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The Best Time to Shop Around for Home and Car Insurance You could easily save hundreds, even thousands. Shopping around for insurance is one of the best ways to ensure that you’re paying the best rate. It gives you the ability to compare the rate offered by your current insurance provider with other providers. There are many situations where you could take advantage of the opportunity to shop your car insurance rate. Renewal time – Typically, your current insurance company will provide you with a renewal in advance of your current insurance policy expiring. The renewal will contain a new
insurance rate that you will have to pay in order to stay with your current provider. This is a perfect time to start shopping for insurance, as the new rate will give you a basis for comparison when shopping around. Purchase of a new car or home – Buying a home or a car may put a significant strain on your budget. It is crucial to save money any way possible; shopping for insurance rates will help you pay as low a rate as possible. In some cases, insurance rates may even affect your purchase – especially when buying a new car, so it’s wise to check the potential insurance costs prior signing any documents. You want to save – Anytime you’re looking for
more savings, you should definitely investigate opportunities to save on car and home insurance. Just by shopping your insurance rate, you could save hundreds, even thousands, of dollars. Right now, you could be overpaying for insurance, as each insurance company charges different rates for the same driving profile with the same car. Use comparison sites like InsuranceHotline.com to get free quotes, compared against 30+ insurance companies. In just three easy steps, you could be saving! Combining home and auto insurance – Since auto insurance is typically more expensive than home insurance, it’s best to start off by shopping your car insurance rate. Once you find
a suitable insurance provider, obtain a home insurance quote with the same company. When you receive both quotes, you can compare the total with your current policy, and can confirm if you are indeed getting the best rate now. Clean Driving Record – If an accident or ticket is wiped off your driving record, it’s the perfect time to shop your insurance rate. Tickets are kept on your driving record for three years and accident for six years. As time passes, and tickets and accidents are cleared from your record, there is an opportunity for you to find a better rate. Because you are no longer a high-risk category, insurance providers may be able to offer you a better rate.
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| SCARBOROUGH MIRROR | Tuesday, April 2, 2013
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