News Press Stillwater
REALESTATE W e e k ly Your best source for weekly real estate news and listings for Stillwater and surrounding communities
September 8, 2017
51
The percentage of homes sold in July that were on the market for less than a month, according to NAR’s existing-home sales report.
4001 Deer Crossing
Featured Homes:
4001 Deer Crossing - This magnificent country estate is nestled in the woods on a hilltop in Deer Crossing. Six beds, 5 baths, 2 half baths home has open living room/ dining room. Home is fully integrated with smart home technology for lighting, security, heating/cooling and entertainment and has LED lighting throughout. Oversized threecar garage features custom storage cabinets, painted floor and storm shelter. The home is impeccably maintained with over 7,000 square feet of comfortable living space. $1,600,000 3702 W. Deer Crossing - Truly one of Stillwater’s finest!! This NEW home on 2.5-acre private lot in gated Deer Crossing subdivision. This quality built custom rock home sits on beautiful wooded acres. The first floor consists of foyer, formal dining room, formal living room, guest bath, kitchen, family room, master bed and bath, laundry room and study/office or 4th bedroom. Upstairs has two bedrooms, two baths and a game room. Lovely landscaping and winding drive way makes the perfect entrance! $798,000
These homes offered by Century 21 Global REALTORS® (405) 624-2626 • 131 N. Main Street
Weekly Features: • About Real Estate • Classifieds • Open House Map Visit our web site at
stwnewspress.com » Classifieds » Real Estate Weekly to download the current PDF edition and see participating Realtors. To advertise your home in Real Estate Weekly, call (405) 372-5000.
3702 W. Deer Crossing
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Stillwater NewsPress • Friday, September 8, 2017
Steps to deal with stages of rose rosette disease Based on feedback from our Master Gardeners at last week’s Payne County Fair, Rose Rosette disease is the most common pest problem facing gardeners in our area. We’ve talked about Rose Rosette several times in this column, but in case you missed it, here’s a brief review. There are several key signs but it is important to remember that each of these must be considered as a part of a complete diagnosis as some of the individual symptoms can be caused by other factors, none of which are as problematic as this disease. Thorn proliferation. Some cultivars of roses naturally produce more thorns than others so the key here is to look for huge increases in the number of thorns on the affected area compared to
Home Grown KEITH REED other parts of the plant. Leaf distortion and unusual red color. To repeat the opening statement, red color in itself is normal for new growth on many cultivars. Unusual shoot elongation in combination with some or all of the above symptoms. Witches Broom. Severe leaf, stem deformation with very large numbers of thorns. At a glance, canes showing severe witches broom will appear to be a completely different plant compared to the healthy portions of the rose. The bad news is there is not a
cure once roses have been attacked by Rose Rosette. The very best a gardener can do is postpone the inevitable decline by aggressively pruning away the affected portions of the plant. Two important notes: This disease is a virus so take extreme care to sterilize your pruners before moving on to healthy parts of the plant. Also, the virus is transmitted by a microscopic mite. It is very easy to transmit this mite to other plants with your gloves, clothing, or careless disposal of trimmings. It is best to place a plastic bag over
the affected stem, prune it away, and discard it. For complete information on this disease, see OSU Fact Sheet #EPP7329 Rose Rosette Disease. As far as replacement plants, gardeners know there is not really a true replacement for the rose. However, some plants that do well in Oklahoma and can effectively replace roses in some landscape situations include: abelia, autumn sage, butterfly bush, crapemyrtle, deutzia, hydrangea, spirea, St. Johns wort, summersweet, and weigela. At first glance, you may disagree with this list. Before disregarding these possible
replacements completely, look carefully at some of the newer cultivars as breeders have done a lot of work over the last several years introducing dwarf selections to some of these
trusted landscape standards. For more information on this or any other horticultural topic, you can contact Keith Reed, the Horticulturist in the Payne County Extension
office. Keith can be reached via email at keith.reed@okstate.edu, phone at 405-747-8320, or in person at the Payne County Extension office, located at 315 W. 6th in Stillwater.
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Country Home &120 Acres Near Stillwater, OK
| Selling at AUCTION
Neat Home | Ponds | Grass & Trees | Hard Surface Rd. Frontage Some of Payne County’s Best Hunting | PLUS Personal Property
Saturday, Sept 16
10 a.m. • On-site 14509 E McElroy, Glencoe, OK
Selling in 3 parcels that would be great individually or in combintaion.
Join us for a
property preview
Beverly Carter Beverly Carter 405.743.9618 405.743.9618
Sandy Blankinship Sandy Blankinship 405.269.9523 405.269.9523
Mike Branson Mike Branson 405.612.5347 405.612.5347
Tana Rutan Tana Rutan 405.612.1496 405.612.1496
Alane LeGrand Alane LeGrand 405.747.6950 405.747.6950
Judy Kasso Judy Kasso 801.824.8166 801.824.8166
Virginia Cussner Virginia Cussner 405.747.7601 405.747.7601
Diana Field Diana Field 405.747.4684 405.747.4684
Oscar Fortune Oscar Fortune 405.747.6042 405.747.6042
Jeff Grizzle Jeff Grizzle 405.714.4037 405.714.4037
David Heppel David Heppel 405.269.6907 405.269.6907
Rosetta Heppel Rosetta Heppel 405.880.0869 405.880.0869
Sept. 6 & Sept 13 • 4 - 6 p.m. or call for alternate arrangements.
DirecTiOns: in stillwater, Okla., go east on Hwy. 51 (6th st.) to Hwy. 108 north. Then go north 1 mile to Mcelroy (Old Hwy. 51), then east 4 1/4 miles to property located on the south side of road.
405.533.2600 GreGG Pickens, Broker/Auctioneer 405.747.9304 www.pickensauctions.com
3 items a feng shui expert wants you to toss By Kelsey Clark Domaine
With the turn of the season fast approaching, our minds have turned to the nesting months ahead (and how we can prepare our homes accordingly). Enter Anije Cho, an architect, registered feng shui expert and
Amazon best-selling author of “108 Ways to Create Holistic Spaces.” Cho recently took to MindBodyGreen to discuss the ways “the spaces around us directly affect the amount of stress and ease we feel in our day-to-day,” and how adding or removing certain items can change that. Below read
Pencil me in
death and decline.” She adds that a dried flower or bouquet with a positive meaning associated with it is an exception. Unwanted gifts. Despite the most positive intentions, many of us have received a gift we don’t want (or doesn’t fit into our lives in some way). “We can appreciate the gesture of a
gift, but holding onto something unwanted affects our peace and happiness,” she explains. “Give yourself permission to donate or regift those objects. There is someone out there who will love it.” Broken objects. “I find broken items in need of repair in most of my client’s homes,”
she declares. “Often, the item is taking up a lot of room, and fixing it has been on the to-do list for months – if not years.” She adds that, while it’s normal to let these odd jobs slip through the cracks, broken items “indicate stagnant energy,” which can “wear you down on a subconscious level.”
Dolores Lemon CRS, CRB, GRI Broker/Owner 405-747-7822
Donna Rhinehart GRI, CRS Realtor Associate 405-612-0509
Tiffany Aranda GRI, CRS Realtor Associate 405-714-1214
www.stw-realestatepros.com
405-372-5151 Downtown Office - 723 S. Main Street
downtownstw.com
Kyle Bottger Realtor Associate 405-612-6724
Bringing Buyers & Sellers Together .... Professionally. NEW LISTINGS
Jack Allred Broker Associate 405-747-8647
Jennifer Oliver GRI Realtor Associate 405-612-4984
Lori Kastl CRS Realtor Associate 405-880-2844
3520 N Washington-over 3000 sq ft Moduflex Design on 2.43 acres-$295,000-Tiffany 701-703 E Hwy 33, Perkins- Highway Frontage at the Golf Course-$175,000-Lori 800481 S. 3380 Rd. - 3 bed 2.5 bath on 40 acres Perkins Schools-$275,000-Lori 9300 S Brushcreek Rd-10 acres with well and septic and electric - $80,000 - Jack 2211 Crestwood Dr- AFFORDABLE NEW CONSTRUCTION 3 bed 2 bath - $143,500 - Donna 814 S Oakridge Dr- Very Nice home in Country Club-$449,000-Dolores 1802 Fiddlers Hill-New Construction Buy now make your choices-$364,800-Tiffany 00 S Fairgrounds Rd- 40 acres in Perkins School Dist -$240,000-Tiffany 6409 S Prairie Rd-60 acres/2 barns/home/ponds-$499,900-Lori 7828 Pickles Gap- Nice Lot in lost Creek Meadows-$28,000-Lori 1807 S. Ashton- NEW CONSTRUCTION BERRY CREEK - $387,700 - Donna 4711 Deerfield Dr- One of a Kind 63 acre Estate-$4,583,000 - Dolores 205 SW 2nd, Perkins- 2 bed 1 bath Update & Move in Ready-$75,000 - Lori
PRICE CHANGES
1204 N 8th, Perry- New Price on this great Move in Ready Home-$75,000-Lori 38205 S 34400 Rd. Pawnee- Looking for 320 acres -$640,000-Tiffany
Melissa Woods GRI Realtor Associate 405-385-2035
Amy Parsons Realtor Associate 405-714-0882
Jan Lehenbauer GRI Realtor Associate 405-334-6988
OPEN HOUSES SUNDAY, SEPTEMBER 10TH 2318 W 10th-$229,500-Donna 1-3 pm 3520 N. Washington-$295,000-Tiffany 1-2:30 pm 3329 Charleston Ct.-$371,500-Jan 1-3 pm
Ann Morgan Realtor Associate 405-614-9600
A3
Cheryl Moody Closing Coordinator 405-372-5151
Stillwater NewsPress • Friday, September 8, 2017
workers taking Tribune News Service home office supplies for their personal It’s barely Septem- use. Principals, ber and most schools however, know their staff will likely do are already back in the opposite. They session. will spend hundreds You know what of their own dollars that means – time to keep their classfor the annual trek room stocked with to the store to stock even the most basic up on everything supplies like paper from crayons and and pencils. markers to threeAt the dollar store ring binders and a box of 12 pencils paper clips. While you’re there, why not cost (you guessed purchase additional it) a dollar. And the supplies to donate to price of a tall tin receptacle is another the class? dollar. Fill the tin Here’s the thing. You will have to wait with three to four till May for Teacher dozen pencils and Appreciation Day, or your total is up to $5. Now comes the you can take a leap of faith and jump in fun part. Convert the pencils into a a little early with a pre-appreciation gift floral bouquet by of school supplies for simply capping each pencil with a paper the class. There is no better flower. Cut small flowers and add a way to start off the pop of color in the school year than to center. Punch a donate school supquarter-inch circle plies that your kids and their classmates in the center of each flower with a stanare going to need. dard hole punch and If you think about slide a flower over it, most employers each pencil eraser. worry about their By Sandi Genovese
up on which items don’t deserve a place in your home (and why). Dried flowers. “Dried and decaying flowers, branches, and leaves are a big feng shui no-no,” writes Cho. “At one point these living things held vibrant energy, but as they dried and decayed, they began to represent
Stillwater NewsPress • Friday, September 8, 2017
Use emotions to think, make decisions You are going to have some type of emotional response with every step along the way and to every property you see. That is simply part of being human. The key is to not think with your emotions, but to use your emotions to think. Trying to eliminate them completely from the process is a pointless effort and would actually be counter-productive. Often your emotions can give some real insight into the situation. Any time you feel an emotional pull, dig into it and figure out why you feel that way. The most common emotion you’ll feel at the beginning is doubt. You find a property that matches your criteria but don’t pull the trigger because of doubt or fear. If you think
more market research. It could even be something simpler like when walking through a property maybe you just didn’t like it. Don’t AUSTIN FRUECHTING just skip over the property and asthat matches your sume since you felt with those emonegative about it criteria, but have tions of doubt and it’s not right. Figfear, you will never a lot of doubt or fear about actually ure out why you move forward. had that reaction. You’ll just go back purchasing it, figure out why you’re Was it just that to the status quo it was ugly? This and work for a few having that emomay be a potential more decades, in a tion. to add value with Most feelings of job that is barely a little remodel doubt or fear in tolerable, hoping and could raise the real estate investto have enough in ing are rooted in a rent a significant an investment acamount. If you had count to eek out an lack of confidence unfulfilling, boring in some aspect. Dig thought with your emotions you may retirement because into that feeling. have passed on a Maybe you’ll find it feels safe. What great opportunity! that you haven’t type of emotional Use your positive response does that spent enough time emotions to think running the numinvoke? too. These often bers and need to Using your get overlooked study more until emotions to think because no one you are confident. means that you thinks to question take that feeling of Or maybe it was why they feel good a gut feel about doubt or fear and about something. that specific area explore it. Get to and you need to do Do you feel good the bottom of why you are feeling that way. If you found a property
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about a specific property because it is actually the best investment? Or just because it’s your personal taste or you personally like the neighborhood a bit more? Whatever it is, whether big or small, positive or negative, use your emotions to think and get to the core of why you had that specific emotion. Do not think with your emotions; use your emotions to think. Austin Fruechting retired in seven years by investing in rental properties. For questions, comments, and to learn more about how you can achieve the same in ten years or less visit www.goodlifeinten.com
OPEN HOUSE
September 10 ~ 2-4 pm
5723 Pecan Hill Court Gina Killough, Agent
911 S Main • 405-332-5553
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OPEN SUNDAY 901 W. Moore Mike 1-3 pm
623 W. 6th Ave., Stillwater, OK • 377-1213
2202 N. Glenwood Connie 1- 3 pm 49450 S. 35000 Rd, Pawnee
5810 W. Villas Court 3 Bed / 2 Bath / 2 Car Garage $259,950 Located in Woodlake Villas.
NEW LISTING - Horse lovers dream place! Three beds, two baths, two-car garage home on ten acres with barn and tack room. Two animal sheds, storage shed, storm cellar. Kitchen has beautiful cabinets with pantry. Master bedroom has bath and great closet space. Home is at end of the road as the section line is closed. Located three miles from Pawnee. Property has mobile home site with water, sewer and electric hook ups. This is the home for raising a family, entertaining guests and making space for horse enjoyment. $275,000
3016 Wellington Paulette 1-3 pm
Rhonda Plake
A4
CRS, GRI, MRP Realtor 405-385-2478
520 S. Knoblock St | 405-372-8326 www.teamstillwater.com HEARTLAND REALTY
How to speed insurance claim after natural disaster be used, their prices and labor costs. Perhaps the toughest and most time-consuming task, though, is to prepare a complete inventory of personal possessions that were damaged or destroyed. After all, you and taken reasonable by a hurricane, fire or your family likely steps to make temother major incident. have acquired lots of porary repairs to Compile a list of stuff over the years, protect your property any structural damand it’s nearly imposfrom further damage. age you can spot, sible to remember all Save the receipts for such as cracks in the of it. what you spend so walls or missing roof Do your best to that the insurer can tiles, that you want to compile the most reimburse you when make sure the adjust- complete list that you the claim eventually er also sees. Many in- can. Give a copy to is settled. surers even will reim- the adjuster when Also remember to burse a policyholder he or she arrives, as save any receipts for for the cost of having well as any receipts alternative accommo- a home inspected by or credit-card statedations that you may a professional. ments that indicate need, such as a hotel Get written bids how much you paid. rental and restaurant from at least three You’ll have to work meals, if you have licensed contractors from memory if you been displaced by the for the needed reno longer have any damage and can’t pairs. The nonprofit records. Don’t throw move back in until Insurance Informaout any damaged the home is permation Institute (www. items until the adnently repaired. The iii.org) says each bid juster has visited typical policy, known should include line- keeping them can as an HO-3, covers by-line details of the help to establish the the cost of additional materials that would repair or replacement (but reasonable) temporary living expenses if a home is rendered uninhabitable
About Real Estate
DAVID MYERS
cost. Your insurer can offer even more tips to help speed your claim and maximize your eventual reimbursement check. The Insurance Information Institute offers a terrific free booklet, “Settling Insurance Claims After a Disaster,” which you can view or download for free on iii.org. *** REAL ESTATE TRIVIA: Despite some breathless reports to the contrary, the billions of dollars that the insurance industry will have to pay out in the wake of Hurricane Harvey poses no threat to its financial solvency. Early estimates suggest that private-sector insurers may have to pay anywhere from $2 billion to as much as $30 billion to affected
Open Sunday 1-3
Sunday, Sept. 10, 1-3 pm
510 E. Highland Ave – $155,000
2223 N. WARREN DR.
Cabin Style Home on 3/4 Acre Oversized Master Suite - $189,900
Jason Utley
See more of this home at www.WeLoveSellingStillwater.com
Page Provence, CRS Broker Associate (405) 612-0194
Fisher Provence, REALTORS®
377-1000
“WE’RE LOCAL, WE’RE GLOBAL”
attorney on its staff. Is this a problem? ANSWER: Yes. Board directors never should act on legal advice from an unlicensed individual, even if the person is a high-level executive at a professional management company. Doing so breaches their so-called duty of care to all the residents of the complex, which subjects the entire HOA and each individual director to financial liability if a future lawsuit proves successful. In short, let the management firm manage, and leave the legal issues to a licensed real estate lawyer.
Looking after your Best Interest... Whether buying or selling, Call Barbara Houck TODAY!
Barbara Houck
• 30+ years of experience Broker/Owner • Masters degree from OSU 1972 • Stays current with continuing education NEW LISTING - 1013 E. DELL - 3 bed/1 bath/2-car garage. Large fenced yard, close to schools and shopping ..... $126,500 Multi family property - 1 triplex, 2 duplexes plus 14 small storage unit in Perkins ............................................ $245,000 2106 WALKING TRAIL - 4 bed / 3.5 bath/ 3 car garage with storage. Original owner - custom built by Ron Walker
SOLD
Insurance and real estate
Serving Stillwater Since 1950
BARBARA HOUCK - REALTOR® - 747-8804 KENT HOUCK - REALTOR® - 372-7060 JOHN GAGE - REALTOR® - 612-6068
372-5343 x130
www.houckagency.com • 8 MAIN PLACE/Ste. 2 • DOWNTOWN STILLWATER
A5
1020 N. Boomer | 405-533-3800
Realtor® GRI 405-334-3388
Attractive brick ranch style home with 3 bedrooms and 2 bathrooms. Two spacious living areas, stand up storm shelter in garage and 12’x8’ outbuilding in shady back yard. Convenient to OSU and shopping. Extra storage, pantry, gas cook top, gas log fireplace. South facing house with well manicured lawn.
homeowners, but that’s a far cry from the record $709 billion that the Insurance Information Institute says those companies held in surplus cash at the end of this year’s first quarter. *** DEAR MR. MYERS: I serve on our homeowners association’s board of directors. We often turn to our HOA’s professional management company for advice on legal matters, but a fellow director recently raised concerns that the management firm does not have a licensed real estate
Stillwater NewsPress • Friday, September 8, 2017
There are several steps that homeowners can take to expedite an insurance claim, regardless of the factors that caused the loss. DEAR MR. MYERS: We suffered major damage to our Texas home when Hurricane Harvey hit in late August. We have already called our insurance agent, but it will be several days before an adjuster can visit, because so many homes here were damaged and our insurer is swamped with claims. Is there anything we can do to expedite the claims process? ANSWER: Sure. There are several steps that homeowners can take to speed up the insurance-claims process, whether the loss was caused by a natural disaster, a fire or some other type of calamity. For starters, make sure that you have
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Real Estate Sales
Manufactured Homes
For Sale owner finance 5 acres, with a 16x80 2000 model 3 bedroom 2 bath, mobile home water well, new carpet, $600 down $600 month $60,000 purchase price located between Stillwater & Ripley. 11908 Rowdy Acres Ripley. From Stillwater go 8 miles east, to Bethal road turn right (South) go 3.25 miles Rowdy acres is on left first mobile home. 405-747-4180
Homes
PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation or discrimination.”
Stillwater NewsPress • Friday, September 8, 2017
This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
First Month Free! Beautiful, huge 3 & 4 bedroom duplexes available 405-707-7277
www.cowboyproperty.com
ATTENTION! NOW LEASING For IMMEDIATE MOVE-IN!
Manufactured Homes
For sale owner financed 3 bedrooms, 2 baths, 1500 sq. ft, mobile home, 2000 model, new carpet, new paint, A/c just reworked. 3/4 of an acre. $650 down, $650/month. $65,000. double wide located half way between Stillwater & Perkins. 6611 Windy acres. 405-747-4180
3 bedroom, 1 bath, CH/A, washer/dryer hookups, single car garage, $800/ month 1209 E. 4th 405-762-6054 3 bedroom, 1.5 bath brick home, fenced backyard 1024 E 5th Ave. 405-880-6027 Very nice 3 bedroom cabin for rent. $1,000/month All bills paid 405-612-4126 710 N. Wildwood Acres Dr. 4 bedroom, 3 bath, 1.5 acres, east of Stillwater. Washer, dishwasher, fridge. $1,500.00. Call 405-612-0447
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We have a few 1, 2, 3, & 4 Bedroom Homes, Duplexes, Apartments around Stillwater and surrounding areas. Go to our web-site at www.campbellmgmt.com to check “Availability”. Call 405-372-9225 ext 0 to schedule a viewing!
Apartments
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Apartments
at Stillwater
NOW LEASING! 1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405.707.7400 LindseyManagement.com
Henneberry Properties at Carleton Crossing, now leasing studio apartments, townhouses, two and three bedroom units. Call today 405-372-7395.
Apartments
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Oak Park Village 2903 N. Perkins Rd. 2 bedroom 1 bath apartments only $510.00 per month, $300.00 deposit. Swimming Pool and Laundry on site. Call Henneberry Properties 405-743-4266
OFFICE SPACE: Adjacent to County Courthouse. Fully furnished/staffed front reception area, as well as private reception adjoining office; access to conference room, library and kitchen; phone, copier and fax machine access. Contact hellis@ellislaw.us.
1.5 bath, 2 bd CH/A, washer/ dryer hookups, pets allowed, large fenced yard, lawn care and gas paid 5021 W. 5th Place, $750 month 880-7645.
Professionally Managed by Lindsey Management Co., Inc.
Henneberry Properties. Studio, One, Two and Three bedroom apartments, Townhouses, Duplexes and Rent Houses. Call today 405-743-4266
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Highpoint Apartments walking distance to Boomer Lake. 2 bedroom.1 bath. Open Spacious lay out! Great bedrooms and big closets! Ample parking. $510.00 per month. $300.00 deposit. Call today. Henneberry Properties 405-743-4266
at Stillwater
1 AND 2 BR Apts with FREE Amenities AND Golf Privileges!!
405-372-9910
LindseyManagement.com Professionally Managed by Lindsey Management Co., Inc.
ATTENTION! NOW LEASING For IMMEDIATE MOVE-IN! 1. YOST RANCH (1904 W.Yost Rd.) NOW LEASING ALL UTILITIES PAID! Brand New! 3 Bedroom, 2 Bath 1,216 sq ft Solitaire Homes. Private Gated Addition located on 65 acres and Nice 2 acre pond. Large front and back porches. Comes with Brand new 8 x 12 storage bldgs on-site. Black Appliances--refrigerator, Dishwasher, Stove and Oven w/vent hood. Washer/Dryer Hkups, Each home sits on a small acreage. Horses optional w/Loafing Shed and private pasture on some homes. Only $1,095/month ALL UTILITIES PAID! 2. 119 S. Payne Street 3 Bedroom, 2 Bath, 1 Car Oversized Garage 2 Story Home for Lease. Mowing/Yardwork Included! Total Electric Utilities=Cheaper bills, refrig, Stove and Oven, Microwave w/vent hood, Dishwasher, Garb disposal, Washer, Dryer Hkups or rent a set from us. All Bedrooms have ceiling fans, walk-in closets and dimmable lighting. Access to a private Pool, Spas, Sand Volleyball and Sport Courts less than a block away! Only $990/month! Available NOW! 3. 3112 N. Madison4 Bedroom w/offc, 2 Bath, 2 Car Garage 2 story Home located in Luxurious Lakeview Village Addition walking distance to Boomer Lake. All Appliances Included, Washer/Dryer hkups, Large trees surrounding property and Yardwork Included! Pets with Owner permission, (sorry no students) Only $1,900/month Available NOW! 4. JAMES CREEK 138 S. Bryan Ct. in Stillwater. 3 Bedroom, 3 Bath, 2 Car Oversized Garage, 2 Story Homes. We have both a Short-Term 5 Month Lease Available and a long term 12 month lease available Each Bedroom is 13’ x 15’ and includes its own Bathroom and Walk-In closet along with Dimmable Lights. 1,550 sq ft homes. Granite Throughout & All Stainless Steel Appliances Included! Covered back porches, Mowing/Yardwork Included, Pets Allowed w/Owner Permission, Private Gated Addition w/ Private Pool, Spas, Sand Volleyball and Sport Courts. Only $1,200 $1,350/month www.campbellmgmt.com 405-372-9225 ext 0
Wells Fargo accused of unwarranted ‘rate lock’ fees an extension fee, which could be significant if the loan amount was large. The plaintiff in the new class action, Victor Muniz, says he decided to buy a home in Sandy Valley, Nevada, near his parents, and turned to Wells Fargo for his mortgage. Wells offered a rate lock on the loan commitment, but when the closing was delayed – not by Muniz, according to the suit, but by an appraiser who was out of the country – Wells charged him a fee of $287.50. This was despite assurances to Muniz by a
The Nation’s Housing Column
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com
Gina Killough
Cheryl Carpenter Martin
GinaKilloughHomes.com 405.612.2210
CherylCarpenterMartinHomes.com 405.880.7354
Ted Newlin
Vicky Jerome
TedNewlin.Realtor.com 405.714.5309
VickyJeromeHomes.com 405.747.7239
Tina Darr
R. HARNEY and the borrower must request an extension. In Wells Fargo’s case, according to the suit, the company assured clients that they would not have to pay for lock extensions if the delay causing the expiration was the bank’s fault. If the delay was attributable to the bor& Aborrower ssociates rower, R the E A LT Y would have to pay
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Gina Killough
1000 S. Canyon Road GinaKilloughHomes.com 405.612.2210
5 Acres with water well Ted Newlin
TedNewlin.Realtor.com 405.714.5309
$39,500
Kasey Longan
Brooks Thomas
BrooksThomasRealty.com 405.880.3476
CALL FOR MORE INFO Kasey Longan
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Amanda Meberg
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admeberg@gmail.com 405.612.2096
Candy Yundt
Brooks Thomas
6209 W. Canterbury 1124 Stoneridge Dr.
Kasey Longan
1-3
1-2:30
CandysHomes.com Beth 405.742.4525
12-1:30
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Julie
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12-1:30
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StillwaterHomeTeam.com 405.762.3744
Cheryl 4 bed, 2 bath on 5 acres all under $120,000 Amanda Meberg Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
admeberg@gmail.com 405.612.2096
StillwaterHomeTeam.com 405.762.3744
Vicky Jerome
Stillyhomes.com 405.697.0045
CandysHomes.com
1-3 2-4 Beth 405.742.4525 Open House pm
Amanda Meberg
admeberg@gmail.com 405.612.2096
VickyJeromeHomes.com 405.747.7239
Beth Peterson
BethPetersonHomes.com 405.880.4370
For Sale • $80,000
Country living at its best! This 3 bedroom, 1.5 bathroom home with a 1 car garage is a real value at $80,000! It has 1,135 sq ft of living area. This home sits on 1 acre of land. Located close to Stillwater, Morrison, Perry and the turnpike. This home is in the Morrison Public School District.
A7
www.propertyjustforyou.com 405.880.5569
Beth Peterson
TedNewlin.Realtor.com 405.714.5309
5719 W. 8th Ct. 1-3 pm ~ Julie
TedNewlin.Realtor.com 405.714.5309
Ted Newlin
916 W. seminole Dr.
Candy 22 Yundt OPEN HOUSE Brooks Thomas SUN. JAN.
6209 W. Canterbury
Each office independently owned and operated.
Hard to find 4 bedroom 3 bath home in a quiet residential neighborhood. Large deck in the back for entertaining that overlooks a wooded backyard and beyond. Updated kitchen and bathrooms as well as a new roof. Terrific locations near Boomer Lake and OSU. In the Richmond Elementary School District. Lease rate $1200/month.
www.c21global.com 131 N. MaiN, Stillwater
admeberg@gmail.com 405.612.2096
BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
Julie Bahl
For Sale or Lease • $135,000
Julie Bahl
StillwaterHomeTeam.com 405.762.3744
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405-747-7601 405.533.3000 | StillwaterSignatureRealEstate.com 405.624.2626
OPEN HOUSE SUN. JAN. 22 OPEN HOUSE SUNDAY, SEPT. 10
Ted Newlin
Candy Yundt
CandysHomes.com 405.742.4525
Gina Killough
BethPetersonHomes.com BrooksThomasRealty.com GinaKilloughHomes.com 405.880.4370 405.880.3476 405.612.2210 2618 Lyndsey Ct.
Each office independently owned and operated.
VickyJeromeHomes.com 405.747.7239
Tina Darr
StillwaterHomeTeam.com 405.762.3744
Beth Peterson
5401 Spring Creek Circle $219,000
Vicky Jerome
Stillyhomes.com 405.697.0045
CandysHomes.com 405.742.4525
Gina Killough
Cheryl Carpenter Martin
CherylCarpenterMartinHomes.com 405.880.7354
3 Beds | 2 Baths Mobile home ok THE RE/MAX SIGNATURE EXPERIENCE Possible Dedicated owner finance professionals providing unrivaled VIRGINIA service. CUSSNER Owner Realtor Sales Associate
RE/MAX SIGNATURE 114 W. HALL OF FAME, STILLWATER, OK 74075 405.533.3000 | StillwaterSignatureRealEstate.com RealtorMomPro.com 405.880.5569
1223 W. Preston Ave.
MLS
Dedicated professionals providing unrivaled service. Brooks Thomas
proach to rate lock expirations amounted to “just stealing from people.” The takeaway here: Whatever the ultimate judgment by the courts in Muniz’s litigation, when you are obtaining a rate lock on a mortgage, focus on the details. Ask whether the lender has specific policies on fees for rate lock extensions. If they require you to pay money for all extensions – even when the lender screws up the process – is that fair to you as a consumer? Ken Harney’s email address is kenharney@earthlink.net.
Professional Property Management Professional Real Estate Services
THE RE/MAX SIGNATURE EXPERIENCE BrooksThomasRealty.com 405.880.3476
consumer agency. Another consumer complained about being charged $500 extra even though “I did not cause any delay.” A whistleblower letter from a former Wells Fargo employee sent to congressional committees in the House and Senate estimated that the company’s practices have led to overcharges in the Los Angeles area alone amounting to “millions of dollars.” The suit quotes a former Wells Fargo branch officer as having told ProPublica, the nonprofit investigative news group, that Wells Fargo’s ap-
OPEN SUNDAY 1-3 PM
ssociates
R E A LT Y
Candy Yundt
Stillyhomes.com 405.697.0045
bank employee that he would not be charged anything. Though Muniz’s extension fee was relatively modest, consumer agencies around the country have received complaints about Wells Fargo’s rate lock extension practices, where fees sometimes exceeded $1,000 and ranged as high as $4,500. “We ended up paying a rate lock extension of $4,500 purely because our rate was great and the cost of not getting that rate was far worse,” the suit quotes a complainant to one unnamed
Stillwater NewsPress • Friday, September 8, 2017
WASHINGTON – Wells Fargo & Co., the controversy-battered big bank, has a new problem – this time directly affecting mortgage applicants. Last week KENNETH a first-time home buyer filed a class this column. action suit against A Wells Fargo the company, alspokesman, Tom leging widespread Goyda, said the abuse of a procecompany could not dure well known comment on the to most mortgage suit, but added that borrowers: Interest “we are reviewing rate “locks.” the complaint in deThe suit alleges tail” and that “our that Wells Fargo current processes engaged in “a sysare designed to entematic effort” to sure that our rate charge unwarranted lock extension fee rate lock extension policy is interpreted fees – sometimes and applied consiscosting thousands tently.” of dollars per extenRate locks guarsion – to borrowers antee interest rates who should not quoted to borrowers have been required for specific time to pay them. periods, typically The Consumer ranging from 30 to Financial Protection 90 days, although Bureau is invessome can be as tigating the same short as 15 days practices, according or as long as 120. to Wells Fargo’s During the covmost recent quarered time period, terly filing with the the lender cannot Securities and Exraise the rate, even change Commission. THE RE/MAX SIGNATURE EXPERIENCE if market interest Dedicated professionals providing unrivaled service. The CFPB generally rates have spiked. does not confirm When a loan is not or discuss ongoing closed within the investigations and lock period, the declined to do so for guarantee expires
Yost Rd.
Yost Rd.
To Cimarron Turnpike
OPEN HOUSEMap
McMurtry Rd.
Hartford
Perkins Rd.
Knoblock St.
Jardot Rd. Marine Rd. Burdick St. Manning St. Briarwood St.
Katy
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S. Westchester St.
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Connell Ct. Connell Av. Cedar Ct.
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Dr.
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Av.
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Mockingbird Ln. Collins Ct. Colby Lance
3rd Av.
Villa Dr.
Drury Ln. Oakwood Dr.
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Hartford St. Dryden St. Benjamin St. Burdick St. Burdick St. Berry St. Arrington St. Marshall St. Doty St. Blair St. Grandview St.
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Perkins Rd.
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Park Dr.
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Masin St.
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West Bl.
Duck St.
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Hester St.
Washington St.
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Pa rk Sta Dr. rD r.
Crescent Dr. Glenwo od Dr.
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Park Dr.
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Washington St. Bellis St.
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McElroy Pl.
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Ln.
Celia
Augus
Quartz Dr. Duncan
Nancy Lee Dr. Washington St.
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Kerr St.
d St.
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Western Rd.
Dr. Ridge Dr. Ridge Dr.
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Devon St. Wicklow St.
Miller Av.
University Av.
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Arbor Cr.
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Will Rogers Dr. Cimarron Pl. Cimarron Dr. Leland Frontier Dr. Linda Av. Willham Dr. Ct. Boyles Ct. Willham Dr. Manning Ct.
Connell Av.
Hanson
51 7th Av.
Will Rogers Dr.
Dryden Cr.
Camden
. Rd
Murray Ct.
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Scott Av.
Scott Av.
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Black Oak Dr.
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Emma Swim Ave.
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Hunters Cr.
Dr. Deerfield
Wild Turkey Pas
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Cottontail Ln.
12 177
Vista Ct.
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Jardot Rd.
Perkins Rd.
Husband St.
Western Rd.
Timberline Dr.
Washington St.
Fountain View Ct.
Forest Trail Ct.
Sangre Rd.
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n St.
Scissortail Dr.
Fountain View Dr.
22nd Av.
Quail 25th Av. Ridge Ct.
Wehr Ln..
31st Av.
Woodland Trails Dr.
Pheasant Eagle Creek Ave. Ridge Ave.
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e Roc
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Inverness Ln. Fox Ledge Dr.
17th Av.
Franklin Ln.
Cantwell Av.
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Black Oak Dr.
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try oven
Culpepper
St.
Sawgrass St.
k Dr.
Woodlake Dr. Deer Creek Ct.
eld
4
Black Oak Dr. Countryside Dr.
Savannah
Berkshire Dr. Dublin Dr.
Ceda
Hillside St.
Davinbrook Ln.
Fairfield Dr.
Williamsfield
Westridge St. Hillside Ct.
Fairfield Dr. Mansfield St. r Ridge Ct.
Tanglewood Cr.
Willow Park Cr.
wbric
Yello
Country Club Rd.
Wicklow St.
Devon St.
Murphy St.
Shumard Ct. Oak St. W. Shumard Dr.
Pioneer St.
Sangre Rd.
Squires St.
Charles Dr.
Rid lue Sprin B gdal Wo e Dr. odc res t Dr. 11th Ct. Edgemoor Dr.
Iba Dr.
Oak Trail Dr.
Monroe St.
Airport Ln. Lincoln St.
Lincoln St. Lincoln Brooke Lincoln St. St. Hollow Ct. Monroe St. Monroe Monroe St. St. Jefferson St.
Liberty Ct.
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Cleveland St.
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McDonald St.
Willis St. Ridge Rd.
Country Club Rd. Windsor Dr. 2nd Ct. Kea ts D r.
Abbey Ln. Windsor Dr.
Oak Ridge Dr. Basin Ridge Dr. r. ge D
Greystone St.
Stoneridge Dr.
Westwood Ln.Westwood Dr.
Stoneyb rook St.
ge
Rd . Walking Trail Dr .
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Bristol Rd. Av. 24th Av.
Vista Ln.
A8
Richmond Hill Rd.
Washington St. Garfield St.
Hunters Ridge Land Run Dr.
Dr . W rig ht
d. sR ces l Ac tria dus rt In
Preston Liberty Cr. Cr.
Airp o
Valley Dr.
Mark Circle
Charolais Dr.
Warren Drive
Valley View Sangre Rd.
Keely Ct.
Range Rd. Crosswinds
reek
er C
ld Bou
Vil la
drid ge W oo
Range Rd.
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Shin
Lyndsey Ct.
3
Co
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Chapel Hill
19th Av.
t.
Austin Ct.
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Shadow Creek Ln.
Persimmo
Stillwater NewsPress • Friday, September 8, 2017
18th Ct.
18th Av.
P low
9
Shiloh Creek
r. k D r. r. 15th Av. Old Forest D D roo stb hire ar Charleston Cypress Mill We orks alam Y Sh
Lou Ct
Loper Billin gslea Ln. Ct.
Summer Hill Ct. Germaine Ct.
2
10th Av.
3rd Av.
l.
Wil
liff
18th Av.
t.
Westbrook Ct. 15th Av.
eS nic
Charring Cross
rC
land Ct . Ja Lind a
low Wil Hic kor yC
Eu
Canterbury
Bria
Crestview Ct. Cowboy Ct. High
Ct.
Murphy Dr.
D
Sunset Av. University Av.
7th Av. 8th Av. 9th Av.
Country Club Dr.
Dr.
Ashbury
Richfield Ct.
d woo
Kenslow Dr.
e
shir evon
Crestview Av.
St.
Farm Av. Olive Ln. Drummond Av. Athletic Av. Monticello Dr.
Arrowhead Pl.
Arrowhead Av.
5th Av.
Aggie Dr.
gle Tan
Durham Ct. Ashford Ct.
nd
Wo
Admiral Av. Sherwood Av.
4th Av.
Prescot Dr.
. Club Dr . Country Club Ct Country 14th Av. Woodland Ct. Oakfield Ct. 16th Av. Dr.
la od
ld
Lauren Lane
Keller Dr. Lakeview Ct.
d Dr.
ks
Oa
13
VillasCt.
11th Av.
8th Av.
Ashton Ave.
ointe en P Gard ill ng H Spri Deer Run Ct.
Frontage Road 7th Av.
Fairway Dr.
den
Hid
Cr.
51
e Dr.
sa
Me
5th Av.
Ridg
Pecan Lake Av. Trenton Ct. Pecan Trail Ct.
5th Pl.
Oak
10
rfie
Mercury Av.
Liberty Dr.
woo
Pecan Hill St.
Oakdale
10th Av.
Ga
St. Tyler Av.
o
nw
Gle
Osage
t.
dC
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nw
Wild
Scott Av.
Miller Av.
Virgina Av.
14
coln
Lin
r.
le r. G
D od
Ct. Av. uita rgia Chiq d Ct. Geo woo Wild Brentwood Dr. n Dr. Peca Redbud Dr. Redbud Dr. Randolph Ct. Eskridge Av. Windrock Hartman Av. Cr. Tyler Av. Tyler Av. Highview Av.
Dr. nett Graham Av. Ben Will Rogers Dr. Eskridge Av. Eskridge Av.
Eskridge Pl.
r.
mD
lha
Wil
Hall of Fame Av.
2nd Av.
9th Av.
Rd.
McElroy Rd.
1st Av.
8th Av.
mer
Reese Landing
Tyler Av.
Farm Av.
7th Av. 8th Av.
Boo
oke r. Brollow D Ho
Tyler Av.
Walnut St.
Oak Crest Rd.
Thomas Av.
rst D
ehu
Lak
Marcus Dr.
Harned Av.
Mohawk Av.
Swim Av.
Knapp
Eskridge Av.
Eastland Dr.
Wiley St.
t.
te S
Vena Ln.
8th Ct. 9th Ct. Trenton Av.
Boomer Lake
Osage Dr.
6
Windmill Ln.
4th Av.
Parkway Dr.
Brooke Brooke Jefferson St. Moore Franklin
d Win
3rd Pl.
. Dr
Sta
Hereford Dobi Ln.
Airport Rd.
Newman Av.
Hillcrest Av.
Tobacco Rd.
r.
3rd Av.
Dr.
Liberty Rd. Preston Av.
lD mil
Windsor Cr.
ore
Harned Av. Madison Ct.
Thomas Av. Frances Av.
Memory Ln. Country Ln.
177
Lakeridge Av.
Lakeview Rd.
t.
Airport Rd.
w illo
Av.
Preston Ln.
State Ln.
Lisa Ct. Lori Ct.
11
Liberty
nC
Cheyenne Av.
W
Harned Av.
Keller Williams 10. 5723 Pecan Hill Ct. 2-4 ......................................... Gina
Benjamin
1
Dr.
se
Arapaho Av.
Lake Sh
Newman Av. Hillcrest Av. Brown Av.
age
las
Ute Av.
Cherokee Av.
Os
Richmond Rd.
ers
Rogers Dr.
Hartwood Av.
Fisher Provence 8. 510 E. Highview Ave. 1-3 .....................................David 9. 6405 W. Coventry Dr. 1-3 .....................................Susan
gate Dr .
Rog
Ranch Av.
RE/MAX Signature 14. 5719 W. 8th Ct. 1-3 ................................................ Julie
Lynn Ln.
North
Britton Ct. B Dr. ritton Greenbriar Cr. Dr. Au d Ma ene D rieD r. r. Greenvale Ct. Ct. side C rook
Golf Dr.
B
Nexthome Heartland Realty 13. 5810 W. Villas Ct. 1-3 .......................................Rhonda
Lakeview Rd.
nd St. Husba
Stonecrest Ave.
Stillwater Municipal Airport
Park Pl. Tower Park Dr.
Richmond Hill Ct.
Husband Pl. Northgate Dr.
Falls Dr.
One Broker Place 11. 2223 N. Warren Dr. 1-3 ....................................... Jason
Century 21 Global 7. 5401 Spring Creek Circle 1-3 .......................... Virginia
Chateau Ct.
Amethyst Ave.
Richmond Rd.
Stonehenge Realty 12. 5911 E. 68th 2-4..................................................... Ruby
Ct.
yon
Can
Chateau Dr.
Stonecrest Ct.
Coldwell Banker Team Stillwater 4. 3016 Wellington 1-3 .........................................Paulette 5. 2202 N. Glenwood 1-3....................................... Connie 6. 901 W. Moore 1-3 .....................................................Mike
Topaz Ave.
Chateau Pl. Peaceable Acres Rd.
• All Open Houses are Sunday unless otherwise indicated.
Real Estate Professionals 1. 3520 N. Washington 1-2:30 .............................. Tiffany 2. 2318 W. 10th 1-3 ...................................................Donna 3. 3329 Charleston Ct. 1-3 ............................................Jan
Burris Rd.
Burris Rd. 177
Week of Sunday, September 10, 2017
• Open Houses may be cancelled in case of inclement weather. If you have questions, please call the hosting REALTOR®.
Jardot Rd.
Perkins Rd.
Yost Rd.
7