Raleigh Durham NC - 7

WHAT ARE ANNUITIES?

An annuity is an investment vehicle that can provide a guaranteed income for an individual or their spouse. It is a contract with an insurance company or financial institution where you contribute money upfront and at a specific time receive payments back over the course of your lifetime. There are several advantages to investing in an annuity. First, it is tax deferred which means no taxes until you begin taking the income. Second, you can choose a fixed rate annuity where you will always receive the

same amount regardless of market conditions. Third, you will receive payment even if you receive more than your original investment. Fourth, there are annuities with death benefits for heirs.

There are many different types of annuities, all of which have different features, benefits and costs but they fall into three main categories: fixed, fixed index and variable. There are two types of payout options- deferred and immediate.

FIXED ANNUITY

A fixed annuity is based on a set interest rate and can increase in value over time. It guarantees income payments over your lifetime with the possibility of death benefits for heirs. There are two ways to purchase - either through a lump sum payment or a series of payments that increase the value of your annuity and therefore the total payout.

VARIABLE ANNUITY

A variable annuity’s value will depend on market conditions and will rise and fall with the stock market. This means the possibility of a higher interest rate when the market is strong but in a weak market, the annuity could even lose value.

INDEXED ANNUITY

An indexed annuity is based on the performance of a particular market index and the value of the annuity will be based on that particular index. Interest will be based on the index’s interest rate.

WHY BUY AN ANNUITY?

It is a good opportunity to be sure you have the resources to cover your essential monthly expenses such as mortgage or rent, insurance, utilities , travel, etc. The best thing about an annuity is that it does not run out no matter your age or the value of the investment. Start by analyzing your monthly expenses to figure out how much

income you need to cover basic bills. Don’t forget to consider and plan for inflation. When considering an annuity, the most important thing is to be sure to understand what you are investing in. They are complicated investments. Work with a trusted financial adviser to ensure your understanding of the risks and potential returns.

2024 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

Valero Texas Open

APRIL 1 - 7

APRIL 8 - 14

APRIL 15 - 21

APRIL 15 - 21

APRIL 22 - 28

APRIL 29 - MAY 5

MAY 6 - 12

MAY 6 - 12

MAY 13 - 19

MAY 20 - 26

MAY 27 - JUNE 2

JUNE 3 - 9

JUNE 10 - 16

JUNE 17 - 23

+ Signature Event

* Schedule subject to change

TPC San Antonio (Oaks Course), San Antonio, Texas

Masters Tournament #

Augusta National Golf Club, Augusta, Georgia

RBC Heritage +

Harbour Town Golf Links, Hilton Head Island, South Carolina

Corales Puntacana Championship

NBC, GOLF, ESPN+, SXM

CBS, ESPN+

CBS, GOLF, ESPN+, SXM

Puntacana Resort & Club (Corales Golf Course), Punta Cana, Dominican Republic GOLF

Zurich Classic of New Orleans

TPC Louisiana, Avondale, Louisiana

AT&T Byron Nelsons

TPC Craig Ranch, McKinney, Texas

Wells Fargo Championship +

Quail Hollow Club, Charlotte, North Carolina

Myrtle Beach Classic

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

Dunes Golf & Beach Club, Myrtle Beach, South Carolina GOLF

PGA Championship #

Valhalla Golf Club, Louisville, Kentucky

Charles Schwab Challenge

Colonial Country Club, Fort Worth, Texas

RBC Canadian Open

Hamilton Golf & Country Club, Hamilton, Ontario, Canada

The Memorial Tournament presented by Workday +

Muirfield Village Golf Club, Dublin, Ohio

U.S. Open #

Pinehurst Resort & Country Club (Course No. 2), Village of Pinehurst, North Carolina

Travelers Championship + Highlands, Cromwell, Connecticut

# Not PGA TOUR Co-sponsored

^ Co-sanctioned with DP World Tour

CBS, ESPN+

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

NBC, USA NETWORK, PEACOCK

CBS, GOLF, ESPN+, SXM

2024 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

JUNE 24 - 30

JULY 1 - 7

JULY 8 - 14

JULY 8 - 14

JULY 15 - 21

JULY 22 - 28

JUNE 29 - AUG 4

AUG 5 - 11

Rocket Mortgage Classic Detroit Golf Club, Detroit, Michigan

John Deere Classic TPC Deere Run, Silvis, Illinois

* Schedule subject to change

Genesis Scottish Open ^ The Renaissance Club, North Berwick, Scotland

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

CBS, GOLF, ESPN+, SXM

TBA Event TBA, TBA GOLF

Barracuda Championship Tahoe Mountain Club (Old Greenwood), Truckee, California GOLF

3M Open TPC Twin Cities, Blaine, Minnesota

AUG 12 - 18

AUG 19 - 25

AUG 26 - SEP 1

CBS, GOLF, ESPN+, SXM

Olympic Men’s Golf Competition # Le Golf National, Paris, France GOLF

Wyndham Championship Sedgefield Country Club, Greensboro, North Carolina

EDEX CUP PLAYOFFS

FedEx St. Jude Championship TPC Southwind, Memphis, Tennessee

BMW Championship Castle Pines Golf Club, Castle Rock, Colorado

TOUR Championship East Lake Golf Club, Atlanta, Georgia

+ Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour

CBS, GOLF, ESPN+, SXM

NBC, GOLF, ESPN+, SXM

NBC, GOLF, ESPN+, SXM

NBC, GOLF, ESPN+, SXM

2024 LPGA TOURNAMENT SCHEDULE

2024 LPGA TOURNAMENT

LOCAL EVENTS GUIDE

RALEIGH DURHAM

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

APRIL

APRIL 6 | BEER & TEQUILA FEST

This all you care to taste Beer and Tequila Festival offers up some of the Triangle’s Best Tacos and Mexican Food, the best dancing music from Triangle Area Bands, margaritas, contests and some other surprises. This is nacho average taco festival. For more info visit: https://tinyurl.com/523a8zc5

APRIL 26 - 27 | BREWGALOO

Brewgaloo is a 2 day festival featuring over 110 craft breweries from around NC and partnering with local food trucks, local vendors, and local bands to bring you North Carolina’s largest craft beer festival! For more info visit: https://tinyurl.com/5n8vh2d8

APRIL 27 | PICKLE FESTIVAL

If you are a fan of salt and brine, the Mt. Olive Pickle Festival is where it’s at. Not only can you sample delicious pickles, you can also enjoy a pickle eating contest, car show, and mascot race. For

more info visit: ncpicklefest.org

MAY

MAY 10 - 11 | FILM FESTIVAL

This festival highlights the best of independent film in a place that strives to tell the stories that connect us all. Our weekend festival screens films that demonstrate a Tar Heel State connection, through the people involved in making them or through their subject. Through our community of filmmakers and film fans, we are able to promote the art and craft of filmmaking and the passion of film to viewers in Raleigh, the Triangle, and beyond!

For more info visit: longleaffilmfestival.com

MAY 18 - 19 | ARTS FESTIVAL

Explore the eclectic, award-winning Art Market featuring over 175 juried fine artists and craftspeople exhibiting original works of art in 10 different categories. All will be available for purchase, including painting, photography, pottery,

LOCAL EVENTS GUIDE

RALEIGH DURHAM

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

jewelry, woodwork, and more. For more info visit: raleighartsfestival.com

JUNE

JUNE 1 | FOOD FESTIVAL

Celebrate Raleigh’s diverse community--a free and family-friendly event designed to promote cross-cultural exchange and promote respect between cultures. Dance performances, bands and food from around the world! You don’t want to miss this great event. For more info visit: https://tinyurl.com/y33cut9h

JUNE 8 | BEER FEST

We’re bringing the very best in local NC Seasons IPAs, fruited beers, ciders, seltzers, and sours for a backyard summertime bash. Enjoy selections from over 25 breweries, plus food trucks, and the release of our new pride month beer collaborations with stonewall sports! For more info visit: https://tinyurl.com/y4sstwjy

JUNE 9 | BOURBON & CHOCOLATE TASTING

Join us for Bourbon & Chocolate Tasting in Raleigh! This event will include one flight of four local & premium Bourbons from Dram & Draught, paired with The Chocolate Boutique’s Belgian Chocolate Truffles. For more info visit: https://tinyurl.com/3w2zcnr3

JULY

JULY 4 | INDEPENDENCE DAY

Independence Day traditions in North Carolina are all about parades, fireworks, and great barbecues. Celebrations start in late June culminating on July 4th. The areas around Raleigh, Durham, and Chapel Hill offer some of the most lively celebrations in the state with street fairs, festivals and baseball games. For more info visit: https://bit.ly/33ddYWd

JULY 18 - 20 | PEACH FESTIVAL

Ok, we’re just going to say it. The peach is the best fruit of the summer, and the North Carolina Peach

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LOCAL EVENTS GUIDE RALEIGH DURHAM

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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Festival celebrates it in all its sweet, tangy, juicy glory. Sample some of the best peach ice cream in all of North Carolina, enjoy a parade, and live music! For more info visit: ncpeachfestival.com

AUGUST

AUG 2 & 3 | BEER, BOURBON & BBQ FESTIVAL

Cary’s Favorite Festival is Back and Better than Ever. Get ready to enjoy all those pleasures that true Southerners live by – Beer, Bourbon, Barbeque, Boots, Bacon, Biscuits, and Bluegrass! Your admission buys you a sampling glass so you can enjoy an ALL-YOUCARE-TO-TASTE sampling of beer and bourbon. For more info visit: cary.beerandbourbon.com

SEPTEMBER

SEPT 21 | WHISKEY, WINE & FIRE

An Elegant Evening in the Pines! This exclusive foodie celebration will feature: Whiskey Bars, Elegant Wines & Cocktails, Great Music, Tented Food Stations, Food Trucks,

& Restaurants and intimate firepits. Relax Around the Fire Gardens and enjoy an inspired take on firekissed BBQ, specialty grilling, and drink pairings. For more info visit: https://tinyurl.com/5n8fsmhk

SEPT

28 | FOOD &

MUSIC FEST

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Enjoy a fun atmosphere with food, games, cultural dances, music and a raffle. This festival was designed to bring us together and ignite a new spark of life by enjoying the food of our parishioners’ diverse backgrounds. For more info visit: thefoodfestival.com

OCTOBER

OCT 12 - 13 | OKTOBERFEST

We’ve got lots of reasons for you to grab your beer stein, put on your Lederhosen or your dirndl. The Harbor Towne Fest Band will provide a festive Bavarian atmosphere to Sugar’s annual Oktoberfest celebration. Take in the beautiful fall foliage, cool, comfortable mountain temperatures, and a weekend full of festival activities!-

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LOCAL EVENTS GUIDE RALEIGH DURHAM

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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For more info visit: oktoberfest.skisugar.com

OCT 12 | CHOCOLATE FESTIVAL

At Lafayette Village. A variety of wines will be showcased from different regions. There will be live music and vendors in the courtyard of Lafayette Village. Explore the unique shops at Lafayette Village as you sample wines, cheeses and chocolates throughout this beautiful, locally owned shopping village. You are welcome to bring lawn chairs to enjoy the event. For more info visit: https://tinyurl.com/pak67jfx

NOVEMBER

NOV 1 - 20 | RENAISSANCE FEST

Fans of the medieval times mixed with circus-themed attractions and shows. Interact with more than 500 costumed villagers, including mermaids and jousting knights. For more info visit: carolina.renfestinfo.com

NOV 2 - 3 | WHIRLIGIG FESTIVAL

People who can appreciate an arts fest with its own hometown twist. Catch more than 200 vendors, live entertainment and more fun. Try your hand at the free extreme challenges or see if you have what it takes to tackle the Whirligig-Warrior course. For more info visit: whirligigfestivalnc.org

DECEMBER

DEC 1 - 30 | LANTERN FESTIVAL

A super trip-worthy event for the whole family, the eighth annual North Carolina Chinese Lantern Festival brings 50 larger-than-life lantern displays to Koka Booth Amphitheatre in Cary. Made up of thousands of LED lights, displays light up the skies and mesmerize visitors on this one-hour walking tour. Beyond beautiful lanterns, the ticketed festival also welcomes a showcase of Chinese culture— nightly performances featuring martial arts, traditional dance, acrobatics, drum performances and more. For more info visit: tianyuculture.us

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LOCAL EVENTS GUIDE RALEIGH DURHAM

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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JANUARY

JAN 10 - 12 |

FISHING EXPO

The Bass and Saltwater Fishing Expo is the place to get ready for the season. With units rigged and ready to hit the water, truckloads of the latest tackle, newest electronics and a seminar series that is second to none. The Bass and Saltwater Fishing Expo is hands down the best show of its kind in the southeast! For more info visit: bassandsaltwaterfishingexpo.com

FEBRUARY

FEB 1 | WINE & FOOD FEST

Triangle Wine & Food Experience event encompassing tastings, dinners, and a Grand Gala & Auction over a three day period. Chefs, winemakers and wineries from all over the world participate in this truly amazing event! For more info visit: trianglewinefood.org

MARCH

MARCH 15 | ST. PATRICK’S

DAY PARADE

Celebrate Irish heritage at the annual Raleigh St. Patrick’s Day Parade. Watch amazing floats go by with traditional food and drink. Everyone can feel Irish for the day! For more info visit: raleighstpats.org

2025 GRAND SLAM TOURNAMENT SCHEDULE

2024 GRAND SLAM TOURNAMENT SCHEDULE

MAY 26 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - TUE

- WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 31 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single

JUN 01 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single

JUN 01 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single

JUN 02 - SUN 12:00 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 02 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 03 - MON 12:00 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 03 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single

JUN 04 - TUE 12:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 04 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 05 - WED 12:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 05 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles

JUN 06 - THU 12:00 PM 1/2 Finals Singles Ladies’

JUN 07 - FRI 12:00 PM 1/2 Final Gentlemen’s Single

JUN 07 - FRI 3:30 PM 1/2 Final Gentlemen’s Single

JUN 08 - SAT 3:00 PM Final Women’s Single

JUN 09 - SUN 3:00 PM Final Gentlemen’s Single * Schedule subject to change

DATE

2024 GRAND SLAM TOURNAMENT SCHEDULE

JULY 1 - MON 11:00 AM Men's & Ladies' 1nd Round

JULY 2 - TUE 11:00 AM Men's & Ladies' 1nd Round

JULY 3 - WED 11:00 AM Men's & Ladies' 2nd Round

JULY 4 - THUR 11:00 AM Men's & Ladies' 2nd Round

JULY 5 - FRI 11:00 AM Men's & Ladies' 3rd Round

JULY 6 - SAT 11:00 AM Men's & Ladies' 3rd Round

JULY 7 - SUN 11:00 AM Men's & Ladies' 4th Round

JULY 8 - MON 11:00 AM Men's & Ladies' 4th Round

JULY 9 - TUE 11:00 AM

JULY 1- WED 11:00 AM

JULY 11 - THU 1:00 PM

Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals

Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals

Ladies' Singles Semifinals & Mixed Doubles Final

JULY 12 - FRI 1:00 PM Men's Singles Semifinals

JULY 13 - SAT 2:00 PM

JULY 14 - SUN 2:00 PM

Ladies' Singles Final & Men's Doubles Final

Men's Singles Final & Ladies’ Doubles Final * Schedule subject to change

2024 GRAND SLAM TOURNAMENT SCHEDULE

BANANA DATE NUT BREAD

• 3 ripe bananas mashed

• 2 eggs

• 1 stick butter

• 1 cup unbleached flour

• 1 cup whole wheat flour

• 1/2 cup shelled walnuts chopped

• 3/4 cup Medjool dates chopped and pitted blitzed with 1/4 cup water in a blender ( or 3/4 cup of sugar without water)

• 1 tsp baking soda

• 1/2 tsp salt

• 1 tsp vanilla extract

• Preheat the oven to 350 degrees

• Grease a 9x5x3 bread pan

• Cream butter and date mixture

• Add eggs one at a time, beating well

• Sift flour, baking soda, and salt and add to creamed mixture

• Fold in mashed bananas, vanilla and walnuts

• Pour mixture into the bread pan

• Bake for 50-60 minutes or until the toothpick comes out clean

• Cool for 10 minutes and then put on a rack

TRAIN EXPERIENCES Wonderful

If you haven’t traveled by train, you might like to try it. There are so many fantastic train trips available across the world. They offer opportunities not available any other way. There’s never the hassle of driving and missing the beautiful and scenic countryside. They are eco-friendly,

comfortable, relaxing and also offer refreshments. Trains start and end their journeys in cities and will transport you through diverse and incredible landscapes.

Here are a few amazing train trip options:

JACOBITE TRAIN BERNINA EXPRESS

If you are traveling in Scotland, be sure to check out the Jacobite. This journey is often described as the greatest rail journey in the world. It takes you 84 miles in total from Fort Williams in the highlands of Scotland to the most westerly stop in Arisaig. It passes by lakes and rivers including Lake Nevis, the deepest in Europe and through charming villages. There is a stop in Glenfinnan which was made famous as the site of the Harry Potter films. Then it is on to Mallaig which was founded in 1840 and is now a busy fishing port. It is a great spot for a walk or some shopping and dining. Try the fish and chips! Then take the return trip or consider taking the ferry to Skye and the Small Isles.

In Switzerland, be sure to check out the Bernina Express which is a 90 mile journey from Tirano in northern Italy to Chur in southeastern Switzerland. Highlights include unparalleled panoramic views of the steep peaks of the Swiss Alps, charming villages and shimmering lakes. With 55 tunnels through the mountains and numerous bridges and viaducts, the vistas are stunning. Chur is the oldest city in Switzerland and the old town is actually car-free. The train has earned UNESCO World Heritage Designation due to its architectural features and long history.

SKAGWAY RAILROAD RAILROAD MUSEUM

In Alaska, don’t miss the Bennett Lake Scenic Journey. A trip through history that began with the gold rush of 1898 when men sought routes to the Klondike and the White Pass. It began in Skagway and continued to British Columbia and the Yukon Territory. The train climbs from sea level to 3,00ft - a true marvel of engineering. Travel in a vintage train from Skagway to Carcass in the Yukon Territory. See snow capped peaks, forests, sparkling lakes, and amazing waterfalls. Visit Bennett Station and the White Pass Museum. You can do a walk through an old gold rush town. Then ride through remote sections of the lake that are otherwise only available by hiking the Chilkoot Trail.

In Parrish, Florida, visit the Museum and see the historic trains of the old South. Or take the 6-mile ride on an early 1900s train from Parrish to Willow to see a rail collection and exhibition. Also they host special train events including a train robbery experience.

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