R R O R S A N D O M I S S I O N S Utica National Agents’ Errors & Omissions Risk Management Online Resources

Utica National works to help you protect the assets and reputation you have worked hard to build. That means giving you access to protocols and advice that can help you minimize the chance of an E&O incident.

We offer these online resources at no additional cost to policyholders.

AGENCY SELF-ASSESSMENT Use this tool to find gaps that could cause an error or omission and get advice on how to remedy those holes.

LOSS CONTROL ARTICLES Provides advice on mitigating or avoiding E&O claims.

LESSONS LEARNED Benefit from real claims examples as well as insights on what you should and shouldn’t do to reduce the likelihood of an E&O claim

TRAINING AND EDUCATION Provides tutorials geared for those new to an agency or those wanting a refresher

CYBERSURANCE Utilize the training provided to help your agency protect its computers and the personal data entrusted to you from hackers.

ONLINE COURSES AND STREAMING VIDEOS Get access to topics such as Appropriate Email and Internet Use, Dealing with Difficult Situations, and Diversity and Discrimination Issues

New material is added regularly so there is always something current to review and benefit from.

Visit Utica National’s Customer Care site to access your free risk management information at www.uticanational.com/customercare.

If you have questions, contact your state agents’ association or your underwriter at 800-598-8422.

PIA Market Access

PIA Market Access, brought to you in partnership with InsureZone, Inc , based in Fort Worth, Texas, is a wholesale market access program that will help PIA members access over 50 nationwide and specialty personal and commercial lines markets from a number of admitted “A” or better-rated companies Agents submitting applications through the platform can receive quotes from many of these companies through a technologically advanced personal and commercial lines rater

Big 'I' Markets

Anderson & Murrison Excess Liability Market

The A & M personal umbrella is a stand-alone policy admitted with A+ rated by A.M. Best Company It does not require that underlying policies to be underwritten by A & M This personal umbrella provides up to $10M limit of umbrella liability coverage over the insured’s underlying policies. This Personal Umbrella policy can be written to cover up to 6 unit apartment buildings, vacant land and farm land with primary liability coverage on a personal form.

Big 'I' Flood Market

Big “I” Flood’s partner Selective offers a unique and unparalleled approach to servicing flood customers nationwide Having been rated A (Excellent) by A M Best since 1930, and the endorsed flood carrier by IIABA, Selective provides the experience, dedication and service required to stand up against the competition

RLI Home Business Market

RLI's Home Business Policy provides affordable coverage for those people who operate small home-based businesses It is specifically targeted for over 100 retail and services risks operated from the insured's residence and presenting minimal product liability, professional liability and/or off-premises exposures.

PIA Flood Market Eagle Agency

PIA members earn great commissions on flood insurance sales with The Hartford a flood insurance processing center that does most of the heavy lifting for them

MIAA Staff Member Gayle McPherson is ready and willing to help you with your Market Access questions You can contact her at Gayle@maineagents net

BIM offers a suite of top tier products for you! Only for Big 'I' members, this program has no fees, no minimums and ownership of expirations. Visit www.bigimarkets.com

Eagle Agency provides Big “I” members with direct access to preferred personal lines and/or commercial lines with minimal volume commitment The program strives to fit the member’s personal lines needs by incubating until the member qualifies for a direct appointment. Eagle Agents:

Maintain Ownership of Business

Get direct access into the carrier’s portal Earn graduated commissions based on volume

May get carrier appointment based on volume and profitability

MIAA Staff Member Lynda Holt is ready and willing to help you with your RLI questions You can contact her at Lynda@maineagents net

RLI Personal Umbrella Market

The stand-alone RLI Personal Umbrella Liability policy helps protect an insured against financial ruin if they are sued, even paying for defense costs. Because it’ a standalone policy, underlying policies can be with another carrier or even multiple carriers

Maine Product Availability

Personal Lines:

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Affluent Package

▪ AIG

▪ Chubb

▪ Openly

▪ Vault

•

Auto & Home – Standard Markets

ForemSM▪ost Signature

▪ Openly

▪ Progressive

▪ Stillwater

▪ Travelers

Collectibles

Flood - In, Above & Outside of the NFIP!

Home Business Insurance

Jewelry Insurance

Non-standard Homeowners, Renters, Condominium, Rental Dwellings, Vacant

Dwellings

Markets

▪ Lexington

▪ Global Indemnity

Personal Excess Policy

Personal Umbrella Policy

Recreational Marine

Commercial Lines:

Bonds: Bid, Contractor, Performance, Surety

Commercial Auto Monoline Markets

▪ Progressive

▪ Travelers

Community Banks Business Insurance

Program Cyber Insurance – Coalition

Executive Risk - Coalition

Flood - In, Above & Outside of the NFIP!

Habitational Markets

▪ Apartments

▪

Condo and Homeowner Associations

Pollution Contractors-Farms-USTs-Other

Real Estate Agents/Property Manager E&O

Small Commercial Markets

▪Travelers

Berkley Aspire

Chubb

▪ CNA

Life & Health:

•

Life, Disability and Long-Term Care

▪ Crump Life Insurance Services