Scribe September 2022

Scribe

Elected candidates take their seats

By Rebekah Beeler Scribe publisher

Following the county gen eral election on Aug. 4, can didates were duly sworn into their seats.

Winning the District 4 Commissioner seats were Ken Hall and Theresa Tayes. They were sworn in at the Putnam County Courthouse on Aug. 29, to begin their terms.

Interim Mayor Nathan Walker ran uncontested and

Walker: ‘The Board is the star of the show...’

By Rebekah Beeler Scribe publisher

Conference set for Sept. 30

Ladies are encouraged to attend the Know Your Worth Women’s Confer ence. The conference will begin at 9 a.m. on Friday, Sept. 30, and will be held at the VFW Post 6277, 42 S. Poplar St. in Monterey.

Tickets are only $10 and are on sale now at Builtwell Bank. Lunch will be served by The Right Choice Ca tering. Seating is limited and those interested in attending are encour aged get tickets now.

Organized by Amy Martin, the con ference is a reminder to all women

that they are worth the effort, can overcome difficulties and flourish in life. The conference is designed to be a fellowship and offer resources and solutions and encouragement for women to recover their self-worth.

Martin was inspired to create the event after opening her meditative skin treatment salon, 28 Main Aes thetics in Sparta, TN. She truly en joyed meeting everyone who came in, talking with them and getting to know them. They were comfortable with her, too, and felt free to be open and communicate. In so doing, sev eral revealed low self esteem issues

and trauma patterns.

“They didn’t know their worth,” Martin said. “I felt I needed to do something for my community. That’s when I started thinking about self worth and thought I could pull to gether resources in our community and in our area to help women think more of themselves.”

As she began to explore resources, information and talk to other women, the idea for a women’s conference to help build women up and encourage

Photos by Rebekah Beeler

Putnam County Mayor Randy Porter swears in newly elected Monterey Mayor Nathan Walker at the city meeting Sept. 12. Walker then swore in Aldermen Bill Wiggins, Jim Whitaker and James Wolfgram. Alderman Alex Garcia not pictured.

Photo by Dianne Hall

new Putnam County Commission, including Monterey District 4 commissioners Ken Hall and Theresa Tayes, is sworn in by county clerk Wayne Nabors at the Putnam County Courthouse on Aug. 29.

Our Town

Sandwich Board

September is Library Card Signup month

With school back in full swing, September is des ignated as National Li brary Card Signup Month. There’s no better time than now to see what treasures await both students and adults alike at your local book trove. Visit Monterey Branch Library and sign up for your library card today!

Monterey Branch Library is located at 401 E. Com mercial Ave. in Monterey.

Hilltop Chorale patriotic Veterans Day concert

Monterey Hilltop Chorale will be hosting its annual Patriotic Salute in honor of the country’s veter ans for Veterans Day. The concert will be held at the Monterey United Meth odist Church on Mon day, Nov. 7, at 6 p.m. The church is located at 124 N. Holly St. in Monterey.

Monterey to host JackO’-Lantern Jamboree Oct. 29

Run amuck with Monterey and join in for a spooktacu lar event on Saturday, Oct. 29, for trick-or-treating, games, music, bouncy houses, food, movie, and pumpkin carving contest in Downtown Monterey along Commercial Ave. Trick or treating begins at 5 p.m. and “Hocus Pocus” will be shown at 7 p.m.

Craft Show Sept. 24

There is something for everyone at the Gathering

of Seasons Craft Show at Cumberland Cove Wel come Center. Mark your calendar for Sept. 24. The craft show will be from 9 a.m.-2 p.m. There will be multiple vendors with sew ing, quilting, embroidery, needle felting, barrel fur niture and games, totem poles, paper crafts, primi tives, woodworking, jel lies, beaded crafts, baked goods, soaps, jewelry, pil lows, paintings, watercolor cards, gourd art and more. The Cumberland Cove Welcome Center is located at 16939 Highway 70N, Monterey, TN.

Monterey Pickers tune up for community Summer is here and that mean the Monterey Pick ers are tuned in for warm Tuesday evenings at the Monterey Farmers Market at about 6 p.m. So, come listen or bring your instru ment and play.

Monterey Farmers Mar ket open

Monterey Farmers Market is now open on Saturdays from 7 a.m.- 2 p.m. The Monterey Farmers Market seeks vendors to sell pro duce, eggs, meats, baked goods, and handmade crafts during the 2022 season. Registration for vendors to participate at the Monterey Farmers Market this year are open at the Monterey Depot Museum. For more information, contact Raf ferty Cleary, Monterey Cultural Administrator, at

Standing Stone Scribe

Rebekah Beeler, Publisher

Standing Stone Scribe is a monthly Berliner publi cation covering news and features in Monterey and surrounding communities from Mayland to Rick man, Calfkiller to Crawford.

Editorial Policy: Standing Stone Scribe encourages event and news submissions and letters to the editor. Submissions should not be libelous and must bear the author’s name, complete address and telephone number. Anonymous submissions will not be accept ed. The Standing Stone Scribe newspaper reserves the right to accept, reject or edit any and all submis sions and advertisements intended for publication.

Copy deadline: All submissions must be received by the Friday before the first Monday of the month.

Standing Stone Scribe publications are set to be printed generally on the Thursday following the first Monday of the month with the exception of Monday holidays in which the Scribe will be printed the fol lowing Thursday.

The Scribe welcomes electronic submissions at edi torstandingstonescribe@gmail.com.

Advertising: Get the word out about your business, service or organization, increase traffic, expand your customer base, and communicate directly with the community you serve. Let everyone around know your business by advertisting with Standing Stone Scribe. For more information, specs and price sheet, email editorstandingstonescribe@gmail.com or call 931-265-9489.

839-2111.

Garden Club meets sec ond Tuesdays

The Monterey Garden Club meets the second Tuesday of each month. Come and listen to guest speakers, watch dem onstrations and get tips for successful garden ing. The clubs is active in the Monterey community and offer scholarships to Monterey High School graduates. They would love to have you join them. For more information, please contact Monterey Garden Club President, Jan Stan sell at (214) 208-5243 or email montereytngarden club@yahoo.com. They look forward to seeing you there!

Monterey Hilltop Cho rale holds rehearsals

Monterey Hilltop Cho rale, an all volunteer choir under the direction of Francis Eldridge will start the new season’s reshersals in August. The Chorale meets at Monterey United Methodist Church at 6 p.m. on Mondays. They always welcome new members. The Chorale performs free concerts for the com munity and supports local causes with love offerings collected at the door. They are also seeking sponsor ships to help with the cost of sheet music, supplies and professional pianist. Sponsorships are yearly and sponsor logos will be featured on the concert programs. For more infor mation about becoming a sponsor, contact Kathy at kradel1010@gmail.com or Joy at cedesigners@out look.com.

Monterey Board meets on first Mondays

The Town of Monterey holds monthly board meet ings open to the public every first Monday of the month at 7 p.m. at the Monterey Municiple Building. It is

important for residents to see how the city is being managed and to take ad vantage of the opportunity use their voices. Everyone who has a vested interest in the town, its direction and prospects, as well as the necessity to understand city processes, programs and issues is encouraged to attend. The town hall meeting will have a sign-in sheet for those who wish to speak and give time for them to bring up important issues for discussion.

Monterey Senior Center plans programs

Make plans to check out the Monterey Senior Cen ter.

• Exercise– Chair exer cises Monday, Wednesday and Friday at 8:30 a.m. and 10 a.m.

• Bridge– Monday and Thursday at 1 p.m.

• Bingo- Thursday at 10 a.m.

• Wednesday Socials: 10:30 a.m. 30-attendee maximum for special guest presentations. Make reser vations to attend.

• Thursday Extras: 10 a.m. BINGO

• Friday Art: 10 a.m. If schools are closed due to inclement weather, the Monterey Senior Center will also be closed.The Center is located at 105 N. Elmore, Monterey, TN. Contact the Senior Center by calling 839-8053. Mem bership is free for those 60 and over. Come and see what we are all about. Please stop by the center to see what new adventures have been added. Regular center hours are 9 a.m. to 2 p.m. Monday through Thursday.

is located at 101 South Poplar St., Monterey, TN, and is open to all veterans who have served in a war or conflict.

SCV active in commu nity

The Champ FergusonStanding Stone Sons of Confederate Veterans (SCV) Post 2014 Help preserve Southern Heri tage and join in the Capt. Champ Ferguson-Standing Stone #2014 Sons of Con federate Veterans (SCV). For more information, con tact Jack Looper at 4452050 or Rooster Barnes at 510-2211.

SSHS/Monterey Hometown Project meets The Standing Stone His torical Society/Monterey Hometown Project meets at 6:30 p.m. on the fourth Tuesday of the month at the Monterey Lions Club. The Society plans the an nual Standing Stone Day celebration, a local holiday that is observed annually on the second Saturday in October. Monterey Home town Project meets direct ly following the Standing Stone Historical Society meeting. Monterey Home town Project is a group or ganized under the Standing Stone Historical Society to raise funds to make im provements to the Town of Monterey. Email standing stoneday@gmail.com.

FCE Club meets fourth

Monday

The Monterey Family and Consumer Education Club meets on the fourth Thurs day of the month at the Monterey Senior Center at 6:30 p.m.

Anyone interested in join ing the Monterey Civitan Club is welcomed and en couraged to come to the meetings.

Check out Monterey Branch Library

A monthly quilting class is held on the third Tues day of the month at 2 p.m. Bring your quilting project, learn from expe rienced quilters and enjoy the company. Free violin lessons began at the li brary on March 3, open to students 8 to 80 years old. Classes are on Thursdays from 4:30-5:30 p.m. There are limited seats in class and limited instruments for lease. To reserve, call 8392103. Download the Libby app and use your library card number to download ebooks, audiobooks and magazines to use at home. Using personal computer? Go to https://reads.over drive.com/. Friends of the Monterey Library Book

Sale is set for the first Sat urday of every month from 10 a.m. to 1 p.m. Used book donations are accepted dur ing normal library hours. Please come and support the library and join Friends of the Monterey Library

The library is located at 401 E. Commercial Ave, Monterey. 839-2103.

Suicide prevention resources available

The National Suicide Pre vention Lifeline (1-800273-8255) is one such free resource that is available 24 hours a day, seven days a week, for anyone who is in suicidal crisis or emo tional distress.

Lions Building for event rental

Monterey VFW

meet first Thursdays

VFW Post 6277 meeting time has changed. Post meeting will remain on the first Thursday of every month but will now begin at 7 p.m. VFW Post 6277

Club meets third Tuesdays

Civitan

The Monterey Civitan holds monthly meetings on the third Tuesday of the month at 6 p.m. at the Monterey Methodist Church fellowship hall.

The Monterey Lions Club will be renting out the Club’s building for parties, events and gatherings. The cost is $50 for a 3-hour

Town

Register at the door for Miss Standing Stone Sept. 17

Contestants may register at the door for the Miss Standing Stone Beauty Pageant set for Saturday, Sept. 17. The pageant will be held at the Monterey High School auditorium, 710 E. Commercial Ave. in Monterey.

The pageant is open to contestants of any area, county, or state.

Please note: The 2021 queens are eligible to compete ONLY if they are in a dif ferent category. Winners are also expected to participate in the Standing Stone Day Parade on Oct. 8, and the Monterey Christmas Parade. Queens must provide their own car for parades.

The pageant category schedule is as follows (age as of the day of pageant):

• Baby Miss 0-11m 10 a.m.

• Toddler Miss 1-2 yrs 10:45 a.m.

• Tiny Miss 3-4yrs 11:30 a.m.

LUNCH BREAK 12:15 - 1 p.m.

• Little Miss 5-6yrs 1:15 p.m

• Young Miss 7-9yrs 2 p.m.

• Junior Miss 10-12yrs 2:45 p.m

• Teen Miss 13-15yrs 3:30 p.m.

• Miss Standing Stone 16-21 (married or single) 4:15 p.m.

Young Miss through Miss Standing Stone winners will be expected to be present at events with sash and crown for community events (car shows, Standing Stone Day, and Monterey Christmas Parade).

The categories will not start before the scheduled time. Contestants must come dressed. There will be no dressing rooms! Contestants registering at the door should check in 30 minutes before their category. Makeup is allowed but must be appropriate. Attire is formal dress and must be appropriate for age group (length of your choice). Score sheets will not be avail able. Unsportsmanlike conduct will not be tolerated and the judges’ decisions are final. The pageant officials, the City nor the Standing Stone Historical Society will be liable for lost, damaged, stolen or any other unforeseen problems. The cost to enter is $50, and includes the prettiest smile, prettiest hair, best personality,

and most photogenic superlatives. (Those competing in most photogenic must submit a photo at registration. No glitz photos.)

Monies collected this year will go to benefit the Monterey High School Softball Team. Make checks payble to SSHS. Forms are available at the Monterey Depot and online at the Miss Standing Youth Pagent Facebook page.

SEATS •

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Continued from 1

was sworn in as Monterey mayor by Putnam County Mayor Randy Porter during the regular session meeting Monday, Sept. 12.

Walker said, “Moving forward over the next couple of years as mayor and this board, I’m excited about a lot of the projects that we have on the table. I’m a firm believer in the Monterey community and working to bring this com munity together. I know every member on this board is in the same mind set and on the same mis sion. I really look forward to working with everyone and I hope that the whole town really kind of comes together and gets their, you know, let’s their voices be heard to the aldermen and, of course, to city hall and the mayor’s office, so we can really get some things going as far as tourism de

velopment, economic de velopment, infrastructure; all those things that this town really needs to be do ing to move forward. We have a great team in place, and I look forward to kind of leading the charge on a lot of those things.

“Ultimately, the board is the start of the show as far as the city of Monterey here goes.”

James Wolfgram won the Ward 3 alderman seat, va cated by Walker earlier this when he became interim mayor after Mayor JJ Reels resigned. Though Ward 2 Alderman Mark Farley was the vice-mayor under Reels, he declined to serve as interim mayor upon Reels’ resignation. The board then voted Walker to be vice-mayor and serve interim mayor.

Wards 2 and 4 aldermen, Jim Whitaker and Bill Wiggins, returned to those seats, respectively. Ward 1 Alderman Alex Garcia was

also returned to his seat as alderman, but was not present at the meeting. He will be sworn in at a later date.

The alderman with the most votes in the gen eral election is automati cally named vice-mayor. Although Whitaker was elected vice-mayor in the county general election, as per the election process rules, he declined it.

“I don’t know if I could be qualified with that,” he said.

He subsequently made a motion to return Farley, who declined it earlier this year, as vice-mayor. The motion was supported by Ward 3 Alderman James “Coonie” Foster. After a roll call vote, all present voted yes and the motion carried and Farley re claimed vice-mayor.

Laughing, Wiggins point ing out, “Are we over throwing an election?”

Two sides of the

‘Samaritan’

It seems like the superhero theme has really taken over the movies in recent years. While the battle between good and evil is timeless, there seems to have been a renewed and un precedented interest in the concept. I assume a lot of this has to do with the times in which we live, where it is not always easy to tell the good guys from the bad, and the line between right and wrong is often blurred. Adults and kids alike have difficulty navigating this re ality. Perhaps this is why the idea of a super hero is so appealing to all ages.

In August, Amazon unveiled another origi nal movie called “Samaritan,” starring Syl vester Stallone. The movie begins by talk ing about a legendary battle between two superhuman brothers named Samaritan and Nemesis.

Samaritan and Nemesis were abnormally strong and often teased and bullied for their supernatural abilities. The bullying escalated to the point where people set fire to their house, killing their parents in the process. The brothers survived, but the fire changed them. Samaritan fought to help people, while Nem esis sought revenge for the death of his par ents, eventually forging a hammer that held all of his hate and rage. It was said that this hammer was the only way to defeat Samari tan. When the brothers finally battled each other face-to-face, the rumor was that they both died. However, years later, conspiracy theories began to circulate that Samaritan survived the battle, and was still alive.

In present day, there’s a boy named Sam who is being raised by a single mother. Mon ey is tight and they are nearly evicted from their apartment numerous times. Desperate to help out, Sam steals things like copper wire and sells it to criminals for cash. At the age of 13, Sam gets in over his head taking jobs from someone named Cyrus. Cyrus, a fan of Nemesis, steals Cyrus’ hammer and mask that were stored in police lockup since the epic battle. Meanwhile, Sam notices something different about his neighbor, Joe (Stallone). After Joe saves Sam from being beaten up by members of Cyrus’s gang with his superhuman strength, Sam decides to in vestigate further. He breaks into Joe’s apart ment and finds a scrapbook about Samaritan.

same

coin,

a showdown

By Paula Tudor, Scribe columnist

But, the real moment of truth occurs when Joe is hit by a car and is able to pop all of his broken bones back into place. Joe stops short of telling Sam that he is Samaritan and continues to try to hide his strength from the outside world. But, between Sam getting in deeper with Cyrus and Joe making enemies with Cyrus’s gang, another battle is inevi table.

Samaritan is a difficult movie to categorize. It’s too dark and violent to be a kids’ movie or even family-friendly. However, with su perhero names as unimaginative as Samari tan and Nemesis, it also isn’t likely to appeal to most adults. Sam is really the movie’s main character. Everything we know about Samaritan and Nemesis comes from Sam and his experiences with those around him. This would suggest that Samaritan is a kids’ film. Indeed, Samaritan ends with a very good message for kids about choosing the right path and learning not to let their evil side overtake their good. In other words, it’s about not letting hate and rage defeat the Sa maritan inside of you. Unfortunately, the au dience has to endure a lot of violence to get to that message.

Overall, I liked Samaritan and thought the concept behind it was pretty clever. I think it is going to have a tough time finding its audience though. It’s a kids’ film that doesn’t look like it was made for kids. While some of the violence in the film may exist in order to get its message across to kids about the gravity of their choices, parents may want to watch Samaritan before letting their kids watch it.

Samaritan is streaming now on Amazon Prime.

• • •

Paula Tudor graduated cum laude from Tennessee Technological University with a B.S. in Interdisciplinary Studies emphasizing English and Communication. She is a free lance writer and a distinguished blogger/ online correspondent, with more than three thousand followers on twitter. The bulk of her work can be found at paulas-soapbox. blogspot.com and at paulatudor.com.

Dave Says

How many years?

Dear Dave, My husband and I are debt-free. We are in our mid-20s, we also have a full emergency fund and we each have 401(k) plans with our employers. Cur rently, we are looking at life insurance. We do not plan on having children, so what length term policies would you suggest for a couple in our situation?

Ashlie

Dear Ashlie, I’d recommend you both find good 15- or 20-year, level term policies, with coverage amounts of 10 to 12 times your individual incomes. If you two have a change of heart, and de cide you want kids later, I’d recommend converting those to 30-year term poli cies, still at 10 to 12 times your incomes. Why? You’d want the insurance to be there to protect everyone in the family until the kids are out on their own.

Between now and then, and in the years after, your continued saving and wealth building will lead you to a place where you guys are self-insured. And that’s a great place to be! — Dave

Commission, not allowance

Dear Dave, What is the right age to begin giving children an allowance?

Ben

Dear Ben, In my mind, there’s never

a right time to give kids an allowance. Instead, work out a plan to pay them com missions, and assign them age-appropriate weekly chores.

This can be done with very simple tasks starting at an early age. When the work gets done, they get paid. If they don’t do the work, guess what? They don’t get paid. This helps teach them a healthy work ethic, and it introduces them to the idea that work creates money.

Simply giving kids mon ey is a sure way to plant the seeds of entitlement in a young mind. You don’t want your kids growing up with the idea they deserve money simply because they’re alive. Of course, there are things kids should be expected to do without pay, too. When you’re part of a family, everyone needs to understand they have a responsibility to pitch in and help out sometimes!

— Dave

Time to get serious

Dear Dave, My husband and I have always gotten by. We both make about $40,000 a year, we each turned 50 last

month, and we only have a little bit of debt. Recently, my mother-in-law moved in with us due to health is sues. Since that time, we have been struggling fi nancially due to the added expense of having her with us. We love her and want her to be here, but we are unsure how we will con tinue to make things work. Can you help?

Renaye

Dear Renaye, It’s completely under standable that your moth er-in-law moving in tight ened things up for you guys. What it has also done is trained a spotlight on the fact you and your husband need to start behaving bet ter with your money. That means living on a written, monthly budget, and tell ing your money where to go instead of “getting by” and wondering where it all went.

That sound you hear is a phone ringing, and it’s your wake-up call. If I were you, I’d pick up. That call’s say ing you two have been dis organized and a little slop py with your finances in the past, but you’ve made just enough money to get away with it. Now, you’re going to have to get serious and get organized, because you’ve chosen to take care of her. Don’t get me wrong, it’s an honorable decision you’ve made to bring her into your home. But it also means some changes have to be made in terms of the

How to boost your holiday budget . . . starting now!

I know, it may feel a little early to be talking about Christmas. But hear me out! While you might not be ready to hang the mistletoe, it’s never too early to save money for the holidays. In fact, the sooner you start saving up, the better (and less stressful) the season will be.

Too many people find them selves mid-November with nothing saved, so they turn to credit cards in a panic and end up paying for Christmas until April of the next year. Not good. That’s why I like to put aside a little money each month starting in Janu ary. But if you’re just now thinking about saving, don’t worry. There’s still plenty of time to save up some cash between now and the most magical time of year. You just need a plan.

Start by creating a holiday

savings fund

Think of a holiday fund like a savings account that you set up for all your holiday needs. This is where you’ll stash the money you’re sav ing and watch it grow as the season (finally!) gets closer.

To set your fund goal, look at how much you spent on Christmas gifts last year. Where did you overspend?

Do you need to increase or lower your budget? Then, think about what you’ve got on your plate this year. How much will you be able to spend on each person at Christmas? What about par ties or gatherings? Then, compare your projection with last year’s number and set your goal!

Once you’ve figured out the total you want to spend, divide it by the number of months or weeks left until Christmas. Let’s say your budget is $900 and you’re just now getting started. That means you’ll need to save $300 a month over these next three months. Make sense?

Next, boost your holiday budget Now, the easiest way to boost your holiday budget is to cut back on spending. Way too many people think

it takes a ton of money to have memorable holiday fun. What that really means, though, is your bank ac count will be hurting when January rolls around. Go for a cheaper celebration that helps you keep more cash in your pocket.

Here are some of my favor ite ways to get the most out of that holiday budget:

1. Skip some of your traditions - Guess what? You don’t have to do Elf on the Shelf or an expensive Christ mas card photo session. Save money by skipping out on traditions that you don’t truly have to do. Just look at your budget and be open and honest with your family as you decide what to cut and what to keep.

2. Cut down on the cost of gifts - You can save serious cash on presents this year— without being a Grinch. Shop

sales. Use coupons. Give out baked goods. Skip the ran dom gift exchanges. And in stead of buying presents for every extended family mem ber, have each person draw a name and buy just one gift for the person they get.

3. Turn overblown holi day feasts into a potluck - I love hosting family dinners and parties with friends, but I could easily blow half my holiday budget on one gath ering. If you like to host, you can cook the main course and ask your guests to bring the sides. That way, you’re not stuck with the entire bill, and everyone feels good be cause they helped out.

I promise your holiday season will be much hap pier when you can check everything off while stick ing to your budget—instead of spending first and worry ing about the fallout later.

And planning ahead, having a budget, and being mind ful of your spending is how you make your money goals a reality this year. You’ll be amazed at how a few small, intentional changes can im pact your holiday budget with tidings of great joy!

•

•

•

Rachel Cruze is a two-time #1 national best-selling au thor, financial expert and host of The Rachel Cruze Show. She has appeared on Good Morning America, TODAY Show and Live! With Kelly & Ryan, among oth ers. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people to avoid debt, save money, budget and how to win with money at any stage in life. Follow Rachel on Twitter, Instagram, Facebook and YouTube or online at rachel cruze.com.

Dave Ramsey

Rachel Cruze

Rock on at Rocktoberfest

Get ready to rock at the Rocktoberfest music event set for Friday, Oct. Featured musicians are WARRANT, Lita Ford and the BULLETBOYS. Come hear the all too fa mous “Cherry Pie” and more favorites at Rocktoberfest at The Old Gray music venue and party like it’s 1989. Premium tickets are $20, and general admission tickets are $10. Tickets are on sale now and will be available at the gate. The Old Gray is located on 3781 Monterey Hwy., Monterey, TN. For event information or to pur chase tickets visit the box office at 114 E. Stratton Ave. in Monterey or theoldgray.com.

Town

Sandwich Board

slot and $100 for an all day event. For those who would like to rent the Monterey Lions Club building for their event, call 931-8392350. Contact Mike Calla han at 839-2350 for more information. Forms are available at 108 E. Com mercial Ave.

Standing Stone Day set for Oct. 8

The 43rd annual Stand ing Stone Day celebration of Monterey’s Cherokee heritage and the Standing Stone Monument will be observed on Saturday, Oct. 8. Festivities this year will include a parade, scavenger hunt, Native presentation, craft vendors, car show and food trucks. The event will also feature live music by crowd favorite Caleb and Leann. The Miss Standing Stone Beauty Pageant date is set for Saturday, Sept.

17.

Titus House wants to help

Need clothes? We can help! Titus House, 306 W. Crawford Ave. in Monterey, provides free clothing to anyone in need. Titus House is open the second Saturday of each month from 9 a.m. to noon, except for October when it will be open the third Sat urday. Titus House accepts donations of clean, dry clothing in bags or boxes. These may be dropped off at Titus House. Please put donations underneath the carport at the end of the Titus House driveway. Ti tus House appreciates your donations! Titus House is an outreach program of the Monterey Church of Christ. Questions regard ing Titus House please call (931) 252-7676.

The Cottage Thrift Store open The Cottage thrift store at the Monterey United Meth odist Church offers new inventory and new pric ing. They ask for everyone to exercise precautions, use gloves and masks and will have some available for their shoppers’ safety. Note: if there is a spike in local COVID-19 cases, The Cottage will remain closed.

Join

Tennessee Disaster Response Team

The Tennessee Disaster Response Team is a nonprofit organization meeting the needs of those faced with natural disasters. The team needs donations of water, canned goods and money to make trips to and from disaster areas and also welcomes volunteers to help in relief missions.

Contact team leader Ken Hall at 239-3318 to be come a team volunteer.

UCDD Offers Relative Caregiver, Housing As sistance

Are you raising a rela tive child or need hous ing assistance? For more information on assistance and support, please contact Melissa Allison at the Up per Cumberland Develop ment District toll-free at 1-877-275-8233. A sup port group meeting will be held for relatives that are caring for relative children during this month. Please contact Melissa Allison at 931-476-4127, if you are interested in attending this meeting.

For housing assistance, while caring for a minor child, contact Myra Walker at 931-432-4111.

Carve Out More Family Time This Halloween

FAMILY FEATURES

By the time Halloween rolls around, many families are deep into the hustle and bustle of the school year. The holiday provides a great opportunity to focus on family and spend some quality time together.

Shared experiences bring loved ones closer, and Halloween is a perfect time for doing something with the people in your life who matter most, whether it’s your immediate family, college family, friends, siblings or extended family. These family-friendly activities can help you create some special spooky memories this Halloween with your friends and loved ones: Visit local attractions.

afternoon. Some popular examples include corn mazes, pumpkin patches and petting zoos.

Decorate pumpkins. can be fun for the whole family. Toddlers and younger children can express their creativity through painting, stickers and accessory kits while older children and from Pumpkin Masters, which creates new products every year so you can Patterns make it easy to peel, stick and carve with pattern transfer sheets while creatures in on the fun.

Go trick-or-treating together. Participating in this age-old tradition as a family teachable moments, including reminders about safety around strangers and when crossing the street, practicing manners like please and thank you or taking turns ringing doorbells with friends or siblings.

Watch scary movies. Whether you relive your own youth by introducing your around the screen for a frighteningly fun movie night can appeal to the whole make the night complete.

Find more ideas to inspire quality time with family this Halloween at pumpkinmasters.com.

Recycle Your Pumpkin

Once the holiday fun is done, you may wonder what to do with your leftover pumpkin (and the

Bake the seeds. Whether you eat them yourself or share them with local wildlife, roasted pumpkin seeds provide a tasty treat. They’re delicious with a light coating of olive oil and salt, or you can get creative with seasonings and spices.

Make slime. The stringy, gooey insides of a pumpkin make for a ghoulish bowl of goopy guts, perfect for Halloween pranks. You can use the pulp in its natural form or search for recipes that add ingredients like glue, water and baking soda for even more texture.

Compost it. Pumpkins generate organic waste, so adding them to a Either option returns organic matter to the Earth, rather than heaping

Create a planter. o’-lanterns, you can use a toothpick to secure them in place. Then you’ll be left with a vessel that’s perfect for using as a seasonal throughout the fall.

Donate to a nearby farm. Pumpkins can be a tasty treat for wildlife and livestock. If you don’t have animals like bunnies and squirrels to share your pumpkin with in your own backyard, check with area farms to see if they’d like your leftover pumpkins to use as food for the animals.

Photo courtesy of Getty Images

3 Ways to Save the Planet in Your Own Backyard

(StatePoint) “Think global ly, act locally” is a motto that everyone should take to heart. It emphasizes the importance of real actions you can take at home and in your commu nity, while stressing the fact that every creature on planet Earth is connected. With that in mind, here are three great ways to save the planet in your very own backyard this fall:

1. Save the lives of birds: Bird populations are in decline due to a range of threats, including habitat loss and climate change. In fact, North America has lost more than one in four birds in the last 50 years, according to the Audubon Society. Amid this alarming trend, you can make the skies safer for birds by mitigating the chance of window strikes, one of the more common threats birds face. In the United States each year, 350 million or more wild birds are killed when striking windows. Re search shows that applying

decals that reflect ultravio lent sunlight to your home’s windows can substantially reduce the likelihood of this occurring. Check out the bird decals from WindowAlert, which feature patterns that give the appearance of slight ly frosted translucent glass, but glow like a stoplight for birds. The brand also makes WindowAlert UV Liquid, a high-tech liquid that offers even greater protection when applied between decals. Re member, wild birds migrate in fall, making it an especially important season to take this step. From hummingbirds to eagles, learn more about the beautiful birds you love and how to protect them by visit ing WindowAlert.com.

2. Start a compost bin: Com posting food scraps and yard waste is one action you can take with multiple benefits. It’s not just an excellent way to reduce the amount of trash you send to the landfill, your finished compost can be add ed to your lawn and garden

to help plants thrive without chemical fertilizers. While it sounds simple since time does most of the work, there are some important com posting do’s and don’ts to consider. Be sure to read up on best practices before you get started so that you only toss compostable items into the mix, and so you strike the right balance between nitrogen and carbon. This will speed up the process and yield higher-quality compost.

3. Go low maintenance: According to the Natural Resources Defense Council, Americans consume nearly 3 trillion gallons of water, 200 million gallons of gas, and 70 million pounds of pesticides on their lawns each year. You can reduce your contribu tion to the problem by swap ping out your conventional lawn for a meadow (which is comprised of native plants already adapted to thrive in your region), xeriscaping (a drought-resistant option re quiring no mowing and little

to no irrigation) or by simply letting your grass grow wild and free. Talk to your neigh bors about your decision and encourage them to do the same.

Simplify SECURITY this Back-to-School Season

The beginning of a new school year fall, but it can also be a stressful time for parents and students alike.

As expensive electronics like laptops and tablets become increasingly common for student use in classrooms and at home and complex schedules require students to bike to school or enter the house after school with minimal parental supervision, it can often be challenging for families to juggle the changes that back-to-school season brings.

To help alleviate back-to-school stress and safeguard high-value purchases, Master Lock, the leading name in security for more than

tions to provide peace of mind for both parents and students – whether enrolling in elementary school or

For everything from padlocks for school lockers to bike locks for students on the go and personal safes for dorm room storage, parents and students can visit MasterLock.com to explore back-to-school security products designed to safeguard everything worth protecting.

Secure Lockers with Ease

As one of the most known and widely used padlocks for back-to-school season, the Master Lock 1500D solution to help protect students’ personal belongings while in the hallway or locker room. With a shackle made of hardened steel and a locking mechanism with anti-shim technology, this padlock provides maximum security with extra resistance against cutting and sawing. Plus, the easy-to-use dial and three-digit combination allow for quick and convenient access between classes when time is tight.

Safeguard Your Bike or Scooter

Whether heading to school or commuting to campus, the Master Lock 8143D Combination for students of all ages, especially those who may not be able to drive yet or simply prefer to ride a bike or scooter. Made with braided for added weatherability and a preset four-digit combination for keyless convenience, this bike lock also features a self-coiling design for easy use and compact storage in a locker or backpack.

HS students: Increase your productivity with 3 easy steps

Summer is wrapping up, friends. Whether you spent your days super active or you took it easy, starting your senior year can feel like a wake-up call. There are new things on your plate, like applying to col leges, researching scholar ships, and preparing for life after high school—plus all the normal stuff, like home work, practice and those ri diculously early mornings. I know, it can feel like a lot. That’s why it’s so important to get your priorities set and get your life organized as you start this year. And while that doesn’t sound quite as fun as hanging out with your friends, you’ll feel so much more confi dent once you do. And I promise, if I can do it, you can too.

Truthfully, I’m not a natu rally organized person. And I have yet to find a great deal of joy in the organiza tion process. While I love a

Kristina Ellis

productive life, the process of getting all my thoughts and priorities in order sometimes looks more like chaos. Because these skills don’t come effortlessly to me, I’ve had to work even harder to find simple ways to stay organized and on track. So, instead of a list of 500 ways to be produc tive and organized written by someone who loves al phabetizing her to-do list, I’m going to give you three practical tips that will have a massive impact on your productivity (and get you

organized as painlessly as possible).

Tip 1: Set goals and break them down

Thinking about your goals can be overwhelming, es pecially when they’re still in the dream phase. For ex ample, you may be thinking things like, This semester I’d like to apply for col lege, win an award in cross country, get straight A’s, and earn a full-ride schol arship. While those are all great goals, you’ve got to break them down.

Write out your goals in a way that’s specific and measurable. Instead of say ing, This semester, I’d like to apply for college, your goal could be, I will apply to eight schools I love by December 15.

Then, create action steps. Ask yourself, What needs to happen for me to reach my goal? And be specific. Create detailed steps and tasks you’ll need to com

plete. For the goal of apply ing to eight schools, you’ll need action steps like:

• Create a list of 15 schools you like.

• Visit schools and take campus tours to cut down your list.

• Fill out all your applica tions.

• Perfect your personal statement.

• Ask for letters of recom mendation.

By breaking things down in advance, you’ll have a road map to guide you through days when pres sures and distractions are high. And when you do have downtime, you can quickly look at your task list and knock something out instead of wasting time wondering what should happen next. Which leads to my next point . . .

Tip 2: Identify your big gest distractions and mini mize them

Most of us have

something that crushes our productivity—bingeing Netflix, scrolling through social media, texting, etc. When you snap back to re ality hours later, you’re left wondering where your time went and how you’re go ing to get everything done with the little time you have left.

Whatever your weak areas are, be honest with yourself, then figure out the lines you need to draw so you can be productive. If social media’s your biggest timewaster, set a timer for how long you’ll stay on. When the alarm goes off, set your phone down no matter what—no excuses. If you manage to save yourself just one hour a day, that’s 30 hours a month. Imagine what you could do with that time!

Tip 3: Use a planner

It’s almost impossible to stay on track with your goals if you don’t have a daily

reminder of what needs to happen next. (And if you find it easy to keep track of everything, you may not be pushing yourself to your full capabilities.)

The good news is, getting your to-do list and schedule organized is simple thanks to all the different plan ners that are available these days. They range from su per simple checklist plan ners to highly elaborate, plan-every-detail-of-yourlife planners. For me, the 2023 Ramsey Goal Planner works great. It’s very thor ough in breaking down my day, helping me set goals, and has personal touches I like, such as monthly encouragement from my friends Rachel Cruze, Dr. John Delony, and George Kamel. It’s especially use ful for people who have a lot to remember and lose

Photo courtesy of Getty Images

Hebrews 11:1

them was born. “I wanted it to be a benefit and a service to women in the community,” she said. “My goal was … to find way- to find solutions and information, bring encour agement and change.”

From the Needle to the Cross author Amanda Sex ton, recovered woman Pam Poteet, Restorative Minds Behavioral Health Ser vices’ Amber Matheney, PMHNP-BC, professional licensed counselor Patri cia Smith, attorney Tessa Lawson, Abby Eiber, LPC-MHSP, and 40-year veteran police officer Bet te Simpson will be among

the guest speakers.

“It’s not all about recov ery and drug addiction,” Martin said, “but that’s sometimes a part of [low self-worth].”

Event sponsors include 28 Main Aesthetics, Stand ing Stone Scribe, Abby L. Eiber, LPC/MHSP, Builtwell Bank, Gertrude’s Boutique, and Renewal at Wilder Mountain Farm.

Purchase tickets during business hours at Builtwell

Bank, 210 E. Commercial Ave., Monterey. Some tick ets have been sponsored for women who may not be able to purchase one, but would like to attend.

Ladies who would like to reserve a sponsored ticket may contact Amy Martin at 931-260-5514.

“You can change your station,” she added. “The sun comes up every morn ing and things can be dif ferent. There’s hope.”

• MONEY • Continued from 4

day-to-day finances around your place. You’re going to have to sit down with your husband and separate the wantsfrom the needs.

The good news, Renaye, is that with a budget you can analyze, in detail, the need to cut expenses, gen erate extra income—or both. But for this thing to work, you’ve got to create

a little margin. Because if you continue to just wan der along without a plan, you’re going to have a real mess on your hands.

God bless you folks.

— Dave

• • •

Dave Ramsey is an eighttime national best-selling author, personal finance expert, and host of The Ramsey Show, heard by more than 18 million lis

teners each week. He has appeared on Good Morn ing America, CBS This Morning, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives. He also serves as CEO for Ramsey Solutions.

Church Directory

Columbia Hill Baptist 1226 Columbia Hill Rd. 445-3066

Church of God in Christ 2704 Muddy Pond Rd. 445-7782

Familia Dios 119 W. Commercial Ave. 839-7011

Faith Bible Holiness 144 Dripping Springs Rd. 839-6268

First Baptist Church of Monterey 106 N. Chestnut St. 839-2971

Full Gospel Assembly 9396 Monterey Hwy. 839-6411

Hanging Limb Baptist 1421 Hanging Limb Hwy. 445-3283

Hope in Christ Fellowship 315 E. Peter Ave. 833-315-4673

Mill Creek Baptist 5221 Mill Creek School Rd. 520-7801

Mineral Springs First Baptist Church 4038 Hanging Limb Hwy.839-3538

Monterey Apostolic Church 1109 Buckner Rd. 839-8416

Monterey Church of Christ 308 W. Crawford Ave. 839-2660

Monterey Community Church 301 E. Commercial Ave. 839-2119

Monterey First Assem bly of God 1050 N. Chestnut St. 839-8103

Monterey Freewill Baptist 311 S. Elm St. 839-3433

Monterey First Church of the Nazarene 110 N. Poplar St. 839-2609

Monterey Wesleyan Church 300 E. New Ave. 584-0133

Monterey United Methodist Church 124 N. Holly St. 839-2597

Monterey Wesleyan Church Pastor Ted Stepp 9315840133 330 E New Ave

Monterey Worship Center 120 E. Commercial Ave. 839-2702

Muddy Pond Independent Baptist Church 3449 Muddy Pond Rd. 445-2140

Pilgrim Christian Fellowship 3068 Muddy Pond Rd. 445-7160

Primera Iglesia Evangel Jesus Baptist Church 200 S Chestnut St. 839-3399

Sand Springs Baptist 9388 Sand Springs Church Rd. 839-3131

Second Freewill Baptist Church of Monterey 855 E. Commercial Ave. 839-3752

Shady Grove Freewill Baptist 2175 Stamps-Shady Grove Rd.

Standing Stone Baptist Church 914 N. Chestnut St. 267-5072

Standing Stone Church of Christ 385 N. Elmore St.

Victory Christian Center 125 S. Oak St. 839-6068

Vine Ridge Baptist 602 Vine Ridge Rd. 445-3414

Woodcliff Baptist Church 13100 Woodcliff Rd. 839-8465

Now faith is confidence in what we hope for and assurance about what we do not see.

Annual Upper Cumberland Senior, Caregiver Expo set for Oct. 18

Planning is underway for the 21st Annual Upper Cumberland Senior and Caregiver Expo, hosted by the Upper Cumberland Area Agency on Aging and Disability.

This year UCAAAD comes together to celebrate 21 years of providing commu nity support and resources to our seniors and caregivers in the Upper Cumberland. UCAAAD is excited to announce this year’s event theme is “Age my Way,” recognizing the important role personal choice plays in aging. This regional event has typically fo cused on the care needs of older adults and their caregivers. The Expo provides an op portunity for individuals seeking help with their loved one’s care to connect with busi nesses and service providers.

At this time, plans are being made to hold an in-person event at Life Church of Cookeville this fall. The 2022 Senior and Caregiver Expo is scheduled to take place Tuesday, Oct. 18, from 8:30 a.m. until noon at Life Church.

Opportunities are available for sponsor ships for this year’s Expo event. UCAAAD is currently seeking businesses and orga nizations to partner together to help make for another successful Senior and Caregiver Expo in the Upper Cumberland. For more details about sponsorships or general infor mation, please contact Clare Farless at cfar less@ucdd.org or 931-432-4111.

• PRODUCTIVE •

Continued from 8

track of their goals easily. But even if your version of a planner is just a checklist written on a blank piece of paper, take a few moments each morning to create a plan so you can get the most out of your day.

I hope you’ll give these tips a try. They’ve worked won ders in my life, and I’m con fident if you stick to them, you’ll notice a productivity

To be sold at auction

boost in yours, too! • • •

After winning $500K in scholarships and graduating from her dream school with a bachelor’s and a master’s degree, Kristina Ellis set out to help students create their own plan to earn a debt-free education. She’s the bestselling author of Confes sions of a Scholarship Win ner and How to Graduate Debt-Free. She is a featured expert in the 2021 documen

tary Borrowed Future: How Student Loans Are Killing the American Dream. Her work has been featured in numerous media outlets, such as Fox & Friends, The Katie Couric Show, CBN, USA Today, Reuters, Seven teen, and Money. As a Ram sey Personality, Kristina helps thousands of families nationwide navigate the complex waters of college finance and graduate debtfree.

Auction: 10 a.m. on Oct. 1, 2022.

Location: Gary’s Towing, 626 East Railroad Ave., Monterey, TN, 38574.

Make/Model: 2011 Ford, 4-door, passenger VIN# 2FABP7BV9BX112294

Owner: City of Muskegon Vehicle is being sold for tow and storage fees. Any and all bids can be refused.

•••

Perks of living in a small town is everybody knowing your business!

Crushing at rushing

Bowman is MHS all-time career rushing leader

By Rebekah Beeler Scribe publisher

Mason Bowman, Monterey High School Wildcat Foot ball senior running back, has obliterated the school’s rushing record.

Bowman crushes rushes, racking up over 4,500 rush ing yards so far in his career – and counting.

A special pregame presen tation before the Wildcats’ game against Stone Memo rial High School Panthers on Friday, Sept. 2, recog nized Bowman as MHS’s all-time leader for career rushing yardage. “Mason is a great young man. High Character and tremendous work ethic is what sets him apart,” Monterey High School Wildcat Football

head coach Scott Hughes said. “He is a young man that I have truly enjoyed

having the pleasure to coach and I look forward to seeing his success continue

past high school.”

Sports analysts agree that Bowman is a force to be reckoned with on the field. He is a two-time All State Team running back, with three 1,000-yard seasons leading up to his senior year. He was also named as Upper Cumberland Report er’s “Top 10 High School Football Players to Watch.” Bowman led the Wildcats in the first game of the 2022 season against Cannon County, posting 308 rush ing yards, four touchdowns and three receptions for 40 yards in that game alone.

According to the Crossville Chronicle, the athletic dis play was “… one of Ten nessee’s most impressive stat lines.”

Photo by Kirk Carter

Monterey Wildcat running back, Mason Bowman, 4, carries the ball against Cumberland County High School Jets in the second game of the season, winning 33-0.

Photo by Heather Bowman Monterey Wildcat senior running back, Mason Bowman, is pictured with head coach Scott Hughes as he is recog nized in a pregame presentation for making school his tory.