st 2013 Vol. 3 | No. 8 | Augu
FR
LEMON AIDE
Positively Refreshing
EE
for Cerebral Palsy
PAGE 3
School Style PAGES 8, 9 Back to School Facts PAGE 12 Wearable Technology PAGE 17
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Positively Refreshing Editor & Publisher Mark Penstone mark@thehubga.com 770.643.9399
Media Consultant AnneMarie Edwards annemarie@thehubga.com
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Intern Monica Bhatia
Photographer Michael Pugh Photography www.michaelpughphotographer.com www.mpughphotoweddings.com
Web Development Adam Brown adam@browncreativedesign.com www.browncreativedesign.com
The Hub is published monthly by The Hub Media Group. Articles are intended for general information purposes only and are not intended to replace your personal advisory sources. Any reproduction in part or in whole without written consent of the publisher is strictly prohibited. Unsolicited material is welcomed and is considered intended for publication. Such material will become the property of The Hub and will be subject to editing. Material will be returned if accompanied by a self-addressed stamped envelope. The Hub will not knowingly accept any advertising in violation of US. equal opportunity laws.
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Dr. Bradley R. Hepler, DDS
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Johns Creek, Alpharetta, Milton & Roswell
Community I’m Launching a “Lemon Aide” Campaign
D
id you know that there is NO federal funding for Cerebral Palsy (CP) research? Most people don’t even know what CP is, often referred to as “the forgotten disability”.
That’s why I am one of 15 ambassadors in the US and Canada for Reaching for the Stars, a Foundation of Hope for Children with Cerebral Palsy. As part of my ambassadorship, I am on a journey to spread awareness of the condition and raise funds to support CP research. My lifelong dreams are for CP to become a household name, just like Autism, Cancer and Diabetes, and to take this campaign to a national level and one day be a part of the effort of finding a CURE for my disability! For me, this experience serves as a launching pad to make a difference for the 17 million children and adults in the world with CP. I was inspired by a segment on The Today Show called “Alex’s Lemonade Stand.” I realized that this was the right vehicle for me and the “Make Lemon Aide for Cerebral Palsy” campaign was created! My mom says that when I talk about my endeavors that I’m so passionate about it that my heart shines through. When this happens, it gives me the excitement and encouragement to want to work harder so that we all will have options for new treatments to better our lives. I held my first “Lemon Aide” Night in May with the Home By Dark Concert in Alpharetta. In June, held another at J. Christopher’s in Alpharetta, and having four lemonade stands that month, raised over $3000. And now, I’m wrapping up a fundraiser at The Union Restaurant held during the month of July. Please join me by holding your own Make Lemon Aide for Cerebral Palsy Stand or explore the many other ways to get involved. My grassroots campaign is open to partnering and looking into ways of raising awareness/fundraising efforts! For more information, or to help support the campaign in your school, neighborhood or business, please contact me on my Facebook page “Make Lemon Aide for Cerebral Palsy” or call Sherry Walier 770-891-9043.
By: Lauren Walier
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August 2013 • Vol. 3 No. 8
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Community Global Village Project Helps Refugee Girls
T
oday, more than 10 million people are classified as refugees; these people are forced to flee their homes out of fear of persecution. Every year, more than 70,000 of these refugees come to America to start their new lives. When my best friend asked me to help her with an art supply collection for a school for refugee girls known as the Global Village Project (GVP), I had no idea there was such a large refugee population in my area or how it would touch me. The school was located near Clarkston, which I soon learned is the hub for refugees in Atlanta. At the school, I met girls from countries such as Somalia, Thailand, Burma and Iraq, who all had a bond of shared hardship, but each of whom had a unique story to tell.
The Global Village School has identified adolescent girls from ages 13 to 17 as being at an extra risk and provides a sanctuary for these survivors of war. Out of the approximately 25 girls that attend the school, many have had little to no previous education due to the lack of availability and finances, a problem exacerbated due to their gender. In public schools, the girls report having been bullied by other students because of their unfamiliarity with American customs and lack of English language skills. They come to America at a time in their lives when they are facing teenage problems just like every other girl, but also have had traumatic experiences such as witnessing their parents’ deaths, having to leave their homes at a moment’s notice, and living without basic resources for years. The GVP targets each student’s educational needs individually by providing them with personalized curriculums and tutors. The environment is one of understanding, as they are surrounded by others who have had similar experiences and with teachers who are sensitive to their situations. Each girl is paired with a mentor who goes beyond the role of education to ensure that the girls’ needs are met at home. Through this program, many girls who would be at risk of dropping out are able to graduate from high school, earn their GEDs, and often attend college. This summer, the GVP girls were all invited to attend the joint GVP-IRC (International Rescue Committee) summer camp, where they visited a water treatment plant, Piedmont Park, the State Capitol where they met Nathan Deal, and many more fun and educational sites. Elaine Crowell, who headed the GVP portion of the camp, says the secret to the school’s success has always been “unselfish, giving love.” The strong bond between the girls and their teachers, mentors, and the volunteers is obvious when one visits GVS, where the halls are always bursting with giggles. For more information, please visit: www.globalvillageproject.org
By: Monica Bhatia, Intern, The Hub
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Johns Creek, Alpharetta, Milton & Roswell
Community Rotary Club of Alpharetta Inducts New President
T
he Rotary Club of Alpharetta recently inducted Dan Merkel as its President for the Rotary year 2013-2014. Dan is a long time member of the club and has been very active in the community. Leading the induction ceremony was District Governor elect, Bob Hagen. Also inducted were the 2013-2014 board members. Those officers and directors are: Karen Nolan, Eric Douglas, Mark Buelow, Kirk Driskell, Christopher Lagerbloom, Lauri Young, Jason Binder, John Hipes, Wayne Robinson, Heather Demis, Mary Ulich, William Perkins, and Ted Schwartz. President Dan Merkel is looking forward to another positive Rotary year and he is excited to be able to serve the community. This upcoming year will be an opportunity to build on past achievements as well as create new successes for the Club. “We are looking forward to our 31st year as the Rotary Club of Alpharetta and following our Rotary motto of Service Above Self,” said President Merkel.
Tickets on sale now! Visit www.CheckUpForChicks.com/PowerOfPink
Volunteers Partner with NFCC for School Supplies
M
ilton’s Better Together volunteer organization has been partnering with non-profit North Fulton Community Charities (NFCC) throughout July and early August to collect notebook paper for local children in dire need of school supplies.
for more information or to order tickets
Watch Micah Brown, Breast Care Navigator at North Fulton Hospital & a leading organizer for the Power of Pink talk about this year’s event here:
Until August 5th, residents who wish to pitch-in may drop supplies off at Milton’s City Hall, located at 13000 Deerfield Parkway, Suite 107, between the hours of 8:30 a.m. and 5 p.m., said volunteer Teri Harrison, who is leading the effort. All supplies must be collected by Aug. 5 to ensure distribution to students, said Wayne Boston, community builder for the City of Milton. “Without groups like Better Together, we wouldn’t be able to respond to the needs of the community,” said Eden Purdy of NFCC. “We hope residents will be able to help start a local student off right this year.” Better Together is a volunteer organization of Milton residents looking for unique and fun ways to connect with neighbors. If you would like more information on Better Together or any of its activities, please contact Boston at 678-242-2512 or wayne.boston@ cityofmiltonga.us.
August 2013 • Vol. 3 No. 8
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Community ’ r eeks Johns C urger... B t s e B
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11030 Medlock Bridge Rd. #240 Johns Creek, GA 30097 (Inside Johns Creek Walk) Mon-Fri: 11 am to 9 pm Sat: 9 am to 9 pm (Brunch 9 am to 3 pm) Sun: 9 am to 3 pm (Brunch 9 am to 3 pm)
770 687 2360
www.kitchenofatlanta.com
Johns Creek Business Association Awards Scholarships
T
he Johns Creek Business Association (JCBA) awarded $1,000 each to two students on July 16th. Funds for these scholarships were raised at the JCBA’s Annual Golf Tournament.
The JCBA 2013 Annual Scholarship recipients are: Jennifer Lucas. Jennifer is a graduate of Johns Creek High School (JCHS). She will be attending the University of Georgia and will major in Biology. While at JCHS, Jennifer was a member of the Varsity Track Team, JV Competition Cheerleading, Yearbook Staff, Indian Cultural Exchange Club and the National Honor Society. She is active in various volunteer groups, works part-time, and her long-term career goal is to become a doctor. Eric Beppler. Eric is a graduate of Northview High School (NHS). He will be attending North Carolina State University and will major in Engineering. While at NHS, John’s activities included Symphonic Band, Varsity Cross Country, Varsity Track & Field, Boy Scouts of America, Venture Scouts, Class Council, Local School Advisory Council, Junior Civitans Club and Habitudes for Athletics. He has also actively worked in various positions with the Bert Adams Scout Reservation, various volunteer groups, and his long-term career goal is to develop more intuitive systems that can replicate or better human functions for those who cannot function on their own. The Johns Creek Business Association is comprised of businesses located in and around the City of Johns Creek. The scholarships are awarded to students in Johns Creek High Schools who excel in academics and actively participate in the arts and through service to the community. For more information, please visit www.JohnsCreekBA.com
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Johns Creek, Alpharetta, Milton & Roswell
Community HOME BY DARK Songwriters Show
O
n July 5th and 6th, nationally touring singer-songwriters Beth Wood and Jesse Terry joined the HOME BY DARK Songwriters Show at the Chattahoochee Nature Center in Roswell and Chukkar Farm in Alpharetta. HOME BY DARK presents monthly concerts at both venues featuring the best performing songwriters in America. Sitting in with the writers that night was NYC saxophonist Matt Blanchard (David Lettermen show, Lincoln Center, etc) and B3/accordion/piano king Jim Hettinger. The SOLD OUT crowds decorated their tables and brought food and drinks to enjoy during the unique concert experiences. A portion of concert proceeds from each night was donated to several local charities, Child Development Association and Home Stretch. The HOME BY DARK Songwriters Show travels to the Gwinnett Performing Arts Center on Friday, September 13th as host, James Casto welcomes Nashville hit-makers Billy Montana and Nicole Witt who have penned four #1 songs and countless cuts by some of music’s biggest names like Garth Brooks, George Strait, Sara Evans, Lee Brice, Sister Hazel and many more. A portion of proceeds that night benefits Right to Hike, Inc., www.righttohikeinc.com a non-profit created to honor the memory of Meredith Hope Emerson. For tickets and more info about HOME BY DARK, go to www.homebydark.com
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August 2013 • Vol. 3 No. 8
CALL FOR
current RATES
The Experience Is Worth It.
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Back to School ‌
Beat the Heat!
TOPS & TEES This lovely tie-front blouse is updated with a V-neckline and 3/4 sleeves for a fashion-forward look.
SHORTS
TIP Time to break that no-white-after-Labor-Day rule! White looks fresh and crisp without even trying (made for those days you accidentally sleep through your alarm!)
In a bright shades, these solid shorts bring a pop of color to your summer look. It’s a versatile piece that pairs well with so many of your favorite tops.
Try white shorts ... or a classic white tee to wear alone or under a shirt. Clothing on this page Courtesy of Belk - The Forum, Peachtree Corners.
EASY DRESSES Fresh, summery belted dresses, bright & beautiful or boasting a floral print, are on-trend for warm weather style. The cap sleeves varieties are so apropos for long school days.
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Johns Creek, Alpharetta, Milton & Roswell
Back to School …
Budget Finds!
F
or our “Budget Find”, we headed over to Hut no. 8 in Johns Creek. We found high quality new & gently loved products at 70-80% off mall prices! Check out their brand name clothing & accessories for teens and young adults. Here are some of our favorites:
NEW! Navy floral dress with sash tie, $20
NEW! Color block dresses in bright colors, $20
Our Models
Myijah
NEW! Monica, Karin, Lisa & Gayle
Emma, Samine, Jasmine & Calla
August 2013 • Vol. 3 No. 8
Popular TOMS®Classic Slip on Shoes, in a variety of colors
Clothing on this page Courtesy of Hut no 8, Johns Creek.
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Schools Student wins 1st in Writing Contest
August 9TH - 10TH
BACK TO SCHOOL SAVINGS WEEKEND!
K
aitlyn Jung, who recently graduated from Wilson Creek Elementary School in Johns Creek won 1st place in the 5thgrade level of the 2013 4th-6th Grade Talent Search Writing Contest sponsored by the Duke University Talent Identification Program. She received a monetary award and Wilson Creek Elementary also received a monetary award in her honor because of their support of her and this program. The staff members from Duke TIP and Duke University faculty, who served as judges, had an enjoyable time reading the entries and were impressed by the research and sincerity exhibited in the submissions. We commend you for taking the time to prepare and submit your essay amidst your school and home responsibilities and extracurricular activities.
A Different Deal Each Day
Kaitlyn is 11 years old and plays the piano and the violin. Her hobbies include reading (she prefers realistic fiction), fencing, and going on trips planned by her parents.
Register to win a back to school shopping spree facebook hutnoeight.johnscreek Instagram @hutno8johnscreek twitter @hut8johnscreek
Calling All Student Musicians!
T
he Georgia Piedmont Youth Orchestra (GPYO) is being formed under the baton of noted conductor Michael Palmer. High school student auditions will be held August 17, from 9am to 12 noon, at Chattahoochee High School, 5230 Taylor Road, Johns Creek, 30022. Rehearsals will begin September 5, 2013, and will meet weekly throughout the school year. Membership is open to all qualifying high school students (grades 9-12) and the GPYO is expected to draw players from Cobb, Gwinnett, North Fulton and Forsyth Counties. Musicians from over a dozen public high schools and private schools have been invited to take part. Additional information is available online at the Georgia Piedmont Youth Orchestra’s website: www.gpyoa.org. Michael Palmer, Charles Thomas Wurm Distinguished Professor of Orchestral Studies at Georgia State University, has accepted the position of Artistic Director and Principal Conductor of the Georgia Piedmont Youth Orchestra (GPYO). During his tenure as Associate Conductor of the Atlanta Symphony Orchestra, Mr. Palmer founded and was Music Director of the Atlanta Symphony Youth Orchestra. Since that time, he has enjoyed a distinguished career as Music Director of the Wichita Symphony Orchestra, the New Haven Symphony Orchestra and the Bellingham Festival of Music.
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Johns Creek, Alpharetta, Milton & Roswell
Schools Local Student Receives National Honor
T
he National Society of High School Scholars (NSHSS) announced on July 8th that Rivers Academy student Cameron Comrie from Alpharetta has been selected to become a member of the esteemed organization. The Society recognizes top scholars who have demonstrated outstanding leadership, scholarship, and community commitment. The announcement was made by HSHSS Founder and Chairman Claes Nobel, a senior member of the family that established the Nobel Prizes. “On behalf of HSHSS, I am honored to recognize the hard work, sacrifice and commitment that Cameron has demonstrated to achieve this exceptional level of academic excellence,” said Mr. Nobel. “Cameron is now a member of a unique community of scholars – a community that represents our very best hope for the future.”
New iPads Power Holcomb Bridge MS
T
eachers at Holcomb Bridge Middle School are “students” themselves this summer, as they incorporate another technology tool into their arsenal to fuel learning and engage students at the local middle school. Principal Joy Schroerlucke provided new iPads and a “how to” book to each teacher, in order to stay ahead of the curve as Fulton County continues to advance its use of technology in schools. Since their release in April of 2010, Apple’s iPads have taken the U.S. by storm. Using iPads in the classroom continues to accelerate as educators see the benefits. “We wanted our teachers and students to reap the benefits of these innovative mobile devices as soon as possible,” said Principal Joy Schroerlucke. “We already leverage ActivBoards throughout the school. As a school of global classrooms, this is simply one more tool we can use to bring the world to our students.” For more information on how iPads are used in the classroom: http:// www.apple.com/education/ipad/
For more information about HSHSS visit www.hshss.org.
Local Students Work with Broadway Performers
O
n July 21-25, five students from Alpharetta and Johns Creek traveled to NYC with J. Paige Chambers Rutche, Co-Director of Chambers Performing Arts to work privately with Tony-Award winning choreographers, current Broadway performers, casting directors, and agents. This was a memorable and incredible experience for these students to be able to work with these legends one-on-one!
After a private class with AC Ciulla, Emmy winner and choreographer of Broadway’s Footloose, who had hired Paige many times in her career!
Showing the girls where Paige last performed, in The Producers, in the St. James Theatre.
August 2013 • Vol. 3 No. 8
After private class with Gayle Seay, Casting Director, giving tips on auditioning.
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Kids & Kay BACK TO SCHOOL FUN FACTS
I
t’s a funny thing about “facts” ~~ they can be manipulated by the user to make a point sound good or sound not so good! For instance….. how would you use the “fact” that by eating 8 grams (approximately 2 bars) of chocolate has been shown to boost brain power due to the Flavanols found in cocoa…..???? Here are more FUN Back to Schools FACTS:
• $7.7 billion was spent in the United States last year for back to school clothing.
• More than 120 billion Crayola brand crayons alone have been sold since 1903-enough to circle the Earth 200 times! By the age of 10, the average child will have worn down approximately 730 crayons!
• Approximately 480,000 yellow school buses will carry 25 million children to/from school daily.
• 41% of college students still bring home laundry for mom to do…… • Almost half of U.S. schools have reduced or eliminated recess
while 100% of U.S. schools have internet access, up from 50% with internet access in 1995.
• The
average classroom pencil can write approximately 45,000
words and can write just as well upside down, in zero gravity, or under water as at the school desk.
• Children drink an average of 31 gallons of milk per year. • Students who regularly eat breakfast scored 4.6 points higher on IQ
tests than students skipping breakfast due not only to food fueling the brain but also the interactions that occur in communicating with others at breakfast as well as the physical elements of eating re-energizing brain synapses.
• Only
30% of parents follow the advice of their pediatrician all the time. Advice on discipline is the #1 ignored advice followed by sleep practices and TV time.
• There
are approximately 7.2 million teachers serving 78 million students (pre-k through college) in the U.S. with the government spending an average of $10,489 per student annually.
Fact or fiction ~~ it’s time to go BACK TO SCHOOL! “Loving to Learn!”
Kay Paschal
Owner, Peachtree Park Prep
Local Athletes Win 6 T&T National Titles
S
tingrayTrampoline and Tumbling Team just returned from the US Trampoline and Tumbling Association’s (USTA) National Championship in Fort Lauderdale with 4 Team Awards and 6 individual championship titles. Twenty local athletes, ages 8-29 years old, traveled to the USTA National Championship to compete against over 1800 athletes and 134 teams from across the nation.
Mini Tramp; and Jack Grimsley, Boys 11-12 Sub-Novice Tumbling. Other notable achievements include Oliver Mullin, 3rd Place Elite in Double Mini-Tramp and overall 33 top-ten placements out of three events.
The Stingrays won four team titles: 2nd Place Sub-Advanced Boys Trampoline, 2nd Place Sub Advanced Boys Double Mini Trampoline, 3rd Place Sub-Advanced Girls Trampoline, and 3rd Place Elite Boys Double Mini Trampoline.
Athletes who finished top-ten in the nation include Remi DeLong (age 10), Kenley Diaz (age 9), Emily Dowling (age 15), Jean Fourie (age 10), Jack Grimsley (age 12), Alison Hu (age 11), Chloe Lamkin (age14), Macy Mannheimer (age 9), Joanna Russell (age 15), Nicole Shifrin (age 17), Will Simon (age 11), Audrey Smith (age 17), Chloe Wright (age 15), and elite athletes Alex Cordon (age 20) and Oliver Mullin (29).
Individual National Champions include Nicole Shifrin, Girls 17+ Sub-Advanced Tumbling; Audrey Smith, Girls 15-16 Intermediate Trampoline; Will Simon, Boys 9-10 Sub-Advanced Trampoline, Boys 9-10 Sub-Advance Tumbling and Boys 9-10 Sub-Advanced Double-
The sport of Trampoline and Tumbling, often referred to as T&T, is relatively unknown though quickly gaining national and international recognition. T&T includes four events: power tumbling, trampoline, synchronized trampoline, and double mini-trampoline.
(Back row l-r) Oliver Mullin, Alex Cordon, Nicole Shifrin, Jacina Hollins-Borges, Carly Swanson, Kreighton Nelson, Jack Grimsley, Allison Hu, Ema Jones, Jim Dowling. (Middle row, l-r) Remi DeLong, Macy Mannheimer, Yuto Nakagawa , Jean Fourie, Will Simon, Neely Claire Grimsley, Kenley Diaz. (Front row, l-r) Joanna Russell, Evelyn Johnson, Chloe Lamkin, Abbie Barnes, Emily Dowling, Talia Fourie, Audrey Smith. Not Pictured: Nea Sanders, Chloe Wright, Sarah Schutes
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Coach Jim Dowling waiting with 10-year-old Remi Delong on her score at Nationals.
Johns Creek, Alpharetta, Milton & Roswell
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With Acceptance Comes Peace
L
ife is about learning lessons. Most recently I learned: acceptance brings peace. My dad is in the process of dying and has refused the recommended treatment. Accepting his decision to forgo treatment has not been easy. However, it finally occurred to me that I was wasting time harassing him to get treatment, when I could just be enjoying the time we have left. Acceptance has brought me peace.
The precious time I recently spent with my dad took me back to when I began to accept him as a person. He is quite an intelligent man, always reading and writing poetry. In fact, he speaks almost in a poetic form. As a kid, his way of speaking and thinking was quite annoying. I would say “Dad, why can’t you just talk like a “normal” person? Be direct!” In spite of my attempts, he never changed. Once I accepted that my dad would never be the person I wanted him to be, we were more able to communicate and be friends. Acceptance has brought peace to our relationship. This is a great lesson for all relationships. Acceptance relieves you of the awesome burden of trying to change someone. When you accept people the way they are you spend your time enjoying them for the person they are, instead of getting into conflicts caused by your expectations of who we think they should be. Perhaps there is someone in your life that you need to accept?
Valerie Odom Cobbin, BA, MBA
Certified Master Hypnotherapist, Brighter Tomorrow Hypnotherapy 404-459-2705 www.brightertomorrowhypnotherapy.com
August 2013 • Vol. 3 No. 8
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Health & Wellness Life After Weight Loss Surgery
H
aving weight loss surgery can be truly life-saving, but it is still a serious commitment that requires permanent lifestyle changes. The following modifications are essential after having weight loss surgery.
Portion control
Weight loss surgery alters how much your stomach can hold at a time. Eating too quickly or too much can cause nausea and vomiting. After surgery, watch your portion sizes and eat smaller, more frequent meals throughout the day.
Committing to Nutrition
Because you have to eat smaller portions, your body may not get all the nutrients it needs from food. Take a daily multivitamin, and work with a nutritionist to create a balanced and personalized diet plan.
Follow-up with your surgeon Regular, life-long follow-up visits give your doctor the opportunity to spot nutritional deficiencies and evaluate you for any other potential complications. Working together, you can ensure success after surgery.
By Debbie Spamer, RN, BSN, CPAN, CBN bariatric specialist, Northside Hospital
Atlanta’s Most Preferred for Weight Loss Surgery Northside has been performing weight loss surgery for 30 years and is approved by the Metabolic and Bariatric Surgery Accreditation and Quality Improvement Program for meeting the highest standards of bariatric care. For information about Northside’s bariatric program, call (404) 845-5457 for Atlanta and Cherokee, (770) 292-4726 in Forsyth or visit www.northside.com/bariatric.
For all your skin care needs • Diagnosis & Treatment of Skin Cancer • Treatment of Skin, Hair Loss, Nail Diseases, Acne, Warts, Moles, Psoriasis, Eczema, etc. • Vbeam Vascular Laser for Rosacea and Treatment of Leg & Facial Veins • Laser Hair Removal (All Skin Types) • Sclerotherapy for Fine Leg Veins • Botox, Dysport, Latisse, Restylane, Radiesse, Juvederm & Chemical Peels We welcome Dr. Stephanie Gardner, MD & Kristin Gregory, PA-C to our practice.
6610 McGinnis Ferry Rd., Suite 200 Johns Creek, GA 30097
(Behind Panera Bread and Community Bank)
Gabrielle M. Sabini, MD Charles J. Douchy, MD Matthew J. Reschly, MD A. Damian Dhar, MD Stephanie S. Gardner, MD Anjana M. Patel, PA-C Sara A. Barr, PA-C Tracy Friedman, PA-C Stacey Olivier, PA-C Scarlett Melton, PA-C Kristin Gregory, PA-C Karly Kincaid, PA-C All Board Certified
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3850 Pleasant Hill Rd. Duluth, GA 30096
(Between Peachtree Industrial & Buford Highway)
3331 Hamilton Mill Rd., Suite 1106 Buford, GA 30519 (Across from the Kroger Shopping Center)
NORTH ATLANTA
DERMATOLOGY Adult & Pediatric Dermatology
www.naderm.com
770.814.8222
Johns Creek, Alpharetta, Milton & Roswell
Georgia’s trusted leader in radiology In radiology, it’s one thing to see; it’s another to understand. Northside’s expert team of board-certified radiologists and subspecialists are trained extensively to interpret general to specialized imaging—from pediatric MRI to digital mammography and interventional radiology of the spine. We combine exceptional care and the latest technologies, bringing our expertise to convenient locations throughout your community. Visit us online at www.northside.com.
Money Matters A Twist on Slow and Steady Investing
Y
ou know the old adage about slow and steady winning the race. In the stock market, it’s known as a buy and hold strategy. Investing for retirement is a marathon -- not a sprint.
Let’s take a look at the veracity of that wisdom. To do that, we’ll need to first add another type of risk to your vocabulary. This one is called “sequence of returns” risk. Have you heard of it? It’s not discussed as much as geopolitical risk, interest rate risk, longevity risk and others. To understand this type of risk, you need to know that it’s not just your “average rate of return” that’s important. It’s how and when you make those returns. Sequence of returns risk is the risk of earning lower, or even negative, returns early in an investment period when withdrawals are made. The order or the sequence of investment returns is a big concern for retirees who intend to live off investment income. When retirees begin withdrawing money from their investments, the returns during the first few years are crucial. What seemed like enough money could turn into less than you need if you don’t monitor those returns and reallocate when necessary. Two retirees with identical wealth can have entirely different financial outcomes, depending on when they retire. A retiree starting out at the bottom of a bear market will have better investing success in retirement than another starting out at a market peak, even if the long-term averages are the same. The reason: Low returns at the beginning of the period hurt your value more than low returns towards the end of the period. When you’re making more than you’re withdrawing, your portfolio value is increasing. If this happens at the beginning of retirement, it allows for more growth due to the compounding of interest. By contrast, if you are withdrawing more than you’re making, you are eating into principle and your portfolio won’t compound as much. The earlier this happens, the more money you will lose.
Let’s look at two investors. Alan and Bob, recent retirees, both invest $1 million for 10 years. They both average the same overall rate of return. Both earn 6% for the same period of time. They also both take out the exact same amount of money each year: $45,000. Both Alan and Bob are sticking to the slow and steady advice. They bought and held. Are they both left with the same amount of money at the end of 10 years? Probably not. Alan was left with $796,116. Bob, however, had $ 1,397,321, even though he averaged the exact same 6% over 10 years. Why? Bob had positive returns early in his withdrawal cycle, while Alan lost money in the very beginning of the withdrawal cycle. The more the returns are varied, the more the sequence matters. If you lose 30%, 16% and 15% in the first 3 years and then make 20% each year for the next 7 years, your compound average return over the 10year period is roughly 6%. Not bad, right? Wrong. Your portfolio will be worth $200,000 less than when you started (10 years prior). In contrast, you end up with $200,000 more than you start with if you are able to earn a steady 6% return each year. To reduce your risk of winding up like Alan, you must maintain steady, less volatile returns early in retirement. You can accomplish this through the virtues of diversification, and the bucket approach I talk about extensively on my show. Slow and steady is still good advice. But like most things in life, there’s often “more to the story”.
About Wes Moss: Certified financial planner Wes Moss is the Chief Investment Strategist at Capital Investment Advisors and host of “Money Matters” on Atlanta’s WSB radio. To reach Wes, visit www.YourWealth.com or call 404-531-0018 to schedule a meeting with one of CIA’s expert financial advisors.
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Technology
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6/26/13 5:30 PM
Is The Wrist Watch Due to Make Comeback?
W
earable technology got its start with the invention of the pocket watch in 16th century. In essence, the pocket watch was a functional, mechanical micro-computer, worn as a fashion accessory, which naturally calculated time and dates for the wearer’s convenience. Wearable Technology is evolving quickly, whether you realize it or not. The pocket watch evolved and was replaced by wrist watches. In most recent years, the wrist watch has been replaced by mobile phones when it comes to the function of telling time. The unfortunate thing is mobile phones are not as convenient to reference because they typically reside within a pocket, holster on your hip, or, in a purse. Mobile phones have the added disadvantage of being easily misplaced or lost.
considered heads-down displays (HDD), Google wants to deliver a heads-up display (HUD) based companion device called, ”Google Glass.” Still under development, Google Glass is a pair of glasses which use fighter pilot HUD technology to project information onto the glass, which makes the information appear to float in the air. This allows for quick and easy consumption of information without much effort. You will be able to interact or control the device via voice commands or control button located on the side of the glasses (select and change pages). Although there have been thousands of Google Glasses sold, the only recipients have been developers and technology reviewers. Google has not announced a date for public release of this new cutting edge wearable technology thus far.
For some notable technology companies, like Apple, Sony and new KickStarter funded startup called Pebble, this is seen as a problem that needs a solution. These companies hope they can be the one to fill the void on your wrist and provide the first “Smart Watch”.
If the technology companies of today have anything to do with it we are destined to be talking into our watches and our glasses. This is a perfect example of how life can imitate fiction. Star Trek, Star Wars and Dick Tracey are a few fiction movies that come to mind where wearable technology of this sort is heavily used.
The Smart Watch, in its first generation of release, is not designed to replace our smart phones but will act as a companion device. The concept with the first take on the “Smart Watch” is to tackle the convenience factor. Easy to consume messaging, time/date oriented tasks, events, location-based social media, or news alerts/notifications are delivered via a wrist bound device. Besides those core elements you will be able to touch-interact with your favorite apps (music, social media, etc) via the tiny display. Sony and start-up company Pebble have already released their first edition “Smart Watch” for public use. Rumor has it that Apple will have an iOS companion “Smart Watch” called the, “iWatch” or “iTime” before the end of the year.
Would you embrace wearable technology? I would like to hear your feedback, concerns, or reservations about the evolution of the smart devices we rely on each and every day. Email me: feedback@1USM.net
Google, on the other hand, has a totally different approach to wearable technology. Whereas, mobile phones and wrist-bound devices are
Todd Wahl
President/CEO Atlanta Technology Force, Inc. dba Unified Systems Management Toddw@1USM.net
August 2013 • Vol. 3 No. 8
Artist Rendering of what iWatch may look like.
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Food & Wine
W ! O N EN P O
The Fish House SEAFOOD • STEAKS
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CRAB CAKE S T HE BEST!
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770.674.7903
Serving Lunch and Dinner • 11am - midnight
12890 Hwy 9, Milton, GA 30005 (Hwy 9 & Windward Pkwy across from Walmart)
A Lovely Sparkler
B
lanc de Blanc (white of white) are wines made with a blend of various white grapes. The name is associated with sparkling wines. The Champagne regions’ blanc de blanc wines are made primarily with the chardonnay grape. The summer season and all of its lovely foods…. grilled vegetables, grilled chicken and light meats, pair very nicely with most blanc de blanc sparklers. Take the one that I found recently in one of most unlikely places, a butcher’s shop, DA Butcher Shop in Alpharetta to be exact. You find the most interesting things while waiting for a slab of ribs. Anyway, Jacqueline Brut is what I found, a blanc de blanc sparkling wine that has a lovely name and a lovely taste. Made with three white grape varieties; folle blanche, ugni blanc and chenin blanc. Jacqueline Brut is produced in the Cognac region of France which explains the flavors and aromas reminiscent of a region famous for brandy; fresh apples and pears. This is not a sweet wine hence the word “brut” in its name, but fruity none the less. It paired gloriously well with the barbequed ribs made from the meat purchased at the butcher shop (butcher shops are back I should note). Try this sparkler and here’s the homemade barbeque sauce recipe used for the ribs: 1 1/2 cups ketchup 1/2 cup packed dark brown sugar 3 medium garlic cloves, finely chopped 3 tablespoons cider vinegar 3 tablespoons Worcestershire sauce 1 1/2 teaspoons paprika 3/4 teaspoon freshly ground black pepper 1/4 teaspoon celery salt 1/2 cup water Combine all ingredients in a small saucepan over medium heat. Bring to a boil, stirring until ingredients are completely incorporated. Reduce heat to low and gently simmer until flavors have melded and sauce has thickened enough to coat the back of a spoon, about 30 to 40 minutes. Remove from heat and let cool to room temperature. If not using right away, cover and refrigerate for up to 2 weeks.
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Enjoy! Jacqueline Chambliss, FWS Jacqueline is a wine appreciation consultant, a French Wine Scholar (FWS) and Wine and Spirit Education Trust (WSET) educated. www.theeuropeanwinetable.com 678-923-0984
SCAN WITH YOUR SMART PHONE
Johns Creek, Alpharetta, Milton & Roswell
Restaurant Review Kitchen of Atlanta in Johns Creek “Quality & Flavor”... I Love This Place!
D
on’t let the name fool you because these guys don’t sell kitchens, but they do serve up some of the finest burgers and tastiest treats I’ve had in a long time.
The guys at KOA were quick to tell me that they are so much more than just burgers, but then again if you’re looking for a juicy handmade never frozen 1/2 lb burger that needs at least two napkins then you have to check this place out. I ordered the Bacon & Egg burger which was grilled to perfection and topped with freshly cooked and crispy Apple Wood Smoked Bacon, a fried egg, lettuce, tomato and some pretty tasty fries that all came together perfectly for only $8.25. You also need to try their grilled chicken sandwich that actually uses a real chicken breast and not that grounded up stuff that we usually see in restaurants at this price point. Top it off with the same Apple Wood smoked bacon, fresh lettuce, tomato, Swiss cheese, Avocado and their own homemade chips and you have one of the best chicken sandwiches in town. Grilled Chicken Sandwich
Bacon & Egg Burger
HUB APPROVED We’ve also had their Fish & Chips and the first thing my partner AnneMarie and I noticed was this wasn’t your average order of Fish & Chips. What came out was four nice sized hand cut, hand battered Grouper filets accompanied by their homemade chips and steamed vegetables. I’ve never had Grouper with an order of Fish & Chips but it was a perfectly suited for today’s health conscious person who still wants to treat themselves without all of those extra calories. I’m doing my best to try and eat my way through their entire menu but the one thing remains constant is KOA’s commitment to “Quality & Flavor”. While a lot of restaurants are trying to find a way to cut costs KOA has decided to buck the trend by serving up a level of quality that’s not usually associated with restaurants like this. So make your way over to Johns Creek Walk (Medlock Bridge just north of Abbotts Bridge) and order anything that catches your fancy because you can be sure that whatever you get will be prepared to a standard we call HUB APPROVED!
Kitchen of Atlanta
11030 Medlock Bridge Rd. Ste 240 Johns Creek, GA 30097 Located in Johns Creek Walk near Abbotts Bridge Rd & Medlock Bridge Road.
770-687-2360 www.kitchenofatlanta.com
By Mark Penstone Editor & Publisher, The Hub Media Group mark@thehubga.com 770.643.9399
Here We Grow! Positively Re freshing
We’re looking for someone special to help us launch Hub #2
W
e are seeking an outgoing person who enjoys interacting with local businesses, organizations and people within the communities we serve. This is first and foremost a Sales & Marketing position with the goal of running Hub #2 within 6 months.
We’re not looking for former editors, writers etc. we’re looking for someone who wants to use their Sales & Marketing experience to help our advertising partners grow their business because our success is directly related to theirs. True sales professionals know that the only way to make real money is to get a piece of the action and that exactly what we’re offering. So if you possess the drive, experience and enthusiasm to be successful then please send us your resume!
Mark Penstone, Publisher mark@thehubga.com
We Also Need Distribution Professionals The second most important job at The Hub is getting our magazine into the hands of our new and faithful readers. At present we have an opening for an outgoing personable person to represent The Hub two days every month. You’ll need a car and have the ability to carry a bundle of magazines that weigh about 30lbs each. For more information please send me an email and I’ll get in touch with you.
August 2013 • Vol. 3 No. 8
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New Business Spotlight Hut no. 8 Celebrates Grand Opening
O
n July 20th, Hut no. 8 in Johns Creek celebrated their Grand Opening. Smokin Grill BBQ in Johns Creek catered the event, Brooke Adee from Lambert High sang acoustic guitar and Chelsea Lewis from State Farm supported the opening. The Grand Opening kicked off with an official red ribbon cutting ceremony courtesy of the Johns Creek Chamber. About 200 shoppers visited throughout the day.
C
herokee Women’s Health Specialists is pleased to announce the opening of their Roswell location and the arrival of Dr. Curt Misko, a nationally recognized female pelvic reconstructive surgeon specializing in vaginal rejuvenation, female urinary incontinence and pelvic reconstruction. “Dr. Curt Misko is not only a highly skilled surgeon but more importantly, a person of faith and service; proudly serving our nation’s military for his entire adult life, retiring at the rank of Lt. Colonel in the U.S. Army. Dr. Misko provides the care for our patients we want provided for our wives, moms, sisters and daughters,” stated Dr. Litrel, Managing Physician at Cherokee Women’s Health. Cherokee Women’s Health has served patients in the Woodstock and Canton areas for almost 20 years. Now with an OB/GYN office in Roswell, Dr. Misko and Dr. Litrel look forward to serving the Roswell and Atlanta community.
Dr. Curt Misko
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1305 Hembree Road, Suite 202, Roswell www.cherokeewomenshealth.com 770.720.7733
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t n e m e v o r p m I e The Hub’s Hom Ethanol and Today’s Fuels vs. Small Engines
I
ts price changes every day for no apparent reason. You probably get more frustrated with it than any other product or service that you have to purchase, but you threw in the towel long ago and accepted it as a necessary evil. Gasoline. We all despise it, but most of us have to use it one way or another. This article will not try to convince you to buy a battery-powered car or a hybrid. I just care about your lawn equipment! If you have not heard, Ethanol is in our fuels. Because of it, you have to develop a new mindset about how you use and store gasoline for small engines. We call it “healthy fuel hygiene.” Ethanol is bad for rubber and plastic components that are in most small engines. Ethanol separates from the gasoline and starts to attract moisture. Moisture in your engine is not good. Almost daily, we see equipment being dropped off for repair of damage that was caused by marginal gas. Bad gas is one thing, but marginal fuel isn’t even gas anymore. It starts with knowing. Understand the problem and take the proper steps to increase the health and life of the small engines that operate your lawn mower, string trimmer, edger, chainsaw, generator and more. For more information on ethanol related problems with small engines... specifically in outdoor power equipment, check out howardbrothers.com/ethanol. Andy Darnell Manager of Marketing and Communications Howard Brothers
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August 2013 • Vol. 3 No. 8
From de-cluttering to pricing to SOLD! Kate Boccia cell 678.849.5836
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My team of experts will guide you every step of the way!
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The Hub’s Home Improvement
I’m selling a home every 8 days...
YOURS COULD BE NEXT!
Call me today to make your next move...404-918-7112 SOLD
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Make Your Offer a Winner
A
tlanta is experiencing a change in the housing market due to low inventory and rising interest rates. Multiple offers and bidding wars are back. If you find yourself competing against another buyer for the perfect home there are a few sure fire ways to make your offer more attractive. A strong purchase price is a factor, but there are other key strategies that make your offer stand out. 1. Send a preapproval letter with the offer. Having a credit approval ahead of time shows that you are reliable and committed to the purchase. 2. Keep the contract as clean and clear as possible. Don’t ask the seller for a lot of concessions such as closing costs or items left in the home with the sale.
SOLD
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Jane McAuley®
CMMS,CMRS, Previews Property Specialist, Million Dollar Club
Cell: 404-918-7112 jane.mcauley@cbatlanta.com www.janemcauley.com
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ACT CONTR UNDER
3. Make the deal close at a time that works for the seller. Find out the seller’s time line for moving. If they want a quick sale, set your closing for as soon as the lender will allow. If the seller hasn’t found a new home, offer to close quickly and rent back for a month until they do. 4. Use an experienced and smart real estate agent to submit the offer. An agent that understands the market value in that area and has fought this fight before can be invaluable in getting you into the home of your dreams. Jane McAuley is a top producer with Coldwell Banker specializing in North Fulton.
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Are you an athlete with tired, heavy, achy legs? Your hurting legs could be from training for the race – muscle aches or joint pain. But that pain could also be caused by something called venous insufficiency.
When valves in leg veins don’t work properly, blood flows backward, making
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Don’t let varicose veins, spider veins, or tired, achy legs keep you from feeling good and looking good. Get your legs done!
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