2019 Annual Report
Letter from the President and Board Chairman
What We Can Accomplish Together Dear Shareholders and Members, Friends, food, celebrating memories and honoring our Realtor® leaders — those were the key ingredients of our 20th anniversary luncheon in Valley Forge last November. The event was a great success, and in addition to the celebration we took a fresh look at our work and how we connect with and serve you. Here are a few takeaways: What we provide to Realtors®: While the highlight of our recent work has been finding a plaintiff to set a strong legal precedent for Act 133 of 2016, our core service remains helping you interact with governments, especially at the municipal level. We monitor the news and legal notices daily to stay on top of issues that can impact your business, publish news briefs weekly, and maintain a database of municipal regulations for quick reference. What Realtors® provide to us: Aside from dues for our services, Realtors® are our eyes and ears in the community. Without your input, we would often be unaware of municipal issues impacting real estate transactions. You also provide the strong grassroots force necessary to protect our industry and our communities.
Suburban Realtors® Alliance 1 Country View Road Suite 202 Malvern, PA 19355 610-981-9000 sra@ suburbanrealtorsalliance .com
What we can accomplish together: There are serious issues facing Pennsylvanians right now — problems that are not being fixed and are getting worse. State funding of public schools in our region is inadequate, leading to an over-reliance on local property taxes in some districts; property tax assessments are critically outdated; sewer and other infrastructure is failing; and some municipalities are still too intrusive when it comes to regulating home sales. The good news is this: Solutions can be found, and Realtors® united can be instrumental in finding them. As we look ahead to the next 20 years, we pledge to maintain an exceptional level of service at the municipal level, while also broadening our view, squaring our shoulders and tackling major issues that affect real estate and quality of life in the commonwealth.
Alex Shnayder Chairman
Jamie Ridge President/CEO
Impact public policy for the benefit of real estate and the protection of private property rights.
About the Suburban Realtors® Alliance Formed in 1998, the Suburban Realtors® Alliance serves three shareholder organizations — the Bucks County Association of Realtors®, the Montgomery County Association of Realtors® and Suburban West Realtors® Association. Together, these associations comprise more than 12,000 members doing business in the Philadelphia suburbs. The Alliance staff interacts with government officials mainly at the municipal level, but also at state and federal levels, to advocate for public policies that benefit Realtors® and protect the private property rights of homeowners.
2019-2020 SRA Board of Directors Bucks County Association of Realtors® Chris Beadling Quinn & Wilson, Realtors®
Maryellen O’Brien Keller Williams Doylestown
Pamela Croke, Esq. BCAR CEO
Maureen Scanlin Scanlin Real Estate
Jeff Haring Narrow Gate Real Estate
Alex Shnayder, Esq., Chairman RE/MAX Eastern, Inc.
Montgomery County Association of Realtors® Gail Fusco MCAR CEO
Anne Rubin Century 21 Advantage Gold
Eric Rehling RE/MAX Ready
Anthony Stipa Keller Williams Real Estate
Ellen Renish ERA Continental Realty
Richard Strahm, Vice Chairman American Foursquare Realty
Suburban West Realtors® Association John Lentz Coldwell Banker Preferred
Kathy McQuilkin RE/MAX Professional Realty
Dennis Manley RE/MAX Executive
Kay Pugh Keller Williams Real Estate
Anne Marie Matteo SWRA CEO
Kathie Ramer Berkshire Hathaway Fox & Roach
John McFadden RE/MAX Hometown
Vince Range, Secretary/Treasurer RE/MAX Town & Country
A Tradition of Exceptional Leadership
Since its inception in 1998, the Alliance has been fortunate to have an unbroken tradition of strategic, innovative professionals in leadership positions. Pictured above at the 20th anniversary dinner are, from left, Tony Stipa (2011 chair), Mike McGee (Alliance founding CEO), Frank Jacovini (2001 chair), Anne Marie Matteo (SWRA CEO), Nick Vandekar (2015 chair), Maureen Scanlin (2013 chair), Todd Umbenhauer (2014 chair), Pam Croke (BCAR CEO), Jane Forth (former BCAR CEO), Gail Fusco (MCAR CEO), Ellen Renish (2017 chair), John McFadden (2018 chair), Rep. Todd Polinchock (2009 chair), Andy Donohue (2006 chair), Henry Jacquelin (2008 chair) and Jamie Ridge (Alliance President/CEO).
2019 Notes Enforcing Act 133 in Court
While passing Act 133 of 2016 was a major victory in halting municipal overreach in use and occupancy inspections, many municipalities have continued to violate the law by requiring escrow or demanding the repairs be made in less than 12 months. The Alliance has filed a federal lawsuit against Glenolden Borough, one of the worst offenders, that could set a legal precedent that would bring other municipalities into compliance. The case — Mohammad Z. Rahman and Suburban Realtors Alliance v. Borough of Glenolden, et al — is ongoing in the Eastern District of Pennsylvania.
Improving the Municipal Database
The municipal database is one of the most popular services that the Suburban Realtors® Alliance offers. The database includes entries for 239 municipalities, including ordinances and tax information. In 2019, we continued to improve the database by adding an interactive map and a field indicating the effective tax years for millage rates.
The Alliance website had nearly 154,000 page views from 25,000 unique visitors from Jan. 1 through Nov. 1, 2019. The website includes the municipal database and weekly news briefs, as well as a host of information about public policy and other issues that affect Realtors®.
Staff Training Opportunities
Jamie Ridge and Erin Smist attended the 2019 GAD Institute in Cincinnati, Ohio, in July. Pete Kennedy attended the Pennsylvania Association of Realtors® Public Policy Training in King of Prussia in March and the Communications Directors Institute in Kansas City, Missouri, in July.
Volunteering in the Community
SRA government affairs manager Erin Smist helped secure a National Association of Realtors® placemaking grant for Lower Frederick Township in Montgomery County. The township used the money to help revitalize its Village Center Park. Smist and other members of the Realtor® community arrived at the park on a brisk September day to provide hands-on assistance in addition to the grant.
Following the News
Alliance staff monitor dozens of news outlets and public notices to stay abreast of municipal activity that could affect real estate transactions. News briefs are emailed to more than 13,000 subscribers every Friday morning. Among the top 2019 storylines were PFAS water contamination in Bucks and Montgomery counties and pipeline construction in Chester and Delaware counties.
Suburban Realtors® Alliance Staff President/CEO: Jamie Ridge Government Affairs Manager: Erin Smist Administrative Assistant: Bobbi Wenk Communications Manager: Pete Kennedy
Local Advocacy Highlights Bucks County
Bristol Township Asks SRA for Help with Sewer Laterals
Ongoing Sidewalk Inspection Saga in Oxford Borough
In 2018, SRA staff and volunteers began meeting with Bristol Township officials to share concerns about a newly implemented sewer lateral inspection ordinance. Among the issues
Oxford Borough has struggled through a complicated history with point-of-sale sidewalk inspections for more than a decade. Over that
with the ordinance’s requirements: code repairs must be completed by sellers prior to settlement; escrow must be deposited if a temporary permit is requested; and deadlines given for making repairs are less than the statemandated 12 months. “While we accept that many municipalities have been forced to adopt sewer lateral inspection ordinances due to the federal Clean Water Act, we don’t accept enforcement practices that are contrary to Act 133,” said SRA Chairman Alex Shnayder. “If townships and boroughs insist on conducting these inspections at the point-of-sale, they must follow the law.” After a number of meetings between township elected officials, staff and the SRA, Bristol adopted a new inspection procedure earlier this year that does comply with Act 133. Despite the fact that the procedure has been amended, Shnayder explained, the township must now pass a new ordinance that will set the foundation for enforcement practices moving forward. “Because of the relationship we’ve built with the township through the years, they have asked us to review the current ordinance and submit ideas for making certain it complies,” Shnayder said. “This is a great opportunity for us to provide input that will ensure the ordinance makes sense for home sellers and buyers, and meets the standards set by Act 133.”
time the borough has attempted to enforce a strict sidewalk repair ordinance on several occasions, only to be overwhelmed by resident complaints within a few months. The latest variation of the story has the borough once again enforcing the ordinance, but not always following the regulations set forth by Act 133. “We’ve seen this behavior by Oxford borough’s code enforcement department before, with each time featuring some new twist,” said Jamie Ridge. “Earlier this year we were notified that they were trying to allow only six months to make repairs after settlement, which is a clear violation.” Once the SRA was alerted about the issue, staff immediately contacted the borough’s solicitor to discuss the violation. While the deadline issue seems to have been corrected for the moment, Ridge said staff will keep an eye on the borough moving forward. “There are some municipalities that seem to have an extra short memory when it comes to following the state law,” he explained. “Oxford borough certainly falls into that category, and we will continue monitoring the situation closely.”
Oxford’s point of sale inspection regulations result in inconsistent sidewalks from house to house.
Montgomery County In Norristown, Endangered Bird Endangers Home Sale We thought we’d heard every excuse a municipality might have for withholding a use and occupancy permit. But in July, a member from Montgomery County called with an unusual situation.
“Have you ever heard of a chimney swift?” the member asked.
Realtors® Meet with Upper Chichester Township officials When the SRA talks to municipalities, it’s usually because we reached out to them first. And it’s usually because there’s a problem — an inspection issue we want to resolve or an ill-conceived ordinance we want to improve.
So it was a refreshing change of pace when Upper Chichester Township contacted us to set up an informational event between their township officials and our Realtor® members. Assistant Township Manager Barbara Kelley walked Realtors® through MapLink, a new tool on the township website offering detailed zoning information about every property in Upper Chichester. Other topics included the welcome packets sent to new homeowners, an update on Route 322 construction and economic development. Township staff gave practical tips about use and occupancy applications, e.g. that applications must be legible and won’t be processed until the fee has been paid. “We had positive feedback from those in attendance,” SRA government affairs manager Erin Smist said. “I think it will help Realtors® in their interactions with the township in the future.” The Alliance hopes to partner with other municipalities to have similar meetings in the future.
A Norristown code enforcement officer had told our member that he wouldn’t issue a use and occupancy permit until chimney repairs were completed. But local chimney repair companies refused to perform any repairs — because an endangered bird had taken up residence in the stack. The chimney swift is a species of bird protected under the Federal Migratory Bird Treaty Act. Removing or destroying nests with eggs or young hatchlings is a federal crime. While the issue may have seemed insurmountable, the SRA had good news for the Realtor®. Even if code violations found during a resale inspection make a home “unfit for habitation,” municipalities are required to issue at least a temporary access permit under Act 133 of 2016. “This issue was worked out after a few calls to Norristown’s solicitor, who quickly agreed that a temporary access permit would be appropriate to allow the settlement to take place,” said SRA CEO Jamie Ridge. “This is the type of issue that might have scuttled settlements prior to the passage of Act 133, but there’s now a solution which allows sales to move forward.” The swift migrates south around the beginning of August, so the new homeowner was able to make the necessary repairs soon after settlement.
The Alliance Sues Glenolden Borough Is Forced To Defend U+O Procedures in Federal Court On July 24, 2019, the Suburban Realtors® Alliance filed a federal lawsuit against the Borough of Glenolden for refusing to issue residential use and occupancy certificates after municipal code inspections in accordance with state law. The Alliance’s co-plaintiff in the suit, Mohammed Rahman, recently sold a property in the borough and was subjected to the enforcement of unconstitutional ordinances that violate the Pennsylvania Municipal Code and Ordinance Compliance Act (MCOCA). “Not only did Glenolden Borough ignore state law and impose unconstitutional conditions on the transfer of his property, the borough also extracted from Mr. Rahman more than $1,200 in fines and has forced him to defend himself against criminal charges,” said Jamie Ridge, president and CEO of the Suburban REALTORS® Alliance. “Glenolden denied him a use and occupancy permit to which he was entitled, then levied criminal sanctions against him for his failure to have the permit. It’s ridiculous, arbitrary and wrong.”
Glenolden’s Actions • Mohammad Rahman sold a home in Glenolden Borough in March 2019. The U+O inspection cited required ductwork and sidewalk repairs.
• The borough required Rahman to complete all repairs within 30 days and provide $5,000 in escrow — both explicitly prohibited by MCOCA — and withheld a U+O certificate. • Rahman completed all repairs within 30 days and received the certificate and his $5,000 back. But he still received five criminal citations totaling $1,200 for not having a U+O certificate at settlement.
The lawsuit against Glenolden was the cover story of the Oct. 17, 2019, edition of the Delaware County Daily Times. Among the unconstitutional conditions that the borough imposed on Mr. Rahman were requiring that he post a $5,000 escrow in return for the issuance of a use and occupancy permit, and requiring that code inspection repairs be made within 30 days, both of which are prohibited by MCOCA. “Mr. Rahman is just one example of how Glenolden’s outdated ordinances and bullying enforcement tactics continue to stifle the ability of residents and Realtors® to engage in the transfer of private property,” Ridge said. The lawsuit seeks to have Chapter 61 of Glenolden’s code of ordinances, titled “Certificates of Occupancy,” declared unconstitutional and to stop enforcement techniques that violate MCOCA. Right now, the borough ordinances require that a property be brought into full compliance before the borough will issue a use and occupancy permit and allow the property to be sold. Such a restriction violates MCOCA, as amended by Act 133 of 2016, which states municipalities must issue a use and occupancy certificate after an inspection — or a temporary access permit in the case of an unsafe property — and provide no less than 12 months for repairs to be made. Mr. Rahman acceded to a borough demand that he complete all repairs within 30 days of settlement, though he was under no legal obligation to do so. He completed the repairs within 30 days, but he was still fined more than $1,200 for not having a use and occupancy certificate at the time of settlement. The borough also held $5,000 from
Mr. Rahman in escrow during the repairs — a practice explicitly prohibited by MCOCA. Glenolden Borough took these actions despite its officials knowing their demands violated Pennsylvania law. “We have asked the borough for the past two years to bring its ordinances and enforcement practices in line with state law, but they have chosen to ignore it,” Ridge said. “The extent to which the borough officer’s intentional actions have harmed Rahman and other property owners and wasted the borough’s resources is undetermined at this time.” The lawsuit — Mohammad Z. Rahman and Suburban Realtors Alliance v. Borough of Glenolden, et al — was filed in the Eastern District of Pennsylvania. Several borough officials are specifically named as defendants: Kenneth Pfaff, council president; James Boothby, council vicepresident; Brian Razzi, borough manager; and Anthony Tartaglia, chief of code enforcement. The plaintiffs are represented by Connor, Weber & Oberlies, based in Paoli. As a part of the lawsuit, Rahman is seeking relief from the criminal sanctions and compensation for the borough’s intentional violation of the rights that should have been
The Lawsuit Mohammad Z. Rahman and Suburban Realtors Alliance v. Borough of Glenolden, et al • Filed July 24, 2019 in the Eastern District of Pennsylvania • Seeks to have Chapter 61 of Glenolden’s code of ordinances, titled “Certificates of Occupancy,” declared unconstitutional and to stop enforcement techniques that violate MCOCA.
afforded to him under MCOCA. The SRA has joined Rahman in the lawsuit to bring to light the borough’s unconstitutional ordinances and to force the borough to incorporate MCOCA’s rights and protections for property owners and Realtors® into the borough’s ordinances.
Long Search for a Plaintiff Ends with Borough’s Intransigence After a nearly two-year effort to find a plaintiff to join the SRA in challenging a municipal violation of the MCOCA, a property owner from Glenolden Borough stepped forward. The filing of the lawsuit in July was the culmination of an often-frustrating process to find a seller or buyer who had been financially injured by a municipality’s actions, according to SRA CEO Jamie Ridge. “We lost track of how many times we thought we had the right ingredients for a seller or buyer to move ahead with a lawsuit, but fell just short when circumstances changed,” Ridge said. “The problem has been that most buyers and sellers are so motivated to close a deal that they are willing to look the other way when municipalities violate MCOCA.” One of the most common municipal violations of MCOCA was demanding that code-related repairs be completed within 30 days of settlement. Most often, boroughs or townships would force sellers and buyers — under the duress of a real estate transaction — to sign an affidavit agreeing to the 30-day time frame in exchange for a use and occupancy permit. “The problem with this 30-day deadline sham is that MCOCA provides 12 months for repairs, and forbids
municipalities from shortening the time,” Ridge said. “Despite the fact that municipalities are aware of the state law, a handful of them assume that nobody will challenge them because ‘who wants to sue a borough or township?’” That cynical calculation changed for Glenolden when SRA’s co-plaintiff, Mohammed Rahman, decided to fight back when the borough fined him $1,200 for not possessing a use and occupancy permit at settlement. Along with forcing Rahman to promise that repairs be made within 30 days of closing, Glenolden required that he post $5,000 in escrow to receive a temporary use and occupancy permit, which is also forbidden by MCOCA. To add injury to the insult of ignoring MCOCA, Glenolden issued the criminal citations after Rahman had complied with their illegal demands. “Once those citations were issued, we knew we had a viable plaintiff,” Ridge said. “Glenolden’s intransigence was a game changer for allowing us to challenge these unconstitutional practices by municipalities. We look forward to using this opportunity to spread the word throughout our region that we’re very serious about stopping these abuses.”
SRA President/CEO Jamie Ridge introduces legislators at the Chester County breakfast. The Suburban RealtorsÂŽ Alliance Legislative Breakfasts offer members an opportunity to meet directly with state lawmakers to find out whatâ€™s happening in Harrisburg and ask about positions on topics that impact real estate across the commonwealth. The 2019 breakfasts covered topics like the property tax assessment reform, school funding, a proposed first-time homebuyer savings account program and state licensing requirements.
Rep. Margo Davidson speaks at the Delaware County breakfast.
Rep. Tina Davis addresses the crowd at the Bucks County breakfast.
Sen. Art Haywood speaks at the 2018 legislative breakfast in Montgomery County.
Realtor in the State House ®
Todd Polinchock is no stranger to service and leadership. He spent 20 years in the U.S. Navy as a pilot, and his subsequent career in real estate included stints as SRA chairman and president of the Bucks County Association of Realtors® and Pennsylvania Association of Realtors®.
Rep. Polinchock talks with Rep. Megan Schroeder at the SRA’s Bucks County legislative breakfast in April.
In 2018, Polinchock was elected to represent Pennsylvania’s 144th district in the state House of Representatives. One year later, he describes the freshman learning experience as akin to “drinking through a fire hose,” but said the skills he learned as a Realtor® — negotiation and working with people — have been key to advancing his policy goals.
One of his top priorities is helping constituents affected by contaminated drinking water, and he’s confident that a clean water bill, HB 1410, will soon become law. He is also focused on boosting small businesses, and he recently announced new funding for a public transit bus that will be free for seniors and veterans.
“Also, serving in leadership in PAR gave me a knowledge of how the process works,” he said. “When I came in as a freshman, I had established relationships with 30 or 40 other lawmakers.”
“I absolutely love it,” he said. “When I get home at night, I feel like I’ve helped people.”
In Congress: Sea Change Brings FPC Change Redrawn congressional maps and a shifting, energized electorate led to drastic changes in suburban Philadelphia’s representation in Congress in the 2018 election. All four RPAC-endorsed regional candidates for Congress won their races, including the three Democratic women who helped generate the blue wave in southeastern PA: Madeleine Dean (D-4th); Mary Gay Scanlon (D-5th) and Chrissie Houlahan PA-4 (D-6th). Incumbent Rep. Brian Fitzpatrick (R-1st), retained a seat in the U.S. House, albeit with a new district number and shape. The National Association of Realtors® assigns a member to serve as a Federal Political Coordinator (FPC) to each member of Congress.
Stefanie Hahn said being FPC to Rep. Scanlon in Delaware County has been educational and surprisingly fun. “I hope to continue to meet with Rep. Scanlon on a regular basis and grow her understanding of our message, share what we care about, and influence her on issues that
matter to homeowners and our industry,” Hahn said. “My FPC experience has been amazing,” said Mary Beth McDermott, FPC to Rep. Dean in Montgomery County. “The training was so incredibly helpful, as it has given me the confidence and ability to communicate NAR’s vision to Madeleine Dean effectively.” PA-1
Chris Beadling, FPC to Rep. Fitzpatrick in Bucks County, said his goal is making sure incumbents who have supported Realtor® priorities stay in office.
“That means organizing and investing — using the RPAC funds our members provide to make our industry the productive entity in Washington it has been for 50 years now,” Beadling said.
Kathy McQuilkin, FPC to Rep. Houlahan in Chester County, said it has been interesting to learn the FPC protocols as she gets to know the newly elected Congresswoman. “My goal is to become her ‘go to’ source on real estate,” McQuilkin said.
The REALTORS Political Action Committee (RPAC) helps elect officials that support homeownership and the real estate industry. RPAC ensures that Realtors® have a “seat at the table” when important policy decisions are being made at all levels of government. All three SRA shareholder associations held fundraising activities to support this crucial instrument of Realtor® advocacy.
Ahead of the 2019 municipal election, the regional arm of RPAC — Southeast Realtors® Political Action Committee (SERPAC) — created a website, suburbanrealtorsvote.com, listing its endorsed candidates by county. MCAR fundraiser at Colebrookdale Railroad on Sept. 12
SWRA telethon on June 13
BCAR LOL Comedy Night on April 4
RPAC Investment By the Numbers
Statewide RPAC funds raised by SRA shareholders
RPAC funds raised by BCAR, MCAR and SWRA
RPAC hard dollars contributed to candidates *as of 11/1/2019
of SRA members contributed in 2018 (5,038 Realtors®)
NAR Hall of Fame ($25,000+) Kit Anstey Dominic Cardone Gregory Herb Henry Jacquelin Stanley Lesniak
Bill Lublin Jane Maslowski Guy Matteo Bette McTamney
Bob Ramagli Ellen Renish Charles Roach Thomas Skiffington Debora Weidman-Phillips
PAR Hall of Fame ($10,000 - $25,000) Paul Allen Gina Barbine David Brant Eileen Campbell Harry Caparo Louise D’Alessandro Ken Enochs Lawrence Flick
Dennis Manley Mary Beth McDermott William McFalls Jr. Joseph McGettigan Kathleen McQuilkin Randy Myer Jonathan Orens F. Todd Polinchock Lewis Rodin
Anne Rubin Carolyn Sabatelli Brian Slater Anthony Stipa Joseph Tarantino Theresa Tarquinio Joseph Tornetta Todd Umbenhauer
Sterling ‘R’ (cont’d)
Dominic Cardone Christina Cardone Ken Enochs Greg Herb Bill Lublin Jane Maslowski Michael McGee Kathleen McQuilkin Bette McTamney Ellen Renish Anne Rubin Tom Skiffington Brian Slater Debora Weidman-Phillips
Platinum ‘R’ Ken Enochs Suburban West Realtors® Association
Golden ‘R’ Dominic Cardone Greg Herb Bill Lublin Jane Maslowski Ellen Renish Tom Skiffington Richard Strahm *as of 10/15/2019
Kit Anstey Anne Costello Bette McTamney Bob Ramagli Anne Rubin Brian Slater Debora Weidman-Phillips
Sterling ‘R’ Ilysa Abrams Gina Barbine Chris Beadling Bradley Bentz Eileen Campbell Paula Campbell Christina Cardone Steven Christie J. Patrick Curran Stephen D’Antonio Cynthia Dickerman Kevin Gallagher Jason Gizzi Jill Goldman Timothy Graham Stefanie Hahn Amanda Helwig Maureen Ingelsby Henry Jacquelin Shaquiyyah Jenkins Brian Kane Douglas Krautheim Suzanne Kunda Dennis Manley
Barbara Margolis Anne Marie Matteo Guy Matteo Barbara Matyszczak Paul Mazzochetti Deborah McCabe William McFalls Michael McGee Joseph McGettigan Kathleen McGuriman Joshua McKnight Kathleen McQuilkin Tom McQuilkin Bradley Moore Cheryl Newton Richard Opperman F. Todd Polinchock Kathie Ramer Vincent Range Mark Reale Eric Rehling Jamie Ridge Daniel Robins Ayisha Sereni Maureen Sexton Robert Shaffer Alex Shnayder Anthony Stipa Joseph Tarantino Theresa Tarquinio Joseph Tornetta Todd Umbenhauer Debbie West
Enhanced Online Resources
The Alliance rolled out information campaigns in 2019 to help make complex issues more understandable.
/Act133 The 2016 state law prohibits a municipality from withholding a use and occupancy certificate based on code violations found in a point of sale inspection. The SRA landing page provides an overview of the act and best practices for Realtors® to take full advantage of it.
/Schools Many Pennsylvania school districts face a financial crisis that will only get worse unless action is taken. The SRA webpage explains inadequacies in the current state funding model and how those shortcomings affect real estate.
/Database The SRA municipal database has entries on 238 boroughs, towns and cities in Bucks, Chester, Delaware and Montgomery counties. The new landing page for the database gives an overview of how to use it and answers frequently asked questions.
/Reps The SRA “Realtor’s Guide to Elected Office” explains how each elected office — from borough council up to President of the United States — impacts real estate. It also includes links to sample ballots, state legislative maps and other resources.
1 Country View Road, Suite 202 Malvern, PA 19355 610-981-9000