20
TUESDAY 1 September 2015
Nelson Weekly
Feature
Locally Owned and Operated
31 August To 6 september
2015
Mark Sheehan’s financial planning firm has been helping people get ahead financially since it was proudly founded in Nelson in 2009. They work with customers to look for quick wins, whether it is being smarter around your KiwiSaver, better ACC Structure for your business or more effective insurance plans, but always have long term goals in mind. Normally these things are life security or financial freedom for you and your family. A lot of customers express a desire to work less, enjoy life more by spending more time with family or doing more traveling, Mark will help them achieve that. By aligning all the areas of your finances towards your ultimate financial goals, they get some powerful results. Now operating as Plus 4 Financial Mark Services, Mark offers a service specifically tailored to assist those looking Sheehan to get their financial future sorted. Plus 4 generally work with everyday New Zealander’s who are working Financial MeMber hard (or have worked hard through their lives) but strongly believe life is about balancing business or work, planning ahead, AND doing the stuff Overcoming Financial Crisis In Our you love now. mark.sheehan@plus4.co.nz www.plus4.co.nz
Finanical Freedom Starts here Certified Financial Planner ™ Authorised Financial Advisor
03 545 8928
Member Institute of Financial Advisors
Communities
Professional Development Workshop
Overcoming Financial Crisis In Our Communities Professional Development Workshop Learn about the many financial hurdles people face and how to help Where: Nelson Budget Service, 29 Selwyn Place When: 9:30 to 11am, Thurs 3rd September Cost: $5 RSVP: Ph 546 9021
Are you waiting for lucky money? Winning lotto, receiving a gift, finding a few gold nuggets,many of us dream about the easy way out of feeling broke. The problem with relying on lucky money is that the odds are stacked against it. To get where you want to be financially, you will need to take charge of your money. Getting ahead financially means spending less than you earn and saving for the future. You may need to go without some of the things you want to make your dream a reality. To get a clear picture of where your money is going, keep track of your spending with a diary, phone app or receipts. Group your spending into categories such as food, bills and clothes. You may be surprised by where some of your money is going. Luckily, these surprises are also your opportunity to plug leaking spending and start getting ahead financially.Use the Money Planner at sorted.org.nz to create a plan for your household. It can help to have another person’s perspective, they may be able to highlight some choices you didn’t realise you had. If you would like free professional assistance from one of our advisers, please contact Nelson Budget Service on 546 9021.
Learn about the many financial hurdles people face and how to help Where: Nelson Budget Service 29 Selwyn Place When: 9:30 to 11am Thurs 3rd September Cost: $5. RSVP: ph. 5469021 Spare a thought for the American people under George Bush’s presidency
“It’s clearly a budget. It’s got lots of numbers in it.” Awareness about our financial matters is important to us all Doug Johns - Bradley Nuttall Nelson Limited: Authorised Financial Adviser FSP-54281. Investment Management Services Level 1, 23 Alma Street, Nelson, 7040 | Ph: 03 539 4240 Mob: 021 522434 | doug@bnl.co.nz | www.bradleynuttall.co.nz
HOT RATES. LIMITED TIME.
4.69
Come into Nelson Branch and talk to us today! www.sbsbank.co.nz
SBS Bank – A Bank not like the others. Banking’s not normally something that people get excited about - it’s usually just a way of life.
Home Loan. Fixed. 12 Months to 2 years.
03 548 9200
It’s Money Week, where attention is turning to all things relating to money. Bradley Nuttall Nelson is fully behind this initiative and is offering up to one hour of pro bono, for no cost-professional advice for appointments made during Money Week. Consultations will be without obligation and will generally cover the following considerations: Reviewing your financial plan and/or developing one: Having a concise plan which encompasses your financial affairs, priority goals, personal risk and estate management is an important consideration. Investment Review: You may already have an investment portfolio and would like another party to review whether you are being adequately rewarded for the investment risks being taken and the appropriateness of your investment selection. Are you going to outlive your investments? For those planning to retire or those that have retired, these are critical questions. Our statistically based modelling provides the confidence and rational for answering such questions. Give us a call: We would welcome receiving your call to cover any of the above questions or any other maters financial. Take this opportunity to check your “financial fitness”.
126 Trafalgar Street, Nelson
*Rates are subject to change without notice. These rates are only available for residential or residential investing lending with a minimum of 20% equity, either with new lending over $100,000 or for existing members who have a current mortgage with us. Draw down must occur before 1 October 2015.You must also have an SBS Bank transactional account receiving your primary source of income and one SBS Insurance product. These rates are not available with Welcome Home Loans, SBS Advance (Reverse Equity Mortgage) loans, commercial or agribusiness loans. Credit Criteria and Standard Contract Terms for Residential and Residential Investing Term Loans apply. Credit Fees and Charges may apply. The current Southland Building Society Disclosure Statement along with our Credit Fees and Charges and Standard Contract Terms and Conditions for Residential and Residential investment Term Loans are available on request and free of charge from any branch or agency of SBS Bank or viewed on our website at www.sbsbank.co.nz.
But imagine walking into a bank where the staff members know your name, where they take the time to understand you - your hopes, your goals. Welcome to SBS Bank. We’re a New Zealand, customer-owned bank that has been doing this for over 145 years. So whether you’re looking to buy your first home, wanting to move into something bigger or looking to change banks, pop in and talk to us about a wide range of options to suit your needs. Give our friendly team in Nelson a call on 03 548 9200 today.