covering Motor Vehicles, Plant and Equipment, and general business insurance. It is underwritten by Nicoz Diamond Zimbabwe. The insurance is sold to both account and non-account holders in our branches. 9. Funeral Insurance Customers are also able to buy funeral insurance within our branches. 10. ATM and VISA Cards We also offer convenience to our customers through ATM and VISA cards which can be used internationally.
A member of Standard Bank Group
146
Best of Zimbabwe
Business Banking offers a wide range of financial solutions falling under Commercial Banking, Small to Medium Enterprises (SME), Banking, and Agribusiness. A dedicated Account Executive, or Business Banker, develops trusted partnerships with clients and links them to Product Specialists in order to originate and develop effective financial solutions for clients. The Commercial Banking offered through the Commercial Suites in Harare at our Belgravia branch and in Bulawayo at our Main Street branch, provides services to toptier Business Banking clients which includes: developing and maintaining strong business relationships with clients through regular, proactive and value-adding contact; expert banking advice after fully understanding clients’ business; and proactively providing appropriate financial solutions which suit clients’ business. SME Banking is offered through our Business Bankers who offer branch-based SME banking solutions to suit clients’ needs and requirements. We help the Small to Medium Businesses grow through access to appropriate products and expert advice. Stanbic Bank is serious about playing a transformative role in the country’s agricultural sector in partnership with other organisations and across all links of the agricultural value chain. This enables
us to engage meaningfully beyond the bounds of traditional banking and produce results that are genuinely beneficial to all parties. Transforming the agricultural landscape is essential to address food security and to stimulate economic growth - in the country. Innovative funding models enable thousands of smallholder farmers and commercial entities to maximise opportunities to succeed and includes supporting farmers in all aspects - including the purchase of direct inputs such as seeds and fertiliser, structured mentorship, quality control of produce and support in applying for credit. Stanbic Bank’s Agribusiness specialists have in-depth knowledge of the agriculture sector and its supply chain, with a particular focus on emerging markets. Our dedicated relationship managers manage and coordinate access to all products, services and expertise throughout the bank to provide: Products and Services under Business Banking include: • Overdrafts Fluctuating interest-bearing finance, which is short-term and ideal for established enterprises with current accounts. • Letters of credit (Lcs) Letters of credit offer working capital support through an undertaking by the Bank guaranteeing performance under specific terms and conditions to suppliers. • Term Loans It is an interest carrying facility normally granted for capital expenditure purposes. This facility is serviced through a series of instalments on a reducing balance basis. • New Business on line (NBol) Our internet based product that allows you to make payments, check balances and view and print statements off your account.