Geelong_Indy_2012-11-16

Page 27

Connecting people and communities

Page 28 Friday, 16 November, 2012

CASHFLOW FOR CHRISTMAS CASHFLOW is probably the most important factor in keeping your business running. When creditors are slow in paying or it is a quiet time of the year, or you simply want to make some business enhancements then CASHFLOW plays such an important role. • Loans &/or cashflow also available for small business operators/ self employed... no financials, trading statements or BAS required • Loan arrears and/or bad credit is ok!!... get a FRESH START!! • Refinance to 90% of home value • Purchase to 98% of contract price

Dick Philpott can help resolve various finance problems, with discretion assurred.

Dick helps ease cash-flow strain

44 years in finance..... experience counts! T: M: E: A:

5222 8905 0418 524 017 dpfinance@iprimus.com.au 2A Aberdeen St, Geelong West

HELLO, I’M YOUR MORTGAGE INNOVATION MANAGER

1054955-EP46-12

Call me now for a confidential chat!!

NOW IS the time for self-employed small business operators to look at their cash flow while considering the strain of a possible upcoming or even existing tax debt implications. Interest rates have been gradually decreasing, with economic experts forecasting the trend to continue. Small business operators and the self-employed should consider not only consolidating outstanding debt but obtaining much needed cash flow for their businesses. Dick Philpott Finance is fortunate to have direct access to lenders empathetic to small businesses and the self-employed operators. Dick says the lenders are quite willing to assist in any way possible without the need to

produce BAS business trading statements or tax returns. “Even if you’re experiencing some credit hardship, such as home loan arrears, court proceedings or simply pressure inflicted by your creditors, it’s imperative you take action and have a chat with me now,” he says. “All discussions are totally confidential and obligation-free. With 44 years in the finance industry, Dick has experience and knowledge to check any ways of helping clients wherever possible. Dick Philpott Finance is conveniently located at 2a Aberdeen St, Geelong West, phone 5222 8905 or Mobile 0418 524 017.

10,000 + local businesses online and ready to help you!

My name is Cameron and I’m a Mortgage Innovation Manager, an authorised representative of the Commonwealth Bank.

IN PRINT

I can assist with the full range of CommBank products and services, including:

ON LINE

MOBILE

Finding a local business has never been so easy…

A loan to purchase your first home. An investment loan to expand your property portfolio. Refinancing your current home loan to Commonwealth Bank. Finance your renovations, new car or next holiday.

Call:

Cameron Shakespeare 0405 103 941

Cameron Shakespeare Mortgage Innovation Manager

1055147-RMB46-12

I can help you with your financial needs, call me on 0405 103 941 or email shakesca@cba.com.au

Email:

shakesca@cba.com.au

Things to know: Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945. Mortgage Innovation Managers are Authorised Representatives of the Commonwealth Bank. 1049610-KG41-12

Place your online lis ng now at easyfinder.com.au


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