Shopper news • MAY 27, 2013 • A-13
NEWS FROM CAPITAL FINANCIAL GROUP Jason Elcan of Capital Financial Group has been awarded a professional degree in the field of long-term care, Certified in Long-Term Care (CLTC). The program is independent of the insurance industry and focuses on providing financial service professionals the tools needed to meet their clients’ long-term care needs. “The field of long-term care is complex. It intersects with other professions such as financial planning, tax law, home care, government funding and elder law. My ability to serve the community depends on understanding what re-
Jason Elcan sources, such as housing and services, clients will need as they age and how they will be
paid for,” Elcan said. “I have had far too many families ask for my advice on what they can do after a loved one has been diagnosed with Alzheimer’s disease, dementia or some other chronic illness. The fact is there is little that can be done at this point, and now these families are faced with years of physical stress and heartache. This is compounded by the reality that paying for care can easily devastate their family’s financial viability,” Elcan said. “It is my responsibility to help people understand the emotional, physical and financial consequences associ-
ated with providing or paying for care over an extended period of time. It is essential they have this information so they can take action to protect those they love while they have options. I am committed to helping my clients create an appropriate strategy to meet their specific needs,” said Elcan. Elcan can be reached at: 246-1711 or jelcan@financial guide.com. Capital Financial Group is located at 8320 E. Walker Springs Ln, Suite 100, Knoxville, TN 37923. For more information about CLTC please visit www. ltc-cltc.com.
Jason Elcan is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC, Member SIPC, 8 Cadillac Dr., Suite 150, Brentwood, TN 37027 (615) 309-6300.
Pinnacle opens new location Pinnacle Financial Partners, which came to the Knoxville market in 2007, opened its fourth full-service banking location on May 9, with a grand opening and ribbon-cutting held last week. The new location at 9601 Kingston Pike has been dubbed Pinnacle Cedar Bluff.
Sherri Gardner Howell
The new 4,000-square foot office features the same contemporary architectural style as other Pinnacle locations. Signature elements include a decorative water wall and Learning Center for meetings, workshops and use by community groups. Harvey White, Pinnacle’s Knoxville president, said that three new hires plus three leaders from the Northshore office will form the core team at the new facility. Steve Kopman joins Pinnacle as senior vice president and office leader for new location. He brings 33 years of financial services experience and comes most
recently from Regions Bank, where he was a branch sales manager of its Cedar Bluff office. Heather McKinney is the senior vice president and financial advisor. She has 25 years of banking experience, including serving as vice president in the private banking areas at First Tennessee Bank and Regions Bank. Lucy Pollifrone joins the firm as a service specialist. She has 12 years of experience and comes to Pinnacle from Mountain Commerce Bank, where she served as a branch service associate. Coming to the new office from Northshore are Deb Campbell, client service specialist; Missy Ratliff, service specialist; and Jamie Webb, financial advisor assistant. Since expanding to East Tennessee, Pinnacle has become the sixth-largest bank out of 44 financial institutions in the Knoxville metropolitan statistical area (MSA), according to the Federal Deposit Insurance Corporation. Pinnacle offers a full range of banking, investment, mortgage and insurance products and services designed for smallto mid-sized businesses
Pinnacle Financial Partners cut the ribbon on its fourth full-service banking location in the Knoxville market on May 22. The new location is at 9601 Kingston Pike. Photos submitted and their owners and for individuals. The firm began operations in a single downtown Nashville location in October 2000 and has since grown to almost $5.1 billion in assets, as of the quarter ending March 2013. At March 31, Pinnacle is the second-largest bank holding company headquartered in Tennessee, with 29 offices in eight Middle Tennessee counties and four offices in Knoxville. The Farragut West Knox Chamber participated in the ribbon-cutting on May 22. Coming up for Farragut After the ribbon-cutting for the new office, Pinnacle leaders pause for a photo. From left are Chamber members are two Harvey White, Pinnacle’s Knoxville president; Steve Kopman, Pinnacle Cedar Bluff ’s office leader; networking events: 8 a.m. and Rob McCabe, Pinnacle’s chair. Thursday, May 30, at U.S. Cellular on Parkside Drive; and 8 a.m. Thursday, June Club. The program will be Springs on Middlebrook reserved table for 10 is $275. 6, at FSG Bank on Campbell from members of the Provi- Pike, will be the first facil- For more information and sion Center for Proton Ther- ity of its kind in Tennessee to register for the breakfast, Station Road. The Chamber Breakfast apy, which will open in 2014 and only the second in the call the Farragut West Knoxville Chamber at 865-675Series will also have a June to provide advanced cancer southeast. Tickets are $30 for mem- 7057 or visit the website at event at 7:30 a.m. Tuesday, treatment. The facility, unJune 25, at Fox Den Country der construction at Dowell bers and $40 for guests. A www.farragutchamber.com.
Hospitals roll with changing times By Suzanne Foree Neal Hospitals are places of service but are also businesses that are tasked with providing the best care for the money, Rev. David Bluford told members of the Rotary Club of Farragut at the club’s May 22 meeting. Bluford is a chaplain and director of guest services at Parkwest Medical Center and is a Farragut Rotary member. “Very few facilities can staff the total numbers of
beds they have,” he said. “The University of Tennessee, because it’s a training hospital, has a lot of residents on board. UT is the only Level 1 trauma hospital and has to be staffed at all times. One of the busiest hospitals in our area is Le Conte in Sevierville, probably because tourists go there because it’s the only medical facility in the area.” Bluford says the days of free-standing hospitals are pretty much gone. It takes
partnerships to provide all the services needed for a facility to stay open. Most hospitals work on a 1 percent profit margin, he said. Notfor-profit hospitals have to reinvest profit revenue back into the facility. “There are going to be changes in our region with alignment of facilities,” Bluford said. “Obamacare, or the Patient Protection and Portability Act as it is really called, was passed because 32 mil-
lion people don’t have health insurance. Major changes are coming for businesses with full-time, part-time and occasional workers. Many companies are cutting hours so they don’t meet the guidelines for insurance.” The health care industry is looking at big issues like lifestyle changes and providing more preventive care, he said, and businesses that focus on trying to keep people out of hospitals will increase. “You’re not always going to find a full shop everywhere you go,” he said. Bluford added there’s one
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David Bluford with Parkwest Medical Center was the guest speaker for the Rotary Club of Farragut at its May 22 meeting. He spoke about changes to the health care industry, especially in Knoxville. Photo by S.F. Neal
big difference between hospitals and other businesses: “We don’t set our own rates. They tell us what we can charge for providing health care.” Reported revenue at area hospitals was $581 million for UT Medical Center, $289.5 million at Fort Sanders Regional, $300.8 million at Parkwest and $246 million at Physicians Regional (Tennova, former St. Mary’s), said Bluford. Bluford added that in 2010, Knox County had 2,167 licensed beds with 1,758 staffed beds for its population of 432,226.
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