Results Tables: Chapter 4 - ATM/Check Cards
Table 4-17 Number of Free Transactions Allowed Before Charging for PIN-Based Check Card Transactions at the Point-of-Sale N Median Maximum 2-4 5 6 - 10 41 5.0 10.0 29% 26% 45% $2M-$5M 4 3.5 10.0 100% 0% 0% $5M-$10M 4 4.5 10.0 33% 33% 33% $10M-$20M 8 5.0 8.0 14% 43% 43% $20M-$50M 8 5.5 8.0 17% 17% 67% $50M-$100M 9 5.2 10.0 22% 33% 44% $100M-$200M 3 7.6 10.0 0% 0% 100% $200M-$500M 2 9.5 10.0 0% 0% 100% $500M-$1B 2 7.4 8.0 50% 0% 50% $1B or more 1 ** ** 0% 100% 0% By region New England 5 4.0 6.0 57% 0% 43% Middle Atlantic 9 5.0 10.0 38% 35% 28% East North Central 12 4.2 10.0 38% 9% 53% West North Central 5 5.0 10.0 0% 85% 15% South Atlantic 5 6.5 8.0 13% 37% 50% East South Central 1 ** ** 0% 0% 100% Mountain 2 10.0 10.0 0% 0% 100% Pacific 2 5.5 8.0 50% 0% 50% By card type Combined debit/ATM card 36 5.0 10.0 24% 28% 48% Debit only 5 4.0 8.0 60% 14% 26% By PIN-based $0.05-$0.25 2 4.8 5.0 33% 67% 0% check card $0.35-$0.50 3 3.3 5.0 62% 38% 0% per-transaction $0.70-$0.90 7 4.4 10.0 40% 23% 37% fee $1.00 20 5.0 10.0 26% 26% 48% $1.25 or more 8 8.0 10.0 16% 13% 71% Note: Limited to credit unions that offer a check card program and charge a per-transaction fee for PIN-based check card transactions and allow some free transactions. Overall By asset size
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Credit Union Fees Survey