Ssf in brief case study report nepali

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gf]6 # | clk|n @)!#

;+If]kdf g]kfnsf] ;fdflhs ;'/Iff sf]ifdf !) nfv ;b:osf] # s/f]8 %) nfv cd]l/sL 8n/ of]ubfg ;fdflhs ;'/Iff sf]if -P;P;Pkm_ sf] :yfkgf dxTjk"0f{ >d ahf/ ;'wf/sf] Ps efu xf] h;sf] ;du| p2]Zo eg]sf] b]zsf pBdL tyf >d zlQmnfO{ Ps;fy nfe k'Ug] u/L pGgt nufgL tyf pTkfbsTj b'js } f nflu cg'sn " jftfj/0f lgdf{0f ug{ ;xh t'Nofpg' xf] . lj= ;+= @)^* ;fn >fj0fdf k|f/De ePotf ;fdflhs ;'/Iff sf]ifn] g]kfndf >d ;DaGwsf] ljjfbsf k|dv ' If]qx?dWo]sf] PsnfO{ ;Daf]wg u/L >ldsx?nfO{ ;fdflhs ;'/Iff ;~hfn pknAw u/fpg >ldsx?, ;/sf/ tyf lghL If]qaf6 @=*# ca{ g]kfnL ?k}ofF -# s/f]8 %) nfv cd]l/sL 8n/ a/fa/_ ;+sng u/]sf] 5 . g]kfn Joj;fo d~rsf] Joj;fo jftfj/0f, >d ;DaGw tyf cf}Bf]lus ;'/Iff sfo{;Dkfbg ;d"xn] o; ;jfnnfO{ ;Daf]wg ug{sf] nflu lj= ;+= @)^& ;fn c;f]h !$ ut] Ps ;fdflhs ;'/Iff sf]if :yfkgfsf] cfjZostf cf}N+ ofof] . d~rsf] pQm ;'emfjnfO{ ;/sf/n] cfly{s aif{ @)^*÷^( sf] ah]6 efif0fdfkm{t ;Daf]wg u¥of] / lj= ;+= @)^* ;fn >fj0fdf g]kfndf ;fdflhs ;'/Iff sf]if cflwsfl/s ?kdf k|f/De eof] . To;otf sd{rf/Lx?nfO{ ;]jflgj[lQ tyf cjsfz ;'ljwfx? k|bfg ug{ k|To]s /f]huf/bftf, sd{rf/L tyf ;/sf/af6 hDdf ul/Psf] s/of]Uo cfosf] ! k|ltzt s/sf] of]ubfgaf6 pQm sf]if lgdf{0f ul/Psf] 5 . pQm sf]ifnfO{ cfly{s aif{ @)^^÷^& df cf/De ul/Psf] ;fdflhs ;'/Iff s/dfkm{t sfo{:yndf x'g] b'36{ gf, ;'Ts]/L -dft[;/+ If0f_ :jf:Yo tyf :jf:Yo ladfsf] Ifltk"tL{ pknAw u/fpgsf] nflu sd{rf/Lx?nfO{ ;fdflhs ;'/Iff ;]jfx? k|bfg ug{ cg'dlt lbOPsf] 5 .

/f]huf/bftfx?, sd{rf/Lx? / cy{ Joj:yfnfO{ nfe k'¥ofpFb} g]kfnsf] ;+ljwfg @)$& tyf g]kfnsf] cGtl/d ;+ljwfg @)^# n] ;fdflhs ;'/IffnfO{ Ps df}lns clwsf/sf] ?kdf hf]8 lbPsf]n] g]kfndf ;fdflhs ;'/Iff Hofb} g} l;ldt ePtf klg 7"nf] ;/f]sf/sf] ljifo ag]sf] 5 . ;dflhs ;'/Iff sf]ifx? / ltgsf nfe ljt/0f g]kfnsf] nflu gofF b[Zo 36gf eg] xf]Ogg\ . ;a}eGbf klxn] ckf+utf, j[4fj:yf, ul/aL tyf To:t} cGo;Fu ;DalGwt ;'/Iff ;'ljwfx?sf ;fy ;fdflhs ;'/Iffsf kxnsbdLx? cf/De ul/Psf] lyof] . ;/sf/n] :jf:Yo dGqfno / ;+3Lo dfldnf tyf :yfgLo ljsf; dGqfno dfkm{t :jf:Yo ;'ljwfx?sf nflu / j[4fj:yf tyf ckf+utfsf] nflu aflif{s ?kdf qmdzM !) ca{ / !@ ca{ g]kfnL ?kdf lalgof]hg u5{ . o;afx]s, g]kfndf >d zlQm a9\bf] cj:yfdf /xFbf /xFb} klg cf}krfl/s If]qsf] ;+nUgtf >d ahf/df lgis[o ;fy} /f]huf/L klg lgis[o 5 . To:t}, cgf}krfl/s If]qsf] a9L k|efj b]lvPsf] >d ahf/ eg] c;+ul7t, clgoldt / lgwf{/0f ug{ g;lsg] b]lvPsf] 5 . cem eGg'kbf{, oL b'j} If]qdf /x]sf >d zlQmx?n] w]/} ;fdflhs ;'/Iffsf ;'ljwfx? k|fKt ub}g{ g\ / To:tf ;'ljwfx?sf lglDt bafa l;h{gf ug{ >lds÷sd{rf/Lx?åf/f af/Daf/ x8\tfn cfJxfg ul/G5g\ . sf]ifn] oL ;a} ;jfnx?nfO{ ;Daf]wg ug]5 { . lrq !M ;doqmd cfly{s aif{ @)^^÷^& sf] ah]6 efif0f dfkm{t ;fdflhs ;'/Iff s/sf] cjwf/0ff k|f/De

sflt{s *, @)^& df cy{ dGqfnosf /fhZj ;lrjsf] dftxtdf ;ldlt u7g

pQm ;jfn p7fO{ k|lqmofnfO{ tLj|tf lbg c;f]h !$, @)^& df g]kfn Joj;fo d~rdf l;kmfl/;

@)^* ;fpgdf :jtGq ;fdflhs ;'/Iff sf]if ;lrjfno :yfkgf

;fdflhs ;'/Iff sf]if lgodfjnLsf] cg'df]bg tyf @)^& sf] r}tdf ;lrjfno :yfkgf

@)^( df sfg'gsf] d:of}bf agfO{ sfg'g tyf Gofo dGqfnodf k]z

@)^* c;f/ df ah]6 efif0f dfkm{t ;Daf]wg

“;fdflhs ;'/Iff sf]ifsf] Joj:yfdfkm{t dfgljo k|lti7fsf] /Iff ug'{ tyf ;Dk"0f{ g]kfnLx?nfO{ hf]lvdaf6 arfpg' g]kfnsf] cfhsf] cfjZostf xf] .” ;'/z ] dfg >]i7, ;lrj, >d tyf /f]huf/ dGqfno

sf]ifsf] u7g

;fdflhs ;'/Iffsf] cjwf/0ff cfly{s aif{ @)^^÷^& sf] ah]6 efif0fsf] bkmf @*% df æ;fdflhs ;'/Iff / ;bfrf/ clea[l4 ug]{Æ lzif{sdf k|:t't ul/Psf] lyof] h;n] eg]sf] 5M j[4 eQf, c;xfo eQf h:tf ;fdflhs ;'/Iffsf sfo{qmdx? qmdzM la:tf/ ub}{ nluPsf] 5 . eljiodf o;nfO{ lj:tf/ ug]{ ;Gbe{df ;fdflhs ;'/Iff s/ nufpg]tkm{ cWoog ul/g]5 . ;fdflhs ;'/Iff s/sf] Joj:yf k|f/De gul/P;Dd kfl/>lds cfo cfh{g ug]{ JolQmx?af6 s/of]Uo cfosf] klxnf] :Nofadf Ps k|ltzt s/ nufpg] k|:tfj ul/Psf] 5 . cfly{s aif{ @)^*÷^( sf] ah]6 efif0fn] klg æ;fj{hlgs, ;xsf/L / lghL If]q dfkm{t Aofks ?kdf /f]huf/L l;h{gfÆ lzif{s cGtu{tsf] bkmf !$& df Joj:yf u/]sf] 5 h;n] eg]sf] 5M cfly{s jif{ @)^^÷^& b]lv k|f/De ePsf] ;fdflhs ;'/Iff s/af6 of]ubfgstf{ sd{rf/L÷sfdbf/x?sf] lxtdf k|of]u ug{ :yflkt ;fdflhs ;'/Iff sf]ifnfO{ cfufdL jif{af6 sfof{Gjogdf NofO{ o;af6 sfo{:yn b'36{ gf, ;'Ts]/L -dft[;/+ If0f_ :jf:Yo / :jf:Yo aLdf h:tf of]hgfx? -l:sdx?_ ;'? ul/g]5 . cfufdL jif{ leq ;fdflhs ;'/Iff P]gsf] th{d' f u/L pQm P]gaf6 sf]ifdf /f]huf/bftf tyf ;/sf/sf] of]ubfg ;'lglZrt ul/g]5 .

;xof]ustf{x?M >L s[i0fafa' hf]zL, cg'udg tyf d'NofFsg, PgcfO{l;cf/kL ;'>L cls/f wVjf, g]kfn Joj;fo d~r


;+lIfKtdf  |  clk|n @)!#  |  2

g]kfn Joj;fo d~rsf] e"ldsf of] ;jfn g]kfn pBf]u afl0fHo dxf;+3sf cWoIf / cy{ ;lrj Ho"n] ;x–cWoIftf ug]{ g]kfn Joj;fo d~rsf] Joj;fo jftfj/0f, >d ;DaGw tyf cf}Bf]lus ;'/Iff sfo{;Dkfbg ;d"xdfkm{t g]kfn pBf]u afl0fHo dxf;+3åf/f p7fg ul/Psf] xf] . lghL If]qn] >dsf ;jfnx?nfO{ g]kfndf lghL If]qsf] ljsf;sf nflu ;a}eGbf 7"nf afwsx?dWo]sf] Ps egL klxrfg u/]sf]n] g]kfn pBf]u afl0fHo dxf;+3 >d ;DaGw ;'wf/ ug{ ;lqmo ?kdf nfluk/]sf] 5 . ;fdflhs ;'/Iff ;~hfnsf] cefj x'g'nfO{ yk nrsbf/ /f]huf/ s/f/gfdfsf] sfof{Gjog ug]{ dfu{df b]vf k/]sf cj/f]wx? dWo]sf] Pssf] ?kdf lnOPsf] 5 . pQm ;d"xn] sf]ifsf] kl/rfngnfO{ s;/L tLj| ult lbg] eGg] ;DaGwdf tyf To;sf] ;~rfng k|lqmofsf] af/]df ;dLIff u¥of] / o;n] pQm sf]ifsf] :yfkgf ug{ k|]l/t u/fof] . pQm sfo{;Dkfbg ;d"xsf] lg0f{o ul7t Pp6f ;ldltåf/f lj:t[t cWoog ;DkGg u/L ;fdflhs ;'/Iffsf ;jfnnfO{ >d sfg'g ;'wf/;Fu ;Dks{ sfod u/fpg] / pQm sf]ifsf] :yfkgf tyf Joj:yfkg ul/g] k|fjwfg ldnfOof] . pQm ;ldltnfO{ ;/sf/, o'lgogx? tyf lghL If]qaLr yk k/fdz{x? tyf ;+jfb u/fpg] lhDd]jf/L klg lbOPsf] lyof] . pQm ;'emfjx? kZrft ;fdflhs ;'/Iff sf]ifsf] sfof{Gjog ug{ cy{ dGqfnosf /fhZj ;lrj Ho"sf] cWoIftfdf Ps ;ldlt u7g ul/of] . o; ;ldltn] ;fj{hlgs tyf lghL If]qsf >lds tyf sd{rf/Lx?nfO{ ;fdflhs ;'/Iff k|bfg ug{ 5'§} ;fdflhs ;'/Iff sf]ifsf] cfjZostf /x]sf] ;DaGwdf d~rn] u/]sf] lg0f{onfO{ ;dy{g klg u¥of] .

k|zf;lgs sfo{ljlw P]g, @)!# -!(%^_ sf] bkmf @ n] lbPsf] clwsf/ k|of]u u/L ;ldltåf/f ;fdflhs ;'/Iff sf]if -Joj:yfkg tyf ;~rfng_ lgodfjnL @)^& -@)!!_ tof/ kfl/of] / cGTodf dGqLkl/ifb\n] lj= ;+= @)^& ;fn r}q & ut] -dfr{ @!, @)!!_ df kfl/t u/L g]kfn ;/sf/sf] /fhkqdf k|sflzt u¥of] . g]kfn Joj;fo d~råf/f k|:t't ;'emfjx?nfO{ cfly{s aif{ @)^*÷^( sf] ah]6 efif0fdf ;Daf]wg ul/of] . sf]ifnfO{ ;fdflhs ;'/Iff ;]jfx? k|bfg ug{ clwsf/ lbOPsf] 5 h;df lgodfjnLsf] th'{df u/L sd{rf/Lx? tyf ;/sf/sf] of]ubfgsf] ;'lglZrt ul/Psf] 5 . ;/sf/n] xfn cf}krfl/s If]qdf sfo{/t ;Dk"0f{ sd{rf/Lx?dfly ! k|ltzt ;fdflhs ;'/Iff s/ nufO{ sf]ifsf] nflu cfly{s ;|f]tx?sf] kl/rfng ul//x]sf] 5 / sf]ifsf] ;~rfng vr{ Joxf]b}{ cfPsf] 5 .

k|wfgdGqL tyf dlGqkl/ifb\sf] sfof{noåf/f 3f]lift tTsfn /fxt sfo{qmd, @)^* df ePsf] k|fjwfg (= pBf]u, /f]huf/ tyf >d ;DaGw (=& >ldsx?sf] ;fdflhs tyf cfly{s lxtsf] nflu k|of]u ug{ ul7t ;fdflhs ;'/Iff sf]ifaf6 sfo{:yndf x'g] b'3{6gf, ;'Ts]/L -dft[;+/If0f_ :jf:Yo tyf >ldsx?sf] :jf:Yo ladf;Fu ;DaGwL sfo{qmdx? agfO{ sfof{Gjog ul/g]5 .

;~rfng k|lqmof sfg'gL ;+/rgf

“;fdflhs ;'/Iff sf]if cfly{s

lqmofsnfkx?sf nflu xf]Og, a? ;fdflhs ;'/IffnfO{ d'ns ' el/ g} ;j{JofkL agfpgsf] nflu xf] .” s]jn e08f/L, sfo{sf/L lgb]{zs sf]if ;lrjfno

;/sf/n] ;j} ;fdflhs ;d"x tyf If]qx?nfO{ /fHosf] ;fdflhs ;'/Iff k|bfg u/L tyf ;fdfhdf cgfjZos lqmofsnfkx? lgoGq0f u/L zflGt tyf ;'/Iff k|0ffnLnfO{ k|efjsf/L ?kdf sfof{Gjog ug]{ p2]Zosf ;fy /0fgLltx? cjnDag u/]sf] 5 . xfn ;+:yfsf] c;n ;~rfngsf] nflu ;xh jftfj/0f agfO/x]sf tyf an k'¥ofO/x]sf sfg'gx?df ;fdflhs ;'/Iff lgodfjnL @)^&, d:of}bf ;fdflhs ;'/Iff P]g tyf >d P]g /x]sf 5g\ . k|:tfljt >d P]gn] /f]huf/bftf tyf sd{rf/Lx?sf of]ubfgsf] c+znfO{ 6'+uf]df k'¥ofpg] ck]Iff ul/Psf] 5 . sf]if ;lrjfnosf] :yfkgf;Fu} ef}lts tyf sfg'gL ;+/rgf ;DaGwL sfo{x?sf] lgwf{/0f ul/of] h;sf] kl/0ffd:j?k sf]ifsf]

P]gsf] d:of}bf tof/ kfl/Psf] 5 . tyflk, Joj:yflksf ;+;b\sf] cefjdf pQm ;fdflhs ;'/Iff sf]ifsf] P]g clxn];Dd kfl/t ug{ ;lsPsf] 5}g .

sf]if Joj:yfkg tyf ;f+u7lgs ;+/rgf ah]6 efif0fdf o;sf] cg'df]bg ePkl5 >d tyf /f]huf/ dGqfnosf] If]qflwsf/cGtu{t sf7df8f}+ lhNnf ljsf; ;ldltsf] sfof{no kl/;/leq lj= ;+= @)^* ;fn efb| !@ ut] sf]ifsf] ;lrjfno :yfkgf ul/Psf] xf] . cfly{s aif{ @)^*÷^( b]lv sf]ifsf] kl/rfng, cg'udg tyf ;"rgf k|;f/ ug]{ lhDd]jf/L ;lrjfnosf] /x]sf] 5 . sf]ifsf] ;lrjfnodf sfhdf v6fOPsf Pshgf sfo{sf/L lgb]{zs, b'O{hgf lgb]{zs tyf cnu–cnu sfd tyf st{Jo ePsf rf/hgf zfvf


;+lIfKtdf  |  clk|n @)!#  |  3

“xfdL sf]ifsf] P]g

lrq @M ;f+u7lgs ;+/rgf

;~rfns ;ldlt >d tyf /f]huf/ dGqfno

;~rfns ;ldlt

sfo{sf/L lgb]{zs

cGo sd{rf/Lx?

clws[t tyf sd{rf/Lx?;lxt s"n !% hgf sd{rf/Lx? 5g\ . sf]ifsf] Joj:yfkg tyf ;~rfng bIftfnfO{ ;'lglZrt ug{ >d tyf /f]huf/ dGqfnosf ;lrj Ho"sf] cWoIftfdf !! ;b:oLo Ps lqkIfLo Joj:yfkg ;ldlt u7g ul/Psf] 5 .

;b:otf tyf nufgLsf ;|ft] x? o; sf]if;Fu xfn sf]ifdf of]ubfg ul//x]sf em08} !) nfv 3f]lift ;b:ox? 5g\ eg] of]ubfgsf] %) k|ltzt ;/sf/, lghfdlt ;]jf, k|x/L tyf ;]gfaf6 cfO/x]sf] 5 . sf]ifsf] ;lrjfnon] sl/a !* b]lv @) nfv ;b:ox?nfO{ cfkm\gf] ;~hfnsf] bfo/fdf Nofpg] ;Defjgf b]vfPsf] 5 .

!= cWoIf– ;lrj– >d tyf /f]huf/ dGqfno @= ;b:o– ;x;lrj, cy{ dGqfno #= ;b:o– ;x;lrj, >d tyf /f]huf/ dGqfno $= ;b:o– ;x;lrj, sfg'g tyf Gofo dGqfno %= ;b:o– cWoIf, g]kfn pBf]u afl0fHo dxf;+3÷k|ltlglw ^= ;b:o– cWoIf, g]kfn pBf]u kl/;+3÷k|ltlglw &= ;b:o– cWoIf, g]kfn RofDa/ ckm sd;{÷k|ltlglw *= ;b:o– cWoIf, clvn g]kfn 6«]8 o'lgog dxf;+3÷k|ltlglw (= ;b:o– cWoIf, g]kfn 6«]8 o'lgog sf+u|];÷k|ltlglw !)= ;b:o– cWoIf, g]kfn 6«]8 o'lgog dxf;+3 -lhkmG6_÷k|ltlglw !!= ;b:o ;lrj– sfo{sf/L lgb]{zs

lgodfjnLdf pNn]v ul/P cg';f/, ;/sf/L tyf u}/;/sf/L If]qsf ;Dk"0f{ sd{rf/Lx?n] cfkm\gf] s/of]Uo sdfOsf] ! k|ltzt lgIf]k ug'{k5{ . oBlk, sf]ifsf] lgodfjnLn] k|To]s /f]huf/bftf tyf sd{rf/Lx?af6, >lds sNof0f sf]ifaf6 k|fKt ul/Psf] af]g;, :j]lR5s lgIf]k, ;/sf/, ljb]zL ;/sf/x?, ax'kIfLo tyf cGox?sf] /sdaf6 ;dfg !) k|ltzt;Dd of]ubfg nufgL ug'{kg]{ Joj:yf klg u/]sf] 5 .

sf]ifsf] eO/x]sf] k|of; g]kfndf xfn;fn} :yflkt ;fdflhs ;'/Iff sf]ifn] lghL tyf ;fj{hlgs cf}krfl/s If]qsf sd{rf/LnfO{ k|]/0ffbfos /sdx?

sfof{Gjogsf nflu uDeL/ tyf k|ltIff/t 5f}+ . t/, sf]ifsf] P]g / >d P]g Ps;fy sfof{Gjog ul/g'kb{5 lsgeg] o;n] /f]huf/bftfx? tyf sd{rf/Lx?nfO{ nfeflGjt u/L ;du| cf}Bf]lus tyf >d ;DaGwnfO{ ;'wf/ ug]5 { .”

-OG;]lG6ex?_ k|bfg ub{5 . >ldsx?sf] sfo{ bIftf pNn]Vo ?kdf a9fpg tyf ;fdflhs ;'/Iff k|bfg ug{ pgLx?nfO{ ;fdflhs ;'/Iffsf] ;~hfndf Nofpg]tkm{ o;sf] lgodfjnL tyf gLltx?nfO{ cg's"n agfpg] sfd eO/x]sf] 5 . xfn, ;fdlhs ;'/Iff P]gsf] d:of}bf tof/ kfl/Psf] 5 / >d tyf /f]huf/ dGqfnon] klg of]ubfgdf cfwfl/t -slG6«Jo'6/L_ sf]ifsf] :yfkgf, ;~rfng tyf Joj:yfkgsf] nflu Pp6f d:of}bf law]os tof/ kf/]sf] 5 h'g cGtu{t cGo s'/fx?sf cltl/Qm cf}krfl/s If]qsf /f]huf/bftfx?n] cfkm\gf sd{rf/Lx?nfO{ ;/sf/åf/f NofOPsf] ;fdflhs ;'/Iff of]hgfx? -l:sdx?_ df clgjfo{ ?kdf ;fd]n u/fpg'k5{ .

“;/sf/, /f]huf/bftf tyf >lds sd{rf/Lx?;Fusf] ;dGjo tyf ;+nUgtfdf sf]ifn] cfkm\gf] sfd cufl8 a9fPsf]df ;Dk"0f{ >ldsx? xlif{t 5f}+ . ;/sf/åf/f d~h'/ ul/Psf tLgj6f of]hgfx? -l:sdx?_ tyf ;fdflhs ;'/Iff k|0ffnLsf] ;a}df r/0fa4 lj:tf/n] ;DalGwt ;a} kIfx?df gofF cfzf hufOlbPsf] 5.” GEFONT

ANFTU

NTUC


;+lIfKtdf  |  clk|n @)!#  |  4

sf]ifsf] efjL sfo{qmd tyf pGgt ;]jfx? ;fdflhs ;'/Iff sf]if cGtu{t sf]if ;+sng ug]{ k|lqmof cfly{s aif{ @)^^÷^& b]lv ;'? ePsf] xf] . >d tyf /f]huf/ dGqfnosf] ;xof]udf g]kfndf >ldsx?sf] cem /fd|f] sfo{;Dkfbgsf] nflu ;fdflhs ;'/Iff ;]jfx?nfO{ yk ;'wf/ ug]{ k|of;df ;lrjfno 5 . ;lrjfnon] xfn cfkm\gf] nflu cfjZos k|fljlws tyf k|zf;lgs >dzlQm tof/ ug]{ / sfg'gL tyf cfwf/e"t ;+/rgfut 9fFrfsf] Joj:yf ug]{ sfd ul//x]sf] 5 . o;sf cltl/Qm ;lrjfno ladf sfo{qmd ljsf; ug]{ tyf pko'Qm Joj:yfkg ;"rgf k|0ffnLsf] l8hfOg ug]{ k|lqmofdf 5 . t/ o;sf nflu c? w]/} sfd ug'{ h?/L 5 . To;}n] ;lrjfnosf] e"ldsfnfO{ ;'b9[ agfpg b]xfo adf]lhd nufotsf cfkm\gf kxnsbdLx?nfO{ ;xof]u ug{ ;fem]bf/x?sf] vf]hL ul//x]sf] 5M • 8f6fa];

lgdf{0fM JolQmut of]ubfgsf] clen]v /fVg tyf >ldsx?nfO{ k|]/0ffbfos /sdx? -OG;]lG6E;_ k|bfg ug{ sf]ifsf] ;lrjfnon] k|To]s sd{rf/L tyf of]ubfgstf{åf/f ul/Psf JolQmut of]ubfgx?sf] vfsf agfO{ Pp6f 8f6fa];

sf]ifsf] ;lrjfnosf pknlAwx? • ;fdflhs

;'/Iff sf]if cGtu{t @=*# g]kfnL ?k}ofF a/fa/ ;+sng • !) nfv 3f]lift sd{rf/Lx?sf] of]ubfg • d:of}bf ;fdflhs ;'/Iff P]gsf] tof/L • sfg'gL tyf cfwf/e"t ;+/rgfut 9fFrf tof/L • ;fdflhs ;'/Iff of]hgfx? -l:sdx?_ sf] l8hfOg tyf d"Nof+sg sfo{ eO/x]sf] • /f]huf/bftfx?÷sd{rf/Lx?df r]tgf clej[l4 ug]{ k|of;nfO{ tLj|tf

lgdf{0f ub}{5 . cGo ;/sf/L vftfx?tkm{ /sd hfgaf6 /f]Sg tyf ;'ljwfx?sf] ljt/0f sfo{nfO{ b|'t agfpg ;fdflhs ;'/Iff s/sf] Joj:yfkg ug]{ n]vf k|d'v gx'Fbf gx'Fb} klg of] k|of; ;'? ul/Fb}5 . • ;dfj]zL

;fdflhs ;'/Iff ;~hfnM xfn;fn} sf]ifn] cf}krfl/s If]qsf sd{rf/Lx?nfO{ dfq} ;d]6\g gd'gf -kfOn6_ sfo{qmdx? cf/De u/]sf] lyof] . tyflk, o;n] lgs6 eljiod} cfkm\gf] husf] bfo/f a9fO{ cfkm\gf sfo{qmdx?df cgf}krfl/s If]q tyf cfk|jf;Lx? h:tf cGo If]qx?nfO{ ;fdflhs ;'/Iff ;~hfndf ;dflxt ug]{5 . sf]ifsf] sfg'gn] cfkm\gf] ;~hfndf ;a} If]qx?nfO{ ;d]6\g Ohfht lbPsf] 5, t/ /fhgLlts cl:y/tfsf] sf/0f of] kfl/t x'g ;s]sf] 5}g / ;/sf/ tyf ;DalGwt ;/f]sf/jfnfx?n] o;sf] sfg'gL cg'df]bgsf] nflu sfd ul//x]sf 5g\ .

• PsLs[t

sf]if lgdf{0fM sf]ifn] :jf:Yo dGqfno / ;+3Lo dfldnf tyf :yfgLo ljsf; dGqfnoåf/f k|bfg ul/Psf ljleGg ;'ljwfx?nfO{ PsLs[t u/L g]kfndf ;fdflhs ;'/Iff ;'ljwfx? k|bfg ug{ cfkm"nfO{ Psdfq sf]ifsf] ?kdf :yflkt u/fpg u[xsfo{ ul//x]sf] 5 .

• clåtLo

nfeu|fxL kl/ro tyf e'QmfgL Uof/]G6L k|0ffnLM lgjf{rg cfof]u, ul/aL lgjf/0f sf]if, :jf:Yo dGqfno tyf u[x dGqfnosf] ;xof]udf sfd ug]{ cj;/x?sf] vf]hL u/L ;lrjfnon] pgLx?sf] e'QmfgL Uof/]G6L ug{ nfeu|fxLx?sf] clåtLo kl/ro ;fj{hlgs ug]t{ km{ sfd ul//x]sf] 5 .

cfOPkm;Lsf] af/]df

ljZj a}+s ;d"xsf] Ps ;b:o cfOPkm;L s]jn lghL If]qdf dfq s]lGb|t ;a}eGbf 7"nf] ljZjJofkL ljsf; ;+:yf xf] . cfOPkm;Ln] cfly{s nufgL / cGt/f{li6«o ljQLo ahf/x?df k"FhL kl/rfng u/L, tyf Jofkf/ Joj;fo / ;/sf/x?nfO{ k/fdz{ ;]jfx? k|bfg u/L ljsf;zLn /fi6«x?nfO{ lbuf] ljsf; k|fKt ug{ ;xof]u ub{5 . /f]huf/Lx? l;h{gf ug{, gjLgtf Nofpg, tyf ljZjsf ;a}eGbf cxd\ ljsf; r'gf}tLx?sf] ;fdgf ug{ lghL If]qsf] IfdtfnfO{ pmhf{ k|bfg ub}{ cfly{s jif{ @)^*÷^( df xfd|f] nufgL xfn;Dds} ;a}eGbf pRr @) ca{ cd]l/sL 8n/eGbf dfly k'u]sf] 5 . yk hfgsf/Lsf] nflu, www.ifc.org e|d0f ug'{xf];\ .

P;O8LPkmsf] af/]df

;fpy Pl;of OG6/k|fOh 8]enkd]G6 km\ofl;ln6L -P;O8LPkm_ n] cj;/x? l;h{gf ug]{ tyf hLjgofkgdf ;'wf/ ug]{ nIo lnPsf] 5 . P;O8LPkm ;+o'Qm clw/fHo ;/sf/ / gj]{lhog Ph]G;L km/ 8]enkd]G6 sf]ck/];gsf] ;fem]bf/Ldf cfOPkm;Låf/f ;~rflnt 5 . P;O8LPkmn] ;xof]uLd"ns cfly{s k"jf{wf/ ;+/rgfdfkm{t cy{df pgLx?sf] kx'Fr ;'wf/ ug{ d2t u/L tyf ljQLo ;+:yfx?sf] ;b[9Ls/0f u/L tyf d"No >[ª\vnf -EofNo' r]g_ dha't agfO{ ;fgf tyf demf}nf pBdx?sf] ljsf;nfO{ ;xh agfpF5 . P;O8LPkmn] Jofkf/ Joj;fox?nfO{ hnjfo' kl/jt{g;Fu cg's"ntf sfod ug{ klg ;xof]u ub{5 . P;O8LPkmn] a+unfb]z, e'6fg, pQ/k"jL{ ef/t / g]kfndf sfd ul//x]sf] 5 .

g]kfn Joj;fo d~r -PgaLPkm_ g]kfn Joj;fo d~r -PgaLPkm_ ;fj{hlgs–lghL ;+jfbsf] nflu v8f ul/Psf] Pp6f d~r xf] . o;n] ;/sf/ tyf lghL If]qnfO{ ;+/rgfut, kf/bzL{ tyf kl/0ffdf]Gd'v ;+oGq k|bfg u/L ;'wf/ k|lqmofnfO{ ult lbg] tyf ;xh jftfj/0f agfpg] nIf lnPsf] 5 . d~raf6 pgLx?n] nufgLsf] jftfj/0fsf ;jfnx?df Wofg s]lGb|t u/L ;o'Qm ?kdf ;'wf/+x?df cfk;L ;xdlt sfod ug{ ;Sb5g\ . d~r g]kfn ;/sf/sf] sfo{sf/L cfb]zåf/f ;g\ @)!) d] -lj=;=+ @)^&

j}zfv_ df :yfkgf ePsf] xf] . ;fpy Pl;of OG6/k|fOh 8]enkd]G6 km\ofl;ln6Ln] ;/sf/nfO{ o;cl3 cGo ljleGg /fi6«x?df cfOPkm;L ;lDdlnt ;fj{hlgs–lghL ;+jfbsf kxnsbdLx?af6 k|fKt ul/Psf ;'emfjx? tyf l;lsPsf 1fgsf cfwf/df d~rsf] kl/sNkgf ug{ ;xof]u u/]sf] lyof] . d~rsf] ;+:yfut ;+/rgfdf Ps ;lrjfno, tLg ;ldltx? / cf7j6f If]qut sfo{;Dkfbg ;d"xx? /x]sf 5g\ . ;jf]R{ r :yfgdf k|wfgdGqLåf/f cWoIftf

ul/Psf] pRr:t/Lo Joj;fo d~r /x]sf] 5, pBf]u dGqLn] cWoIftf ug]{ ;~rfns ;ldlt h;sf] dftxtdf ;lrjfno /xG5 tyf lghL If]q ljsf; ;ldlt d'Vo ;lrjåf/f cWoIftf ul/Psf] x'G5 eg] cf7j6f sfo{;Dkfbg ;d"xx?df ljleGg dGqfnosf ;lrjx? / Joj;fo ;b:o ;+:yfx?sf k|dv ' x?åf/f ;x–cWoIftf ul/Psf] 5 . yk hfgsf/Lsf] nflu uf]kfn ltjf/L, PgaLPkm ;lrjfno ;+of]hs;Fu GTiwari@ifc.org df ;Dks{ ug'{ ;Sg'xg' 5] .


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