The 30-Day Money Cleanse Training Presentation Excerpt

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Create a Healthier, Happier Relationship With Your Money Take control of your finances, manage your spending, and de-stress your money for good.

Our Yearly Spending Habits1: • • • • • • • •

Food: $7,203 Alcoholic beverages: $484 Housing: $18,886 Apparel and services: $1,803 Transportation: $9,049 Health care: $4,612 Entertainment: $2,913 Personal care products and services: $707 • Reading: $118

• Education: $1,329 • Tobacco products and supplies: $337 • Miscellaneous: $959 • Cash contributions (e.g. charity): $2,081 • Personal insurance and pensions: $6,831 • Personal taxes (state and federal): $10,489

Spending Habits – Sobering Stats • Average debt (no mortgage): $132,5292 • Only pay credit card minimum: ~33%3 • Credit card debt due to spending more on unnecessary things they can’t afford: ~60%4 • Maintain a household budget: 32%5 • Only 20% facing financial hardship fall below the poverty line6

The Emotion Behind Spending • 49% say emotions (stress, excitement and sadness) cause them to spend more than they can reasonably afford.7 • 72% said they felt stressed about money, and 22% said they felt “extreme” stress over their finances. 8 • 40 million Americans suffer from anxiety. Financial worries are a massive trigger for those disorders. 8

When Is There Enough? • Money is a tool we can use to get and experience what we want in life. • It is also a source of stress and can hold us back from what we really want. • Our habits and emotions come from a scarcity mindset – what we earn will never be enough for the things and experiences we desire. • Make the move to an abundance mindset – seeing that what you have is more than enough.

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