The 50+ Show Magazine £2
Where
sold
E
M M A R G PRO
A-Z list
BIRMINGHAM NEC HALL 3A
6-7 DEC 2013
COMPETITIONS and SHOW OFFERS
50w+
The
RS
EXHIBITO
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HEALTH FINANCE TRAVEL
Is there something
BIG
you’re ignoring?
Retirement planning perhaps? Whether there’s some way to go before you retire or you are already retired, advisers from Prudential Financial Planning will be on hand to help you with any questions or concerns that you may have. You're welcome to come along to our stand to chat about your retirement aspirations. We look forward to seeing you there. Oh, and look out for the elephant in the room. You can’t ignore it and you could win a safari trip for 2! Competition terms and conditions apply, visit the Prudential stand for full details.
www.pru.co.uk
CONTENTS W
elcome to The 50+ Show Magazine and Show Guide for The new 50+ Show in Birmingham in December 2013. We hope that you have a positive, re-energising and inspirational day out at The 50+ Show this year. The 50+ Show takes place in Manchester in March, in London in July, in Exeter in September, in Glasgow in November and here in Birmingham in December. In this magazine you’ll find features on finance, health and more. If you’d like to try our chamber pot hunting competition and be in with a chance to win £25 in M&S vouchers, please take our quick online survey questionnaire before 13 December. We hope that you’ll tell us what you thought of the show - we really do read every single questionnaire that we receive back. We’d love to read your feedback to help us make the show even better next time. On behalf of the whole organising team, we hope that you enjoy both this 50+ Show Magazine and The 50+ Show in Birmingham! Robert McCaffrey Editor
Robert McCaffrey Editor, Show director rob@50plusshow.com Reina Villanueva reina@50plusshow.com
Deputy editor
Claire Humphries claire@50plusshow.com
Associate editor
David Thomson david@50plusshow.com
Sales executive
Jane Donaldson jane@50plusshow.com
Sales executive
Sally Hope Administration admin@50plusshow.com Paul Brown Commercial director paul.brown@50plusshow.com Sonal Patel Administration sonal.patel@50plusshow.com
3 irmingham-201 address: 0-plus-show-b On-line survey /5 /s om .c dy polldad http://propubs.
4
50+ Show floor plan
5
50+ Show A-Z of exhibitors
Where to find the exhibitors you are looking for!
PROGRAMME & PERFORMER PROFILES
6
Show programme and information
At-a-glance programmes for Friday and Saturday...
10
Performer profiles
12
Featured exhibitor profiles
18
Competitions and show offers
Just for fun, we have hidden a number of chamber pots throughout the 50+ Show Magazine: can you find them all? There are more than 10 but fewer than 20. Answers in our online questionnaire, please!
50+ SHOW PHOTOGRAPHY AND WRITING COMPETITION WINNERS
20
Photography competition winners
26
True story: Pommies go home by Sheila Field
MONEY MATTERS
28
How to get the most from your pension savings
HEALTH
30
How to remain active with arthritis
32
SIMPLES - How to make some easy changes that will help protect your
heart health
34
Loving food and hating waste plus recipes from Chef Richard Fox
TRAVEL The 50+ Show Magazine is published by PRo Publications International Ltd First Floor Adelphi Court 1 East Street Epsom, Surrey, KT17 1BB Tel Fax
01372 743837 01372 743838
The 50+ Show Magazine
36
A Winter Bohemian Break in Prague
PUZZLE
38
Puzzle - Two sets of clues to the same answers!
Visitors are advised to satisfy themselves as to the bona fides of the exhibitors prior to finalising any transactions. 3
Dec 2013
Show plan Park Homes
Cafe area Main Stage
Health
Beauty Zone
Cookery Theatre
Seminar Theatre 2
Craft Zone
Climbing Wall
Seminar Theatre
Dance Floor
50+ Show
E8
Gemini Professional Financial Group
E9
Retirement Today Magazine
E11
Abena UK Ltd
B5
Girlings Retirement Rentals
F1
Robinsons Holidays
E15
Action on Hearing Loss
E6
Group Leisure Magazine
Roofsure Ltd
A16
Rose in Vale Country House Hotel
C13
Acumag E10
Guide Dogs
Adjustamatic Beds
F7
Holt Hearing & Balance Services Ltd
Age UK
E1
Home Health Hove
Ahmed’s Leathers Ltd
G19
Arthritis Research UK
B4
House of Fraser
D10 C1 A11
RSPB E14
D3
Scott Arms Dental Practice
B1
Beauty Zone
Shropshire Star Attractions
E12A
Housing 21
A12
Silver Travel Advisor
Backjoy E20
Independent Traveller
E19
Solar Fusion
G13
BBC Birmingham Tours
Instantel Beauty
A7
Solar Time UK
C2
C7
E3
Berkeley Parks
F12
Israel Ministry Of Tourism
D7
Soldiers Off The Street
Book People
B10
Jet2.com / Jet2holidays
D8
SoleMates B11
British Heart Foundation
C17
Johnsons Coaches & Brend Hotels
C12
Sparklebright G20
BT F3
JSJ Products
G21
Specsavers C6
Cancer Research UK
KFAMoves
G4A
Stately Albion
P1
Key Retirement Solutions
F14
Stroke Association
E4
Lepicol (Protexin)
B12
Teme Valley Beds
A17
Collette C9
Macmillan Cancer Support
B15
Tingdene Parks
F10
Commonwealth War Graves Commission
Marie Curie Cancer Care
Christian Guild Holidays Churchill Retirement Living
Health Zone E15A E7 F13
C3
C4
Microfibre Boxes
Cyclo-ssage Ltd
A9
My Care My Home
B7
Tunisia Tourism
Daisy’s Jewels & Crafts
F6
Nationwide e-Bikes
D2
U3A
E5
Craft Zone
Townswomen’s Guild
D10A
Country Cousins
Decopatch
F4A
TLH Leisure Resort
A13
C5 E12
Oakdale Beds
G10
Vegetarian for Life and The Vegetarian Society
B8
B13
West Somerset Railway and Exmoor
C8 D1
Diamond Shortbreak holidays
E21
Pain Pod
Discover Dudley & Ruskin Glass Centre
C18
Pensions Advisory Service
F4
Will Services Scotland
Easy Mops
G16
Perfect Profiles Ltd
B9
Wyldecrest P2
Forever Living
G14
Pieroth Ltd
B6
Yorkshire’s Coast
B2
Prudential
D4, D5
Fortina Spa Resort
C10
Exhibitors
COMPETITIONS
FRIDAY - 6 Dec Seminars
10.00 - 12.15
Start time
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Prudential Seminar Theatre
Seminar Theatre 2 10.15 - 10.45 SOCIAL ISOLATION Richard Shaw, Development Director, Age Concern Birmingham
10.30 - 11.00 v TOP TIPS FOR RETIREMENT PLANNING FROM PRUDENTIAL Rob James, Prudential
11.00 - 11.30 HOW TO REMAIN ACTIVE AND DOING THE THINGS YOU LOVE Kathryn Leverett and Emma Macdonald, Arthritis Research UK
11.30 - 12.30 YOUR MONEY MATTERS PANEL Dr Robert McCaffrey, 50+ Show Director Steve Davison, Prudential Simon Primmer, The Pensions Advisory Service Mark Greveson, Birmingham Settlement Jason Moore, Gemini Professional Financial Group
health
11.45-12.15 MIDRIFF MISERY: Top tips on how to fight the flab at 50+ and rediscover your waistline - Fiona Kirk, author of Eat, Live & Lose the Flab
14.45 - 16.30
12.15 - 14.45
finance
13.00 - 14.00 GARDENING QUESTION & ANSWER TIME Phil Aubury, Horticultural Advisor and former Director of Birmingham Botanical Gardens Darren Rudge, Landscape & Garden Designer Ingrid Millington, Director, Hillview Hardy Plants Pauline Pears, Organic Gardening Advisor, Garden Organic
12.30 - 13.00 LET MY CARE MY HOME GUIDE YOU THROUGH THE MAZE OF FINDING AND FUNDING CARE. One Million sell their homes, how will you pay for your care? Richard Perry, Business Consultant, My Care My Home
gardening
14.15 - 14.45 v TOP TIPS FOR RETIREMENT PLANNING FROM PRUDENTIAL Rob James, Prudential
14.00 - 14.30 CHOOSING YOUR FIRST CRUISE Jennie Carr, Silver Travel Advisor
15.00 - 15.30 GROWING FOOD AT HOME & WITH OTHERS. Ways to stay fit and keep healthy Chris Blythe, The Conservation Volunteers
14.45 - 15.15 KEEPING FINANCIALLY FIT IN AN AGE OF AUSTERITY. A seminar for those who want to keep their financial budget healthy and slim down their debt. Mark Greveson, Birmingham Settlement
15.45 - 16.15 BEGINNER’S PHOTOGRAPHY Pete Ashton, The Photo School
15.30 - 16.00 SOUTH AFRICA THE RAINBOW NATION - tips and ideas to get the best out of this destination Malcolm Peasnall , Product Director, The Independent Traveller
v Signed by a BSL Interpreter The 50+ Show Magazine
13.15 - 13.45 v CREATING A SECURE FUTURE FOR YOU AND YOUR FAMILY - Gary Metcalf, Director & Independent Adviser, Gemini Professional Financial Group
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Dec 2013
Show programme
Cookery Theatre
11.30 - 12.15 v COCKTAIL MIXOLOGY MASTERCLASS Jonathan Hughes, J and Jay Events
Main Stage
10.15 - 11.00 TAI CHI with Neil Rankine
10.30 - 11.00 50+ Fashion Show
10.00 - 12.15
10.15 - 11.00 GLORIOUS GAME: It’s the season! TV Chef Richard Fox
Dance Floor
Start time
Features 11.15 - 12.00 KFAMoves
11.15 - 11.45 Jeanie Barton Jazz Trio Experience a mix of BodyMoves, DanceMoves and FitMoves with teachers Frances Dickins and Tonia Gabriel. See how fun it can be to feel more flexible and fitter from head to toe and from hips to fingertips.
12.00 - 12.30 50+ Fashion Show with House of Fraser
www.jandjayevents.co.uk
14.00 - 14.45 GOURMET WINTER WARMERS Chef Ross Parnall, Head Chef and Co-owner of Eat Bohemia Restaurant
www.eatbohemia.co.uk
fashion
dance!
13.15 - 14.00 KFAMoves Try our whole body workout experience. Teachers Frances Dickins and Tonia Gabriel show you how to increase your energy levels through an engaging mix of BodyMoves, DanceMoves and FitMoves. Discover the fun side of fitness! 14.15 - 15.00 Zumba® Gold-Toning
15.15 - 16.00 Cha Cha Cha with Thomas O’Flaherty
13.00 - 13.30 SOUND OF THREE SPIRES A Barbershop Chorus 13.45 - 14.30 FREE PRIZE QUIZ! Come along and test your knowledge. Winner will win a £25 Marks & Spencer gift card.
14.45 - 16.30
15.15 - 16.00 v RISOTTO MADE EASY Chef Neil Sheppeck, chefneil.net
Zumba Gold® with Jolene Speake
12.15 - 14.45
culinary 12.10 - 12.50
12.45 - 13.30 THE BEER CHEF! TV Chef Richard Fox
14.45 - 15.15 Jeanie Barton Jazz Trio
music
15.30 - 16.00 50+ Fashion Show with House of Fraser
v Signed by a BSL Interpreter The 50+ Show Magazine
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Dec 2013
COMPETITIONS
SATURDAY - 7 Dec Seminars
10.00 - 12.15
Start time
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Prudential Seminar Theatre
Seminar Theatre 2
10.30 - 11.00 TOP TIPS FOR RETIREMENT PLANNING FROM PRUDENTIAL Rob James, Prudential
10.15 - 10.45 v GETTING THE BALANCE RIGHT: Nutrition for older vegetarians and vegans. Includes general healthy eating advice and tips on nutrients to take special care over in a care setting. Amanda Woodvine, Vegetarian for Life
11.30 - 12.30 YOUR MONEY MATTERS PANEL Dr Robert McCaffrey, 50+ Show Director Representative from Prudential Simon Primmer, The Pensions Advisory Service Mark Greveson, Birmingham Settlement Amanda Reid, Gemini Professional Financial Group
11.00 - 11.30 HOW TO REMAIN ACTIVE AND DOING THE THINGS YOU LOVE. Kathryn Leverett and Emma Macdonald, Arthritis Research UK
13.00 - 14.00 GARDENING QUESTION & ANSWER TIME Phil Aubury, Horticultural Advisor and former Director of Birmingham Botanical Gardens Darren Rudge, Landscape & Garden Designer Ingrid Millington, Director, Hillview Hardy Plants Pauline Pears, Organic Gardening Advisor, Garden Organic
12.30 - 13.00 LET MY CARE MY HOME GUIDE YOU THROUGH THE MAZE OF FINDING AND FUNDING CARE. One Million sell their homes, how will you pay for your care? Jeremy Nixey, CEO, My Care My Home
health
11.45-12.15 MIDRIFF MISERY: Top tips on how to fight the flab at 50+ and rediscover your waistline Fiona Kirk, Author of Eat, Live & Lose the Flab
14.45 - 16.30
12.15 - 14.45
finance
gardening
14.15 - 14.45 v TOP TIPS FOR RETIREMENT PLANNING FROM PRUDENTIAL Rob James, Prudential
13.15 - 13.45 v CREATING A SECURE FUTURE FOR YOU AND YOUR FAMILY - Peter Berwick, Gemini Professional Financial Group 14.00 - 14.30 DIFFERENT TYPES OF CRUISING Jennie Carr, Silver Travel Advisor
15.00 - 15.30 GROWING FOOD AT HOME & WITH OTHERS. Ways to stay fit and keep healthy Chris Blythe, The Conservation Volunteers
14.45 - 15.15 KEEPING FINANCIALLY FIT IN AN AGE OF AUSTERITY. A seminar for those who want to keep their financial budget healthy and slim down their debt. Mark Greveson, Birmingham Settlement
15.45 - 16.15 BEGINNER’S PHOTOGRAPHY Pete Ashton, The Photo School
15.30 - 16.00 HOW LASTING POWER OF ATTORNEY CAN PROTECT YOU Polly Banwell, Will Writing Services
v Signed by a BSL Interpreter The 50+ Show Magazine
8
Dec 2013
Show programme
Cookery Theatre
Dance Floor 10.15 - 11.00 TAI CHI with Neil Rankine
Main Stage 10.00 - 10.30 50+ Fashion Show
11.15 - 12.00 KFAMoves
11.30 - 12.15 v GOURMET WINTER WARMERS Chef Ross Parnall, Head Chef and Co-owner of Eat Bohemia Restaurant
10.40 - 11.10 ROCK CHOIR! Reduce any stress you have and increase your energy levels with BodyMoves, DanceMoves and FitMoves with teachers Jo Finnegan and Shirley Shergold. Guaranteed to lift your spirits, strengthen your muscles and keep you smiling.
11.15 - 11.45 SOUND OF THREE SPIRES A Barbershop Chorus
12.45 - 13.30 THE BEER CHEF! TV Chef Richard Fox
12.10 - 12.50 Zumba Gold® with Jolene Speake
12.00 - 12.30 50+ Fashion Show with House of Fraser
14.00 - 14.45 COCKTAIL MIXOLOGY MASTERCLASS Jonathan Hughes, J and Jay Events
13.15 - 14.00 KFAMoves Try our whole body workout experience. Teachers Jo Finnegan and Shirley Shergold show you how to increase your energy levels through an engaging mix of BodyMoves, DanceMoves and FitMoves. Discover the fun side of fitness!
music
10.00 - 12.15
10.15 - 11.00 GLORIOUS GAME: It’s the season! TV Chef Richard Fox
Start time
Features
www.eatbohemia.co.uk
www.jandjayevents.co.uk
14.15 - 15.00 Zumba® Gold-Toning
15.15 - 16.00 Cha Cha Cha with Thomas O’Flaherty
v Signed by a BSL Interpreter The 50+ Show Magazine
9
fashion
12.45 - 13.15 ROCK CHOIR
13.30 - 14.15 FREE PRIZE QUIZ Come along and test your knowledge. Winner will win a £25 Marks & Spencer gift card.
14.45 - 16.30
15.15 - 16.00 RISOTTO MADE EASY Chef Neil Sheppeck, chefneil.net
dance!
12.15 - 14.45
culinary
14.30 - 15.00 50+ Fashion Show
ce with An audien t 3.15pm RRIS a ANITA HA Dec 2013
FEATURES Get crafting at The 50+ Show Craft Zone!
See the colourful display by Decopatch.com
Why not come and try a great way of covering almost any object using special coloured papers and glue varnish. Using Decopatch, you can cover wood, ceramic, glass, plastic, carboard, metal, you name it! The talented and helpful Decopatch team will let you try and have a go for free. There’s no need to book a place, just turn up on the day.
See Anita Harris perform live at The 50+ Show on Saturday 7 Dec at 3.15pm Anita Harris has had a breath-taking career spanning over fifty years which started when as a 15 year old she was spotted on a London ice rink. She was then whisked away to Las Vegas to appear, three times a night, in a top revue. Returning to the UK, she went on to work with The Cliff Adams Singers, appear in two Carry On films, grace the top of the pop charts, become a pantomime legend as Peter Pan, star in Cats in the West End for 13 years and feature in 7 Royal Command Performances. Anita is currently presenting her new one woman touring show, Curtain Up, Light the Lights!!!
An audience with Anita Harris is a wonderful cocktail of song, glitz, chat and humour. She will perform songs that have made her into one of the country’s best loved stars! Gardening Question & Answer time each da y from 1pm to 2pm at The Pr udential Seminar Thea tre.
THE CHEFS at The 50+ Show Cookery Theatre
an How to be
Evecrhyednay Kitagician M
Fabulous food for
almost free
RICHARD FOX
Come and meet the staff from Cancer Research Roadshow UK who will be carrying out very simple health checks. They will run BMI, smokerlyzer and blood pressure checks. A BMI entails calculating a person's Body Mass Index by weighing them, measuring waist size, and comparing these with heights. A smokerlyzer test entails the user exhaling into a handheld machine with a tube, which reads the levels of oxygen in the lungs.
The 50+ Show Magazine
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See the talented Chef, Mr Richard Fox, at The 50+ Show Cookery Theatre. Richard is an award-winning writer, beer and food writer, cook book author and TV chef presenter. Richard’s expertise in the world of food and drink has made him a favourite personality for hosting and demonstrating at gourmet events around the world. He has appeared on UKTV Food, Saturday Cooks on ITV, The Good Food Show on BBC Radio 4, to name but a few. Richard is currently touring the country performing cooking demonstrations on the theme of ‘Love Food, Hate Waste’. Grab a copy of his book entitled ‘How to be an everyday kitchen magician’ – ‘fabulous feasts for almost free’!
Neil is a self-taught chef, taking inspiration from the restaurants he has worked in. Each summer, he manages restaurants at events such as Royal Ascot, The Open Golf, Hampton Court Flower Show, Lord’s Cricket Ground etc. He has been the General Catering Manager for Opera Holland Park, Gypsy in the Field Festival, and most recently the Brasserie, and Champagne and Seafood restaurants in the Olympic Park. He has worked with Albert Roux, and cooked for or served Her Majesty The Queen, David Cameron, John Major, Richard Branson, Sir Tim Rice, David Attenborough, Tony Blair, Peter O’Toole, Chris Evans and Will Carling, amongst others.
10
Neil Sheppeck chefneil.net
Dec 2013
FEATURES
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BEAUTY ZONE WHAT’S ON THE CATWALK
THE BEAUTY ZONE
Relaxation is on offer at the Beauty zone with House of Fraser, where visitors can enjoy a beauty treat, courtesy of experts in make-up and skin care, who will be delighted to demonstrate the tips and tricks of the trade as well as introduce beauty essentials.
Fashion show featuring real models, professionally styled and choreographed by Mandy White of White Event Management. Clothes supplied by: House of Fraser - Corporation St, Birmingham, West Midlands B2 5JS
The Sound of Three Spires - Coventry Barbershop Harmony Sound of Three Spires is a group of about 50 men based in Coventry who enjoy singing four-part a capella harmony in the Barbershop Style. They like to sing for fun, to improve their singing abilities and to entertain people. They are a member of a bigger national family of Barbershop singers called the British Association of Barbershop Singers (BABS) which has over 2000 members in the UK and which provides a wide range of training and education.
Watch them perform live on The 50+ Show Main Stage on Friday 6 Dec. at 1pm and on Saturday 7 Dec. at 11.15am. For more information about Coventry Barbershop Harmony Club, visit: http://www.coventrybhc.co.uk
Work it, Feel, Dance it, Shake it, Groove it… Move it to the Rhythm.
If you love exercise, fitness, movement and dance, come along to any, or all, of our eight sessions in The 50+ Show dancefloor. Experience for yourself a little of our diversity and a lot of fun! KFAMoves is a UK based movement, dance and fitness organisation that promotes and develops fitness of the whole body. Class members of all ages and abilities are encouraged to work at their own pace, let themselves go, find their inner creativity and have a good time. Our Class Brands are: FitMoves, DanceMoves, BodyMoves, Seated, MatureMoves, CreativeMoves and YouthMoves. So a KFAMoves class could be just what you’re looking for. Our classes are fun and effective exercise, movement and dance fitness workouts, which will lift your spirits and strengthen your muscles and core. The skills you develop in class will ensure your energy levels increase, your agility, stamina, strength and reaction times improve and therefore greatly enhance your everyday life. Your KFAMoves class is as hardworking, physically challenging and as stimulating as you want it to be. Class members ages range from children, young adults, across all age groups and up to 90+. Inclusivity and diversity is what we are about!
Come along to stand G4a, near the dancefloor; we’ll find a class near you. Become a KFAMoves member today and get a free tee-shirt or bag, while stocks last! s, positive , inspiring happines ng gi sin n tio na e th ok a Rock Choir is getting sted in joining can bo re te in ne yo An t. iri ity sp ross the UK. energy and commun Choir’s locations ac ck Ro of y an at n io free taster sess ation. r.com for more inform Main Stage on Visit www.rockchoi
Show perform on The 50+ See the Rock Choir . .40am and 12.45pm Saturday, 7 Dec at 10
The 50+ Show Magazine
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Dec 2013
Featured exhibitors BERKELEY PARKS Stand F12
BRITISH HEART FOUNDATION Stand C17
With over 58 years experience in developing park home living, Berkeleyparks are the nation’s choice for park homes. 46 parks, mostly for retirement, from 29 to 380 homes, throughout 20 counties of England and Wales offering a relaxed quality of life with a wide choice of locations to choose, whether in the town or countryside or by the sea. Homes available from all leading manufacturers built to your own specification or our quality new show homes ready for early occupation
Start living a heart-healthy lifestyle by joining Heart Matters – the British Heart Foundation’s (BHF) FREE membership service. As a member, you’ll get: a membership pack that includes a tape measure & recipe folder, our bi-monthly Heart Matters magazine, access to our online healthy eating tools, community discussions and support emails, and support from our friendly Heart Matters helpline. Join Heart Matters at stand C17 and get a free BHF pill box.
Telephone: 01935 862079 Email: sales@berkeleyparks.co.uk Web: www.berkeleyparks.co.uk West Coker House, West Coker, Yeovil, Somerset, BA22 9BW
Telephone: 020 7554 0000 Email: heartmatters@bhf.org.uk Web: bhf.org.uk/heartmatters Greater London House, 180 Hampstead Road, London, NW1 7AW
CHURCHILL RETIREMENT LIVING Stand E7
COMMONWEALTH WAR GRAVES COMMISSION Stand F13
Churchill Retirement Living is a well established, family run company, most recently voted the UK’s Most Outstanding Retirement Housing Operator, for the fifth consecutive year, by the Over 50’s Housing Awards. Churchill Retirement Living specialises exclusively in developing purpose built apartments and is committed to providing the best lifestyle choice for an independent, safe, secure and fulfilled retirement. Visit us at stand E7 and enter our prize draw competition to win an overnight stay and afternoon tea for two at The Ritz London.
The CWGC commemorates 1.7 million members of the Commonwealth forces who died during the two world wars, maintaining their graves and memorials in 153 countries, in over 23,000 locations. Commission staff will be on stand F13 to answer questions and undertake traces of individual casualties using a searchable on-line database. A wide range of free information sheets will also be available.
Telephone: 0800 808 9765 Email: enquiries@churchillretirement.co.uk Web: www.churchillretirement.co.uk Millstream House, Parkside, Ringwood, BH24 3SG
COUNTRY COUSINS Stand C4 At an age in life when familiarity and routine are wholeheartedly embraced, home is where you want to be, whatever it takes to maintain your precious independence. That’s why 24-hour, private, live-in care, through Country Cousins is becoming a popular and more affordable choice for those elderly or disabled people who can no longer cope with living at home. A live-in, caring ‘Cousin’ will provide continuity and companionship, with all the comforts of home, where life can go on with a reliable normality. Telephone: 0844 209 2646 Email: info@country-cousins.co.uk Web: www.country-cousins.co.uk 9B Piries Place, Horsham, West Sussex, RH12 1EH
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Telephone: 01628 507200 Email: casualty.enq@cwgc.org Web: www.cwgc.org 2 Marlow Road, Maidenhead, Berkshire, SL6 7DX
GEMINI PROFESSIONAL FINANCIAL GROUP Stand E9 Award winning Gemini Professional Financial Group provides professional, unbiased Pension and Retirement advice, Financial planning and Estate Planning advice. Gemini Wealth Management, our Financial Services division has combined adviser experience of over 300 years and, this year, has been ranked in the Top 50 Advisers in the UK by FT Adviser Magazine and Matrix Solutions. Gemini are presenting in Seminar Theatre 2 on both days of the show as well as running a number of competitions on our stand. Join us on Stand E9. Telephone: 0800 255 0123 Email: info@gemini-pfg.com Web: www.gemini-pfg.com Gemini House, 71 Park Road, Sutton Coldfield, West Midlands, B73 6BT
Dec 2013
Featured exhibitors GIRLINGS RETIREMENT RENTALS Stand F1
GROUP LEISURE MAGAZINE Stand D10 The UK’s No.1 magazine for people who organise all types of group outings, trips and holidays. Visit our stand to pick up your free copy and you can register to regularly receive it at the show or afterwards through our website. Published monthly, each edition delivers fresh ideas, advice, destination features, offers and interviews. Available in print and online, Group Leisure publishes news and articles to its website every day, with a helpful weekly e-newsletter sent out on Thursdays.
Girlings offer a variety of housing options across the UK to the active 55+ age group. When you rent a retirement property through Girlings, services and property maintenance are included in the rent allowing you to budget effectively. The majority of developments offer communal facilities and a house manager is on hand for help and advice. Reassurance and peace of mind are covered through the 24 hour emergency call line. Discover the freedom renting in retirement can bring... . Telephone: 0800 525 184 Web: www.girlings.co.uk Glanville House, Frobisher Way, Taunton, Somerset, TA2 6BB
Telephone: 01908 613323 Email: info@groupleisure.com Web: www.groupleisure.com Group Leisure Magazine, PO Box 5122, Milton Keynes, MK15 8ZP
HOLT HEARING & BALANCE SERVICES LTD Stand A11
KFAMOVES Stand G4A
DO YOU NEED HELP WITH HEARING, TINNITUS OR BALANCE PROBLEMS??? WE CAN HELP! COME AND VISIT OUR STAND A11 FOR MORE INFORMATION AND FRIENDLY ADVICE. We are Consultant Clinical Scientists who take care to meet each individual patient’s needs. We offer a full range of private diagnostic procedures to assess hearing, tinnitus and balance and provide comprehensive tailored treatment plans, which can include state of the art hearing aids. We also supply hearing protection. Visit our website to see our wide range of services and venues. Telephone: 0800 756 7740 Email: enquiries@holthearingandbalance.co.uk Web: www.holthearingandbalance.co.uk Clinics throughout Mid Wales and The Midlands
Exercise, movement and dance promoting fitness and well-being. One of three founder members of the Exercise, Movement and Dance Partnership partly supported by Sport England. Our teaching qualification accreditation is L3 on the Register of Exercise Professionals incorporating Rudolph Laban’s analysis and focuses on natural body movement. Continuous personal development (CPD) ensures we create class styles which are adapted for all ages, abilities, individual needs and aspirations using appropriate choreography. Find a class and much more... Stand G4A Telephone: 01403 266000 Email: kfa@emdp.org Web: www.keepfit.org.uk 14 Graylands Estate, Langhurstwood Road, Horsham, West Sussex RH12 4QD
MARIE CURIE CANCER CARE Stand C3
PRUDENTIAL Stand D4, D5
Marie Curie Cancer Care provide high quality nursing care to terminally ill patients and their families, completely free of charge, either in a patient’s own home or in one of our hospices. Gifts in Wills fund the equivalent of 1 in 2 of our nurses so have an important part to play in the future of the charity.
Whether there’s some way to go before you retire or you are already retired, Prudential’s Financial Advisers will be on hand to help you with any questions or concerns that you may have. You’re welcome to come along to our stand to chat about your financial hopes and worries. We look forward to seeing you there. Oh, and look out for the elephant in the room. It’s hard to ignore, and you could win a safari trip for 2*! *Terms & Conditions of this competition are available at the Prudential stand.
To find out more and to enter our ‘Free Will’ prize draw, come and meet us stand C3. Telephone: 01604 442309 Email: Sally.Young@mariecurie.org.uk Web: www.mariecurie.org.uk Unit 9, Mobbs Miller House, Ardington Road, Northampton, NN1 5LP
The 50+ Show Magazine
Telephone: 0800 000 000 Web: www.pru.co.uk
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“Without doubt the best property decision we have made!�
Discover the freedom renting in retirement can bring
Flexibility Choice
an it us d at F1
www.girlings.co.uk
Independence
St
0800 525 184
Peace of Mind
Vi s
55+? Did you know you can rent private retirement property on a Life Long Tenancy which gives you the right to remain living in the property for as long as you wish, with service charges and maintenance included in the rent?
Featured exhibitors RETIREMENT TODAY MAGAZINE Stand E11
WEST SOMERSET RAILWAY Stand C8 The West Somerset Railway runs its steam trains over the 20 miles of line between Bishops Lydeard (near Taunton) and Minehead. Trains run on selected dates throughout the year and daily in 2014 from May 17th to October 5th. As well as the train ride there are plenty of walking opportunities and much historical interest to savour in the countryside and towns along the route.
Visit our stand and receive a complimentary copy of Retirement Today and About Animals magazine. Fantastic show offer, subscribe today and receive 12 issues of Retirement Today magazine for only £9.99, plus a free gift of Britain’s favourite Dairy Diary, the ultimate reference book for running a busy home. Plus enter our competition for a chance to win family tickets to see Fantastic Mr Fox at the Crescent Theatre in Birmingham (terms and conditions apply).
Telephone: 01643 704996 Email:info@wsrail.com www.west-somerset-railway.co.uk The Railway Station, Minehead, Somerset, TA24 5BG
Telephone: 01296 632700 Email: info@amramedia.co.uk www.retirement-today.co.uk
Britain’s BIGGEST exhibition
for the active over-50s!
MANCHESTER CENTRAL Friday-Saturday 28-29 MAR 2014
LONDON OLYMPIA Thursday-Saturday 10-12 JULY 2014
EXETER WESTPOINT Friday-Saturday 19-20 SEPT 2014
GLASGOW SECC Thursday-Saturday 9-11 OCT 2014
BIRMINGHAM NEC Friday-Saturday 5-6th DEC 2014
www.50plusShow.com The 50+ Show Magazine
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Dec 2013
Independent, Unbiased, Professional Advice. This is what Gemini offer all our clients With over 300 years of combined adviser experience and recently announced as one of the Top 50 Advisers* in the UK, Gemini offer Financial and Estate Planning advice to individuals and businesses alike.
Live-in care in your own surroundings.
We are running a number of competitions throughout the show including: ◆ Enter our Prize Draw to win a FREE Will (worth £120) ◆ Enter our Prize Draw to win an iPad Mini (worth £249) ◆ Play our ‘Crack the Safe’ game to win an ISA allowance of £11,520
Your Home. Your Lifestyle. Your Choice.
For an initial, no obligation conversation, visit us on Stand E9, call FREE on 0800 255 0123 or email info@gemini-pfg.com
If now’s the time to talk, we’re always happy to listen.
We are presenting ‘Creating a Secure Future for you and your Family’ each day in Seminar Theatre 2. Join us at 1.15pm Gemini Professional Financial Group Limited. Gemini House, 71 Park Road, Sutton Coldfield * Source: FT Adviser Magazine & Matrix Solutions West Midlands. B73 6BT
Contact us on 0844 209 2646 www.country-cousins.co.uk
50+ SHOW PRIZE QUIZ!
West Somerset Railway
England’s Longest Preserved Steam Railway West Somerset Railway Augmented Reality Treasure Hunt App.
Are you a brainiac or perhaps Britain’s next mastermind? Come along and test your knowledge at The 50+ Show Free Prize Quiz! The person with the most correct answers will win a £25 Marks & Spencer gift card. Where: Main Stage When: Fri 6 Dec, 13.45-14.30 Sat 7 Dec, 13.30-14.15
20 miles of steam travel between Bishops Lydeard (near Taunton) to Minehead Explore the Quantock Hills and the Exmoor coast. Visit Cleeve Abbey, the historic harbour town of Watchet, medieval Dunster with its castle or the seaside town of Minehead.
Places in the quiz are offered on a first-come, first-served basis and only a limited number of places are available. Come along and have a go!
For information or to book on 01643 704996 or online at www.west-somerset-railway.co.uk The 50+ Show Magazine
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Dec 2013
COMPETITIONS
COMPETITIONS and show offers
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ARTHRITIS RESEARCH UK - B4 Enter the prize draw for the chance to win £50 worth of Marks & Spencer vouchers.
MARIE CURIE CANCER CARE - C3 Visit the Marie Curie stand and enter their prize draw to have your Will written or amended for free! A draw will be made on each day of the show.
BRITISH HEART FOUNDATION - C17 A free pill box for everyone who joins Heart Matters - a FREE membership programme from British Heart Foundation that encourages heart-healthy lifestyle. This seven day pill box is ideal for people who take medication on a regular basis. There is a compartment for each day which can be taken out and slipped into a bag.
PERFECT PROFILES - B9 Visit the Perfect Profiles stand and enter into a prize draw, the main prize is £500 off a dental implant treatment at Perfect Profiles and the second prize is an Oral B Triumph 5000 Electric Toothbrush. ROSE IN VALE HOTEL - C13 Visit the Rose in Vale Hotel Stand C13 and have the chance to be entered into the draw for a gourmet evening of wining and dining. The Rose in Vale will be offering a 7 course Wine Dinner for 2 in the newly refurbished Valley Restaurant. We look forward to seeing you and chatting to you about the Rose in Vale and all that Cornwall has to offer.
CHRISTIAN GUILD HOLIDAYS - E15A Visit the Christian Guild stand and take a brochure about their great special interest holidays, as well as the best walking holidays you could experience with the walking experts Ramblers Worldwide Holidays. Fill in an entry slip for the opportunity to win a week’s holiday worth £1,200 for 2 people at any of their 5 fantastic hotels, set in some of the most beautiful parts of England.
PRUDENTIAL - D4,D5 Want to win a truly unforgettable trip for you and a guest to jet off to the sun soaked South African city of Cape Town? The highlight of this trip will be an overnight safari experience at the Aquila Safari Park where you will get a unique close up view of the famous Big Five. To enter, just pop along to the Prudential stand at the 50+ Show, answer a few quick questions in our Survey, and we’ll enter you into the draw.
CHURCHILL RETIREMENT LIVING - E7 Visit the Churchill Retirement Living stand and enter into a prize draw to win afternoon tea at the Ritz, London. Only one entry per person / couple. • Travel to The Ritz Hotel in London is by 2nd class rail or coach • Accommodation is for one night at The Ritz Hotel, based on room only in a Superior Queen Room • The Traditional Afternoon Tea package at The Ritz Hotel is included • £200 spending money will be sent to you in advance of your trip by cheque • The winners’ details may be featured on their website and in promotional material • The break needs to be taken by Friday 30th May 2014 • Two winning entries will be drawn on Friday 20th December 2013 and the winners notified shortly afterwards by telephone. No correspondence can be entered into. • No purchase is necessary.
RETIREMENT TODAY MAGAZINE - E11 Enter a competition for a chance to win family tickets to see Fantastic Mr Fox at the Crescent Theatre in Birmingham SCOTTARMS DENTAL PRACTICE - B1 Visit the Scottarms Dental Practice stand in order to receive a voucher to the value of £100 off your first dental implant. SOLAR TIME UK - C2 Visit the Solar Time UK stand who are giving away a free solar pv system to one lucky winner from the 50+ Show draw which will take place on the 24th of december 2013 and will be fitted at the end of January 2014 and anyone that enters the draw and doesn’t win but has a system fitted will get a free Bluetooth monitor worth £200.
DISCOVER DUDLEY- C18 Visit the Discover Dudley stand and enter into a competition to win a family ticket to the Black Country Living Museum for 2 adults and up to 3 young people. FORTINA SPA RESORT - B2 Enter into a prize draw to win return flights and accommodation in a spa bedroom for 2 persons on an All-Inclusive basis to the Fortina Spa Resort on the magical island of Malta (to the value of £2000).
STATELY ALBION - P1 Win a weeks holiday at Leedons Park. The holiday can be taken any time in 2014 for up to 6 people and is valued at £600. Simply fill in an entry slip for the opportunity to win. Leedons Park is set in the Cotswold village of Broadway, and has Facilities on-park of: Leisure & Office Complex, Indoor Swimming Pool, Games Room Large Social Hall, Viewing Area for the Bowling Green, 3 Rink All-Weather Bowling green, Cotswold Village Location, Pets Welcome, Launderette, Tennis Court, Cotswold Walks.
GEMINI PROFESSIONAL FINANCIAL GROUP - E9 Visit the stand and enter into a prize Draw to win a free will worth £120, an Ipad Mini worth £249 and also enter A ‘Crack the Safe’ competition to win an ISA allowance of £11,520! HOLT HEARING & BALANCE SERVICES - A11 Visit the stand and enter a competition to win a range of top prizes including £100 M&S Vouchers, simply guess the number of hearing aids in the jar.
TEME VALLEY BEDS - A17 With a purchase of a 2 Seater Chesterfield settee, you will receive a ‘Scroll Wing’ chair FREE OF CHARGE (or another Chesterfield chair of equivalent value).
MACMILLAN CANCER SUPPORT- B15 Visit the stand and complete a simple quiz and enter into a prize draw to win a single will from The Goodwill Partnership. Guests will be offered a free caricaturist’s portrait by a resident artist when visiting the stand. The 50+ Show Magazine
* Please be advised that Terms and Conditions apply to these competitions
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Dec 2013
THE 50+ SHOW PHOTOGRAPHY COMPETITION Winners & Runners-up
PHOTOGRAPHY COMPETITION WINNERS
CATEGORY ‘THINGS I LIKE’ WINNER A Walk on Coldingham Sands, Berwickshire, by Phyllis Angus
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PHOTOGRAPHY COMPETITION WINNERS
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Runners-up
Above: Cumbria by Barry Atkins-Dallam
Below: Fell Whitechapel W. Lancs. Rainbow at Sunset by Helen Sharpe-Bleasdale
The 50+ Show Magazine
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Dec 2013
CATEGORY ‘IN MY GARDEN’ WINNER Bee on Salvia by Jennifer Nisbet The 50+ Show Magazine
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July 2012
PHOTOGRAPHY COMPETITION WINNERS
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Runners-up
Above: Hedgehog by Barry Sidaway
Below: Garden with an integrated garden railway - and dog by David Pratt
The 50+ Show Magazine
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Dec 2013
CATEGORY “WHAT MAKES ME SMILE’ WINNER Photo by Sarah Howes
PHOTOGRAPHY COMPETITION WINNERS
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Runners-up
Above: The Protected Tree by Keith Davies
Below: Charlie blowing bubbles by Irene Wright
The 50+ Show Magazine
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Dec 2013
TRUE STORY COMPETITION WINNER
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A true story... POMMIES GO HOME I would only have to think of what Sydney Harbour looked like when I first saw it or when I left it three years later, not just the place but for those I’d grown to love there, and I would get a lump in my throat. It was in the late 60s, I was young and adventurous, commuting to Oxford Street by tube for work and shared a flat in Nottinghill Gate, with friends. London then was the height of fashion with music festivals of love and peace but something was missing. I had broken up with my boyfriend and I was on a mission to put the past behind me and start afresh. I had chosen Sydney, as I knew people there and it was all of £10 to emigrate. I was on a plane for three days which took me through different time zones,
The 50+ Show Magazine
stopping at Istanbul, Bombay, Singapore and Melbourne. The minute I stepped off the plane at Bombay to change planes, I felt a whoosh of heat enveloping me and the sun beating like a great fan against my tired face. When I arrived at Sydney, and adjusted from the ringing in my ears from the sound of the plane, the first thing I noticed was that the sky was a phosphorescent blue. My friends, whom I had worked with in London, were waiting for me at the airport. I was to stay with them a few nights. We drove along the coast to their home where I could see the arch of the bridge, as full of promise as a rainbow. Enormous and more curious seagulls than I had ever seen in England hovered over us. The stretch of bold advertising along the high street, I could barely see for the kitschy splendor of it all. My new life had begun. The wine that passed around the table that evening, I shall never forget. I drank a lot. I was experiencing mixed feelings of this adventure, a voyage into unchartered waters and the reality of being in Sydney far from home and having to stay for two years. What if I hated it? I rented a flat in Darling Point, over26
by Sheila Field
looking a bay, with a small balcony from which I could see the Harbour Bridge and the ferries coming and going. I could see the Opera House slowly rising, near Bennelong Point, and I was later to discover that there was controversy over the cost and the building stopped. The scent was overpowering from the wild flowers that grew on the cliff descent where I would walk down in the morning to the jetty. The sun on my neck, the smell of the sea and the newness of it all was so appealing. It was a ferry ride of 15 minutes to Circular Quay and I marvelled at the blue skies and sea, I never wanted it to end. Other passengers off to work in the city, bank managers in their shorts and knee high socks which I always found amusing, would read the morning papers, oblivious to it all. I couldn’t help looking at the wonders of the harbour and the bridge, the rich blue skies and sea. I struggled at first with difficulties in finding work and making friends. There appeared to be hostility towards the English immigrant in those days. This, I was told later, is because they kept moaning and complaining. I used to see graffiti on walls saying “whinging pommies go Dec 2013
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Real life story
by Pamela Keep
True-story competition runner-up
I
was shy of one week away from my 17th birthday, when my parents pulled the rug out from under my feet. We were living abroad at the time, and I was due to fly out to England to visit my brother and family for my 17th birthday. For a number of days now, my parents had been lecturing me about being careful not to talk to strangers, not to take parcels from anyone – the usual stuff. This particular evening they looked at me and said “We need to talk to you”. “Oh dear me, I thought, another lecture”, but they sat me down and said “after mother had given birth to my brother, problems developed when she had an ectopic pregnancy, and she had to have a hysterectomy. So when they wanted to have a baby girl, they adopted me”. I stared at them stunned, it was like the world had stopped turning and the lights had all gone out. I remember saying to them that it made no difference, I still loved them. It was many years later that I realised that that was not true. My perception of them changed. They were not my parents. So who was I? I did ask my father if he knew anything about my mother and he told me that she had been a teenager, who got drunk and went with a soldier and became pregnant. This was in 1957. A year later I got married, not just to get away from them, but to have something that was all my own. I have 3 beautiful children from the marriage, but the marriage didn’t last. During my first marriage I came with my husband and family to live in England where I stayed with the children when the marriage broke up. I even married a second time, an even worse experience. Looking back now, it took me 25 years to recover from that evening and to come to terms with the facts. So what helped me? Well, in 1982 the law in England changed, and adopted children could try and find their birth parents. By this time both my adopted parents had passed away. So I started searching, with the help of the social services in my area, and a few months later had the facts in my hand. My mother was 23 when she met my father, but he was already married, so my mother’s family made her give me up for adoption. I wasn’t adopted till I was 4 years old. My father had been honest enough to have his name on my birth certificate, and he paid money to the orphanage the whole time I was there. I remember being so cross with my adopted father for lying to me about my mother. He could have said he didn’t know. Well, this is many years later now, and with the help of wonderful computerised programmes for geneology research, I have found out much, much more, and have even managed to get a photo of my mother, a photo of my father and photos of half brothers and sisters. Two of them have died, but the other two I am in touch with. Both my parents have died, my mother back in 1981, a year before I was legally able look for her. My father died a few years ago, at the age of 96, so maybe I have inherited his genes. I have found cousins, and met some of them. That big hole that I had in my heart since 1957 has now been filled. It was an emotional jigsaw puzzle, which is now complete. I found out that my mother had tried searching for me, but as my adopted parents had taken me abroad, she had no luck. I would encourage others to take the route I have taken. It is exciting to find out about your family, and quite breath-taking when skeletons come out of the cupboards of the past. There are a few in my family. But, they are my skeletons. Part of my past. It is how I got to be here today. So here’s a toast to my relatives, past and present, God bless them all. v
Pictures above: Some 'snaps' from a very old album (1968/9). The small black and white photos are views from the ferry of Sydney when I commuted to work, the balcony house is where I lived although I think that was when I lived in Paddington and one of the opera house from the ferry still being built. There is one of me on top of a building in Sydney (note the ad!), Geoff and I, a view of Sydney Harbour Bridge and me lying on a deserted beach.
home” and there were times when I felt homesick. But it soon faded. I fell in love of course. Not just with the bridge and the harbour but with friends, their hospitality, their sentimentality and their recklessness and eventually with a man. Sydney was growing into a great metropolis but still poised between overgrown country town populated with Greek and Italian market gardeners and a gentle beach and harbour. In half an hour from where I lived, I could be on a harbour beach or an ocean beach, washing scallops down with wine, watching beautiful people on the beaches, surfers tumble and children play. How could I not fall in love? When you are young and far from home in a seductive place, you fall in love with the vivid colours and the sensation of distance with its far away sadness, Sydney has always struck me as melancholy. The university where Geoff worked as a scientist and I worked as an administrator, and the clubs where he played his clarinet, filled me with great joy. We’d go from lunching in the grounds, endless walks along the coastline and back to his place listening to Brahms’s clarinet quintet in the fading sunshine. So why did I leave? The simple answer is that you can have too much of a good thing. It was unreal, the wine bars, beach life, although seductive, there was too much fun and not enough work. It is a sad but necessary fact for some of us to face: that we fare better when the going isn’t easy. On the day before I sailed away, I sat on a bench in a park overlooking the harbour and I cried buckets. v
The 50+ Show Magazine
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Dec 2013
How to get the most from your pension savings
Top tips for a better retirement by The Pensions Advisory Service.
S
ince 1983, The Pensions Advisory Service (TPAS) has been helping people understand pensions. We provide independent guidance and information on all types of pension plans. If something goes wrong with your private or workplace pension, we can help with that too. Our service is free and provided by a network of volunteers from across the pensions industry, supported by a small team of staff. With the recent announcement about changes to the state pension, more and more people are keen to know about their future entitlement and are planning for the future. Here are our top tips for planning your retirement, whether you are considering retiring soon, have recently The 50+ Show Magazine
retired or want to ensure a comfortable retirement in the future.
1. Get a state pension statement.
A state pension statement gives you an estimate of the state pension you may get when you reach your state pension age, based on your National Insurance record as it stands when the statement is produced. It includes simple information that will help you understand what effect further qualifying years may have on the amounts shown on the statement. Contact the Pensions Service at: www.gov.uk/state-pension-statement to get a statement.
2. Knowledge is king and being part of it feels royal.
Get as much information as you can from your pension provider. They can send you a statement showing how much is in your pension pot, and potentially how much it will be worth when you retire, based on a number of different factors.
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Your pension provider can also tell you what other benefits your pension has, for example whether it includes a form of life insurance. If you have more than one pension make sure you get statements from all your pension providers.
3. Trace lost pensions.
If you have lost contact with an old employer’s pension scheme, the Pension Tracing Service can help you to find a lost pension. They should be able to provide you with the current contact details of your scheme. You can use their tracing service by telephone, post or online. The Pension Tracing Service has access to many pension schemes’ contact details and makes them available to the public, on request. To contact the tracing service call them on 0845 6002 537, complete the online form at www.gov.uk/find-lostpension or write to them at; Pension Tracing Service The Pension Service Tyneview Park Whitley Road Newcastle upon Tyne NE98 1BA
Dec 2013
MONEY MATTERS
----------------------------------------------------------------------------------victim of a pension liberation fraud or if you have information regarding pension liberation fraud, contact Action Fraud on 0300 123 2040.
5. If in doubt, check it out.
Don’t be worried, or put off by jargon. If there is anything you don’t understand about your workplace pension, ask questions and if in doubt call us on 0845 601 2923. Our website has a series of fact sheets which explain key pension topics such as death benefits, taking a small pension pot as a lump sum and transferring a pension.
6. Make sure you are getting everything you’re entitled to.
If you have already retired and are struggling to make ends meet, you may be entitled to some extra support. Contact the Pension Service or your local Citizens Advice Bureau.
7. Check out the rest to get the best.
When approaching retirement, shop around for the best pension deal you can get for your money. If you have health problems, you may be able to get more for your money. For help with choosing an annuity, try our online planners at www.pensionsadvisoryservice.org.uk/ online-planners
8. Get independent advice.
4. Beware of early access schemes.
These are sometimes called Pension Liberation Plans. Watch out for predators claiming to be able to release pensions cash as a loan or lump sum before the law allows. The perpetrators often work alongside ‘introducers’ or ‘advisers’ who try to entice the public with spam text messages, cold calls or website promotions into transferring their existing workplace or private pension with the promise of being able to release a portion as cash before the age of 55. The remainder of the funds is likely to be invested in highly dubious and risky, unregulated investment structures, often based overseas. Although it may be tempting to release cash from your pension early, schemes presented to you, particularly if you are under age 55, are unlikely to be legitimate and you will incur a large tax penalty. If it sounds too good to be true, it usually is. If you think you have been a
The 50+ Show Magazine
For free independent advice and guidance about saving for retirement, or if you believe something has gone wrong with your pension, please call us on 0845 601 2923. Alternatively, you can write to us at: The Pensions Advisory Service, 11 Belgrave Road, London, SW1V 1RB. You can also send us a message via our website
Talk to an independent expert from The Pensions Advisory Service CALL 0845 601 2923 or Visit Stand F4 at The 50+ Show. v
www.pensionsadvisoryservice.org.uk
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Dec 2013
YOUR HEALTH
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How to remain active with arthritis Joint pain can sometimes be dismissed as an inevitable part of ageing, something that we just have to put up with as we get older. Arthritis Research UK believes that this shouldn’t be the case. At this year’s 50+ show they’ll be talking about what we can do to help improve the health of our joints and muscles and here, the health promotion team at Arthritis Research UK give readers some advice on the role that exercise and diet can play.
Below are a couple of examples of a simple exercise that you can do at home or at work for osteoarthritis of the knee: Step ups Step onto the bottom step of stairs with the right foot. Bring up the left foot, then step down with the right foot, followed by the left foot. Repeat with each leg until you get short of breath. Hold on to the bannister if necessary. As you improve, try to increase the number of steps you can do in 1 minute and the height of the step.
There are ten million people in the UK who are living with the pain and stiffness that is caused by musculoskeletal conditions. Osteoarthritis is the most common musculoskeletal condition in older people. Around a third of people aged 45 years and over in the UK, a total of 8.75 million people, have sought treatment from their general practitioner for osteoarthritis. It can occur in different parts of the body, causing pain and stiffness in the knees, hips, feet, ankles, hands and wrists. Everyday things, like walking, standing, working, driving, playing with the grandchildren and gardening can all become more difficult. But there is hope for people who are living with joint pain and stiffness as there are a number of things that can be done to help to strengthen the joints and relieve pain.
Exercise:
You may think that having arthritis and joint pain means that you need to rest up and avoid physical activity, but in fact exercise is important for people with arthritis because keeping the joints supple will help you to reduce your pain and stay active. Strengthening and stretching exercises are particularly important as they stop joints stiffening up and help to keep them in the right position. You can try a range of exercises such as cycling, Pilates and yoga, that cater for every type of mobility and severity of arthritis.
Weight Loss:
Weight loss can also play an important factor in helping to take care of your joints. Because of the way joints work, the pressure in your knee is five to six times your body weight when you walk, so even a small weight loss can make a big difference. Aside from keeping active, below are several easy and healthy ways to help lose weight. Cut down on fat - fat has twice as many calories as the same weight of starch or protein and most people eat far more fat than they need. Cut down on sugar - sugar contains only calories and has no other food value so you can cut down on sugar without losing any nourishment. You can use dried fruit, like raisins, to sweeten cereals and puddings; unlike sugar and artificial sweeteners, they also provide vitamins and minerals. Eat more fruit and vegetables - The World Health Organisation recommends that you eat at least five portions of fruit and vegetables every day. This is to make sure your body receives the important nutrients that it needs to maintain good health and to protect it during the stress of disease. It’s been suggested that antioxidants may help to protect the joints by mopping up some of the chemicals that cause inflammation. Choose more vegetables or salad to help fill your plate but lower your calorie intake.
Knee squats Hold onto a chair or work surface for support. Squat down until your kneecap covers your big toe. Return to standing. Repeat at least 10 times. As you improve, try to squat a little further. Don’t bend your knees beyond a right angle.
The 50+ Show Magazine
Dec 2013
YOUR HEALTH
----------------------------------------------------------------------------------pause. Many people with arthritis also have a risk of developing osteoporosis. The best sources of calcium are dairy products such as milk, cheese, yogurt, calcium-enriched varieties of milks made from soya, rice or oats and fish that are eaten with the bones (such as sardines).
Diet:
Although there are no diets or dietary supplements that will cure your arthritis, some people do find that a change in diet can improve their symptoms and help to reduce the symptoms of arthritis. Some vitamins and minerals have been proven to help musculoskeletal conditions. Calcium Calcium is important for maintaining healthy bones. Calcium deficiency increases your risk of osteoporosis, which is particularly common in women after the meno-
Vitamin D Vitamin D is needed for the body to absorb and process calcium and there’s some evidence that arthritis progresses more quickly in people who don’t have enough vitamin D. Vitamin D is sometimes called the sunshine vitamin because it’s produced by the body when the skin is exposed to sunlight. A slight deficiency is quite common in winter. Vitamin D can also be obtained from the diet (especially from oily fish) or from supplements such as fish liver oil. However, it’s important not to take too much fish liver oil. If you’re over 60, dark-skinned, or don’t expose your skin to the sun very often and are worried about a lack of vitamin D, you should discuss with your doctor whether a vitamin D supplement would be right for you.
Anti-inflammatory drugs to help treat arthritis help the pain and stiffness of arthritis but may cause bleeding and stomach ulcers in some people, leading to anaemia. The other main cause of anaemia in arthritis is anaemia of chronic disease, which often occurs with rheumatoid arthritis and similar conditions and doesn’t improve with iron supplements. Good sources of iron are red meat, oily fish e.g. sardines; pulses e.g. lentils and haricot beans; and dark green vegetables e.g. spinach, kale and watercress.
Although diet, exercise and weight loss can’t cure arthritis, they can help to relieve the pain and help you to stay active. If you are living with pain, try making a few small changes to your daily routine. More information and advice is available on daily living with arthritis at: www.arthritisresearchuk.org/50plusshows
or you can visit the Arthritis Research UK stand at the show (stand number B4). v
Iron Iron is important in preventing anaemia and many people with arthritis are anaemic.
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Dec 2013
06/09/2013 09:
HEART MATTERS
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Simples!
We are forever being told to eat a healthy balanced diet, but what does this mean? Most of us know we should be eating plenty of fruit and vegetables but do you know which fats are better than others or how much salt you are eating? Heart Matters, the free information and support programme from the British Heart Foundation, is here to tell you how to make some easy changes that will help protect your heart health.
All fat is bad isn’t it?
Although all fats are high calories (energy), some types of fat are better for our heart than others. It’s saturated fats that can increase your cholesterol, specifically ‘bad’ LDL cholesterol, which increases the risk of fatty deposits forming in your arteries. Unsaturated fats, meaning monounsaturated and polyunsaturated fats, are a better option and can help lower ‘bad’ cholesterol.
Saturated fats are:
Butter, lard, palm oil, coconut oil/cream and ghee. They are also in dairy products and meat (eg, chicken skin or fat around a chop).
Unsaturated fats are:
Olive, rapeseed, sunflower, corn and soya oils. The oils in fish such as mackerel, herring, pilchards, salmon, fresh tuna and sardines. The fats in nuts like almonds or walnuts.
So what can I do?
Choose low-fat dairy products and lean meat, and replace things such as butter and ghee with olive, rapeseed, corn and sunflower oils. You might also think about eating fewer crisps, pastries, takeaways, cakes, biscuits and ice cream as they’re often high in saturated fat. Whichever fats you use, remember they are all high in calories, so aim to only use a little.
What about cholesterol?
Some foods such as prawns, liver, and eggs contain cholesterol, but this doesn’t seem to affect cholesterol levels in most people. It’s the excess cholesterol you produce as a result of eating too much saturated fat that is more important in terms of your heart health. Eating food like prawns and eggs is fine as part of a balanced diet as long as you don’t add saturated fat to them.
The 50+ Show Magazine
How much is too much salt? The most you should have in a day is 6g, which is about a teaspoon. Most of us have more than this as we’re used to foods tasting a certain way. Try to cut down gradually, don’t add salt to your food, use herbs instead and always check the salt content of readymade food you buy.
butter SWAP FOR
How can I tell if food is high in salt?
If the nutrition label shows more than 1.5g of salt per 100g, then it is high in salt. If the label shows 0.3g or less per 100g, then it is low in salt. Traffic light colours on pack labels can help you see at a glance if a product is high in salt, fat, saturated fat and sugar.
sunflower oil
What about fruit and veg?
Eating five portions a day helps to reduce your risk of heart disease. A portion is 80g but use a handful as a rough guide. Fresh, tinned (in water without added salt or sugar), frozen, juiced and dried all count. If you’re feeling uninspired, visit bhf.org.uk/heartmatters for a portion guide, recipe ideas and online videos to get the whole family cooking.
I enjoy a glass of wine, do I have to stop?
Not as long as you stick to the recommended amounts. Men should not regularly drink more than 3-4 units a day, woman 2-3 units a day. A pint of lager, beer or cider is around two and a half units. A 175ml glass of wine is around two units and a single pub measure of spirits is around one unit. If you are not sure visit bhf.org.uk/heartmatters and use our handy alcohol unit calculator. Try one of Heart Matters’ heart-healthy recipes – Roasted red onion and fennel soup – ideal to heat you up after a cool winter walk!
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salt SWAP FOR
herbs
Dec 2013
Roasted red onion and fennel soup Prep time: 15 minutes Cooking time: 55-60 minutes Serves: 2 Ingredients: 2 small red onions, sliced 1 small fennel bulb (about 175g/6oz total weight), trimmed and thinly sliced 1 clove garlic, crushed (optional) 2 tbp olive oil 1 tbsp red wine vinegar 4 tbsp red wine (or additional stock) ½ tsp dried thyme 450ml (16fl oz) home-made or reduced-salt vegetable stock Freshly ground black pepper, to taste Small fresh thyme springs, to garnish (optional) 1. Preheat oven to 200°C/fan 180°C/ gas mark 6. Put onions, fennel and garlic (if using) into a small, non-stick roasting tin; add olive oil and toss to coat vegetables. Roast in oven for about 35 minutes or until vegetables are softened and tinged brown at the edges, stirring once. 2. Remove from oven and transfer mixture to a nonstick saucepan. Add red wine vinegar; cook over a medium heat for 1 minute, stirring. Add red wine; bubble for 2-3 minutes or until almost all the wine has evaporated, stirring. Add thyme and stock. Bring to the boil; reduce heat, cover and simmer for 15-20 minutes.
be fo re Ro as tin g th e ve ge ta bl es ds an si m m er in g th e so up ad ur ex tra ric hn es s to th e flavo
COOK’S TIPS
• Use ½-1 tsp chopped fresh thyme in place of the dried thyme. • Roasting the vegetables before simmering the soup adds an extra richness to the flavour. • Serve with crusty French bread, if you like.
For more heart-healthy recipes join Heart Matters. Visit bhf.org.uk/heartmatters or call 0300 330 3300*. When you join, you’ll get
a free welcome pack with the latest issue of Heart Matters magazine, a recipe folder to start collecting heart-healthy recipes and a tape measure to check if you’re a healthy shape. As part of the ongoing free support, you’ll get the magazine sent to you every two months and access to online tools like our recipe finder, free email support and online community.
3. Remove from heat; season to taste with black pepper. Divide soup between serving bowls; serve immediately, garnished with fresh thyme springs (if using).
*(Similar cost to 01 or 02 numbers; lines are open 9am-5pm, Monday to Friday).
. t i k wor eel it. f D a nce it. The 50+ Show Magazine
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RECIPES
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LOVING FOOD & HATING WASTE! ‘Delicious, quick-as-a-flash, no shopping required, everyone loves it’.
If this little phrase of unlikely bedfellows sounds like the stuff of culinary fantasy - in the same vein as self-emptying dish washer and easy-clean juicer, then prepare yourself for a little surprise. This wish list for heaven in the home eating is yours for the taking by simply embracing a few basic principles and ideas. Imagine opening the kitchen cupboard doors and fridge; glancing at the veg rack, and instead of seeing empty spaces, decaying produce, yesterday’s remnants and a scary ensemble of dry goods, you were able to instantly visualise effortless, tasty pizza (with a golden thin and crispy base made from a flour tortilla). Imagine a topping on that pizza of char-grilled courgette strips, succulent roasted pepper (last week’s old veg), a thin spread of Bolognese sauce (three day leftovers), all topped with melting, bubbling cheddar (was dry, with the first bloom of mould). Or how about a golden-fried fish cake stuffed to the gills with tuna mayo, green flecks of blanched broccoli stalk, garden peas and tender potato? And then to finish - a tasty layered dessert made from last week’s croissant (magically transformed into soft sponge), sweet, juicy nectarine (which only minutes previously could have made a couple of overs of test cricket it was so underripe), and a raspberry-streaked crème fraiche.
“Most food waste comes from a combination of phobia, false perception and paranoia” Chances are you’ve probably consigned all the ingredients that went to make the above dishes to the bin at some time or another based on anything from an expired best before date to “it’ll be rotten by the time we get back after the weekend.” Most food waste comes from a combination of phobia, false perception and paranoia: A phobia of re-heating - propagated by the
Roast chicken and slit pea ‘stewp’
This quick, tasty and cheap-as-chips leftovers number was inspired by a mark Hix smoked haddock and fish stock version. My version uses left over roast chicken in place of the haddock and chicken stock instead of the fish stock. The rest is pretty much the same. You can vary the consistency by just blitzing a higher or lesser proportion of the cooked split peas. I’ve called mine a stewp simply because it’s a cross between a soup and a stew...and sooooo tasty! - Richard Fox
dark forces of the European food police; a false perception that slightly brown or bendy means inedible and paranoia that an expired best before may poison you. The first issue to tackle is the phobia of reheating, and the cornerstone of fulfilling that opening line fantasy. You can re-heat just about anything for days after it’s been cooked: chicken, rice, pasta, Bolognese sauce, roasted red pepper, blanched broccoli, etc. etc. The fridge life of any of this stuff is considerably extended by having your fridge on a good, cold setting - mine is just one notch away from freezing stuff. Just make sure you cool your cooked food to room temperature as quickly as possible (thin layers always cool quicker than thick), and then refrigerate or freeze in plastic lidded containers. Secondly, just because your courgette wouldn’t take first prize at the village fete doesn’t mean it won’t be transformed from tired and bendy into tasty and good-looking with a quick blast of heat from the char-grill plate. ‘Scratch beneath the surface’ is the battle cry here, and you’ll be amazed what gems you unearth. And finally, just because it’s stale (bread products) or past best before (everything) doesn’t mean it’s a has-been only fit for the scrap heap. Those dried herbs and spices are a treasure trove of flavour for the mundane and the everyday, so let aroma be your guide not the date. It’s also worth bearing in mind that fruit and veg deteriorates because of enzyme activity which is magically halted through cooking. So, once cooked, you’ve temporarily suspended that deterioration, and you have the double whammy of a load of pre-cooked ingredients in your fridge or freezer that simply need combining in whatever manner you fancy and then simply reheating. Believe me, it’s a lot easier to conjure up a fish cake recipe from nothing when you’re looking at fluffy, cooked mash in the fridge than a gangrenous green tattie with a ‘don’t you dare’ glint in its sprouting eye. - Richard Fox, Chef v
INGREDIENTS: • 200g yellow split peas (soak for a couple of hours) • 1 ½ litres chicken stock (use two cubes in the water, or better still fresh chicken stock!) • 1 onion, finely diced Leftover roast chicken, torn into bite-size peices • Handful of spinach or curly kale • Seasoning to taste
METHOD: • Gently fry the onion in some butter or oil for a few minutes until soft. • Add the drained and rinsed split yellow peas and add the chicken stock (I threw in the broken up chicken carcass for extra flavour – which you need to remove and discard when the peas are ready). • Bring to the boil, skimming off any froth that rises to the surface and simmer for about 30 minutes, or until the peas are tender. • Remove about a fifth of the peas and stock and blend. If you think you’ve got too much liquid still in the pea mix, just drain some off. • Add the blended stuff back to the soup, add the chicken pieces and the kale or spinach and cook for a few minutes until the chicken is warm and the leaves are wilted. • Correct the seasoning and serve with some warm crusty bread.
The 50+ Show Magazine
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Dec 2013
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Apparently we throw away around 3000 un-opened bottles and cans of beer a day - WHAT?!? It’s true people – I curse those crazy ‘best before’ dates! Anyway, not us I hear you say. However, it being the weekend and everything it’s entirely feasible you’ve got half a can or bottle left over from last night’s post-pub fun and games. It may be flat – but it’ll work a treat in the dish below. If you’ve got an old leek looking past it in the veg rack, and some spare bacon, get these fired in for fabulous flavour. Also, sadly, the end of the mussel season is rapidly approaching so let’s make the most of these cheap, tasty and quick as hell to cook little bi-valves.
Beer and bacon steamed mussels Serves 2 Ingredients: 1 kg mussels, cleaned and de-bearded 1onion, finely chopped Left over bit of leek, finely chopped Two or three rashers bacon, ideally streaky, cut into lardons (little pieces) 250ml beer 200ml double cream Handful of flat leaf parsley, finely chopped METHOD: • Heat a little oil in a heavy based pan large enough to steam all the mussels, which also has a tight fitting lid. • Add the bacon and fry until golden brown. • Add the onions, leeks and cook on a more gentle heat for a couple of minutes. • Add the mussels and the beer, turn up the heat, put on a lid and cook until the mussels open, giving the pan an occasional shake. • Add the double cream, bring to the boil, turn off the heat and add the parsley. Serve immediately with plenty of crusty bread.
Ultimate Chocolate Brownie
I’m thinking you need a good chocolate fix to follow on from all this savoury stuff. So, I’m delighted to bring you: Ultimate Chocolate Brownie. Of all the chocolate brownie recipes I’ve ever cooked, this is by far the best. It was our staple dessert when I worked for Lettuce event caterers in London and went down a storm with the London celebrity party set. When you discover that chocolate brownie is this easy to make, you’ll never want to buy it again! Feel free to throw in chopped nuts, sultanas or anything else that you fancy – well, within brownie reason anyway!
Serves: 4-6 Ingredients: 230g butter, hot and melted 350g caster sugar 30g cocoa powder 100g plain flour 375ml beaten egg (about 8 eggs) Vanilla essence (a few drops) 200g plain chocolate (roughly broken up)
METHOD: • Pre-heat the oven to 180˚C. • Take an oven proof dish or tin approximately 25cm x 16cm x 5cm deep; grease with butter and line with baking parchment paper. • Butter the paper all over. • Combine all the ingredients in a mixing bowl and then pour into the prepared dish. • Place in the oven and bake for 45 – 50 minutes. • Remove and leave to cool. • Cut into pieces and serve. • Store in an airtight container in a cool, dry place. The 50+ Show Magazine
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Dec 2013
A winter bohemian break in Prague! by Debbie Marshall, Managing Director Silver Travel Advisor
Prague has become one of the top European destinations for a short-break and with good reason. And whilst it might not seem the obvious choice for a midwinter break, don’t be put off by the cold weather. Simply wandering around the uncrowded fairytale-like city is a winter wonderland experience in itself; and there is plenty to see inside as well as out.
There are many ways to enjoy Prague but my recommendation is to take a more Bohemian approach. Besides being the region within the Czech Republic of which Prague has long been the capital city, the word Bohemian has taken on new meaning. Many people see Bohemia not as a place, but as a state of mind, taking the meaning from the ‘Bohemians’
Prague!
in 19th century Paris, visiting cafes and watching the bourgeoisie from the Latin Quarter and Montmartre. So with this in mind, Prague’s famous cafes provided the focus and backdrop to a short-break in this fabulous city. Being January they also provided a welcome refuge from the dry cold and snow, which whilst creating a magical sparkling vista, also are a good excuse for frequent tea and cakes. These cafes, much like those of Paris in the 19th and early 20th century, were the places where Bohemian writers, philosophers and their patrons dreamed of a new Czechoslovakian nation state, often under very difficult political circumstances. Not recognising many names or faces of the famous authors and artists captured in photographs on the walls didn’t matter; these cafes have a great atmosphere and are perfect for afternoon tea or a morning brunch just chatting or people watching. With lovely views of the Vlatav and Prague Castle, Cafe Slavia is perhaps the pick of the bunch being situated just across from the National Theatre. This has been a meeting place from the 1920s until the Velvet Revolution in 1989. Restored to its 1930s Art Deco glory, it is set just 500 meters south of The Charles Bridge. Cafe Louvre is also steeped in history, boasting guests including Karel Capek, Franz Kafka and Albert Einstein during his professorship in Prague. It is also where the Czech arm of the PEN club, an influential literary group was established in 1925. Very pleasant light lunches, indulgent cakes and teas and coffees can be enjoyed overlooking the busy thoroughfare of Národní, which runs between Old Town and New Town. Prague: Where to stay? The only choice for a Bohemian break has to be the beautiful Art Nouveau & Art Deco Hotel Paris. This combination of class and luxury within a bohemian city experience is intoxicating. The hotel is ideally situated right next to The Municipal House, a stunning Art Nouveau concert hall, cafe and restaurant, built at the height of Czech nationalism and still a major landmark. Besides being a
The 50+ Show Magazine
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Dec 2013
TRAVEL
Image above: Prague Castle
under show, prague.net; left:
top-class hotel, with every comfort and the highest standards of service, it also boasts an Art Nouveau cafe, the Cafe de Paris, and the lovely Sarah Bernhardt restaurant where sumptuous buffet breakfasts and fine lunch and evening dining can be enjoyed.
Wonderful is an overused word but Prague is truly wonderful. Having been spared fire, ransacking and bombing throughout its turbulent history, it boasts centuries of architectural mastery and splendour. The great attraction about the location of the Hotel Paris is that it is within easy walking distance of every attraction: only a 10 minute walk from Charles Bridge, 5 minutes from Wenceslas Square and in 15 minutes you can walk right across the Old Town.
The 50+ Show Magazine
Old Jewish Cemetery
There are really 5 main areas to visit. The old city is the medieval settlement
of Prague where numerous churches, merchant houses and monuments have been built over the years and where the Old Town Square, St. Nicholas Church, the Astronomical Clock and the Old Town Hall are popular tourist attractions. From the west side, the spectacular Charles Bridge crosses the majestic Vltava River (Moldau in German) linking the old city to The Lesser Town. The Lesser Town is the Baroque part of the town that clusters around the foothills of Prague Castle. This is where the film Mozart was located because of its beautiful squares and streets, more reminiscent of Vienna than Vienna itself. Franz Kafka statue (image on the left) - To understand the city’s more recent history a visit to the Franz Kafka exhibition is recommended. Originally opened in Barcelona in 1999 and after visiting New York, the exhibition was installed permanently in the unique Herget Brickworks on the Malá Strana [Lesser Town] bank of the river Vltava. (You can see the museum from the Charles Bridge as you cross). Kafka was born a German speaking Jew in 1883 in Prague. The exhibition tells the story of his life at the turn of the century when redevelopment of the Jewish quarter was under way and helps to explain what the city was like but also how it influenced his writing. The New Town stands to the east and south of the Old Town. Built originally in the 14th and 15th centuries when the city had already out-grown its medieval foundations, this area includes Wenceslas
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Square, which was originally built as a horse market and now functions as a centre of commerce and tourism. It also includes the 15th century Novom?stská Radnice, or New Town Hall and in general the area, which is quite large, wrapping around the old city as it does, has many areas to explore. The Josefov, situated just to the north of the Old City and squashed along the banks of the Vltava River, is the Jewish ghetto area of Prague, established as early as the 11th century. With a rich but also terrible history, it plays an important part in understanding how the Germans, Czechs and Jews lived together in central Europe and the city over the centuries. A visit to the Old Jewish Cemetery is highly recommended as a part of the interesting tour of the Josefov synagogues. According to halakhah, Jews must not destroy Jewish graves or remove tombstones. This meant that when the cemetery ran out of space extra land could not be acquired, that more layers of soil were placed on the existing graves, the old tombstones taken out and placed upon the new layer of soil. This explains why the tombstones in the cemetery are placed so closely to each other, resulting in the cemetery having 12 layers and around 15,000 graves, which gives a somewhat chaotic feel. Prague Castle, or rather the huge castle area, is also situated over the Charles Bridge and contains not only the castle with its spectacular views over the city and river, but also the cathedral, various galleries, armouries, gardens and other important historical buildings and a small town where the people who lived and worked in the castle resided. One highlight is ‘Little Lane’ where tiny merchant houses have been renovated to see how people lived 300 years ago, as well as the dungeons, full of various instruments of torture. For more travel tips and advice, visit: www.silvertraveladvisor.com v
Dec 2013
Two-Timer Two sets of clues to the same answers. 1
CRYPTIC ACROSS 1 Judge to make mention of two points (7) 5 Follow the track (5) 8 Rotten plums fall heavily (5) 9 Agree that prisoner will lead the class (7) 10 Style to grade is not extreme (8) 11 One in the community (4) 13 Manages to avoid artful tricks (6) 15 Game will find the way across the river (6) 18 Type to put in order (4) 19 Disapproves of curs seen going wild (8) 22 Disturb a soldier in front of the gallery (7) 23 Hood, perhaps, to steal in (5) 24 Agree to become keen (5) 25 Put your feet down on the French lever (7) DOWN 1 Amount of money in the grass picked up again (7) 2 Establish the kitty holds nothing (5) 3 One who gives an account about the ale (8) 4 Former quote will thrill (6) 5 Incline towards the nurse (4) 6 A den Rod artfully decorated (7) 7 Illuminated outside motorway boundary (5) 12 Keep the jam (8) 14 It’s risky to embrace a learner, love (7) 16 German town church is the most important feature (7) 17 Choose only the very best (6) 18 Condition of the country? (5) 20 Fanatical artist to make an offer (5) 21 Just so-so (4)
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STRAIGHT ACROSS 1 Football official (7) 5 Lag behind (5) 8 Recession (5) 9 Comply with accepted standards (7) 10 Make less violent (8) 11 Subdivision of a military force (4) 13 Evades (6) 15 Captain’s platform (6) 18 Arrange according to kind (4) 19 Severely criticises (8) 22 Stir up (7) 23 Red-breasted bird (5) 24 Avid (5) 25 Sewing machine foot pedal (7)
DOWN 1 Carried on where you left off (7) 2 Located (5) 3 Newsperson (8) 4 Arouse (6) 5 Care for (4) 6 Embellished (7) 7 Ultimate extent (5) 12 Treat food to prevent it decaying (8) 14 Term of endearment (7) 16 Concentrated extract obtained by distillation (7) 17 Pick out (6) 18 Express in words (5) 20 Raging (5) 21 Light-haired (4)
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T E 12 C O S I E H E L C M K O R 16 D P T I N G N H 15 L O E A R I B S A E S D N E T E V A 19 R C L R W S N M T I S E I U A S K A B W H H O H O E A N U C R S L E C 21 T I G A O D L E P S R A C O
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ACROSS: 1 Referee 5 Trail 8 Slump 9 Conform 10 Moderate 11 Unit 13 Dodges 15 Bridge 18 Sort 19 Censures 22 Agitate 23 Robin 24 Eager 25 Treadle. DOWN: 1 Resumed 2 Found 3 Reporter 4 Excite 5 Tend 6 Adorned 7 Limit 12 Preserve 14 Darling 16 Essence 17 Select 18 State 20 Rabid 21 Fair.
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