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Proprietary Group Umbrella Program

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For Our Clients

For Our Clients

S&S had the unique ability to offer a proprietary group umbrella program through AIG to our clientele. Our program provides pricing that is far below the industry average based on the coverage limits offered.

Our program automatically includes several coverages in the base premium:

• Limits up to $50MM in Liability Coverage can be purchased, subject to underwriting approval

• Automatic $1MM of Excess UM coverage included, with the ability to purchase up to $5MM in total coverage

• Supplemental defense coverage—$20,000

• Automatic $1MM of Non-Profit D&O coverage

• Automatic Employment Practices Liability coverage (EPLI)—$250,000

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