PAGE A24 • THE TIMES OF MIDDLE COUNTRY • September 19, 2019
Banking… Beyond the Ordinary Easy, Convenient and Stress-free Banking • Unsurpassed Level of Professional Service • Innovative Products and State-of-the-Art Technology
New Branch Opening This Fall 430 Route 25A, East Setauket HOME EQUITY LINE OF CREDIT
1.99 1 As Low As
%
1
APR*
• Fixed First 12 Months • Convenient access to funds • No closing costs2
Does Your Bank Do That?
Catch the Wave to Better Banking islandfcu.com • 631-851-1100 Bellmore / Brooklyn / East Setauket / Hauppauge / Hicksville / Massapequa / Riverhead / Sayville / Selden / Stony Brook University** *APR=Annual Percentage Rate. Rate accurate as of 9/16/2019; subject to change. 1Rate featured is the lowest for the product. Variable rate; maximum rate of 16%. May be offered credit at a higher rate and other terms; subject to credit approval. After introductory rate, APR varies based on prime rate plus a margin; margin disclosed at account opening. Current prime rate 5.25%. Hazard insurance required on all loans. 2Must maintain minimum balance requirements for first 12 months for introductory rate and 36 months to avoid payment of closing costs. No closing costs option only available for limits up to $500,000 for a primary residence located in Nassau or Suffolk County. Other terms and conditions apply. **Restricted access. Membership eligibility applies. 162751