Solutions Manual for Excel Modeling in Corporate Finance 5th Edition by Holden Full clear download (no error formatting) at : https://downloadlink.org/p/solutions-manual-for-excel-modeling-incorporate-finance-5th-edition-by-holden/ Please ignore ads bellow and visit link above to view and download sample NEWS "Red tide" algae outbreak CBS Evening News Accident in Boston illustrates steep cost of emerg... Face The Nation Schiff: "Plenty of evidence" of Russia collusion By CAITLIN O'KANE CBS NEWS July 30, 2018, 2:21 PM "Homeless, hungry 4 success": Man hands out resumes, gets hundreds of responses after post goes viral Share Tweet Reddit Flipboard Email Last Updated Jul 30, 2018 6:31 PM EDT Jasmine Scofield was driving in Mountain View, California, on Friday and spotted a man standing by the side of the road with an unusual sign. He wasn't asking for money, he was asking people to take his resume. "I had just finished my last day of work at my previous job and was driving to meet my coworkers for a party," Scofield told CBS News. "I was driving to a restaurant... and I saw David," she says. David Casarez was holding a sign that read, "Homeless, hungry 4 success. Take a resume." "As I saw his sign, the light turned red and I said, 'This is perfect,'" Scofield says. She rolled down her window and called Casarez over to her car. "I grabbed a resume and asked him what he did," she says. He said he was an experienced web developer and, like a lot of people in Silicon Valley, was looking for work in the tech industry. Casarez told CBS News that for a while he'd been sleeping in his van while pursuing his dream, but he'd fallen behind on the payments, lost the vehicle, and resorted to sleeping on a park bench.
"Living on a park bench is not the best feeling, you never know who or what is around you. I became restless just thinking about my safety," Casarez said. But he never gave up. "I have always kept a can-do attitude. That's how I have always lived my life," he said. So he donned a long-sleeved dress shirt and slacks, printed out 50 resumes and made his now-famous sign. Before Scofield drove off, she took a photo of Casarez and his sign. "I yelled out, 'Do I have your permission to post this on Facebook and Twitter?' And he said yes," she says. "That was the last time I saw him." Scofield realized her posts of Casarez on social media were blowing up later that night. "I spent 20 to 30 seconds writing the tweet and Facebook post and by the end of the night, it hit almost 10,000 shares. I called him and warned him, and I said, 'Hey, I'm the girl who took your resume and it's going viral,'" Scofield says. homeless-resumes.jpg A woman in Mountain View, Calif., posted a photo of a man passing out resumes and she says within an hour, her post went viral and he received a flood of calls and emails JASMINE SCOFIELD Casarez told Scofield he was already getting emails and calls from people who had seen her photo of him. Scofield says she and Casarez spoke on the phone for an hour that night, and he told her more about his journey. "He told me about his dream to come to Silicon Valley to start his own business and app. He cashed out his 401(k) to come here," she says. Casarez told Scofield his freelance work as a graphic designer was giving him enough income to eat and clean his clothes, but not enough to keep a roof over his head in one of the nation's most expensive housing markets. "I thought to myself that if I could just get one person to notice me and give me a chance at a job opportunity that I would still have hope," Casarez told CBS News. That one person was Scofield. What brought Casarez's to Silicon Valley was an app idea called "Mesa," which helps mom-and-pop food businesses scale up and reach the masses, CBS San Franciscoreports. "I want to do something that will put my name out there, make a mark on society," Casarez told the station. After moving to California from Texas, he burned through his savings and was swimming in $80,000 worth of student loan debt. "He told me that he had been interviewing, and most of the time they were rejections. ... The most memorable one that he told me about was interviewing at Apple," Scofield said.
"I've been pretty close to his situation before. I really understand how difficult it is to find work in Silicon Valley," said Scofield, who is a makeup artist. "It hit really close to home for me…. I was determined to help him." By Monday, Scofield's tweet had gotten over 130,000 retweets, and she had helped Casarez get support from others. "I have received [job] offers from all over," Casarez told CBS News, "I have a few interviews I'm working on getting through right now. Overall, it's been a surreal moment for me." In addition, Austen Allred, the CEO of Lambda School, a business that teaches coding, sent Casarez an Airbnb gift certificate to help him get off the streets. "They have arranged housing assistance while I interview as well as transportation to and from interviews," Casarez said. Casarez told CBS News that he was hopeful something positive would come from all of the attention, and tells others in a similar situation to keep their heads up. "If you put it in your mind that you can do something, you will do it," says Casarez. "Don't let anything stop you." Today I saw this young homeless man asking for people to take a resume rather than asking for money. If anyone in the Silicon Valley could help him out, that would be amazing. Please RT so we can help David out! pic.twitter.com/ewoE3PKFx7 — FullMakeup Alchemist (@jaysc0) July 27, 2018 © 2018 CBS Interactive Inc. All Rights Reserved. Share Tweet Reddit Flipboard Email Sponsored Links Look in her eyes and defeat all rivals for her! Throne Free online games Learn to Trade US Stock with $100K Demo Account. Access to 1,000+ Financial Assets. - Register Now! eToro Flights In Duong Cao Lo At Ridiculously Low Prices Save70.com Wandering toddler wearing bloodstained clothes leads police to 2 dead bodies New details emerge in case of missing University of Iowa student Sponsored Links . People from Vietnam cannot believe these flight prices Trips Shop Flight Prices in Vietnam that will Make You Break Free!
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A witness told CBS Los Angeles the plane made a sputtering noise before it crashed into the parking lot. Wreckage from plane crash in Staples parking lot in Santa Ana. @CBSLA pic.twitter.com/mWwWKndqqR — Adrianna Weingold (@weingold) August 5, 2018 Photos from the scene showed the plane upright but on its belly. Several roads surrounding the shopping center and the South Coast Plaza mall across the street were closed. The plane is registered to the San Francisco-based real estate company Category III, according to an FAA database. A phone call to the company was not immediately returned Sunday. The identities of the victims were not immediately released Sunday night. The FAA and the National Transportation Safety Board will investigate the cause of the crash, Salac said. Š 2018 CBS Interactive Inc. All Rights Reserved. Share Tweet Reddit Flipboard Email Featured in U.S. Acts of kindness emerge amid deadly California wildfires People in California are sharing their stories of kindness, as firefighters work 24 hour shifts to try and contain multiple wildfires The most dangerous cities in America, ranked The U.S. saw a 3.4 percent uptick in violent crime in 2016, though rates remain near historic lows. See which cities fared worst Matchmaking for zoo animals Zoos today are creating the next generation through a mix of science, software and genetics that helps each animal find its best match for mating. But the practice comes with some moral dilemmas Latest from CBS News Latest from CBS News "CBSN: On Assignment" ep. 4: Hate Rising; Cyber Soldiers; Deadliest Assignment; Climate Refugees "CBSN: On Assignment" ep. 3: The Nightmare Scenario; Inside Instagram; Disappearing Down's; Risky Business
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Log In Episodes Overtime Topics The Team Subscribe RELATED VIDEO NEWSMAKERS San Francisco's leaning tower of lawsuits San Francisco's leaning tower of lawsuits The Millennium Tower opened to great acclaim with high-priced, posh apartments. But those accolades and property values are sinking, along with the building's foundation 2018 Aug 05 BY Jon Wertheim FACEBOOK TWITTER REDDIT FLIPBOARD It's a story as old as cities themselves: prosperity comes to town and triggers a building boom. In modern San Francisco, rows of skyscrapers have begun lining the downtown streets and recasting the skyline, monuments to the triumph of the tech sector. Leading this wave, the Millennium Tower. 58 stories of opulence, it opened in 2009 to great acclaim, then the tallest residential building west of the Mississippi. Though priced in the millions, the inventory of posh apartments moved quickly. Yet for all its curb appeal, the building has, quite literally, one foundational problem: it's sinking into mud and tilting toward its neighbors. Engineering doesn't often make for rollicking mystery but San Francisco is captivated by the tale of the leaning tower and the lawsuits it's spawned. As we first reported this past fall, it's a story positioned - albeit at an angle -- somewhere between civic scandal and civic curiosity, an illustration of what can happen when zeal for development overtakes common sense. millennium-tower-low-angle.jpg Millennium Tower CBS NEWS
When the fog rolls in over San Francisco, the skyscrapers live up to the name. The TransAmerica Pyramid, long the gem of this skyline, now dwarfed, quaint as a cable car. The new Salesforce Tower stands as the tallest building in town. Nearby, Facebook signed a record-breaking lease on this building. And across the way, the Millennium Tower at 301 Mission Street: 645 feet of reinforced concrete wrapped in glass. Inside the $550 million construction, as advertised, lavish condominiums flush with amenities, attracting tech barons and venture capitalists. San Francisco royalty, former 49ers quarterback Joe Montana, bought here. So did Jerry and Pat Dodson. Ten years ago, they paid $2.1 million dollars for a two-bedroom and planned to live out their retirement enjoying the sweeping view from the 42nd floor. Pat Dodson: It's a wonderful location... Everything I had read indicated that it was the best building in San Francisco. It had won numerous awards. It had particularly won awards for construction, which was very important if you're thinking of moving into a high rise. Jon Wertheim: Initially no buyer's remorse? Pat Dodson: Absolutely not. Jerry Dodson: No, not at all. I mean, in fact, buyer euphoria. One feature the Dodson's hadn't counted on is the dozens of stress gauges dot the walls of the Millennium Tower's basement. They measure, in millimeters, the slow growth of cracks along the columns that rise up from the building's foundation. dodson-wertheim-1.jpg Jerry Dodson shows contributor Jon Wertheim stress gauges in the Millennium Tower CBS NEWS Jerry Dodson: There's enough of them, a spider web of cracks, that you have to be concerned about what's going on underneath. These cracks are one of the only visual clues that there's anything profoundly wrong here. Jon Wertheim: These are the rounds you do now? Jerry Dodson: Yeah, I've been told by structural and geotechnical engineers that I should be watching ... Both an engineer and a lawyer, Dodson makes daily rounds of the basement looking for signs of deterioration. It's a routine he's kept since the homeowner's association called a meeting of residents in May of 2016. Pat Dodson: They just said we should be there and made us sign in, which alerted us at that time that there was something serious.
Jon Wertheim: So what was the nature of that meeting? Pat Dodson: It was the first time we were told that the building was sinking and was tilting. Engineers have tracked sinking here since the day the foundation was poured in 2006. Nothing unusual about that. Here's what is unusual: their data shows the Millennium Tower sinking -- 17 inches so far -- and tilting 14 inches to the northwest. Once news got out, local politicians seized on the story. And the very engineers celebrated for the building's design suddenly were being compelled to explain why the building was moving. "Nobody has owned up to why this building is not performing." When the Millennium hearings opened to public comment, it brought some livelier moments. This, after all, being San Francisco -- a city once described as 49 square miles surrounded by reality. Aaron Peskin has a certain vitality himself. A long time city supervisor, he starts most days with a swim in the Bay then meets constituents at a North Beach coffee shop, where the Millennium Tower is a popular topic. Peskin is leading hearings into what is causing the trouble. Jon Wertheim: You subpoenaed some of the engineers involved with Millennium Tower. Why? Aaron Peskin: We don't generally like to subpoena people. That power has not been used by the San Francisco Board of Supervisors for some quarter of a century. Jon Wertheim: 25 years, you've never issued a subpoena before? Aaron Peskin: That's correct. Jon Wertheim: When you got them in here, what did you learn? Aaron Peskin: Their answers were less than satisfactory. Nobody has owned up to why this building is not performing. faulk-jernigan-showing-marble.jpg Frank Jernigan and Andrew Faulk show their 'marble' video CBS NEWS Some homeowners aren't waiting around to find out. Andrew Faulk and Frank Jernigan -- who worked at Google when it was still a start-up -- got all the answers they needed when they rolled a marble across their floor. Frank Jernigan: We didn't do it but once, and this is what we got. We were shocked when that thing stopped, turned around and started rolling back. Andrew Faulk: Back to where the building is tilting. Jon Wertheim: The northwest side.
Frank Jernigan: I thought, "We don't know if this building's going to stand up in an earthquake." And so I became severely frightened of that. Andrew Faulk: And we got out. We left, we left really most all of our belongings. We just left. The couple sold their apartment last year and moved to a two-story home in the Pacific Heights neighborhood. Frank Jernigan: We sold it for approximately half of what it was valued at before this news came to light. Jon Wertheim: You lost seven figures -Frank Jernigan: Yes. Jon Wertheim: On the sale of this apartment? Frank Jernigan: Yes. Andrew Faulk: That's right. Frank Jernigan: I would say we lost $3-$4 million. Speaking of astronomical figures, half a world away, in a suburb of Amsterdam, San Francisco's sinking tower came across the radar of Petar Marinkovic, an engineer who works with the European Space Agency to track earthquakes. Using signals from a satellite 500 miles above the earth, Marinkovic measures ground movements around fault lines. In 2016, he happened to be studying the Bay Area, when something caught his eye. marinkovics-discovery.jpg Marinkovic's chart of ground movements CBS NEWS Jon Wertheim: This is obviously downtown San Francisco. What do the green dots represent? Petar Marinkovic: Green dots represent stable. No displacement, no significant displacement. Jon Wertheim: Stable structures? Petar Marinkovic: Stable structures, yeah. Jon Wertheim: And the red dots? Petar Marinkovic: Few red dots means something's going down. Something's settling. Something's subsiding. Something's sinking. Jon Wertheim: Did you know what it was? Petar Marinkovic: No. Jon Wertheim: Had you heard of Millennium Tower before this? Petar Marinkovic: No. Jon Wertheim: Ever been to San Francisco? Petar Marinkovic: No. Jon Wertheim: What can you tell us about the rate of sinking?
Petar Marinkovic: It's in the ballpark of - between 1.5 to 2 inches a year. Jon Wertheim: 1.5 to 2 inches a year? Petar Marinkovic: Yeah, yeah. And there's nothing to suggest the sinking and tilting are slowing down, much less stopping. But is it dangerous? Last summer, the city of San Francisco and its engineers asserted the building is safe, even in the event of an earthquake. Even so -- and this is a central theme to this saga: there are as many opinions about the trouble at the Millennium Tower as there are engineers in the Bay Area. Jerry Cauthen, one of those local engineers, did not work on the tower but has worked on nearby projects. Jerry Cauthen: There's a lot of things about this building that are unprecedented. Jon Wertheim: Some sinking for buildings is acceptable, right? Jerry Cauthen: Some is. They actually anticipated that, over the lift of the building, it would sink about four to five inches. That's like a hundred-year life. Jon Wertheim: This is double and triple that. Jerry Cauthen: Yeah. I don't think they -- they obviously didn't anticipate anything like this, close to it. By 'they' Cauthen means Millennium Partners -- brand-name developers with high-end skyscrapers all over the country. Cauthen says their big mistake was building Millennium Tower out of concrete instead of steel. Jerry Cauthen: Concrete is often cheaper. And it's just as good, but it is a lot heavier. And so you got to design your foundation and your sub-surface to support that higher weight. What lies beneath the surface at 301 Mission Street is critical to the story. It fell to Millennium's geotechnical engineers to analyze the ground below and design an appropriate foundation. They went with a foundation driven 80 feet deep into a layer of dense sand. And the city approved the plan. Larry Karp is a local geotechnical engineer. He did not work on the tower either but specializes in Bay Area soil conditions. millennium-tower-high-angle.jpg Millennium Tower CBS NEWS Jon Wertheim: What is under the ground here? Larry Karp: What is under the ground here at the surface is rubble from the 1906 earthquake, brick and sand and debris, everything you could imagine is down here.
You have to go 200 feet below the Millennium Tower, through layers of history in the ground -- below landfill from the time of the gold rush, sand, mud and clay -- to reach solid rock or bedrock. Karp says the fact that the tower's foundation isn't anchored in bedrock -- well, that's a problem. "Everybody is afraid to tell the truth. Because if we get to the bottom of this, they are worried that it is going to, in some ways, slow down the building boom that is happening in San Francisco." Larry Karp: For a big, heavy building, a concrete building, those foundations have to go deeper. For a building like this, they have to go to bedrock. Otherwise, he says, the structure will sink into less sturdy layers of sand and mud. And because it doesn't sink or settle uniformly, you get tilting. Larry Karp: Look at the whole line. Karp told us he can see the tilt from the middle of Mission Street a few blocks away. We couldn't see it so we asked Jerry Cauthen if he could. Jerry Cauthen: No, I don't. It's very hard to see. It's not enough of a tilt to see. This is not like the Leaning Tower of Pisa. And there it is: the inevitable comparison to that greatest engineering gaffe of them all. Not the landmark any present-day developer wants to be associated with. Millennium Partners declined our request for an on-camera interview but pointed out their tower was built to code. They blame their neighbors, specifically construction of the Transbay Terminal -- San Francisco's answer to Grand Central Station -- right next door. Transbay declined an on-camera interview too but told us Millennium had already sunk 10 inches before work began on their project. And right on cue, here come the lawyers. Lawyers for Millennium Partners, for the Transbay Terminal next door, for the tower's structural engineers, and geotechnical engineers, for the architect and the builder, for the homeowners association and for the city, and yes -- even for Joe Montana. There are 20 parties to various Millennium Tower lawsuits and counting. Jerry Dodson: It takes a half hour just to take attendance of the lawyers in the courtroom. I mean, literally. Jon Wertheim: That's a lot of billable hours. Jerry Dodson: Lotta billable hours. Courtroom circus aside, we asked Aaron Peskin -- the city supervisor -simply: what's going on here? Aaron Peskin: Everybody is afraid to tell the truth. Because if we get to the bottom of this, they are worried that it is going to, in some ways, slow down the building boom that is happening in San Francisco.
Jon Wertheim: Time is money in construction, and we don't want to stop this frenzy. Aaron Peskin: Absolutely. Absolutely. This drama has hardly had a chilling effect. Everywhere you look in downtown San Francisco, they're building another skyscraper. And the latest must-have amenity for all these new constructions: bedrock. In what might be the first act of building on building bullying, tech giant Salesforce stuck it to Millennium via Twitter. Aaron Peskin: "Bedrock, baby." Jon Wertheim: You think that was in reference to what's going on across the street? Aaron Peskin: I don't think it was in reference. I know it was in reference 'cause I know the people who built that building. The city still doesn't require all skyscrapers to go to bedrock but it has made some changes to prevent another tower from leaning. More review of foundations for new tall buildings, for one. As for the Millennium Tower, on this, almost everyone agrees: it needs to be fixed. Jon Wertheim: What do we do with a tilting, sinking building? Jerry Cauthen: I've heard freeze the ground, in perpetuity, freeze the ground. Jon Wertheim: Perpetually freeze the ground under this building? Jerry Cauthen: Perpetually freeze the ground. They've talked about removing 20 stories from the top of it to reduce its weight. Jon Wertheim: What -- what do you think of that, lopping off-Jerry Cauthen: God I hope they don't have to-Jon Wertheim: Lopping off the top 20 stories? Jerry Cauthen: Shoo, that sounds like a horrible mess. I think more likely the surest way is to get it on piles to rock. Bedrock. There may be no avoiding it. The parties are in mediation debating just how to drill down to bedrock under an existing skyscraper with a thousand people living upstairs. And then, there's the indelicate question: who pays for all this? Aaron Peskin: I am hopeful that the city and Millennium and the homeowners association will implement a fix in the near term and fight about the money later. But time's ticking. Since our story first aired last fall, engineers have begun drilling beneath the Millennium Tower. They're testing a proposed fix for the tilting building, one that would extend the existing foundation all the way to, you guessed it, bedrock. There is still no agreement on who will pay for the fix.
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Solutions Manual for Excel Modeling in Corporate Finance 5th Edition by Holden Full clear download (no error formatting) at : https://downloadlink.org/p/solutions-manual-for-excel-modeling-incorporate-finance-5th-edition-by-holden/ excel modeling in corporate finance 5th edition pdf excel modeling in corporate finance pdf excel modeling in investments 5th edition pdf