$204,000 in San Antonio
$400,000 in Portland
n
$871,000 in San Jose
$1.36 million in San Francisco
$362,000 in Austin
Source: Federal Housing Finance Agency
Source: Federal Housing Finance Agency
“nor shall private property be taken for public use, without just compensation” —Fifth amendment
“private property may be taken for public use through regulation without compensation or for private use through eminent domain with compensation” —Fifth amendment (current interpretation)
parate Treatm
sparate Imp
Kinds of Disparate Impacts 1.  Loans and other financial assistance 2.  Land-use rules & ordinances
Disparate Impact Process 1. Does a policy increase housing costs? 2. Can that policy be justified based on the need “to achieve one or more substantial, legitimate, nondiscriminatory interests”? 3. Could “another practice that has a less discriminatory effect” work as well?
Urban Area Changes, 2000-2010 40% 30% 20% 10% 0% -10% -20% Los Angeles
San Fran.
San ! Houston Dallas Diego
Change in Overall Population Change in Black Population
Austin
Home Construction Cost Dollars Per Square Foot
120 105 90 75 60 45 30 15 0 Single ! Multi ! Multi ! Multi ! Detached 1-3 Story 4-5 Story 6+ Story