgehill area and beyond.

For more than 25 years, Salama (Swahili word for peace) has served the Greater Nashville area by providing life-changing programs that equip children with skills needed for success in life. The Salama Institute equips students for success through Academics, The Performing Arts, and Spiritual Development in the Christian faith.Today, the Salama Institute provides a year-round, 5-day/week extended learning program that develops youth into value guided leaders. .

Dr. Fields, who is also the performing arts coordinator for Salama Urban Ministries, wrote the storyline and the choreography for the Where is Mary production. It’s an original production that will be making its Nashville premiere for the first time. “We decided to do something a little different this year. The show still has a Christmas theme but this is a production that pertains specifically to Mary, the mother of Christ, as she is told by the Angel Gabriel that she would give birth to

Jesus,” shares Dr. Fields. “As I was creating the show, I came up with the question—where is Mary? There have been very few Christmas productions that focus specifically on her. So the show follows her journey from Nazareth to Judaea, back to Nazareth, and then on to Bethlehem where the baby Jesus was born.”

The Where is Mary production features 12 young dancers, ranging from second grade all the way up to tenth grade.

The dancers will be performing original dance choreography which Dr. Fields created, that features a combination of modern jazz and ballet style dance genres. The entire story is told through dance, with the young dancers performing to recorded holiday songs such as O’ Holy Night, and Mary Did You Know, and several other classic holiday favorites.

According to Ms. Wade the Where is Mary production will be an entertaining show for people of all faiths. She says, “Salama Ministries is for every one of every faith. We’re a faith-based organization. We believe in Jesus Christ. We also know that the love of Christ is omnipotent and omnipresent. So everyone is welcome to attend. You don’t have to necessarily be a Christian to see this show. It’s absolutely open to anyone who would like to come out to enjoy some great holiday music and dance.”

The Where is Mary production will take place at the New Midtown Hills Police Precinct (Community Room). 1443 12th Ave. South, Nashville, Tennessee 37203. Considering the volatile conflicts between protestors and law enforcement that’s taking place in Ferguson, MO, Ms. Wade believes this venue is an ideal location for their show. “I think now is a good time for there to be open dialog between the communities and police departments.

There have been some people asking if the event should take place there and the answer is absolutely! We need to have relationships with entities of power. If we’re not communicating with these entities of power, then we can’t hold them accountable. So we hope to build great relationships with the community, and that

UPCOMING NASHVILLE EVENTS December 5: The city’s annual Tree Lighting Ceremony at Public Square 6:30 p.m. followed by the 61st Annual Nashville Christmas Parade.

December 7: Tennessee Blues Society Jam w/ Donnie Miller (615) 259-2580 December 8: The Curb Youth Symphony in concert (615) 322-7651 December 11: Nashville’s Annual Art Crawl http://www.abcnashville.org/ save-the-date-nashvilles-annual-art-crawl-cle/ December 13: Frosty Fireman 5K fundraising event http://www.active.com/ nashville-tn/running/races/frost-fireman-5k-2014

** To be included in our events calendar please email info to tribunenews1@aol.com

WHERE IS MARY? THE NATIVITY STORY TOLD THROUGH DANCE

WRITTEN & C HO REO G RAPHED BY

DR . PE TE R A. F IE L D S, JR. December 13th at 7:00 PM December 14th at 5:00 PM MIDTOWN HILLS POLICE PRECINCT COMMUNITY ROOM 1443 12th Avenue South Nashville, TN 37203

includes our police department.” tend this event at the new police precinct The dance performance will chronicle Mary’s upon hearing Angel Gabriel The Where is Mary event will take tolifecelebrate the from true the meaning of Christmas she will give birth to the baby Jesus.

The dance will follow her movement from Urban place Saturday, December 13th at 7pm and support the children of Salama Nazareth to Bethlehem. and Sunday, December 14, 2014 at 5pm. Ministries,” Dr. Fields concluded. For Salama is happy to present its annual Christmas gift to the community through the The show is FREE to the public. “We in- more information call: 615.251.4050.

Performing Arts. Come celebrate the true meaning of Christmas and support the vite the entire community youth ofNashville Salama Urban Ministries. to at-

AD MIS S ION IS F R E E

Ambassador Dr. Bobby Jones on Broadway WWW.SALAMASERVES.ORG 615-251-4050

The late Dr. Myles Munroe and Dr. Bobby Jones in happier times

NEW YORK, NY — Dr. Bobby Jones made a cameo appearance in, Motown the Musical, which is a stand out hit on Broadway. Jones was an invited guest to the play but had no idea he would be on stage singing. “I was utterly surprised when I was motioned to come on the stage by the leading actress that played the role of Diana Ross, Krystal Joy Brown. She was singing,’Reach Out and Touch Somebody’s Hand.’

I was in awe when I joined her and the reception from the audience was overwhelming.” That was the first appearance by Dr. Jones on a Broadway stage with a sold out audience.

After the performance, Dr. Jones was invited back stage to greet and join the cast. Then another surprise, stunned Jones when the great Artist, Actress, Producer and Director, Phylicia Rashad, also a guest in the audience, was on hand to greet Jones

and both of them seem to be in awe of each other as they shared hugs and conversation. “I will never forget that night,” exclaimed Jones. Two wonderful experiences in one night. Jones was in town for a guest appearance on a talk television show. He highly suggests that if you like Broadway musicals, Motown the Musical is a must. “Everything about it was fabulous,” stated Jones.

EntertainmenT THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

7B

KAM’S KOLUMN ‘True Love’ by Jennifer Lopez Book Review

by Kam Williams

kindness, then I will consider this a success.”

Granted, I’m not exactly in the “This is a story of love. It starttarget demographic. Nevertheless, ed when love was lost and I felt True Love strikes me as more of as if my world had fallen apart. a coffee table keepsake than a What followed was a transformarevealing tell-all for fans eager tive journey, through the process for an intimate peak at their idol. of developing my first world tour, Designed with easy-to-please diewhere I faced some of my greatest hards in mind, about half its pages challenges, overcame some of my are devoted to glossy color shots greatest fears, and, with the help of the photogenic Ms. Lopez osKAM WILLIAMS of my incredible children, emerged a tensibly taken over the course of her stronger person than I’ve ever recent, first-ever world tour. been”.

Most of the snapshots are Excerpted from the Book of her onstage, although some Jacket are of her with her adorable kids, too. As for the text, J-Lo It might be hard to believe doles out simplistic advice that that Jennifer Lopez hasn’t reads like poster speak that published a book before now. can’t but resonate with any After all, the 45 year-old pop reader. icon has been in the limelight For example, nobody’s gofor a couple decades, and her ing to argue with, “In the same life has at times been splashed way negative influences can across the tabloids to the tune bring you down, having posiof some rather lurid headlines. tive people around can help Besides brief marriages to lift you up.” Just as banal are waiter Ojani Noa and back-up trite obviousisms like, “You dancer Cris Judd, “Jenny from have to be okay on your own the Block” has been romantibefore you can have a healthy cally linked to Sean “Puff Daddy” Combs and relationship with another person.” and “The only Ben Affleck. And she’s recently divorced salsa way you can be mistreated is by allowing yourself singer Marc Antony after a decade-long relation- to be mistreated.” ship which produced Max and Emme, the chilLotsa space is also devoted to snippets of song dren to whom she dedicates her memoir. lyrics from her hit songs, including “Hold It Don’t True Love focuses on the two years since she Drop It,” “Feelin’ So Good,” “Love Don’t Cost a and Marc went their separate ways, a period of Thing,” and “I’m into You,” to name a few. Yes, great spiritual rebirth for J-Lo. It is the author’s J-Lo does reflect a bit betwixt and between all stated hope that the opus might serve as a source the fluff, but that’s essentially just journal entries of inspiration for “anyone who has found them- about her kids and the concert tour. selves looking for a way to reconnect with their The literary equivalent of a soufflé-light fantrue selves… If I can help one woman really take zine, notwithstanding pretentious claims of its bea look in the mirror and accept her weaknesses ing the culmination of “soul-searching, crying and and acknowledge her strengths with love and laughing.”

TERRI’S BOOK REVIEW

‘Prison Noir’ Edited by Joyce Carol Oates Review by Terri Schlichenmeyer

sue, but in the first story, “Shuffle” by Christopher M. Stephen, even segregation doesn’t mean Three-and-a-half steps. “true solitary confinement” Visualize it: that’s how big anymore. your home is. Back against the Yes, roommates and block wall, three-and-a-half steps unmates can be trouble – but til you can’t go anymore. Arms they can also keep a person straight out at your sides, fingers sane, as in “I Saw an Angel” touching both walls, cement

by Sin Soracco. Conversely, as floors. Hardly a palace. Now in “Bardos” by Scott Gutches, TERRI you head outside any time you the person two cells down can SCHLICHENMEYER want, day or night, to do what make you really think – espeyou want to do. But picture bars cially when he’s dead just shy on your doors and someone telling you when to of his release date. eat and when to sleep. Then grab the new book In prison, there is no privacy. There is “Prison Noir,” edited by Joyce Carol Oates, and no escaping the sound of the echoing clink of read other tales of doing time. “hundreds of doors closing at the same time.”

Imagine the difficulty of choosing the best There can be language barriers that lead to huge misunderstandings. In prison, as in “Milk and Tea” by Linda Michelle Marquardt, there are people just trying to get by and get beyond a crime that surprised even them. And behind bars, there’s danger – not just to others but, as in “There Will Be Seeds for Next Year” by Zeke Caliguiri, there’s danger to the inmate himself…

In her introduction, Joyce Carol Oates says that there were some stories in this anthology that she read multiple times, and she admits that there were others she didn’t quite understand.

She calls them “… stark, somber, emotionally driven… raw, crude, and disturbing material…”

And she’s right. But she forgot the word “riveting.” Indeed, it’s hard to turn away from what you’ll read inside “Prison Noir.” There’s sadness here, frustration, resignation, and a surprising sense of slyness. You’ll find fiction, perhaps, or maybe it’s all real – possibilities of c.2014, Akashic Books $15.95, 259 pages which you’ll squirmingly have to remind yourself. Either way, the fifteen contributing authors fifteen of a hundred exceptional prison stories, didn’t seem to be holding anything back which, a challenge that faced author-editor Joyce Carol for the right reader, can be some powerful seatOates in pulling this book together. That the en- glue. Beware, before you pick up this book, that tries she read were “well-crafted” should be no it’s filled with exactly what you’d expect from surprise; after all, each of them was written by prison literature. I enjoyed it quite a bit, but I someone who is or has been in prison, which wouldn’t begin to call it nice. With that caveat lends a “disconcerting ring of authenticity” to in mind, I think that no matter what side of the tales like these. bars you live on, “Prison Noir” is worth doing You know if you’ve been incarcerated, for time with. instance, that having cellies can be a thorny is-

November 28 – December 31 Savor the sights and sounds of the season at Cheekwood and make lasting holiday memories with fun activities for all ages. The holidays are truly the most wonderful time of the year to visit Cheekwood! presented by:

live reindeer every day!

Two of Santa’s trusted companions will be visiting from the North Pole, Tuesday – Sunday | 9 am – 5pm!

20-foot poinsettia tree!

Professionally decorated trees in the mansion including a stunning live tree made from over 500 individual poinsettias.

Holiday Weekends

Saturday & Sunday 9:30 am – 2 pm Through December 21

portraits with santa*

cookie decorating

*additional fees apply

holiday ‘ART’ivities

museum concerts 2:00 - 3:30 pm

MY 8B

ENTERTAINMENT THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

Family Fantastic

Check Your Family Culture Now Or You’ll Pay Later

By M. Simone Boyd Part 2

Is your family culture more “an eye for an eye, a tooth for a tooth?” Or more “do unto others as you would have them do unto you?” We talked about family culture being the personality of your family last week. This week, I’d like to share some tactics for improving family culture.

The first step is figuring out how we (you and me)

contribute to the things that need to change. I did this last year and it started with a few days of soul searching. After that, I asked my siblings to send me one thing I do well as a sister and one thing that I need to change. The verdict was that: I am judgmental, critical, and unsupportive.

Now, this was painful for me to hear. Because I like to think that I’m a loving person. But, alas, all seven of my siblings cannot be wrong. You too may

M. SIMONE BOYD hear things that are painful. But, resist the temptation to defend yourself and change immediately.

Second, be kind and generous. Dr. John Gottman has been studying marriage and relationships for 35 years. And, he says that the difference between couples that are “masters” and couples that are “disasters” is kindness and generosity. Dr. Gottman says that masters (happily mar-

ried couples) behave like good friends, and they handle conflicts in gentle, positive ways. Disasters (unhappily married couples), on the other hand, are ready to attack or be attacked.

I think the same principle can be applied to family relationships, because kindness glues people together. But being mean, rips relationships apart. If we want to have a family culture based on kindness, it starts with us.

Third, use your words to honor the gifts, talents, and abilities of your family members. Honor is an old school word that means to place value on another per-

son. Unfortunately, we live in a cynical, sarcastic, and negative world. And, sometimes that negativity seeps into the home.

My cousin, Austin, is a master at honoring people. He is constantly telling people how great they are at this or that. I’m grateful for Austin, because I always feel good about myself after talking to him.

Wouldn’t our family culture be better if we used the same power of words to build people up?

Blog: Helping Build Strong Relationships, Marriages, and Families Twitter: https://twitter.com/MSimoneBoyd

experience the

© BMP

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TPAC.ORG is the official online source for buying tickets to TPAC events.

FORECLOSURES & LEGALS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 31, 2005, executed by SHIRLEY A. APPLEBY, conveying certain real property therein described to BICENTENNIAL TITLE & ESCROW, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded April 20, 2005, at Instrument Number 200504200043891; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Wells Fargo Bank, N.A., as Trustee, on behalf of the registered holders of First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FFH1 who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 1 AND A RESERVED PARCEL ON THE MAP OF A RESUBDIVISION OF PART OF LOTS 43 AND 44, FREE SILVER PLAN, OF RECORD IN BOOK 4300, PAGE 35, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. Parcel ID: 070-07-0-103.00 PROPERTY ADDRESS: The street address of the property is believed to be 910 YOUNGS LN, NASHVILLE, TN 37207. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): THE ESTATE AND/OR HEIRS-AT-LAW OF SHIRLEY A. APPLEBY OTHER INTERESTED PARTIES: LVNV Funding, LLC assignee of Washington Mutual The sale of the abovedescribed property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www. rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75130 2014-11-20 2014-11-27 2014-12-04 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 19, 2007, executed by HAROLD T. HELLEGAARD, JR., conveying certain real property therein described to ATTY. ARNOLD M. WEISS, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded January 22, 2007, at Instrument Number 20070122-0008956 (see also the Amended Decree for Redemption recorded at Instrument Number 20141023-0097901); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Residential Fund 138, LLC who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on December 18, 2014 at 11:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 39, BLOCK “B” ON THE MAP OF EASTLAWN SUBDIVISION, OF RECORD IN BOOK 547, PAGES 153 AND 154, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. Parcel ID: 03413011900 PROPERTY ADDRESS: The street address of the property is believed to be 14011403 Florence, Madison, TN 37115. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): T & H INVESTMENTS, INC. OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., (“MERS”), acting solely as a nominee for HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) HAROLD T. HELLEGAARD, JR. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www. rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75210 2014-11-20 2014-11-27 2014-12-04 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 11, 2006, executed by ANTHONY CUNNINGHAM AND JANICE STANLEY, conveying certain real property therein described to SUPERIOR TITLE, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded October 17, 2006, at Instrument Number 20061017-0128642; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON fka THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-23 who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 8, 2015 at 10:00 AM at the Front Entrance of The Historic Davidson County Courthouse, One Public Square, Nashville, TN 37201, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 331 ON THE MAP OF JOYWOOD HEIGHTS, SECTION 2, OF RECORD IN BOOK 1130, PAGE 92, REGISTER`S OFFICE FOR SAID COUNTY, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION. Parcel ID: 07104007700 PROPERTY ADDRESS: The street address of the property is believed to be 2613 JONES AVENUE, NASHVILLE, TN 37207. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ANTHONY CUNNINGHAM AND JANICE STANLEY OTHER INTERESTED PARTIES: CITIFINANCIAL, INC., Tennessee Department of Revenue The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. In addition this sale shall be subject to the right of redemption by the Tennessee Department of Revenue, pursuant to T.C.A. 67-1-1433C(1) by reason of the following tax lien(s) of record in: Instrument Number 20071107-0131235. Notice of the sale has been given to the State of Tennessee in accordance with T.C.A. 671-1433b(1). THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/propertylistings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75345 2014-12-04 2014-12-11 2014-12-18

SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 9, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by ADAM WILDING PARRISH AND SUZANN COX PARRISH, to STATEWIDE TITLE, Trustee, on January 13, 2004, as Instrument No. 20040123-0009412 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR FREMONT HOME LOAN TRUST 2004-B, ASSET-BACKED CERTIFICATES, SERIES 2004-B The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being the easterly 84 feet of lot no 8 on the plan of leonte subdivision of lots nos.

17, 18, 19, 24, 25 and 26 in noelton, not of record and described according to a survey made by w. b. southgate, surveyor, december, 1936, and march, 1938 as follows: beginning on the southerly margin of noelton lane or 5th street, at a point 600 feet west of the westerly margin of 10th avenue south, said point being the corner of lots nos.

8 and 9; thence with the line between said lots, southwardly 200 foot to the common corners of lot`s nos. 8, 9, 20, and 21; thence with the line between lots 8 and 21, westwardly 84 feet; thence northwardly and parallel with the line between lots nos. 8 and 9, 200 feet to the southerly margin of noelton lane; thence with said lane, eastwardly 84 feet to the beginning. Tax ID: 11809004100 Current Owner(s) of Property: ADAM WILDING PARRISH AND SUZANN COX PARRISH The street address of the above described property is believed to be 1009 NOELTON LN, NASHVILLE, TN 37214, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: ADAM PARRISH AND HOUSEHOLD FINANCIAL CENTER INC AND SUZANN C. PARRISH AND MIDLAND FUNDING LLC AND ARROW FINANCIAL SERVICES LLC AND INTERNAL REVENUE SERVICE, GLOBAL IRS OFFICE AND METRO CODE #719 AND INDIVIDUAL LIEN KENNETH YORK THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE/DEPARTMENT OF THE TREASURY, pursuant to 26 U.S.C. 7425 by reason of the following tax lien(s) of record in the original amount of $139,573.40 as Instrument No. 20100514-0037224 in the real property records of Davidson County Register’s Office, Tennessee. If the U.S. Department of Treasury/ IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 13-005156-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75422 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by CONSTANCE F MITCHELL-HALL AND CHRISTOPHER LEE HALL, to ARNOLD M. WEISS, Trustee, on January 19, 2007, as Instrument No. 20070124-0009880 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE6 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE6 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING LOT NO. 421 ON THE PLAN OF HERMITAGE HILLS, SECTION 5, AS OF RECORD IN BOOK 3300, PAGE 1 AND 2, REGISTER`S OFFICE FOR SAID COUNTY, SAID LOT NO. 421 FRONTS 78.71 FEET ON THE SOUTHERLY SIDE OF BONNABROOK DRIVE AND EXTENDS BACK 135 FEET ON THE EASTERLY LINE AND 137.5 FEET ON THE WESTERLY LINE TO A DEAD LINE, MEASURING 78.8 FEET THEREON. BEING THE SAME PROPERTY CONVEYED TO CONSTANCE MITCHELL-HALL FROM LINDA G. QUINN, JULIA S. MCCLELLAN, MARGARET S. COLLINS A/K/A MARGARET SUZANNE COLLINS AND JAMES P. MCCLELLAN BY DEED DATED JANUARY 19TH, 2007 AND FILED FOR RECORD IN INSTRUMENT NO. 20070124-0009879 REGISTER`S OFFICE OF DAVIDSON COUNTY, TENNESSEE. THIS PROPERTY IS COMMONLY KNOWN AS: 223 BONNABROOK DRIVE HERMITAGE TENNESSEE 37076. Tax ID: 07416006400 Current Owner(s) of Property: CONSTANCE F MITCHELLHALL AND CHRISTOPHER LEE HALL The street address of the above described property is believed to be 223 BONNABROOK DRIVE, HERMITAGE, TN 37076, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: JUDGMENT IN FAVOR OF MIDLAND FUNDING LLC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-000310-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75448 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by YVONNE C JONES, to WESLEY D. TURNER, Trustee, on March 8, 2005, as Instrument No. 20050404-0036466 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR AMERIQUEST MORTGAGE SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-R4 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: ALL THAT CERTAIN LAND BEING LOT NO. 126 ON THE FINAL PLAT OF PHASE II, CHATEAU VALLEY, OF RECORD IN PLAT BOOK 8250 PAGE 932 REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. Tax ID: 059150A05700C0 Current Owner(s) of Property: YVONNE C JONES The street address of the above described property is believed to be 3013 Chateau Valley Dr, Nashville, TN 37207, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO

RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: UCC INSTRUMEN AND JUDGMENT IN FAVOR OF ASCEND FEDERAL CREDIT UNION AND JUDGMENT IN FAVOR OF LVNV FUNDING LLC AND JUDGMENT IN FAVOR OF GAULT FINANCIAL, LLC AND SOUTHEAST FINANCIAL CREDIT UNION AND MORTGAGE ENTERPRISE INVESTMENTS AND UNITED STATES BY ASSIGNMENT AND UCC FILING

BY YVONNE JONES THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-004371670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75449 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by BETTY RITCHIE, to NATIONS TITLE AGENCY, Trustee, on September 2, 2005, as Instrument No. 200509080107911 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORATION, HOME EQUITY MORTGAGE ASSET-BACKED PASSTHROUGH CERTIFICATES, SERIES 2005-KS10 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING THE EASTERLY PART OF LOT NO. 109, ON THE MAP OF THE RESUBDIVISION OF LOTS NOS 3,4 AND PARTS OF LOTS NOS 5 AND 6 IN THE CUMBERLAND NURSERIES, AS SHWON ON PLAT OF RECORD IN PLAT BOOK 332, PAGE 148 IN THE REGISTERS OFFICE OF DAVIDSON COUNTY TENNESSEE. SAID PART OF LOT NO, 109 FRONTS 75 FEET ON THE SOUTHERLY SIDE OF PEACHTREE STREET AND RUNS BACK 151.3 FEET ON THE WESTERLY LINE AND 150.7 FEET ON THE EASTERLY LINE WITH THE WESTERLY MARGIN OF MILLER STREET TO AN ALLEY MEASURING 70.7 FEET THEREON. Tax ID: 11906000400 Current Owner(s) of Property: BETTY RITCHIE The street address of the above described property is believed to be 103 PEACHTREE STREET, NASHVILLE, TN 37210, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: OCWEN LOAN SERVICING, LLC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-004529-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75490 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by DEANN DOBBS AND CHAD WASHBURN, to ARNOLD M WEISS, Trustee, on February 8, 2007, as Instrument No. 20070212-0017710 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE REGISTERED HOLDERS OF ABFC 2007-WMC1 TRUST ASSET BACKED FUNDING CORPORATION ASSET BACKED CERTIFICATES, SERIES 2007-WMC1 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 252 ON THE PLAN OF HICKORY BEND, SECTION 4, OF RECORD IN BOOK 4176, PAGE 34, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. Tax ID: 09614026500 Current Owner(s) of Property: DEANN DOBBS AND CHAD WASHBURN The street address of the above described property is believed to be 3305 IRONWOOD DRIVE, NASHVILLE, TN 37214, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: AQUA FINANCE INC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-004525-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75496 2014-11-20 2014-11-27 2014-12-04 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by LORA MAE DEMUMBRAN, to PRLAP, INC.,, Trustee, on May 9, 2001, as Instrument No. 20010524-0054447 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: Christiana Trust, a division of Wilmington Savings Fund Society, FSB, not in its individual capacity but as Trustee of ARLP Trust 5 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEGIN LOT NO.7 ON THE MAP OF FARMS HEIGHTS, SECTION 2, AS FOR RECORD IN BOOK 2083, PAGE 71. REGISTER`S OFFICE FOR SAID COUNTY, SAID LOT NO.7 FRONTS 114.66 FEET ON THE WESTERLY SIDE OF COLBY DRIVE AND RUNS BACK BETWEEN LINES, 221.3 FEET ON THE NORTHERLY SIDE AND 267.9 FEET ON THE SOUTHERLY SIDE TO A LINE

IN THE REAR ON WHICH IT MEASURES 189.8 FEET THEREON. BEING THAT PARCEL OF LAND CONVEYED TO C.F.DEMUMBRAW AND WIFE LORA MAE DEMUMBRAW FROM BARLOW W. MAYNARD AND WIFE, JOHNETTE S. MAYNARD BY THAT DEED DATED 05/09/1959 AND RECORDED 06/16/1959 IN DEED BOOK 2910, AT PAGE 561 OF THE DAVIDSON COUNTY, TN PUBLIC REGISTRY, TAX MAP REFERENCE: 133-07-D-013-00 Tax ID: 133070013.00 Current Owner(s) of Property: LORA MAE DEMUMBRAN The street address of the above described property is believed to be 3311 COLBY DR, NASHVILLE, TN 37211, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: SHERMAN ACQUISITION LIMITED PARTNERSHIP, ASSIGNEE OF SEARS, ROEBUCK AND CO AND CAVALRY PORTFOLIO SERVICES LLC AND RESURGENT CAPITAL SERVICES, LP AND JUDGMENT IN FAVOR OF DILLARD NAT`L BANK THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-004970670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75669 2014-11-27 2014-12-04 2014-12-11 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by JESSIE BROWN AND LOUISE JONES AND TERESA G. BROWN, to SANDRA F. JONES, Trustee, on May 19, 2006, as Instrument No. 20060522-0059721 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. Bank National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-5 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 13 ON THE PLAN OF BIRDWELL SUBDIVISION, AS OF RECORD IN PLAT BOOK 8250, PAGE 409, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A COMPLETE DESCRIPTION THEREOF OF SAID LOT. Tax ID: 03305001300 Current Owner(s) of Property: JESSIE BROWN AND LOUISE JONES AND TERESA G. BROWN The street address of the above described property is believed to be 229 BIRDWELL COURT, GOODLETTSVILLE, TN 37072, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: THE PLAYERS CLUB OF BRENTWOOD APTS AND COMMUNITY TRUST BANK AND OCWEN LOAN SERVICING THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennes-

see Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-005135670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75675 2014-11-27 2014-12-04 2014-12-11 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by LISA SONCRANT, to ADVANTAGE TITLE & ESCROW, Trustee, on March 23, 2005, as Instrument No. 20050329-0034026 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR OWNIT MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-3 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 29 ON THE PLAN OF THE RAWLS TRACT SUBDIVISION, SECTION TWO, AS OF RECORD IN BOOK 1424, PAGE 84, SAID REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE. Tax ID: 071 08 0 352.00 Current Owner(s) of Property: LISA SONCRANT The street address of the above described property is believed to be 529 EDWIN STREET, NASHVILLE, TN 37207, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-005117670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75676 2014-11-27 2014-12-04 2014-12-11 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by MEREDITH E CRENSHAW, to BRENDA R. LEHMAN, Trustee, on December 21, 1999, as Instrument No. 200001060001763 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: Wells Fargo Bank, N.A. as Trustee for Bear Stearns Asset Backed Securities I Trust 2004-BO1 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 148 ON THE PLAN OF CHATHAM POINTE OF RECORD IN BOOK 6900, PAGES 444 THROUGH 447, REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE AND ACCURATE LEGAL DESCRIPTION. Tax ID: 15010a14800co Current Owner(s) of Property: MEREDITH E CRENSHAW The street address of the above described property is believed to be 3113 KENNEBECK PLACE, ANTIOCH, TN 37013, but such address is not

9B part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: FAVOR OF GAULT FINANCIAL, LLC., AND FAVOR OF ARROW FINANCIAL SERVICES LLC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time.

If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid.

The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney.

MWZM File No. 14-002688-670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75677 2014-11-27 2014-12-04 2014-12-11 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 30, 2010, executed by RODERICK C. CLAYBROOKS, conveying certain real property therein described to LARRY A. WEISSMAN, as Trustee, as same appears of record in the Register’s Office of Davidson County, Tennessee recorded August 5, 2010, at Instrument Number 20100805-0061548; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Bayview Loan Servicing, LLC, A Delaware Limited Liability Company who is now the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Davidson County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 15, 2015 at 10:00 AM at the Front Entrance of the Historic Courthouse located at 1 Public Square , located in Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Davidson County, Tennessee, to wit: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT 38, QUAIL RIDGE, PHASE ONE, SECTION SEVEN, FIRST REVISION, AS SHOWN ON PLAT OF RECORD IN INSTRUMENT NO. 200606270076568, IN THE REGISTER`S OFFICE, DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. Parcel ID: 032090B00900CO PROPERTY ADDRESS: The street address of the property is believed to be 4940 INDIAN SUMMER DR, NASHVILLE, TN 37207. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): RODERICK C. CLAYBROOKS OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75883 201411-27 2014-12-04 2014-12-11

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ClassifiedS 10B NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, DAVIDSON COUNTY WHEREAS, Karen R. Smith executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as nominee for SunTrust Mortgage, Inc., Lender and Larry A. Weissman, Trustee(s), which was dated February 20, 2009 and recorded on April 7, 2009 in Instrument No. 200904070031818, Davidson County, Tennessee Register of Deeds. WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust, SunTrust Mortgage, Inc., (the “Holder”), appointed the undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly recorded in the Office of the Register of Deeds of Davidson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and authority vested in it, will on January 8, 2015, at 10:00AM at the usual and customary location at the Davidson County Courthouse, Nashville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Davidson County, Tennessee, to wit: Land in Davidson County, Tennessee, being Lot 12, Heritage View Subdivision, Section One, as shown on plat of record in Plat Book 6900, Page 772, in the Register’s Office, Davidson County, Tennessee, to which plat reference is hereby made for a more particular description of said property. Being the same property conveyed to Karen Renee Smith by Warranty Deed from Kevin Kennerson and Cassandra Kennerson, husband and wife, dated February 20, 2009 of record in Instrument Number 20090407-0031817, Register’s Office, Davidson, County, Tennessee. Parcel ID Number: 042 08 0 130.00 Address/Description: 917 Heritage View Court, Madison, TN 37115. Current Owner(s): Karen Renee Smith. Other Interested Party(ies): Worlwide Asset Purchasing, LLC. The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This office is attempting to collect a debt. Any information obtained will be used for that purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615-550-8484 File No.: 13-02504 Ad #75911 2014-12-04 2014-12-11 2014-12-18 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed

by FRANKIE G CARLO, to ADVANCED TITLE & ESCROW, Trustee, on September 8, 2006, as Instrument No. 20060912-0112773 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORATION, HOME EQUITY MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-KS9 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE, BEING LOT NO. 254, ON THE PLAN OF VILLAGES OF BRENTWOOD, PHASE SIX, SECOND REVISION, AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 6900, PAGE 316, IN THE REGISTER`S OFFICE FOR DAVIDSON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Tax ID: 161100B06300CO Current Owner(s) of Property: FRANKIE G CARLO The street address of the above described property is believed to be 308 HARWICH CT, NASHVILLE, TN 37211, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: OCWEN LOAN SERVICING, LLC JUNIOR LIEN THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-003392670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75922 2014-12-04 2014-12-11 2014-12-18 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2015 on or about 12:00PM local time, at the Davidson County Courthouse, South Main door, One Public Square, Nashville, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by APPHIA K FRANKLIN AND KEVIN LAMONT FRANKLIN, to LIGHTHOUSE TITLE & ESCROW, Trustee, on October 13, 2005, as Instrument No. 20051026-0129153 in the real property records of Davidson County Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORATION, HOME EQUITY MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-KS12 The following real estate located in Davidson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LAND IN DAVIDSON COUNTY, TENNESSEE BEING LOT NO. 157 ON THE PLAN OF INDIAN CREEK ESTATES SECTION 5 A PLANNED UNIT DEVELOPMENT OF RECORD IN PLAT BOOK 20030424-0055115 REGISTER`S OFFICE OF DAVIDSON COUNTY, TENNESSEE. Tax ID: 181030A15700CO Current Owner(s) of Property: APPHIA K FRANKLIN AND KEVIN LAMONT FRANKLIN The street address of the above described property is believed to be 7248 SANTEELAH WAY, ANTIOCH, TN 37013, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities right to redeem the property as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433.This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee s attorney. MWZM File No. 14-001925670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substitute Trustee(s) Premier Building, Suite 404 5217 Maryland Way Brentwood, TN 37027 PHONE: (615) 238-3630 EMAIL: tnsales@mwzmlaw.com Ad #75947 2014-12-04 2014-12-11 2014-12-18

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THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014 Travel\Meals! Excellent Pay & Benefits!

Bonus Programs! No Slip Seating! 24-hr Live Dispatch! 855-415-2065 Publish December 4, 11, 2014

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Terrance McNabb Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014

CLASSIFIEDS

STEPHANIE DIANE COLLIER Vs TORS DONTA COPPAGE Non-Resident Notice 3rd Circuit Court Docket No. 14D1658 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon TORS DONTA COPPAGE. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 11, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 12, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: Deputy Clerk C. Fleming Date: November 12, 2014 Michael Freeman Attorney for Plaintiff Publish November 20, 27, December 4, 11, 2014

REQUEST FOR PROPOSAL FOR OUTBOUND BAGGAGE LOAD BALANCING MNAA PROJECT NO. 1507 ELECTRONIC PROPOSALS, submitted through www.aerobidz.aero, (or SEALED NON-ELECTRONIC PROPOSALS, if Proposer has written authorization from MNAA) for furnishing all materials, labor, tools and appurtenances for completion of the Design and the Construction of the OUTBOUND BAGGAGE LOAD BALANCING and other incidental items shall be received by the Metropolitan Nashville Airport Authority, in the Boardroom, 4th Floor, Terminal Building, Nashville International Airport, not later than 2:00 p.m. (local time), January 13, 2015. All proposers must be licensed contractors as required by the Contractor’s Licensing Act of 1994, T.C.A. § 62-6-101 et seq.

A Pre-Proposal Meeting will be conducted at 1:30 p.m. (local time), December 16, 2014, in the Nashville International Airport, Board Room, 4th Floor, Terminal Building, Nashville, Tennessee. Attendance at this meeting is MANDATORY. A one-time tour of the project site will be conducted after the meeting.

Copies of the Contract Documents (RFP, Proposal Schedule, Attachments, etc.) will be available on December 1, 2014 and may be obtained electronically from http:// www.aerobidz.aero, an online tendering service. The requestor shall pay the cost of the document printing.

The Small Minority Woman-Owned Business Enterprise (SMWBE) participation level established for this project is THREE AND FIFTEEN HUNDREDTHS PERCENT (3.15%) SMWBE. For information on eligible SMWBE firms, proposers should contact the Director, Business Diversity Development, (615) 275-1468, or visit http://www.flynashville.com/businessdiversity-development/Pages/default. aspx.

Further detail concerning this proposal may be obtained from the MNAA web site: http://www.flynashville.com/businessopportunities/Pages/default.aspx Publish December 4, 2014 ROBERT EARL WEAVER Vs GILITA VIOLETTE DORSEY Non-Resident Notice 3rd Circuit Docket No. 12D1931 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon GILITA VIOLETTE DORSEY. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Roland Hairston Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 SERGIO GRAJEDA SENTES Vs KARLA ORTIZ GUERRA Non-Resident Notice 3rd Circuit Docket No. 14D2016 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon KARLA ORTIZ GUERRA. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Sheryl D. Gunn Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 KRISTY MEICHELLE GREEN Vs KEITH MURPHY Non-Resident Notice 4TH Circuit Docket No. 14A88 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon KEITH MURPHY. It is ordered that said Defendant enter his appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Haefner Deputy Clerk Date: November 5, 2014 Kelli Barr Summers Attorney for Plaintiff Publish November 13, 20, 27, December 4, 2014 FELIX RAQUEL FLORES Vs SAMUEL FLORES SANCHES Non-Resident Notice 3RD Circuit Docket No. 14D2057 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon SAMUEL FLORES SANCHES. It is ordered that said Defendant enter his appearance herein with thirty (30) days after December 4, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 5, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

MONICA PATRICIA OROZCO AGUILAR Vs ENRIQUE MOLINA MORALES Non-Resident Notice 4TH Circuit Court Docket No. 14D2077 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon ENRIQUE MOLINA MORALES. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 11, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 12, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By Deputy Clerk C. Haefner Date: November 12, 2014David D. Hall Attorney for Plaintiff Publish November 20, 27, December 4, 11, 2014 DENNISE GONZALEZ Vs ELMER ISRRAEL SALAZAR Non-Resident Notice 4TH Circuit Court Docket No. 14D1180 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon ELMER ISRRAEL SALAZAR. It is ordered that said Defendant enter her appearance herein with thirty (30) days after December 11, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 12, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: Deputy Clerk C. FLEMING Date: November 12, 2014 NATHAN COLBURN Attorney for Plaintiff Publish November 20, 27, December 4, 11, 2014 NAA YAA ONYINA-MENSAH Vs YAW ASANTE Non-Resident Notice 4TH Circuit Docket No. 14D1632 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon YAW ASANTE. It is ordered that said Defendant enter HIS appearance herein with thirty (30) days after December 18, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 19, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Fleming Deputy Clerk Date: November 19, 2014 Connie Reguli Morgan Woodson Miller Julia Shaver AttorneyS for Plaintiff Publish November 27, December 4, 11, 18, 2014 BONITA M. BLUE-WASHINGTON Vs CHIFFONDA WASHINGTON Non-Resident Notice 4TH Circuit Docket No. 14D1704 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon CHIFFONDA WASHINGTON. It is ordered that said Defendant enter HIS appearance herein with thirty (30) days after December 18, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 19, 2015.

It is therefore ordered that a copy of this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By: C. Fleming Deputy Clerk Date: November 19, 2014 M. Oliver Osemwegie Attorney for Plaintiff Publish November 27, December 4, 11, 18, 2014 DONALD RAY YOUNG MELTA CAROLE FLIPPEN YOUNG PATRICIA MARY GAIL YOUNG Vs CHRISTOPHER LEE WILLIAMS Non-Resident Notice 4TH Circuit Docket No. 10A80 In this cause it appearing to the satisfaction of the Court that the defendant is a nonresident of the State of Tennessee, therefore the ordinary process of law cannot be served upon CHRISTOPHER LEE WILLIAMS. It is ordered that said Defendant enter HIS appearance herein with thirty (30) days after December 18, 2014 same being the date of the last publication of this notice to be held at the Metropolitan Circuit Court located a 1 Public Square, Room 302, Nashville, Tennessee, and defend or default will be taken on January 19, 2015.

It is therefore ordered that a copy of

this Order be published for four (4) weeks succession in the TENNESSEE TRIBUNE, a newspaper published in Nashville.

Richard R. Rooker, Clerk By C. Fleming Deputy Clerk Date: November 19, 2014 Randy P. Lucas Attorney for Plaintiff Publish November 27, December 4, 11, 18, 2014 STATE OF WISCONSIN CIRCUIT COURT MILWAUKEE COUNTY Family Division In re: the marriage of JANICE SMITH Petitioner - and - - R.B. SMITH Respondent ORDER FOR PRETRIAL ORDER TO APPEAR CASE # I FA 004347 Family B IT IS HEREBY ORDERED that the above action is scheduled for a pre-trial hearing before the Honorable FREDERICK C. ROSA, Branch 35 Date: 02/16/2015 Time: 1:30 PM Location: Room 513, Milwaukee County Courthouse, 901 North 9th Street, Milwaukee, Wisconsin.

IT IS FURTHER ORDERED that the attorneys (if any) who will actually try the case and both parties must be present unless appearance is waived BY THE COURT. In the event a stipulation is reached, the matter will be heard and a divorce granted at the time of this pretrial if all required information is on file.

If the respondent fails to appear, the Court may proceed with the case. Action that may be taken includes granting the divorce, dividing property, awarding or permanently denying maintenance, assigning responsibility for debts, making orders for the custody and placement of minor children, and making or modifying child support orders.

IT IS FURTHER ORDERED that each party shall provide to the Court and to the other party, at least 14 days prior to the pretrial, current financial information, including proof of earnings, on a signed financial disclosure statement under oath.

The parties shall be prepared to: a. discuss property valuation and whether written appraisals are needed, or if the parties can agree on the value of the real and personal property, and pensions; b. agree on appraiser(s), if needed, before or at this pretrial, subject to the Court’s approval (if parties cannot so agree, the Court will appoint needed appraiser(s) at the pretrial); c. advise the Court of any custody or visitation disputes, whether mediation has been attempted, and whether a guardian ad litem may have to be appointed and the parties’ ability to pay the fees of the guardian ad litem; d. indicate what issues the parties have agreed on and those issues that have not been resolved.

IT IS FURTHER ORDERED that the petitioner, not less than 5 days prior to this hearing, serve a copy of this order upon the Department of Child Support Enforcement, Courthouse Room 101 if either party receives any W-2 benefits (including employment positions, work programs, job access loans, education and training, health and/or child care, or transportation assistance), or medical assistance, or if a child of the parties is in foster care.

IT IS FURTHER ORDERED that no adjournments will be granted without Court approval.

Failure to comply with the order of the Court, including failure to provide required information, may cause appropriate sanctions to be imposed pursuant to sec.

802.10(5), Wis. Stats.

Dated: 11/04/2014 BY THE COURT: s/Frederick C. Rosa Circuit Court Judge Publish November 20, 27, December 4, 11, 2014 NOTICE TO CREDITORS 14P1908 ESTATE OF WILL T. TUTTLE, DECEASED. Notice is hereby given that on the 20th day of November 2014, Letters of Authority in respect to the estate of WILL T. TUTTLE, who died September 28, 2014, were issued to the undersigned

by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 21th day of November 2014. Sonja Tate, 2310 Ingleside Drive, Nashville, TN 37214, Personal Representative. Chandler, Rhett C., 1316 Clearview Drive, MT. Juliet, TN 37122. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 27, 2014 and December 4, 2014.

NOTICE TO CREDITORS 14P1690 ESTATE OF VICKI DEE BEHLING, DECEASED. Notice is hereby given that on the 20th day of November 2014, Letters of Authority in respect to the estate of VICKI DEE BEHLING, who died September 10, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 21th day of November 2014. Abigail Harris, 315 Longwood Court, Clarksville, TN 37043, Personal Representative. Moore II, M. Ben, 201 Fourth Avenue North, Suite 1450, Nashville, TN 37219. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201.

Publish Dates: November 27, 2014 and December 4, 2014.

NOTICE TO CREDITORS 14P1868 ESTATE OF GRACIE ALICE SCOTT, DECEASED. Notice is hereby given that on the 20th day of November 2014, Letters of Authority in respect to the estate of GRACIE ALICE SCOTT, who died September 15, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if

the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 21th day of November 2014. Audrey Ann Dowlen, 133 East End Road, Goodlettsville, TN 37072, Personal Representative. Hirsch SR., Renard Astaire, 3250 Dickerson Pike, Suite 121, Nashville, TN 37207. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201. Publish Dates: November 27, 2014 and December 4, 2014.

NOTICE TO CREDITORS 14P1869 ESTATE OF ANDREW BUTLER SR., DECEASED. Notice is hereby given that on the 20th day of November 2014, Letters of Authority in respect to the estate of ANDREW BUTLER SR., who died August 29, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and non-resident, having claims, matured, or un-matured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 21th day of November 2014. Andrew Butler JR., 3911 Dodson Chapel Road, #8, Hermitage, TN 37076, Personal Representative.

Jenkins, Joshua A., 106 N. Church Street, Murfreesboro, TN, 37130. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201.

Publish Dates: November 27, 2014 and December 4, 2014.

NOTICE TO CREDITORS 14P1862 ESTATE OF SYLVESTER JORDAN, DECEASED. Notice is hereby given that on the 18th day of November 2014, Letters of Authority in respect to the estate of SYLVESTER JORDAN, who died November 4, 2014, were issued to the undersigned by the Seventh Circuit (Probate) Court of Davidson County, Tennessee. All persons, resident and nonresident, having claims, matured, or unmatured, against the estate are required to file same with the clerk of the above name court on or before the earlier of the dates prescribed in (1) or (2), otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of the Notice to Creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received the copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or Twelve (12) months from the decedent’s date of death this 21th day of November 2014. Jourdan Majors-Douglas, 1720 - 14th Avenue North, Nashville, TN 37208, Personal Representative. Hedgepath JR., Richard, Film House Building, 810 Dominican Drive, Nashville, TN, 37228. Richard R. Rooker, Probate Court Clerk, One Public Square, Room 303 Nashville, TN 37201.

Publish Dates: November 27, 2014 and December 4, 2014

Take 10 on Tuesdays Take 10 on Tuesdays is a video series where The Tennessee Tribune interviews the best and brightest that Middle Tennessee has to offer in business, education, politics, and community service.

Sponsorships are available.

Past Guests Include:

• Tennessee State Rep. Brenda Gilmore • Tennessee Titan and business owner Kamerion Wimbly • Davidson County Judicial Candidates • Nashville Community Education Executive Director Lovette Curry • Dr. Ruth Ross Edmonds of Braces By Dr. Ruth • Dr. Alicia Hall of Advanced Care Centers • Convenient Shopper Publisher Treva Gordon.

• Author and Belmont Professor Dr. Sybril Bennett • Adonis Jarmon of Jarmon Transportation • Command Sergeant Major, U.S. Army, Retired Arnett H. Bodenhamer • Dr. Phyllis Qualls-Brooks, Executive Director of the Tennessee Economic Council on Women • Gloria McKissack of Les Gemmes • 2012 - 2013 Mrs Tennessee Tiffany Love • Rev. Gary Henderson, Executive Director for the Global Health Initiative for the United Methodist Church • Chef Raz Ademosu, owner/operator of Raz’z Restaurant • Dr. Keith B. Churchwell, the Exec. Director and Chief Medical Officer at Vanderbilt Heart and Vascular Institute • Fisk University’s Athletic Director Anthony Owens.

• Mary McCallum, CEO of Sistastyle Productions • Walter Holloway Nashville Police Department, Retired • Jonathan Martin, Head of the Nashville bureau for Al Jazeera America

LOCAL NEWS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

11B

One of Six New Women’s Business Centers to Open in TN NASHVILLE, TN — Pathway Lending announces its selection by the U.S. Small Business Administration as one of only six new Women’s Business Centers across the country. Beginning in early 2015, women entrepreneurs in the Nashville and Clarksville regions will have a new resource for growing their business.

The vision of Pathway Lending’s Women’s Business Center is that it will be created by women to meet the needs of women entrepreneurs at all stages of business, from emerging to established.

The Center will provide in-depth business consulting, classroom training, peer-to-peer learning, and online events on topics such as strategies for business expansion, cash flow management, and access to capital.

The Center seeks to serve women-owned businesses in all areas of business, including service and retail industries, and will also provide offerings targeted toward the technology, manufacturing, healthcare and automotive sectors.

“As an organization we are very excited to bring new resources to Tennessee,” said Clint Gwin, president of Pathway Lending. “Women’s business ownership is growing exponentially

and we want to be a part of helping these entrepreneurs achieve their goals and have positive impacts upon our community.”

According to the U.S. Small Business Administration, women-owned businesses are majority owners of about one third of the nation’s small businesses and are equal owners of about half of all small businesses. The SBA supports women entrepreneurs nationwide through its various programs and services, some of which are designed specifically for women.

Women’s Business Centers, like Pathway’s, tailor their services to the needs of individual communities and offer a variety of innovative programs.

The service territory for the Center also falls within the state’s DRIVE! region, which is recognized by the U.S. Economic Development Administration’s Investing Manufacturing Communities Partnership (IMCP) for its successful strategy for the automotive industry. Components of the Women’s Business Center programing will specifically support women business owners already in the automotive supply chain or who are looking for ways to enter that market.

“Members of the DRIVE! consortium are

excited about having this new resource to further advance the automotive sector,” said Charles Shoopman, Jr., Assistant Vice President, University of Tennessee Institute for Public Service. “We appreciate the role that the Women’s Business Center will play in the consortium to further accelerate the growth of Tennessee’s automotive cluster.”

Pathway Lending has been awarded a grant from the U.S. Small Business Administration to help offset a portion of the new Center’s operating costs. A grand opening will occur in mid-January at its Metro Center location.

Pathway Lending is a U.S. Treasury Department certified Community Development Financial Institution (CDFI) whose mission is providing underserved businesses with lending solutions and educational services that result in job creation and economic development.

The organization operates statewide in Tennessee, primarily serving low-tomoderate-income communities, CDFI Investment Areas, and Other Targeted Populations such as minority and womenowned businesses, and places strong emphasis on job and wealth creation. www.pathwaylending.org

Kellye Cash to perform at Lipscomb University December 15th

Youth Town Presents an Evening of Patsy Cline NASHVILLE, TN — Youth Town will host an An Evening of Patsy Cline featuring Kellye Cash Monday, Dec. 15, at Lipscomb University’s Ward Hall (1 University Park Dr. in Nashville). Friends of Youth Town, juvenile court staff, counselors and ministers are invited to this free event. A reception will be held at 6 p.m., and the program will begin at 7 p.m.

Cash, Miss America 1987, performs across the nation and serves as a spokesperson for Youth

Town. Having been involved in the battle against addiction from early in her career, Cash was part of Nancy Reagan’s Just Say No Campaign. Youth Town Executive Director Dr. Pepper Pratt will answer questions about the treatment center and will share developments with Youth Town’s Eden Program for Girls, slated to open January 2015. Harrison Forbes, celebrity pet expert, will discuss Youth Town’s canine program, which will launch in Spring

2015. To RSVP or receive more information about this free event, individuals may email Mike Roby at mroby(at)youthtown(dot) net.

Youth Town is a professional residential treatment center for substance dependence. Youth Town’s goal is irreversible life change, and its program is gender responsive, adventure based and Christ centered. For more information, visit http://www.youthtown.net or call 731-988-5251.

clan to which he belonged. guided by their hopes and In South African tradition, not by their fears.”

He was going for a long time. It was a clan name refers to an inIn the 70’s, my husband time, indeed well past time. But still dividual’s ancestral heritage; and I became friends with the heart catches when the news finally the use of one’s clan name a South African couple, stu- comes.

Regina M. Prude is considered gracious. So, dents at American Baptist Waking up to a world without NelWhat counts in life is not today, we salute Mr. Man- College, the Pudules. Elias son Mandela is not unimaginable. We the mere fact that we have dela, not just South Africa’s was “colored,” and Doreen, have come perilously close to it over Madeba—but ours as well. “black.” I was appalled at the and over again. The idea of Nelson lived.

12B THE TENNESSEE TRIBUNE Thursday, December - 10, 2014 On the official page of •bizarre system of apartheid, 4 Mandela was strong. But the reality of It is what difference we the Mandela Foundation, which meant that he could Nelson Mandela had been on life suphave made to the lives of othtributes and condolences own their home but she port for a long time. ers… are posted from around the could not.

Now only the idea remains.

— Nelson Mandela world. An Italian composer Madeba’s life reminds us Nelson Mandela 1918 - 2013. created a piano solo entitled that, in small or great ways, “He was, and by the time of his death Nelson Rolihlahla Man- “Madeba.” Others shared we can each take an unwavwas universally held to be, a great man; dela. What a life! His was of his living one ering stand formillion forgivenessmany nearly hundred NASHVILLE, TN — Garyone of the most incredible remembrances for responsibilities well he may well be the last as of the great sory Board of the Bank of Green of character- and love, transcending theas men, as the concept of greatness retires Hills, and the Nelson Mandela privileges, he has served asAlcohol and Drug dollars in revenues generated Cunningham started his il-lives of anyone who existed demonstration istics we cherish—bravery, reality of what we are fac- into the historical shadows,” writes JM in the last 1,000 years.

Th is on the board of directors Council of Middle Tennessee. by determiforty-three that lustrious newspaper career at hope, fearlessness, ing.newspapers Plant a tree today so thattutely Coetzee. contrary he was a very shrewd politisomeone, in the future, Mansion, Goodwill He And was also an adviser to Th had a collective circulation of hasof Belmont an early age by delivering theweek, the world remembers nation.

I am grateful for Nelson Mandela cian. he used forgiveness noteto him in a myriad of ways, culMandela entered Rob- shade. in life because he Achievement, gave us something Tennessee Industries, Junior Tribune Newspaper.

900,000.

Nashville Banner and The Ten-minating with his being laid turn the other cheek but as an extremeben Island prison as a radi© Regina M. Prude, to look up to. But I am also grateful to strategy. priAlzheimer’s Association of Thlyeeffective familypolitical has requested Cunningham founded nessean; this humble beginningto rest in Soweto. cal activist and fiery orator 2013 Regina is an his inspira-The him in death.

In an excellent piece about Mandela A diplomatically resplenTennessee, Thon e December Advi- vacy. publishing in 1989, later proved to be an effective who had not yet honed his company tional speaker & author.Middle Nelson Mandela died dent memorial service rec- skills as a savvy negotiator. Comments: regina@regifor The Globe and Mail, Stephanie Nolaunching the Green Hills means of entry into the publish5th. But in India by the time we woke ognized him Tuesday as “His Twenty-seven years later, he naprude.com or POB 58795, len writes that when Mandela went to Belle Nashville, Meade News andBlog: up to news of his death it was already Robben Island, guards ordered him to ing world after proudly servingExcellency Nelson Mande- emerged ready News, to take cenTN 37205.

December 6th. For us that day marks West Meade News. inaprude.com; The comhis country for two years in thela,” founding President of a ter stage as a liberation hero, www.reg a different anniversary. December 6, dig and then climb into a grave-shaped Facebook: www.facebook. pany gift alsoofstarted the West Side United States Army during thefree and democratic South displaying the unique 1992 was the day the Babri Masjid trench in the prison yard. Mandela Africa, Nobel laureate, and quiet grace capable of trans- com/reginaprude; Twitter: came down and brought in its wake a surely thought that this was the end.

News, Bellevue News, Nashville Vietnam War. the embodiment of courage forming every tense mo- http://twitter.com/rprude. communal horror whose ghosts still But instead as he lay in the grave he Today, Hermitage News and the He received his degree from haunt Indian politics. No truth. No rec- had dug, they urinated on him. Years Donelson News. the University of Tennessee onciliation. Just bitterness. later, when drawing up the list of the This December 6th, Narendra Modi, select group to invite to his inaugural Mr. Cunningham was the and after college, Mr. Cunningthe man who remains the most polarisvery epitome of a dedicated ham worked for the Newspaper Gary Cunningham dinner as president of South Africa, ing symbol of the legacy of Ayodhya Call 615-321-3268 or email sales1501@aol.com and hard-working professional, Printing Corporation, which in Indian politics today, mourned Man- Mandela invited many eminent figures Mr. Cunningham was a valuprinted the Nashville Banner dela on Twitter with not one, but three from the fight against apartheid. But 1987 to join the Ingersoll Comthe one name he is said to have insisted tweets. able member of the Society of and The Tennessean. He later pany, which then published two RIP Nelson Mandela. The world has on was that of a former jailer.

Professional Journalists, Subserved with acumen on the lost an apostle of peace & non-violence Mandela’s capacity to forgive is all hundred newspapers; and based urban Newspapers and the Incorporate staff of the Gannett who redefined the journey of his nation the more powerful because it was not for the good of humankind.

Company, which owns USA in St. Louis during his meritori- land Press Association and an just a deeply held principle. “People Many of us are not fortunate to see have got the idea that we prisoners sat Today and other daily newspa- ous tenure with Ingersoll, Mr. exemplary public servant who Gandhi ji alive. We are blessed to see in prison and one day we said, ‘From pers. He left The Tennessean in Cunningham was responsible realized that citizenship entails the life of Nelson Mandela, who emnow on, it’s reconciliation, forgiveness, bodied his values & ideals.

My heartfelt condolences to Nel- no revenge’ - but that was just flowing son Mandela’s family & the people of from the policy of non-racialism; it was Lee Chapel AME Church, 1732 Scovel St., South Africa. We stand by them in this policy,” Mandela said.

Mandela saw forgiveness as the hour of grief. worship at Rev. Jason Curry, Phd. of FiskWill Memorial Chapel Words are easy. Boilerplate words only way forward in a country where a MttoBethel Baptist Church of condolence are even easier. But majority and a minority had to learn to your life together come back unmistakable influence of the perhaps our politicans can stop for a live together. He did not try to wrest an to Chapel. Chapel will actuomnipotent God that we serve.

1501 Arthur St., Nashville moment, to remember on this bloody apology out of his oppressors. He was ally help youSchool to get your lifeAM, to- Worship God’s unique and10:00 unmistakanniversary for us in India, Mandela’s clear that just as it could not be a counSunday 9:00 Service AM gether. We would really like to able presence throughout the greatest gift to the world - forgiveness try of white domination, it could not be Edward L. Thompson, Pastor as a political strategy. see you back in the fellowship lives of Christians in the New Reuters Mandela has been turned a country of black domination either. once again.” The student was Testament has brought hope into a saint in his latter years. His death “(I)n any future dispensation, the main Chapel service the following (the feeding will only add to that halo. But as Tony jority would need the minority. ‘We do Continental Breakfast, of five-thousand, Blair reminisced on BBC people forget not want to drive you into the sea,’ he Sunday.

Prizes and Matthew 14:13-21), and healthat he was not above politics. On the wrote in his autobiography.

Advent is a time of new Pictures with Santa!!

RELIGION

Publisher Gary Cunningham Has Died

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WE ARE

Beginning November 3, 2013

Advent: A Time Of New Beginnings

REV. JASON CURRY A couple of years ago I encountered a student on campus who use to attend the Chapel on a weekly basis. He had not been attending the weekly, worship services for a while, and I asked him, if things were going well in his life. In so many words, the student said: “Thank you for asking Dean. Actually, I’ve been having a really tough time lately. When I get my life together, I will gladly come back to the Chapel.” I said to him. “I completely understand.

We all have very serious challenges in our personal and professional lives. However, I would like to say that success and worshiping God go hand in hand. Please don’t wait to get

ing (the pool of Bethesda, John beginnings for each and every 5:1-18), and forgiveness (“Rise When: follower of Jesus the Christ. It Saturday, December 14, sins have 2013 been is a time within the Christian and walk, your 9:00am – 11:00am forgiven,” Luke 5:23), and resor liturgical calendar in which Where: toration (Peter’s faith was rewe begin to spiritually prepare The Charlotte Art Project 1915 Charlotte Avenue and 14:22-26) ourselves to recognize and cel- stored, Matthew Lower Level confi rmation (God said: ebrate the birth of our Lord and Nashville, TN 37203“This Savior on Christmas day. The is my son in whom I am well Location: The Nashville Project pleased,” Donation word Advent isDress a derivative Matthew 1915 Charlotte3:17) Avenue and Founded by: Christina Coleman of a Latin word which means faith (to overcome temptation, and coordinate additional “coming” or “arrival.”

It is a MatthewTo 4:1-11)please and email: power donations, time when Christians through- (to cast outcacoleman@ftb.com demons, Matthew out the entire world spend four 8:28-34). Throughout the seaSunday’s recognizing the initial son of Advent, we recognize The Nashville Dress Project Chapter Arts Facet arrival Parthenon of Christ two-thousand that God’s Was made possible by the support of: presence in our lives years ago, and Host anticipating the will also bring out a new beginThe Gift of Shopping: second arrival of our Lord and Dress Donation Drive ning, for Nicodemus asked JeSavior. sus: “What must I do to be born Benefi)ng As followers of Jesus the The Renewal House Christ, we should always be an- again (John 3:3-4)” As we prepare to recognize Turn your Donations into Shopping Dollars ticipating the miraculous power • Bring dona*ons of Formal Wear and Business Wear and abiding presence of Al- the new beginning that God • Clothing items are provided to Goodwill.

God in our lives. There made in history with the birth of • mighty Dona*ons are converted into “Goodwill Cares” Gi> Cards Jesus, let us anticipate the new no(18) situations, or problems, • are Eighteen families from Renewal House will be given $50 ards to shop for winter wear. orgi> cevents, orneeded people, or cir- beginning that God will make • Receipts will be provided for dona*ons jamaal Amen.b.sheats cumstances that are beyond the in our lives.

Make it a Great Hair Day with Wig Donations

Love, Sex & Marriage Benefi)ng

Edmondson Chapel Church

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By Dr. Chris Jackson, NashvilleMarriageNetwork.com

It’s Always the Little Things

DR. CHRIS JACKSON Ask yourself what you remember most about your spouse or your family and it will probably be something simple that you recall as being the most meaningful to you. When faced with a crisis of health or life, what matters most is not the expensive gift they bought you or the amount of money they made. What matters most is the time, the words and the experiences that the two of you shared together.

In speaking recently with someone the individual related an experience in which his entire family of wife, son and daughter all were killed in a car accident. As if this triple loss of life were not tragic enough, the thing he hated most about the experience is that his argumentative words with his 19year old son were not rectified prior to the accident. Whatever they were angry with each other about was just not worth the pain of not getting things right before the end of life. The reality is that we are unable to know in advance when we ourselves or our loved one will experience a life altering accident or loss of life. Consequently, it pays to live each day as if it were our last so that we can live and die regretless.

In their book, Every Marriage is a Fixer-Upper, Bill and Pam Farrel share some practical suggestions for speaking to our

spouse and family members in ways that will add value to your relationships. It is so easy to take each other for granted. So try using the following positive, encouraging words and phrases on the ones that you say you love: 1. It is so nice to have you around; 2. I am a better person with you in my life; 3. I can’t imagine my life without you; 4.

Just being with you makes me smile; 5. I Appreciate you; 6. I Value you; 7. I Love you. The cost of these words is low, but the value of these words is very high.

Invest in yourself and in your family by giving the gift of love through the words you speak. Proverbs 18:21 states that Death and life are in the power of the tongue, And those who love it will eat its fruit.” So start today using your time and your tongue to speak life into the ones you love.

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Wednesday at 11:30am & 6:30pm Sunday at 8:30am

Sunday ServiceS Praise & Worship Service 7:30am & 10am Children’s Church 10am

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10am Service, Every Sunday

www.templeChurch.org 3810 Kings lane, nashville, tn 37218 615-876-4084 darrell a. drumwright, M.div., Senior Pastor Bishop Michael lee Graves, d.Min., Founder

ReligioN THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

AsktheElder My thoughts and prayers continue to go out to the family of Mike Brown who was shot and killed by former police officer Darion Wilson.

When Robert P. McCulloch the prosecuting attorney for St. Louis County, Missouri read the results of the grand jury’s findings my son was watching TV with me. I used this as a teachable moELDER LAWSON ment for him on many levels. Although Darion Wilson was cleared of being charged with murder, I still call it murder because Robert McCulloch didn’t present the evidence in this particular case to the grand jury from the perspective of Mike Brown as possibly being a victim but presented the evidence to the grand jury as Darion Wilson being the victim. This is how Robert McCulloch explained and presented the findings on national TV. But murder is murder. People are marching, protesting, and demanding change, but within our own Black community our young black men are killing each

Murder is Murder

other daily. We must hold ourselves just as accountable as we would like to see former police officer Wilson.

Exodus 20:13 says, “Thou shalt not kill.” God is the ultimate judge and juror, God renders judgment based upon what God already knows is inside the hearts of the persons that have, and will murder. In the words of my mother, you can’t fool God. Again, it’s been totally refreshing to see the public display all over the world however, if policy’s, rules, and most important, if people of color do not go out and exercise their right to vote, all the protesting is for nothing. Real change comes from, real change. Change comes when people are sick and tired of being sick and tired and they do something they know will usher in the kind of results they are looking to see. Even if one doesn’t succeed at first, a collective effort to have ones issues and needs heard can still bring about the kind of change one desires. As mad and as upset many black people get at the Republican Party for passing legislation to curb, limit, and make it extremely hard to vote, its black peoples lack of interest as a collective whole that allows these laws to get passed and later enforced on us.

The Big Question We Want to Ask God:

What Am I Supposed to Do?

REGINA PRUDE Sometimes you just want to send God an email. Or a text. Or ask Him to send you one! God, please leave me a yellow sticky note...put it anywhere. In the middle of my forehead would probably work.

The one clear certainty we have is this: You are here to matter, to make a difference.

You may not know for sure what your assignment is, but one thing you know is that you have one. To shake the world, transform everything within reach, and enlarge life abundantly.

Being passionate about your life’s work begins with setting real, concrete goals.

1. Set a quiet moment for reading the Bible. God’s Word provides spiritual insight into His direction for our life’s work and goals.

2. Ask God. Pray, seek His direction in the work He wants you to do. You don’t know what’s going to happen tomorrow or will be instrumental in your life, but He does.

3.Dream your biggest dream for being God’s agent in this world. The power to en-

ergize your dreams has already been given to you. Write down your dreams and target dates for achieving them.

4. Ask God to remove obstacles or help you navigate around anything that blocks your progress.

5. Start now! Develop a plan for doing everything in your power. How many hours will you spend developing needed skills? How will you make yourself available for learning whatever is important? Do you want to start a prison ministry? Teach a class?

God has an answer to our “what’s next” question. You can’t imagine how far He can take your dreams. Go ahead, kick start the power that is already within you.

Now unto him that is able to do exceeding abundantly above all that we ask or think, according to the power that worketh in us.

Ephesians 3:20 (KJV) © Regina M. Prude, 2012 Regina is an inspirational speaker & author. Send comments to regina@reginaprude.com or POB 58795, Nashville, TN 37205. Blog: www.reginaprude.com; Facebook: www.facebook.com/reginaprude; Twitter: http:// twitter.com/rprude

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So why go out and march and then when the next election cycle comes around you stay at home? If you’re a Christian, here is who you should listen for and look for to put in political office, someone who whole heartedly believes in Mark 12:31, “Thou shalt love thy neighbour as thyself. There is none other commandment greater than these.” The lack of living out this commandment is why we see the status quo we see today. So what are you truly prepared to go out and do?

Questions & comments email, Elderxlawson@yahoo.com, Listen to “Real Gospel” Sunday’s 9am–12n on 88.1FM. This Sunday I’ll speak with Stan Jones about the Mississippi Mass choir. Listen online at WFSKFM.ORG, Twitter @XuamLawson, Facebook, Real Gospel website, http://xuamlawson.wix.com/rgwtx

World newS THE TENNESSEE TRIBUNE • Thursday, December 4 - 10, 2014

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World’s Enormous Headline Reaction to Ferguson

There has been enormous headline reaction in the world’s media to the Ferguson protests, and many commentators have taken the opportunity to question America’s credentials as a human rights champion.

European papers highlight inequalities in American society, and a South African commentator sees echoes of his country’s own grim racial history.

China The death of Michael Brown, whose killing sparked the unrest, is “a stark reminder for Uncle Sam that there are a lot of human rights violations on its own soil,” says China’s official news agency Xinhua.

“It should first fix its own problems before criticizing other countries.”

Xinhua adds that few other countries are “as self-righteous and complacent as the United States when it comes to human rights issues, but the Ferguson tragedy is apparently a slap in the face”.

Iran Iran’s Press TV dedicated all of

The protests have spread to 90 US cities, including Los Angeles

Iranian reformist daily E’temad: “Anger and arson in Ferguson”

its morning programmes to the Ferguson clashes, showing what appeared to be “live” video from the protests.

Press TV reported that attorneys for Mr Brown’s family had said that the “grand jury process was rigged to clear the white officer” who shot him.

Iranian hard-line daily Javan: “Nonindictment of a white policeman; anger engulfs 90 American cities” Iran’s State TV said the grand jury decision “indicates the existence of racial discrimination in the USA”.

The protests in Ferguson are also one of the top stories in the Iranian press.

The conservative newspaper Kayhan carried a collage of pictures from Ferguson, including a US flag being set on fire. Its headline said: “A rebellion in 90 American cities as a result of the non-indictment of the murderer policeman.”

Javan, another hardline daily, carried a report headlined, “Non-indictment of a white policeman; anger engulfs 90 American cities”.

Middle East The story also features on the front pages of several Arab dailies.

In Egypt, Al-Wafd sums up the widely-expressed view in the headline “An uprising against racism in the USA”.

Qatar’s Al-Watan says US cities have been denouncing “lethal racism”, and Syria’s official Al-Thawrah newspaper notes that protests against police violence and racism are on the increase.

On social media, some Arabic-language posts have been mocking the US government and even gloating over its mishandling of the case. The Twitter hashtag #USAprotests in Arabic has been used more than 4,000 times since Tuesday.

Russia The #Ferguson hashtag is also among the top 10 Twitter trends in Russia, and press articles have drawn parallels between Ferguson and the Maidan protests in Ukraine.

Ren TV plays on the racial aspect of the Ferguson protests and also brings in the Ukrainian crisis, describing the demonstrations as a “colour revolution” and “an attempt to start a civil war in the US”.

America dreamed of by Barack Obama.”

Spain Pere Vilanova writes in El Periodico that “perhaps the symbolic value of the election of a black man as president in 2008 has been overestimated and intercommunal wounds will never be healed”.

Italy La Stampa’s New York correspondent Paolo Mastrolilli says the discussion has become one about the race problem “connected to inequality and economic disparity”. He notes that some of the white demonstrators in New York and Los Angeles wanted to broaden the debate in that direction.

South Africa Writing in South Africa’s Daily Maverick, Richard Poplak finds that images of officers facing off against enraged citizens show “an American city aping South African archival footage”.

“It’s a reminder that in divided countries, with histories of institutionalized racism, reconciliation without actually reconciling... justice is not just impossible, but a massive cover-up, a ruse used by power.”

BBC Monitoring reports and analyses news from TV, radio, web and print media around the world.

“America’s ordeal” and “United States injustice” - European papers provide more of the same sentiment, of problems at home for the US

Europe Ferguson is also a front-page story in the German press.

Uwe Schmitt, the former Washington correspondent for Germany’s centre-right daily Die Welt, writes it is a “predictable explosion” given the juxtaposition of a “grotesquely over-armed police force” with a black community “untouched by economic recovery”.

He accuses many Americans of “self-delusion” when they ask how such violence can recur again and again, while abroad “people shake their heads unsurprised, either in mourning or glee”.

An editorial in France’s Liberation newspaper says: “Ferguson is a long way from being the post-racial

Russian newspaper Izvestiya compares the US to Ukraine and how government protests in Kiev’s Maidan Square began the ongoing unrest in the east of Ukraine. “Barack Obama gets his own Maidan”, the pro-Kremlin daily Izvestiya says.