Tidbits of Flagler and Volusia Counties

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Tidbits® of Flagler & Volusia

of Flagler and Volusia

Published by 3D Publishing, Inc. info@3DPublishing.net www.3DPublishing.net For Advertising and Distribution Information

Teresa K. Bowens Publisher

Your Word & Praise Broadcasting

Are you Machelle L. Vallance looking for General Manager Yvonne and Todd production Air Time? We’re looking for you and your ministry. Call today. Earlyne Lund

(386) 336-9013 1-800-595-8110

Kathy Williams Sales Manager

PO Box 354251 Palm Coast, FL 32135

Richlin Ryan Designer

President and Founder

Tune in to

91.5 FM (Volusia County) 91.7 FM (Madison County) or WAPN.net and view our webCam

386-677-4272

Live Prayerline Mon.-Fri see times at www.wapn.net Program guide . Email us wapn@wapn.net

1508 State Street, Holly Hill, FL 32117

1. Is the book of Hebrews in the Old or New Testament or neither? 2. From Genesis 33, where did Jacob build a house and make booths for his cattle? Beersheba, Succoth, Jerusalem, Kidron 3. On the seventh day of the creation week, what did God do? Created man, Divided the oceans, Named the animals, Rested 4. From Ecclesiastes 4:9, two are better than "what"; because they have a good reward for their labor? None, One, Few, Many 5. On which "Mount" did Moses receive the Ten Commandments? Sinai, Zion, Carmel, Pisgah 6. Whose two sons were Hophni and Phinehas? Ichabod, Eli, Jehoiada, Mattan

ANSWERS: 1) New; 2) Succoth; 3) Rested; 4) One; 5) Sinai; 6) Eli For more trivia, log on to www.TriviaGuy.com. (c) 2009 King Features Synd., Inc.

info@tidbitsflaglervolusia.com www.Tidbitsflaglervolusia.com

$&¢

e nd S a s r olla

D

nse BY David Uffington

increases in the leaflets. Not only are rates going up on new purchases, but on your existing balances as well. (The new regulation will ban credit-card companies Credit-card companies are scrambling from changing your rate on existing fast and furious to get every dollar they balances unless you've been late with can before new credit regulations take payments.) Additionally, they won't be effect. able to tack new fees onto existing balances. If you get a leaflet in your next credit card statement, read it. That information • If you have a new card and are counting (which is required to be sent to you) is on introductory rates (perhaps to pay off to let you know what is changing on a major purchase you made when you your credit-card terms. Sit down with a got the card), your rate could change red pen, read every single word and before you get to the end of the underline the important parts. introductory period. (The new regulations will ban this practice and require Changes described in those leaflets promotional rates to remain in effect for include: • Less time to make your payment. The six months.) The Credit Cardholders' Bill of Rights Act number days to make your payment of 2009 won't take effect for one year could be reduced, so be sure mail it at after becoming law. That's a long, long least seven days before it's due. (The time for the credit-card industry to play new regulation will require that fast and loose. statements be mailed to consumers at least 21 days in advance.) Lenders do, however, have to keep • How your payment will be allocated. If sending those leaflets when they intend to make changes. That's going to be your you have both cash advance and only warning of changes to your account. purchases on your card, beware any notification saying that the one with the So, keep your red pen handy. lower interest rate will be credited first -David Uffington regrets that he cannot personally while the higher interest-rate balance answer reader questions, but will incorporate them keeps accruing. (The new regulation will into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box require that money be applied to the 536475, Orlando, FL 32853-6475, or send e-mail to higher interest-rate balance first.) columnreply@gmail.com. • Your interest rate could go up. This is where we're seeing some dramatic (c) 2009 King Features Synd., Inc.

Don't Toss Those Credit-Card Leaflets

The all new Beach 92.7FM Ribbon Cutting!

The radio station that plays EVERYTHING from St.Augustine to Ormond Beach

L iving F aithC hristian Center Reaching The Lost, Strengthening Families and Raising Up Leaders! SPEND YOUR SUNDAYS WITH US!

There is fellowship for all!

• • • • • • Join us at our new location! at 11:00 am Sunshine Business Complex 2729 East Moody Blvd. Hwy. 100 • Suite #703 Pastors Arthur & Gwen Jackson Practical Teaching for everyday life Call for more information

386-263-2963 We will see you there!

• •

Our ministries include: Children's group ages 3-11 Teen group ages 12-18 Praise Dance Ministry DVD club-Catch up on the latest video ministry it's fun and inspiring! Book club-Read with us Bowling-Bowl a strike while you pray Monthly study groups Wednesday night service.

And much much more... We have a good time serving the Lord. Come out and feel the love at Living Faith Christian Center

Left to right... Beach 92.7FM owner Jim Martin, Flagler Chamber President Dough Baxter, Miss Flagler County Amanda Calderon, Bunnell Chamber President Tammy Sharpe, General Manager David Ayres, Bunnell Mayor Catherine Robinson, Beach 92.7FM owner Gary Smithwick


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