Bank of Cyprus - Sucursala România / Bank of Cyprus - România Branch Listã taxe şi comisioane LEI şi VALUTĂ – Persoane Juridice / Fees and commissions LEI and FOREIGN CURRENCY – Legal Entities Aplicabile de la data de 30 aprilie 2011 / Applied from 30th of April 2011 I. CONDIŢII GENERALE / GENERAL CONDITIONS § Tarifele menţionate mai jos se aplicã la tranzacţiile procesate de bancã. / The fees listed below apply to standard transactions processed in the normal course of business. § Orice servicii suplimentare, precum si comisioanele pentru tranzactii care nu sunt mentionate in tarif, vor fi taxate suplimentar stabilite de Banca de la caz la caz. / Any additional services provided as well as the commissions for other operations that are not inlcuded in the list, will be charged additional agreed by the Bank from case to case. § Anumite tranzacţii care implicã participarea altor bãnci pot genera costuri suplimentare. Când se aplicã, acestea vor fi suportate separat de cãtre client. / Certain transactions requiring other banks’ services may be subject to additional cost. Where applicable, these will be charged separately to the Client. § Banca îşi rezervã dreptul de a modifica fără o înştiinţare prealabilă a Clientului, comisioanele şi taxele prezentate, precum şi de a practica nivele diferite ale acestora în funcţie de anumite criterii. Banca va afişa la loc vizibil tarifele practicate ale taxelor şi comisioanelor. / The bank reserves the right to change its fees and commissions periodically. Nonetheless, efforts will be made to give our Client prior notice.
II. CONTURI ÎN LEI ŞI VALUTÃ /ACCOUNTS IN LEI AND IN FOREIGN CURRENCY Deschidere de cont curent / Opening of a current account Administrare cont curent / Current account maintenance Taxa unica pentru toate conturile deschise / Unique fee for all accounts opened Extrase de cont / Statements of accounts Lunar la ghiseu, prin posta / Monthly at the bank’s counters, by mail Duplicat / Duplicate
Gratuit / Free of charge
5 Lei / Luna / 5 Lei / Month
Gratuit / Free of charge 7 Lei sau echivalent / 7 Lei or equivalent
La cerere, pentru o alta frecventa decat lunar sau pentru alte informatii suplimentare / Upon request, for other frequency than monthly or for other additional information Adaugare imputernicit nou / Adding a new empowered
7 Lei sau echivalent / 7 Lei or equivalent Gratuit / Free of charge
III. OPERATIUNI CU NUMERAR / CASH OPERATIONS Depuneri de numerar / Cash deposits
Gratuit / Free of charge
Retrageri de numerar / Cash withdrawals LEI Din cont curent sau de economii / From current account or savings account Neprogramate >15.000 Lei / Unprogrammed >15.000 Lei
0,50%, min. 10 Lei sau echivalent / 0,50%, min. 10 Lei or equivalent 1%
Din deposit la termen in data scadentei / From term deposits on maturity date Neprogramate >15.000 Lei / Unprogrammed >15.000 Lei VALUTA / FOREIGN CURRENCY Din cont curent sau de economii / From current account or savings accounts Neprogramate >15.000 Lei / Unprogrammed >15.000 Lei Din depozit la termen in data scadentei / From term deposits on maturity date Neprogramate >15.000 Lei / Unprogrammed >15.000 Lei
0% 1% 0,50%, min. 10 Lei sau echivalent / 0,50%, min. 10 Lei or equivalent 1% 0% 1%
Transport numerar pentru clienţii bãncii / Transport of cash for bank’s customers
Negociabil / Negotiable
Depozitare genţi cu numerar / Deposit of custody bags
0,10 % min. 5 EUR pe zi plus TVA sau echivalent Lei / 0,10 % min. 5 EUR per day plus VAT or Lei equivalent
Pãstrarea obiectelor de valoare sau a altor valori posibil de tezaurizat / Safe keeping of the values in the safety boxes
100 EUR pe lunã plus TVA sau echivalent Lei / 100 EUR per month plus VAT or Lei equivalent
IV. OPERATIUNI FARA NUMERAR / NON-CASH OPERATIONS A. TRANSFERURI CREDIT / CREDIT TRANSFERS A.1. Transferuri credit emise / Issued credit transfers LEI Intre clientii bancii / Between bank customers Pentru clientii altor banci / For other banks customers: Valori pânã la 499,99 LEI / Amounts up to 499,99 LEI Valori între 500 – 49,999.99 LEI / Amounts between 500 – 49,999.99 LEI Valori peste 50.000 LEI /Amounts over 50.000 LEI
Gratuit / Free of charge
5 Lei 10 Lei 15 Lei
* Spezele BNR sunt incluse / NBR’ s charges are included
Investigaţii LEI / LEI Investigations*
15 Lei
* Spezele BNR se adauga / NBR’ s charges will be added
Comision notificare client in caz de refuz la plata / Commission for customer's notification in case of payment refusal VALUTA / FOREIGN CURRENCY Intre clientii bancii / Between bank customers Pentru clientii grupului BoC / For BoC group customers*:
10 Lei sau echivalent / 10 Lei or equivalent
Gratuit / Free of charge
Acelasi client, aceeasi valuta / Same customer, same currency Clienti diferiti, aceeasi valuta / Different customer, same currency Pentru clientii altor banci / For other banks customers*:
0,125% min. 5 EUR max. 500 EUR 0,125% min. 10 EUR max. 500 EUR 0,20 %, min. 30 EUR max. 1000 EUR
* Spezele SWIFT sunt incluse / SWIFT charges are included
!!! Sunt considerate transferuri credit in valuta si comisionate ca atare, transferurile credit in LEI efectuate din ordinul clientilor nostri in favoarea clientilor altor banci din afara Romaniei / Credit transfers in LEI by order of our customers in favour of other banks’ clients outside Romania are considered as credit transfers in foreign currency and charged accordingly.
Transferuri credit in valuta cu optiunea “OUR” / Foreign currency Credit Transfers with “OUR” option: Pentru clientii grupului BoC / For BoC group customers: Acelasi client, aceeasi valuta / Same customer, same currency Clienti diferiti, aceeasi valuta / Different customer, same currency
5 EUR
Pentru clientii altor banci / For other banks customers:
20 EUR
Taxã suplimentarã de urgenţã / Additional fee for urgent payments
25% din comisionul platii / 25% of payment’s commission
Speze pentru transferuri credit non-STP (IBAN incorect, etc.)/ Repair charges for non-STP credit transfers (incorrect IBAN, etc.)
10 EUR sau echivalent / 10 EUR or equivalent
10 EUR
Anulare transfer credit emis în valutã / Cancellation of issued credit transfer in foreign currrency Decontat / Settled 75 EUR sau echivalent / 75 EUR or equivalent Nedecontat / Not settled 5 EUR sau echivalent / 5 EUR or equivalent Investigatii / modificari transfer credit emis in valuta / Investigations / amendments foreign currency credit transfer issued
75 EUR sau echivalent / 75 EUR or equivalent
Transferuri credit in valuta care tranziteaza Banca (in favoarea clientilor altor banci) / Foreign currency credit transfers transiting our Bank (in favour of other bank’s clients)
0,25% min. 30 EUR max. 1000 EUR
Copie mesaj SWIFT transmisã prin fax (doar la cerere) / Copy of SWIFT message sent by fax (only upon request)
2 EUR pe paginã / 2 EUR per page
A.2. Transferuri credit primite / Received credit transfers In LEI / In LEI
Gratuit / Free of charge
In valuta / In foreign currency: De la clientii bancii / From the bank's customers
Gratuit / Free of charge
De la clientii grupului BoC / From BoC group customers: Acelasi client, aceeasi valuta / Same customer, same currency Clienti diferiti, aceeasi valuta / Different customer, same currency De la clientii altor banci / From other banks customers Anulare/returnare transfer credit primit în valută / Cancellation/return of received credit transfer in foreign currency Returnare transfer credit in EUR primit prin SEPA / Return of credit transfer in EUR received via SEPA
Gratuit / Free of charge 2 EUR 5 EUR
25 EUR Gratuit / Free of charge
B. INSTRUMENTE DEBIT IN LEI / LEI DEBIT INSTRUMENTS B.1. Instrumente de debit - tip vechi / Debit instruments - old forms Prezentate spre încasare / Submitted for collection* 5.3 Lei Primite la plata / Received for payment* 5.3 Lei Refuz / Refusal* 5.3 Lei * Spezele BNR sunt incluse / NBR’ s charges are included
B.2. Instrumente de debit - tip nou / Debit instruments - new forms Eliberare instrumente de debit / Delivery of debit 0.5 Lei / instrument instruments Prezentate spre încasare / Submitted for collection* Primite la plata / Received for payment* Refuz / Refusal*
4 Lei 4 Lei 4 Lei
* Spezele BNR sunt incluse / NBR’ s charges are included
Certificare cecuri în LEI / Certified cheques in LEI
15 Lei / instrument
C. ORDINE DE PLATA CONDITIONATE (tip tranzactie : comerciala si de rambursare/refinantare credit) / CONDITIONAL PAYMENT ORDERS(transaction type : commercial and for credit reimbursement/refinance) Avizare / Advising 0.10% min. 75 EUR Emitere / Issuing 0.20% min.100 EUR Manipulare documente cerute / Handling of documents 0.10% min. 75 EUR required Plata / Payment Vezi cap. Transferuri credit emise / See Issued credit transfers chapter Incasare / Receipt of funds Gratuit / Free of charge Modificare / Amendment 15 EUR Anulare / Cancellation 50 EUR !!! Se aplica pentru orice fel de tranzactie de aceasta natura indiferent de tipul valutei (RON, EUR, USD etc) / Applied to all the transactions of this type irrespective of the currency (RON, EUR, USD, etc)
D. INCASSO / COLLECTIONS D.1. Incasso simplu (trate, bilete la ordin) / Clean Collection (bills of exchange, promissory notes) Avizare / Advising 0,10 % min. 50 EUR Modificare / Amendment 25 EUR
Plată / Payment Refuz la plata / Refusal for Payment
0,15 % min. 30 EUR 30 EUR
D.2. Incasso documentar de import / Import documentary collection Avizare / Advising 0,10 % min. 50 EUR, max. 500 EUR Plată / Payment 0,15 % min. 30 EUR, max. 1000 EUR Modificãri / Amendments 25 EUR Eliberarea documentelor “Franco de platã” / Release of 0,10 % min. 30 EUR documents “free of payment” Eliberarea mãrfurilor expediate pe adresa Bãncii / 0,10 % min. 50 EUR Release of goods consigned to the Bank Documente returnate neplatite / Documents returned unpaid
25 EUR
D.3.Incasso documentar de export / Export documentary collection Remiterea documentelor / Remittance of documents 0,15 % min. 50 EUR, max. 500 EUR Remiterea documentelor “Franco de platã” / Remittance 0,10 % min. 30 EUR, max. 500 EUR of documents “free of payment” Documente returnate neplãtite / Returned unpaid documents Modificãre / Amendment Solicitãri de informaţii / Inquiries
25 EUR + taxe postale / 25 EUR+ postal fees 25 EUR Flat 10 EUR pe cerere / Flat EUR 10 per inquiry
D.4. Avalizarea documentelor financiare / Aval of financial documents 0.25% min. 100 EUR/ pe trimestru, subiect la termenii agreati din aplicatia de credit / 0.25% min. 100 EUR/ per quarter, subject to terms agreed upon within the credit application D.5. Instrumente de debit in valuta remise la incasare / Foreign currency debit instruments remitted for collection 0.3 % min. 10 EUR max.300 EUR/instrument / 0.3 % min. 10 EUR max.300 EUR/instrument E. ACREDITIVE DOCUMENTARE / DOCUMENTARY CREDITS E.1. Acreditive de import / Import credits 25 EUR Preavizare / Preadvice 0,20% / trimestru min. 100 EUR / trimestru sau fracţiune de Emitere / majorare / prelungirea valabilitãţii / Issuance / trimestru / 0,20% per quarter or fraction of quarter, min. EUR increase / extension of validity 100 per quarter or fraction of quarter Plata documentelor / Payment of documents Modificãre / Amendment Comision de discrepanţe / Discrepancy commission Anulare / Cancellation E.2. Acreditive de export / Export credits Notificare preavizare / Preadvice notification Avizare / majorare / Advising / increase Confirmare / Confirmation
0,20%, min. 100 EUR 30 EUR 100 EUR 30 EUR
25 EUR 0,10%, min. 75 EUR 0,25% / trimestru sau fracţiune de trimestru, min. 100 EUR* / trimestru sau fracţiune de trimestru / 0,25% per quarter or fraction of quarter min. EUR 100* per quarter or fraction of quarter
*minimul de încasat poate fi majorat în functie de riscul de ţarã / bancã implicate în tranzactie / min. to be cashed may be increased based on country risk / bank involved in the transaction
Verificare documente / Checking of documents:
sub acreditiv domiciliat la ghiseele noastre / under a credit payable at our counters sub acreditiv domiciliat la ghiseele bancii corespondente / under a credit payable at a correspondent bank’s counters Modificãre / Amendment Anulare / Cancellation
0,20%, min. 150 EUR 0.20%, min.100 EUR 30 EUR 30 EUR
E.3. Transferul acreditivului / Transfer of a credit 0,2% min. 100 EUR E.4. Cesiune de creante / Assigment of proceeds Notificare / Notification Modificare / Amendment Plata în cadrul cesiunii / Payment under assignment of proceeds E.5. Scontare / Discounting Comision de procesare a scontãrii / Discounting processing commission (N.B.: ca regula, procesarea este asimilata controlului de documente // as a rule, it is subject to checking of doc’s) Rata de scont / Discount rate
0,10%, min. 75 EUR 30 EUR 0,15 % min. 30 EUR, max. 1000 EUR
Gratuit / Free of charge Negociabilã, în funcţie de condiţiile şi dobânzile pieţei / Negotiable, depending on market conditions and rates
F. SCRISORI DE GARANŢIE / LETTERS OF GUARANTEE F.1. Scrisori de garanţie emise / Letters of guarantee issued Preavizare (numai SWIFT) / Preadvice (only by SWIFT) Emitere / majorare scrisoare de garanţie cu text conform standardelor băncii / prelungirea valabilitãţii / Issuance / increase of a letter of guarantee under bank’s standard text / extension of validity
30 EUR 0,25% / trimestru sau fractiune de trimestru, min. 50 EUR/ trimestru sau fracţiune de trimestru / 0,25% per quarter or fraction of quarter, min. EUR 50 per quarter or fraction of quarter
Emitere / majorare scrisoare de garanţie cu text nestandard / prelungirea valabilitãţii / Issuance / increase of a letter of guarantees under bank’s nonstandard text /extension of validity
0,50% / trimestru sau fracţiune de trimestru, min. 75 EUR/ trimestru sau fracţiune de trimestru / 0,50% per quarter or fraction of quarter, min. EUR 75 per quarter or fraction of quarter
Modificare / Amendment Executare / Enforcement Anulare / Cancellation
30 EUR 0,20%, min. 200 EUR Gratuit / Free of charge
F.2. Scrisori de garanţie primite / Letters of guarantee received Avizare / Advising 100 EUR Modificare / Amendment 30 EUR Anulare / Cancellation 30 EUR Executare / Enforcement 0,10%, min. 75 EUR
Cont escrow / Escrow account
V. ALTE SERVICII / OTHER SERVICES 0,5% min. 200 EUR
Comision recuperare fonduri / Commission for recovering of funds
25 EUR sau equivalent / 25 EUR or equivalent
Corespondenta SWIFT / SWIFT corespondence
20 EUR sau echivalent / 20 EUR or equivalent
Consultarea bazei de date CIP la cererea clientului sau la eliberarea de cecuri barate / CIP data base inquiry at the client’s request or at the release of crossed cheques
20 Lei / consultare / 20 Lei per consultations
Interogare baza de date Registrul Comertului / Trade Registry database query
50 Lei
Conventie fax / Fax agreement
10 EUR / luna / 10 EUR / month
Scrisoare de recomandare ptr.alte banci / Letter of reference for other banks Scrisoare de recomandare intra-grup / Letter of reference for intra-group
50 EUR pe scrisoare sau echivalent / 50 EUR per letter or equivalent Gratuit / Free of charge
Informaţii generale despre clienţi / General information about clients
50 EUR sau echivalent în Lei / EUR 50 or the Lei equivalent
Informaţii generale despre bãnci / General information about banks
50 EUR sau echivalent în Lei / EUR 50 or Lei equivalent